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$0 Annual Fee View Full Details $0 Annual Fee Apply now On Wells Fargo's websiteWells Fargo Active Cash® Card Apply now On Wells Fargo's website Earn 2% cash rewards at Amazon and everywhere else Details Rewards Earn unlimited 2% cash rewards on purchases. Review: Amazon Prime Rewards Visa Signature Card reviewSome credit card and travel loyalty programs allow you to use points for Amazon purchases, including Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, Capital One Rewards, and Hilton Honors. Review: Amex Blue Cash Everyday reviewEarn 2% cash rewards at Amazon and everywhere else: Wells Fargo Active Cash CardThe no-annual-fee Wells Fargo Active Cash® Card is a terrific choice for earning 2% cash rewards on purchases (including Amazon) and it comes with a generous welcome offer to boot. There are three flavors of personal Amazon-branded cards: The Amazon Prime Rewards Visa Signature Card, the Amazon Store Card, and the Amazon Secured Card. The other Amazon-branded cards store cards and can only be used for Amazon purchases.

☆ Goodbye, bidding wars. Home sellers are losing some of the power they've enjoyed for the past 2 years.
▼ + stars: | 2022-10-21 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +3 min

A surge in mortgage rates have cause buyers to sit on the sidelines. Whatever affordability buyers have gained through sliding prices, they are losing in mortgage rate hikes. As Americans face mortgage rates that are nearly twice as expensive as they were in 2021, more people are putting their homeownership dreams on pause. And that means sellers are not only losing leverage — they are also losing money. "Resourceful sellers understand that the market is intertwined with rising mortgage rates," Sam Chute, a Redfin listing agent said in a housing report on the decline of bidding wars.

☆ We moved from Arizona to upstate New York after droughts and wildfires scared us into meticulously researching the most climate-resilient spots in America
▼ + stars: | 2022-10-20 | by ( Dan Latu | ) www.businessinsider.com time to read: +5 min

Charles Matheus, 55, and Kelly Roberge, 54, lived in Prescott, Arizona, for over eight years. This as-told-to essay is based on a conversation with Charles Matheus, a leadership consultant, and Kelly Roberge, who works in communications and graphic design. They were renting in Prescott, Arizona, when fears over the climate crisis prompted them to search for a new home. The spreadsheet that Matheus and Roberge used to evaluate and rank their relocation options. Courtesy of Charles Matheus and Kelly RobergeWe looked at Harrisburg and Pittsburgh in Pennsylvania.

☆ Flights before Thanksgiving cost 43% more this year and it might only get more expensive
▼ + stars: | 2022-10-14 | by ( Brady Macdonald | ) www.businessinsider.com time to read: +3 min

Travelers can save money on unconventional flying days. The average round-trip domestic airfare for trips between November 20 and November 24 this year cost $350, according to the Hopper travel booking app. Rising jet fuel prices, fewer scheduled flights, and pent-up travel demand have all contributed to the higher prices, Hopper said. On average, Black Friday fares are $175 less than the weekend days after Thanksgiving, according to Hopper. Hopper expects airline tickets to rise $10 per day starting Nov. 1 with domestic round-trip prices peaking at $550 for last-minute bookings.

☆ How your credit score is calculated and why it's important
▼ + stars: | 2022-10-11 | by ( The Associated Press | ) www.nbcnews.com time to read: +7 min

Here’s a look at how you can create healthy habits to avoid having a low credit score:What is a credit score? If your credit score is over 750, you’re considered to have a great credit score, said McCreary. “There is this sort of dream scenario of having an over 800 credit score, that is a very high credit score and very few people get there,” said McCreary. “Fair” credit scores are considered to be in the 580-669 range, a credit score below 580 is considered a poor credit score. Being aware of your credit score and maintaining healthy habits around it is crucial to having a good credit history.

The best CD rates for October 2022Best rates for a 1-year termBest rates for a 2-year termBest rates for a 3-year termBest rates for a 4-year termBest rates for a 5-year termBest rates for a no-penalty CDBest rates for no opening depositCD rates at the largest US banksCDs are an ideal option if you'd like to grow your money but don't want to deal with fluctuations of the stock market. Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. If interest rates fall during the term of your CD, the APY on your CD will not be affected.

Our top picks for best high-yield savings accounts UFB Elite SavingsLendingClub High-Yield Savings AccountBrioDirect High-Yield Savings AccountBask Bank Interest Savings AccountCIT Bank Savings Connect AccountTAB High-Yield Savings AccountHigh Q Savings AccountSoFi Checking and SavingsSynchrony High-Yield Savings AccountAlly High Yield Savings AccountCapital One 360 Performance Savings™Marcus by Goldman Sachs High Yield Online Savings AccountDiscover Online Savings Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. LendingClub High-Yield Savings Account (jump to LendingClub account details »)Why it stands out: The LendingClub High-Yield Savings Account stands out because charges zero monthly service fees and comes with an ATM card. BrioDirect High-Yield Savings Account (jump to BrioDirect Bank account details »)Why it stands out: The BrioDirect High-Yield Savings Account doesn't charge monthly service fees. TAB Bank High-Yield Savings Account (jump to TAB Bank account details »)Why it stands out: The TAB High-Yield Savings Account is a pretty straightforward high-yield savings account. Discover Online Savings Account (jump to Discover account details »)Why it stands out: The Discover Online Savings Account is a solid low-fee option — there's no fee for insufficient funds, excess transactions, or monthly maintenance.

$0 Annual Fee View Full Details $0 Annual Fee Apply now On Wells Fargo's websiteWells Fargo Active Cash® Card from Wells Fargo Apply now On Wells Fargo's website Earn 2% cash rewards at Amazon and everywhere else Card Details Rewards Earn unlimited 2% cash rewards on purchases. Read more about the Amazon Prime Rewards card:Some credit card and travel loyalty programs allow you to use points for Amazon purchases, including Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, Capital One Rewards, and Hilton Honors. Because the Citi® Double Cash Card has no annual fee, it's a good card to keep for the long term. There are three flavors of personal Amazon-branded cards: The Amazon Prime Rewards Visa Signature Card, the Amazon Store Card, and the Amazon Secured Card. The other Amazon-branded cards store cards and can only be used for Amazon purchases.

A side effect of those increased interest rates is that banks can increase the amount of money they pay to consumers who put some of their dollars in savings accounts. Not all banks have significantly increased their interest rates for savings accounts. According to the Federal Deposit Insurance Corp., the average national savings account interest rate is 0.17%. Those low interest rates on savings account deposits recently caught the attention of lawmakers on Capitol Hill, who pressed big bank CEOs last week on why rates weren't higher. Some financial institutions, especially those that are Internet-only with no brick-and-mortar locations, have traditionally advertised higher interest rates with their high-yield savings account products.

Pros Check mark icon A check mark. Discover Online Savings Account (jump to Discover account details »)Why it stands out: The Discover Online Savings Account is a solid low-fee option — there's no fee for insufficient funds, excess transactions, or monthly maintenance. LendingClub High-Yield Savings Account (jump to LendingClub account details »)Why it stands out: The LendingClub High-Yield Savings Account stands out because charges zero monthly service fees and comes with an ATM card. Synchrony High-Yield Savings Account (jump to Synchrony account details »)Why it stands out: The Synchrony High-Yield Savings Account might appeal to you if you're looking for a straightforward savings account — there's a $0 opening deposit and no monthly service fees. Expert advice on choosing the best high-yield savings account for youWe consulted banking and financial planning experts to inform these picks and provide their advice on finding the best high-yield savings accounts for your needs.

The best CD rates for September 2022Best rates for a 1-year termBest rates for a 2-year termBest rates for a 3-year termBest rates for a 4-year termBest rates for a 5-year termBest rates for a no-penalty CDBest rates for no opening depositCD rates at the largest US banksCDs are an ideal option if you'd like to grow your money but don't want to deal with fluctuations of the stock market. Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. If interest rates fall during the term of your CD, the APY on your CD will not be affected.

Pros Check mark icon A check mark. No account or trading fees, and low fees to own funds Check mark icon A check mark. Access to Certified Financial Planners at no additional charge Check mark icon A check mark. Want a low-cost, hands-off investment account that combines automated features with management from a team of human investment professionals Check mark icon A check mark. Free stock, option, ETF, and cryptocurrency trades; 1.5% APY on uninvested cash Check mark icon A check mark.

If saving for retirement is the last thing on your mind, it shouldn't be. Even if you have $0 saved at the moment, the key is to start saving something — anything. Here, a certified financial planner (CFP) shares seven tips to make saving for retirement easier. AdvertisementWhether you seek out a certified financial planner (CFP) or use a device like NerdWallet's retirement calculator, the idea is the same: Start saving something. "Surprisingly, the first step to saving for retirement is to simply start saving," he told Business Insider in an email.

Persons: —, Andy Smith Organizations: Service

We've made learning about money easier for you by compiling a list of some of our go-to websites for money advice. CNN MoneyWhy we like it: If you're more interested in breaking news that has to do with money, you'll like CNN Money. CNN Money covers personal finance as well as featuring articles on the economy, small businesses, and luxury. He curates the best money articles from a wide web of personal finance bloggers and writers — "rockstars" — and then shares them on Rockstar Finance. You can sign up by email to stay up to date and receive the new rockstar articles daily.

Persons: Guo Bobi, We've, Kiplinger, Wise, NerdWallet, Rich, Ramit Sethi, Sethi, — Organizations: Kiplinger, Credit.com, Reading, Google, Facebook, CNN, New York Times, New York, Rockstar Finance, rockstar

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