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☆ Here's where investors worried about a stock market bubble should put their money, according to a top economist
▼ + stars: | 2024-10-19 | by ( Jennifer Sor | ) www.businessinsider.com time to read: +5 min

Investors worried about a market correction should adjust their portfolios, David Rosenberg says. The top economist has warned stocks are in a bubble and at risk of a major decline. Investors need to exercise caution and avoid following the "herd mentality," Rosenberg said, pointing to the fervor for mega-cap tech stocks. Instead, he said, investors should focus on stocks with strong business models, strong growth, and good prices, and add some "insurance" to their portfolios. Most forecasters on Wall Street still expect a strong performance from equities into year-end and 2025.

Persons: David Rosenberg, —, who's, he's, Chuck Prince, Rosenberg, REITs, Goldman Sachs Organizations: Service, Rosenberg Research, Utilities, Aerospace, UBS, BMO, Deutsche Bank Locations: —

☆ My wife and I knew from our first date that we didn't want kids. We've been together for 17 years and lost friends because of our choice.
▼ + stars: | 2024-10-19 | by ( Kelly Burch | ) www.businessinsider.com time to read: +4 min

On our first date 17 years ago, the woman who would become my wife talked a lot about kids. So I asked her, "How do you feel about having kids?" Most importantly, I had a strong purpose outside having kids. Related storiesOur friends who were childfree by choice warned we would lose friends over the choice not to have kids, and they were right. AdvertisementWe're fulfilled without being parentsOrna and I have never regretted not having kids.

Persons: Matthew Walters, Orna, —, we've, We're, We've Organizations: Service

☆ An accounting manager struggled with work-life balance at PwC, Walmart, and Google. Leaving the Bay Area is what finally changed the tide.
▼ + stars: | 2024-10-19 | by ( Robin Madell | ) www.businessinsider.com time to read: +7 min

He chose a work-life balance over salary but his goal of starting a family was still out of reach. It took him 11 years and multiple strategic career moves, but he finally achieved the work-life balance he'd always wanted. AdvertisementAfter PwC, he took a position with Walmart's eCommerce division, which offered greater work-life balance but a major salary reduction. Still, Manalac felt his decision was well worth it because of the drastic improvements in work-life balance. If you work in Big Tech or finance and would like to share your work-life balance story, email Tess Martinelli at tmartinelli@businessinsider.com

Persons: Mike Manalac, Manalac, —, He's, he'd, PwC, Walmart's, San, It's, Tess Martinelli Organizations: Service, Google, Walmart, Business, Baltimore —, Bay, Big Tech Locations: Area, Chicago, Baltimore, San Francisco, Silicon Valley, Bay, Nob, Michigan, Maryland, Big, tmartinelli

☆ X is about to change its block function. Some users worry it will empower abusers and compromise victims' safety.
▼ + stars: | 2024-10-19 | by ( Kelsey Vlamis | ) www.businessinsider.com time to read: +5 min

Blocked users will soon be able to see the posts of the person who blocked them. Critics of the change say it could make X less safe for some users, such as victims of domestic violence or harassment. "big day for stalkers and harassers," said X user wrote in response to the announcement. There are also people who need a public X account for their work. For instance, a blocked user could simply create a new account to view the posts of the user who has blocked them.

Persons: —, X, Adam Dodge, Dodge, Dominic Sellitto, Sellitto Organizations: Service, Twitter, BI, End Tech, University, Buffalo School of Management

☆ One chip company's newest tactic to attract workers: Help pay off their student loans
▼ + stars: | 2024-10-19 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +8 min

AdvertisementWhen Morgan earned her bachelor's degree in 2018, she graduated with over $20,000 in student loan debt that she hoped to pay off by 2032. Morgan now expects to fully pay off her remaining $16,000 student debt balance by 2028 — four years earlier than planned. Morgan estimates that receiving student debt relief will allow her to pay off her loans four years ahead of schedule. MorganGlobalFoundries is betting that student debt relief will help it attract prospective employees and retain current workers. The company's student debt relief program is just another way it's trying to attract workers.

Persons: Chipmaker GlobalFoundries, —, Morgan, she's, they've, GlobalFoundries, it's, Morgan GlobalFoundries, Joe Biden, Raman, Biden, we've, Stephanie, It's Organizations: Service, Business, Semiconductor Industry Association, Oxford Economics, Nvidia, Bright, GlobalFoundries Locations: York, Malta, New York, Austin

☆ This is OpenAI CEO Sam Altman's favorite question about AGI
▼ + stars: | 2024-10-19 | by ( Lakshmi Varanasi | ) www.businessinsider.com time to read: +3 min

Earlier this year, Sam Altman discussed the future of artificial general intelligence at Harvard. Altman said he envisions AGI as a tool to enhance productivity and create shared intelligence. OpenAI's mission is to develop AGI, a form of intelligence that mimics human reasoning. AdvertisementSam Altman, the CEO of OpenAI, is always in the media spotlight, fielding many questions. It showed him one part of "what the post-AGI world can look like," Altman said on the Life in Seven Songs podcast.

Persons: Sam Altman, Altman, —, Patrick Chung, OpenAI, AGI, — Altman, we're, it'll, Rob Price Organizations: Harvard, Service, Harvard Business School

☆ My daughter decided not to go to college right after high school. I'm proud of her for exploring her interests first.
▼ + stars: | 2024-10-19 | by ( Laura Falin | ) www.businessinsider.com time to read: +5 min

My daughter graduated from high school and didn't know what she wanted to do next. AdvertisementWhen my son graduated from high school, it was a given that he would attend a four-year university. His sister graduated two years later, and her path after high school was not as obvious. I just sort of figured everyone would head straight there after high school. School wasn't mandatory, but the alternative couldn't be sitting around playing video games all day.

Persons: She's, —, she's, I've, I'm, They've, It's, she'd, hasn't Organizations: Service

☆ Fall has become its own shopping season
▼ + stars: | 2024-10-19 | by ( Alex Bitter | ) www.businessinsider.com time to read: +4 min

Fall has become its own sales season for major retailers. AdvertisementFall has arrived in the US — and it's not just a season, but a shopping event. Products include Glazed Pumpkin Spice donut holes and sandwich cookies shaped like jack-o-lanterns, both sold under Target's Favorite Day brand. "We know consumers are eager for their apple and pumpkin spice favorites," Gomez said. However, sales of pumpkin spice products alone totaled about $802 million in the 12 months to July 2023, according to NielsenIQ.

Persons: —, it's, Ronald Hill, Hill, Rick Gomez, Gomez, Joe's, It's, Bill Boltz, Skelly, University's Hill Organizations: Service, National Retail Federation, Retailers, Kogod School of Business, Business, Products, Aldi Locations: Aldi

☆ Prince Andrew's future is murkier than ever. But the royals may never fully cut ties.
▼ + stars: | 2024-10-19 | by ( Mikhaila Friel | ) www.businessinsider.com time to read: +7 min

Prince Andrew's "Newsnight" interview has been depicted in a new series. AdvertisementThe public may not completely forgive Prince Andrew's controversies – but the royal family might, according to royal experts. AdvertisementSchofield said the institution is unlikely to ever fully reject Prince Andrew. However, she noted that his involvement in family events could be scaled back when Prince William ascends the throne. "Prince William is incredibly intelligent and recognizes that you are only as strong as your weakest member.

Persons: Prince Andrew's, Duke, York, Jeffrey Epstein, Andrew, —, Prince, Kinsey Schofield, he'd, Andrew's, Prince Andrew, Gillian Anderson, Rufus Sewell, Billie Piper, Sam McAlister, Emily Maitlis, Ruth Wilson, Michael Sheen, Epstein, Ghislaine Maxwell, Epstein's, Virginia Roberts Giuffre, Maxwell, Maitlis, King Charles, King Charles and Prince William, Princess Beatrice, Princess Eugenie, Kristien, Sovereign Grant, Richard Fitzwilliams, Sarah Ferguson, it's, Ferguson, MailOnline, Victoria, Schofield, Prince William, King William, William, Kate, Prince Harry —, Buckingham Organizations: Service, BBC, YouTube, Netflix, Amazon, Palace, International Trade, Investment, KPMG, Standard Chartered, Cisco, BBC News, Sovereign, Telegraph Locations: Windsor, Porta

☆ Business Insider Subscriptions: Enjoy Premium News Stories
▼ + stars: | 2024-10-19 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +17 min

It isn't an accident that people who want to cancel a subscription often have to navigate a web of bureaucracy and confusion. "Actual affirmative consent from a consumer," Witte said, would establish trust between the consumer and the company, boosting loyalty. Along with litigation from the CFPB, state attorneys general have pursued legal action against big companies over hard-to-cancel subscriptions. Last year, Letitia James, New York's attorney general, sued SiriusXM over claims that the radio company trapped customers in subscriptions and maintained a complicated and burdensome cancellation process. AdvertisementIndustries have mastered techniques to maximize their profits by crafting their business models in confusing ways that can lure customers into a subscription without realizing it.

Persons: Doug Mattison, Mattison, —, he'd, I've, Florencia Marotta, Wurgler, Erin Witte, Witte, you've, TransUnion, Cuban, hadn't, it's, Rachel VonSiebenhoven, VonSiebenhoven, I'm, we've, Letitia James, SiriusXM Organizations: Federal Trade Commission, New York University, Consumer Federation of America, Consumer Financial, Bureau, Association of National, FTC, Cuban, Companies, Industries Locations: Ohio, Colorado, New

☆ Elections, hurricane damage and more: Here are four factors that will shape holiday shoppers' purchases
▼ + stars: | 2024-10-19 | by ( Melissa Repko | In Melissa-Repko | ) www.cnbc.com time to read: +9 min

Several hard-to-predict factors will influence consumers' spending, as they deck the halls and look for the perfect gifts. That's a more modest increase than the 3.9% year-over-year jump from the 2022 to 2023 holiday season, when spending totaled $955.6 billion. Shoppers expect to spend an average of $1,778 on the holidays this year, 8% more than last holiday season, according to consulting firm Deloitte's survey. SharkNinja CEO Mark Barrocas described the election as the "biggest unknown" that will shape the holiday season. A shorter holiday season

Persons: Michael M, Stephen Rogers, Mario Tama, Rogers, Matt Shay, it's, Lance Allen, Kamala Harris, Donald Trump, Scott Olson, Mark Barrocas, It's, Jen Acerra, Ed Bastian, Evan Gold, Gold, Jack Kleinhenz, Allen, they're Organizations: Herald, Santiago, Getty, Deloitte, National Retail Federation, Shoppers, Deloitte's Consumer Industry Center, Walmart, Catering, Home Depot, Democratic, Republican, Amazon, Delta Air Lines, CNBC, Hurricane Milton, Anadolu, Planalytics, Depot Locations: New York City, Burbank , California, Traverse City , Michigan, Florida, Clearwater, Philadelphia, San Francisco, North Carolina

WASHINGTON — A Donald Trump supporter who stormed the Capitol and assaulted law enforcement officers now says she was "duped" by the former president's lies about the 2020 election. One of the officers who Bell, a 62-year-old Trump supporter, encountered was the late Jeffrey Smith. U.S. District Court for the District of Columbia. U.S. District Court for the District of Columbia. Moloney admitted that he assaulted officers with “Black Flag Wasp, Hornet, & Yellow Jacket Killer” spray and that he assaulted two people he thought were with the media.

Persons: WASHINGTON, Donald Trump, Dana Jean Bell, Timothy J, Kelly, Bell, belligerently, Jeffrey Smith, “, ” Bell, Smith, Erin Smith, Jeffrey Smith's, Donald Trump’s, Trump, Dana, Peter G, Moloney Organizations: Capitol, U.S, U.S . Capitol Police, Metropolitan Police Department, United States Capitol, Trump, District of Columbia, Justice Department, Washington Nationals, Wasp Locations: Long Island

WASHINGTON — Republican Presidential candidate Donald Trump on Friday called the judge overseeing the Jan. 6-related federal criminal case against him "the most evil person," despite threats U.S. District Judge Tanya Chutkan has already faced from his supporters. They do show that Smith’s team is relying upon transcripts of interviews and other information disclosed by the House Jan. 6 Committee, which dissolved after Democrats lost the House in 2022. Chutkan began overseeing the Trump case following his first federal indictment in the Jan. 6-related case in August 2023 and made clear from the beginning that Trump's 2024 presidential candidacy would have no impact on her handling of the case. You know, judge is supposed to keep— what judge would say ‘We’re going to release something, you know, a couple of days before.'" One key to Smith's case is his contention that Trump knew the lies he spread to his followers about the 2020 election were, in fact, false.

Persons: WASHINGTON, Donald Trump, Tanya Chutkan, Trump, Jack Smith, —, Dan Bongino, Smith, “ It’s, Aileen Cannon, Abigail Jo Shry, Shry, Chutkan, Smith's, might've Organizations: Republican, U.S, Trump, Justice Department Locations: Texas, Washington, United States

LAS VEGAS — GOP candidate Sam Brown spent Thursday’s Nevada Senate debate taking shots at Democratic Sen. Jacky Rosen, as he still faces a polling deficit with Election Day creeping nearer. In contrast, Rosen spent the evening focusing largely on her own track record and roots in Nevada, hoping to stay above the fray and ride her polling lead. “It’s interesting that Senator Rosen would mention a desire to want to fine greedy corporations,” said Brown. And when moderators asked Rosen and Brown if Congress should do an independent investigation into UFOs, Rosen answered the question. Fearing that such rights could be undone in the future, reproductive rights advocates garnered enough signatures this summer to put on the ballot a measure to enshrine abortion rights into their state’s constitution.

Persons: Sam Brown, Democratic Sen, Jacky Rosen, Brown, Rosen, ”, ” “, “, Donald Trump’s, “ I’m, ” Brown, she’s, That’s, Amy Brown, “ Nevadans, I’ve Organizations: VEGAS, GOP, Thursday’s, Democratic, Nevadans, Senate, NBC News, Las Locations: Thursday’s Nevada, Washington ,, Nevada, Texas

☆ A deadly detour: Migrant deaths spike outside El Paso
▼ + stars: | 2024-10-18 | by ( David Noriega | David Noriega Is An Nbc News Correspondent Based In Los Angeles. | ) www.nbcnews.com time to read: +3 min

SUNLAND PARK, N.M. — In each of the last two summers, Laura Mae Williams, who recovers bodies for the New Mexico Medical Investigator’s Office, has had to visit the U.S.-Mexico borderlands multiple times a week. The Medical Investigator’s Office, part of the University of New Mexico Health System, used to recover only a handful of bodies a year. First responders, elected officials and advocates in New Mexico attribute the spike in deaths largely to Texas Gov. Officials, including the New Mexico Medical Investigator’s Office, also blame smugglers for the deaths, noting that in many cases they abandon people who fall behind — but only after they take their phones. “It raises an important question,” said Dr. Heather Jarrell, the chief medical examiner at the Medical Investigator’s Office, whose office marks the deaths as accidental.

Persons: Laura Mae Williams, ” Williams, Greg Abbott’s, Andrew Mahaleris, ” Mahaleris, ”, Heather Jarrell Organizations: —, New, New Mexico Medical Investigator’s Office, Patrol, Office, University of New, University of New Mexico Health, Texas Gov, Lone Star, NBC News, Medical Locations: SUNLAND, N.M, New Mexico, U.S, Mexico, El Paso , Texas, University of New Mexico, Arizona, El Paso ., El, Texas, —

☆ Google's viral AI podcast tool just got more useful
▼ + stars: | 2024-10-18 | by ( Ana Altchek | ) www.businessinsider.com time to read: +3 min

Google's NotebookLM Audio Overview feature went viral for its podcast-like AI discussions. Shortly after the AI tool's Audio Overview feature went viral, Google's product lead for NotebookLM, Raiza Martin, shared plans to release more features. Google's AI product made a splash in the tech world with its human-sounding "Deep Dive" conversation between two AI hosts, powered by the company's Gemini 1.5 large language model. The NotebookLM tool allows users to generate a roughly 10-minute AI Overview — basically an AI-generated podcast discussion — based on the material you upload. Additionally, with millions of people using the product, NotebookLM has officially removed the "Experimental" label for the product.

Persons: Google's, It's, —, Raiza Martin, Martin, NotebookLM, Donald Trump's Organizations: Service, Business Locations: NotebookLM

☆ I voted for the first time at 81. I waited until my husband died, and it was more emotional than I expected.
▼ + stars: | 2024-10-18 | by ( Jane Ridley | ) www.businessinsider.com time to read: +3 min

My husband, William, who died in April at the age of 91, never voted either. I'm not exactly sure why he didn't vote himself, but it's not as if he told me I couldn't do so. Wanda read out the form to me, I signed my name, and we were good to go. The poll worker explained the process, and Wanda took me to a booth. Wanda took me out for a celebratory lunch, and I wore my sticker.

Persons: Betty Cartledge, She'd, —, I'd, William, I'm, it's, Wanda, It's Organizations: Service, Business Locations: Covington , Georgia

☆ Growing up in the Bible Belt, I thought men were supposed to make the first move. But I asked my husband out first in college.
▼ + stars: | 2024-10-18 | by ( Lauren Salles Gumpert | ) www.businessinsider.com time to read: +5 min

I grew up in the Bible Belt, thinking that men were supposed to initiate romantic relationships. This may sound extreme for someone in their early 20s, but in Bible Belt culture, marrying young is normal and encouraged. I spent my first two years of college in limboMy love life felt completely out of my control during my freshman and sophomore years. AdvertisementAgainst my better judgment, I attempted to be the woman that those men wanted me to be. I decided to switch schools and vowed not to let my dating life drag me down.

Persons: —, I'd, Prince Charming, Thomas, it's Organizations: Service

☆ Israel killed its most-wanted target thanks to 2 things: chance and persistence
▼ + stars: | 2024-10-18 | by ( Tom Porter | Hannah Abraham | ) www.businessinsider.com time to read: +5 min

Israel killed Hamas leader Yahya Sinwar, the architect of the October 7 terrorist attacks. AdvertisementAfter a yearlong war against Hamas that reduced much of Gaza to ruins, Israel on Wednesday killed its top target: the Hamas leader Yahya Sinwar. Israel's military persisted, using heavy weapons, including 2,000-pound bunker-buster bombs, to target areas under Gaza where Sinwar and other Hamas leaders could have been hiding. During that time, Israel killed several Hamas leaders, including Mohammad Deif in Gaza, and Ismail Haniyeh in an audacious explosives attack in Tehran, Iran. A chance encounterA unit from the Israel Defense Forces (IDF) 828th Bislamach Brigade conducted Wednesday's operation in Gaza.

Persons: Israel, Yahya Sinwar, —, Bashir Abbas, Sinwar, Mohammad Deif, Ismail Haniyeh, Abbas, Tal al, Joe Biden, Bin, Netanyahu Organizations: Service, Hamas, Wednesday, Stimson, Israel Defense Forces, 828th Bislamach Brigade, Royal United Services Institute, US Institute for, ISIS Locations: Israel, Gaza, Washington ,, Tehran, Iran, Rafah, Lebanon

☆ Trump again refuses to release current health records, as Harris questions his fitness
▼ + stars: | 2024-10-18 | by ( Kevin Breuninger | ) www.cnbc.com time to read: +3 min

Donald Trump on Friday dismissed more questions about whether he would release his current medical records, doubling down on refusing to provide a health update even as Kamala Harris works to sow doubts about his fitness for the presidency. The 78-year-old Republican nominee, when asked if he will release his health records, suggested that he has already shared enough information about his medical status. "Yeah, my health records – I've done five exams over the last four years. Trump told CBS News in August that he would "very gladly" release his medical records, but his campaign has not done so. That same day, Trump campaign spokesman Steven Cheung claimed in a statement that the Republican nominee "has voluntarily released" multiple health reports.

Persons: Donald Trump, Kamala Harris, I've, You've, Trump, Harris, We're, Steven Cheung, Cheung, Dr, Bruce Aronwald, Ronny Jackson of Organizations: Detroit Metropolitan Wayne County Airport, Republican, Democratic, CBS News Locations: Detroit , Michigan, Michigan, Ronny Jackson of Texas, North Carolina, America

☆ I became the breadwinner when my family moved to France. I feel like I've done my husband the biggest favor ever.
▼ + stars: | 2024-10-18 | by ( Elle Hardy | ) www.businessinsider.com time to read: +7 min

Karen Kissane left her job, started a coaching business, and moved her family to France. Had this not happened, my family wouldn't be in France now. I feel like I've done my husband the biggest favor everOur roles swapped when we moved to France. It's great we could make this swap, effectively taking turns, as I did this before when he was a partner in a business working long hours. AdvertisementMoving to France helped my coaching business take offI didn't need a special business visa for France because we moved before Brexit.

Persons: Karen Kissane, Kissane, —, wouldn't, It's, we'd, they'd, they're, I've, we've, Lauryn Haas Organizations: Service, Space, lhaas Locations: France, Northamptonshire, Cognac, French, British

☆ Gen Z workers say stereotypes are holding them back. It's a problem for companies too.
▼ + stars: | 2024-10-18 | by ( Lindsay Dodgson | ) www.businessinsider.com time to read: +7 min

Gen Z behavior was shaped by missing formative years during the COVID-19 pandemic. Gen Z has a lot to offer companies who know how to nurture it, experts told BI. But many Gen Zers don't agree with them, and some believe they are holding them back at work. Chang said Gen Zers prioritize companies that offer perks such as mental health days and wellness workshops. Some companies are already doing this and making themselves attractive to Gen Z talent.

Persons: Z, —, Zers don't, Max Jones, It's, Richard Wahlquist, Boppana, Gen Zers, I've, she'd, Claude Akinsanya, Zers, Akinsanya, Gen, Rhea Moss, Gen Z, " Moss, Jones, Jeanie Y, Chang, Forbes, Chipotle, Moss Organizations: Service, American Staffing Association, Accenture, Nike, Morning Locations: London

☆ Here's what Wall Street money managers are doing to prepare their portfolios for their 3 biggest election concerns
▼ + stars: | 2024-10-18 | by ( Christine Ji | ) www.businessinsider.com time to read: +6 min

As election day draws near, 400 Wall Street money managers identified their top concerns. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Policy initiatives could have a significant impact on the economy, especially on issues concerning inflation, the housing market, employment, and international trade. Investors can benefit from both parties: Republicans would likely pass investor-friendly tax and energy policy, while Democrats would pass more favorable US-China and trade policy. AdvertisementHere's what Wall Street is worried about this election cycle and how top money managers are preparing their portfolios for November.

Persons: —, Kamala Harris, Donald Trump, PGIM, Wall, Kara Murphy, –, isn't, Murphy, Trump, Harris, we've Organizations: Service, Republican, White House, Congress, Investors, Kestra Investment Management, Social Security, Biden, Research, Senate, Democrat Locations: China, Latin America, Southeast Asia, deglobalization

CNN —Special counsel Jack Smith on Friday released nearly 2,000 heavily redacted pages of documents in his 2020 election subversion criminal case against former President Donald Trump, revealing snippets of the evidence Smith relied on to charge the former president. The documents were released a day after Judge Tanya Chutkan rejected a bid by Trump to pause the release. Others include a myriad of claims of voter fraud during the 2020 election. The final volume includes memos from lawyer John Eastman with a plan for Pence to reject the congressional certification of the 2020 election. Prosecutors have charged Trump with four crimes stemming from his actions following his 2020 election loss, including conspiracy to defraud the United States and obstruction.

Persons: Jack Smith, Donald Trump, Smith, Trump, Mike Pence’s, “, let’s, Coke, I’m, Tanya Chutkan, ” Chutkan, What’s, Here’s what’s, Pence, didn’t, John Eastman, Trump’s, Chutkan Organizations: CNN, White, Republicans, White House, Trump, Capitol, Prosecutors Locations: Georgia, Trump, United States

☆ AWS CEO says 9 out of 10 employees are 'excited' about RTO, leaked transcript shows
▼ + stars: | 2024-10-18 | by ( Eugene Kim | Jyoti Mann | ) www.businessinsider.com time to read: +4 min

Nine out of 10 employees are 'excited' by the change, Garman said, but those who disagree are welcome to leave. AdvertisementThe majority of Amazon employees favor the company's new five-day return-to-office policy, Amazon Web Services CEO Matt Garman has told staff during an all-hands meeting. Garman addressed the RTO policy introduced by Amazon in September, which has faced strong pushback from some employees. It is Garman's first official response to Amazon's new RTO policy and comes after the company received backlash from some employees. Related storiesDuring the all-hands meeting, Garman said employees will not always need to be in the office.

Persons: Matt Garman, Garman, —, we're, Andy Jassy's Organizations: Business, Service, Amazon, Web, AWS

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