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☆ Here's why it's so hard to find cheap airfare this year — and why 2023 isn't looking much better
▼ + stars: | 2022-10-20 | by ( Leslie Josephs | ) www.cnbc.com time to read: +7 min

"Holiday flights are going to be expensive once again," said Scott Keyes, founder of flight-deal site Scott's Cheap Flights. "The pricing power has shifted back to the airlines for winter holiday travel." Windfall for airlinesThe three biggest U.S. airlines — Delta , United and American — each reported profits and record revenue for the third quarter. "Demand has not come close to being quenched by a hectic summer travel season," Delta CEO Ed Bastian said on the carrier's quarterly call last week. "When you are opening your Christmas presents, ideally that's when you should be thinking about booking those summer flights," he said.

☆ Raises are projected to be skimpy this year. But experts say that even in a downturn, employers want to retain and reward their top talent. Here's how to make your ask.
▼ + stars: | 2022-10-14 | by ( Rebecca Knight | Rachel Durose | ) www.businessinsider.com time to read: +7 min

Experts say that even in a shaky, flaky economy like this one, most employers are apt to retain and reward their top talent. If you're going to ask for a raise, you need a game plan. "Treat the act of asking for a promotion like a project," Sarah Doody, the founder of the job search and career accelerator company Career Strategy Lab, told Insider. So, you need to ask your boss to be compensated and titled as a manager, she said. As you make the ask, Tilia recommended not using the word, "raise," but rather, "title and pay adjustment."

☆ How to navigate a bear market — we look to history for answers and tell you how we're doing it
▼ + stars: | 2022-09-28 | by ( Zev Fima | ) www.cnbc.com time to read: +10 min

So the current bear market started in early January and won't be considered over until the S & P 500 closes 20% or more above its bear market low, which can only be determined in hindsight. But Monday and Tuesday, the S & P 500 closed lower, setting new bear market lows each day. Notably, the term "rolling bear market" has also been one we have heard in recent years. Investing in a bear market There are various options for how different sorts of people can play a bear market like the one we find ourselves in. Bottom line But as painful as it may be right now, the one thing history tells us is what always follows a bear market is a bull market.

☆ A step-by-step guide to securing a Big Law summer associate position, from networking best practices to acing the interview
▼ + stars: | 2022-09-14 | by ( Business Insider | ) www.businessinsider.com time to read: +3 min

Working at a law firm after a student's second year, or 2L, has long been a rite of passage for students bound for Big Law. And some students are finding themselves ill-equipped to navigate what one law partner has dubbed "the Wild West" of Big Law recruiting. The former pro soccer player recently walked Insider through his sometimes harrowing journey to snagging multiple Big Law offers before on-campus interviewing, or OCI, even began. The perks including increasingly big paychecks, especially for what are known as "rainmakers," or law partners who bring in big business. This Big Law firm is so hungry for associates that it's giving $75,000 referral bonusesBig Law has a mental health problem.

How to pay taxes with a credit cardYou'll have to pay your taxes through a third-party payment processor if you want to use a credit card, and they all charge credit card processing fees. You should only pay your taxes with a credit card if you can afford to pay off your credit card bill immediately. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

Singapore Airlines' new suites are more like hotel rooms in the sky than airplane seats. Easily top up your Singapore Airlines KrisFlyer account with points from American Express Membership Rewards, Chase Ultimate Rewards, or Citi ThankYou Rewards. You'll need to join the Singapore Airlines KrisFlyer programFirst things first: If you want to book an award in Singapore Suites (or business class, for that matter), you'll need to redeem Singapore Airlines' own KrisFlyer miles. Searching for Singapore Airlines awardsSearching for awards on Singapore Airlines' own flights is straightforward. Fixed-value flexibilityIf mastering the Singapore Airlines KrisFlyer program feels like too much of an effort, there is one other strategy worth considering.

☆ I used a 0% APR credit card to borrow the money to start my business, and I'd tell anyone to do the same
▼ + stars: | 2019-10-01 | by ( Caroline Lupini | Freelance Reporter | ) www.businessinsider.com time to read: +7 min

I'm a big fan of 0% APR credit card offers like those on the Chase Freedom Unlimited®, because if you have a plan, you can borrow the money you need without having to pay interest. That means you can carry a balance month to month without incurring the notoriously high credit card interest rates, essentially using that money as an interest-free loan. I may have gotten this idea from my parents, who financed our pool on a 0% APR credit card back in the early 2000s. then it's definitely worth it to check out some great credit card options. The Amex EveryDay® Credit Card from American ExpressAlternatively, you may consider the Amex EveryDay Credit Card if it's Membership Rewards Points that you're after.

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