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☆ Welcome to the final phase of software eating the world. SaaS companies beware, you're on the menu this time.
▼ + stars: | 2023-05-22 | by ( Stephanie Palazzolo | ) www.businessinsider.com time to read: +7 min

This could disrupt the way software is created, distributed, and used, VCs and startup founders say. This outcome would flip the traditional software industry on its head, calling into question the value of SaaS companies in a world where everyday people can build software themselves. "This is the final chapter of software eating the world, where a bunch of people can create enterprise software within the enterprise." A 'healthy pressure' for traditional SaaS providersTo be sure, the death of the traditional software company still seems a long way off. However, even skeptics admit that the threat of generative AI to traditional SaaS will push established software companies to prove their worth.

☆ Opinion: A boast that could sink Trump
▼ + stars: | 2023-05-21 | by ( Richard Galant | ) edition.cnn.com time to read: +20 min

We’re looking back at the strongest, smartest opinion takes of the week from CNN and other outlets. CNN —“I’m the one that got rid of Roe v. Wade,” former President Donald Trump boasted Tuesday on Newsmax. Congress has the power to rein in the court, wrote CNN legal analyst and law professor Steve Vladeck, whose new book “The Shadow Docket” focuses on the Supreme Court. Courtesy Boaz FreundIn 2019, then-President Trump issued an executive order requiring hospitals to post the prices of common medical services and procedures. For some, its celebration of a multiracial but purely fictional British aristocracy may even be a big part of its appeal.”As escapism, “Queen Charlotte” is a success.

It's important to understand your money story — the beliefs you have about how you get and spend money. "Emotions can cause and contribute to how you spend money, and vice versa, how we spend can cause and contribute to our emotional state being affected. Financial literacy isn't enough to solve many problems »Audit your emotions — and consider a journalTo get in touch with your emotions around money, keep track of them, suggests Wamala. "Ignoring your emotions keeps you in the dark when it comes to how and why you spend money," she says. "Rather than demonizing our money-related emotions, it's a much more empathic and sustainable approach to get curious about your emotions."

But he'll stay home on Election Day should Trump win his party's nomination to take on Joe Biden in 2024. In Pennsylvania and Michigan, the size of the Ukrainian-American community outstrips Trump's margin of victory in 2016, according to the analysis. During a CNN town hall last week, Trump refused to say if he wanted Ukraine to win its war with Russia, when questioned about the conflict. Neither politician responded to requests for comments about the Ukraine war, nor did the Republican National Committee. Democratic U.S. Representative Susan Wild, who won Stawnyczyj's district by less than 5,000 votes in 2022, said that courting the Ukrainian-American vote would be crucial.

☆ From Amazon to Wendy's, how 4 companies plan to incorporate AI—and how you may interact with it
▼ + stars: | 2023-05-19 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

Artificial intelligence is no longer limited to the realm of science-fiction novels — it's increasingly becoming a part of our everyday lives. AI chatbots, such as OpenAI's ChatGPT, are already being used in a variety of ways, from writing emails to booking trips. In fact, ChatGPT amassed over 100 million users within just months of launching. AI's boom in popularity has many companies racing to integrate the technology into their own products. Here are four companies that are already utilizing AI's capabilities and how it may impact you.

☆ Bats carry killer viruses. Scientists suggest ways to cope.
▼ + stars: | 2023-05-19 | by ( ) www.reuters.com time to read: +6 min

“I have to think on a landscape scale.”Research in Australia also is deepening scientists’ understanding of bats. Flying foxes travel long distances in search of food, dispensing seeds and pollinating trees along the way. As deforestation destroyed habitats and further disrupted the food supply, the bats have increasingly formed year-round roosts near people, they noticed. Native gums flowering around Gympie lured the flying foxes away from horse paddocks and more urban areas. In fact, the most dangerous areas for spillover aren’t rare, pristine habitats absent of humans, scientists say.

☆ Bank of England governor says the UK is facing a wage-price spiral
▼ + stars: | 2023-05-18 | by ( Jenni Reid | ) www.cnbc.com time to read: +2 min

Susannah Ireland | Afp | Getty ImagesLONDON — After more than a year of warnings, Bank of England Governor Andrew Bailey says the U.K. is now experiencing a wage-price spiral despite 12 consecutive central bank interest rate hikes. "But it also reflects second-round effects as the external shocks we have seen interact with the state of the domestic economy." These areas of persistence, he continued, include domestic wage growth and price setting. The U.K. inflation rate surprised economists by holding above 10% in March. The Bank of England sees signs of a slowdown in wage growth, but observes that services inflation remains elevated, Bailey added.

With the introduction of new AI features, corporate finance teams will have improved oversight, Ramp CEO Eric Glyman told Reuters. For instance, companies will be able to better detect unusual employee spending in real time, said Ramp investor Logan Bartlett of Redpoint Ventures. The new features also include an accounting co-pilot that makes doing manual tasks much faster. Generative AI has the ability to synthesize large amounts of data and interact using humanlike language. Ramp partnered with OpenAI, the AI behind the chatbot sensation ChatGPT, to build the AI enhancements.

☆ Gun-loving Texas, where most households own a firearm, has become an epicenter of mass shootings
▼ + stars: | 2023-05-17 | by ( Emma Tucker | ) edition.cnn.com time to read: +23 min

CNN and the GVA define a mass shooting as a shooting that injures or kills four or more people, not including the shooter. They argue that more firearms and higher gun ownership increases public safety – a stance that continues to be at odds with gun violence experts and data. The area around the Robb Elementary School signs has become a memorial dedicated to the victims of the May 24 mass shooting. Mass shootings are just a piece of that, and the strategies that we’re laying out will impact mass shootings. They’ll also impact a lot of other types of gun violence and that’s absolutely critical to saving lives,” Horwitz said.

☆ Gen Z Fast Fashion, Live Shopping, Clothes Addiction Destroying Planet
▼ + stars: | 2023-05-17 | by ( Eve Upton-Clark | ) www.businessinsider.com time to read: +13 min

The Gen Z paradoxGen Z's economic power is growing faster than other generations, according to Bank of America. In the US, fashion is the preferred category for entertainment spending among Gen Z, outranking dining out, video games, and music. A 2021 McKinsey survey found that 42% of American Gen Zers said they didn't even know what makes clothes sustainable. In addition to pushing people to buy more clothes, the buy-now, think-later model of live shopping also encourages people to buy clothes that are worse for the planet. To solve that problem, she founded Viviene New York in 2022, a Gen Z-led marketing agency that helps sustainable brands connect with Gen Z audiences through social media.

☆ YouTube recommended videos about guns, school shootings, and serial killers to researchers simulating accounts of young boys
▼ + stars: | 2023-05-17 | by ( Aaron Mcdade | ) www.businessinsider.com time to read: +5 min

A new study on YouTube's recommendation algorithm found it pushed violent videos to children. Researchers from the Tech Transparency Project created four accounts for fictional nine and 14-year-olds. Accounts that watched recommended videos received hundreds more violent videos than the ones that didn't. For the following month, researchers tracked hundreds of videos recommended daily to the fictional children on YouTube's homepage. One of each pair of the accounts chose to watch at least 50 of the recommended videos, while the other accounts did not interact with the violent recommendations.

☆ Premarket stocks: Senators blame excessive CEO pay for regional bank failures
▼ + stars: | 2023-05-17 | by ( Nicole Goodkind | ) edition.cnn.com time to read: +7 min

Joseph DePaolo, the former CEO of Signature Bank, received about $8.6 million. Becker said his cash and stock bonuses were “predetermined” and that he wasn’t aware of when they would be paid out. “If you’d bought those hedges [against Treasuries purchased by the bank], that would have cut into your profits, wouldn’t it? “And when the banks blow up, Mr. Becker and Mr. Shay get to keep all the money. And that is just plain wrong.”ChatGPT goes to WashingtonOpenAI CEO Sam Altman also made his way to the Senate on Tuesday.

☆ Andreessen Horowitz and General Catalyst lead $50 million seed round in Hippocratic AI to deliver large language models to healthcare providers
▼ + stars: | 2023-05-16 | by ( Stephanie Palazzolo | ) www.businessinsider.com time to read: +5 min

Hippocratic AI is a large language model company aiming to serve healthcare providers. Now, the entrepreneur is marrying his interest in healthcare with his experience as a multi-time AI founder to create Hippocratic AI, a healthcare-focused large language model company. First, Hippocratic AI tested its large language model against 114 different healthcare certifications, 105 of which its model outperformed OpenAI's GPT-4 on, Shah told Insider. Despite its intensive model training efforts and recent hefty capital infusion, Hippocratic AI has yet to release a product. "This language model business has turned software development back into a capital intensive business," he said.

☆ Your iPhone will soon be able to replicate your voice after 15 minutes of training
▼ + stars: | 2023-05-16 | by ( Samantha Murphy Kelly | ) edition.cnn.com time to read: +3 min

CNN —Apple on Tuesday announced a series of new accessibility tools for the iPhone and iPad, including a feature that promises to replicate a user’s voice for phone calls after only 15 minutes of training. With an upcoming tool called Personal Voice, users will be able to read text prompts to record audio and have the technology learn their voice. A related feature called Live Speech will then use the “synthesized voice” to read the user’s typed text aloud during phone calls, FaceTime conversations and in-person conversations. In the blog post, Apple said the Personal Voice feature uses “on-device machine learning to keep users’ information private and secure.”Other tech companies have experimented with using AI to replicate a voice. In addition to the voice features, Apple announced Assistive Access, which combines some of the most popular iOS apps, such as FaceTime, Messages, Camera, Photos, Music and Phone, into one Calls app.

☆ Mr. ChatGPT goes to Washington: OpenAI CEO Sam Altman set to testify before Congress
▼ + stars: | 2023-05-16 | by ( Brian Fung | ) edition.cnn.com time to read: +3 min

As the CEO of OpenAI, Altman, perhaps more than any other single figure, has come to serve as a face for a new crop of AI products that can generate images and texts in response to user prompts. In interviews this year, Altman has presented himself as someone who is mindful of the risks posed by AI and even “a little bit scared” of the technology. Others want Altman and OpenAI to move more cautiously. “I think moving with caution and an increasing rigor for safety issues is really important,” Altman said at an event last month. “The letter I don’t think was the optimal way to address it.”– CNN’s Jennifer Korn contributed to this report.

While Alphabet has had a strong 2023, Loop Capital thinks the proliferation of artificial intelligence could hinder the stock going forward. Loop downgraded Alphabet to hold from buy. We disagree however with management's characterization that AI proliferation is similar [to] the transition to mobile. Loop found that following Meta, Alphabet has the highest total GAAP expenses per employee among the big four tech names including Microsoft and Apple. "We think long-term structural uncertainties surrounding the AI transition will keep investors nervous as the landscape evolves and put a ceiling on valuation," said the analyst.

☆ A Florida teacher says the state is investigating her for showing students the Disney movie 'Strange World,' which features an LGBTQ character
▼ + stars: | 2023-05-15 | by ( Kenneth Niemeyer | ) www.businessinsider.com time to read: +4 min

A teacher in Florida says she is being investigated for showing her students "Strange World." "Strange World" features Disney's first openly LGBTQ lead character. Released in 2022, "Strange World" follows a family of explorers who travel through various jungles and other "uncharted" land. "Strange World" attracted backlash from conservatives after its release because one of the characters is Disney's first openly LGBTQ lead. Zee indicated in the tweet that his friend, a school teacher, was being investigated after showing their class "Strange World."

☆ This OpenAI channel is full of people sharing GPT prompts for everything from applying to jobs to learning a language
▼ + stars: | 2023-05-15 | by ( Sindhu Sundar | ) www.businessinsider.com time to read: +2 min

There's a "prompt-library" channel on OpenAI's Discord server, where users are sharing tips. They're crafting GPT prompts to help elicit better responses to queries, or create writing and code. (There are sample prompts that help users get ChatGPT's help to prepare for interviews, for instance.) Other prompts help with learning new skills, like a language. Others seem to be for perhaps less above-board uses, like how to get advanced versions of OpenAI's advanced tools to produce content that could outsmart AI-detectors.

Interviews with a U.S. senator, congressional staffers, AI companies and interest groups show there are a number of options under discussion. Some proposals focus on AI that may put people's lives or livelihoods at risk, like in medicine and finance. Other possibilities include rules to ensure AI isn't used to discriminate or violate someone's civil rights. Another debate is whether to regulate the developer of AI or the company that uses it to interact with consumers. GOVERNMENT MICROMANAGEMENTThe risk-based approach means AI used to diagnose cancer, for example, would be scrutinized by the Food and Drug Administration, while AI for entertainment would not be regulated.

☆ Who is Sam Altman? The man behind ChatGPT is about to have his moment on Capitol Hill
▼ + stars: | 2023-05-15 | by ( Jennifer Korn | ) edition.cnn.com time to read: +9 min

New York CNN —For a few months in 2017, there were rumors that Sam Altman was planning to run for governor of California. Altman, the CEO and co-founder of OpenAI, the artificial intelligence company behind viral chatbot ChatGPT and image generator Dall-E, is set to testify before Congress on Tuesday. Maybe I’m wrong?’ Thank God someone with so much power has so much humility.”Others want Altman and OpenAI to move more cautiously. OpenAI co-founder & CEO Sam Altman speaks onstage during TechCrunch Disrupt San Francisco 2019 at Moscone Convention Center on October 03, 2019 in San Francisco, California. Similar generative AI technology is quickly finding its way into productivity and search tools used by billions of people.

☆ Apple's AI strategies, especially for Siri, aren't very smart
▼ + stars: | 2023-05-14 | by ( Michael Gartenberg | ) www.businessinsider.com time to read: +7 min

But when it comes to artificial intelligence, particularly Siri, Apple has gone from leader to laggard. Siri was introduced to the world in 2011 – 12 years ago – and was lauded at the time as a breakthrough in AI technology. Open-source technology allows developers to collaborate and contribute to a project, leading to faster and more efficient development cycles. Still, Google, which has a long history of open-source involvement, publishes hundreds of AI research papers yearly. While that's helpful (especially for selling Macs to AI developers), it's not the kind of kumbaya sharing that the open-source community relies on.

☆ AI 'digital workers' are cutting tasks that used to take a month down to 10 minutes in New Mexico. Employees love it.
▼ + stars: | 2023-05-14 | by ( Sindhu Sundar | ) www.businessinsider.com time to read: +6 min

A number of birthing centers, Indian Health Service clinics, and Indian Health Service hospitals also use the "baby bot" process. Together, the bots and automation are expected to save more than 100,000 human worker hours each year, the New Mexico Human Services Department told Insider. The New Mexico Human Services Department has also been expanding its use of automation into other areas. In New Mexico, "digital workers" are programmed to execute a range of tasks and are assigned times in which to complete them. The "brainy bot" process also uses IBM AI technology, and it's run on a Salesforce platform, she said.

☆ The best breakfast foods for boosting mood and energy, according to a registered dietitian
▼ + stars: | 2023-05-13 | by ( Renée Onque | ) www.cnbc.com time to read: +1 min

There's a reason they call breakfast the most important meal of the day. What you eat for breakfast can make or break how successful your day is going to be, especially if you're reaching for foods that lower your energy. It's important to know that "there is no one size fits all [breakfast]," says Maya Feller, a registered dietitian. But there are ways you can tailor your meals toward what you're hoping to get out of your day. "Breakfast is that first meal of the day for many people.

☆ Google just showed how Big Tech will win again in AI
▼ + stars: | 2023-05-12 | by ( Hugh Langley | ) www.businessinsider.com time to read: +6 min

OpenAI and other AI startups will struggle to match this reach, unless they team up with other tech giants, like Microsoft. After Google I/O this week, it's looking like AI will be another 80/20 situation where a few Big Tech companies benefit the most. Some examples:In Google Docs, ask Google's AI model to help you write a job description. For a Google Slides presentation with photos, you can ask the company's AI model to create speaker notes based on the images. Insider ran into a high-level Google product manager at the conference who'd just watched a developer presentation.

☆ Elon Musk invites longtime CNN host Don Lemon to start new show on Twitter following Tucker Carlson announcement
▼ + stars: | 2023-05-11 | by ( Pete Syme | ) www.businessinsider.com time to read: +3 min

Don Lemon and Tucker Carlson were both ousted from their jobs at CNN and Fox News on April 24. And as Musk tried to settle political concerns, he reached out to Lemon to suggest he do the same. Elon Musk reached out to former CNN host Don Lemon to suggest he starts a new show on Twitter, days after Fox News star host Tucker Carlson announced his own plans to do so. Lemon and Carlson, longtime TV news hosts, were both abruptly fired on April 24. If Lemon did take up Musk's offer, it could provide a liberal counterbalance to Carlson's impending Twitter show.

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