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☆ California man accuses Southwest Airlines passenger of physically assaulting and hurling racist slurs at his wife on flight to Phoenix
▼ + stars: | 2022-09-25 | by ( Jordan Hart | ) www.businessinsider.com time to read: +3 min

Google software engineer Faraaz Sareshwala said his wife was assaulted on a Southwest flight to Phoenix. In a thread of tweets, he called out Southwest Airlines for not reprimanding the man he said is responsible. Sareshwala wrote that the man reportedly told the seatmates to "fuck off" and said "that bitch got what was coming for her." Sareshwala nor Southwest Airlines immediately responded to Insider's request for comment. On Wednesday, a man was arrested and banned from American Airlines after being seen punching a flight attendant in the back of the head.

☆ 2 companies were fined $325,000 after the EPA said they falsely marketed a pesticide as a weapon against COVID-19
▼ + stars: | 2022-09-23 | by ( Grace Dean | ) www.businessinsider.com time to read: +4 min

Zoono USA and Zoono Holdings were collectively fined $325,000. The EPA has reached settlements with the two companies: Zoono USA will pay a $205,000 civil penalty and Zoono Holdings will pay $120,000. Zoono USA and Zoono Holdings are owned by the New Zealand company Zoono Group. "Zoono Holdings takes regulatory responsibilities very seriously and as soon as Zoono Holdings received notification from the E.P.A. Zoono Group, Zoono USA, and United Airlines didn't immediately respond to Insider's requests for comment.

☆ RBI to raise rates again, slim majority of economists expect 50 bps hike: Reuters poll
▼ + stars: | 2022-09-23 | by ( Arsh Tushar Mogre | ) www.reuters.com time to read: +4 min

A Reserve Bank of India (RBI) logo is seen at the gate of its office in New Delhi, India, November 9, 2018. The RBI has lagged many of its global peers, despite inflation sticking above the top end of its target range of 2-6% all year. Register now for FREE unlimited access to Reuters.com RegisterIn the latest Reuters poll, economists were split five ways on what the RBI will do at its next meeting. Slightly over half, 26 of 51, said the RBI would go for a 50 basis point hike, taking the repo rate to 5.90%. Economists expected growth to average 6.2% and 6.5% over the next two years, the poll showed.

☆ University of Utah student arrested in alleged threat to detonate school's nuclear reactor if football team lost, officials say
▼ + stars: | 2022-09-22 | by ( Antonio Planas | Antonio Planas Is A Breaking News Reporter For Nbc News Digital. | ) www.nbcnews.com time to read: +3 min

The 21-year-old student posted the threat on the social media application Yik Yak, according to a university statement. “She acknowledged posting the statement and was arrested and taken to the Salt Lake County Jail and booked for making terroristic threats,” officials said. The University of Utah’s nuclear reactor, Hinojosa said, is secured and alarmed and police have unique protocols for managing any breach of the facility. According to the U.S. Department of Energy, the University of Utah is one about 25 universities with a nuclear reactor. Fans watch at the Utah Utes and the San Diego State Aztecs football game in Sept. 17, 2022.

When interest rates rise , bond prices go down in value. A bond's duration is the measure of its price sensitivity in relation to a change in interest rates. Before we get into it though, I need to provide some context about interest rates and how they correspond to bonds. With interest rates on the rise, bonds will pay higher coupons. Energy and materials have also done well due to the increase in prices (inflation) that comes along with rising interest rates.

The co-founder and CEO of Regent, Billy Thalheimer, said the company has already amassed a backlog of $7 billion worth of orders for its sea gliders. Once on the edge of the harbor, the Regent sea glider accelerates and takes off, staying within one wingspan of the water's surface. "When the vehicle is in the hydrofoils, basically it's like driving above the water surface on stilts," the CTO said. Following successful tests over the summer, Regent now aims for the Viceroy sea glider to enter service by the end of 2025. The startup is also developing a 100-passenger sea glider, dubbed the Monarch, that can carry 25,000 pounds of payload.

☆ EXCLUSIVE Qatar planning for World Cup fans to avoid prosecution for minor offences - Sources
▼ + stars: | 2022-09-21 | by ( Andrew Mills | ) www.reuters.com time to read: +5 min

Register now for FREE unlimited access to Reuters.com RegisterQatar's World Cup organisers, the Supreme Committee for Delivery and Leagacy, did not respond to a request for comment. "Remember, while you're in Qatar, you are subject to local laws," U.S. diplomat Morgan Cassell said in a YouTube video. While Qatari authorities have not confirmed this approach, special legislation taking effect during the tournament gives Qatar's World Cup security chief - known as the Gold Commander - significant leeway in tackling violations of Qatar's laws. Police plan tougher action when the safety of people or property is under threat, World Cup organisers told diplomats in a briefing a few months ago, several diplomats said. Security is just one challenge facing Qatar, the first Middle East country to host a soccer World Cup and the smallest nation to do so.

Those were the outcomes the last time the Fed, under Paul Volcker's leadership, battled super-high inflation in the 1980s. "While the Fed is still likely to view a soft landing as a modal outcome, the window appears to be narrowing," Bank of America economists wrote. Historically once the unemployment rate rises by half a percentage point, it continues to rise another point or two, if not more. This week's decision is expected to take the Fed policy rate to a range of 3%-3.25% from the current 2.25%-2.50%. Inflation projections, however, could stick close to those laid out in June, he said, amid "dueling forces from inflation persistence and a more aggressive Fed stance and likely recession."

☆ I work at Kleinfeld and help brides on 'Say Yes to the Dress.' I'm truly not acting on the show — here's what my job is actually like.
▼ + stars: | 2022-09-20 | by ( Perri Ormont Blumberg | ) www.businessinsider.com time to read: +8 min

Lisa Fuhrman has worked at Kleinfeld for 14 years and is a regular on "Say Yes to the Dress." I've been working at Kleinfeld for the past 14 years, and I've been a cast member on the "Say Yes to the Dress" television series for 10 years. I was watching TV one day and came across "Say Yes to the Dress." We've just completed 20 seasons of "Say Yes to the Dress." Being part of 'Say Yes to the Dress' is so much funFuhrman with a happy bride.

☆ Cinven seeks deal for Eurovita to meet demands to raise $250 million in capital
▼ + stars: | 2022-09-20 | by ( ) www.reuters.com time to read: +2 min

MILAN, Sept 20 (Reuters) - Italy's insurance watchdog has told life insurer Eurovita to quickly boost its capital reserves by around 250 million euros ($250 million), prompting its owner British private equity firm Cinven to seek a sale, sources said. Three sources close to the matter said Cinven, which last year unsuccessfully attempted to sell Eurovita, was again working with advisers Deutsche Bank and Citi to find a buyer. Italian daily MF reported earlier this month specialist life insurer Athora was eyeing Eurovita, after it entered the Italian market last year with the acquisition of mid-sized player Amissima Vita. Like other Italian insurers, Eurovita has seen premiums shrink during the pandemic. Demands by IVASS for insurer Cattolica to raise capital eventually led to its takeover by bigger rival Generali.

☆ I make over $475,000 in revenue each month as an Airbnb host. Here are the 10 most essential tools I use to manage 130 homes.
▼ + stars: | 2022-09-13 | by ( Dorothy Cucci | ) www.businessinsider.com time to read: +8 min

Humza Zafar is a 26-year-old Airbnb host who leases and rents out 130 units across 5 cities. I first started my Airbnb business almost two years ago, in November 2020. My goal was to work on the business, not work in the business. Here's the exact software I used to automate my Airbnb business, and how much each subscription costs me per month. Whether your goal is to grow a million-dollar company or just have more free time, I definitely recommend investing in management software.

☆ Student-loan borrowers still need answers from Biden on these 3 things before payments resume next year, according to a Democratic senator
▼ + stars: | 2022-09-13 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +4 min

Sen. Bob Menendez lauded Biden's recent $20,000 student-loan forgiveness announcement. But he said borrowers still need more answers before payments resume next year. He wants additional details on the PSLF waiver and income-driven repayment plans. Biden promised loan forgiveness on the campaign trail, and Menendez said it marks "an important step towards restoring faith in the American Dream." The Public Service Loan Forgiveness (PSLF) waiver.

☆ A senior VP at Canon uses a 'shout-out room' to keep employees engaged and motivated — here's how it works
▼ + stars: | 2022-09-10 | by ( Robin Madell | ) www.businessinsider.com time to read: +4 min

He fosters this with an internal "shout-out" chat room, where anyone can share and celebrate wins. I'm the senior vice president and general manager of the hybrid-workplace-solutions group (HSG) at Canon. During the pandemic, I helped to set up a 'shout-out room'This is an internal chat for employees to celebrate big and small wins. All of my team participates in the internal chat, as well as members of different business units and administrative departments. It's important we work together to achieve our business goals, but it's also important to be there for one another on a personal level.

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☆ With stocks falling again, here's how to protect your portfolio
▼ + stars: | 2022-08-29 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +6 min

Now stocks appear to be reversing course, having fallen steeply in the wake of Powell’s address. While it may be a bumpy road ahead, there are ways to mitigate potential damage to your portfolio in the coming months. Forget timing the marketYou may be tempted to sell equities and move the proceeds into cash or a money market fund. You’ll tell yourself you will move the money back into stocks when things improve. So check to see that your current allocation to stocks and bonds matches your risk tolerance and your ideal retirement date.

☆ I make $6,500 a month in rental income. After wanting to invest for 20 years, I used a HELOC to buy my first investment properties.
▼ + stars: | 2022-08-26 | by ( Kimanzi Constable | ) www.businessinsider.com time to read: +8 min

Amanda Hammett, 43, is a public speaker, consultant, and real-estate investor in Atlanta, Georgia. One idea that kept coming to my mind was real-estate investing. It never felt like we had the mental space or time to give real-estate investing a real thought. The goal is to replace my income as a speaker and consultant with real-estate income, and I'm on track to reach that goal this year. Are you a real-estate investor who wants to share your story?

Compared to actively managed funds, target-date funds also have lower management costs, better known as expense ratios. Cons of target-date fundsOn the flip side, target-date funds come with some cons as well, one being that they are modeled assuming a one-size-fits-all approach. Vanguard Learn More Minimum deposit and balance Minimum deposit and balance requirements may vary depending on the investment vehicle selected. Betterment Learn More Minimum deposit and balance Minimum deposit and balance requirements may vary depending on the investment vehicle selected. Wealthfront Learn More On Wealthfront's secure site Minimum deposit and balance Minimum deposit and balance requirements may vary depending on the investment vehicle selected.

There are three common metrics to evaluate dividend stocks: Dividend yield, dividend payout ratio, and dividend payout growth. Three important metrics can help you choose the best dividend stocks for your portfolio: dividend yield, dividend payout growth rate, and dividend payout ratio. Dividend payout growthThe dividend payout growth, also known as dividend growth rate (DGR), is the average percentage rate of growth a stock's dividend has experienced over a specific period (usually three, five, or 10 years). Dividend payout ratioFinally, look at the dividend payout ratio, or the percentage of a company's earnings or free cash flow used to cover dividend payments. Dividend yield vs. dividend growth rateA high dividend yield may signal a company that's not destined for a lot of growth.

A real estate limited partnership (RELP) is a private investment that pools investors' funds to buy, develop, and sell properties. Cue the real estate limited partnership (RELP), which lets you pool your money with other investors to buy, lease, and ultimately sell buildings. A real estate limited partnership, or RELP, is a legal entity formed to invest in real estate ventures. "Limited partnerships exist for varying durations, from months to decades, based on the business plan with the target investments," says Tom Blake, founder of Flexible, a tech-enabled real estate company that offers bespoke real estate transactions. The bottom lineReal estate limited partnerships let investors pool their resources to buy and develop real estate.

A Registered Investment Advisor (RIA) is a professional firm that manages the assets of clients and offers investment advice. During your search, you may have learned about Registered Investment Advisor (RIAs). And how does a Registered Investment Advisor differ from all those other folks offering financial advice? What is a Registered Investment Advisor (RIA)? What does the "registered" in Registered Investment Advisor mean?

☆ Rising layoffs, high inflation, and the dreaded R-word have American workers nervous. Here's a guide to managing your career in an uncertain economy.
▼ + stars: | 2022-07-18 | by ( Rachel Durose | Catherine Henderson | Rebecca Knight | ) www.businessinsider.com time to read: +16 min

The economic news is mixed: Inflation and interest rates are high, but the job market looks solid. It's possible that the Fed manages to cool off the economy and tame inflation without causing a spike in unemployment, said Flowers. "The outlook isn't as rosy as it was," Nick Bunker, the head of economic research at the jobs platform Indeed. If the thought of an economic downturn makes you fear for your job, you're not alone. Mentor someone else in your organization — if you're relatively new on the job yourself, take a student intern under your wing.

"I became a financial advisor to mentor my clients through all financial aspects of their lives," says John Stoj, investment advisor representative and founder of Verbatim Financial. Traditional financial advisors: These include Certified Financial Planners (CFP), brokers, Registered Investment Advisors (RIA), and wealth managers. Find a financial advisor near youJust about anyone can benefit from working with a financial advisor. 7 questions to a financial advisor before you hire themBelow are a few of the most important questions to ask a financial advisor you're considering hiring. The financial takeawayConsulting with a financial advisor is a smart way to make headway in achieving both short-term and long-term financial goals.

A financial advisor is a professional who provides clients with guidance pertaining to financial goals, mortgages, insurance, retirement, investing, and general financial management. "I became a financial advisor to mentor my clients through all financial aspects of their lives," says John Stoj, founder of Verbatim Financial. "In an ideal world, a financial advisor should look at your overall financial picture and help you build a plan to get to and through retirement," says Mary Lyons, financial advisor and founder of Benchmark Income Group. 7 questions to a financial advisor before you hire themBelow are a few of the most important questions to ask a financial advisor you're considering hiring. How much a financial advisor cost varies from advisor to advisor, and can look different depending on how they charge you.

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Avoid treating your retirement savings like a piggy bank — pretend it doesn't exist right now. No matter what goal is set, building retirement savings through a consistent investing plan is a prudent way to accomplish it. What you shouldn't do: Treat your retirement savings as a piggy bankI encourage people to treat their retirement savings like it is "not even there." By that, I mean retirement savings should not be viewed as a source of liquidity for emergencies or shorter-term goals. Retirement savings should only be seen as a long-term investment vehicle and accessed when the funds are needed for income in retirement.

It's painful to watch your portfolio drop, but there are strategic moves you can make during a bear market. Do a Roth conversion now if you've been considering it — you'll end up paying less in taxes. Below are three ways to take advantage of a bear market and position yourself for an eventual recovery. That is essentially what you would be doing by buying more of what you consider to be a high-quality long-term investment during a bear market. Of course, no one knows exactly when the bear market will end and a subsequent market rally will begin.

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