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☆ M&A in the ad industry surged in the first half of 2022, despite economic uncertainty. These 11 behind-the-scenes players from companies like Deloitte and Havas are driving the spree
  + stars: | 2022-09-27 | by ( Lindsay Rittenhouse | ) www.businessinsider.com   time to read: +1 min
Advertising and media M&A increased 21% year-over-year in the first half of 2022 despite economic uncertainty. Ad agencies like Havas and consultancies like Deloitte ramped up deals as they look to bolster tech capabilities. Insider identified 11 execs leading M&A at the top ad companies. While private equity companies are driving much of this activity, agencies and consulting firms are also snapping up firms to strengthen their digital capabilities, Ciesco reported. Insider identified 11 executives overseeing ad industry M&A activity for these agencies.
☆ My dad was always an extreme penny-pincher, sometimes to a fault, but applying his lessons helped me buy 2 homes in New York
  + stars: | 2022-09-22 | by ( Elana Rabinowitz | Read More | Read Less | ) www.businessinsider.com   time to read: +5 min
My dad had many creative ways to save money, including zig-zagging all over NYC to avoid road tolls. Growing up, I learned the value of money from him, and I've applied his lessons over and over. When I wanted to buy a house, I slashed my spending and took on side gigs to save a down payment. Following in my father's careful footsteps has allowed me to afford two homes and a new car, all on a teacher's salary. I love to travel and, as a teacher, I'm able to take advantage of summers off.
☆ Why the current oil boom for Arab states may be their last
  + stars: | 2022-09-19 | by ( Nadeen Ebrahim | ) edition.cnn.com   time to read: +11 min
During previous oil booms, Gulf states were seen as squandering their wealth on wasteful and inefficient investments, building sprees and buying weapons, as well as handouts to citizens . Gulf states appear to be working on diversifying. Since the last oil boom that ended in 2014, four of the six Gulf states have introduced value-added tax and the UAE has gone further by starting a corporate income levy . None of the Gulf states have an income tax. Critics counter that it is in the oil exporters' interest to push that narrative, but oil states have pointed to the rise in crude demand that coincided with the removal of Covid-19 restrictions around the world.
☆ Cannabis tech startup Flowhub laid off about 15% of its employees this summer as legal marijuana sales falter
  + stars: | 2022-09-12 | by ( Jeremy Berke | ) www.businessinsider.com   time to read: +2 min
Cannabis tech startup Flowhub laid off about 15% of its workforce in June and July. Layoffs have plagued cannabis and cannabis tech firms in recent weeks and months. Cannabis tech startup Flowhub has laid off about a dozen employees — or roughly 15% of its workforce, Insider has learned. The people told Insider the layoffs were a result of slowing legal cannabis sales in states like Colorado and California, the competitive environment for cannabis tech startups, and the challenging fundraising environment for tech startups more generally. And other cannabis companies, including Eaze, Weedmaps, and Curaleaf have laid off employees in recent weeks and months.
☆ Brandy Melville employees describe racism, Hitler memes, and sexual exploitation at the 'evil' cult teen brand
  + stars: | 2021-09-07 | by ( Kate Taylor | ) www.businessinsider.com   time to read: +34 min
According to Brandy Melville employees, CEO Stephan Marsan wants his staffers to be young, thin, pretty, and white. But to secure their spot in the world of Brandy Melville, employees at all levels said they had to endure — and often enforce — Marsan's beliefs. Hollis Johnson/InsiderIn late September 2017, Stephenie Legros, who is Black, was nearing her first anniversary as a Brandy Melville employee. Brandy Melville USA/InstagramSeveral former employees mentioned the behavior of Longo, the brand's top executive alongside Marsan while Brandy Melville gained footing in the US. Brandy Melville USA/Instagram"Every year that goes by, the beauty standard is shifting a little bit," a Black woman who worked at Brandy Melville from 2016 to 2019 said.
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☆ 6 strategies to use if you can't get approved for a credit card
  + stars: | 2020-04-28 | by ( Eric Rosenberg | Freelance Writer | Read More | ) www.businessinsider.com   time to read: +15 min
You can use a secured credit card such as the Capital One Platinum Secured Credit Card to help build your credit. More Information No hard credit report pullReports to all 3 bureausBuild credit AND savingsJoin over 1 million credit buildersUnlock a Secured Credit Card after meeting eligibility criteriaCredit card application restrictionsThere's another reason you could get rejected for a credit card that doesn't involve your credit score. Use a secured credit cardWith no credit or bad credit, your best starting point may be a secured credit card. Adrian Nazari, CEO of credit reporting company Credit Sesame, says "a secured credit card is a great way to begin building credit while also keeping your budget intact and preventing any first-time credit card spending sprees." Capital One Platinum Secured Credit Card: This no-annual-fee secured credit card comes from one of the largest credit card issuers in the US.
☆ The 6 biggest money mistakes in my 20s taught me the spending lessons I live by in my 30s
  + stars: | 2019-08-02 | by ( Ariana Arghandewal | Read More | Read Less | ) www.businessinsider.com   time to read: +8 min
Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). I made some poor financial decisions in my 20s, like eating out every day and shopping pointlessly. Emotional spendingAfter being broke in my early 20s, I fell into a comfortable financial situation in my later 20s. But I didn't feel any different ... until I started spending. On some level, spending money made me feel like I had money.
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