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PSLF helps workers at nonprofit, government, and tribal organizations get their student loans forgiven after 120 eligible payments. Under a limited waiver that expires on October 31, more payments count toward the 120 eligible payments. To help you apply for PSLF before the limited waiver expires, here are three guides — two completely free, and one that costs $47 — to help you fill out your application. Chipper app (free)The Chipper app, founded by Tony Aguilar, is designed to help people with student loans chip away slowly at their balances using spare change from everyday purchases. Additionally, Chipper has helped over 5,600 people get their student loans forgiven through PSLF.

House Democrats have unified as they fight to retain their fragile majority in next month’s midterms. But given Biden’s unpopularity and the GOP lead on the generic congressional ballot (which asks only which party people would support), the more likely scenario is a bad election night for House Democrats. If Pelosi, Hoyer and Clyburn head for the exits, the leadership matchups become pretty clear. Democratic Caucus Chair Hakeem Jeffries, D-N.Y., conducts a news conference in the Capitol Visitor Center on Sept. 20. The Massachusetts Democrat has significant support from fellow female members and has stayed close to the Black, Hispanic and Asian caucuses — big voting blocs in the diverse 220-member Democratic Caucus.

☆ The 60/40 portfolio has been suffering all year, but there are opportunities for long-term investors
▼ + stars: | 2022-10-19 | by ( Michelle Fox | ) www.cnbc.com time to read: +5 min

The 60/40 strategy, known as a balanced portfolio, has been hit by rising bond yields — which means falling fixed income prices, as well as a sinking stock market. "The future is brighter for the 60/40," said Omar Aguilar, CEO and chief investment officer of Schwab Asset Management. "The correlation will come back to the normal levels, or the historical levels that you normally have between equities and fixed income," Aguilar said. Schwab's Aguilar advises against chasing yields in fixed income, but instead maintaining a balanced approach between credit and duration. In fixed income, the firm currently has a bond duration of four years, down from its previous seven-year duration.

Share this -Link copiedCommittee votes to subpoena Trump The committee voted on Thursday unanimously to subpoena Trump. Trump would not be the first president to be subpoenaed, nor would he be the first former president subpoenaed by Congress. "Even before the networks called the race for President Biden on Nov. 7th, his chances of pulling out a victory were virtually nonexistent, and President Trump knew it," Kinzinger said. “At times, President Trump acknowledged the reality of his loss. “What did President Trump know?

That's based on a Secret Service email from 9:09 a.m. "The head of the President’s Secret Service protective detail, Robert Engel, was specifically aware of the large crowds outside the magnetometers," Schiff said. A Secret Service report at 7:58 a.m. said, "Some members of the crowd are wearing ballistic helmets, body armor carrying radio equipment and military grade backpacks." On Dec. 26, a Secret Service field office relayed a tip that had been received by the FBI, Schiff said. Trump would not be the first president to be subpoenaed, nor would he be the first former president subpoenaed by Congress.

“I don’t f---ing care that they have weapons,” Trump railed, according to Hutchinson’s testimony. She said Ornato told her Trump reached up towards the front of the vehicle to grab at the steering wheel and then lunged toward Engel. Giuliani was “definitely intoxicated, but I did not know his level of intoxication when he talked” with Trump, Miller said. (Giuliani at the time denied that he was intoxicated through his attorney.) GOP lawmakers sought Trump pardons after Jan. 6The Jan. 6 committee revealed that multiple Republican lawmakers had asked Trump for pardons for their roles in the effort to overturn the 2020 election.

☆ The Secret Service painted a damning picture of Trump to the Jan. 6 committee. It wasn't the first time agents have been called to testify.
▼ + stars: | 2022-10-13 | by ( ) www.businessinsider.com time to read: +7 min

The House Jan. 6 committee obtained hundreds of thousands of internal Secret Service emails. Before the new revelations, the Secret Service was already at the center of the committee's investigation. The panel is also looking into how the Secret Service lost countless other records from January 6, reportedly including agents' text messages. Anthony Guglielmi, chief of communications for the Secret Service, has said there was no malicious intent behind the messages' deletion. Secret Service agent Larry Cockell (left) was forced to testify in an investigation into then-President Bill Clinton.

Illinois Republican Rep. Adam Kinzinger, who is retiring this cycle after voting to impeach former President Donald Trump, is endorsing a slate of high-profile Democrats (and a few Republicans) in key midterm races. Kinzinger is also backing Republican Sen. Lisa Murkowski and independent Senate candidate Evan McMullin in Utah, House Republican hopeful Larry Lazor in Connecticut and a state House candidate in Minnesota. Shapiro, Hobbs, Fontes, Benson and Murkowski are all running against Republican nominees backed by the former president and who have all at least questioned the legitimacy of President Joe Biden’s election. While not backed by Trump, Nevada Republican secretary of state nominee Jim Marchant and Minnesota Republican secretary of state nominee Kim Crockett have also cast doubt on the 2020 election. While Lee subsequently voted to certify the 2020 election, opponents have used those texts to argue he lent a hand to those who sought to discredit the election.

LAS VEGAS — Jim Marchant, the election-denying Republican nominee for secretary of state in Nevada, has so far been outspent and out campaigned by his Democratic opponent. Davis, a Republican, said he “hadn’t thought much” about whether the 2020 election was stolen from Trump and remained undecided in the secretary of state race. The dynamics in Arizona’s secretary of state race are similar. He and Marchant, as well as Kristina Karamo, the Republican secretary of state nominee in Michigan, are all members of the pro-Trump America First Secretary of State Coalition, though polling shows Karamo’s race is far less competitive. “This could be the last free and fair election in Nevada,” West said.

☆ Watch CNBC’s full interview with Schwab Asset Management CEO Omar Aguilar
▼ + stars: | 2022-09-27 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailWatch CNBC’s full interview with Schwab Asset Management CEO Omar AguilarOmar Aguilar, Schwab Asset Management CEO, joins 'Closing Bell: Overtime' to discuss opportunities amidst all the market volatility.

☆ Schiff says he likely would support criminal referrals in Jan. 6 attack probe
▼ + stars: | 2022-09-25 | by ( ) www.reuters.com time to read: +4 min

Trump has falsely claimed without evidence that widespread voter fraud tainted the election result and that he should have been declared winner. He did not provide further details, but criticized the Justice Department for being "slow" in its independent investigation of the attack. Democratic Representative Pete Aguilar told CBS-TV's "Face the Nation" that Wednesday's hearing will expose new details about the investigation. Asked about the possibility of former Vice President Mike Pence being subpoenaed to testify, Aguilar said: "I think it's important that we hear from the vice president, but the committee's work continues. We haven't made a determination on where we go with the vice president, specifically."

☆ My sense is this decline is not over and won't be until Fed cycle ends, says Fidelity's Timmer
▼ + stars: | 2022-09-23 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailMy sense is this decline is not over and won't be until Fed cycle ends, says Fidelity's TimmerOmar Aguilar, Schwab Asset Management CEO and CIO, and Jurrien Timmer, Fidelity Investments director of global macro, join 'Squawk on the Street' to discuss where we are in the markets, how much further the S&P has to fall and more.

☆ Nancy Pelosi says a congressional stock trading ban is coming this month, but skepticism abounds among key advocates: 'I can't say I'm confident'
▼ + stars: | 2022-09-20 | by ( Bryan Metzger | ) www.businessinsider.com time to read: +10 min

Nancy Pelosi says that a bill to ban members of Congress from trading stocks is coming this month. "I'm concerned about the lack of detail as to what is being planned," said Democratic Rep. Raja Krishnamoorthi of Illinois. Democratic Rep. Raja Krishnamoorthi of Illinois is urging vigilance amid the potential rollout of legislation from Democratic leadership. "I think that coalescing is a very real internal dynamic," Democratic Rep. Alexandria Ocasio-Cortez of New York told Insider last week. "We have not heard exactly what's happening," said Democratic Rep. Pramila Jayapal of Washington, the chair of the Congressional Progressive Caucus.

☆ MLB roundup: Aaron Judge belts 2 more HRs in Yankees' win
▼ + stars: | 2022-09-19 | by ( ) www.reuters.com time to read: +10 min

Gerrit Cole (12-7) earned the win with four hits, four runs, three walks and eight strikeouts in five innings. Eloy Jimenez had three hits, including a two-run home run, and drove in three runs. Willi Castro hit a two-run homer and Javier Baez had a solo shot for the Tigers. Rays 5, Rangers 3Christian Bethancourt and Jose Siri hit back-to-back homers in host Tampa Bay's win over Texas. The duo went deep in the second inning for a 2-1 lead that the Rays never relinquished.

☆ A new generation of narcos is rising in Mexico, and they're bringing a new style of music to celebrate their exploits
▼ + stars: | 2022-09-15 | by ( Luis Chaparro | ) www.businessinsider.com time to read: +6 min

A new generation of narcos are taking over in some of Mexico's most powerful criminal groups. They're bringing some changes to the drug trade, including new music to celebrate their exploits. "This music was a consequence of the Sinaloa Cartel's plugs [contacts] in Atlanta, where Trap music first went viral," a Flechas commander told Insider. The songs provide a different — and maybe more accurate — version of what is happening inside Mexico's criminal underworld, Ramírez added. At the top of this new generation of narcos are the "narco juniors" who are following their fathers into the business.

☆ Restaurants in Oregon illegally withheld tips from workers and even let managers take some, the DOL says
▼ + stars: | 2022-03-03 | by ( Grace Dean | ) www.businessinsider.com time to read: +3 min

An Oregon restaurant chain withheld tips from workers and let managers take a portion, the DOL said. The DOL recovered almost $170,000 in back wages and liquefied damages for 118 workers. The DOL said it recovered almost $170,000 for 118 workers at the three branches of KKOKI in Portland, Eugene, and Salem. Millions of restaurant workers quit their jobs during the pandemic because of low wages, lack of benefits, and poor working conditions. The DOL said it recovered $84,864 in back wages for staff and the same amount in liquidated damages.

☆ An Idaho potato farm threatened to fire foreign workers and deport them to Mexico if they didn't accept wages below the legal limit, the DOL says
▼ + stars: | 2022-02-23 | by ( Grace Dean | ) www.businessinsider.com time to read: +3 min

An Idaho potato farm intentionally violated H-2A rules and underpaid guest workers, the DOL said. The farm even threatened to end their contracts if they didn't accept illegal wages, per the DOL. Jorgensen Management, a potato farm in Bancroft, southeast Idaho, gave workers nearly $160,000 in unpaid wages after a DOL investigation. But Jorgensen Management didn't pay guest workers for inbound transportation costs or meet housing safety and health standards, the DOL said. The farm also failed to pay the required rates to 69 domestic workers hired alongside H-2A visa workers, per the DOL.

☆ Parlamentul European a aprobat certificatul digital al UE privind COVID-19
▼ + stars: | 2021-06-09 | by ( Mudrii Elena | ) www.zdg.md time to read: +3 min

Eurodeputații au aprobat definitiv miercuri, 9 iunie, certificatul digital al UE privind COVID, pentru a facilita călătoriile în interiorul UE și pentru a contribui la redresarea economică. „Astăzi, Parlamentul a confirmat ritmul de restabilire a liberei circulații și a unui spațiu Schengen pe deplin funcțional, în timp ce continuăm să luptăm împotriva acestei pandemii. Certificatul digital al UE privind COVID va funcționa începând cu 1 iulie și va asigura călătorii sigure și coordonate în această vară. Certificatul va fi emis gratuit de autoritățile naționale și va fi disponibil în format digital sau pe suport de hârtie. Se introduce un cadru comun la nivelul Uniunii pentru a asigura interoperabilitatea certificatelor și capacitatea de a le verifica în întreaga Uniune Europeană.

Persons: Juan Fernando López Aguilar, Eurodeputații Organizations: Parlamentul, Uniunii, Agenția Europeană, Organizației Mondiale a Sănătății ( OMS Locations: UE, PE, Uniunii, Uniune, Statele

☆ Parlamentul European a aprobat oficial certificatul digital Covid, care dovedește că deținătorul a fost vaccinat
▼ + stars: | 2021-06-09 | by ( ) www.jurnal.md time to read: +3 min

Sursa foto: APParlamentul European a aprobat oficial certificatul digital Covid, care dovedește că deținătorul a fost vaccinatParlamentul European a aprobat oficial certificatul digital Covid, ce dovedește că deținătorul a fost vaccinat, s-a vindecat în urma infectării sau are un test negativ Covid. „Astăzi, Parlamentul a confirmat ritmul de restabilire a liberei circulații și a unui spațiu Schengen pe deplin funcțional, în timp ce continuăm să luptăm împotriva acestei pandemii. Certificatul digital al UE privind COVID va asigura călătorii sigure și coordonate în această vară”, a spus Președintele Comisiei pentru libertăți civile, Juan Fernando López Aguilar. Certificatul va fi emis gratuit de autoritățile naționale și va fi disponibil în format digital sau pe suport de hârtie. Măsurile trebuie notificate celorlalte state membre și Comisiei Europene cu 48 de ore înainte, dacă este posibil, iar cetățenilor cu 24 de ore înainte.

Persons: Juan Fernando López Aguilar, Europarlamentarii Organizations: Parlamentul European, Parlamentul, Agenția Europeană, Organizației Mondiale a Sănătății ( OMS Locations: UE, Uniune, Uniunii, Statele

☆ Parlamentul European dă undă verde certificatului digital al UE privind Covid-19. Acesta se va aplica de la 1 iulie pe un termen de 12 luni
▼ + stars: | 2021-06-09 | by ( Https | Www.Facebook.Com Unimedia.Info | Bogdan Țîrdea | ) unimedia.info time to read: +3 min

Certificatul va fi emis gratuit de autoritățile naționale și va fi disponibil în format digital sau pe suport de hârtie. Sistemul se va aplica de la 1 iulie 2021 pe un termen de 12 luni. Măsurile trebuie notificate celorlalte state membre și Comisiei Europene cu 48 de ore înainte, dacă este posibil. Suma este destinată statelor membre, astfel încât să poată cumpăra teste pentru a emite certificate digitale ale UE privind Covid. Certificatul digital al UE privind Covid va funcționa începând cu 1 iulie și va asigura călătorii sigure și coordonate în această vară.

Persons: Juan Fernando López Aguilar, El Organizations: Uniunii, Agenția Europeană, Organizației Mondiale a Sănătății ( OMS, Parlamentul Locations: Uniune, UE, Statele

☆ Parlamentul European a adoptat „pașaportul COVID”. Certificatul digital prevede libera circulație în țările UE de la 1 iulie
▼ + stars: | 2021-06-09 | by ( Onixmedia Srl | ) diez.md time to read: +4 min

Parlamentul European a aprobat, miercuri, definitiv certificatul digital al UE privind COVID-19, pentru a facilita călătoriile în interiorul Uniunii Europene. Certificatul va fi emis gratuit de autoritățile naționale și va fi disponibil în format digital sau pe suport de hârtie. „Astăzi, parlamentul a confirmat ritmul de restabilire a liberei circulații și a unui spațiu Schengen pe deplin funcțional, în timp ce continuăm să luptăm împotriva acestei pandemii. Certificatul digital al UE privind COVID va funcționa începând cu 1 iulie și va asigura călătorii sigure și coordonate în această vară. Suma este destinată statelor membre, astfel încât să poată cumpăra teste pentru a emite certificate digitale ale UE privind COVID.

Persons: Juan Fernando López Aguilar Organizations: Parlamentul European, Uniunii Europene, Uniunii, Agenția Europeană, Organizației Mondiale a Sănătății ( OMS Locations: UE, PE, Uniune, Statele

☆ VIDEO/ Dezbatere în Parlamentul European: urmează să fie aprobat definitiv certificatul digital al UE privind COVID. Decizia va fi anunțată mâine
▼ + stars: | 2021-06-08 | by ( Mudrii Elena | ) www.zdg.md time to read: +3 min

Parlamentul European urmează să aprobe definitiv certificatul digital al UE privind COVID, pentru a „facilita călătoriile în interiorul UE în timpul pandemiei și pentru a contribui la redresarea economică”. „Datorită regulamentului fiecare cetățean european va avea dreptul legal de a primi adeverință electronică. Certificatul va contribui la ridicarea treptată a restricțiilor și le va permite cetățenilor să circule în Europa fie în interes profesional, cu familia sau pentru plăcerea proprie. În luna aprilie, statele membre s-au înțeles asupra principalelor specificații tehnice pentru certificatul UE COVID-19. Joi, 20 mai, Parlamentul European și Consiliul UE au ajuns la un acord în privința introducerii certificatului UE COVID-19.

Persons: Didier Reynders, Juan Fernando López Aguilar Organizations: Parlamentul European, Parlamentului, UE, Parlamentului European, Verde, Parlamentul, Consiliul UE Locations: UE, Europa

☆ (VIDEO) O adolescentă de 14 ani a intrat într-un restaurant şi-a lăsat bebeluşul nou-născut în braţele unei cliente apoi a fugit
▼ + stars: | 2021-05-23 | by ( Publika.Md - Aici Sunt Știrile | ) www.publika.md time to read: +2 min

O adolescentă de 14 ani şi-a lăsat bebeluşul nou-născut în braţele unei cliente, într-un restaurant, înainte de a fugi de la faţa locului. Bebeluşul încă avea cordonul ombilical ataşat atunci când mama ei a lăsat-o în braţele unei cliente, în restaurantul El Patron din New Jersey, apoi a fugit. „După ce i-a fost pusă masca de oxigen am auzit cel mai frumos plânset şi bebeluşul a început să se mişte. A deschis ușor ochii și apoi i-a închis, dar cel mai dulce lucru a fost atunci când i s-a făcut foame și a încercat să sugă masca de oxigen. A fost apoi transportată la Centrul Medical Jersey City cu o ambulanță pentru a primi îngrijiri, mai ales că avea cordonul ombilical încă ataşat, potrivit Observatornews.

Persons: adolescenta, Scott, Tânăra, Frankie Aguilar, Kimberly Wallace Organizations: Medical Jersey Locations: New Jersey, Medical Jersey City, Jersey

☆ Guatemala: Cel puțin patru deținuți, decapitați în timpul unei lupte în închisoare între bande rivale
▼ + stars: | 2021-05-20 | by ( Publika.Md - Aici Sunt Știrile | ) www.publika.md time to read: +1 min

Poliția din Guatemala a anunțat, miercuri, că cel puțin patru deținuți au fost decapitați în timpul unei lupte în închisoare între bande rivale, informează BBC, citat de libertatea.ro. Revolta care a avut loc în închisoarea Cantel a fost declanșată de deținuții din bandele rivale Mara Salvatrucha și Barrio 18, la care s-au alăturat ulterior și reprezentații altor bande, și este legată de traficul de droguri. Din informațiile preliminare pe care le avem, ei au fost decapitați”, a spus Jorge Aguilar. Poliția suspectează că revolta a fost declanșată de un membru al uneia dintre bande, care a atacat un rival, ca un gest de represalii pentru un incident recent între cei doi. Conform statisticilor oficiale, aproape jumătate din cele 3.500 de decese violente înregistrate anual în Guatemala sunt comise de bande.

Persons: Salvatrucha, Jorge Aguilar . Organizations: BBC, rivale Locations: Guatemala, Cantel, Ciudad de Guatemala

Teste gratuite pentru Covid-19 și fără restricții de călătorie suplimentareTitularii unui certificat UE Covid-19 nu ar trebui să facă obiectul unor restricții de călătorie suplimentare, cum ar fi carantina, autoizolarea sau testarea, potrivit Parlamentului. Garanții privind protecția datelorCertificatele vor fi verificate pentru a preveni frauda și falsificarea, precum va vi verificată și autenticitatea sigiliilor electronice incluse în document. În cele din urmă, deputații subliniază că vaccinurile împotriva Covid-19 trebuie să fie produse la scară largă, la prețuri accesibile și alocate la nivel mondial. Statele membre trebuie să își coordoneze răspunsul în condiții de siguranță și să asigure libera circulație a cetățenilor în UE. Didier Reynders a confirmat că statele UE nu vor fi obligate să accepte pentru certificatul de vaccinare doar vaccinurile autorizate la nivel european, având libertatea să accepte şi alte vaccinuri anti-Covid-19.

Persons: Eurodeputații, Janssen, Juan Fernando López Aguilar, pandemiei, Didier Reynders Organizations: Agenția Europeană, Organizația Mondială a Sănătății ( OMS Locations: UE, Statele, Moderna, AstraZeneca, Spania, justiţie

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