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☆ A freelance writer who earns 6 figures shares 3 ways he uses ChatGPT to make his job easier: 'You have to learn how to work with the tool instead of fearing it'
▼ + stars: | 2023-02-26 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +4 min

Freelance financial writer Tony Dong uses ChatGPT to get more out of his work days. Workers across different industries are using ChatGPT, a bot released by OpenAI in November 2022, to make their jobs easier. Twenty-seven-year-old freelance financial writer Tony Dong told Insider that he's using it to get more out of his work days. "At some point, you have to learn how to work with the tool instead of fearing it. Here are three ways Dong uses ChatGPT to work more efficiently.

☆ A 27-year-old freelance writer whose 'hourly earning potential' is $215 explains how to maximize earnings as a freelancer
▼ + stars: | 2023-02-23 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +8 min

To maximize earning potential as a freelancer, he only works with clients that pay competitive rates. Dong shared four strategies that have helped him maximize his earning potential as a freelancer. Instead of using Fiverr or Upwork, reach out to potential clients via email, LinkedIn, or other social platforms. After all, the slower your work, the more your hourly earning potential drops. Plus, he does other seemingly simple things like prioritizing sleep, eating well, and exercising consistently to get the most out of his work hours.

KHERSON, Ukraine, Feb 23 (Reuters) - Vladyslav Antoniuk felt euphoric three months ago when he returned to his home city Kherson, the day Ukrainian troops rolled back in and jubilant residents waved blue and yellow flags in the main square to celebrate. Russian soldiers, who retreated just across the Dnipro River, have not been pushed back further and are pummelling the city daily with artillery. On Wednesday, Russian shells hit a bus stop in the city centre, killing six people and wounding a dozen. He said his administration evacuates about 100 people from the city daily on trains and buses on a voluntary basis. Reporting by Rod Nickel in Kherson, Ukraine Editing by Peter GraffOur Standards: The Thomson Reuters Trust Principles.

☆ The Wild World Inside Your Gut
▼ + stars: | 2023-02-22 | by ( Alice Callahan | ) www.nytimes.com time to read: +20 min

The Wild World Inside Your GutWe tackled everything from heartburn, stress, spicy foods and colon cleanses to antibiotics and more. So grab a kombucha, get comfortable and read on for everything you’ve wanted to know about the wild world inside your gut. 3 What are some simple things I can do to improve my gut health? That “really is going to have the strongest impact on our health, including gut health,” she said. (Though for general gut health, Dr. Rao said, most people living in the United States could benefit from eating fewer refined carbohydrates and more fiber.)

Figure out the documents you'll need, and as they arrive, keep them in one location. Get the latest tips you need to manage your money — delivered to you biweekly. That's why Guissinger recommends being proactive and getting a head start by listing out what income documents you should be expecting. "To reduce your income tax liability for 2022, you can still make IRA contributions, as well as some self-employed retirement plan contributions, and health savings account contributions," she says. Don't rush through your taxesWhile filing taxes can seem complicated, certified public account Michael Raiken says to take the entire process as slowly as you need to.

☆ A 27-year-old freelance writer who brought in $115,000 last year working 30 hours a week explains how he uses ChatGPT and other tools to work more efficiently
▼ + stars: | 2023-02-17 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +8 min

Freelance finance writer Tony Dong made about $115,000 last year working 30 hours per week. But he also uses specific tools, including ChatGPT, to work more efficiently. Here are three tools Dong uses to do his job better and more efficiently. But if he's writing about something he's less familiar with he'll ask his AI assistant for help. There's also a premium version for $12 a month, which Dong uses: "It makes your writing more compelling and is worth the money."

Millennials have lived through two recessions and might be facing a third as their parents retire. Talking money with your parents isn't going to be fun, but it's a good idea to know their status. A major part of that preparation is figuring out where the money will come from to care for their parents. Decide who can provide the financial caretakingSo should millennials be saving for their parents' care? But Williams, the financial planner, doesn't advise millennials to focus their saving efforts on their parents' care.

☆ How Much More Tax-Wise Are ETFs vs. Mutual Funds?
▼ + stars: | 2023-02-04 | by ( Derek Horstmeyer | ) www.wsj.com time to read: 1 min

ETFs offer a slightly better posttax return on average—but it can add up over time. Investors often hear that because of tax-efficient structural features, exchange-traded funds generally offer better after-tax returns than mutual funds. But many don’t know the exact magnitude of those tax savings. It is not insignificant.

☆ Roughly 70% of taxpayers are eligible for IRS Free File, but only 2% used it in 2022
▼ + stars: | 2023-02-02 | by ( Kate Dore | Cfp | ) www.cnbc.com time to read: +2 min

Roughly 70% of taxpayers qualify to use IRS Free File, but only 2% used it during the 2022 filing season, according to the National Taxpayer Advocate's annual report to Congress. A public-private partnership between the IRS and the Free File Alliance, the service offers free online guided tax preparation from partner companies for federal returns (and some state filings). You may qualify if your 2022 adjusted gross income was $73,000 or less. How Free File worksTo get started with Free File, you'll need last year's adjusted gross income for verification, your Social Security number and the necessary tax forms. Free File may not work for all taxpayersWhile Free File isn't widely used, some experts say it won't work for more complicated returns.

Their messages show they knew the money paid for telecommunications equipment – despite European Union sanctions which restrict the supply of such gear to Russia's military. An EU regulation from Feb. 25, 2022 bans supplying or financing the purchase of certain goods for the Russian military. The office did not reply to a question about Schlund and Kolbasnikova helping buy gear for the Russian military. PROTEST ORGANISERSSchlund, who studied in a Russian military academy, moved to Germany in 2012. He later began a relationship with Kolbasnikova, who is originally from Ukraine and has worked in Germany as a nurse.

☆ Some donations from George Santos' failed 2020 campaign are attributed to addresses that don't exist, report says
▼ + stars: | 2023-01-28 | by ( Lloyd Lee | ) www.businessinsider.com time to read: +3 min

Mother Jones tried to track down donors listed in George Santos' 2020 campaign filings. In one case, Santos' 2020 campaign filings listed a $2,500 donation from an individual named Stephen Berger at a Brawley, California address. However, the location is associated with William Brandt, a longtime California rancher and Republican donor, and his wife, Mother Jones reported. There were also instances where the addresses of reported donors did not exist. On his resume, Santos listed jobs he never held, such as project manager at Goldman Sachs and asset manager associate at Citigroup.

☆ Teachers are adapting to concerns about a powerful new AI tool
▼ + stars: | 2023-01-19 | by ( Samantha Murphy Kelly | ) edition.cnn.com time to read: +9 min

Some teachers said they’ve also heard of students being required to film short videos that elaborate on their thought process. Public schools in New York City and Seattle, meanwhile, have already banned students and teachers from using ChatGPT on the district’s networks and devices. Reid, the professor at Coastal Carolina University, believes teachers should work with ChatGPT and teach best practices in the classroom. Reid said teachers could encourage students to plug an assignment question into the tool and have them compare that result to what they personally wrote. “Like with other new technologies, this could be a tool instructors use to help students express their ideas,” she said.

☆ I used mind games to make a 'pay pig' send me cash, but I ended up feeling sorry for him and gave it back.
▼ + stars: | 2023-01-17 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +4 min

I moonlighted as a financial dominatrix on Twitter to see if I could make money from a "pay pig." A pay pig is told by a findomme to send them cash in return for nothing other than the humiliation of doing so. Sensing the opportunity, I replied: "Is this a pathetic attempt to be my pay pig?" He said what he liked most about being a pay pig was how easily a findomme could take his money. But I'll admit, I did feel a little sorry for my pay pig.

☆ Why you still need to negotiate even if a job ad lists a salary range
▼ + stars: | 2023-01-05 | by ( Jennifer Liu | ) www.cnbc.com time to read: +5 min

But online, the average salary range on job listings is just 28%, based on data from CompTool and accounting for more than 12 million job listings from more than 100 job websites, per Bloomberg. As written, while the laws require employers to list the minimum and maximum salary range on a job ad, many don't require them to actually make an offer in that range. All of this is to say that it's still important to negotiate your salary, even if the job posting lists the range, Seikaly says. "While pay transparency won't eliminate salary negotiation, it will give candidates the confidence to speak more openly about their expectations of pay," Seiklay says. "The burden is now on the employer to determine the pay range, rather than the employee to initially voice an expectation, which levels the negotiation playing field."

☆ I'm a lawyer who's helping laid-off Amazon and Facebook employees deal with visa issues. Here's how I advocate for them.
▼ + stars: | 2022-12-19 | by ( Taayoo Murray | ) www.businessinsider.com time to read: +10 min

She says laid-off visa holders can consider a self-employed visa if they want to start a business. Initially I didn't want to practice immigration law, thinking that because I'm an empath it would pull at my heartstrings all the time. I've helped many entrepreneurs, business owners, and startup founders successfully obtain an H-1B visa with their own company as their sponsor. L-1 visa holders don't have the same option as H-1B visa holders to transfer their visas to another company. That's my new mission: using my voice as an immigration lawyer to push for tangible and immediate change.

☆ How Big Law fumbled its own Rooney rule on diversity
▼ + stars: | 2022-12-08 | by ( Elizabeth Olson | ) www.businessinsider.com time to read: +11 min

Several law firms adopted the Mansfield rule in 2017, which aims to increase diversity in leadership. It's effectively the NFL's two-decade-old Rooney rule: a requirement that nonwhite candidates be considered when teams hire for coaching and front-office jobs. Law firms followed professional football in 2017 with its version of the Rooney rule, called the Mansfield rule. At first, the Rooney rule seemed to catch on when teams started to hire more coaches of color and a dozen general managers of color when that position was added to the Rooney rule. "For the Rooney rule to work," he said, "there has to be a true commitment from the owners.

I want donors to know that every cent truly counts, and you can contribute to multiple causes. In fact, I'd fled the nonprofit world 15 years earlier and had no intentions of looking back. But what many donors don't know is that those traits, conferred through nonprofit status and IRS oversight, come with massive trade-offs. What it means to be a nonprofit and where our money goesAs a nonprofit director, I have to raise a lot of money just so our organization can remain compliant. At the same time, if you care about multiple issues, you can make small donations to multiple organizations.

Nov 15 (Reuters) - Donald Trump said he would make a third bid for the U.S. presidency, in an announcement that was carried live on Fox News' “Hannity” show Tuesday. Trump received an upbeat response from host Sean Hannity, a longtime supporter who has interviewed the former president on myriad occasions, and guests including Fox contributor Mike Huckabee and “Fox & Friends Weekend” co-host Pete Hegseth. “He is the preeminent fighter for freedom, for America First, of our generation,” said Hegseth in remarks after Trump’s announcement. The show’s enthusiasm about Trump’s candidacy runs counter to some of the harsher criticism that Fox and other news outlets controlled by Rupert Murdoch have levied against Trump in the days since the midterm elections. On midterm election night, some Fox News analysts singled out Trump for criticism when the "red wave" that was expected to sweep Republican candidates into office amounted to a trickle.

☆ Opinion | Trump Is Weak, but the G.O.P. Is Weaker
▼ + stars: | 2022-11-14 | by ( Paul Krugman | ) www.nytimes.com time to read: +1 min

After their party’s disappointing performance in the midterms, Republican elites seem to have decided that Donald Trump is their big problem. But Trump, who is widely expected to announce his 2024 presidential campaign on Tuesday, won’t go quietly. If he doesn’t, will a man who has never shown any loyalty to his party or, for that matter, anyone but himself, sabotage the G.O.P. Let’s talk instead about how remarkable it is that someone like Trump managed to dominate one of America’s two major political parties and surely retains a substantial base. Clearly, most of the G.O.P.

☆ Inside the week that changed Facebook forever: Record Meta layoffs have sowed confusion and rising anger among employees who are beginning to lash out at CEO Mark Zuckerberg.
▼ + stars: | 2022-11-12 | by ( Kali Hays | Rob Price | Sydney Bradley | ) www.businessinsider.com time to read: +12 min

Meta let go of 11,000 employees, and it's not clear which divisions and roles were most affected. After a harrowing week of record layoffs at Meta, CEO Mark Zuckerberg and other executives convened a town hall meeting on Friday for everyone who survived the cull. During the Q&A part of the call, an employee asked a question referring to Twitter's job cuts, and Zuckerberg weighed in, according to people who attended. Roughly 11,000 staff were let go, the first major job cuts in the company's 18-year history. Analysts at Jefferies called it a "Zuck U-Turn" in a research note to clients, saying the job cuts will boost profits while not impacting Meta's growth trajectory.

Pros Check mark icon A check mark. Earn interest Check mark icon A check mark. No monthly service fees Check mark icon A check mark. $20/month in out-of-network ATM fee refunds Check mark icon A check mark. No overdraft fees Check mark icon A check mark.

☆ The global shipping industry is facing a new problem — too many containers
▼ + stars: | 2022-11-11 | by ( Su-Lin Tan | ) www.cnbc.com time to read: +5 min

Trends in global supply chains continue to flip as container prices fall and container depots fill up, logistics data show. Sasin Tipchai | 500Px | Getty ImagesWhile there was a shortage of containers at the height of the pandemic, the global economy is now facing the opposite problem: too many containers. It points to more signs of falling global demand and an impending economic slowdown. Turning away new clientsItalian container depot owner Sogese chief executive Andrea Monti told Container xChange his depots are full. watch nowMonti told Container xChange that the peak season of goods shipments — as Christmas looms — "technically did not happen this year."

☆ Meta employees are shell-shocked and angry after Mark Zuckerberg laid off 11,000 workers. Remaining staff are still unsure exactly who got fired.
▼ + stars: | 2022-11-10 | by ( Kali Hays | Rob Price | Sydney Bradley | ) www.businessinsider.com time to read: +11 min

Meta let go of 11,000 employees, and it's not clear which divisions and roles were most affected. Shortly before a somber video call with tens of thousands of employees on Wednesday, Mark Zuckerberg hosted a smaller call with managers at Meta. Zuckerberg fielded questions from managers asking how laid-off employees were chosen and how long the plan had been in the works. "Class act as always," one departing employee said sarcastically of Zuckerberg's call for laid-off workers. "This will add up to a meaningful cultural shift in how we operate," Zuckerberg told remaining employees.

☆ Flexible working has benefits for employee well-being — but access to the right technology is crucial
▼ + stars: | 2022-11-08 | by ( Created Insider Studios With Hp | ) www.businessinsider.com time to read: +8 min

Research suggests that flexible work arrangements are a key driver of overall employee well-being. HP portfolio of products have key built-in features designed to accommodate the various facets of flexible work. A growing body of research suggests that flexible work arrangements provide a wide range of well-being benefits, and can help drive productivity and employee engagement. We all need to be camera-ready in the world of flexible work, and this webcam helps us put our best face forward. Find out more about how HP can support flexible working.

Then, once you've improved your credit score by using a credit card responsibly, it can be easier to upgrade to more lucrative rewards credit cards. $0 Annual Fee View Full Details Learn moreBest for rotating bonus categories Discover it® Student Cash Back 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Intro offer Unlimited Cashback Match - only from Discover. Best for choosing your own bonus category: Bank of America Customized Cash Rewards for StudentsThe Bank of America® Customized Cash Rewards Credit Card for Students offers one of the most generous welcome bonuses of any student credit card. If you prefer a more hands-off approach, flat-rate rewards cards such as the Capital One Quicksilver Student Cash Rewards Credit Card or Bank of America® Travel Rewards Credit Card for Students could be a better pick. After you graduate, your card issuer may convert your student credit card into an equivalent, regular credit card.

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