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Car insurance costs are on the rise in 2023. Here are three ways to make sure you find the best car insurance deal for you. Bundle your renters or homeowners insurance with your car insuranceIf you already have homeowners or renters insurance, you might be able to save on your car insurance by getting your car insurance from the same company. According to InsuranceQuotes data, the average driver saves about 16% on their insurance premiums by bundling their homeowners insurance with their car insurance. If you don't have homeowners insurance yet and are looking for a provider, CNBC Select has picked the best homeowners insurance on the market.
Morning Bid: Growth trumps rates
  + stars: | 2023-02-16 | by ( ) www.reuters.com   time to read: +6 min
While there were some questions about seasonal adjustments in the data, economists were impressed that sales growth was pretty broad based and have scrambled to re-crunch first quarter U.S. output forecasts as a result. There may be a more mixed picture from Thursday's data slate on producer prices, housing starts and weekly jobless claims. Even though rates futures and Treasury yields ticked back a bit today, pricing now has Fed policy rates moving as high as 5.25% and staying above 5% all year. And while full-year earnings growth estimates for S&P500 companies have sunk to zero, consensus forecasts are now pencilling in a rebound of almost 12% next year. Uncertainty about the pace of growth and annual tax receipts in April makes it difficult for government officials to predict the exact "X-date", it said.
With a majority of S & P 500 companies having posted their quarterly results, investors' focus will turn toward inflation and the consumer price index reading in the upcoming week. The three major indexes are on pace to end the week down, with the S & P 500 poised to post its worst performance since December. Sharp declines for Alphabet , which is off by more than 9% this week, dragged the tech-heavy index. January's consumer price index With the latest Powell speech in the books, investors are now looking ahead to the consumer price index for insight into the pace of inflation. "Retail sales and CPI is really driven by the consumer, and a lot of eyes are on how the consumer doing," Bruno said.
Best Car Insurance Companies for Young Drivers
  + stars: | 2023-02-01 | by ( ) www.wsj.com   time to read: +14 min
By Kat TretinaWhether you’re a parent adding a child to your car insurance or a recent college grad purchasing your own policy for the first time, you may experience sticker shock when you see how expensive car insurance premiums can be. Geico also has useful options for young drivers who have made serious mistakes in the past. For young drivers looking for personalized help choosing the right policy, the lack of local agents can be a significant downside. Best Car Insurance with TelematicsState FarmWhy We Chose It: Usage-based insurance, also known as pay-as-you-drive, uses smartphones or telematic-technology to track driver behavior and is increasingly popular. How We Picked the Top CompaniesTo identify the top car insurance companies for young drivers, we researched the 22 insurers ranked in the 2022 J.D.
Moving species to save them — once considered taboo — is quickly gaining traction as climate change upends habitats. Concerns persist that the novel practice could cause unintended harm the same way invasive plants and animals have wreaked havoc on native species. “Climate change is causing a greater need for this — for taking a species outside its known historical range.”A pending change to the U.S. “In the future, some species’ ranges may shift due to climate change, or their current habitats might become unsuitable due to invasive species encroachment,” Armstrong said in an email. Humanity has been moving species around for centuries, often inadvertently and sometimes causing great harm.
Facial recognition software immediately identifies the man as … a giraffe? While there, she read about how tenants in Brooklyn had fought back against their landlord’s plans to install a facial recognition entry system for their building. “This was the first time I heard about facial recognition,” she says. Whichever route they took, they had to test the images on a well-known object detection system called YOLO, one of the most commonly-used algorithms in facial recognition software. At the recent World Cup in Qatar, creative agency Virtue Worldwide came up with flag-themed face paint for fans seeking to fool the emirate’s legion of facial recognition cameras.
Neal Berger's hedge fund returned 163% in 2022 betting on the end of the easy money era, according to a Bloomberg report. Berger said more pain is still to come for global markets and everything will continue to decline. "The reason why I started the fund was that central bank flows were going to change 180 degrees. Per the report, Eagle's View has about $700 million in assets under management, and roughly $200 million in the Contrarian Macro Fund. In particular, his Contrarian Macro Fund is mostly betting against Europen and American assets, though it also has hedges that will pay returns in upswings.
Barbie creator Ruth Handler wanted the Ken doll to have a "bulge," she wrote in her autobiography. "Both the all-male design and marketing staffs, however, disagreed, so the groin on the first Ken doll was as smooth as Barbie's." "Ruth felt the design team lacked 'the guts' to give the Ken doll even the suggestion of male sex organs," Gerber wrote. "But Ruth was not political or prone to dwell on the root of cultural standards," Gerber wrote. A range of Barbie dolls for sale during the 2015 National Barbie Doll Collectors Convention.
“Have you heard of Ehlers-Danlos syndrome?” the podiatrist asked me. There are 13 types of Ehlers-Danlos syndrome (EDS), according to research and advocacy organization The Ehlers-Danlos Society. Drag queen Yvie Oddly, who has hypermobile Ehlers-Danlos syndrome, crab walks down the pink carpet at RuPaul's DragCon LA in 2019. Bluestein says that for many years it was thought that one in 5,000 people had Ehlers-Danlos syndrome. But despite her career choice, Bluestein only received her hEDS diagnosis when she was 47 – more than 30 years later.
As the year winds down, investors are looking forward to 2023 and wondering where they should place their top bets. Analysts that cover companies are mulling the same question, prompting UBS to put together a list of its top conviction picks for 2023. The stock which is poised for the largest gain is Kymera Therapeutics , a biotechnology firm that UBS thinks could surge 240% to its target price. She added that UBS expects updates across all four programs in the near term as well as over 2023. Analysts that cover companies are mulling the same question, prompting UBS to put together a list of its top conviction picks for 2023.
He’s a conservation officer and pilot for Tsavo Trust, an organization dedicated to protecting the wildlife in the Tsavo Conservation Area (TCA) – in particular, the Super Tuskers. “The Tsavo ecosystem holds arguably the largest number of big tuskers in Africa,” says Kyalo. The magnificent "Super Tuskers" of Tsavo National Park are an increasingly rare sight. “There are approximately 25 individuals left in the world, most of which reside in the Tsavo Conservation Area. “A future where there are no ‘Big Tuskers’ in Tsavo is not worth thinking about,” Kyalo says.
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Williams was found guilty on six counts, but the jury deadlocked on two others, including whether she aided and abetted the theft of a laptop in the office of House Speaker Nancy Pelosi. She also pushed up against cops and tried to organize other rioters inside the Capitol rotunda. But they deadlocked on obstruction of an official proceeding — a charge which would have carried the lengthiest potential sentence — and the charge of aiding and abetting the theft of Pelosi's laptop. Williams, who showed little emotion when the jury returned its verdict, was clearly upset by Jackson's decision to lock her up. About 900 people have been arrested in connection with the U.S. Capitol attack, with hundreds more arrests in the works.
WASHINGTON — A far-right extremist charged with aiding and abetting the theft of a laptop from Nancy Pelosi's office during the Jan. 6 Capitol attack, "led an army" towards the House Speaker's suite, prosecutors told jurors during closing arguments on Wednesday. Video features her encouraging rioters to take a laptop inside Pelosi's office, and urging the mob to push up against officers inside the Capitol rotunda. Williams, both prosecutors and the defense agreed, was obsessed with Nick Fuentes and his group the "Groypers," a far-right, white nationalist movement. To prosecutors, Williams was a leader who directed the mob. Williams was "surprised to be where she was" in Pelosi's office, Ulrich said.
How Much Car Insurance Do I Need?
  + stars: | 2022-11-13 | by ( ) www.wsj.com   time to read: +11 min
We’ll guide you through how to decide what car insurance works for you––making sure you get the coverage you need without breaking the bank. Required coverage amounts vary by state, but often match the minimum liability insurance coverage requirements. At the same time, if you have collision insurance (more on this below) and a low deductible on your health insurance plan, this insurance could be largely redundant—and you may well be safe with your state’s minimum. How much collision insurance coverage do I need? Also just like collision insurance, the coverage limit for comprehensive insurance is typically the cash value of your car.
A 12-year-old Mark Cuban sold trash bags door-to-door. The billionaire serial entrepreneur and Dallas Mavericks owner recently told GQ magazine that a family friend gave him the opportunity, marking his first-ever sales job. The friend sold Cuban boxes of trash bags for $3, so Cuban could turn around and sell them around the neighborhood at $6, to save money for sneakers. Cuban said he developed a 14-second pitch for every customer. In 2020, Cuban told the "Raising the Bar" podcast that he receives about 1,000 emailed pitches per day — and he judges them by only their first few sentences.
CNN —Hundreds of elephants, wildebeests, and zebras have died across Kenya amid the nation’s longest drought in decades. “The Kenya Wildlife Service Rangers, Community Scouts, and Research Teams counted the deaths of 205 elephants, 512 wildebeests, 381 common zebras, 51 buffalos, 49 Grevy’s zebras, and 12 giraffes in the past nine months,” a report released Friday by the country’s Ministry of Tourism said. An elephant keeper rests next to a month-old calf at Reteti Elephant Sanctuary in Samburu, Kenya on October 12, 2022. Yasuyoshi Chiba/AFP/Getty Images“The drought has caused mortality of wildlife, mostly herbivore species,” Malonza said. According to the ministry, Kenya had just 36,000 elephants left last year.
NAIROBI, Nov 4 (Reuters) - Drought in Kenya killed 205 elephants and scores of other wildlife between February and October as much of East Africa endures its worst drought in 40 years, tourism minister Peninah Malonza said on Friday. Although sporadic rainfall has finally started in the region, Kenya's Meteorological Department is forecasting below-average rainfall for much of the country for the coming months, raising fears that the threat to Kenya's wildlife is not over. There have also been 49 deaths of the rare and endangered Grevy's zebra. In September, conservation group Grevy's Zebra Trust said that 40 Grevy's had died in just a three-month period because of the drought, representing nearly 2% of the species population. Last month, charity Save the Elephants said that one famed calf, well-known for being a twin, a rarity for elephants, died during the drought.
Industrial activities are supposed to be banned in the 13,000 square kilometers of the reserve in northeast Democratic Republic of Congo. Aerial photo evidence shows mining has persisted, the civil society groups said at a joint news conference to mark the international day of the okapi. The NGOs blamed a Chinese company called Kimia Mining, which has previously been accused of flouting a ban on river-dredging in Ituri province and other mining regulations, according to a 2016 report by a UN Group of Experts. There was no available contact information to reach Kimia Mining for comment. Congo is currently at loggerheads with conservationists and scientists over its plan to open other parts of its rainforest and peatlands to oil and gas drilling.
What Does Liability Insurance Cover?
  + stars: | 2022-10-15 | by ( ) www.wsj.com   time to read: +10 min
Personal liability insuranceIf you own a home or drive a car, you already have some liability insurance. Professional liability insuranceProfessional liability insurance covers small businesses or individuals who offer advice or services, such as accountants, financial advisors, doctors and lawyers. 3. Business liability insuranceThere are several forms of business liability insurance. Homeowners liability insuranceA standard homeowners or renters policy provides at least $100,000 worth of liability insurance. Business and professional liability insuranceCoverage needs for business or professional liability insurance vary based on the size, location and structure of your company, among other things.
DESIGN PROS’ PERSPECTIVES on animal prints are fiercely divergent. Opponents believe the motifs of zebra and cougar and cowhide hog all the attention in a room, like a miniskirt at a funeral, and as Alexis Barr, instructor at the New York School of Interior Design, said, “carry associations of drama and decadence.” Others believe the prints function as a neutral. Sarah Vaile, an interior designer in Chicago, holds that a critter-pelt pattern actually “falls away” in decor, adding, “The universe knew what it was doing when it made these patterns a camouflage.” Here, two design aficionados take sides. Animal prints bring timeless texture and joie de vivre to a space. The great 20th-century French designer Madeleine Castaing—remembered for befriending avant-garde artists like Jean Cocteau as well as for her affection for wall-to-wall leopard carpet—once summed up her approach to interiors thus: “Be audacious, but with taste.” Is it any wonder she was a devotee of animal prints?
Austin Stoker, a veteran actor who most notably starred in John Carpenter’s sophomore feature “Assault on Precinct 13” and co-starred with Pam Grier in the 1975 blaxploitation feature “Sheba, Baby,” died Friday of renal failure at Cedars-Sinai Medical Center in Los Angeles. Details regarding Stoker’s death were shared by his wife of 43 years, Robin Stoker, on her personal Facebook Monday evening. In the landmark independent thriller “Assault on Precinct 13,” Stoker starred as Lt. Ethan Bishop, a Black cop who must lead a group of criminals, civilians and office workers as a police station is besieged by a relentless army of street gang members. In addition to “Precinct 13,” Stoker also played a key role in 1973’s “Battle for the Planet of the Apes,” in which he played Macdonald, the right hand human to Roddy McDowall’s primate leader Caesar. His first TV role came in 1969 with an episode of “The Mod Squad.”Stoker is survived by his wife, Robin; children, Tiffany and Origen; and grandsons, Marcus and Austin.
Eight experts told Insider they have doubts about Elon Musk's promises for Tesla's Optimus bot. Several experts said Tesla's AI Day demonstration doesn't stand out from other companies' projects. This year, at Tesla's second annual AI Day a prototype of the Optimus bot walked slowly onto the stage and waved to the audience. The Optimus bot did stand out in one way, according to several experts — its hands. Animesh Garg, a professor of AI Robotics at the University of Toronto, called the bot's hands "impressive."
The Grevy Zebra, the world’s rarest of the zebra species, has been the worst hit species by the drought. “If the approaching rainy season fails, Grevy’s zebra face a very serious threat of starvation,” she said. “Since June, we have lost 58 Grevy’s zebra and mortality cases are rising as the drought intensifies.”Even the most drought-resistant animals are impacted. The Grevy’s Zebra Trust says it is helping endangered species survive the drought through supplementary feeding. The Grevy's Zebra Trust provides supplementary hay to help endangered Grevy's zebra survive the drought crisis in Northern Kenya.
Versace offers 'goddess gone grunge' at Milan Fashion Week
  + stars: | 2022-09-24 | by ( ) www.reuters.com   time to read: +1 min
Register now for FREE unlimited access to Reuters.com RegisterMILAN, Sept 24 (Reuters) - Italian luxury label Versace mixed tiaras and studs for its latest womenswear creations at Milan Fashion Week, offering a collection it called "a goddess gone grunge" for next spring. Designer Donatella Versace opened the show late on Friday with all black looks, including tight-fitting dresses slashed at different angles. Pink and purple designs followed, including long dresses with deep cowl necklines, flared trousers and long zebra print chiffon shirts. Register now for FREE unlimited access to Reuters.com Register“I have always loved a rebel. Register now for FREE unlimited access to Reuters.com RegisterReporting by Marie-Louise Gumuchian Editing by Frances KerryOur Standards: The Thomson Reuters Trust Principles.
Becca Meinz, the vice president of end-to-end supply chain at Best BuyBecca Meinz is the vice president of the end-to-end supply chain for Best Buy. Steve Lewis, the senior vice president of commercial strategy at GXOSteve Lewis is the senior vice president for commercial strategy at GXO. Kraig Foreman, the president of e-commerce at DHL Supply Chain North AmericaKraig Foreman is the president of e-commerce at DHL Supply Chain North America. Eduardo Vilar, the senior vice president of merchant solutions at AffirmEduardo Vilar is the senior vice president of merchant solutions at Affirm. Glen Sutton, the executive vice president at Ceva LogisticsGlen Sutton is an the executive vice president at Ceva Logistics.
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