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“A shark came up and started attacking us and aggressively bumping us and ramming us from underneath,” Truwit recalled in an interview. Truwit was eventually airlifted to a Miami hospital, where she underwent multiple lifesaving operations before her leg was surgically amputated. She has never once missed a day of practice.”Truwit’s resiliency catapulted her to some of her best performances in the pool. By the end of last year, she had successfully competed in swimming nationals and the Paralympic swimming trials, qualifying with a time of 1:08.98. “I’m unique in that I was attacked by a shark, but I’m not unique in that we all go through hardship and trauma and tough times in life,” Truwit said.

Persons: Ali Truwit, Sophie Pilkinton, ” Truwit, “, Pilkinton, Truwit, ”, Paralympians, Kate Douglass, I’ve, Jamie Barone, ‘ I’m, ” Truwit’s resiliency, Jody Truwit Organizations: U.S, Yale University, Truwit, Paralympic Locations: Turks, Caicos, Miami, “, Paris

☆ Kamala Harris accepts Democratic nomination and Donald Trump visits the border: Morning Rundown
▼ + stars: | 2024-08-23 | by ( Elizabeth Robinson | Elizabeth Robinson Is A Newsletter Editor For Nbc News | Based In Los Angeles. | ) www.nbcnews.com time to read: +6 min

Donald Trump calls for mass deportations during a visit to the southern border. Harris spoke about her upbringing in San Francisco and her “unlikely journey” to becoming a prosecutor, senator and vice president. Anti-Trump sentiment was also a unifying theme this week, with both progressive and conservative speakers warning of the consequences if former President Donald Trump wins in November. Harris hammered the point in her speech, telling the crowd: "In many ways Donald Trump is an unserious man, but the consequences of putting Donald Trump back in the White House are extremely serious." Trump made the comments in an interview with NBC News during a visit yesterday to the U.S-Mexico border in Arizona.

Persons: Kamala Harris, Donald Trump, Harris, “, Read, Joe Biden, Trump, ”, ” Trump, Greg Abbott, Abbott, Sherry Yates Young, Donald Trump’s, Joe Biden’s, Domenick Fini, Ben Affleck, Jennifer Lopez’s, Lopez, — Daysia Tolentino, Elizabeth Robinson Organizations: DNC, Democratic, Democratic National Convention, Indian, Convention, Trump, noncitizens, NBC News, Texas Gov, Republican National Convention, Republican National Committee, NBC Locations: America, San Francisco, Gaza, Chicago, U.S, Mexico, Arizona, Utah

☆ Only 15% of Gen Z regularly saves a portion of their paycheck—how to start saving more today
▼ + stars: | 2024-08-23 | by ( Jade Thomas | ) www.cnbc.com time to read: +1 min

Gen Z adults aren't saving their money. Only 15% of Gen Z regularly puts a portion of their paycheck into a savings account, according to a recent Bank of America survey. And just 1 in 5 Gen Zers are contributing to a retirement account. Gen Z is typically defined as those born between the years of 1997 and 2012. The good news: Gen Zers are still under 30, and have plenty of time to save money and develop smart financial habits.

Persons: Gen Z, Zers, Gen, it's, Douglas Boneparth, Winnie Sun, Sun, you've Organizations: of America, Sun Group Wealth Partners

☆ RFK Jr. suspends presidential campaign
▼ + stars: | 2024-08-23 | by ( Aaron Pellish | Edward-Isaac Dovere | ) edition.cnn.com time to read: +4 min

CNN —Independent presidential candidate Robert F. Kennedy Jr. announced at a news conference in Phoenix Friday that he is suspending his campaign and endorsing Trump. Kennedy insisted that he was not ending his campaign, but he noted that he will withdraw his name from appearing on ballots in swing states. If you live in a blue state, you can vote for me without harming — or helping — President Trump or Vice President Harris. Kennedy running mate Nicole Shanahan praised him following his announcement and urged him to “save our children” in a social media post. But Kennedy’s support for Trump was clear Friday afternoon.

Persons: Robert F, Kennedy Jr, Trump, ”, Kennedy, —, Harris, “, I’ve, Nicole Shanahan, Shanahan, Bobby, CNN Kennedy, Abraham Lincoln’s, Donald Trump, Kennedy’s, hadn’t, Paul Rossi, ” Trump Organizations: CNN, Independent, Phoenix, “, White, Democratic Party, Trump, RFK Jr Locations: Pennsylvania, Arizona

☆ Why remote work has staying power: It's 'still kicking,' economist says
▼ + stars: | 2024-08-23 | by ( Greg Iacurci | ) www.cnbc.com time to read: +3 min

watch nowSuch arrangements were rare before the pandemic, economists said. While remote work opportunities have waned from their peak, they appear to have stabilized well above their pre-pandemic levels, economists said. "Remote work is not going away," Nick Bloom, an economics professor at Stanford University who studies workplace management practices, recently told CNBC. Why remote work has enduredRemote work has endured largely because it benefits both workers and employers, economists said. Remote work also opens up the pool of potential candidates during hiring, Bunker said.

Persons: Taiyou, Nick Bunker, Nick Bloom, Bunker, Bloom Organizations: Digitalvision, North America, Stanford University, CNBC, Finance, Workers, Research Locations: U.S

☆ There's still time to max out 401(k) contributions for 2024 — but some investors shouldn't, experts say
▼ + stars: | 2024-08-23 | by ( Kate Dore | Cfp | ) www.cnbc.com time to read: +1 min

There's still time to boost 401(k) contributions and max out your plan account for 2024, but not everyone should, according to financial advisors. For 2024, employees can defer up to $23,000 into 401(k) plans, up from $22,500 in 2023, with an extra $7,500 for workers age 50 and older. Some 14% of investors maxed out their 401(k) employee deferrals in 2023, according to a 2024 report from Vanguard. Meanwhile, the average 401(k) savings rate in 2023 — including employee deferrals and company contributions — was an estimated 11.7%, which matched a record high from 2022, the same Vanguard report found. If you can afford to go further and max out your 401(k) for 2024, here are three things to consider first, experts say.

Persons: There's, Donald LaGrange, Murphy, Walz's, LaGrange, deferrals, — Organizations: Sylvest Wealth Management, Finance, Social Security, Vanguard Locations: Dallas

☆ US stocks are overvalued because of unrealistic expectations for AI-powered economic growth, Vanguard says
▼ + stars: | 2024-08-23 | by ( Filip De Mott | ) www.businessinsider.com time to read: +3 min

Investors are too optimistic about the near-term prospects of AI, Vanguard said. "This is double the annualized rate of the 1920s, when electricity lit up the nation," Vanguard wrote. AdvertisementBut Vanguard global chief economist Joe Davis thinks expectations are too high, and says that stocks are overvalued even if the AI boom plays out as anticipated. For context, the S&P 500's trailing one-year earnings growth rate through the second quarter of 2024 was 10.9%, according to FactSet data. That's probably not going to happen, which means we're unlikely to experience an AI-driven economic boom in 2025," he said.

Persons: —, Joe Davis, It's, Davis, BlackRock Organizations: Vanguard, Service

☆ Marc Guiu produces early contender for worst miss of the season in Chelsea’s Conference League victory over Servette
▼ + stars: | 2024-08-23 | by ( Matias Grez | ) edition.cnn.com time to read: +1 min

CNN —Chelsea striker Marc Guiu left Stamford Bridge stunned after producing an early contender for the worst miss of the season in the team’s 2-0 win over Servette in the first leg of their Conference League playoff. To make matters worse, Guiu then failed to score with two follow-up attempts that came from his miss. Despite Chelsea retaining possession and going on the attack again, Guiu sat hunched over in disbelief inside the penalty area. Nkunku scored the opener for the Blues from the penalty spot. “The way he works off the ball, he runs a lot, he presses, it doesn’t matter, he is going to score for sure.”

Persons: Marc Guiu, Christopher Nkunku, Guiu, Jérémy Frick, Frick, Noni Madueke, Nkunku, Tony O Brien, Reuters “, ” Chelsea, Enzo Maresca, Guiu’s Organizations: CNN, Chelsea, Stamford Bridge, Servette, Conference League, Blues, Reuters Locations: Spanish, Switzerland

How to stream NFL games without cableBelow, we'll dive deeper into all your NFL streaming options. We'll show you how to watch Thursday Night Football, Monday Night Football, Sunday Night Football, and more, whether you want an all-inclusive streaming service or cheaper monthly subscriptions. What you get:Local games on FoxLocal games on CBSSunday Night Football on NBCMonday Night Football on ESPNNFL Network gamesWhat you don't get:Thursday Night Football gamesOut-of-market games**Out-of-market games are available with the NFL Sunday Ticket package. What you get:Thursday Night Football gamesExclusive Wild Card game in January 2025What you don't get:Local games on CBSLocal games on FoxMonday Night Football on ESPNSunday Night Football games on NBCNFL Network gamesOut-of-market Sunday afternoon gamesNFL+NFL+ Subscription NFL Plus lets you stream live games to your phone or mobile device, and watch on-demand content from NFL Films and the NFL Network. The platform will let you watch local and primetime broadcast games (regular and postseason), NFL Network games, and out-of-market preseason games.

Persons: we've, Hulu's, Peacock, Al Michaels, Kirk Herbstreit, Kaylee, There's, DAZN, Flatenna, ExpressVPN, you'll Organizations: Business, NFL, Super, Football, TV, NFL Network, Fox, NBC, ESPN, CBS, Sling, ESPN NFL Network, Fubo, Hulu, Fox Local, Disney Plus, Disney, YouTube, NFL Redzone, Sports, NFL Sunday, Sunday, CBS Local, Fox Monday, Paramount, Nickelodeon, Comedy Central, BET, MTV, Showtime, Fox Sunday, Amazon, Amazon Prime, Thursday, ESPN Sunday Night, NBC NFL Network, NFL Films, NFL RedZone, MLB, NHL, UFC, ESPN ESPN, Jets, 49ers, Bengals, Seahawks, Lions, Ravens, Buccaneers, Chargers, Cardinals, Giants, Steelers, Cowboys, Bears, Apple, Android, Smart, Sony, LG, Panasonic, PlayStation, Xbox, Night Football NFL Network, Twitch Locations: United States, China, United Kingdom, Canada, Australia, AWST

“They are using food as a weapon,” a senior aid official told CNN. “No official travel authorization has been granted to humanitarian partners to implement activities outside of Sittwe township since November 2023,” a senior aid official told CNN. The UN aid officials made clear in their meetings, which have not been previously reported, that the status quo is unacceptable, the sources said. A World Food Programme (WFP) warehouse in Maungdaw was looted and burned in June, depriving that community of urgently needed food aid. A senior UN aid official in Myanmar blamed the funding shortfall in part on international apathy.

Persons: CNN — Khin Mar Cho, Soldiers, Byine Phyu, Khin Mar Cho, ” Khin Mar Cho, “, —, ”, Myint Kyaw, Sen, Min Aung, Mohammed, ” Mohammed, Shayna Bauchner, we’ve, OCHA, Sai Aung, Rakhine —, Ejaz, Jamila, Bangladesh Azim Khan Ronnie, Buthidaung, drenching, ” Jamila, ULA, ” Sajjad Mohammad Sajid Organizations: CNN, United Nations, Arakan Army, AA, UN, Myanmar’s Ministry of Information, AFP, Getty, Partners Relief, Development, Human Rights, ” Aid, SAC, Administration Council, Food, UN Office, Humanitarian Affairs, UN Security Council, European Union, Aid, Human Rights Watch, Solent, Myanmar, Development Coordination, United League of, Programme, Junta Locations: Myanmar, Byine, Rakhine, Sittwe, Rakhine State, Myanmar’s, Yangon, “, Sai, AFP, China, Buthidaung, Bangladesh, Cox’s Bazar, Cox's Bazar, Bangladesh Tanbirul Miraj Ripon, Kutupalong, Tanbirul Miraj Ripon, Arakan, Maungdaw, ULA, Gaza, Ukraine

☆ National Cheap Flight Day: Follow these 3 tips to find affordable airfare
▼ + stars: | 2024-08-23 | by ( Nicolas Vega | ) www.cnbc.com time to read: +3 min

With the peak summer travel season winding down, it's time for National Cheap Flight Day. "There's no specific day where flights are going to be at their cheapest," Katy Nastro, a travel expert at Going, tells CNBC Make. Instead, Nastro says that the best time to book air travel will always be in relation to when you're planning on flying. Here are three travel expert-approved tips for National Cheap Flights Day. They're watching data, they're watching traveler behavior and they're mapping out these pockets where they can be super competitive," she says.

Persons: Katy Nastro, That's, Nastro, it's, Gemma Jamieson, Skyscanner's, we're Organizations: CNBC, Google, Airlines

☆ I Work at Yellowstone With Free Housing, Meals, and 3-Day Weekends
▼ + stars: | 2024-08-23 | by ( Ana Altchek | ) www.businessinsider.com time to read: +5 min

Read previewThis as-told-to essay is based on a conversation with Josie Weaver, a 28-year-old employee at Yellowstone National Park. AdvertisementMammoth Hot Springs Employee Prom 2023. Me and my friend group on a Yellowstone employee ski trip to Grand Targhee. Josie WeaverSome aspects of the lifestyle can make it hard to build rootsRelationships move quickly here because we all live and work together. I've had a lot of friends who met here and got married and now have Yellowstone babies which is cool.

Persons: —, Josie Weaver, I'm, It's, There's, I've, you'll, it's, that's Organizations: Service, Business, Yellowstone's Locations: Gallatin, Middle Teton, Dunanda, Yellowstone

☆ If Your Debt Is Ballooning, There Are Steps You Can Take
▼ + stars: | 2024-08-23 | by ( Ann Carrns | ) www.nytimes.com time to read: +1 min

Americans are increasingly struggling with credit card debt and other loans, and consumers are paying more for basic banking services like A.T.M. And 42 percent of households carrying balances on credit cards reported that their overall debt level was “unmanageable,” up from 38 percent in 2022, the network found. More borrowers have been falling behind on credit card payments, especially those who have maxed out spending on their cards, according to the Federal Reserve Bank of New York. Making payments on credit cards as well as car loans, student loans and other installment loans has been increasingly challenging for consumers, the financial network found. (The analysis, which the network publishes annually, is based on public data and a nationally representative survey of consumers.)

Persons: ”, Hannah Gdalman Organizations: Financial Health Network, Federal Reserve Bank of New Locations: Federal Reserve Bank of New York

My wife and I just got married, but we've been open about our finances our whole relationship. For some expenses like retirement planning, keeping our finances separate makes sense. That means we're able to work toward our financial goals of finding our forever home, paying off any student loan debt, and allocating funds for things we love, like vacations and dinners at our favorite restaurants. We're planning our retirements separatelyAlthough we are a couple, we keep some aspects of our finances separate. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes.

Persons: we've, —, Roth, it's, we're, doesn't Organizations: Service, Urban Outfitters

☆ Engineers have found a way to bootstrap their way to smarter AI models as they wait for Chat GPT-5
▼ + stars: | 2024-08-23 | by ( Emma Cosgrove | ) www.businessinsider.com time to read: +4 min

Read previewChat GPT-5, the next version of OpenAI's language model that changed everything, is on the way. As AI developers wait to test GPT-5, some have found a new way to bootstrap their way to more advanced AI without an entirely new model. Fewer idle GPUs then translate to more affordable computing, as Davis explained on the No Priors podcast released Thursday. When Davis and his co-authors used the compound AI method, the layered model produced the correct answer 37% of the time — a nearly 10-fold increase. "I think people are getting more sophisticated at thinking about cost in more of a life-cycle way," Davis said.

Persons: —, Jared Quincy Davis, Davis, Sarah Guo, Elad Gil, iterating Organizations: Service, Business, Foundry, Lightspeed Venture Partners, Sequoia Capital, Systems

☆ The best and worst airports to have an early morning flight, according to a travel expert who flies 200,000 miles a year
▼ + stars: | 2024-08-23 | by ( Joey Hadden | ) www.businessinsider.com time to read: +1 min

Travel expert Gilbert Ott advises booking early flights to avoid delays. The best airports for early flights are well-located and have hotels and good food. Go to newsletter preferences Thanks for signing up! AdvertisementNo one wants to wake up before the sun comes up to get to the airport, but taking the first flight out has its perks, says Gilbert Ott, a travel expert who flies roughly 200,000 miles a year. This story is available exclusively to Business Insider subscribers.

Persons: Gilbert Ott, —, Ott Organizations: Service, Business

The average 30-year mortgage rate fell to 6.46% this week, according to Freddie Mac. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. 30-Year Fixed Mortgage RatesThe average 30-year fixed mortgage rate was 6.46% this week, according to Freddie Mac. 15-Year Fixed Mortgage RatesAverage 15-year mortgage rates were 5.62% this week, according to Freddie Mac data, which is a four-basis-point decrease from the previous week. As inflation comes down and the Federal Reserve is able to start cutting the federal funds rate, mortgage rates should fall further as well.

Persons: Freddie Mac, Sam Khater, Freddie Mac's Organizations: National Association of Realtors, Zillow, Federal Reserve Locations: Chevron

☆ Harry Potter didn't 'save the world' at the end of the series, and the last sentence of the book is proof
▼ + stars: | 2024-08-23 | by ( Indira Martinez | ) www.businessinsider.com time to read: +4 min

Read previewHarry Potter is lauded as the brave and successful hero of his titular fantasy series, but what actually changed after he defeated Voldemort? The real evils plaguing the Wizarding World cut deeper than one powerful villain. And based on Harry's thoughts right after the Battle of Hogwarts, his actions didn't get to the root of the issue. In the Wizarding World, house-elves are imprisoned and forced to do manual labor despite the fact that wizards could easily accomplish those tasks using, you know, magic. Unsurprisingly, 19 years later, wizard supremacy is alive and wellThe "Harry Potter" series ends with a flash-forward to 19 years later.

Persons: —, Harry Potter, Voldemort, didn't, Hallows, Harry, Voldemort didn't, Riddle, Salazar Slytherin, Hogwarts, Voldemort wasn't, Grindelwald, Albus, Ron, nonchalantly, it's, they're, James Potter Organizations: Service, Business, Brethren, Ministry of Magic, Warner Bros, Hogwarts Locations: —, Hogwarts

☆ A $2.30-a-day basic income trial is trying to save the Amazon rainforest
▼ + stars: | 2024-08-23 | by ( Mia Jankowicz | ) www.businessinsider.com time to read: +4 min

Read previewGroups backing a universal basic income trial in Peru are hoping that unconditional payments to Indigenous communities will help preserve the Amazon rainforest. Universal basic income — for the rainforestAn aerial view of Asháninka territory in the Peruvian Amazon Cool Earth$2.30 a day wouldn't go far in the US or Europe. AdvertisementNumerous universal basic income trials have proliferated worldwide, but most are focused on social and economic outcomes. Cool Earth hopes that the basic income will remove incentives to be involved in deforestation. Communities that participated in Cool Earth's prior cash transfer projects saw up to 46% less deforestation compared to similar neighboring communities, Felandro added.

Persons: —, Isabel Felandro, Felandro, Johan Oldekop, Oldekop, Cool Organizations: Service, Business, Atlanta, Manchester University, Guardian Locations: Peru, Peruvian, Europe, Los Angeles, Chicago, Denver, New Guinea, Congo

☆ Can a robot give a decent massage? We tested one at a luxury hotel in New York City
▼ + stars: | 2024-08-22 | by ( Tracy Kaler | ) www.cnbc.com time to read: +5 min

But a recent appointment at ila Only Spa at the luxurious Lotte New York Palace hotel didn't resemble past spa experiences. Litman secured $80 million in funding and spent seven years on research and development before launching the world's first customizable robot massage in March. What a robot massage feels likeFor those who are uncomfortable stripping down in front of a stranger, Aescape solves the problem. I lay face down on the massage table, which was firmer than a typical spa table. I typically request moderate pressure from massage therapists, but Aescape's middle setting felt intense.

Persons: I'm, Eric Litman, It's, Aescape, Litman, Tristina Damico, massages, Aescape massages Organizations: Lotte New, Lotte, Massage, New Yorkers, Global Wellness Institute Locations: ila, Lotte New York, New York, York, New York City, Union Square, Midtown Manhattan, U.S, Aescape, Aerwear

☆ I spend $1,300 a year on credit-card fees to get big travel perks. Here are ones I swear by and which I won't pay for again.
▼ + stars: | 2024-08-22 | by ( Jamie Davis Smith | ) www.businessinsider.com time to read: +6 min

I'm a frequent traveler spending $1,300 a year on credit card fees to get great perks. My United℠ Explorer Card card has gotten me priority boarding but I'm not sure I want to keep it. For years, I prided myself on using no-fee credit cards that offered a small amount of cash back on purchases. But I changed my mind once I started traveling more and learning about the perks some credit cards offered. Here are my favorite travel card perks, plus a few I've enjoyed but would be OK losing.

Persons: I'm, —, I've, Taylor Rains Organizations: American Express, Service, Honors, Chase, United, United Club Locations: New Delhi, Washington, DC

☆ I'm a mom of 4 and have done back-to-school shopping for over a decade. These are the 3 things I've learned.
▼ + stars: | 2024-08-20 | by ( Nicole Johnson | ) www.businessinsider.com time to read: +6 min

Read previewBack in the 80s and 90s, school shopping seemed straightforward and relatively inexpensive. As the parent of four children who's been back-to-school shopping for over a decade, I have realized the real key to surviving this time of year is being creative. With two in middle school and two in college, back-to-school shopping costs me almost as much as (if not more than) our family's most expensive holiday, Christmas. If nothing works out from last year's clothing, many secondhand stores will buy the kid's clothes that no longer fit. If they choose to spend more on school supplies, it will impact the amount they are allowed to spend on clothes.

Persons: —, I'm, who's, I've, haven't Organizations: Service, Business, Local, Facebook, Nike

☆ Opinion | What Harris Has to Do Next, and Fast
▼ + stars: | 2024-08-20 | by ( Patrick Healy | ) www.nytimes.com time to read: +1 min

If the Republican convention’s message for America last month had to fit on a bumper sticker, it would read, “Trump is God.” Delegates deified him relentlessly as the risen Trump after the assassination attempt. They told me over and over that he was spared to save the country with his re-election. Only on the final night did Donald Trump come crashing down to earth with his nomination speech. The most divisive man in America was suddenly getting a measure of good will from skeptical voters after he was nearly killed. The good news for Democrats is that Harris seems to understand this.

Persons: “ Trump, ”, Trump, Donald Trump, Biden’s, “ Harris, Don’t, Bill Clinton, Kamala Harris, Harris Organizations: America, Democratic, “, Democrats Locations: America

☆ How buyers and sellers are navigating real estate’s seismic shake-up
▼ + stars: | 2024-08-19 | by ( Samantha Delouya | ) edition.cnn.com time to read: +6 min

Traditionally, home sellers in the US have been responsible for paying real estate commissions. The standard 5% or 6% commission was usually split between the seller’s broker and the buyer’s broker, referred to as cooperative compensation. After August 17, sellers and their agents are prohibited from advertising how much they would pay to a buyer’s agent in the MLS. Given the new rules, McMahan said she might reconsider her offer of a 3% buyers’ broker commission the next time she sells her home. These agreements are intended to inform buyers that they may be responsible for covering their Realtor’s commission payment themselves if a seller chooses not to offer it.

Persons: Dana McMahan, ” McMahan, “, McMahan, ”, —, David Ryder, Bill Colson, Colson, ” Colson Organizations: CNN, National Association of Realtors, Realtors, MLS, ”, NAR, Bloomberg, Getty, Maryland, Navy Locations: Louisville , Kentucky, Blue Ridge , Georgia, Maryland, Georgia

☆ I'm a professional declutterer. Dorm rooms can get messy fast — here are 4 tips for keeping dorm rooms clutter-free.
▼ + stars: | 2024-08-16 | by ( Julia Williamson | ) www.businessinsider.com time to read: +4 min

Living in a pile of clutter makes it harder to get your schoolwork done and harder to have fun. I'm a professional declutterer specializing in clearing out spaces and ensuring they're being utilized properly. So here are four tips to better manage your dorm room this school year — at least your side of it. Go vertical whenever possibleSome dorm room beds can be raised to create storage space underneath, so take advantage of it. AdvertisementIf your bed goes really high, increase your floor space by putting your desk or a comfy chair below.

Persons: —, I'm, that's, You'll, It's Organizations: Service, Business, Princeton University

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