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☆ A 36-year-old single mom explains how she turned her skill for getting people to open their emails into a business that brings in $40,000 a month
▼ + stars: | 2024-06-25 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +7 min

That's how ignorant I was," the 36-year-old single mom told Business Insider. I'm used to working with beginners. That's when I thought, 'OK, I'm really on to something.'" "The first two years of the membership, it wasn't overwhelming but it definitely wasn't passive. "More than the money, I really want to do that because I want to show people what is possible.

Persons: —, Liz Wilcox, Wilcox, I'm, she'd, I've, she's Organizations: Service, Google, Business, Netflix, Black, LAX Locations: Destin , Florida

☆ App developers on OpenAI's new GPT Store are trying to make money. Here are some of the successful business models that have emerged so far.
▼ + stars: | 2024-06-24 | by ( Samantha Stokes | ) www.businessinsider.com time to read: +8 min

Read previewSix months after OpenAI announced GPTs, developers are getting creative when it comes to making money with their applications. To some, the GPT Store drew comparisons to the early days of the App Store, Apple's marketplace for mobile applications that debuted in 2008 and ushered in the smart phone era and "app economy." However, multiple GPT developers walked Business Insider through how they're making money with their apps while waiting for formal monetization plans to become available. Advertisement"I think it will be good when OpenAI comes up with monetization integrated in the GPT Store," developer Vicente Silveira told Business Insider in an interview. Our bet is that the GPT Store will be the best way right now to position yourself to create."

Persons: —, OpenAI, monetization, Vicente Silveira, Silveira, Karthik Ramasamy, Silveria, Ramasamy, It's, Ai Drive's, Ai, Claude —, Charly AI, they've, GPTs, it's Organizations: Service, Business, Google, LinkedIn, Big Tech, Humanizer, BI, Charly Locations: Amsterdam, GPTs, San Francisco

☆ A millennial who made 6 figures working 2 remote jobs says it could help him retire by age 50 — but that overemployment wasn't worth the stress
▼ + stars: | 2024-06-23 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

But by the time Adrian's contract for his second job came to an end in March, a big part of him was relieved, he said. While some companies may be OK with their workers having a second job, doing so without approval could have negative repercussions. AdvertisementAdrian said that before taking on a second job, one should be "very comfortable" with one's main role. While he wouldn't rule out pursuing a second job again someday, he said the workload would have to be quite low. AdvertisementAre you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: —, Adrian, he'll, messaged, you'll, maxing, Roth, It's, hasn't, he's Organizations: Service, Business, LinkedIn, Roth IRA Locations: California

☆ How to Alienate a Colleague, One Coffee at a Time
▼ + stars: | 2024-06-22 | by ( Anna Holmes | ) www.nytimes.com time to read: +1 min

I hope that I’m able to honor and expand upon the insights she provided over the years. A little bit about me: I’m a writer and an editor and sometimes both at the same time. I’ve been managed by bosses as well as managed employees myself. I understand the challenges and rewards of workplace collaboration and camaraderie and enjoy the solo nature of just sitting in a chair and writing and writing. Right now, in addition to this new gig, I’m working on a book for Crown Publishers about women, power and communication.

Persons: Anna, Roxane Gay, Roxane, I’ve Organizations: New York Times, Crown Publishers

☆ Bad news for coders: The US is past peak software developer
▼ + stars: | 2024-06-22 | by ( Madison Hoff | ) www.businessinsider.com time to read: +5 min

A new ADP Research Institute report shows employment for software developers has declined from January 2018. Related storiesJob-search platform Indeed has its own running index of job postings for the software development sector. Swallowing a pay cut is a tough ask for software developers who were earning top dollar just a few years ago." AdvertisementData from Handshake, a platform where students can look for work, suggests a cooler demand for software developers or engineers. Have you made a career change from or to software development or another tech job?

Persons: —, Daniel Zhao, Glassdoor's, Zhao, Nela Richardson, Richardson, Nick Bunker, Bunker, Randy Tarnowski, Tarnowski, they're Organizations: Service, ADP Research, Business, North America, Bureau of Labor Statistics

☆ This 15-minute strategy can help you find the perfect side hustle, from an experienced freelancer
▼ + stars: | 2024-06-21 | by ( Megan Sauer | ) www.cnbc.com time to read: +1 min

Finding your perfect side hustle might be easier than you think — and it only takes 15 minutes, says Alice Everdeen. She picked up a freelance job facilitating skill-building workshops for a company that hosts career trainings. In Everdeen's case, the strategy helped her find those skill-building workshops in the first place, she says. "I wanted to do more speaking ... but I really enjoy the helping people aspect of presenting and virtual facilitating," says Everdeen. The strategy worked for her: The new side hustle helped stabilize her income, which is highly valuable for any freelancer, she says.

Persons: Alice Everdeen, Everdeen Organizations: CNBC

☆ Millennials are losing their cool
▼ + stars: | 2024-06-19 | by ( Emily Stewart | ) www.businessinsider.com time to read: +16 min

Millennials may not be there yet on pants, or at least that's what I, as a millennial, tell myself. The internet is fueling the millennials vs. Gen Z discourse, but underlying it is something deeper: millennials raging against the dying of the light. "It's really beneficial for brands that at least the online discourse has millennials looking to Gen Z for trends. The nature of internet culture, much of which was created by millennials, puts a unique bent on the discourse and how creators and influencers address millennials. Gen Z, be nice to your friendly millennial next door, and vice versa.

Persons: we're, We're, Valeria Penttinen, Julie Erickson, —, Erickson, Michael Miraflor, Hannah Grey, Justin Timberlake's, Claire Tassin, Jean Twenge, Gen X, Silents, they're, X, It's, Penttinen, millennials, Harley Block, Joel Steckel, I'm, that's, Devon Price, Price, Twenge, it's, Miraflor, Gwen Stefani, Martha Stewart, Alpha, Gen, They'll Organizations: Northern Illinois University, Morning, New York University, Starbucks, Loyola University Chicago's School, Professional Studies, Sports Illustrated Locations: Toronto, America

☆ Uber and Lyft riders explain why they do and don't tip their drivers — who only get tips a quarter of the time
▼ + stars: | 2024-06-19 | by ( Noah Sheidlower | Jacob Zinkula | ) www.businessinsider.com time to read: +9 min

Ron, a 76-year-old based in California, always leaves his ride-hailing driver a 20% tip unless they are a "complete jerk," he told BI. AdvertisementShould Uber and Lyft drivers always get tips? Rob Schlegel, a journalist turned real-estate agent in Las Vegas, tries to always tip his Uber or Lyft driver the highest suggested amount for each ride. The reasons people do or don't tip their Uber and Lyft drivers can be complicated. According to Gridwise data, roughly 30% of US Uber drivers drove at least 25 hours a week in the first quarter of 2024.

Persons: —, Valerie, haven't, Rob Schlegel, he's, Uber, Kellie Smith, Smith, it's, Carla Bevins, Bevins, DoorDash, Lillian, Lyft, Caroline, she's, Dee Dee, Carrie, It's, Bryan Organizations: Service, Business, Carnegie Mellon University, Uber, BI, Gridwise Locations: California, Las Vegas, Washington, US, Hampton Roads , Virginia

☆ ALICEs, DINKs, HENRYs, and More: a Complete Guide
▼ + stars: | 2024-06-17 | by ( Erin Snodgrass | Jacob Zinkula | ) www.businessinsider.com time to read: +17 min

But the terms' recent popularity suggests people want to understand how they fit into the broader economy beyond standard measurements. But that, too, is uncertain: She said she was "dangerously close" to losing the aid because her income is too high. ALICEs tend to be older or younger workers, and while they're represented across racial groups, they're more likely to be Black or Hispanic. HIFI: High Income, Financially InsecureHIFI is the latest acronym to join the club. In a 2021 Medium post, Erica Dhawan defined "geriatric millennials" as millennials born in the early 1980s.

Persons: ALICE, HENRY, Kory, Anthony Klotz, Kantenga, DINK, They've, they've, Eric Anicich, Henry, Alice, haven't, Sarah, she's, — there's, they're, Carrie, Gen Zers, Brenton, Mirlanda, Neiman Marcus, Katie Notopoulos, Paige Connell, Connell, Chrissy Arsenault, Arsenault, Jimmy Simpson, who've, Rich, Christopher Stroup, Stroup, HIFIs, Erica Dhawan, Dwahan, Louis, —, Jewel Benjamin, Benjamin, micromanaging, Erin Snodgrass, Jacob Zinkula Organizations: FIRE, Business, LinkedIn, Texas, USC Marshall School of Business, : Asset, SNAP, Los Angeles Times, DINKs, Public School, Financial Independence, Sherwood News, Federal Reserve Bank of St, Federal Reserve, University of Michigan Health, Social, Social Security Locations: POLK, City, Dallas, Boston, Massachusetts, Colorado, Santa Monica , California, millennials, Georgia

☆ THEN AND NOW: How your favorite game shows have changed since they first aired
▼ + stars: | 2024-06-15 | by ( Talia Lakritz | ) www.businessinsider.com time to read: +1 min

After Trebek's death in 2020, "Jeopardy!" featured a series of guest hosts until Ken Jennings took over as the show's permanent replacement. Ken Jennings. While the show searched for a new permanent host, celebrities such as Katie Couric, Anderson Cooper, LeVar Burton, and Aaron Rodgers took turns guest-hosting "Jeopardy!" But we can honor him by playing the game he loved," Jennings said during his first episode as guest host.

Persons: Ken Jennings, Eric McCandless, Disney Trebek, Katie Couric, Anderson Cooper, LeVar Burton, Aaron Rodgers, Mike Richards, Mayim Bialik, Jennings, Alex Trebek Organizations: Disney

☆ IRS: Taxpayers may avoid a penalty by making a second-quarter estimated payment by June 17
▼ + stars: | 2024-06-14 | by ( Kate Dore | Cfp | ) www.cnbc.com time to read: +1 min

The second-quarter estimated tax deadline for 2024 is June 17, and you could owe a penalty if you don't send a payment, according to the IRS. You typically owe estimated tax payments for income without withholdings, such as from contract jobs, freelancing or gig economy work, or if you run a small business. But quarterly estimated tax payments are not just for the self-employed or small business owners, experts say. You must make quarterly estimated tax payments if you expect to have at least $1,000 in tax liability or more on your 2024 return. For the 2024 tax year, the estimated tax deadlines are April 15, June 17, Sept. 16 and Jan. 15, 2025.

Persons: Kelly Renner Organizations: Finance, Biden, Partners Locations: Augusta , Georgia

☆ We finally have some evidence that California's new $20 fast food wage is hurting business
▼ + stars: | 2024-06-13 | by ( Grace Dean | ) www.businessinsider.com time to read: +4 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Restaurants raised prices to offset the new wageCalifornia raised its minimum wage for workers at limited-service restaurants to $20 an hour on April 1. To offset their higher labor costs, restaurants have raised prices, turned to technology and automation like order kiosks, and considered reducing their opening hours. In-N-Out told KTVU that it had raised prices "incrementally" on April 1. Californian residents are divided: Some acknowledge that fast food is a tough gig and support the new minimum wage, while others say it will push prices up too much.

Persons: —, Burger King, Hottovy, Jack Organizations: Service, Golden State, Business Locations: Burger, California, Golden, Placer.ai, McDonald's

☆ More than 15,000 Amazon contract drivers file legal claims asking for compensation for overtime and unpaid wages
▼ + stars: | 2024-06-11 | by ( Ramishah Maruf | ) edition.cnn.com time to read: +3 min

New York CNN —More than 15,000 Amazon contract drivers filed arbitration claims against the e-commerce giant on Tuesday, alleging Amazon classified them as independent contractors instead of employees with minimum wage and overtime rights. Amazon Flex, launched in 2015, allows independent contractors to sign up to deliver Amazon packages. Flex drivers provide Amazon Fresh grocery deliveries or same-day deliveries from the company’s warehouse hubs. Since the drivers are classified as independent contractors, these claims ask for compensation for unpaid wages and overtime, and reimbursement for expenses such as mileage and cell phone usage. Tindall told CNN that the workers filed independent arbitration claims instead of a class action lawsuit because drivers have to sign an agreement that forbids class action.

Persons: misclassification, Steven Tindall, Tindall, Joseph Sellers, “, Sellers, we’re, ” Tindall, CNN’s Samantha Delouya Organizations: New, New York CNN, Amazon, Flex, American Arbitration Association, Drivers, CNN Locations: New York, California , Massachusetts, Illinois

☆ I quit my career to live off my savings but lost everything in a financial crisis. I'm struggling to get back on my feet.
▼ + stars: | 2024-06-10 | by ( J.D. Harlock | ) www.businessinsider.com time to read: +4 min

Read previewThe year 2020 was supposed to be when I could finally take it easy and focus on myself. I decided to leave my career in accounting behind and finally take a crack at my lifelong dream of being a writer. But Lebanon's banking system collapsed — the World Bank called it a Ponzi scheme — and the country entered a financial crisis. Call it youthful naivety, but I didn't have a reentry plan in case I needed to return to work. The Lebanese financial crisis continued long after the COVID-19 pandemic.

Persons: —, didn't, I'm, it's, I've Organizations: Service, Business, Bank, Lebanese Locations: Lebanon, freefall, American

☆ I asked the new ChatGPT to find me a job and was surprised by what it came up with
▼ + stars: | 2024-06-10 | by ( Beatrice Nolan | ) www.businessinsider.com time to read: +4 min

Armed with a new update, ChatGPT can now act as your free personal recruiter. In an earlier test, ChatGPT sent me one job that I couldn't track down. After some probing, the bot acknowledged that the bot role probably wasn't real. AdvertisementApplyingIt's not news that ChatGPT can help job seekers write a killer cover letter, but the new update allows for some more specific back and forth. Armed with my CV and the job description, I asked ChatGPT to tailor my CV to the role and write a quick cover letter.

Persons: —, Bing, ChatGPT, I'd Organizations: Service, Business, ChatGPT Locations: London

☆ A millennial who got retail shift work using a gig app explains why he's never going back to that
▼ + stars: | 2024-06-09 | by ( Alex Bitter | ) www.businessinsider.com time to read: +4 min

The worker worked for Circle K and Parker's Kitchen, a South Carolina-based chain of convenience stores and gas stations, by claiming shifts through Shiftsmart. I am homeless, and gig work is pretty much the only thing that kept me above water. I would go to Circle K and work as a cleaner and merchandiser. I realized that, at the pay rate Shiftsmart and Circle K were offering, it was putting me further into a hole financially. I don't know the exact numbers, but Shiftsmart has to be getting paid by Circle K whenever someone takes a shift.

Persons: —, I'm, Shiftsmart, they're Organizations: Service, Shiftsmart, Google, USPS, Business, Circle Locations: South Carolina

☆ Vigilante Hong Kong cabbies went undercover to ensnare illegal Uber drivers. It backfired
▼ + stars: | 2024-06-08 | by ( Chris Lau | ) edition.cnn.com time to read: +8 min

They are vigilante taxi drivers taking direct action, having become increasingly frustrated about Hong Kong authorities’ failure to regulate the ride-hailing platform. Noemi Cassanelli/CNNA Uber app is seen on a mobile phone in Hong Kong, China, on May 24, 2024. Patrick Tam, secretary general of the Hong Kong Taxi & Public Light Bus Association, acknowledged the complaints against some unruly taxi drivers, and said he supported the police going after them. “We just want fair treatment.”So far, Hong Kong police have said they had not arrested any Uber drivers ensnared in the amateur sting operations. And CUHK’s Chan said that, after years of ambiguity, Hong Kong is already playing catch-up.

Persons: Ka Chun, “, Uber, Noemi Cassanelli, CNN Uber, ”, Oliver Chan, Hong, John Lee, Lau, tim, ” Jason Chan, Mo, “ Uber, Patrick Tam, CNN Estyn Chung, CUHK’s Chan Organizations: CNN, Hong, Chinese University of Hong, Taxi, Pictures, hackney, CNN Taxis, HK, Hong Kong Taxi, Light Bus Association, Uber Taxi, Uber Locations: Hong Kong, China, Central, Chinese University of Hong Kong, Jordan, Singapore

☆ My wife and I are both freelancers, which can be a strain on our marriage. We do these 5 things to support each other.
▼ + stars: | 2024-06-06 | by ( Shubham Davey | ) www.businessinsider.com time to read: +5 min

Read previewWe got married in February this year, and since then, my wife, Dhara, has been struggling to land freelance gigs. I have been freelance writing since 2014, and my wife started her freelance career in 2019, so I know this for a fact. My wife sent out dozens of cold emails to potential clients and got one guy to respond, but he ghosted her. To make sure we support each other and keep our marriage healthy, we follow a few important guidelines. If she understands and likes it, I know I've done well.

Persons: —, Dhara, I've, It's Organizations: Service, Business, rockstar, LinkedIn

☆ The Mayday Call: How One Death at Sea Transformed a Fishing Fleet
▼ + stars: | 2024-06-06 | by ( C.J. Chivers | ) www.nytimes.com time to read: +1 min

In cramped crew quarters in the forepeak, the deckhand, Brian Murphy, was warm but not breathing in a black tee and jeans. A marine welder and father of four, Murphy, 40, had been mostly unemployed for months, spending time caring for his children while his wife worked nights. A few days earlier, while he was on a brief welding gig to repair the Jersey Pride at its dock, the captain groused about being short-handed. Now it was July 20, 2021, the third day of the first commercial fishing trip of his life. Another somber sequence in the opioid epidemic was nearing its end.

Persons: he’s, ”, “, Brian Murphy, Murphy, groused Organizations: Coast Guard Locations: Jersey

☆ Americans who moved to Latin America for cheaper retirement, starting a new life, and better work options explain the pros and cons
▼ + stars: | 2024-06-06 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +7 min

Business Insider spoke to five Americans who moved to Latin America, many for their retirements. All agreed that life is in many ways better in Latin America than in the US. She said she feels more welcome in Costa Rica than in Illinois, even with a language barrier. Gary Keenan, 71, disagrees that Costa Rica is cheaper than the US, though he's fine paying the upcharge. Living and working in natureMoving to Latin America has allowed some Americans to advance their careers and retirement goals while living a more serene life.

Persons: —, Janet Sussman, Sussman, " Sussman, Cheryl Sands, didn't, she'd, it's, Sands, she's, Gary Keenan, Keenan, Jose Rodriguez, He's, Andy Wiesmann, Medellín, he's, Wiesmann Organizations: Service, Business, Illinois -, Social Security, Costa Rica, US Locations: Florida, New York, Panama, Airbnbs, Latin America, America, Illinois, Illinois - Kentucky, Costa, Guanacaste, Costa Rica, New Mexico, Central, San Jose, Chicago, São Paulo, Brazil, Medellín, Colombia, Inland, Mexico, California, United States, South America

From a broken freezer of spoiled food to a withered vegetable garden, house sitters can prevent disaster from striking while you kick back and relax. The most trusted pet-sitting appRover Pet-sitting and Dog Walking Rover is a one-stop-shop for everything pet care. For pet sitters, Rover's ability to set your own rates after passing the background check and safety quiz is a major perk. The best for pet-sitting businesses near youPet Sitters International Pet Sitting Certification Rather than a service platform, Pet Sitters International is a search engine pet owners and certification source for aspirational sitters. For pet owners, the organization offers an online database of registered pet sitters.

Persons: that's, it's, Meowtel Organizations: Business, Rover

☆ Delivering food on an e-bike or moped is a deadly endeavor in New York City
▼ + stars: | 2024-06-04 | by ( Eliza Relman | Madison Hoff | ) www.businessinsider.com time to read: +9 min

New York City delivery workers who don't use cars have one of the deadliest jobs in the city. There are now more than 65,000 app-based restaurant delivery workers in the city, and about 80% of them use e-bikes and motorbikes. The city report found that 28.7% of e-bike or moped delivery workers experienced injuries that forced them to miss work, lose consciousness, or seek medical care. They're asking for wider protected bike lanes, or even separate lanes for e-bikes and mopeds, and charging facilities for e-bikes. Indeed, "New Yorkers are dependent on app delivery workers to keep them safe and fed during times of crisis," she added.

Persons: —, takeout, Eric Adams, it's, Jose Alvarado, Andrew Lichtenstein, Brad Lander, Uber, DoorDash —, Ligia Guallpa, Guallpa, DoorDash, Guallpa's, Lander Organizations: Service, Business, Department of Consumer and Worker Protection, US Bureau of Labor Statistics, Bureau of Labor Statistics, Bloomberg, Yorkers, New York Times, Department of Transportation, Getty, City, York, Workers Justice Locations: New York City, York, New York, South Bronx, York City, City, Manhattan, Williamsburg , Brooklyn

☆ A Wisconsin mom of 3 who made $250,000 secretly working 2 remote jobs said it allowed her husband to leave a stressful job and become a stay-at-home dad
▼ + stars: | 2024-06-04 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

For 18 months between 2020 and the end of 2021, Lisa secretly worked one fully remote job and a second hybrid job. When pandemic conditions eased, she thought her fully remote employer would pivot to a hybrid work schedule — and managing two hybrid jobs seemed impossible. Advertisement"It was a good career move at a time when I thought that remote work was going to disappear," she said. Lisa said she'd consider job juggling again if she could find two fully remote jobs that checked most of her boxes. AdvertisementAre you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: —, Lisa, who's, they'll, who've, It's, Lisa didn't, she'd Organizations: Service, Business, Bureau of Labor Statistics Locations: Wisconsin

☆ An ALICE has $250,000 in student loan debt and left teaching for a stable job: 'There are many teaching college who are hungry and can't go to the doctor'
▼ + stars: | 2024-06-03 | by ( Allie Kelly | ) www.businessinsider.com time to read: +5 min

The 51-year-old has about $250,000 in student loan debt. Like 29% of US households, Pizza lives paycheck to paycheck, but her income is too high for most government assistance, per Census Bureau data and cost-of-living estimates analyzed by the nonprofit United Way. AdvertisementTeachers and adjunct professors are especially vulnerable to being ALICEs. Sixty percent of adjunct professors make less than $50,000 a year, despite most of them holding at least a master's degree, according to a 2022 report by The American Federation of Teachers that surveyed 1,900 adjunct professors across the US. "There are many teaching college who are hungry and can't go to the doctor," Pizza said in an email to Business Insider.

Persons: —, ALICE, Pizza, She's, Paul, she's, Joe Biden's Organizations: Service, Business, The American Federation of Teachers, BI, SNAP Locations: Twin Cities, St

☆ Girlfriends pay me to conduct loyalty tests via Instagram DMs. It's a lucrative gig, and most boyfriends fail.
▼ + stars: | 2024-06-02 | by ( Alyshia Hull | ) www.businessinsider.com time to read: +6 min

This as-told-to essay is based on a conversation with Trinity Howard, a 22-year-old loyalty tester in Tampa. Before I became a loyalty tester, I had my own run-in with cheating. I didn't know it then, but that was my first loyalty test, and it's now my full-time job. I told my new following to DM me if they were interested in a loyalty test and that I'd do it free of charge. I became a loyalty tester on LazoIn 2023, the founders of Lazo, a platform specializing in relationship loyalty tests, contacted me.

Persons: Trinity Howard, it's, who've, Lazo, I've Organizations: Service, Business, Lazo, Trinity Locations: Tampa

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