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The IHG® Rewards Premier Credit Card delivers on that front and offers plenty of options for redeeming those rewards. The IHG® Rewards Premier Credit Card offers cardholders up to 26x points per dollar spent on eligible IHG hotel stays. How to earn points with the IHG Rewards Premier cardThe IHG® Rewards Premier Credit Card comes with a generous earning rate at IHG hotels, and it earns bonus points in a couple of everyday spending categories. IHG elite statusThe IHG® Rewards Premier Credit Card comes with automatic IHG Platinum elite status — one of the chain's middle elite tiers. Like most other cards, the IHG® Rewards Premier Credit Card charges fees for balance transfers, cash advances, and late or returned payments.

Read our review Read Our Review A looong arrow, pointing rightThe IHG® Rewards Premier Business Credit Card has the highest potential value of any IHG credit card. Review: Is the IHG Premier Business Card the best credit card for you? Free anniversary nightsThe IHG® Rewards Premier Business Credit Card provides one free night each year after your cardmember anniversary. Read our review Read Our Review A looong arrow, pointing rightFees and costsThe IHG® Rewards Premier Business Credit Card charges a $99 annual fee. However, if you have other IHG credit cards, like the IHG® Rewards Premier Credit Card or the IHG® Rewards Traveler Credit Card, you're still eligible to open this card.

Use American Airlines miles to book a fancy lie-flat business class seat for nearly free. Per Insider's valuation of American Airlines miles, these bonuses are worth $1,120 in travel, on average. Full Admirals Club membership gets you (and authorized users) access to American Airlines lounges Check mark icon A check mark. American Airlines benefits, including a free first checked bag and preferred boarding Check mark icon A check mark. These cards also have great ongoing benefits for American Airlines' frequent flyers.

Amex issues seven Delta credit cards, and the only one that doesn't charge an annual fee is the Delta SkyMiles® Blue American Express Card. For instance, the Delta SkyMiles® Gold American Express Card is just a step up from the Delta SkyMiles® Blue American Express Card, with an annual fee of $0 intro for the first year, then $99. Access to Amex OffersAmerican Express cards, including the Delta SkyMiles® Blue American Express Card, come with access to Amex Offers**. No, the Delta SkyMiles® Blue American Express Card is the only Delta card that does not offer a free checked bag (or priority boarding) on Delta flights. For this reason, if you fly Delta even occasionally and check bags, a different Delta card, like the Delta SkyMiles® Gold American Express Card, is a better deal.

☆ Delta SkyMiles Gold Business American Express card review: Earn a 70,000-mile bonus and get potentially hundreds in ongoing benefits for Delta flyers
▼ + stars: | 2022-10-05 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +32 min

How to earn miles from the Delta SkyMiles Gold Business cardThe Delta SkyMiles® Gold Business American Express Card isn't a fabulous choice for everyday spending. Also, note that you won't qualify for the Delta SkyMiles® Gold Business American Express Card welcome bonus offer if you've previously held this card. If you already have or had other Delta cards, like the Delta SkyMiles® Platinum Business American Express Card or the personal Delta SkyMiles® Gold American Express Card, you are still eligible for this card's welcome bonus offer. When you earn Delta miles with your Delta SkyMiles® Gold Business American Express Card, your rewards will automatically deposit into your Delta account. If you're only an occasional Delta flyer, the Delta SkyMiles® Gold Business American Express Card is likely the better card for you.

The very best of these gas credit cards also earn extra points, miles, or cash back in other popular categories, like travel or dining. — Does the card earn generous rewards on gas, and are there other bonus categories that line up with everyday spending habits? Gas credit cards frequently asked questions (FAQ)What credit score do you need to get a gas credit card? There are several no-annual-fee credit cards that offer bonus points or cash back on gas purchases and EV charging. Otherwise, the Bank of America® Customized Cash Rewards Credit Card, Chase Freedom Unlimited®, Citi Custom Cash℠ Card, and U.S. Bank Altitude® Go Visa Signature® Card are all solid options.

☆ PenFed Platinum Rewards Visa Signature Card review: Earn a 15,000-point bonus and up to 5x on purchases for no annual fee
▼ + stars: | 2022-10-05 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +28 min

If you're looking for a no-annual-fee rewards credit card that earns unlimited points on all purchases, the PenFed Platinum Rewards Visa Signature® Card is a good option. PenFed Platinum Rewards card vs competitors PenFed Platinum Rewards Visa Signature® CardWells Fargo Autograph℠ CardCiti Custom Cash℠ Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Visa Signature Luxury Hotel CollectionThe PenFed Platinum Rewards Visa Signature® Card gives cardholders access to worldwide travel benefits, including special offers and upgrades at over 900 properties from the Visa Signature Luxury Hotel Collection. Travel accident insuranceThe PenFed Platinum Rewards Visa Signature® Card gives you coverage in case of accidental death or dismemberment when you charge your entire travel fare with your eligible PenFed card. The PenFed Platinum Rewards Visa Signature® Card is a solid option for PenFed Credit Union members who want to earn unlimited rewards on all purchases without paying an annual fee.

☆ PenFed Power Cash Rewards card review: Earn a $100 statement credit and up to 2% cash back on all purchases with no annual fee
▼ + stars: | 2022-10-05 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +28 min

Review: Is the PenFed Power Cash Rewards Visa Signature Card the best credit card for you? If you bank with PenFed Credit Union and you're looking for a card that earns flat-rate rewards, the PenFed Power Cash Rewards Visa Signature® Card is worth considering. It earns unlimited 2% cash rewards on purchases and a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months from account opening. Checking account: You must be the primary owner of the PenFed Power Cash Rewards Visa Signature® Card and a PenFed checking account. How to use rewards from the PenFed Power Cash Visa Signature credit cardThe PenFed Power Cash Rewards Visa Signature® Card allows cardholders to redeem rewards as a statement credit or a deposit into an eligible PenFed Checking or Share account.

☆ Barclays AAdvantage Aviator Business card review: Earn 80,000 American Airlines miles and a $95 statement credit, and get perks like an annual companion certificate and free checked bag
▼ + stars: | 2022-10-05 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +30 min

American Airlines benefits, including a free first checked bag and preferred boarding Check mark icon A check mark. It offers the standard American Airlines perks, such as:First checked bag free on American Airlines domestic itinerariesPreferred boarding on American Airlines flights25% discount on inflight food and beverageBut it's also got some more unique benefits, such as a 5% annual bonus on all the points you've accrued via spending and a domestic companion certificate after meeting yearly spending requirements. And remember — even if you never fly AA, American Airlines miles can be extremely useful for achieving your travel goals. American Airlines is partnered with airlines such as:Air Tahiti NuiAlaska AirlinesBritish AirwaysCathay PacificEtihadFinnairIberiaJapan AirlinesMalaysia AirlinesQantasQatar AirwaysRoyal Air MarocRoyal Jordanian AirlinesS7 Airlines (temporarily suspended)SriLankan AirlinesYou can use American Airlines to fly on any of these airlines. 25% savings on inflight American Airlines purchasesYou'll save 25% on American Airlines inflight food and drink when you use this card.

Most insurance companies offer add-on or standalone pet wellness plans that cover routine and preventive veterinary care. But spaying and neutering surgeries are planned procedures — meaning you could be on the hook for the entire cost, even if you have pet insurance. However, many pet insurance companies sell wellness plans as add-ons to their standard insurance policies. Does pet insurance cover spaying and neutering? Standard pet insurance policies — known as comprehensive plans — don't cover spaying and neutering because they're considered elective procedures.

A single perk from the Amex Marriott Bonvoy Business card got my family a free night at the Courtyard Erie Bayfront. Marriott BonvoyThe Marriott Bonvoy Business® American Express® Card has a $125 annual fee. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Amex OffersAmerican Express cards, including the Marriott Bonvoy Business® American Express® Card, get you access to a program called Amex Offers**. Other Amex Marriott Bonvoy Business perksThe Marriott Bonvoy Business® American Express® Card comes with other benefits that can save you even more money and make your travel experience better.

Review: Is the PenFed Gold Visa credit card the best card for you? Unfortunately, the PenFed Gold Visa® Card doesn't earn rewards or offer a welcome bonus, but that's not what the PenFed Gold Visa® Card is supposed to be used for anyway. So if you need a breather from incurring interest, the PenFed Gold Visa® Card can be a great fit. The PenFed Gold Visa® Card also doesn't charge an annual fee, so you can keep the card for no additional cost. PenFed Gold Visa benefits and featuresThe PenFed Gold Visa® Card doesn't offer many benefits and features, but you'll get a few decent perks.

The bottom line: Security Service Federal Credit Union is on our list of the best banks/credit unions for military families. How Security Service Federal Credit Union worksSecurity Service Federal Credit Union has 67 branches in Colorado, Texas, and Utah. How to join Security Service Federal Credit UnionYou're eligible to become a member of Security Service Federal Credit Union if you meet one of the following criteria:Live, work, study, worship, volunteer, or have a business in Colorado, Texas, or UtahAre a military member at a branch/unit or a Department of Defense employee at certain bases in Colorado, Texas, or UtahHave a family or household member who is already a memberYou'll also need to open a Security Service Federal Credit Union Basic Savings Account when you join. Security Service Federal Credit Union trustworthiness and BBB ratingSecurity Service Federal Credit Union does not have any public controversies. How Security Service Federal Credit Union comparesYour choice between the three institutions could come down to which types of accounts you want.

Delta and American Express offer several co-branded credit cards, and right now, both the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Platinum American Express Card are offering excellent limited-time welcome bonus offers. Unlike the Delta SkyMiles® Gold American Express Card, the Delta SkyMiles® Platinum American Express Card can help you earn Medallion® Qualification Miles (MQMs) toward Delta elite status through its Status Boost benefit. Another benefit of the Delta SkyMiles® Platinum American Express Card is the ability to access Delta Sky Clubs when you're flying Delta, at a discounted rate of $39 per visit. Also, keep in mind that the Delta SkyMiles® Reserve American Express Card (with a $550 annual fee) offers complimentary Delta Sky Club access when you're flying Delta. If you're a casual Delta flyer, the Delta SkyMiles® Gold American Express Card is likely going to be a better fit for you.

If you want to earn lots of points, miles, or cash back quickly, the best strategy is to apply for a rewards credit card and earn its welcome bonus offer. *More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.24% - 26.24% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. There are also different types of credit card rewards: points, miles, and cash back, so the best welcome bonus for you depends on the rewards you value most.

See Rates & FeesSmall-business owners who fly Delta often should consider the Delta SkyMiles® Reserve Business American Express Card. American Express issues seven co-branded Delta credit cards, and the Delta SkyMiles® Reserve Business American Express Card is the most premium small-business version. Delta Reserve Business benefits and featuresAs a premium card, the Delta SkyMiles® Reserve Business American Express Card offers a wide range of benefits that can help offset its substantial annual fee. Delta Sky Club airport lounge accessThe Delta SkyMiles® Reserve Business American Express Card's most compelling benefit is Delta Sky Club airport lounge access. So if you have or had other Delta cards, like the personal Delta SkyMiles® Reserve American Express Card or another Delta business card like the Delta SkyMiles® Platinum Business American Express Card, you're still eligible to apply and earn the bonus from the Delta SkyMiles® Reserve Business American Express Card.

You can use Delta miles for flights on Delta or its partners, including Air France and KLM. How to earn Delta SkyMilesEarn Delta miles by flying Delta and its partnersThe most obvious way to earn Delta SkyMiles is to fly on Delta. Earn Delta miles through shopping and dining rewardsThere are also a few other ways to earn Delta SkyMiles without flying or spending on credit cards. Delta SkyMiles frequently asked questions (FAQ)Do Delta miles expire? It's also worth noting that Delta credit card holders can choose to redeem Delta miles for flights at a rate of 1 cent each.

☆ Delta SkyMiles Platinum Business American Express card review: Earn a 85,000-mile bonus and get elite-like benefits, including a companion certificate
▼ + stars: | 2022-10-03 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +37 min

Review: Is the Delta Platinum Business Card the best credit card for you? Insider estimates that this small business card bonus is worth $55 more than the personal card bonus. There are myriad reasons you may want the Delta SkyMiles® Platinum Business American Express Card beyond the bonus. If you already have or had other Delta cards, like the Delta SkyMiles® Gold Business American Express Card, or even the personal Delta SkyMiles® Platinum American Express Card, you could still qualify for this card. Do you need to pay for your ticket with the Delta Platinum Business card to get a free checked bag?

Review: Is the Delta SkyMiles Gold American Express card the best credit card for you? How to earn miles with the Delta SkyMiles Gold Amex cardThe Delta SkyMiles® Gold American Express Card has a straightforward earning structure. Delta Gold card benefits and featuresThe Delta SkyMiles® Gold American Express Card offers a wide variety of benefits when you fly Delta or use the card for travel and shopping. However, each Delta card is considered a different product, so if you've had other Delta cards, like the Delta SkyMiles® Gold Business American Express Card or Delta SkyMiles® Platinum American Express Card, you could still qualify for the Delta SkyMiles® Gold American Express Card. Do I need to pay for my ticket with the Delta Gold card to get a free checked bag?

Delta Amex credit card increased offersAmex Delta credit cards give you the ability to use Delta miles in a way that non-cardholders can't. For most Delta flyers, however, a Delta card with an annual fee and more benefits will prove more valuable. The card's main draw is the ability to earn Delta miles on every purchase: 2x miles on Delta purchases, at restaurants worldwide, and on takeout and delivery in the US, and 1 mile per dollar on everything else. That's double the miles of the previous card bonus, which was 50,000 bonus miles and 10,000 MQMs after meeting minimum spending requirements. See Rates & FeesThe badge of highest Delta credit card bonus now belongs to the Delta SkyMiles® Reserve Business American Express Card.

Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.24% - 26.24% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. United Airlines credit card frequently asked questions (FAQ)What credit score do you need for a United Airlines credit card? That said, each of the United cards is considered a different product, so you can have more than one United card — for example, the United℠ Business Card and the United Quest℠ Card. The United℠ Explorer Card, United Quest℠ Card, and United Club℠ Infinite Card offer a statement credit for the Global Entry, TSA PreCheck, or NEXUS application fee every four years.

LONDON — Britain's Queen Elizabeth II died of old age, according to her death certificate released Thursday. The certificate says that Elizabeth Alexandra Mary Windsor died at 3.10 p.m. (10.10 a.m. The queen's death certificate released by the National Records office of Scotland. The queen's death wasn't announced until 6.30 p.m. (1.30 p.m. Queen Elizabeth was succeeded upon her death by her eldest son Charles, 73, the former Prince of Wales who now reigns as King Charles III.

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Rewards Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $95 *Waived for existing Honors Advantage Members Rewards Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $0 Rewards Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Enlisting in the Army helped my parents build generational wealthAfter college, my mom worked for the State of Michigan for 27 years.

☆ Gold pulls back on dollar strength, hawkish Fed view
▼ + stars: | 2022-09-29 | by ( ) www.cnbc.com time to read: +1 min

Gold prices retreated on Thursday, as prospects for more U.S. interest rate hikes and a subdued outlook for global economic growth bolstered the dollar. Spot gold was down 0.3% at $1,653.79 per ounce, as of 0404 GMT, after rising about 2% in its biggest daily gain since March on Wednesday. "Our expectations are for gold to stage a relief rally towards $1,680/oz with no new information or market events." The dollar index advanced 0.2%, edging towards its recent 20-year high, buoyed by renewed pressure on the pound. Atlanta Fed President Raphael Bostic said on Wednesday his baseline outlook is for the U.S. central bank to hike rates by three-quarters of a percentage point at its November policy meeting and by half a percentage point in December.

☆ P.F. Chang’s is launching a subscription program
▼ + stars: | 2022-09-28 | by ( Jordan Valinsky | ) edition.cnn.com time to read: +2 min

Chang’s is relaunching its seven-year-old loyalty program to now include a paid tier, joining a growing trend of restaurants entering the space. The chain’s existing loyalty program isn’t going away: The free tier will be renamed Gold and offer fewer benefits, including earning only 10 points per dollar spent. The aim of the program is to create “added value for repeat customers,” P.F. Taco Bell has found success with its $10 per month Taco Lover’s Pass program that gives customers one free taco every day. Changs’ program, in his opinion, is the free delivery since the chain aiming to growing that part of its business.

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