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☆ Election betting odds tighten as polls show Harris has momentum
▼ + stars: | 2024-11-03 | by ( Mikhaila Friel | ) www.businessinsider.com time to read: +2 min

A new poll showed Kamala Harris had a surprise 3-point lead over Trump in Iowa. A Des Moines Register/Mediacom poll by Selzer & Co. published on Saturday showed Harris with a three-point lead in the state. On Kalshi, the popular US-based prediction platform, Harris' odds of winning the election have soared from 35% on October 29 to 51% at the time of writing. The Iowa poll surveyed 808 likely voters between October 28 and October 31, with a 3.4-point margin of error. The results marked a sharp swing from September when the same poll showed Trump ahead by four points.

Persons: Kamala Harris, Kalshi, —, Donald Trump, Harris, Trump, Polymarket Organizations: Trump, Iowa, Service, Des Moines Register, Selzer Locations: Iowa

☆ The US presidential election is 2 days away. Here's where things stand.
▼ + stars: | 2024-11-03 | by ( John L. Dorman | ) www.businessinsider.com time to read: +6 min

Harris and Trump are campaigning in swing states as they make their final appeals to voters. AdvertisementWith Election Day on Tuesday, the end is in sight for what has been a contentious US presidential race between Vice President Kamala Harris and former President Donald Trump. It wasn't long before Harris began to narrow the gap between the Democrats and the GOP in the presidential race. Now, millions of women live in states with near-total abortion bans, while millions of other women live in states where abortion rights have been strengthened. In the closing days of the race, Harris has heavily emphasized the issue, which also helped Democrats in the 2022 midterms.

Persons: Harris, Trump, —, Kamala Harris, Donald Trump, Joe Biden, Biden, Brandon Bell, Barack Obama, ANGELA WEISS, Roe, Wade Organizations: Service, Democratic, Democratic Party, GOP, Congressional, Getty Images, Nebraska's, Nebraska's Omaha, Sun, Biden, Trump, Getty, New York Times, Siena College Locations: Michigan, Pennsylvania, Wisconsin, Getty Images Michigan, Arizona, Georgia, Nevada, North Carolina, United States, Siena

☆ Trump and Harris' frantic final 2024 campaign stops show why North Carolina matters
▼ + stars: | 2024-11-03 | by ( Brent D. Griffiths | ) www.businessinsider.com time to read: +6 min

Trump spent Friday in Michigan and Wisconsin, Saturday in North Carolina, and today will be in Pennsylvania, North Carolina, and Georgia. If Harris won Michigan and Wisconsin, she would still need to add Georgia or North Carolina to her column. "Donald Trump is worried about losing North Carolina," Harris spokesperson Ammar Moussa wrote on X under two siren emojis. AdvertisementDoug Sosnik, a longtime advisor to Bill Clinton and a North Carolina native, doesn't see Harris' path there. North Carolina is "not a level playing field" for Democrats, Sosnik said, pointing to Democrats' struggles there except for Obama.

Persons: Donald Trump, Kamala Harris, —, Harris, Trump, Sen, JD Vance, Obama, Biden, Trump's, Ammar Moussa, Doug Sosnik, Bill Clinton, it's, Sosnik, she's, he's, Karoline Leavitt, Susan Roberts, Hurricane Helene, Roberts Organizations: North, Service, Republican, Des Moines Register, Trump, Congressional, Pennsylvania, Michigan, Democratic, Davidson College, Census Bureau, State Management Locations: Pennsylvania, North Carolina, Wisconsin, Georgia, Michigan, Nevada and Arizona, New Mexico, Virginia, New Hampshire, Iowa, Michigan , Wisconsin , Nevada, Arizona, Charlotte, New York, Black, Florida, Texas, Hurricane, Carolina, Western North Carolina

☆ Japanese shoppers are entering their spending era. Not all luxury brands stand to benefit.
▼ + stars: | 2024-11-03 | by ( Maria Noyen | ) www.businessinsider.com time to read: +5 min

Luxury sales in Japan surged due to a weakened yen and increased tourist spending. Brands like Hermès are thriving there by aligning with Japanese values of subtlety and quality. Rasmus Jurkatam/Getty ImagesBut in Q3, both LVMH and Kering reported a slowdown in luxury spending in Japan. Still, while the tourist spending may have faded somewhat, experts say Japanese consumers are emerging from a frugal era and spending on luxury themselves. But the Japanese aren't just splashing their cash anywhere — a bitter pill for some luxury brands to swallow.

Persons: —, Amrita Banta, Kering, Rasmus Jurkatam, Jelena Sokolova, Daniel Langer, Martin Roll, Birkin, Banta, Louis Vuitton, Roll, Langer, " Langer Organizations: Brands, Service, Research, Gucci, Morningstar, Pepperdine University, McKinsey, Prada Locations: Japan, China, India

☆ I felt judged for getting divorced at 26. The process taught me what I wanted from my second marriage.
▼ + stars: | 2024-11-03 | by ( Julia Pugachevsky | ) www.businessinsider.com time to read: +5 min

Monica Millington, 34, married her first husband when she was 23 and got divorced at 26. The divorce taught her a lot about what she wanted in life. Our relationship felt like forcing a square peg through a round hole. Related VideoThe divorce taught me a lot about what I wanted out of life. As hard as the divorce was, it also led me to a second marriage that makes me feel so much happier.

Persons: Monica Millington, Millington, —, Tom, who's, Monica, Tom Millington Organizations: Service Locations: Canada, Dallas, Texas, Mexico, London, Singapore

☆ A Trump win could prompt the Fed to hit pause on its rate-cutting cycle, JPMorgan strategy chief says
▼ + stars: | 2024-11-03 | by ( Kelly Cloonan | ) www.businessinsider.com time to read: +3 min

If Trump wins the election, the Fed could pause rate cuts in December, JPMorgan's David Kelly says. Kelly points to Trump's plans for expansionary fiscal policy that would fuel inflation. Kelly pointed to Trump's plans for an expansionary fiscal policy that would fuel inflation higher and keep rates from coming down. AdvertisementIn that case, the Fed would likely stick to its projected path of policy easing, Kelly said. Advertisement"Once they got some sense of what fiscal policy is going to do, I think that will have some impact on their decision-making.

Persons: JPMorgan's David Kelly, Kelly, Harris, —, Donald Trump, David Kelly, Trump, Kamala Harris, They're Organizations: Trump, Service, Federal, JPMorgan, Business, Fed

☆ I grew up poor and couldn't afford things other kids could. A teacher went out of his way to make me feel included.
▼ + stars: | 2024-11-03 | by ( Lauren Crosmedlicott | ) www.businessinsider.com time to read: +5 min

When she was 10, her class was having a McDonald's that she knew her mother couldn't afford. My mom had to work long hours to send us to schoolIn the late 70s, New Orleans teachers went on strike. The next day, I brought in my packed lunch, knowing it was McDonald's day. If anyone asked, I would just say I forgot it was McDonald's day. My teacher 'randomly' selected me to earn moneyIn my homeroom class, my teacher asked the class who would like to earn some extra money for McDonald's.

Persons: Dixie, —, She'd, Heifetz, They're, Mr Organizations: Service, Catholic, McDonald's Locations: New Orleans, , New Orleans

☆ I solo parent triplets and had no choice but to teach them independence. At 3, they know how to load the washing machine and set the table.
▼ + stars: | 2024-11-03 | by ( Marylou Costa | ) www.businessinsider.com time to read: +5 min

Megan Smyth, a 35-year-old mom, has been a single mom to triplets for 18 months. AdvertisementThis as-told-to essay is based on a conversation with Megan Smyth, mom to 3-year-old triplets. Eighteen months ago, I became the sole parent of three identical triplet toddlers — something I never thought I would say. They know to put their dirty clothes in the washing basket and washing machine. Nothing can ever prepare you for having triplets or for being the sole parent of them.

Persons: Megan Smyth, —, it's, I've, They'll, It's Organizations: Service, Facebook

☆ 7 major US cities where homes are both affordable and easy to find
▼ + stars: | 2024-11-03 | by ( James Faris | ) www.businessinsider.com time to read: +4 min

Home transaction activity is up since mortgage rates are down from their peak. The US housing market perked up after mortgage rates plunged from their mid-summer peak through mid-September, even though they've experienced a remarkable resurgence since then. Pending home sales rose 7.4% in September, which was the largest leap since the spring, a late-October report from the National Association of Realtors found. "Further gains are expected if the economy continues to add jobs, inventory levels grow, and mortgage rates hold steady." 7 affordable cities with home inventoryEven though homeowners have been reluctant to give buyers a discount, there are still places where aspiring proprietors can find fair deals.

Persons: —, they've, Lawrence Yun, Realtor.com, Ralph McLaughlin Organizations: Service, National Association of Realtors Locations: Realtor.com

☆ The China threat and the EV slowdown— 2 takeaways from a busy few weeks in auto news
▼ + stars: | 2024-11-03 | by ( Nora Naughton | ) www.businessinsider.com time to read: +4 min

A price war in China poses a threat to profitability. Amid the flurry of news, two themes stand out: the China threat and EV slowdown loom large for automakers. AdvertisementAnother EV price war threatens profitabilityIn China, the world's largest auto market, EV leaders BYD and Tesla are engaged in a bitter price war that initially weighed heavily on BYD's bottom line. The Chinese EV market is more competitive than ever, according the GM's Barra, who questioned the sustainability of a broader price war in the region driven by an uptick in Chinese EV startups selling inexpensive vehicles. Inexpensive Chinese EVs have long threatened the US EV market.

Persons: —, It's, Ford, Tesla, China's, Mary Barra, Barra, Mark Ford, he's Organizations: Service, Ford, Volkswagen, VW, EV, Companies, Power, Dealers Locations: China, Germany, Europe, BYD

☆ A retiree says $1,620 monthly Social Security isn't enough to live on, but she's worried about draining her savings too early
▼ + stars: | 2024-11-03 | by ( Allie Kelly | ) www.businessinsider.com time to read: +6 min

Many Americans face retirement woes, lacking adequate savings and relying on Social Security. McCoy said she began receiving monthly Social Security Disability checks about 10 years ago, which are currently $1,620. Despite their best savings efforts, McCoy said medical bills and a high cost of living depleted her household finances. "But to live on Social Security — which is coming very quickly for both of us — is scary." A fifth of US adults over 50 reported having no retirement savings, and Social Security often isn't enough to cover the full cost of essentials.

Persons: Elizabeth McCoy, —, McCoy, She's, Elizabeth McCoy McCoy, Gen Zers, she's, you've Organizations: Social Security, Service, Social Locations: Indiana

☆ I shop at Costco monthly as an executive member. It saves me a lot of money, but there are 4 things I rarely buy there.
▼ + stars: | 2024-11-03 | by ( Jill Robbins | ) www.businessinsider.com time to read: +1 min

I live with my husband and two teens, and we've had a Costco membership since 2014. Costco has some great deals, but sometimes buying in bulk isn't worth it for our family. I've found many of the premade meals aren't a good value, and buying cold cuts in bulk is wasteful. AdvertisementWhen I moved with my husband and then-4-year-old sons from England to Texas in 2014, one of the first things we did was get a Costco membership. I also try to remember that a Costco membership isn't free.

Persons: we've, I've, —, doesn't Organizations: Costco, Service Locations: England, Texas

☆ Ukrainian intelligence details the equipment it says Moscow is arming North Korean troops with, from 'Dragunov' sniper rifles to thermal imagers
▼ + stars: | 2024-11-03 | by ( Rebecca Rommen | ) www.businessinsider.com time to read: +3 min

US officials said this week that around 8,000 North Korean troops were in Russia's Kursk region. AdvertisementUkraine's Main Directorate of Intelligence has shared details about the weapons and equipment it says Moscow is arming North Korean troops with. The SVD sniper rifle, also known as the "Dragunov," is a semiautomatic Russian infantry sniper rifle "designed to engage enemy personnel and other unarmored targets at ranges up to 800 meters," according to the manufacturer Kalashnikov Group. Related storiesUkraine has previously released a video that appeared to show North Korean troops "being outfitted in Russian gear" at a Russian military training compound. It comes as Ukrainian President Volodymyr Zelenskyy called on Western allies to lift restrictions on long-range weaponry to enable Ukraine to potentially carry out preemptive strikes on the North Korean forces gathered in Russia.

Persons: —, Lloyd Austin, Volodymyr Zelenskyy Organizations: Service, Directorate of Intelligence, Phoenix, Russian, Kalashnikov, US, North Korean, Ukraine, Korean Locations: Russia's Kursk, Moscow, Russia, Russian, Ukraine, Kursk

☆ Snowflake CEO explains why 'the insidious thing' about AI hallucinations isn't the occasional error
▼ + stars: | 2024-11-03 | by ( Jaures Yip | ) www.businessinsider.com time to read: +5 min

Snowflake CEO Sridhar Ramaswamy said tech firms lack transparancy about their AI hallucination rates. Snowflake CEO Sridhar Ramaswamy said AI companies would benefit from making it clear just how often that happens. Some tech moguls have defended AI hallucinations, including OpenAI CEO Sam Altman, who said that AI models that only answered when absolutely certain would lose their "magic." Anthropic cofounder Jared Kaplan said earlier this year that the end goal is AI models that don't hallucinate, but occasional chatbot errors are a necessary "tradeoff" for users. AdvertisementBaris Gultekin, Snowflake's head of AI, told Business Insider in a statement that AI hallucinations are the "biggest blocker" for generative AI to front-end users.

Persons: Sridhar Ramaswamy, —, Snowflake, Logan Bartlett, Ramaswamy, Sam Altman, Altman, Jared Kaplan, OpenAI, Baris, it's, Gultekin, Claude, ChatGPT Organizations: Service, Google, AIs

☆ Kamala Harris mocks Donald Trump as she joins long list of politicians to cameo on 'Saturday Night Live'
▼ + stars: | 2024-11-03 | by ( Eve Crosbie | ) www.businessinsider.com time to read: +3 min

Kamala Harris appeared on "Saturday Night Live" for a cameo ahead of the US election. The vice president appeared alongside actor Maya Rudolph in the show's cold open. "You can do something your opponent cannot do: you can open doors," Harris joked about Trump. Harris' cameo came after James Austin Johnson's spoof of a "four-and-a-half-hour" long Donald Trump rally speech. AdvertisementA representative for the Harris campaign did not respond to a request for comment from Business Insider, which was sent outside regular working hours.

Persons: Kamala Harris, Maya Rudolph, Harris, —, CNN's, Kaitlan Collins, James Austin Johnson's, Donald Trump, Rudolph, who's, Rosalind O'Connor, Barack Obama, Hillary Clinton, Bernie Sanders, Trump, Lorne Michaels, Michaels Organizations: Trump, Service, Rockefeller, NBC, Getty, Nation, Saturday, Hollywood, Business Locations: New York City, North Carolina, South, Wisconsin, Pennsylvania

☆ Buy these 39 quality stocks with rising earnings in a market with intriguing but imperfect parallels to the highly volatile fall of 2016
▼ + stars: | 2024-11-03 | by ( James Faris | ) www.businessinsider.com time to read: +5 min

Here are 39 quality economically sensitive stocks to buy, according to Morgan Stanley. Economically sensitive stocks, including financials and industrials, took off in anticipation of that result and caught fire after it became official. Several parts of the stock market seem to be preparing for another Trump presidency, according to Morgan Stanley. "Markets generally welcomed a reflationary playbook in 2016," Wilson wrote. AdvertisementRegardless of who's in office, Morgan Stanley outlined a list of 39 economically sensitive stocks that should do well.

Persons: Donald Trump, Morgan Stanley, —, Trump, Kamala Harris, It's, Harris, Mike Wilson, Wilson, that's, it's Organizations: Service, Trump, Consumer, Federal Reserve Bank of St, Louis Locations: Financials

☆ Billy Joel first saw his New York estate while farming oysters as a teenager. He's now selling it for over $49 million.
▼ + stars: | 2024-11-03 | by ( Erin Mcdowell | ) www.businessinsider.com time to read: +2 min

Billy Joel is selling his massive waterfront estate in Centre Island, New York, for $49.9 million. The "Piano Man" singer and lifelong New Yorker is selling his massive waterfront estate in Centre Island, New York, after completing a five-year renovation project. The New York Times reported that Joel first spotted the waterfront estate as a teenager while harvesting oysters to earn extra money to support his working-class family. "I'll never live in a house like that," he said that he thought to himself at the time, The New York Times reported. AdvertisementTake a look inside Billy Joel's waterfront estate in Centre Island, New York, which is on the market for $49.9 million.

Persons: Billy Joel, Joel, —, Berkshire Hathaway, MiddleSea, Forbes Organizations: Service, New Yorker, New York Times Locations: Centre Island , New York, New, Berkshire

☆ Iran warns of 'crushing response' following Israeli airstrikes as Pentagon announces plans to bolster US presence in the Middle East
▼ + stars: | 2024-11-03 | by ( Mikhaila Friel | ) www.businessinsider.com time to read: +3 min

Iran has vowed a "crushing response" following Israel's late October airstrikes. Israel's attack came in response to an Iranian missile barrage on October 1. It comes as the US announced plans to send more warships and B-52 bombers to the Middle East. AdvertisementIran's supreme leader, Ayatollah Ali Khamenei, said there would be a "crushing response" following Israel's airstrikes on the country last week. Experts had predicted that Iran may look "an off-ramp" or launch a small-scale retaliation following Israel's strikes.

Persons: —, Ayatollah Ali Khamenei, Israel, Joe Biden, Biden, Putin, Pat Ryder, Khamenei Organizations: US, Service, Zionist, Israel, Pentagon, US Air Force, Central Command, Minot Air Force Locations: Iran, Israel, United States, America, CENTCOM's

☆ I shopped for home decor at Walmart and Target. One store had better deals, but the other stocked cuter items.
▼ + stars: | 2024-11-03 | by ( Meredith Schneider | ) www.businessinsider.com time to read: +1 min

Target and Walmart are both go-to spots for me when it comes to home decor. I wanted to spruce up my living room, so I went to both to see what each store had. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . I recently shopped for updated living-room decor at both Walmart and Target.

Persons: —, redecorating Organizations: Walmart, Service, Target

☆ Millions of student-loan borrowers are waiting for broad debt cancellation. The next president won't have any immediate answers.
▼ + stars: | 2024-11-03 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +8 min

Neither former President Trump nor VP Kamala Harris would be able to act on them imminently. Despite its inability to provide broad cancellation, Biden's Education Department has issued targeted relief that has given nearly 5 million borrowers debt cancellation to date. Constance, 65, has nearly $200,000 in student debt, an amount that's ballooned since she graduated from law school in 1994. "I would expect continued improvements and limited expansions of debt relief where legally possible under a Harris-Walz administration," Partridge said. Regardless of who wins the election, legal challenges to debt relief will keep borrowers in limbo.

Persons: Joe Biden's, Trump, Kamala Harris, Harris, —, Donald Trump, Education James Kvaal, That's, it's, NORC, Biden, Constance, Constance —, It's, Sara Partridge, " Partridge, Kvaal, Partridge, Walz, Sen, Bill Cassidy Organizations: Service, GOP, Education Department, Biden's Education, Education, AP, Biden's Education Department, Public, American Progress Action, Trump, Republican, Senate

☆ I'm a seasoned angel investor. Here's what I'm looking for from entrepreneurs — and what makes me turn them down.
▼ + stars: | 2024-11-03 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

William Reeve is an entrepreneur who's been angel investing for the past 25 years. AdvertisementThis as-told-to essay is based on a transcribed conversation with William Reeve, 52, an angel investor based in North London. I've been a fairly active angel investor for 25 years now. I'd say the sort of people who do angel investing because their accountant suggests doing it for tax breaks aren't going to do very well. AdvertisementDo you want to share your angel investing story?

Persons: William Reeve, who's, —, Reed, I've, Gabrielle Wesley, I'd, It's, Alfred Hitchcock, haven't Organizations: Service, Amazon, Fletcher Research, Mars, McKinsey Locations: North London, Dunelm, Mars Wrigley, America

☆ A US invasion of Taiwan in WWII would have been a disaster. A Chinese operation faces similar dangers.
▼ + stars: | 2024-11-03 | by ( ) www.businessinsider.com time to read: +7 min

AdvertisementThe US once planned an invasion and seizure of Taiwan that would have been as big as D-Day. The CMSI study makes clear that a US invasion of Taiwan in 1945 — or a Chinese invasion today — would be difficult and risky. The objective would be to occupy southern Taiwan and the mainland Chinese port of Xiamen across the Taiwan Strait. US troops suffered 50,000 casualties in two months of hard fighting in the Okinawa invasion. "Taiwanese military officers pay close attention to history, and especially the history of island warfare, urban warfare, and amphibious warfare," said Easton.

Persons: —, Ian Easton, Taiwan —, Adm, Ernest King, Douglas MacArthur, MacArthur's, Easton, Michael Peck Organizations: Service, China Maritime Studies Institute, Getty, US Navy, Army, Orange, Marine, US Marine Corps, Japan, Imperial, Defense, Foreign Policy, Rutgers Univ, Twitter, LinkedIn Locations: Taiwan, Pacific, China, Beijing, Battleship, Tennessee, Okinawa, Japan, Philippines, Normandy, Xiamen, AFP, Forbes

☆ Meet the trainees paying $136,000 to become the next generation of airline pilots
▼ + stars: | 2024-11-03 | by ( Pete Syme | ) www.businessinsider.com time to read: +7 min

It has nine intakes of 20 cadets this year for its Airline Transport Pilots Licence (ATPL) course that costs £105,500 ($136,000). It acquired another site in Vero Beach, Florida, where UK cadets spend six months of their course. Related Video Why flying is so terrible even though airlines spend billionsBooth says airlines are "very much knocking on our door" as they look to recruit new pilots. Skyborne cadets and British Airways CEO Sean Doyle at this year's Farnborough Airshow. Courtesy of British AirwaysLife at SkyborneWhen a new course starts at Skyborne, cadets move into the academy's accommodation in nearby Cheltenham.

Persons: —, Carla Booth, Booth, Oliver Wyman, Skyborne, Sean Doyle, Vicky Harriss, Libby Roebuck, Roebuck, There's, she's, I've, Harriss, Diamond, Pete Syme, They've Organizations: Business, Service, Gloucestershire, Airline, Delta Air Lines, British Airways, Speedbird, Academy, BI, TUI Airways, International Civil Aviation Organization, Airlines, Cadets, Piper, Boeing, Max, Airbus Locations: Florida, India, England, Vero Beach , Florida, America, Farnborough, Skyborne, Cheltenham, TUI

☆ The US is bracing for civil unrest around the election. But just how high is the risk?
▼ + stars: | 2024-11-03 | by ( Katie Balevic | ) www.businessinsider.com time to read: +7 min

The United States is preparing for civil unrest surrounding the election. Election Day itself isn't as high of a risk as the postelection period, analysts say. AdvertisementThe turmoil that took place after the last US presidential election has left its mark. In the final stretch before Election Day, it seems like everyone — from voter advocacy groups and election officials to risk management and security companies — is preparing for civil unrest. The company said the peaceful 2022 midterm elections showed that the threat of civil violence remained comparatively low.

Persons: midterms, —, Kamala Harris, Donald Trump, Glen, Kucera, Rachel Brown, Brown, Jenny Kane, Chris Crawford, Verisk, Maplecroft, Robert Munks, Munks, Trump, Harris Organizations: Service, Allied Universal, National Task Force, Protect Democracy, United Locations: States, Washington and Oregon, Clark County , Washington, Portland , Oregon, Portland, United States, Brazil, Colombia, Chile, South Africa, France, Greece, Spain, Europe, New York, Los Angeles, Chicago, Houston, Americas

☆ Insider Today: Big Tech battle royale
▼ + stars: | 2024-11-03 | by ( Matt Turner | ) www.businessinsider.com time to read: +5 min

Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . On the agenda today:Related Video How Twitter panic took down Silicon Valley BankBut first: Takeaways from a big week in Big Tech. All about AI, all the timeGetty Images; Jenny Chang-Rodriguez/BIThe trillion-dollar giants of Big Tech reported earnings this week, beating estimates and committing billions to AI. The disappearing tech freebiesMint Images - David Arky/Getty, masterzphotois/Getty, Tyler Le/BIAfter years of upping the ante with everything from exercise classes to laundry services, tech companies are clamping down on freebies.

Persons: —, we'll, Jenny Chang, Rodriguez, Sundar Pichai, execs, Mark Zuckerberg, Natalie Ammari, Tesla, James Yates, David Arky, Tyler Le, BI's Graham Flanagan, Matt Garman Organizations: Business, Service, Big, Big Tech, Apple Apple, underwhelmed, Apple Intelligence, Meta Meta, Nvidia, Microsoft Microsoft, United States Army, Amazon Locations: Big Tech, China, Italy, Spain, New Zealand, Hawaii

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