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While there's no universal minimum credit score to rent an apartment, landlords generally prefer applicants with a good credit score, which is at least 670. How to improve your credit score for rentingIf your credit score isn't stellar right now, don't worry. The average credit score of a Gen Z consumer is 680 compared to the average baby boomer's credit score of 745. Credit builder loans and rent reporting companies can help you add credit history to your credit report. Frequently asked questions about apartment credit score requirementsCan you rent an apartment if you do not have credit?

Persons: —, TransUnion, Kendall Meade, Jay Zigmont, Jennifer, Read Organizations: Fair, Childfree, Business, Yahoo, Finance, CBS, MSNBC, CNBC, Forbes, Black Enterprise, USA, The Johns Hopkins University Carey School of Business, Business Journalists Locations: AnnualCreditReport.com, SoFi, Chevron, America, TheGrio, New York City

☆ Are Alex and Tim from 'Love Is Blind' season 7 still together? Their shocking off-screen argument is a major cliffhanger
▼ + stars: | 2024-10-02 | by ( Palmer Haasch | ) www.businessinsider.com time to read: +5 min

"Love Is Blind," one of Netflix's biggest reality series, is back for its seventh season. On a date in episode four, Tim gives Alex a bracelet that his oldest sister had given his middle sister with the inscription, "Love eternal, sis." You have a ring on your finger," Tim tells Alex. Only time will tell if Alex and Tim are able to make it past their issues. AdvertisementThe next episodes of "Love Is Blind" season seven will air on Wednesday, October 9 on Netflix.

Persons: Tim, —, somethings, Alex, he's, Tim don't, they're Organizations: Service, Netflix, US Locations: Washington, D.C, Japan, Brazil, Sweden, Mexico, United Kingdom

☆ This audio engineer is a huge Apple fan. But he thinks you shouldn't buy the AirPods Max.
▼ + stars: | 2024-10-02 | by ( Jaures Yip | ) www.businessinsider.com time to read: +6 min

Audio engineer Theo Browne recently criticized Apple's AirPods Max for their sound quality and price. Browne, a fan of the AirPods Pro, finds the mid-range sounds of the AirPods Max disappointing. AdvertisementYou don't have to look far to see Apple's AirPods Max headphones in the wild, whether it's on your morning commute or worn by someone on TikTok. In a tweet that has now received over 800,000 views, Browne even warned people: "Do NOT buy AirPods Max." Like the other AirPods, they said the AirPods Max offers an outstanding experience with active noise cancellation, spatial audio, and transparency modes.

Persons: Theo Browne, Apple's AirPods Max, Browne, Max, —, Metronomy, weirdly, Douglas Stephens, Stephens, there's, Smart, Max Smart, they'll, Antonio Villas Organizations: Service, Apple, Ping Labs, Sony, Bose, Headphones.com, Bluetooth, Philips, Sony WH Locations: retails

☆ CNBC Daily Open: Soft landing hit by minor turbulence
▼ + stars: | 2024-10-02 | by ( Yeo Boon Ping | ) www.cnbc.com time to read: +2 min

Mark Felix | Afp | Getty ImagesThis report is from today's CNBC Daily Open, our international markets newsletter. CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Port workers along the U.S. East Coast and Gulf Coast started striking Tuesday. It's just the first days of the port strike and flare-up in Middle East tensions, however. The best-case scenario would be that recent events are just minor turbulence on the way to a soft landing.

Persons: Mark Felix, Kathy Hochul, Adam Kamins, Christopher Ball, Piper Sandler, Campbell, It's, Steve Liesman, Jeff Cox, Fred Imbert, Lori Ann LaRocco, Sean Conlon, Alex Harring, Brian Evans Organizations: Afp, Getty, CNBC, U.S ., Gulf Coast, New, Moody's, Quinnipiac University, Nasdaq, Nvidia, Apple Locations: Seabrook , Texas, Port, U.S, U.S . East Coast, New York, New Jersey, Iran, Major U.S, East

Mortgage rates are starting the month a little higher, with 30-year rates hovering around 5.90%, according to Zillow data. But if conditions hold up, mortgage rates will likely remain near their current levels through the end of 2024. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Persons: they've, Jerome Powell, you'll, They've, Freddie Mac, it's, Fannie Mae Organizations: Federal, Today's, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs, Fed, Mortgage, Association Locations: Nashville, Chevron

Fortunately, most credit card issuers have also increased the credit amount for Global Entry applications. Learn more about the card Business Insider rated "best affordable premium credit card" in our Capital One Venture X Rewards credit card review. The Global Entry or TSA PreCheck® application fee credit of up to $120 is available once every five years. Global Entry and TSA PreCheck Credit Card Frequently Asked QuestionsWhat are the main benefits of credit cards offering Global Entry and TSA PreCheck credits? How can I maximize the benefits of a Global Entry and TSA PreCheck credit card?

Persons: You'll, Chase Travel ℠, Chase, Uber, Wiley, Julie Mehretu, Peacock, Uber Cash, Miles, Marriott, Regis, Cash, stow, HBO Max, Insider’s, Read, Cardholders, it's, IHG, you'll, cardholders, It's, General Delta, they're, there's, Jasmin Baron, Angela Fung Organizations: Business Insider, Citi, Mastercard, American, TSA, Trusted, U.S . Customs, Border Protection, Business, Chase, American Express, CBP, Chase Sapphire, Chase Travel, Sapphire, FDIC, Express, Hilton, Marriott, Saks, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, Global, Saks Fifth, Capital, One, Elite, Marriott Bonvoy, Ritz, Carlton, TSA PreCheck, Cell, New Hampshire Insurance Company, AIG Company, Hotels, Resorts, United, InterContinental ®, Crowne Plaza, United ®, United Club, ℠, Delta, Delta SkyMiles, U.S, Card, Delta SkyMiles ®, Delta Sky Clubs, ®, SkyMiles ®, Delta Sky Club, Delta Sky, EV, Netflix, Hulu, Spotify, Apple Music, HBO, Bank, US Bank, cardholder, Samsung, Delta Airlines, Air Canada Aeroplan, British Airways, Wyndham, One Venture, NEXUS, Chase Sapphire Reserve, Citi ®, American Airlines, Admirals Club, AA itineraries, Citi AAdvantage, Express Card, American Express Card, Delta SkyClub, Apple, Free, Credit, Delta Diamond Medallion, Finance Locations: U.S, Hulu, Caribbean, delta.com, Canadian, Delta, AmexTravel.com, Chevron, Canada

☆ Billionaire CEO shares his 2 biggest interview red flags: Don't just try to make yourself look good
▼ + stars: | 2024-10-02 | by ( Gili Malinsky | ) www.cnbc.com time to read: +1 min

His first was SecureIT in 1996, which was sold for $70 million in an all-stock deal two years later. He founded his most recent company, Zscaler, in 2008, and is currently serving as its CEO. With so many companies founded, Chaudhry has done his fair share of hiring. People who focus on 'building fiefdoms'One thing Chaudhry pays attention to is how interviewees measure success. Instead, Chaudhry is interested in hiring people who know that "it's the growth that's very, very important," he says.

Persons: Jay Chaudhry, AirDefense, Zscaler, Chaudhry, doesn't, they're Organizations: Builders

☆ CNBC Daily Open: Minor turbulence for the soft landing
▼ + stars: | 2024-10-02 | by ( Yeo Boon Ping | ) www.cnbc.com time to read: +2 min

Kirk Side | Houston Chronicle | Getty ImagesThis report is from today's CNBC Daily Open, our international markets newsletter. CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Port workers along the U.S. East Coast and Gulf Coast started striking Tuesday. Higher oil prices pose a risk to inflation resurging, or at least slowing less than everyone is hoping for. The best-case scenario would be that recent events are just minor turbulence on the way to a soft landing.

Persons: Seabrook . Kirk, Kathy Hochul, Adam Kamins, Christopher Ball, Piper Sandler, Campbell, It's, Steve Liesman, Jeff Cox, Fred Imbert, Lori Ann LaRocco, Sean Conlon, Alex Harring, Brian Evans Organizations: Houston Chronicle, CNBC, U.S ., Gulf Coast, New, Moody's, Quinnipiac University, Nasdaq, Nvidia, Apple Locations: Seabrook ., Port, U.S, U.S . East Coast, New York, New Jersey, Iran, Major U.S, East

☆ Billionaire investor Ray Dalio has a solution for China, but it'll need Beijing to radically remake its own rules
▼ + stars: | 2024-10-02 | by ( Matthew Loh | ) www.businessinsider.com time to read: +6 min

Ray Dalio is again promoting the idea that China urgently needs to start a "beautiful deleveraging." In a LinkedIn post on Tuesday, Dalio wrote of what he called a "beautiful deleveraging," or an aggressive, two-pronged approach to solving debt issues. Dalio wrote that Chinese leader Xi Jinping's unprecedented stimulus sparked a "big week" for economic optimism, but it won't be enough. The interest rate cuts would ideally be so drastic that they run below inflation and nominal growth rates, Dalio wrote. If Beijing doesn't start a "beautiful deleveraging," he said, it risks allowing its crisis to drag on and create an "economic and psychological malaise like Japan experienced."

Persons: Ray Dalio, Dalio, —, Xi, They'll Organizations: Service, Bridgewater Associates, Washington Locations: China, Beijing, Japan, US

☆ Cybersecurity firm Proofpoint considers pre-IPO funding as it plots a return to public markets
▼ + stars: | 2024-10-01 | by ( Ryan Browne | ) www.cnbc.com time to read: +2 min

Sumit Dhawan, CEO of Proofpoint, took the reins as head of the cybersecurity company in 2022, a year after it was acquired by Thoma Bravo for $12.3 billion. He's been pushing the firm to consider strategic opportunities such as mergers and acquisitions of smaller cybersecurity players to boost the company's market expansion and stimulate industry consolidation. LONDON — Privately-held cybersecurity firm Proofpoint is exploring tapping external investors for pre-IPO financing and the consideration of mergers and acquisitions of smaller cyber companies as it seeks a return to public markets in 2026, CEO Sumit Dhawan told CNBC. Noting that there are curreFntly too many players in the cybersecurity market, Dhawan said that Proofpoint is currently looking for acquisition targets that offer a "strategic fit" for the company — for the right price. "There are at this point in time, 2,000 or so non-profitable cybersecurity companies that are venture-backed, so clearly they'll either get consolidated or potentially not exist.

Persons: Sumit Dhawan, Thoma Bravo, Dhawan, Thoma, Dhawan's, Proofpoint Organizations: Privately, CNBC, Thoma Bravo

☆ Nike's new CEO has a big uphill struggle ahead
▼ + stars: | 2024-10-01 | by ( Jordan Hart | ) www.businessinsider.com time to read: +2 min

Elliott Hill is preparing to start as the CEO of Nike amid revenue decline and market challenges. Nike's Q1 fiscal 2025 earnings report shows a 10% revenue drop to $11.6 billion. AdvertisementNike's new CEO will have several challenges to overcome when he takes over in less than two weeks. Nike released its first-quarter fiscal 2025 earnings report on Tuesday, and revenue declined 10% from the previous year to $11.6 billion. Hill, who's scheduled to start as CEO on October 14, wasn't present for Tuesday's earnings call.

Persons: Elliott Hill, —, wasn't, Hill's, Matthew Friend Organizations: Nike, Service, Force Locations: Maine, Texas

How Credit Card Cell Phone Protection WorksIf cell phone insurance on a credit card sounds too good to be true, this guide is for you. The Best Credit Cards with Cell Phone ProtectionThere are dozens of credit cards that now offer cell phone protection when you use them to pay your phone bill. Here are some of the best options:Best overall credit card with cell phone protection: Ink Business Preferred® Credit CardBest no-annual-fee Chase credit card with cell phone protection: Chase Freedom Flex®Most affordable premium credit card with cell phone protection: Capital One Venture X Rewards Credit CardBest American Express credit card with cell phone protection: The Platinum Card® from American ExpressBest airline credit card with cell phone protection: Delta SkyMiles® Platinum American Express CardBest cash back credit card with cell phone protection: Wells Fargo Active Cash® CardBest credit card with cell phone protection for paying rent: Bilt Mastercard®Chase Credit Cards with Cell Phone ProtectionThe Ink Business Preferred® Credit Card comes with one of the most generous cell phone protection coverage limits of up to $1,000 per claim with a $100 deductible, up to three times per year. You'll find cell phone insurance on the following Amex cards:Wells Fargo Credit Cards with Cell Phone ProtectionWells Fargo is unique in that it offers cell phone insurance as a standard benefit on all of its personal credit cards, even the ones with no annual fees. Read our guide to the best Wells Fargo credit cardsCell Phone Protection Credit Card ComparisonInk Business Preferred® Credit Card Apply now lock icon An icon in the shape of lock.

Persons: Wells, I'd, they'll, takeout, Chase, Uber, Wiley, Julie Mehretu, Peacock, Uber Cash, you've, It's, you’re, you'll, Jasmin Baron, Read Organizations: Business, Cell, Express, American Express, Wells, Mastercard, Capital, Venture, Protection, Chase Travel, FDIC, Chase, One, Hilton, Marriott, Saks, American, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, TSA, Global, Saks Fifth Locations: Wells Fargo, Hulu, Wells, Canada

☆ The future of Obamacare hangs on a few seats in Congress. Here's what could happen next
▼ + stars: | 2024-10-01 | by ( Annie Nova | ) www.cnbc.com time to read: +7 min

"I'm not running to terminate the ACA," former President Donald Trump wrote in a Truth Social post in March. That is, unless he could "come up with a plan that's going to cost our people, our population, less money and be better health care than Obamacare." Around 60% of Americans hold a favorable opinion of the 2010 health care law, a recent KFF poll found. The Harris campaign released a report on Monday that paints a dire picture of health care under a hypothetical Trump administration. The average ACA plan deductible, or amount a person must spend before their coverage kicks in, was over $3,000 in 2024, with some plan deductibles exceeding $7,000, KFF found.

Persons: Charles Schumer, Hakeem Jeffries, Chip Somodevilla, Donald Trump, Trump, Barack Obama's, Cynthia Cox, Cox, they'll, Harris, it's, Joseph Costello, " Costello, Joe Raedle, Deductibles, KFF, Sabrina Corlette, Georgetown University's, Mark Duggan, Wayne, Jodi Cooperman, they're Organizations: Affordable, U.S, Capitol, Senate, Obamacare, American, ACA, Cox, Leading Insurance Agency, Democratic, Center, Health, Georgetown, Georgetown University's McCourt School of Public, Stanford University, Republicans, Congressional, Office, KFF Locations: Washington ,, KFF, Miami , Florida, Texas , Wyoming, Florida

☆ Yields on cash are cooling. Here are a few alternatives for your short-term dollars
▼ + stars: | 2024-10-01 | by ( Darla Mercado | Cfp | ) www.cnbc.com time to read: +5 min

It's only been two weeks since the Federal Reserve cut interest rates for the first time in more than four years, but investors are already getting paid less to park their extra cash. Central bank policymakers trimmed a half point from the fed funds rate in September, bringing it down to a range of 4.75% to 5%. That means that the days of 5% yields on idle cash are largely in the past, at least for the current cycle. Lock in with ladders Three key considerations for investors holding cash would be liquidity, yield and risk. For clients who want ready access to their cash, a high-yield savings account could be a solid bet, Sergunina said.

Persons: Jerome Powell, Arvind Narayanan, Anna Sergunina, Sergunina, Narayanan, Amy Arnott, isn't Organizations: Federal Reserve, Vanguard, Main, Financial, ., Federal Deposit Insurance, Morningstar, Bond, SEC Locations: Central, Los Gatos, Calif

☆ You could retire with $1 million even if you don't start saving until your 30s: How much money you need to set aside per month
▼ + stars: | 2024-10-01 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

A sizeable number of Americans hope to retire as millionaires, according to Bankrate's latest savings survey. A little over a third of American workers say they'll need $1 million or more to retire in comfort, per Bankrate's survey. The median amount they think they'll need saved up is about $875,000. And millennials are the most likely of each generational cohort to think they'll need to save up at least $1 million to retire comfortably. With that in mind, CNBC calculated how much you would need to save each month in order to retire with $1 million at 65, starting at ages 25, 30, 35 and 40.

Persons: Matt Schulz Organizations: CNBC

☆ Boomers Are Selling Their Small Businesses; Millennials Are Buying
▼ + stars: | 2024-10-01 | by ( Ann C. Logue | ) www.businessinsider.com time to read: +12 min

Sure, many small businesses aren't glamorous — think dental practices or accounting firms — and they involve long hours and unpredictable market forces. The US Small Business Administration said in July that there were nearly 35 million small businesses in the US. Fewer than two-thirds of small businesses in the US in 2022 were profitable, and over a million businesses of all sizes close each year. Traditionally, small businesses were family businesses, and the eldest male child was expected to take it over when the patriarch was ready to step down. Buying up small businesses allows people without wealthy boomer parents to cash in on the trillions of dollars of wealth the generation is sitting on.

Persons: George Coulam, Coulam, Forrester, Nancy Forster, Holt, Ernst & Young, Steve Holt, Shaw, Tenney, Paul, Helen Reagan, Forster, who's, Jennifer, Neil Gutekunst, Edie Ellis, Ellis, BizBuySell, you've, Dave Specht, Specht, they've, " Forster, She's, PwC, Norm Dinkel, Brian Brogan, — he's, hasn't, it's, Jennifer Gutekunst, boomer Organizations: Texas Renaissance, NewEdge Wealth, Ernst &, Shaw, University of Rhode, US Small Business Administration, Small Business Administration, Drucker School, Family Business, Claremont Graduate University, Wall, American Investment Council, Saint Joseph's University Locations: Texas, America, Sacramento , California, Maine, Orono, Chicago, Washington, Pennsylvania

☆ I'm an Italian chef for billionaires and luxury events. 2 dishes make or break every event.
▼ + stars: | 2024-10-01 | by ( Lian Kit Wee | ) www.businessinsider.com time to read: +6 min

Pertoldi said two simple dishes — bread and pasta — are always a hit. AdvertisementThis as-told-to essay is based on a conversation with Matteo Pertoldi, a private chef and Italian restaurant owner. The bread and butter of fine diningPeople generally love simple things when done well. Matteo PertoldiAt events, guests would often say, "I love your spread, but the bread and cakes really stood out. AdvertisementGuests love simple pastaWhile we try to diversify our menus to suit every event for all the guests, I've always seen a strong appreciation for pasta, especially handmade ravioli.

Persons: Matteo Pertoldi, Pertoldi, —, I've, Matteo Pertoldi I've, they've Organizations: Service Locations: Singapore, Paris, Italian, Cambodia, Amalfi Coast, Italy

Experts believe mortgage rates will hold steady for the rest of the year in the low 6% range. After spending the first half of the year at record highs, mortgage rates have finally been trending down for several months now. According to Freddie Mac, 30-year mortgage rates are now just above 6%. But Fed officials have indicated that we may only get 50 basis points worth of cuts by December. What would need to happen for mortgage rates to drop further?

Persons: —, Freddie Mac, Danielle Hale, Realtor.com, Hale, Scott Haymore, Haymore, Will, Dan Burnett, Phil Crescenzo, We're, that's, Crescenzo, there's, refinance Organizations: Service, Federal, Traders, TD Bank, Hometap, Nation One Mortgage Corporation

See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Mortgage Rates TodayAverage 30-year mortgage rates are hovering near 5.70% today, according to Zillow data. 15-Year Mortgage Rates TodayAverage 15-year mortgage rates remain right around 5%, according to Zillow data. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are unlikely to drop back down to the historic lows of 2020 and 2021, when 30-year fixed rates fell below 3%.

Persons: We're, there's, you'll, Freddie Mac, it's, they've, They'll Organizations: Zillow, Fed Locations: Realtor.com, Chevron

☆ CNBC Daily Open: Shiny September days for stocks
▼ + stars: | 2024-09-30 | by ( Yeo Boon Ping | ) www.cnbc.com time to read: +2 min

Brendan Mcdermid | ReutersThis report is from today's CNBC Daily Open, our international markets newsletter. CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Stocks' defiant showing this September was helped by positive sentiment generated by the U.S. Federal Reserve's jumbo rate cut and upbeat economic data. Relatedly, the University of Michigan's consumer sentiment index for September rose to a better-than-forecast 70.1 from 67.9 in August. "Inflation continues to keep its head down, and while economic growth may be slowing, there's no indication it's falling off a cliff."

Persons: Brendan Mcdermid, Chris Larkin, Morgan Stanley, –, Jeff Cox, Brian Evans, Pia Singh Organizations: New York Stock Exchange, Reuters, CNBC, Nasdaq, Dow Jones, U.S, U.S . Federal, University of, U.S . Bureau, Atlanta Locations: U.S .

☆ Microsoft won't follow an Amazon-style RTO policy unless productivity slows, exec tells employees in an internal meeting
▼ + stars: | 2024-09-30 | by ( Ashley Stewart | ) www.businessinsider.com time to read: +2 min

A Microsoft exec reassured staff it wouldn't mandate an office return unless productivity dropped. Microsoft recently pitched hybrid work as a way to boost productivity and retain employees. AdvertisementAfter Amazon ordered corporate workers back to the office five days a week, a Microsoft executive assured employees the software giant had no plans to follow its rival — unless productivity slowed. Microsoft has a flexible policy that lets most employees work remotely. A Microsoft spokesperson confirmed the company's flexible-work policy hadn't changed but did not comment further on Monday.

Persons: —, Scott Guthrie, Keith Boyd, hadn't Organizations: Microsoft, Service, Amazon, Business

☆ CNBC Daily Open: Stocks are dancing in September
▼ + stars: | 2024-09-30 | by ( Yeo Boon Ping | ) www.cnbc.com time to read: +2 min

Andrew Kelly | ReutersThis report is from today's CNBC Daily Open, our international markets newsletter. CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Stocks' defiant showing this September was helped by positive sentiment generated by the U.S. Federal Reserve's jumbo rate cut and upbeat economic data. Relatedly, the University of Michigan's consumer sentiment index for September rose to a better-than-forecast 70.1 from 67.9 in August. "Inflation continues to keep its head down, and while economic growth may be slowing, there's no indication it's falling off a cliff."

Persons: Andrew Kelly, Chris Larkin, Morgan Stanley, –, Jeff Cox, Brian Evans, Pia Singh Organizations: New York Stock Exchange, Reuters, CNBC, Nasdaq, Dow Jones, U.S, U.S . Federal, University of, U.S . Bureau, Atlanta Locations: U.S .

☆ Both Trump and Harris say they'll build more border wall. In this county, the parts have been waiting, and rusting, since 2021.
▼ + stars: | 2024-09-29 | by ( Laura Strickler | Https | Media-Cldnry.S-Nbcnews.Com Image Upload Newscms | ) www.nbcnews.com time to read: +5 min

When President Joe Biden took office, he immediately halted border wall construction. “Vice President Harris believes in tough, smart solutions to secure the border, keep communities safe, and reform our broken immigration system,” Ehrenberg said. The border bill would have provided 1,500 more border personnel, upgraded technology and kicked off the “immediate resumption” of the border wall construction that was underway in 2021, according to its text. Del Cueto’s union supported the bipartisan border bill that is the basis for Harris’ border plan. “What I would say to Vice President Harris is she’s been there for 3 1/2 years.

Persons: Kamala Harris, Donald Trump’s, Harris, Joe Biden, Mark Dannels, it’s, ”, Dannels, Biden deputized, Mia Ehrenberg, Donald Trump, Trump, ” Ehrenberg, Consuelo Hernandez, Hernandez, ” Trump, Biden, Del Cueto, Del Cueto’s, she’s Organizations: NBC News, NBC, Border Patrol, National Border Patrol Council, Trump Locations: Cochise County , Arizona, Mexico, Cochise County, Coronado, Hereford, Ariz, U.S, Tucson, California, ”, Arizona, Rio Grande Valley of Texas, Rio Grande, Harris ’

☆ The No. 1 misconception most people have about feeling rich—and how to combat it, from a financial psychologist
▼ + stars: | 2024-09-29 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

Many Americans believe they need to earn a certain dollar amount to feel rich. But even if they hit that goal or surpass it, they may be disappointed to find out they still don't feel satisfied with their finances, says Charles Chaffin, co-founder of the Financial Psychology Institute and a professor at Iowa State University. "The misconception is that there's an actual number and when people hit that number, they'll suddenly feel wealthy," he tells CNBC Make It. In fact, even millionaires don't always feel well off financially, according to recent data from Northwestern Mutual's 2024 Planning & Progress study. Here's one reason why that happens and what to focus on instead to feel more satisfied with your money, according to Chaffin.

Persons: Charles Chaffin, they'll Organizations: Financial Psychology Institute, Iowa State University, CNBC Locations: Northwestern, Chaffin

☆ War with Ukraine is the only thing preventing Russia from entering an immediate recession, economists say
▼ + stars: | 2024-09-29 | by ( Jennifer Sor | ) www.businessinsider.com time to read: +5 min

Russia would be in a recession by now if it weren't for the nation's hefty war budget, economists told BI. War spending is propping up the economy, which is becoming increasingly overheated, they added. AdvertisementWar may be the only thing keeping Russia's economy afloat. Russia's economy is also being plagued by currency problems, Gorodnichenko said, pointing to Russia's limited access to the dollar as the result of Western sanctions. That will ultimately depend on how long the war in Ukraine — and therefore, spending on the war — will last.

Persons: —, Jay Zagorsky, there's, Zagorsky, Yuriy Gorodnichenko, Gorodnichenko, That's Organizations: Service, Boston University's Questrom School of Business, Kremlin, Ukraine, University of California, Bank of, Russia, Ukraine — Locations: Russia, Moscow, Ukraine, Russian, Berkeley, Bank of Russia, Soviet, China

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