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☆ When my son graduated high school, I was so ready for him to move out for college. I needed a break from parenting.
▼ + stars: | 2024-05-18 | by ( Melissa Drake | ) www.businessinsider.com time to read: +4 min

Because I was a single mom, we spent most of our time together. Of course, it came as a surprise to me and others when I was so excited for him to leave after high school graduation. After being a single mom for 16 years, I was spent and needed a break from parenting. AdvertisementI felt like a horrible mother, and I turned to an empty nest mom's Facebook group for support. We were both single moms with no living parents — only sons about to graduate from high school and a great desire to find peace and comfort in our lives.

Persons: he'd, couldn't, Laurie, — Organizations: Service, Business, Facebook Locations: Florida

☆ Home Depot misses on revenue, as high interest rates hurt sales
▼ + stars: | 2024-05-14 | by ( Melissa Repko | In Melissa-Repko | ) www.cnbc.com time to read: +5 min

It said it expects total sales to grow about 1% in fiscal 2024, including those extra days. Home Depot on Tuesday posted quarterly revenue below Wall Street's expectations, as shoppers postponed bigger discretionary projects like bath and kitchen remodels because of higher interest rates and made spring purchases late. The logo of U.S. home improvement chain Home Depot is seen in Mexico City, Mexico, on Jan. 15, 2020. In the fiscal first quarter, customers made fewer visits to Home Depot's stores and website and tended to spend less when they did. Home Depot has seen sales moderate after more than two years of explosive demand during the Covid pandemic.

Persons: Richard McPhail, McPhail Organizations: CNBC, LSEG, U.S, Depot, Home Locations: Mexico City, Mexico, Texas

☆ I'm moving out of Texas after 60 years there. The culture has changed and big tech firms have made Austin too expensive.
▼ + stars: | 2024-05-12 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +10 min

Austin has been my home for more than 60 years — minus the time spent following around my military husband. Austin just isn't what it used to beMy family and I moved to Austin in 1963. The University of Texas students really kept the city young and on its toes. AdvertisementIt costs so much to afford homes in Austin nowAfter moving to South Carolina for the military, my husband and I moved back to Austin in 1998. AdvertisementThere are things I am going to miss about Austin, like the cheap gas, and the HEB grocery market.

Persons: Flora Batts, —, Austin, wasn't, BrandonSeidel, Shawn Phillips, Michael Dell, they've, It's, Batts, I'm, doesn't, Joy, We've, we've, it's Organizations: Service, Austin, Capitol, The University of Texas, Tech, Social Security, Batts I'm, Paramount Locations: Texas, Pennsylvania, Flora Batts, Odem, Amarillo, Austin, Dallas, Houston, North Austin, South Carolina, Batts Texas, Colorado, Virginia, Erie, Austin . In Erie, Lake Erie

☆ Drake and Kendrick Lamar could sue each other for defamation over accusatory slurs exchanged in their diss tracks, says lawyer
▼ + stars: | 2024-05-12 | by ( Eve Crosbie | ) www.businessinsider.com time to read: +7 min

In a bitter public feud, hip-hop stars Drake and Kendrick have exchanged personal slurs. Since March, the two have traded increasingly personal and aggressive diss tracks. AdvertisementAfter weeks of the bitter public feud between Drake and Kendrick Lamar finally looks like it's over — or at least dying down. And the rap stars didn't hold back trading a series of increasingly aggressive and unpleasant diss tracks. Ultimately, it seems unlikely that either rapper will end up suing for defamation over the slur-laden diss tracks.

Persons: Drake, Kendrick, —, Kendrick Lamar, Lamar, Cole, didn't, Taylor, J, Prince Williams, Arturo Holmes, Matt Ford, Kendrick's, Daliah, Lamar —, Sapar, defamers, Saper, …, Harvey Weinstein, Adonis, Sophie Brussaux, that's, They're, It's Organizations: Service, Metro, The Met Museum, New, Saper, intel Locations: LA, New Republic

☆ I'm a startup founder who moved from Houston to Tulsa for a more affordable lifestyle. I've been impressed by Tulsa's thriving entrepreneurial scene and small-city charm.
▼ + stars: | 2024-05-11 | by ( Erin Snodgrass | ) www.businessinsider.com time to read: +6 min

Jhonathan Vazquez moved from Houston to Tulsa, Oklahoma, in 2021. My wife found a program called Tulsa Remote, which is a $10,000 stipend to bring remote workers to the city. AdvertisementI saw the acceptance rate for the Tulsa Remote program was low, but I figured we had nothing to lose. The Tulsa Remote program wanted people who wanted to be a part of Tulsa's community. Tulsa Remote helped set me up with the connections to start my company.

Persons: Jhonathan Vazquez, Vazquez, he's, —, I'm, Chandler, We're, We've, we've Organizations: Service, Titan, Tulsa, Tulsa Remote, Jhonathan Vazquez Tulsa Locations: Houston, Tulsa , Oklahoma, Houston , Texas, USA, Tulsa, Everything's, Dallas, Mexico

☆ We let our young kids play together unsupervised in our neighborhood. It's great for them, and it's great for us.
▼ + stars: | 2024-05-11 | by ( Amber Adrian | ) www.businessinsider.com time to read: +5 min

Amber Adrian and her husband were both allowed to play outdoors unsupervised when they were young and wanted the same thing for their kids. Amber Adrian's kids play outside with their neighbors. Courtesy Amber AdrianNeighborhood play is importantSix years ago, with a baby and a 2-year-old in tow, we moved into an older neighborhood in a small Midwestern town. As the years have passed, we've developed a good vibe of free neighborhood play among the houses closest to us. Kids in Amber Adrian's neighborhood enjoy frequent outdoor time together.

Persons: Amber Adrian, We've, we've, Amber Adrian's, Amber Adrian We've Locations: Amber Adrian's

☆ My family got accepted into Tulsa's $10,000 relocation program. Here's what shocked me about the city's entrepreneurial scene.
▼ + stars: | 2024-05-11 | by ( Erin Snodgrass | ) www.businessinsider.com time to read: +6 min

He moved from Houston, Texas, to Tulsa, Oklahoma, in 2021 as part of the latter's incentive program to entice more remote workers. My wife found a program called Tulsa Remote, which is a $10,000 stipend to bring remote workers to the city. AdvertisementI saw the acceptance rate for the Tulsa Remote program was low, but I figured we had nothing to lose. I went through the interview process and got acceptedThe Tulsa Remote program wanted people who wanted to be a part of Tulsa's community. AdvertisementThe entrepreneurial community in Tulsa is greatTulsa Remote helped set me up with the connections to start my company.

Persons: —, Jhonathan Vazquez, I'm, Chandler, We're, We've, we've Organizations: Service, Titan, Business, Tulsa, Tulsa Remote, Jhonathan Vazquez Tulsa Locations: Houston , Texas, Tulsa , Oklahoma, USA, Houston, Tulsa, Everything's, Dallas, Mexico

University commencement season in New York City starts on Friday, in a climate that is anything but normal. At N.Y.U., dozens of graduate student workers are threatening to withhold grades if the university does not remove police officers from campus. Nemat Shafik, Columbia’s president, announced on Monday that the school was canceling its main commencement ceremony, largely for security reasons. will hold its large commencement ceremony at Yankee Stadium next Wednesday. The New School will hold its commencement at Louis Armstrong Stadium in Queens next Friday.

Persons: Nemat, Shafik, ”, Zohar Ford, Dr, “, ” “ Organizations: University, Fashion Institute of Technology, City College, Fordham University, The New School and Columbia, Columbia, School of Professional, School of Social, Yankee, New, Louis Armstrong, Low Library, Hamilton Hall, Financial Times Locations: New York City, Israel, N.Y.U, Gaza, Queens, Morningside, Hamilton, “, Columbia

☆ A '9-to-5 millionaire' shares 2 ways to increase your day job income — and the 'offense-defense' strategy that propelled him to financial independence
▼ + stars: | 2024-05-09 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +6 min

Shao Chun Chen built wealth by sticking to simple principles: live below your means and invest early and regularly. Shao shared the strategies he used to increase his income while working his day job, plus the formula he used to achieve financial independence. Shao Chun Chen worked at Google Singapore for eight years. Shao Chun Chen"I forced myself. To play good offense, start by evaluating your day job.

Persons: Shao Chun Chen, He's, Merrill Lynch, Shao, you've, You've Organizations: Business, NTU Singapore, Google, BI, Google Singapore, National University of Singapore Locations: Singapore

☆ An ex-Google employee shares the 3-part strategy he used to prepare for layoffs and achieve financial independence
▼ + stars: | 2024-05-08 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +7 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Read previewAfter eight years at Google, Shao Chun Chen was laid off on February 14, 2024. "A big part of your identity is where you work," Chen, who was leading a sales team at the time, told Business Insider. He says he focused on three things throughout his 20s and 30s to grow his investment portfolio and achieve financial independence. He about tripled his salary at Google and worked his way up to making six-figures, according to employment verification letters viewed by BI.

Persons: —, Shao Chun Chen, Chen, He'd, Merrill Lynch, It's, you've, WIMUT THAMMAKESORN Chen, you'll, it's, Chen wouldn't, he's, Shao Chun Chen Chen Organizations: Service, Google, Business, BI, National University of Singapore, NFL, NUS, BMW Locations: Singapore

☆ As a college professor, I'm seeing more Gen X and Baby Boomer students than ever before. They're changing the way I teach.
▼ + stars: | 2024-05-07 | by ( Lisa Chilcote Bacco | ) www.businessinsider.com time to read: +5 min

I've been a college professor for 20 years, and I'm seeing more Gen X and Baby Boomer students. I no longer lecture to the class and instead let the older students take the lead. An increasing number of college students aren't kids anymore; they're older — many of whom are my generational peers. It's changed the way students learn and the way I teach. I quickly realized they learn differentlyI've noticed that older learners engage in ways that are different from traditional college students.

Persons: I've, Baby Boomer, —, there's, Gen Xers, It's, reboots, diversifies Organizations: Service, Boomers

☆ A mortgage advisor shares how to get the 3.5% down payment on an FHA loan fully covered — and the 3 best strategies real-estate investors can use to maximize leverage from government loans
▼ + stars: | 2024-05-02 | by ( William Edwards | ) www.businessinsider.com time to read: +5 min

This was achieved by allowing first-time buyers to purchase a home with a smaller down payment — as low as 3.5%. The program is still around, and it's often a great way for real-estate investors to get started. Advertisement3 ways to make the most of government loan programsWelgan also shared two strategies that real-estate investors can use to maximize the leverage offered through government loans. Buyers can now purchase up to a four-unit property with a down payment of as little as 5%. "That's been a game changer for real-estate investors," Welgan said.

Persons: —, Jeff Welgan, Fannie Mae, Buyers, Welgan, Fannie Mae's, That's, ADUs, Dave Meyer, Fannie, I've Organizations: Service, Act, Business, Federal National Mortgage Association, Mortgage, Urban Locations: Los Angeles County , California, Michigan, California

☆ My $500,000 Home Renovation Turned Into a Real-Estate Nightmare
▼ + stars: | 2024-05-01 | by ( Christine Chitnis | ) www.businessinsider.com time to read: +13 min

What was supposed to be a yearlong $140,000 renovation ballooned into three excruciating years that cost us more than $500,000 — and the work is still not finished. But as my husband and I soon discovered, unless you've made a plan, legal protections for homeowners are close to nonexistent. Every time our contractor turned up the temperature, we grimly adjusted to the reality of our demise. Knowing the cardinal rule of home renovation — never pay in full until the job is over and inspected — we grew suspicious. Despite completing several home-improvement and renovation projects with her husband over the years, she lacked the confidence to DIY the renovation of her newly purchased 6,500-square-foot home.

Persons: Arcadis, you've, Christine Chitnis, wasn't, It's, We've, Amanda Jane Jones, Jones, David Jensen, Greenberg Traurig, He'd, Jensen, Lisa DiAntonio, DiAntonio, hadn't, what's, Condé Organizations: Homeowners, Harvard's, for Housing Studies, Department of Business, American Institute of Architects, Vogue, The New York Times Locations: Rhode Island, North America, Northern Michigan, Michigan, Utah, New Jersey, Andover , Massachusetts

☆ I'm a millennial first-time buyer who moved into a micro home village. I had to downsize my stuff, but it was worth it for the community.
▼ + stars: | 2024-04-30 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +6 min

Read previewThis as-told-to essay is based on a conversation with Kristi Campbell, a 28-year-old business consultant, who moved into micro-home community South Park Cottages in 2023. In 2022, my boyfriend sent me a link to South Park Cottages' website, a Black-owned tiny home village. South Park Cottages afforded me the opportunity to buy my first home sooner than planned — it was the official stamp for adulthood. AdvertisementBefore I was even considered for a home at South Park Cottages, I had to be pre-approved for the full loan amount of the home. I chose South Park Cottages' preferred lender, along with a preferred closing attorney.

Persons: —, Kristi Campbell, It's, Campbell, it's, — we're, There's, you've, I've Organizations: Service, Business, East, Bluetooth Locations: New York, East Atlanta, Atlanta, California, Georgia

☆ China's plan to be the dominant power in space is moving at breathtaking speed. The US needs to wake up, officials say.
▼ + stars: | 2024-04-30 | by ( Tom Porter | ) www.businessinsider.com time to read: +7 min

Read previewAfter a meeting with Japanese and South Korean officials in Tokyo on Friday, US Space Force commander Gen. Stephen Whiting warned about a growing threat. China, he said, is "moving at breathtaking speed in space," and is developing a range of weapons that threaten America's space supremacy, reported Stars and Stripes. "For the first time in decades, US leadership in space and space technology is being challenged," Meink added. Chance Saltzman, Chief of Space Operations at United States Space Force, last year warned against taking US space supremacy for granted. Air Force Lieutenant General Gregory Guillot (L) and US Space Force Lieutenant General Stephen Whiting (R) on July 26, 2023.

Persons: —, Stephen Whiting, They're, Troy Meink, Space.com, Meink, Chance Saltzman, I'm, Saltzman, Whiting, Dominic Chiu, Gregory Guillot, BRENDAN SMIALOWSKI, Donald Trump, Chiu, Artemis, Frank Lucas, Anthony Mastalir, Graeme Thompson, Thompson, Tory Bruno, Arthur Herman, John F, Kennedy, Ronald Reagan, we've Organizations: Service, Korean, Space Force, Business, National Reconnaissance Office, Space Operations, United States Space Force, Eurasia Group, Air Force, US Space Force, House Science, Technology Committee, Brig, US Space Forces, Pentagon, United Launch Alliance, NBC News, Hudson Institute Locations: Tokyo, China, Colorado, Australia, Russia

☆ Family offices are looking beyond the stock market for higher returns, new report finds
▼ + stars: | 2024-04-29 | by ( Robert Frank | ) www.cnbc.com time to read: +5 min

The family offices covered by the survey had 26% of their assets invested in publicly traded stocks. The study surveyed 190 single family offices around the world, with an average of $1.4 billion in assets. In the U.S., only 49% of family offices have a long-term target return for their portfolio. Still, family offices use various benchmarks for their investment portfolios, with more than three-quarters of those surveyed using some benchmark to evaluate performance. Increasingly, family offices are looking to outsource more functions to reduce costs, especially among smaller family offices of under $500 million.

Persons: William Sinclair, Sinclair, cybersecurity, Robert Frank Organizations: JPMorgan Private Bank Global, Family, JPMorgan Private Bank, JPMorgan Locations: U.S

☆ This 'super easy' move earned a couple over $700 to put toward a dream vacation
▼ + stars: | 2024-04-27 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +3 min

Rob Scores and his wife, Julianne, had long had Puerto Rico on their dream vacation list. Here's how they were able to make their dream vacation a reality. When the friend wanted to move out, Julianne decided she didn't want to be a long-distance landlord and selling the home would be the best move. The couple decided to try to sell the jewelry — some necklaces and earrings — Julianne has had since she was a teen, Scores says. To their surprise, the jewelry scored the couple $729 they could put toward their Puerto Rico trip.

Persons: Rob Scores, Julianne, it's, — Julianne Organizations: CNBC, Google Locations: Puerto Rico, Austin , Texas, New York, Austin

How to cancel your life insurance policyCanceling a term life insurance policyThere are several ways to cancel a term life insurance policy. Alternatives to life insurance cancelationcanceling your life insurance policy isn't ideal if you have dependents who rely on your income for financial support. If you have a whole life insurance policy, look into reduced paid-up life insurance. Life insurance settlementIf you don't have a terminal diagnosis and you want to sell your term life insurance policy, you can apply for a life insurance settlement with a third-party provider instead of canceling your policy. Canceling life insurance FAQsWill I get any money back if I cancel my life insurance policy?

Persons: Lucas Siegel, Siegel, wouldn't, policyholders, you've Organizations: Internal Revenue Service

☆ A woman moved to Florida after her home burned in the Lahaina fires, and the cheapest Maui rental she could find was $10,000 a month
▼ + stars: | 2024-04-26 | by ( Kelsey Vlamis | ) www.businessinsider.com time to read: +3 min

The fires in Maui, Hawaii, displaced 6,200 families, many of whom are still looking for housing. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Advertisement"There are about 7,000 short term rental units on Maui in apartment zoning and 2,200 are in West Maui," Keani Rawlins-Fernandez, a Maui city councilwoman, told KITV. "It would immediately provide housing for those folks who want to stay in West Maui, which is the majority of our folks looking for housing right now." Paele Kiakona, a member of Lahaina Strong, told Hawaii News Now.

Persons: —, Amy Chadwick, Chadwick, " Chadwick, Shannon I'i, I'i, they'll, KITV, Keani Rawlins, Fernandez, Josh Green, We've, Kiakona Organizations: Service, Associated Press, Lahaina, Hawaii News Locations: Maui, Hawaii, Lahaina, Satellite Beach , Florida, West Maui

If you already have life insurance, consider adding funeral or burial insurance, also known as "final expense" insurance. Final expense insurance, also called burial or funeral expense insurance, covers end-of-life expenses like the funeral service, body preparation, cremation, the casket or urn, transportation, etc. Types of final expense policiesBesides term and permanent life insurance, final expense insurance comes in several forms. Final expense life insurance is for those who might be in poor health and can't qualify for traditional life insurance. Final expense life insurance FAQsWho should consider final expense life insurance?

Persons: you'll, It's Organizations: AARP, Consumers Alliance, Colonial Penn, Mutual, Life Insurance, Chevron Locations: Colonial, Omaha, Illinois

☆ A billionaire drug kingpin escaped justice by paying a bond set at just $53K and then running away
▼ + stars: | 2024-04-24 | by ( Thibault Spirlet | ) www.businessinsider.com time to read: +4 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Read previewA billionaire drug baron was arrested in Spain on money laundering charges but was released after paying a $53,000 bond, according to reports. AdvertisementThis followed a five-year investigation that police say showed the suspects had established a criminal organization involved in large-scale drug trafficking, including the smuggling of significant amounts of cocaine. Related storiesPolitico referred to Bouyakhrichan as a billionaire who possesses bank accounts and properties around the world. AdvertisementThe judge then imposed a €50,000 bond, roughly $53,000, took away Bouyakhrichan's passport, and ordered him to report to the authorities every fifteen days.

Persons: —, Felix Bolaños, Karim Bouyakhrichan, Bouyakhrichan, Vincent Veenman Organizations: Service, Business, Spain's National Police, BBC, Cadena SER Locations: Spain, Dutch, Moroccan, Netherlands, Belgium, South America, Europe, The Hague, Spanish

☆ Big Tech has split into 3 camps: loved, hated and iffy. Here's where our 8 stocks fit
▼ + stars: | 2024-04-24 | by ( Jim Cramer | ) www.cnbc.com time to read: +8 min

META YTD mountain Meta Platforms YTD Meta has the biggest tailwind on Earth being dangled in front of it — the newly signed law that says Chinese company ByteDance must sell TikTok or face a U.S. ban on the short-form video platform. AMZN YTD mountain Amazon YTD Amazon is also in the loved category but reports this coming Tuesday. NVDA YTD mountain Nvidia YTD I have no idea how Nvidia got to be a fence-sitter. AVGO YTD mountain Broadcom YTD Broadcom is iffy. CRM YTD mountain Salesforce YTD Salesforce has become mighty complicated.

Persons: I'm, Mark Zuckerberg, Meta, Andy Jassy, It's, Claude AI, Jensen Huang, Nvidia's, hasn't, it's, Hock Tan, Salesforce, Marc Benioff, what's, that's, Jim Cramer's, Jim Cramer, Jim, Carlos Barria Organizations: Microsoft, Meta, he's, Google, Amazon, Services, Nvidia, Broadcom, Blackwell, VMWare, calvary, PayPal, Informatica, Apple, CNBC, Facebook Locations: U.S, Oregon, Informatica, China, Menlo Park , California

☆ Young Chinese are trading Shanghai for small cities. Brands like KFC are following them with thousands of stores.
▼ + stars: | 2024-04-23 | by ( Shubhangi Goel | ) www.businessinsider.com time to read: +4 min

download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . They're struggling to make it in big cities as the world's second-largest economy suffers from a flailing property market and slow post-pandemic consumption recovery. Going big on smaller citiesChina's smaller cities aren't exactly an untapped market. KFC and Pizza Hut operator Yum China, which plans to add 6,000 stores in China by 2026, is also betting big on small cities. AdvertisementThe cost of living crisis driving young people out of China's big cities is a trend that echoes across continents.

Persons: —, MetroDataTech, They're, Joey Wat, DPC, Canyandata Organizations: Migrants, Service, KFC, Bloomberg, Starbucks, Yum Locations: megacities, Shanghai, Shenzhen, MetroDataTech, China, Beijing, —, Yum China, Local, Fuzhou, Korea, New York City, London

☆ Here's why FEMA has spent about $4 billion to help destroy flood-prone homes
▼ + stars: | 2024-04-22 | by ( Lindsey Jacobson | In | ) www.cnbc.com time to read: +5 min

'I have no regrets'Andrea Jones accepted a floodplain buyout for her home in the Charlotte, North Carolina, area. CNBCAndrea Jones, 59, sold her home in the Charlotte, North Carolina, area in a floodplain buyout. On average, federal buyouts can take two to five years, though 80% of the FEMA acquisitions are approved in less than two years. Jones' buyout was delayed by the pandemic, but once she started the process up again in May 2022, things moved quickly. In addition to FEMA, the U.S. Department of Housing and Urban Development and many state and local communities fund floodplain buyouts.

Persons: Siders, Andrea Jones, CNBC Andrea Jones, Jones, Andrea Jones Jones, they're, Mathew Sanders, Sanders Organizations: Federal Emergency Management Agency, FEMA, University of Delaware's, Program, CNBC, Finance, Charitable, Congressional Research Service, U.S . Department of Housing, Urban Development Locations: Charlotte , North Carolina

☆ I left my daughter's dad 4 years ago and have zero interest in reentering the dating world
▼ + stars: | 2024-04-21 | by ( Barbara Pazur | ) www.businessinsider.com time to read: +5 min

Read previewIt's been four years since my partner and I split, and the world of dating is a distant memory. As a single mom, I've reshaped my life around new priorities — my daughter's future and finding myself again. Being a mom, much less a single mom, was never on my bucket list. We were living and working in Dublin and I got pregnant just a few months after we had started dating. I didn't feel like I was living my life — it was living me.

Persons: —, I've, hadn't, Constant, Barbara Pazur, Disney Organizations: Service, Business Locations: Dublin

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