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☆ 15 major cities where rent is at least 15% cheaper than the national average
▼ + stars: | 2024-07-18 | by ( James Faris | ) www.businessinsider.com time to read: +1 min

However, apartment prices are still far higher than in 2020 in most markets. Here are 15 cities where rent costs at least 15% less than the national average. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementRent continues to tick down across the US, but at this pace, it would take several lifetimes to see pre-pandemic apartment prices again. This story is available exclusively to Business Insider subscribers.

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Credit cards offer better purchase protection and less fraud liability compared to debit cards. Most credit cards earn at least 1% back on everyday purchases — and you can often earn much more. Tips for using credit cards to build creditYou can build credit with a credit card by following a few crucial steps. If you have a low credit score, you may consider a secured credit card for rebuilding credit. Frequently asked questions about paying with a credit cardShould I keep paying with a credit card to earn rewards if I already have credit card debt?

Persons: You've, Chase, takeout, it's, you've, they've, that's, You'll, Taylor Swift, It's Organizations: Business, Chase Travel, PayPal, Chase

Navy Federal Student Loan AlternativesNavy Federal Student Loans vs. Ascent Student Loans ReviewNavy Federal Student Loans vs. Sallie MaeSallie Mae Graduate Student Loans have a late payment fee of 5% of the amount due, capped at $25. Read more about how we rate student loans »Navy Federal Credit Union Student Loan FAQsIs Navy Federal a trustworthy company? Are Navy Federal student loans federal or private? Navy Federal Credit Union student loans are private loans, not federal loans.

Persons: You'll, you'll, Sallie Mae Sallie Mae, Sallie Mae, Q Organizations: Federal, Navy Federal, cosigners, Navy Federal Credit Union, . Navy Federal Credit Union, Cons Navy Federal Credit Union Student, Social, Loan, Navy, Chevron, Federal Credit Union, Better, Bureau Locations: Chevron

☆ Jamie Dimon: Skills are 'far more important' than a college degree in hiring
▼ + stars: | 2024-07-18 | by ( Morgan Smith | ) www.cnbc.com time to read: +4 min

Skills are "far more important" than having a college degree for many jobs, he added. Dimon said JP Morgan Chase has eliminated degree requirements for most jobs at the bank and pivoted toward more skills-based hiring. About 80% of JP Morgan Chase's current roles for "experienced hires," or candidates with full-time work experience, don't require a college degree, a company spokesperson confirmed to Fortune. For context, 62% of Americans don't have a college degree, according to the latest Census data. That means degree requirements can lock out millions of job seekers with alternative qualifications from high-paying opportunities.

Persons: Jamie Dimon, Dimon, Morgan Chase, JP Morgan Chase's, It's Organizations: JPMorgan Chase, LinkedIn, Wall Street, Ivy League, McKinsey & Co, Harvard Business School's, Glass Institute, CNBC

Learn moreFor those after luxury deals during Prime Day, Amazon is actually serving some really good promotions on the most coveted brands. Best Prime Day Luxury DealsAltuzarra Medallion Coin Bag $240.00 $695.00 Save 65% This calf-leather logo-embossed crossbody bag is available in red, white, or black. View at AmazonSenreve Mini Maestra $596.00 $745.00 Save 20% The Mini Maestra is a mini version of our beloved Maestra Bag. View at AmazonBest Prime Day pre-loved luxury dealsWhat luxury brands can you shop on Amazon? Shopping for more great Amazon Prime Day deals?

Persons: Dior, Gucci, Yves Saint Laurent, Louis Vuitton, Barbara Sturm, Oscar de la, Bottega, Celine, Chanel Organizations: Business, Chanel, Best, Candy Arco, HBX Archives, Amazon, Bottega Veneta, Amazon Prime

Prime Day TV dealsThis Prime Day, we're seeing some of the biggest price drops of the year on top TV models from our favorite brands. Prime Day laptop dealsLaptops go on sale year-round, but Prime Day is traditionally the best time of year to make a purchase. Prime Day mattress dealsMattresses go on sale several times a year, but few sales offer as lucrative mattress discounts as Prime Day. Prime Day Amazon device dealsDuring Prime Day, many of the best Amazon devices see their lowest prices ever. Prime Day travel dealsSummer travel is underway, and so are the best Prime Day deals on luggage and backpacks.

Persons: We've, AirPods, we've, Siri, Samsung's, They're, you’ll, He's, Jonathan Adler, it's, dehumidifier, Dyson, vacs, Crisp, we're, Fryer, Foodi, Fry, fryer, they're, Bose Smart, Ray Soundbar, Ray, Anker, You'll, iPhones, MagSafe, Kate Spade, scoped, Amazon Nathan James Hugo Wood Nightstand, Nathan James, waddle, Inaba, haircare, ”, Gabrielle Chase, “, haven't Organizations: Business, Apple, Amazon Apple, Apple Health, Amazon, Amazon LG, Amazon Samsung, Sony WH, Sony, Amazon Sony WH, Amazon Anker, Amazon Bose, Amazon Beats, Samsung, Clarks, Casper, Pillow, Morris, Morris & Co, Dyson, Upright, Toshiba, FlexBrew, Hamilton, LG, Dell, Alexa, Amazon Alexa, Hatch, Amazon Belkin, Apple Watch, Logitech, Seagate, ASUS, Meta, Nintendo, Nova, Nova Pro, Lightspeed, Mac, Google, Galaxy, lounging, packers, Amazon Fisher, Prime, today's, Chatelet Air, Amazon Canada, Amazon Philips, Philips, Amazon Prime, Deal Locations: November's, PopSockets, York

☆ When you should — and shouldn't — book an all-inclusive vacation, according to an expert
▼ + stars: | 2024-07-17 | by ( Rachel Murphy | ) www.businessinsider.com time to read: +7 min

Before you pack your bags, consider when you should book an all-inclusive vacation and when you should book separately. According to Travelzoo's senior editor Gabe Saglie, booking an all-inclusive vacation package can make the entire trip planning process much easier. "If you go with an all-inclusive vacation package as-is, you need to make sure the package offers what you want or are looking for from your vacation," he said. Sandra Duarte / EyeEm / Getty ImagesAll-inclusive vacation packages are great options for travelers who want to stay mostly in one spot. One may be more cost-efficient than the otherSometimes, all-inclusive packages can be a better deal than booking your reservations individually, according to Saglie.

Persons: —, Travelzoo's, Gabe Saglie, Saglie, Salie, I've, Sandra Duarte, you've, Oswaldo Rivas Organizations: Service, Business, Reuters, Oswaldo Rivas Travelers Locations: Caribbean

☆ Stocks making the biggest moves midday: Nvidia, Johnson & Johnson, Sweetgreen, GitLab and more
▼ + stars: | 2024-07-17 | by ( Pia Singh | ) www.cnbc.com time to read: +4 min

Elevance expects adjusted earnings of at least $37.20 for 2024, while analysts polled by FactSet called for $37.28 per share. Second-quarter adjusted earnings and revenue came in slightly ahead of estimates. Omnicom — Shares of the corporate communications company fell 8% despite beating revenue expectations for the second quarter. Omnicom posted adjusted earnings of $1.95 per share, which came out in line with analyst forecasts polled by FactSet. Johnson & Johnson reported adjusted earnings of $2.82 per share on $24.45 billion in revenue.

Persons: Biden, ASML, Elevance, FactSet, Charles Schwab —, Cowen, Charles Schwab's, Omnicom, Datadog, Jefferies, Johnson, Johnson —, LSEG, —, Jesse Pound, Hakyung Kim, Samantha Subin, Lisa Kailai Han, Michelle Fox Organizations: Bloomberg News, Biden Administration, Nvidia, AMD, Taiwan Semiconductor Manufacturing, VanEck Semiconductor, Qualcomm, HSBC, Hunt Transport Services, Revenue, FactSet, Reuters, UnitedHealth, Johnson, . U.S, Bancorp, U.S . Bancorp, Corporation, UBS Locations: China, ., V.F

Learn moreFrom toilet paper and paper towels to dish soap and trash bags, home essentials are among the best Amazon Prime Day deals. Prime Day is only a few hours longer, so act now to ensure you get these savings on everyday basics. Check out our main hub for even more Amazon Prime Day deals, including discounts on home, kitchen, beauty, and tech products. View at AmazonShopping for more great Amazon Prime Day deals? Check out our roundup of all of the best deals here, or browse Amazon's website for more.

Organizations: Business, Stock, TSA, Amazon Prime

☆ Ethereum co-founder warns against voting only on 'pro-crypto,' a day after a16z founders support Trump
▼ + stars: | 2024-07-17 | by ( Mackenzie Sigalos | ) www.cnbc.com time to read: +5 min

Ethereum co-creator Vitalik Buterin on Wednesday cautioned against voting for political candidates based solely on whether they have adopted a "pro-crypto" stance. The best example of this is, predictably, modern Russia," added Buterin, a Russia-born coder who built ethereum in his late teens. Buterin did not single out any names in his post of either political candidates, or of those opting to support them. It comes in stark contrast to the Joe Biden White House, which has been seen as hard on crypto. However, the perception that Biden is anti-crypto and Trump is pro-crypto has some Biden allies concerned enough to take their case directly to senior White House officials.

Persons: Ethereum, Vitalik Buterin, Buterin, Putin, Donald Trump, Marc Andreessen, Ben Horowitz, Andreessen Horowitz, Donald Trump's, Ben, Marc Show, Horowitz, Joe Biden, They've, They're, Andreesen Horowitz, Coinbase, coder, Tesla, Elon Musk, Peter Thiel, Tyler, Cameron Winklevoss, Trump, —, Sen, Elizabeth Warren, bitcoiners, JD Vance, Vance, Biden Organizations: Republican National Convention, U.S . Securities, Exchange Commission, Federal Deposit Insurance Corporation, Trump, Trump —, solana, Internal Revenue Service, Libertarian National Convention, Republican, Joe Biden White, SEC, Biden, White House Locations: Milwaukee, U.S, Russia, San Francisco, Washington, Mar, Nashville , Tennessee

Introduction to Buying an Engagement RingBuying an engagement ring is a big deal. Instead of taking out a traditional loan, or financing a ring through a credit card offered by the jeweler, you can use one of the best 0% APR credit card offers for a certain amount of time. What credit card features should I look for when buying an engagement ring? Can I finance an engagement ring purchase with a credit card? How can I maximize rewards when buying an engagement ring with a credit card?

Organizations: Business Insider, Tiffany, Chase Travel, Chase, Sapphire, American Express, Citi Locations: Chevron

☆ From Amazon to Dell, Corporate America's in-office crackdown is in full swing
▼ + stars: | 2024-07-17 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +7 min

In today's big story, Amazon wants to stop employees skirting in-office mandates by tracking their hours spent in the office . The big storyPunching the clockGetty Images; Jenny Chang-Rodriguez/BIAt Amazon, coffee is for closers people who spend at least 2 hours in the office. AdvertisementBusiness Insider's Eugene Kim has a report on Amazon monitoring the hours its corporate employees spend in the office . Amazon and its employees have been in an ongoing battle over its return-to-office mandate, which was first announced early last year. AdvertisementFor Amazon employees, the RTO mandates have been shrouded in mystery and confusion.

Persons: —, you've, Jenny Chang, Rodriguez, Eugene Kim, it's, Eugene, they've, Justin Sullivan, Getty, Dell, Polly Thompson, Lizzie Reed, Goldman Sachs, Mark McQueen, Elizabeth Reed, Donald Trump's, Fundstrat's Tom Lee, Russell, Deena So'Oteh, Greg Warnock, Warnock, Elon Musk, Tesla, Stephen Pasterino, Rachel Katzman's, Jennifer Aniston, Johnson, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, Annie Smith, Amanda Yen Organizations: Service, Denver Airport, Business, Amazon, Foods, Dell, Computer, Workers, Goldman, Walmart, Treasury, Netflix, SpaceX, Lone Star State, Northeast, BI, Olympic, United Airlines, Johnson Locations: it's, Corporate America, Utah, California, Texas, Paris, Seine, New York, London

Some of the biggest discounts we're seeing are on 4K displays, including the gorgeous Samsung Frame TV. You can also save 23% on a 65-inch Frame TV or save 22% on a 75-inch Frame TV with the teak bezel. Some of the Frame TV deals we've highlighted feature the 2022 version of the display while others feature the newer 2024 model. View at AmazonSamsung 65-inch Frame TV (2024) with Teak Bezel $1,697.99 $2,195.98 Save 23% Samsung's Frame TV is designed to be hung flush against your wall like a hanging piece of art. View at AmazonSamsung 85-inch The Frame TV (2022) $2,597.99 $4,297.99 Save 40% Samsung’s 85-inch Frame TV may be the next extra-large TV for you.

Persons: there's, we've, it's, Steven Cohen, It's Organizations: Business, Samsung, Amazon Samsung, Amazon Prime

☆ A self-made millionaire shares the money advice she'd give her 20-year-old self, including mistakes to avoid
▼ + stars: | 2024-07-17 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +4 min

"I was very lucky that I started from zero with my financial journey," the New England-based 36-year-old told Business Insider. AdvertisementThe financial educator, whose mission is to help young women grow their wealth, didn't get to where she is without a bit of trial and error. AdvertisementWhen you first start investing, "it can feel like it takes some time," she noted. "But once you start building wealth, whether it's in real estate or the stock market, your efforts really do start to compound. Overpaying for a financial advisorWhen Waresmith eventually put her cash to work in the stock market around 2013, she paid a financial advisor to manage her portfolio.

Persons: —, Tess Waresmith, Waresmith, Tess, didn't, she'd, hasn't Organizations: Service, Boston University, Business Locations: England, America

We're seeing many of the best Nespresso machines on sale, including Nespresso Original and Vertuo models, plus compatible pods. Prime Day sales will be live on July 16 and 17, but the Nespresso machines may go quick, so don't wait around to jump on these deals. The best Prime Day Nespresso dealsWe typically see one or two Nespresso machines discounted during sale events. Right now, you can save $70 on the Nespresso Vertuo Pop+ and Aeroccino, which brings this bundle to an all-time low price. Most Vertuo machines don't include milk frothers, but these are still great machines for households who want variety and convenience.

Persons: you've, We'll, Nespresso, Isabel Fernandez, lattes Organizations: Business, Prime, Amazon, Coffee, Brewers, Amazon Prime

View at Amazon What we like Check mark icon A check mark. High-end HDR performanceCheck mark icon A check mark. View at Amazon What we like Check mark icon A check mark. Supports a wide color gamutCheck mark icon A check mark. View at Amazon What we like Check mark icon A check mark.

Persons: Sharp, OLED Organizations: Business, Dell, LG, Asus, Amazon, Amazon LG, AMD, Amazon Dell, Samsung, Amazon Prime

We found the best Amazon Prime Day outdoor furniture deals to help you achieve your dream al fresco space. As we've reached the midway point of summer, now is the best time to find savings on the best outdoor patio furniture, including seating and dining sets, firepits, umbrellas, and more. Shop all Prime Day outdoor furniture deals on Amazon. Prime Day outdoor furniture deals echo savings you would find during major holidays like Independence Day and Black Friday. Check out our roundup of all of the best Prime Day deals here, or browse Amazon's website for more.

Persons: we've, we'll, pesky, Ashley, Christopher Knight, Walker Edison Organizations: Business, Amazon, Furniture, Flash Furniture, Amazon Prime

☆ A 36-year-old who built a seven-figure net worth shares how she invested her money and her current portfolio
▼ + stars: | 2024-07-16 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +10 min

Courtesy of Tess WaresmithHer current portfolio: real estate, index funds, individual stocks, crypto, and cashWaresmith has continued to diversify her portfolio over the years. "But then there are other ways to diversify within the stock market and also outside the stock market. "I think there's a misconception around real estate investing that you have to have 300 units to be successful," she said. In her case, the first deal she did was "a total game changer and allowed me to invest more in the stock market. The stock market: index funds and individual stocksWaresmith prefers index funds because "it's such an easy way to get exposure to the whole stock market," but a small portion of her portfolio, less than 5%, is in individual stocks.

Persons: —, Tess Waresmith, Waresmith, Tess, Waresmith's, I've, she's, I'm, It's Organizations: Service, Boston University, Fortune, Business, BU, America Locations: New England, America, Tampa , Florida, Salem , Massachusetts, Tampa, Massachusetts

View at Amazon What we like Check mark icon A check mark. Ability to review identified obstacles after cleaningCheck mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at AmazonThe best Amazon Prime Day robot vacuum dealsAutomate your floor cleaning with one of the best robot vacuums. They're lightweight, and many of today's best cordless vacuum cleaners can rival even the most powerful uprights.

Persons: Dyson, Bissell, Miele, vacuums we've, We've, you've, vacuums, they've, iRobot, Roomba, we've, Decker, Smart, OmniForce Organizations: Business, Amazon, Samsung, Hoover, Prime, Kenmore, Dyson, Upright, Shark, Amazon LG, LG, Amazon Prime, nab, BISSELL Locations: iRobot, Eureka

☆ The dark side of double dipping: 3 people juggling multiple full-time jobs share how they do it
▼ + stars: | 2024-07-16 | by ( Tess Martinelli | ) www.businessinsider.com time to read: +6 min

Read previewThe pay and benefits of a full-time job aren't always enough to sustain an employee's lifestyle and monetary goals. From 9-to-5, she worked a remote marketing job, and from 5 to 10, she worked a low-lift customer service job. AdvertisementIn September 2022, she left her full-time job and created a job-juggling system to avoid legal and professional consequences. If it ever does come up, I make it seem like the dates overlap less than they did," McGill told BI. AdvertisementDespite the risky overlaps and long hours, McGill said she was happy with her choice.

Persons: —, aren't, Jane, I've, Kendall McGill, McGill, didn't, We've, Davrick Hayes, Hayes, Tess Martinelli, tmartinelli@businessinsider.com Organizations: Service, Business, BI, Apple, McGill Locations: LA, North Dakota

Learn moreAmazon Prime Day is a great time to stock up on discounted gift cards. We've rounded up the best gift cards you should take advantage of this Prime Day. The best gift card deals for Prime DayWhy we recommend these Amazon Prime Day gift card dealsGift cards are usually an easy option when giving a present. Many of the best gift cards we've seen during Prime Day are for food services, including restaurants and delivery. As with all gift cards purchased at any time of the year, read the fine print and check for any expiration dates.

Persons: we've Organizations: Business, Amazon

☆ Bank of America tops estimates on better-than-expected investment banking
▼ + stars: | 2024-07-16 | by ( Hugh Son | ) www.cnbc.com time to read: +1 min

CEOs from left, Charles Scharf, Wells Fargo, Brian Moynihan, Bank of America, and Jamie Dimon, JPMorgan Chase, testify during the Senate Banking, Housing, and Urban Affairs Committee hearing titled "Annual Oversight of Wall Street Firms," in Hart Building on Wednesday, December 6, 2023. Bank of America on Tuesday said second-quarter revenue and profit topped expectations on rising investment banking and asset management fees. Net interest income slipped 3% to $13.86 billion, essentially matching the StreetAccount estimate. Executives have told investors in April that net interest income would bottom in the second quarter. Wells Fargo shares fell on Friday when it posted disappointing NII figures, showing how much investors are fixated on the metric.

Persons: Charles Scharf, Wells, Brian Moynihan, Jamie Dimon, JPMorgan Chase, Wells Fargo, Goldman Sachs Organizations: Bank of America, JPMorgan, Banking, Housing, Urban Affairs Committee, Wall Street Firms, Revenue, JPMorgan Chase, Citigroup Locations: Wells Fargo, Hart

The best Prime Day AirPods deals include the big discounts on the brand's wireless earbuds and high-end over-ear headphones. The best Prime Day AirPods deals are expected to last through July 17, but certain models could sell out before the event ends. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. Apple sells three earbud-style AirPods: the second-gen AirPods, third-gen AirPods, and AirPods Pro.

Persons: Max, AirPods, you've, they're Organizations: Business, Amazon Prime, ANC, Apple, Apple AirPods, AirPods

☆ Taylor Swift U.S. tickets cost $1,832. I saw The Eras Tour in Amsterdam for $384. Credit card points covered almost everything else.
▼ + stars: | 2024-07-16 | by ( Katherine Fan | Sarah Silbert | Senior Editor | ) www.businessinsider.com time to read: +12 min

The information for the following product(s) has been collected independently by Business Insider: Marriott Bonvoy Boundless® Credit Card, Chase Freedom Flex®. I saved over $5,000 with points and milesThis trip was only possible because of my stash of credit card points and miles. Katherine FanMy Sheraton Amsterdam hotel room would have cost $405.48 in cash Katherine FanI booked the room using a free night award I earned from a new customer bonus on the Marriott Bonvoy Boundless® Credit Card credit card. Note that credit card lenders may use many different variations of credit score models when considering your application. You can use credit card awards to book luxury vacations, seek out gritty adventures, and do everything else in between.

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☆ Why have one baby when you can have 2? People are paying $500,000 to hire 2 surrogates at once and have 'twiblings'
▼ + stars: | 2024-07-16 | by ( Kelsey Vlamis | ) www.businessinsider.com time to read: +12 min

"It is a luxury, absolutely," Brooke Kimbrough, cofounder and CEO of Roots Surrogacy, told BI. All the surrogacy agencies BI spoke with said it's essentially never the case that someone opts for surrogacy simply for vanity reasons. Perhaps the primary drawback to pursuing concurrent surrogacy (that is, besides the high price tag) is the logistics of it. Jarret Zafran, founder and executive director at Brownstone Surrogacy, told BI that it's not necessarily only the ultrawealthy who pursue concurrent surrogacy. But he's still not totally sure why they chose to do concurrent journeys rather than space the children out a bit more.

Persons: —, Bill Houghton, Houghton, twiblings, surrogates, Brooke Kimbrough, Kim Kardashian, Chrissy Teigen, Teigen, John Legend, Dimitrios Kambouris, it's, they've, Kim Bergman, They've, David Sher, Sher, It's, Bergman, Jay L, There's, doesn't, Jarret Zafran, Zafran, he's Organizations: Service, Business, Global Market, BI, American Society for Reproductive Medicine, Elite, The Washington Post Locations: Spain

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