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People and businesses across Europe are increasing their use of such smart thermometers to keep an eye on how much gas they are using. In the winter of 2021-22, the proportion of homes with heating switched on across Europe passed 90% on November 28. The European Union imports 80% of its gas and gas represents 22% of Europe's energy consumption and meets 32% of households' energy needs, according to the EU. "Some 79% of energy consumption in a private home is heating and hot water," said Tado's Managing Director Christian Deilmann. It is still too early to tell from Tado's data whether households' energy discipline is slackening.

You can retrieve deleted text messages on your iPhone with iOS 16 within one month of deletion. But if you've accidentally deleted some text messages that you meant to keep, don't panic — there are a few different ways to recover lost text messages on your iPhone. Recover your messages with iOS 16With iOS 16, you can recover all text messages within one month of deletion. Use iCloudIf your iPhone is set to backup to iCloud, you might be able to recover deleted text messages using a recent backup. How to recover deleted text messages on AndroidiPhones are not the only devices capable of retrieving deleted text messages.

☆ Fund manager names two U.S. stocks he thinks might not survive 2023
▼ + stars: | 2023-01-16 | by ( Ganesh Rao | ) www.cnbc.com time to read: +4 min

Businesses that relied on "free and infinite capital" are now facing a harsh reality, according to fund manager Trent Masters, and could even go bankrupt. Carvana One company that falls into this category is online car dealer Carvana , Masters told CNBC Pro Talks . Affirm Masters also said that some buy now pay later (BNPL) companies, like consumer credit lender Affirm, were coming under strain in the current market conditions. Shares of Affirm Holdings have fallen by more than 80% over the past year to $12 a share. AFRM 1Y line Shares of credit lender Affirm have fallen by more than 80% in the past 12 month

Compare the best credit cards with cell phone coverageThere are dozens of credit cards that now offer cell phone protection when you use them to pay your phone bill. Review: The best Wells Fargo credit cardsWhat is credit card cell phone protection? If you've purchased a phone brand new with your credit card, you may already have purchase protection that covers damage or theft for up to 120 days from the date of purchase. Credit card cell phone protection is different. How does credit card cell phone insurance work?

Incoming calls on your Android phone that inexplicably go straight to voicemail without ringing is a mundane — yet frustrating — issue. How to troubleshoot your Android when incoming calls go straight to voicemailHere are six things to troubleshoot when your calls go straight to voicemail — and the one thing you should do when nothing else works. Make sure the toggles in the Incoming calls section – All incoming calls and All incoming calls when roaming – are turned off. Turn off "All incoming calls" and "All incoming calls when roaming." If your coverage is very weak, incoming calls can go straight to voicemail.

☆ Nio to install 20 battery-swapping stations in EnBW charging parks
▼ + stars: | 2022-12-08 | by ( ) www.reuters.com time to read: +1 min

BERLIN, Dec 8 (Reuters) - Chinese electric vehicle maker Nio will install swapping stations, where drivers can switch their car battery for a fully-charged one, at 20 charging parks in Germany owned by utility EnBW (EBKG.DE), the utility provider said on Thursday. Nio launched in Germany in October on a leasing model, with users leasing cars with a 75 gigawatt hour battery for 1,199-1,295 euros ($1,171-$1,264) a month depending on the length of the subscription, which can be as short as a month. The carmaker, which is aiming for 120 swapping stations in Europe by the end of 2023, opened its first swapping station in Germany in late September in Zusmarshausen in collaboration with charging operator Sortimo and mobility technology company TSG. EnBW, which is investing over 100 million euros ($105.26 million) a year in expanding electric vehicle charging infrastructure, plans to expand its partnership with Nio to install more swapping stations in future, the provider's statement said. ($1 = 0.9500 euros)Reporting by Victoria Waldersee, editing by Rachel MoreOur Standards: The Thomson Reuters Trust Principles.

☆ Fuji Soft proxy fight the latest test of Japan Inc board independence
▼ + stars: | 2022-12-04 | by ( Makiko Yamazaki | ) www.reuters.com time to read: +4 min

Three battles in recent months have questioned how independent from management Japan's outside board members really are after nearly a decade of governance reform has sharply increased the number of independent directors. Governance experts say outside directors are only nominally independent if they have close ties to management or fail to give proper oversight. 3D, which owns more than 20% of Fuji Soft, has nominated four additional members for the company's nine-member board at Sunday's extraordinary general meeting (EGM), saying existing outside directors have failed to address years of inefficient capital allocation. The Yokohama-based firm defended its current board, telling Reuters in a statement that the independence of its outside directors "has been ensured with no conflict of interests with shareholders. JSF has a statutory nomination committee, but Strategic Capital said its inaction over the troubled practice shows the committee is dysfunctional.

☆ German government not planning blanket Huawei ban
▼ + stars: | 2022-12-02 | by ( ) www.reuters.com time to read: +3 min

BERLIN, Dec 2 (Reuters) - Germany does not want to follow the United States in generally banning products made by Chinese telecoms equipment makers such as Huawei, but will continue making such decisions on a case-by-case basis, an Economy Ministry spokesperson said on Friday. A German Economy Ministry strategy paper seen by Reuters on Thursday detailed recommendations to increase the level of scrutiny on the use of components from certain states. The paper mentions legislation introduced in Germany in 2020 that set high hurdles for makers of telecommunications equipment for next-generation networks, such as Huawei. When asked whether it expected a tightening of rules or even a ban in Germany or the European Union, Huawei told Reuters on Friday it relied on constructive and facts-oriented dialogue. Representative Michael McCaul, top Republican on the U.S. House Foreign Affairs Committee, said Germany was "jeopardizing its own national security and that of Europe's" in its decision on Huawei.

☆ Stocks making the biggest moves midday: Salesforce, Five Below, Okta, Costco and more
▼ + stars: | 2022-12-01 | by ( Samantha Subin | ) www.cnbc.com time to read: +4 min

Salesforce did report earnings and revenue that beat analyst expectations for the most recent quarter, however. Costco – Shares of retailer Costco shed nearly 6% after the company reported softer-than-expected sales figures for November that could signal a weak consumer heading into the holiday shopping season. The cloud data platform provider reported earnings that beat expectations but provided light revenue guidance, which sent the stock lower after-hours Wednesday. The company reported 29 cents of earnings per share on $645 million of revenue. The lingerie company reported earnings of 29 cents per share on revenue of $1.32 billion.

☆ The biggest security risks of using fitness trackers and apps to monitor your health
▼ + stars: | 2022-11-26 | by ( Cheryl Winokur Munk | ) www.cnbc.com time to read: +6 min

Fitness trackers, which help keep tabs on sleep quality, heart rate and other biological metrics, are a popular way to help Americans improve their health and well-being. Here's what you should know about the security risks tied to fitness trackers and personal health data. For example, fitness trackers generally connect to a user's phone via Bluetooth, leaving personal data susceptible to hacking. What's more, the information that fitness trackers collect isn't considered "health information" under the federal HIPAA standard or state laws like California's Confidentiality of Medical Information Act. Default social, location settings may need to be changedA fitness tracker's default settings may not offer the most stringent security controls.

☆ Stocks making the biggest moves premarket: Activision Blizzard, Tesla, Manchester United and others
▼ + stars: | 2022-11-25 | by ( Peter Schacknow | ) www.cnbc.com time to read: +1 min

Tesla (TSLA) – Tesla said its Full Self Driving Beta software is now available to everyone in North America. Tesla rose 2% in premarket trading. Manchester United Shares jumped 14.7% Tuesday and rocketed 25.8% on Wednesday. Nonetheless, the stock rose 1% in the premarket. Deutsche Bank (DB) – The German bank's U.S.-traded shares added 2.4% in the premarket, following a report by RBC Capital that said Deutsche Bank's restructuring progress has been overlooked by investors.

☆ Stocks making the biggest moves in the premarket: Walt Disney, Carvana, Coinbase and more
▼ + stars: | 2022-11-21 | by ( Peter Schacknow | ) www.cnbc.com time to read: +2 min

Take a look at some of the biggest movers in the premarket:Walt Disney (DIS) – Walt Disney rallied 8.8% in premarket trading after the weekend announcement that former Chairman and CEO Bob Iger is returning as chief executive, replacing Bob Chapek. Carvana (CVNA) – Carvana fell 3.9% in the premarket after The Wall Street Journal quoted analysts as saying the online used car retailer could run out of cash within a year. Coinbase (COIN) – Coinbase slid 6.8% in premarket trading, with the cryptocurrency exchange's shares falling in the wake of rival FTX's bankruptcy. Alibaba (BABA) fell 3.4% in premarket trading, JD.com (JD) dropped 5.3%, Baidu (BIDU) lost 2.7% and Pinduoduo (PDD) slid 2.8%. Williams-Sonoma (WSM) – The housewares retailer's stock fell 1.9% in premarket trading after Barclays downgraded it to "equal weight" from "overweight," pointing to the negative impact of a weakening housing market.

☆ Elon Musk bluntly rejects former T-Mobile CEO's offer to replace him and run Twitter instead
▼ + stars: | 2022-11-14 | by ( Kate Duffy | ) www.businessinsider.com time to read: +2 min

Former T-Mobile boss John Legere suggested running Twitter for Elon Musk. Musk replied to Legere, saying "no" and that a technologist was needed to run Twitter. "You can stop managing daily business, and "content moderation" and then support product/technology, let someone else "run" Twitter," Legere said in the tweet. "I'm expensive but so is what you paid for twitter," Legere continued adding that Musk should be "leadership example of how to tweet." It's not the first time Musk has rejected a business leader's advice about how to run Twitter.

You can retrieve deleted text messages on your iPhone by restoring them using an iCloud backup. If you've accidentally deleted some text messages that you meant to keep, don't panic — there are a few different ways to recover lost text messages on your iPhone. Use iCloudIf your iPhone is set to backup to iCloud, you might be able to recover deleted text messages using a recent backup. To retrieve deleted iPhone messages with iTunes or Finder:1. How to retrieve deleted text messages on AndroidiPhones are not the only devices capable of retrieving deleted text messages.

☆ Oilfield services provider Baker Hughes posts loss on charges
▼ + stars: | 2022-10-19 | by ( ) www.reuters.com time to read: +1 min

Oct 19 (Reuters) - Baker Hughes Co (BKR.O) posted a quarterly loss on Wednesday, compared with a profit a year ago, hit by $230 million in restructuring and impairment charges related to the oilfield services provider's latest reorganization. The company during the quarter said it would simplify its organizational structure into two business units from four. Net loss attributable to the company was $17 million, or 2 cents per share, for the three months ended Sept. 30, compared with a profit of $8 million, or 1 cent per share, a year earlier. On an adjusted basis the company posted a profit of $264 million, up from $141 million a year earlier. Register now for FREE unlimited access to Reuters.com RegisterReporting by Arunima Kumar in Bengaluru; Editing by Sriraj KalluvilaOur Standards: The Thomson Reuters Trust Principles.

☆ Oilfield services provider Baker Hughes reports quarterly loss
▼ + stars: | 2022-10-19 | by ( ) www.reuters.com time to read: 1 min

Oct 19 (Reuters) - Baker Hughes Co (BKR.O) reported a quarterly loss on Wednesday, compared with a profit a year ago, hit by charges related to the oilfield services provider's restructuring. Net loss attributable to the company was $17 million, or 2 cents per share, for the three months ended Sept. 30, compared with a profit of $8 million, or 1 cent per share, a year earlier. Register now for FREE unlimited access to Reuters.com RegisterReporting by Arunima Kumar in Bengaluru; Editing by Sriraj KalluvilaOur Standards: The Thomson Reuters Trust Principles.

☆ MacKenzie Scott donates record-breaking $84.5 million to Girl Scouts
▼ + stars: | 2022-10-18 | by ( Julianne Mcshane | ) www.nbcnews.com time to read: +3 min

Billionaire philanthropist MacKenzie Scott has donated $84.5 million to the Girl Scouts, the organization said Tuesday. The gift from Scott, 52, who was previously married to Amazon founder Jeff Bezos, marks the largest-ever single donation in the organization's history, the group said. Scott's gift will go to Girl Scouts of the USA and 29 local councils that Scott selected, according to a news release from the organization. The organization claims its famous annual cookie sale is “the largest girl-led business in the world,” with Girl Scouts selling nearly $800 million worth of cookies each season. Scott filed for divorce last month from her second husband, former teacher Daniel Jewett, whom she married in 2021.

With the ongoing energy crisis, the demand for solar panels has been soaring. Solar panels are difficult to test before you take the plunge due to their substantial cost and infrastructure. The startup is aiming to make solar energy a realistic option for everyone via its solar-panel-rental model. Another view of my parents' house and solar panels. The consultant proposed that Enpal could install 20 solar panels, offering a total output of 7.6 kilowatts peak, which is the rate at which solar panels generate energy at peak performance.

You may be eligible for payment assistance toward your mortgage, car payment, credit card, personal loan, or private student loan. 34 banks helping customers impacted by the coronavirusAlly BankMortgagesYou can defer mortgage payments through Ally for up to 120 days. ChaseMortgagesChase is offering mortgage payment assistance. Car paymentsTo request payment assistance for a car loan or other type of consumer loan, visit Regions' loan assistance page or call 1 (866) 298-1113.Credit cardsTo request payment assistance for a credit card, visit Regions' loan assistance page or call 1 (866) 298-1113. Personal loansWebster is offering personal loan payment assistance on a case-by-case basis.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). According to a WalletHub survey, 67 million Americans anticipate trouble paying their credit card bills due to the economic impacts of the coronavirus. According to a survey by WalletHub, 67 million Americans anticipate difficulties paying their credit card bills because of the coronavirus. If you're not able to make your Bank of America credit card payment on time, you can submit a payment deferral request online. ChaseChase recently released more details on how it's helping credit card customers financially impacted by COVID-19.

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