10'000 Hours/Getty ImagesIf you're using a debit card for everything you buy, you could be missing out on valuable perks and rewards.
If you like to travel, check out travel rewards credit cards that come with benefits like airport lounge access, Global Entry or TSA PreCheck credits, or airline fee credits.
Credit cards work best for consumers who are debt-free and able to stay that way.
If you're thinking of making the switch from debit to credit, it's important to recognize the signs this could actually be a good idea.
When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.