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☆ Why colds and flu viruses are more common in winter
▼ + stars: | 2022-12-06 | by ( Sandee Lamotte | ) edition.cnn.com time to read: +7 min

It’s almost as if those pesky cold and flu germs whirl in with the first blast of winter weather. So why do people get more colds, flu and now Covid-19 when it’s chilly outside? It turns out the cold air itself damages the immune response occurring in the nose. Once created and dispersed out into nasal secretions, the billions of EV’s then start to swarm the marauding germs, Bleier said. Wearing a mask can protect you from cold air that can reduce your immunity, an expert says.

☆ Who are the eager beaver holiday shoppers unhindered by inflation? Gen Z
▼ + stars: | 2022-12-04 | by ( Parija Kavilanz | ) edition.cnn.com time to read: +4 min

They’re Gen Z. “One standout this Black Friday was the high turnout of Gen Z in stores,” said Kristen Classi-Zummo, apparel industry analyst with market research firm NPD. They came early, they came with friends, and they came to shop.”She said the prevalence of younger shoppers on Black Friday and over the Thanksgiving holiday shopping weekend surprised her. Mall operator PREIT, which owns 18 shopping centers primarily on the East Coast, confirmed that Gen Z consumers were out in force. “For Gen Z, it wasn’t just about shopping.

Thankfully, there are a few ways to get around those extra fees, with more airlines offering passengers access to free Wi-Fi than ever before. Hawaiian Airlines is also planning to launch free in-flight Wi-Fi in 2023 thanks to its partnership with SpaceX's SkyLink. American Airlines also seems to be testing out free Wi-Fi on many of its aircraft that are equipped with Viasat — as part of an ongoing trial, passengers who opt to watch a sponsored video can access 30 minutes of Wi-Fi free of charge. Some international carriers offer free Wi-Fi, but with certain stipulations. Then, choose the airline's Wi-Fi network and login on the Wi-Fi homepage using your T-Mobile or Sprint phone number.

☆ Rio swaps wild goose chase for white-knuckle ride
▼ + stars: | 2022-11-18 | by ( ) www.reuters.com time to read: +2 min

SHARM EL-SHEIKH, Egypt, Nov 18 (Reuters Breakingviews) - Rio Tinto’s (RIO.L) tortuous quest to buy out minorities in Turquoise Hill Resources (TRQ.TO) just got even worse. Now a side deal to remove Pentwater Capital Management and SailingStone Capital Partners from the deciding vote has fallen apart. Rio needs Turquoise Hill, which controls two-thirds of Mongolian mega-mine Oyu Tolgoi, to ensure a tighter grip on one of its key growth projects. But to win the vote it needs a simple majority of the minorities, and Pentwater and SailingStone have over 30% already. Hence the attempted side deal, which would have outsourced the valuation of the two minorities’ stakes to an arbitration process.

☆ Here's what critics are saying about Marvel's 'Black Panther: Wakanda Forever'
▼ + stars: | 2022-11-11 | by ( Sarah Whitten | ) www.cnbc.com time to read: +6 min

Danai Gurira and Letitia Wright star as Okoye and Shuri in Marvel Studio's "Black Panther: Wakanda Forever." DisneyIt's impossible to replace the irreplaceable, but that was Ryan Coogler's task as the director and co-writer of Disney's latest Marvel Cinematic Universe film, "Black Panther: Wakanda Forever." Here's what some critics thought of "Black Panther: Wakanda Forever" ahead of its Friday debut:Kristy Puchko, MashablePuchko says the film, while action-packed, is at its core about how people handle loss differently. Still from Marvel Studio's "Black Panther: Wakanda Forever." Winston Duke stars as M'Baku in Marvel Studio's "Black Panther: Wakanda Forever."

☆ Elon Musk said Tesla could be the biggest company in the world. He's also about to sell more shares
▼ + stars: | 2022-10-20 | by ( Michael Ballaban | ) edition.cnn.com time to read: +4 min

On Wednesday evening’s earnings call, the Tesla CEO claimed that his company, a maker of niche luxury cars, would someday be worth more than Apple and Saudi Aramco. Tesla’s market value is $650 billion – down 7% after the company walked back a projection of 50% growth this year. Musk said the Tesla Model 3 would cost a mere $35,000, and it does not. Musk later apparently came off this idea, saying “robots are very bad at picking up fluff.”The point is, Elon Musk promises a lot of stuff. That does not exactly add up to a company that beats Apple and literally Saudi Arabia’s state-owned oil company.

☆ Capital One SavorOne Rewards for Good Credit card review: You don't need excellent credit to earn 3% cash back on dining, groceries, entertainment, and streaming services
▼ + stars: | 2022-07-01 | by ( David Mcmillin | Read More | Read Less | ) www.businessinsider.com time to read: +24 min

There's the Capital One Savor Cash Rewards Credit Card , the Capital One SavorOne Cash Rewards Credit Card, the Capital One SavorOne Student Cash Rewards Credit Card, and finally the Capital One SavorOne Cash Rewards for Good Credit. There's another redemption option if you also have a Capital One credit card that earns miles, like the aCapital One Venture Rewards Credit Card or Capital One Venture X Rewards Credit Card. SavorOne for Good Credit benefits and featuresThe Capital One SavorOne Cash Rewards for Good Credit is fairly low-frills in terms of extra benefits. As the card's name implies, you'll need at least a good credit score to be approved for the Capital One SavorOne Cash Rewards for Good Credit. If you wouldn't otherwise be approved for the regular Capital One Savor Cash Rewards Credit Card or Capital One SavorOne Cash Rewards Credit Card because your credit is on the lower side of good, the Capital One SavorOne Cash Rewards for Good Credit is worth considering.

☆ How Much Money Can You Make Chasing High-Yield Savings Rates?
▼ + stars: | 2022-06-07 | by ( ) www.wsj.com time to read: +6 min

Given how much sleep consumers are losing these days with record inflation and gas prices, chasing after a better deal by moving your money to a high-yield savings account seems like one easy solution. Additionally, savings interest rates can rise if the Federal Reserve holds off on purchasing U.S. Treasuries, and rising Fed interest rates can impact savings interest rates. Experts expect the rate environment for high-yield savings accounts to improve in the near future, or at least not worsen. And let’s take what the Federal Deposit Insurance Corp. listed as the average savings account interest rate in mid-May: 0.07%. If you do open a high-yield savings account, you may find yourself enjoying the better rate and saving more than in the past.

☆ CitiBusiness AAdvantage Platinum Select Mastercard review: Earn 65,000 American Airlines miles and get benefits like a free first checked bag and preferred boarding
▼ + stars: | 2022-01-12 | by ( Jasmin Baron | Read More | Read Less | ) www.businessinsider.com time to read: +32 min

First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line. The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® currently offers 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. Cardholders earn 2x miles on American Airlines purchases, eligible purchases at telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations. Read more: Guide to the best small-business credit cardsHow to use American Airlines milesUnlike most US carriers, American Airlines still publishes a region-based award chart. First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.

☆ The 9 best no annual fee credit cards of February 2023
▼ + stars: | 2022-01-11 | by ( Darren Murph | ) edition.cnn.com time to read: +37 min

CNN Underscored’s comprehensive credit card methodology compares every aspect of each no-annual-fee credit card to our “benchmark credit card” — the Citi® Double Cash Card — to determine which cards can potentially bring you maximum value in addition to lowering your balances. The best no-annual-fee credit cards of February 2023Citi Double Cash Card: Best for flat-rate cash backBlue Cash Everyday® Card from American Express: Best for groceriesChase Freedom Flex℠: Best for diningCiti Rewards+® Card: Best for small purchasesChase Freedom Unlimited®: Best for flexible rewardsBilt Mastercard®: Best for rentersU.S. Bank Visa® Platinum Card: Best for 0% interest on purchasesDiscover it® Cash Back: Best sign-up bonusCapital One® VentureOne® Rewards Credit Card: Best no-annual-fee travel cardWhy did we select these cards as our best no-annual-fee credit cards for February 2023? What we like about the Citi Rewards+: There are three features of the Citi Rewards+ that make it worthy of consideration. If you’re just getting your feet wet with credit card rewards, then a no-annual-fee credit card could be the perfect starter card. Or, if you’re finding that the perks and benefits you’re currently getting on your credit card with an annual fee aren’t paying off, then a no-annual-fee credit card might serve you well.

Termite damage is classified as neglect or maintenance and is not covered by homeowners insurance. Homeowners insurance may cover termite damage if associated with a covered peril. Why doesn't homeowners insurance include termite insurance? Your homeowners insurance company might cover termite damage if a covered peril caused the infestation. Conlin caveats neither scenario guarantees your homeowners insurance company will cover termite damages.

Or, you can use 21,000 Hyatt points for the Hyatt Ziva Riviera Cancun, Hyatt Ziva Puerto Vallarta, or Hyatt Zilara Riveria Maya. For paid stays, you can also redeem Hyatt points for room upgrades to Regency Club or Grand Club level for 3,000 Hyatt points, standard suites for 6,000 Hyatt points, or premium suites for 9,000 Hyatt points. Standard room Points + Cash redemptions will run you:2,500 Hyatt points plus cash at Category 1 properties4,000 Hyatt points plus cash at Category 2 properties6,000 Hyatt points plus cash at Category 3 properties7,500 Hyatt points plus cash at Category 4 properties10,000 Hyatt points plus cash at Category 5 properties12,500 Hyatt points plus cash at Category 6 properties15,000 Hyatt points plus cash at Category 7 properties20,000 Hyatt points plus cash at Category 8 propertiesFor standard suite Points + Cash redemptions, this becomes:4,000 Hyatt points plus cash at Category 1 properties6,500 Hyatt points plus cash at Category 2 properties10,000 Hyatt points plus cash at Category 3 properties12,000 Hyatt points plus cash at Category 4 properties16,000 Hyatt points plus cash at Category 5 properties20,000 Hyatt points plus cash at Category 6 properties24,000 Hyatt points plus cash at Category 7 properties30,500 Hyatt points plus cash at Category 8 propertiesPoints + Cash redemptions for premium suites are as follows:5,000 Hyatt points plus cash at Category 1 properties8,000 Hyatt points plus cash at Category 2 properties12,000 Hyatt points plus cash at Category 3 properties15,000 Hyatt points plus cash at Category 4 properties20,000 Hyatt points plus cash at Category 5 properties25,000 Hyatt points plus cash at Category 6 properties30,000 Hyatt points plus cash at Category 7 properties40,000 Hyatt points plus cash at Category 8 propertiesFor those booking wellness stays at Miraval Resorts, rates for standard rooms at single occupancy are 22,500 Hyatt points plus cash, and go up to 32,500 Hyatt points plus cash for double occupancy. Other ways to redeem Hyatt pointsRedeem Hyatt points for dining, spa, and travel experiencesYou can also redeem Hyatt points for in-room movies, transportation, parking, and in-room dining and spa experiences at participating Hyatt hotels and resorts. Share Hyatt points with a friendIf you're feeling generous, you can share your Hyatt points, free award nights, or room upgrades with other World of Hyatt members.

Persons: Hyatt, —, you'll, You'll, we'll, Chase, cardholders, there's, Finance Insider's, Hyatt Ziva, Hyatt Ziva Los Cabos, Hyatt Ziva Puerto Vallarta, you've, You'd, they'd, Read, They'll, Hilton, It's, Kaeli Conforti, Kaeli, Guy, KaeliTravels.com Read Organizations: Business, Hyatt, Park Hyatt, Hyatt Hotels, Hyatt Credit, Finance, Chase Hyatt, FDIC, Target, Walmart, Chase, Sapphire, Chase Sapphire, Hyatt Thompson, Hyatt Hyatt Regency, Hyatt Hyatt Residence, Hyatt Small, American Airlines, Avis, Qantas, Air, China Eastern Airlines, Virgin Atlantic, Southwest Airlines, Air France, ANA, British Airways, Cathay, China Airlines, Etihad, JAL, Korean Air, Qatar Airways, Royal Brunei Airlines, Singapore Airlines, Thai Airways, Regency Club, Miraval Resorts, Lindblad Expeditions, China, China Eastern, Virgin, Exhale, Hyatt Rewards, Hyatt Loyalty, Marriott, Hilton, Forbes, CNN Travel, NBC, Travel, Fox News Travel, Yahoo, Huffington, Twitter Locations: Park, Hyatt, Avis ., Australia, Air China, China, Cathay Pacific, Delta, Emirates, Santa Monica, Abu Dhabi, Mexico, Antarctica, Svalbard, Exhale, Chevron, Southeast Asia, New Zealand, Thrillist, Northern Territory, Western Australia

☆ How the $36 billion vitamin industry tricked a generation of adults into believing sugary gummies were the ticket to good health
▼ + stars: | 2020-10-07 | by ( Rachel Premack | ) www.businessinsider.com time to read: +21 min

But some consumer advocates and doctors worry that those supplements don't have as many benefits as people think. "Our gummy vitamins have been on fire," CEO Matt Farrell told investors in a July earnings call. He said that Hero Nutritionals, founded in 1995, created the first gummy vitamin for the American market. A Perrigo representative said it no longer manufactured gummy vitamins, and it did not respond to further inquiries.) But the doctor had something to admit: He takes a gummy vitamin every day.

Persons: Robert Shmerling's, who's, they're, It's, Shmerling, Chuck Bell, Charlene Elliot, Zers, sassily, you'll, Gummy, Kim Kardashian's Instagram, Matt Farrell, Andrew Stablein, it's, Hollis Johnson, Ingrid Sorensen, Sorensen, Libby Mindarino, Mindarino, Peter Waitzman, I'm, John Troup, Troup, Nutritionals, Jennifer Hodges, Hero, America's, Hodges, Bernd Settnik, Lil, gummies, Perrigo, Olly, SmartyPants, Dwight, University of Calgary's Elliot, Millennials, Gen Zers, Elliot, Lunchables, Courtney Nichols Gould, Kim Kardashian, Kylie Jenner, @sugarbearhair, Kylie 🤍, ike, alo, ike J ames Organizations: Harvard Medical School, Consumer, University of Calgary, Brands, Netflix, Big Tech, Walmart, Target, Business, Nutrition Business, . Church, Consumers, Bayer, Companies, New York Times, pharma, Consumer Healthcare Products Association, Sweet, Getty, Centers for Disease Control, Perrigo, Church, University of Calgary's Locations: Boston, America, gummy, Atlanta, Ireland, Dwight, Patagonia, osh

Getty ImagesChase recently announced a new credit card, the Chase Freedom Flex℠ , to replace its original Chase Freedom® card. If you have the Chase Freedom®, you can call or message Chase to upgrade to the Chase Freedom Flex℠ — and there's really no reason not to. This card replaces the Chase Freedom as an option for new cardholders, although existing Chase Freedom customers can keep their old card. The new Chase Freedom Flex also comes with a few other benefits the old Chase Freedom card didn't have. If you apply and you're denied, you can always call Chase and ask to upgrade your existing Chase Freedom card instead.

☆ Amex Offers: How to save money with your American Express card
▼ + stars: | 2020-07-22 | by ( Jennifer Yellin | ) edition.cnn.com time to read: +11 min

Amex Offers are available to most American Express card holders — consumer and business alike — and provide instant savings or extra rewards on many common purchases you make with the card. Simply put, Amex Offers are offers that have been curated by American Express, and allow you to receive a statement credit or bonus points on select purchases when using your American Express card. Some Amex Offers are open to everyone with an Amex card, while others are targeted to specific card holders. Almost all US-issued American Express cards are eligible for Amex Offers, including both consumer cards and business cards, as well as authorized users. Here’s a sampling of some popular personal and business American Express cards, each of which also comes with many other useful benefits along with access to Amex Offers:American Express Consumer Cards:American Express® Gold CardBlue Cash Preferred® Card from American ExpressBlue Cash Everyday® Card from American ExpressHilton Honors American Express CardDelta SkyMiles® Gold American Express CardAmerican Express Business Cards:The Business Platinum® Card from American ExpressThe Hilton Honors American Express Business CardMarriott Bonvoy Business® American Express® CardDelta SkyMiles® Platinum Business American Express CardThe Blue Business® Plus Credit Card from American ExpressRelated: Read how the American Express Gold Card practically pays for itself.

Persons: Amex, you’ve, You’re, ” You’ll, I’ve, Nordstrom, it’s Organizations: CNN, American Express, Amazon, Amex, American Express Hilton, Express Card, Honors American Express, Marriott, American Locations: —

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