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At 17, I was kicked out of high school because I skipped class to work at my fast-food job and hang out with my friends. I was always interested in the MarinesAfter getting kicked out of school, I enlisted in the Marine Corps. AdvertisementI got my GED and took 15 units of entry-level community college classes, like English 101 and US History. AdvertisementI left the military and began classes at a community collegeTragically, our first daughter died during birth. It's pretty amazing that a Black kid from a low-income family who didn't finish high school was able to achieve all of this.
Persons: , Andrew Hanson, I'd, Stanford, I've, they've, Lauryn Haas Organizations: Service, Business, Marines, Marine Corps, School of Infantry, Tragically, Stanford, Columbia, Department of Justice, Harvard University, Department of Veterans Affairs, Harvard Locations: Virginia, Chicago, Camp Pendleton , California, Iraq, New Orleans, California, Washington, Cambridge , Massachusetts, Skadden, Slate, lhaas@businessinsider.com
Ayana Dunlap changed careers and increased her earning potential over the course of a summer — and she did it without a bachelor's degree, or spending a dime. Suddenly, the hospitality career Dunlap had dreamed of having since she was a teenager seemed "impossible" to return to. Dunlap says she was worried her job opportunities would be limited without a bachelor's degree. She has an associate's degree in business administration and had exclusively worked in hospitality up to that point. The most important skill that helped Dunlap land a six-figure tech job without a bachelor's degree, she says, is cybersecurity.
Persons: Ayana Dunlap, Dunlap, She's Organizations: Google, Bank Policy Institute, CNBC Locations: Virginia, Scholas, New York, Gaithersburg , Maryland, Washington ,, Dunlap
He was giving me six months to live, and that was "pushing it," in his words. A doctor told me I needed aggressive treatment immediatelyAt first, the emotions didn't hit me. I was the one who had just been given six months to live. The doctor told me we didn't have time for that; we needed to start aggressive treatments immediately. When the first doctor told me I had six months to live, I knew I would make it to seven.
Persons: Brittany Rudy, I'd, , I've, I'm, Cameron Organizations: Service, Business
Skills are "far more important" than having a college degree for many jobs, he added. Dimon said JP Morgan Chase has eliminated degree requirements for most jobs at the bank and pivoted toward more skills-based hiring. About 80% of JP Morgan Chase's current roles for "experienced hires," or candidates with full-time work experience, don't require a college degree, a company spokesperson confirmed to Fortune. For context, 62% of Americans don't have a college degree, according to the latest Census data. That means degree requirements can lock out millions of job seekers with alternative qualifications from high-paying opportunities.
Persons: Jamie Dimon, Dimon, Morgan Chase, JP Morgan Chase's, It's Organizations: JPMorgan Chase, LinkedIn, Wall Street, Ivy League, McKinsey & Co, Harvard Business School's, Glass Institute, CNBC
The annual and lifetime borrowing limits on subsidized loans are more rigid than unsubsidized loans. Year Dependent Students Independent Students First-Year Undergraduate Subsidized: $3,500 Unsubsidized: $5,500 Subsidized: $3,500 Unsubsidized: $9,500 Second-Year Undergraduate Subsidized: $4,500 Unsubsidized: $6,500 Subsidized: $4,500 Unsubsidized: $10,500 Third-Year and Beyond Undergraduate Subsidized: $5,500 Unsubsidized: $7,500 Subsidized: $5,500 Unsubsidized: $12,500 Graduate or Professional Student N/A Unsubsidized: $20,500 Aggregate Loan Limit Subsidized: $23,00 Unsubsidized: $31,000 Subsidized: Undergraduate: $23,000Graduate or Professional Students: $65,500 Unsubsidized Undergraduates: $57,500Graduate or Professional Students: $138,500Time limitsFor subsidized loans taken out after July 1, 2013, there is a limit to how many academic periods you can receive funds. Interest rates and feesFor undergraduate students, subsidized and unsubsidized loans charge the same interest rate. Subsidized and unsubsidized loans: ConclusionBoth subsidized and unsubsidized loans can be crucial tools for financing your education. Prioritize subsidized loans, understand the implications of unsubsidized interest, and make informed borrowing decisions.
Persons: You'll, they're Organizations: Education, Department, Federal Student Aid, Chevron Locations: deferment
Read previewThis as-told-to essay is based on a transcribed conversation with a digital marketer Aivaras Vilutis, about being a 28-year-old living in Vilnius, Lithuania. I've lived here most of my adult life. Vilnius is an affordable location for young peopleWhile working in Vilnius, I've earned more than my parents did in their small town. I prefer Vilnius to other places I've lived as a young personI love my country. I don't think people in old age would classify Lithuania as one of the happiest places in the world.
Persons: , Aivaras, I've, I'd, didn't, We're, I'm Organizations: Service, Business, NASA, Nord Security Locations: Vilnius, Lithuania, Lithuanian, neurophysics, America, Kaunas, Klaipėda, Western Europe, Eastern Europe, Italy, it's, Soviet, Portugal
Read previewSen. JD Vance of Ohio has come a long way since graduating from Yale Law School in 2013. AdvertisementThe Marine veteran enrolled at Yale Law School in 2010 after graduating from Ohio State University. In his 2016 memoir "Hillbilly Elegy," Vance likened his year at the Ivy League institution to attending a kind of "nerd Hollywood." Vance's bestselling memoir "Hillbilly Elegy" wouldn't have existed without Chua's helpJD Vance released his memoir "Hillbilly Elegy" in 2016. In the "Acknowledgments" section of "Hillbilly Elegy," Vance thanked both Bennett and Chua for their support.
Persons: , Sen, JD Vance, Donald Trump, JD, Trump, Vance, Peter Thiel, Thiel, Amy Chua, Chua, Chua's, Amy Chua's, Bill Tompkins, Tina Bennett, Bennett, Tina, Tom Brokaw, Chua JD Vance, Usha Chilukuri, Anna Moneymaker, he'd, Usha, Chilukuri, America's Hitler, I'm, Trump's, J.D, @JDVance1, Brett Kavanaugh, Edward Luce Organizations: Service, Yale Law School, America, Business, Ohio State University, Ivy League, Yale, Harvard, Duke Law School, Getty, Trump, Supreme, Financial Times Locations: Ohio, United States of America
You don't need a bachelor's degree or a stacked resume to land a six-figure job. "Businesses always need project managers, not just in tech but also in retail, marketing and a dozen other industries," says Lydia Logan, IBM's vice president of global education and workforce development. "It's a core role that touches on so many different functions within a business: project managers can work with the finance, tech, legal departments, you name it." Businesses across all industries are recruiting project managers to keep up with the rapid advancement of different technologies and adapt to lingering disruptions from the pandemic, Logan adds. The Bureau of Labor Statistics projects that the number of project management jobs will grow 6% in the next decade — faster than the average for occupations overall.
Persons: , that's, Lydia Logan, Logan Organizations: IBM, Project Management, Labor Statistics
While searching for a job, Wells landed an internship in OSU's career services department, which helped her build a specialty in the niche field of counseling job seekers. A new bifurcation in strong labor market"What we are experiencing now is a bit of a bifurcation of the labor market. Schelling says the 2024 job market for grads is strong, but focusing too much on degree attainment alone is a mistake. Some labor market experts see burdensome application requirements among the undercurrents roiling an already difficult job market for grads. In the end, he says a grad's job market's prospects will vary depending on where they are, what they are applying for, and what they want.
Persons: Sean Astin, Jenny Flora Wells, Wells, grads, Rachel Sederberg, Sederberg, Cindy Meis, Meis, Christina Schelling, Schelling, Justin Marcus, Marcus Organizations: College of Arts and Sciences, UCLA's, Ohio State University, Stonehill College, Tippie College of Business, University of Iowa, Employers, grads, Big Locations: Los Angeles
Read previewSheila Reed, 57, is no longer facing a lifetime of student-loan payments. 'I'm just glad it's over'Reed didn't know she would struggle so much to pay off her student loans. But with the relief, she can now begin to save money as she nears retirement and is grateful her student loans are in the rearview mirror. Advertisement"Now, when I do think about the student loans, I think of them being discharged," she said. Are you struggling with student-loan payments?
Persons: , Sheila Reed, Reed, I'm, Reed didn't, she's Organizations: Service, Westwood College, Business, BI —, Education Department, Westwood, Public, Corinthian Colleges, ITT Technical Institute, Republican
Many young conservatives also support student loan cancellation, with 49% of Gen Z and millennial Republicans surveyed saying some or all outstanding education debt should be erased. As president, Trump called for the elimination of the U.S. Department of Education's existing loan relief programs, including the popular Public Service Loan Forgiveness initiative. He also wanted to slash the department's budget, and his administration halted a regulation aimed at providing loan forgiveness to those defrauded by their schools. He has repeatedly attacked Biden's loan relief policies, and he said in a campaign video in late 2023 that he wants to close the Education Department altogether. For critics of broad student loan forgiveness, Biden's new plan looks a lot like his first.
Persons: Joe Biden's, Ryan Walker, Walker, Gen, Z, Trump, Biden's, Biden, Andrew Bailey, Bailey Organizations: Republican, Bloomberg, Getty, Biden, Heritage Action, America, U.S . Department, Public, Education Department, Supreme Locations: Kansas, Missouri, SocialSphere, U.S, . Missouri, Arkansas , Iowa , Kansas , Nebraska, South Carolina
But there's no denying that a large number of people, mostly women, found Joe Arden's voice to be exceedingly hot: smooth, insistent, husky, occasionally dropping to a seductive growl. Arden's voice made him one of the most popular romance audiobook narrators of his generation. Last year, a promising new romance author reached out to Blue Nose Audio and received a reply from Joe Arden. "My working name of 'Joe Arden,' has always been just that, a professional persona that labeled my career," he added. For good measure, they dug up Cronin's abandoned trademark application for the Joe Arden moniker, first filed in 2020.
Persons: Joe Arden's, Men's, I've, Joe Arden, Joey, Arden, He's, Lauren Blakely, Vi Keeland, Meghan March, Blakely, BookTok, TikTok, Joe, Ardenmania, , BookTok influencers, who'd, Brynne Weaver, they'd, wasn't, quizzing, Arden she'd, didn't, she'd, Arden's, sexting, he'd, Angela, Aiden Snow, Julie McKay, Blue, James Patrick Cronin, Rice, Cronin, Beatrice Colen, Patrick Cronin, manny, Max Thomas, McKay, Maxine Mitchell, Sean Zanni, Patrick McMullan, Sarah J, Brittanée Nicole, Nicole, Teddy Hamilton, Hamilton, Brynne Weaver's, it's, Brittany Lowry, Kate Stewart's, Arden isn't, pant, Shane East, Paige Reisenfeld, he's, Tor, influencer, you'd, Sean Crisden, Crisden, Maas, Craig Barritt, Arden blowup, voEROS, Arden —, who've, Kathy Haan, Patreon Organizations: Men's Health, Audio Publishers Association, Society of Voice Arts and Sciences, Arden, BI, East Tennessee State University, University of Louisville, Getty, SAG, Texas, GQ, Wired, Yorker, The New York Times Magazine, Times, Publishers, TikTok, Tantor Media, The New York Times, New York Comic Con, Communications Locations: Arden, sexting, gaslighting, TikTok, Los Angeles, East, New York City, York, LA, Audm, Ghostface Gulf, masturbate, Romanceland
Read previewIn 2018, at age 40, Kenneth Ferraro decided to pursue a college degree for the first time. Ferraro, who's based in Texas, had worked as a truck driver for decades, he told Business Insider via email. The perceived benefits of a college degree have led more Americans to go back to school later in life. Related storiesFerraro shared the biggest challenges he's faced in his job search, including why he thinks having a college degree has sometimes worked against him. While having a college degree improved his credentials, he thinks his age has held him back in the job market.
Persons: , Kenneth Ferraro, Ferraro, who's, Ferraro's, he's, it's, " Ferraro, wasn't Organizations: Service, Business, New York University, Bureau of Labor Statistics, National Center for Education Statistics, New York Fed Locations: Texas
No credit card benefits (or points) are worth it if you can't pay your balance in full. Although a lot of the media around credit card benefits focuses primarily on using points, there are many other perks that aren't as well-known and can save users thousands of dollars. Please note that I don't recommend using credit cards this way if you don't pay off the full balance each month. Read our Marriott Bonvoy Business credit card review and our IHG One Rewards Premier credit card review. DiscountsMost major companies offer discounts through credit card linked offers, and they're often on items you're already using or buying.
Persons: Chase, I've, they're, Wells, Taryn Williams, Taryn, Instagram Read Organizations: Marriott, Card, Marriott Bonvoy, Insurance, American Express, Paramount, TSA, U.S, Popular, Chase Travel, Capital, University of Pennsylvania Locations: Latin America, Antarctica, America, India, Southern California
Most medical students at Johns Hopkins University will no longer pay tuition thanks to a $1 billion gift from Bloomberg Philanthropies announced Monday. Starting in the fall, the donation will cover full tuition for medical students from families earning less than $300,000. Bloomberg received a bachelor's degree in electrical engineering from Johns Hopkins University in 1964. The gift will go to John Hopkins' endowment and every penny will go directly to students, said Ron Daniels, president of Johns Hopkins University. "I think he simply wanted to recognize the importance of these fields and provide this support to ensure that the best and brightest could attend medical school and the school of nursing and public health."
Persons: Bloomberg Philanthropies, Johns Hopkins, Michael Bloomberg, Bloomberg, John Hopkins, Ron Daniels, Mike, they've, Daniels Organizations: Johns Hopkins University, Bloomberg, Johns
Mai-lan Phan and her husband, Ryan Wagoner, both 36, reached financial independence, but neither wants to fully retire early. Many Americans are working to achieve financial independence — or having enough savings or income to live comfortably for life. Advertisement"I want to be able to walk away from any job if it's not working," Wagoner said. Nerve damage in her right hand prevented her from returning to work full-time. She said their finances were solid enough from not "keeping up with the Joneses" that she could work less while her husband continued to work full-time.
Persons: Phan, Ryan Wagoner, Wagoner, it's, , I'm, we're, they've, she's, They've, — Phan, We've, we've Organizations: Service, Seahawks, Business, FIRE, Subway, Michigan State University, Microsoft Locations: Phan, Seattle, Michigan, Mexico, Paris, Thailand, Europe, Asia
Health care and social assistance added 82,400 jobs, while government increased by 70,000 positions. The breakdown of the June jobs report suggests that growth has become increasingly uneven as the labor market shows signs of softening. Health care and social assistance have been a key component of the labor market recovery since the pandemic. Meanwhile, education accounted for 17,200 of the jobs added in the government sector. Both state and local governments added jobs outside of education, as well.
Persons: nonfarm payrolls, Jeffrey Roach, payrolls, Roach Organizations: Labor Department, LPL
Costco has gradually been switching the packaging for its rotisserie chicken from trays with lids to plastic bags. "There's just something unappealing about picking up a bagged chicken," a Reddit user wrote. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementCostco has been rolling out new the packaging for its coveted $4.99 rotisserie chicken, and some loyal customers aren't impressed with the change. The warehouse chain previously sold the Kirkland Signature chicken on black plastic trays with transparent plastic lids.
Persons: , aren't Organizations: Costco, Service, Kirkland, Costco Connection, Business Locations: Australia
It was a flier for an in-person real estate course. She signed up for classes that afternoon and on Dec. 31, 2009, received her Georgia real estate license in the mail. After deducting business expenses and taxes, Parker earned $200,000 last year from her work as a real estate broker. She didn't start attending real estate classes until Nathan turned 4 and her children were in school full-time. In 2010, her first year working as a real estate agent, Parker made about $50,000 — but by 2014, she doubled her income to $100,000.
Persons: Justine Parker, Parker, Stephen, Brandon, Nathan, bartending —, didn't, I'd, I've, , Barry Britt Organizations: CNBC, University of Georgia, Craigslist Locations: AskMakeIt@cnbc.com, Georgia, Orange Beach , Alabama, Atlanta
Jimalita Tillman knew her daughter Dorothy Jean was gifted at a very young age. Home-schooled from age 7, Dorothy Jean took high school-level courses a year later and earned her first college diploma, an associate's degree, at age 10. She added a bachelor's degree at age 12 and an environmental science master's degree two years later, both online. Last year, at just 17 years old, Dorothy Jean earned a doctoral degree in integrated behavioral health from Arizona State University. Watching Dorothy Jean accomplish so much at a young age has been "humbling," her mother tells CNBC Make It.
Persons: Jimalita Tillman, Dorothy Jean, Dorothy, Tillman, they'll, Esther Wojcicki, Cindy Graham, Graham, HuffPost, Michele Borba, That's Organizations: Arizona State University, Leadership Institute, CNBC, Bills Locations: Chicago
That's how ignorant I was," the 36-year-old single mom told Business Insider. I'm used to working with beginners. That's when I thought, 'OK, I'm really on to something.'" "The first two years of the membership, it wasn't overwhelming but it definitely wasn't passive. "More than the money, I really want to do that because I want to show people what is possible.
Persons: , Liz Wilcox, Wilcox, I'm, she'd, I've, she's Organizations: Service, Google, Business, Netflix, Black, LAX Locations: Destin , Florida
Freelance marketplace Upwork has long been documenting the most popular skills and specialties on its website. Among those that made the list this year are data analytics, social media marketing and accounting, according to its Most In-Demand Work Skills in 2024 report. Upwork groups its popular skills according to field, such as coding and sales. This year, it also included a list of its most in-demand customer service and admin support tasks, some of which don't necessarily require much experience. That's the sort of admin work general virtual assistants pick up and why they're so in demand.
Persons: Margaret Lilani, Vicki Salemi, they'll Organizations: Microsoft, Research
Federal data indicates wind-turbine technician is the fastest-growing job in the US. He started as an intern in 2017 before becoming a wind technician and then advancing over the past seven years. Federal data indicates wind-turbine technician is the fastest-growing job in the US, alongside nurse practitioner. Offshore wind technicians can expect to earn an extra 30% to 40% compared to onshore workers. Wind technicians in the early stages of their careers might do scheduled maintenance and cleaning.
Persons: , Dakota Carter, I've, Carter, Jerry Jones, Harry Willats, Willats, It's Organizations: Service, EDP Renewables, Renewables, Bureau of Labor Statistics, Industry, International Energy Agency, Darwin Recruitment, Siemens Gamesa, GE, Robert Morris University in, EDP, Technicians Locations: Delavan , Illinois, America, Australia, Brazil, China, Colombia, Egypt, India, Japan, Kenya, South Korea, Illinois, Texas, New Mexico , Kansas, Colorado, New York, Massachusetts, Robert Morris University in Illinois
Hannah Maruyama says she wouldn't be nearly as happy — or successful — at work as she is now if she followed any of the career advice she was given in her teens and 20s. Teachers told her she "wouldn't get far" without going to college and getting a bachelor's degree. For a while, she thought her career options without a college degree would be limited to low-wage jobs or becoming an entrepreneur. Now on the cusp of turning 30, Maruyama is making $100,000 working in AI without a bachelor's degree. The 29-year-old says she landed her "dream job" as the head of operations at Neo License, a startup that builds AI software, in 2021 by ignoring one common piece of career advice: don't apply for a job if you meet almost none of the requirements.
Persons: Hannah Maruyama, wouldn't, Maruyama, Ryan Organizations: Teachers, Georgia Southern University, Neo Locations: Savannah, Houston
TubeMogul was competing for an ad tech partnership with Netflix, so Lee learned about the company's own technology and culture. Lee started working at Netflix on its digital marketing programmatic buying team in 2014, earning a salary of $110,000. "It was actually perfect timing that I got laid off," Lee says of being part of Meta's November 2022 job cuts. While she wants to continue increasing her salary, money alone isn't enough. On her TikTok, YouTube and Instagram accounts, Lee shares career and lifestyle advice based on her experiences.
Persons: Sora Lee, Lee, Mickey Todiwala, she'll, hustles, Lee didn't, she's, you've, TubeMogul, Andrew Evers, Lisa Setyon, haven't, Jackson, Tesla, doesn't, I'm, Lee isn't Organizations: CNBC, University of California, TikTok, ByteDance, Netflix, Meta, Facebook, Child, Savings, Porsche, YouTube Locations: Berkeley, South Korea, San Mateo , California, TikTok, RSUs, TubeMogul, New York, Austin , Texas, Los Angeles, Meta's, Lake Tahoe, U.S
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