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Pros Check mark icon A check mark. No minimum opening deposit Check mark icon A check mark. Debit card included Check mark icon A check mark. Eligible for new accounts after your child turns 13 Check mark icon A check mark. But if you'd like to open a savings account for your child, it only lets you open one of the bank's regular savings accounts as a joint bank account.

☆ Doctors decry 'record profits' for fossil fuel companies as climate change weighs on global health
▼ + stars: | 2022-10-25 | by ( Evan Bush | Evan Bush Is A Science Reporter For Nbc News. He Can Be Reached At Evan.Bush Nbcuni.Com. | ) www.nbcnews.com time to read: +6 min

The report’s theme reflects a growing frustration and helplessness expressed by medical professionals left to deal with the impacts of climate change as world leaders struggle to address the root cause. The annual report catalogs the health impacts of change worldwide and a separate policy brief outlines impacts in the U.S. Tiny particles released into the air as pollution during fossil fuel use were responsible for 1.2 million deaths in 2020. Climate change is taking a toll on mental health. The report notes growth in renewable energy investment, increasing media coverage of climate change and growing engagement from government leaders on health-centered climate policies.

☆ I moonlighted as a Twitter 'findomme' for a night. It was fun toying with a 'pay pig' and making him send me cash, but I ended up feeling sorry for him.
▼ + stars: | 2022-10-23 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +4 min

I moonlighted as a financial dominatrix on Twitter to see if I could make money from a "pay pig." A pay pig is told by a findomme to send them cash in return for nothing other than the humiliation of doing so. Sensing the opportunity, I replied: "Is this a pathetic attempt to be my pay pig?" He said what he liked most about being a pay pig was how easily a findomme could take his money. But I'll admit, I did feel a little sorry for my pay pig.

☆ Which Charitable Contributions Are Tax Deductible?
▼ + stars: | 2022-10-18 | by ( ) www.wsj.com time to read: +11 min

As a result, the number of people who can claim charitable donations fell from about 1 in 3 before the law to 1 in 10 today. The upshot is that charitable donations are still a valuable potential deduction—but only for the right kind of taxpayer. Who qualifies for charitable tax deductionsEvery taxpayer has a choice between itemizing their deductions and claiming the standard deduction. Note that for tax years 2020 and 2021, the IRS let people claim a $300 charitable deduction even if they didn’t itemize, but that allowance has expiredWhat kind of giving qualifies for the charitable tax deductionContributions to officially registered charities, which are designated with a special tax code like 501(c) (3), may be deductible on your federal tax return (and possibly your state tax return). But in typical IRS fashion, there are special rules that determine whether and how much of your charitable donations are deductible.

☆ Amazon, Meta, and other big tech firms have entered the 'Great Hesitation.' Here's what that means.
▼ + stars: | 2022-10-17 | by ( Jordan Parker Erb | ) www.businessinsider.com time to read: +5 min

From the "Great Resignation" to "quiet quitting" and even "quiet firing," there's a slew of new words that encapsulate the state of work today. Amazon, Meta, and other big tech firms have entered the "Great Hesitation." With economists and business leaders predicting a looming recession, leaders at large-cap tech companies are in an anxious waiting game — and they're starting to cut hiring and other costs as they prepare for the storm to hit. "I think all of these companies are in this so-called 'Great Hesitation,'" one tech-investment fund leader said. Injecting Amazon DNA into a startup by hiring its alumni is a common tactic, according to one 20-year Amazon veteran.

☆ A risk management and securities expert says that there has been a proliferation of bad financial advice going viral across social media from so-called 'finfluencers.' He explains how to spot it and s
▼ + stars: | 2022-10-13 | by ( Jennifer Streaks | ) www.businessinsider.com time to read: +8 min

Securities expert Tony Dong discusses common bad advice and misinformation being spread on social media. More often than not, Dong says, the financial advice is being given by a social media influencer without any financial training. Dong has shared a few examples of bad financial advice and how to spot the good finfluencers from the bad. However, some of the financial advice seen on social media could be misleading at best, or even outright false, at worst. And this is especially the case when the financial advice is on social media — it's even more important to verify that the advice is accurate.

☆ The CNBC FA 100 ranking recognizes advisory firms that help clients navigate their financial lives
▼ + stars: | 2022-10-04 | by ( Kelli Grant | Cfp | ) www.cnbc.com time to read: +4 min

The top-ranked advisors on the CNBC list have an average 30 years in business and collectively have more than $300 billion in assets under management. The CNBC FA 100 recognizes those advisory firms that best help people navigate their financial lives. Working with an advisor has financial benefitsThe pandemic spurred consumer interest in working with a financial advisor. Yet reports indicate that many consumers aren't thinking about an advisor as their first choice for financial help. How, and how much, you pay for financial advice can also vary widely by advisor and the scope of services.

☆ 'The f—ing party is over.' Big Tech companies are scaling back ambitions and canceling projects. Here's what to expect from Silicon Valley as a global recession looks increasingly unavoidable.
▼ + stars: | 2022-09-30 | by ( Alex Kantrowitz | Big Technology | ) www.businessinsider.com time to read: +5 min

As interest rates rise, big tech companies are being pushed to cancel projects and rearrange staff. Rising interest rates have focused investors on short-term profitability and companies like Amazon, Alphabet, Meta, and Snap are responding. This trimming signals the start of a new era for Big Tech, one where runaway spending on tomorrow gives way to unrelenting attention on today. In this era, Big Tech will become more efficient and profitable, but also more vulnerable. These startups' funding sources are drying up and many don't yet have good business discipline, taking some heat off Big Tech.

☆ The one thing this 30-year-old business owner says any entrepreneur should splurge on: ‘It is worth every penny’
▼ + stars: | 2022-09-23 | by ( Ashton Jackson | ) www.cnbc.com time to read: +4 min

Princess EtchBefore the pandemic, Labowitch made a chunk of her income teaching in-person classes and workshops. "I immediately lost a number of jobs, and the number of email correspondents I had about promising projects just disappeared. Labowitch initially started showcasing her art on Myspace in 2007, but most recently, she amped up her TikTok presence by doing live streams of her drawing process. And I developed this whole new, really passionate fan base of people who just really wanted to support me and my business." "If there's anything that I would recommend any entrepreneur indulge in and splurge on, it's an accountant," Labowitch says.

MOJAVE DESERT, Calif. — As more states legalize cannabis, law enforcement officials say they are seeing an uptick in black market operators using suspected human trafficking victims to grow and trim marijuana sold in legal dispensaries. The cannabis workers, all Chinese nationals who had traveled from New York, attempted to flee as law enforcement officials executed a search warrant on the secluded farm. Fang, Jin and the other workers were charged with misdemeanors and later released, according to the San Bernardino County Sheriff’s Department. James Roy of the Riverside County Sheriff’s Department. A black market marijuana farm.

Find the right student credit card for you Capital One SavorOne Student Cash Rewards Credit CardChase Freedom® Student credit cardDiscover it® Student Cash BackCapital One Quicksilver Student Cash Rewards Credit CardDiscover it® Student chromeDeserve® EDU Mastercard for StudentsJourney Student Rewards from Capital OnePetal® 2 "Cash Back, No Fees" Visa® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. The Capital One SavorOne Student Cash Rewards Credit Card also offers very good benefits for a no-annual-fee student card, including:Price protection***Extended warranty***Car rental coverage***Roadside dispatch***Travel accident insurance***Complimentary concierge servicesRead our Capital One SavorOne Student Cash Rewards card review for more info. The Chase Freedom® Student credit card has surprisingly good benefits for a no-annual-fee student card. Best for rotating bonus categories: Discover it Student Cash BackThe Discover it® Student Cash Back can put a lot of cash in your pocket — if you're willing to do a little work for it. After you graduate, your card issuer may convert your student credit card into an equivalent, regular credit card.

Pros Check mark icon A check mark. Earn interest Check mark icon A check mark. $20/month in out-of-network ATM fee refunds Check mark icon A check mark. No overdraft fees Check mark icon A check mark. Best for an all-in-one bank account: SoFiSoFi Checking and Savings 4.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars A tooltip Rates as of 8/12/22.

☆ Capital One announces new Venture X travel credit card
▼ + stars: | 2021-11-04 | by ( Julian Kheel | ) edition.cnn.com time to read: +8 min

On Thursday, the issuer took another huge step by announcing its first-ever premium credit card, the Capital One Venture X Rewards Credit Card. The Capital One Venture X features fewer perks than other popular premium travel credit cards, but also a lower annual fee. Redeeming Capital One Venture X milesMiles earned with the Capital One Venture X can be redeemed at a rate of 1 cent apiece for any travel purchase made with the card using Capital One’s “Purchase Eraser” tool. Capital One Venture X credit card perksWithout a doubt, the two best perks on the new Capital One Venture X card are the $300 annual credit for bookings made via Capital One Travel and complimentary access to Capital One’s new airport lounges. Should you get the new Capital One Venture X credit card?

Persons: Chase, ”, Lauren Liss, Miles, you’ll, there’s, Emily McNutt Organizations: CNN, American Express, Venture, PreCheck, Dallas, Fort, Capital, Guy, Chase, Chase Sapphire Reserve Locations: Fort Worth, Dallas, Denver, Washington, DC’s Dulles

Savings vs. money market account vs. CDHere are the main differences between savings accounts, money market accounts, and CDs. Savings account Money market account CD Easy access to your money Yes Yes No Interest rate Variable Variable Fixed Minimum opening deposit Low Medium High Add money later Yes Yes NoStill not sure which account is your best fit? The biggest difference between a savings account and money market account is how you access your money. You also can't add more money to your CD later, as you can with a savings or money market account. If so, you probably want a savings account or money market account.

☆ I'm an accountant for the ultrarich in Palm Beach. Here's what I tell my clients to get the biggest tax write offs and avoid losses.
▼ + stars: | 2021-05-16 | by ( Meira Gebel | ) www.businessinsider.com time to read: +8 min

Many of my clients are high-net-worth individuals, which we define as anyone with more than $5 million in liquid financial assets. For most wealthy individuals, tax preparation is a year-round affair and does not start a few weeks before Tax Day. Tax preparation and planning for wealthy clients is complicated, so there is no set pricing package. Wealthy individuals, in some cases, have similar tax situations as the average Americans, just with more assets and expenses. As an accountant, it's my job to make the tax code understandable to everyoneMost wealthier individuals are not educated on tax law.

If you don't need your stimulus check money now, you could consider investing some or all of it. You can choose to go through an online brokerage, automated investing app, or a financial advisor. You typically won't be able to buy options through an automated investment app, but most online brokerages offer them. You should only invest your stimulus check if you don't need the money right now. Rickie Houston is a wealth-building reporter at Personal Finance Insider who covers investing, brokerage, and wealth-building products.

Most people only need a checking account and a savings account. You may consider switching banks if your savings earns little to no interest, your checking account has a monthly maintenance fee, you're paying out-of-network ATM fees, or your bank charges for overdraft protection. Your savings earns less than 2% interestIf you're keeping savings in a traditional savings account, or even a checking account, there's a good chance your money is losing value. Your checking account has a monthly maintenance feeThe average monthly maintenance fee on non-interest checking accounts — the account you use probably use to pay for your everyday purchases or monthly bills — is about $5.50, according to Bankrate. Your bank charges for overdraft protectionBanks often provide overdraft protection on checking accounts, and many don't ask before opting customers into the service.

Persons: —, Brannon Lambert, HerMoney, Lambert, Bankrate, Banks Organizations: Service, Canvasback Wealth Management

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