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☆ The most accurate forecasts of 2024: Seeking nominations for Business Insider's Oracles of Wall Street list
▼ + stars: | 2024-11-05 | by ( William Edwards | ) www.businessinsider.com time to read: +2 min

Business Insider is seeking nominations for its 2024 Oracles of Wall Street list. Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Go to newsletter preferences Thanks for signing up! Did you or someone you know on Wall Street predict these and other significant developments in 2024? Business Insider is seeking nominations for its 2024 Oracles of Wall Street list, which highlights the top forecasters among economists, strategists, and analysts this year.

Persons: —, Donald Trump, William Edwards Organizations: Service, Federal Reserve, Nvidia Locations: wedwards

☆ Company executives are speaking out on Election Day: Starbucks' Howard Schultz calls for a peaceful transition of power
▼ + stars: | 2024-11-05 | by ( Grace Eliza Goodwin | ) www.businessinsider.com time to read: +9 min

Business leaders are speaking out on Election Day — including Starbucks founder Howard Schultz. AdvertisementElection Day has finally come, and executives at some of the biggest companies are speaking out — with former Starbucks CEO Howard Schultz urging a peaceful transition of power and Elon Musk reiterating his support for Donald Trump to the end. Major players like Musk and Blackstone CEO Stephen Schwarzman have previously endorsed former President Trump. "Once every vote is counted and certified, we must accept the results of the election and ensure the peaceful transition of power," he said. In addition to re-posting several pro-Trump messages from other X users, Musk wrote a few election-related posts of his own.

Persons: Howard Schultz, Schultz, Elon Musk, Reid Hoffman, Harris, —, Donald Trump, Stephen Schwarzman, Trump, Mark Cuban, Kamala Harris, Insider's Bryan Metzger, he's, Howard Schultz Howard Schultz, Spencer Platt, Joe Biden, Hillary Clinton, Reid Hoffman Reid Hoffman, Kimberly White, Hoffman, " Hoffman, Marc Piasecki, Musk, Joe Scarborough, Vinod Khosla Vinod Khosla, Steven Ferdman, Vinod Khosla, Kamala, Khosla, Robert F, Kennedy Jr, Cantor Fitzgerald, Howard Lutnick Howard Lutnick, ANGELA WEISS, Howard Lutnick, Lutnick, Palmer Luckey Palmer Luckey, Oculus, Patrick T, Fallon, Palmer, Luckey, Walz, Andrew Bosworth, JOSH EDELSON, Getty Andrew Bosworth, Bosworth, Eli Lilly, Lockheed Martin, General Mills, Johnson Organizations: Starbucks, Trump, Service, Blackstone, Getty, LinkedIn, Greylock Partners, Liberty, SpaceX, Elon Musk Elon, Tesla, Pennsylvania, Billionaire, Sun Microsystems, Wall Street, Philadelphia Inquirer, Financial Times, Bloomberg, Anduril Industries, Meta, Big Tech, National Association of Manufacturers, General Motors, Penske, Panasonic Locations: Jerusalem, Fortnite, AFP

☆ 10 foods I miss the most after moving from the US to the UK
▼ + stars: | 2024-11-05 | by ( Sophia Mitrokostas | ) www.businessinsider.com time to read: +1 min

I moved from the US to Scotland, and one thing I miss from back home is the food. There aren't as many boxed mac and cheeses or Oreos to choose from in the UK. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Here are a few dishes, snacks, and grocery items that I've really missed since moving to Scotland.

Persons: aren't, —, I've Organizations: Service Locations: Scotland, East Coast

☆ I'm a Yale student who just toured Oxford and loved the campus. Here's what I learned about the famous school.
▼ + stars: | 2024-11-05 | by ( Miles Kirkpatrick | ) www.businessinsider.com time to read: +5 min

I'm a Yale student, and I just toured Oxford for the first time while studying abroad. I loved the old-school feel on campus and can see myself being a grad student at Oxford one day. When I first toured Yale, it felt like I encountered the sublime for the first time. However, over the summer, while studying abroad in London, I had the opportunity to spend a day wandering around the streets of Oxford and Oxford University. The city leans toward this impression; many shops play into the medieval university feel, which I loved.

Persons: I'm, —, Harkness, it's Organizations: Yale, Oxford, Service, Yale's Saybrook College, Ivy League, Sterling Memorial Library, Oxford University, Oxford Oxford University, Souls College, Magdalen College, At Yale, Radcliffe Camera, New Haven Locations: Oxford, London, Cherwell, New Haven, New, Yale's, Haven, American

☆ How Melania Trump's style has evolved, from her modeling days to first lady life
▼ + stars: | 2024-11-05 | by ( Samantha Grindell | ) www.businessinsider.com time to read: +1 min

Melania Trump has been in the public eye since the 1990s. Her style has evolved as she went from a model and Donald Trump's girlfriend to first lady. AdvertisementMelania Trump has been a public figure since she first became involved with Donald Trump in the 1990s. Melania, 54, was working as a model at the time, and her life changed dramatically as she became a high-profile businessman's wife and eventually first lady — as did her style. Take a look back at Melania's fashion evolution, from her days walking red carpets to her political life.

Persons: Melania Trump, Donald Trump's, Melania, —, Donald Trump Organizations: Service

☆ I've been on 4 ultra-luxury cruises — here's how they compare and how to pick the best ship for you
▼ + stars: | 2024-11-05 | by ( Brittany Chang | ) www.businessinsider.com time to read: +9 min

I've been on the ships of their four high-end counterparts: Silversea, Regent Seven Seas, Seabourn, and Explora. AdvertisementSilversea's Silver Ray: A modern resort with local cuisinesIn June, Silversea invited me to spend five complimentary nights on its newest 54,700-ton ship, Silver Ray. It launched its newest ship, Silver Ray, in June. Brittany Chang/Business InsiderSilversea's SALT — "sea land and taste" — program brings the itinerary's regional cuisines into the cruising experience. Related storiesRegent Seven Seas' Seven Seas Grandeur: Classic luxuryRegent Seven Seas invited me on a three-night "christening sailing" for its one-year-old Seven Seas Grandeur.

Persons: I've, —, Ray, Silversea, Silver Ray, Brittany Chang, It's, toiletries, Explora, it's, Dyson, Seabourn Organizations: Royal, MSC, Regent Seven, Service, Industry, Business, butlers, Seven Seas, Regent Seven Seas, Cruise Line Holdings, Rim, Central America, MSC Group, Rolex Locations: Seabourn, Royal Caribbean, South America, Caribbean, Callao, Peru, Valparaiso, Chile, Brittany, Europe, Miami, Mexico, Central, Alaska, Asia, Australia, New Zealand, Canadian

☆ US embassies are holding off on election watch-night parties, fearing they could get awkward
▼ + stars: | 2024-11-05 | by ( Joshua Nelken-Zitser | ) www.businessinsider.com time to read: +3 min

Some US embassies in Europe are skipping traditional election-night viewing parties. Similarly, Politico spoke to then-Ambassador Anthony Gardner, who hosted a 2016 viewing party at the US Embassy in Brussels. A senior diplomat in Europe, who was not named, told Politico that the 2016 embassy events had been "calamitous." There's another, more practical reason some embassies may be forgoing a traditional viewing party. AdvertisementSimply put, the outcome may not be clear on election night — it could drag on for days or possibly weeks.

Persons: —, Kamala Harris, Donald Trump, Samantha Power, Madeleine Albright, Gloria Steinem, Hillary Clinton, Anthony Gardner, Trump, There's Organizations: Service, Politico, United Nations, UN, HBO, Trump, White Locations: Europe, London, Paris, Brussels, Berlin, Rome

☆ I want to lose weight but maintain my muscle. A dietitian said to eat more carbs, and keep prioritizing whole foods, protein, and plants.
▼ + stars: | 2024-11-05 | by ( Rachel Hosie | ) www.businessinsider.com time to read: +5 min

A dietitian said that measuring foods for a brief period help with knowing how many calories to eat. She said that her goals are to lose fat and maintain muscle. AdvertisementMockler said she loves that Silvia is prioritizing mostly whole foods, protein, and lots of plants. "She focuses a lot on protein, which is fantastic for both fat loss (keeps you full) and maintaining muscle (protein helps build muscle)," Mockler said. "She didn't mention how much protein she eats, but generally 1.6 to 2.2 grams per kilogram of body weight is a safe range for active individuals looking to build or maintain muscle."

Persons: —, Silvia, Kara Mockler, Mockler, seltzer, Silvia isn't, carbs Silvia, carbs, needn't Organizations: BI's Nutrition Clinic, Service, Insider's Nutrition Clinic Locations: carbs, Cava

☆ A booming Montana city's struggle with homelessness is a warning — and a model — for the West
▼ + stars: | 2024-11-05 | by ( Eliza Relman | ) www.businessinsider.com time to read: +8 min

AdvertisementHousing costs and the homeless population have soared in the Western Montana city of Missoula this year. Between 2021 and 2023, the city's two main shelters saw a 53% increase in the number of nights of shelter provided to Missoulans experiencing homelessness. Advocates for those experiencing homelessness say there's much more work to be done. Local lawmakers say the city needs more state and federal funds to aid those experiencing homelessness. Building more housing is key to solving homelessnessAffordability is at the root of homelessness in Missoula and across the US.

Persons: —, Jill Bonny, they're, Bonny, It's, Eliza Relman, Bob Campbell, Campbell, who's Organizations: Service, Poverello Center, Sun, Poverello, New Hope Ministries, Business, Marine Corps Locations: Missoula, Western Montana, Montana, It's

☆ I moved from the US to Australia. My employer contributes over 11% to my retirement, and I don't pay property taxes.
▼ + stars: | 2024-11-05 | by ( Kelly Burch | ) www.businessinsider.com time to read: +5 min

We pay 37% taxes on our income up to $190,000 (Australian dollars) and 45% on anything over that. Housing prices are very high, but we don't pay property taxI paid over one million for a three-bedroom, two-bathroom house that's about 15 minutes outside the city. One benefit is that we don't pay property taxes. I figure if we stay here for five years, we'll break even on the amount we would have paid in property tax in the US. Plus, it's predictable — we own the home without worrying about rising property tax rates.

Persons: Chelsey Nelson, she's, —, Aiden, COVID, wouldn't, I'd, we'll, I'm, There's Organizations: Service Locations: Seattle, Australia, Rio de Janeiro, Brisbane, Washington

☆ 'Until I Kill You' tells the story of a woman who survived the so-called 'Scalp Hunter' killer. Here's what happened to them.
▼ + stars: | 2024-11-05 | by ( Eammon Jacobs | ) www.businessinsider.com time to read: +5 min

"Until I Kill You" is about Delia Balmer's relationship with the so-called Scalp Hunter killer, John Sweeney. Advertisement"Until I Kill You" tells the story of a nurse who survived being attacked by her ex-boyfriend, a serial killer known as the "Scalp Hunter." ITVXAs seen in the series, which is based on Balmer's book, Sweeney and Balmer started dating in the early 1990s. Sweeney went on the run and remained at large for six years until February 2001. Police arrested him in London and he was given four life sentences for attempting to kill Balmer.

Persons: Delia Balmer's, John Sweeney, Balmer, Sweeney, —, Netflix's, Shaun Evans, Delia Balmer, Anna Maxwell Martin, It's, Melissa Halstead, Paula Fields, Halstead, Justice Saunders, ITVX Balmer, I've, I'm Organizations: Service, ITV, Police, Advertisement Police, Guardian, BBC Locations: British, Amsterdam, Rotterdam, London, Leicestershire, Regent's Canal, Camden, Switzerland, Fields

☆ Election results are coming in soon. Here's where things stand.
▼ + stars: | 2024-11-05 | by ( Bryan Metzger | ) www.businessinsider.com time to read: +5 min

Polls close Tuesday night, but it's unclear when we'll know the results of the 2024 election. Some states' election laws allow for some votes to be counted before polls close; others do not. Here's where things stand — and what to watch for on election night. 7 p.m. — Polls close in Georgia, where a winner could be declared by late Tuesday night. AdvertisementThe winner must get at least 270 electoral votes — a majority of the 538 total.

Persons: we'll, —, Kamala Harris, Donald Trump, Joe Biden, Harris, Trump Organizations: Service, Keystone State, Pennsylvania, CNN, College, Electoral, Trump, Sun Locations: Arizona, Georgia, Michigan, Nevada , North Carolina , Pennsylvania, Wisconsin, Time, North Carolina, Pennsylvania . Michigan, Pennsylvania, Democratic, Milwaukee, Nevada, Pennsylvania , Michigan, Arizona , Nevada , Georgia

☆ OpenAI hires Meta's former AR glasses lead to head its robotics team
▼ + stars: | 2024-11-05 | by ( Beatrice Nolan | ) www.businessinsider.com time to read: +2 min

OpenAI has hired Meta's former hardware lead to head up its robotics team. Caitlin Kalinowski previously led Meta's AR glasses hardware team. Caitlin Kalinowski, who served as Meta's head of AR glasses hardware until July, said she was joining OpenAI to lead the company's robotics and consumer hardware efforts. "Thank you to the OpenAI team, Sam, Kevin Weil, PW, and to my friends and colleagues in engineering and beyond!" In May, Forbes reported that OpenAI had been hiring research engineers to rebuild the previously abandoned robotics team, something the company later confirmed.

Persons: OpenAI, Caitlin Kalinowski, Kalinowski, —, Sam, Kevin Weil, Orion, Jony, Laurene Powell Jobs, Steve Jobs Organizations: Service, Orion, Forbes, Intelligence, Apple, The New York Times, Business

☆ A rare bee species reportedly put an end to Meta's plans for a nuclear-powered AI data center
▼ + stars: | 2024-11-04 | by ( Sarah Jackson | ) www.businessinsider.com time to read: +3 min

A rare bee species reportedly threw a wrench in Meta's plans for an AI data center. Other tech giants are spending billions on data centers to further their AI ambitions. A rare species of the insect threw a wrench in the company's plans for an AI data center, the Financial Times reported Monday. Rivals, including Google, Amazon, and Microsoft, also invest billions in data centers to power their AI. AdvertisementThe boom in data centers to power AI also comes with high costs environmentally, not just financially.

Persons: Meta, —, Mark Zuckerberg, IBM's Jonathan Adashek Meta, Kairos Power, Marc Wulfraat, MWPVL Organizations: Service, Financial Times, Google, Microsoft, Kairos, Bloomberg, McKinsey

☆ An Oregon airport is trying to alleviate travel anxiety with llama therapy
▼ + stars: | 2024-11-04 | by ( Joshua Nelken-Zitser | ) www.businessinsider.com time to read: +3 min

Portland airport is using llamas and alpacas for stress relief at its terminals. Animal therapy appears to lower anxiety and promote mood-lifting hormones. AdvertisementAn airport in Oregon is trying to ease nervous flyers' concerns by providing them with access to an unusual animal therapy program. Most existing studies are focused on therapy dogs, which are increasingly being used in airports, such as London Stansted and Istanbul Airport. Denver International Airport has the world's largest animal therapy program, for which it was awarded the Guinness World Record in 2021.

Persons: —, Allison Ferre, Mintel Organizations: Service, Portland International, NPR, UCLA Health, London Stansted, Istanbul Airport, Port, Business, International, Guinness, Disease Control, Prevention Locations: Portland, Oregon, Ridgefield , Washington, New York City, Istanbul, Port of Portland

☆ The typical first-time homebuyer in America is older than ever before
▼ + stars: | 2024-11-04 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +4 min

The typical age of a first-time homebuyer in the US has reached an all-time high: 38. First-time buyers make up 24% of all buyers, the lowest level since NAR started tracking in 1981. The changing characteristics of the typical first-time homebuyer in America are proof of the strain. The typical first-time buyer now has a median age of 38 — up from 35 in 2023. The typical first-time homebuyer is richer than ever, too.

Persons: It's, —, — Gen Zers, millennials, haven't, Jorge Argota, Argota, He's Organizations: National Association of Realtors, Service, NAR Locations: America, Miami, Florida

☆ I moved from Brazil to the Midwest at 19. My parents were born in the US, but I still wasn't prepared for the culture shock.
▼ + stars: | 2024-11-04 | by ( Kristi Ferguson | ) www.businessinsider.com time to read: +2 min

I moved from Brazil to the Midwest when I was 19 and experienced a few significant culture shocks. Go to newsletter preferences Thanks for signing up! AdvertisementWhen I moved from Brazil to Michigan at 19, it was my first time in the US — and, despite having parents from the Midwest, I didn't know much about the country. By the time I was born, my parents, who had relocated to Brazil as full-time volunteer missionaries in their early 20s, had lived in South America for almost 10 years. Related Video A side-by-side look at the Brazil riots and Capitol insurrectionHere are a few of the biggest culture shocks I experienced when I moved.

Persons: Lake, — Organizations: Service Locations: Brazil, Lake Orion , Michigan, Michigan, Midwest, South America, Curitiba, Brazil's Paraná, Detroit

☆ I wish I'd dropped out of college. Graduating with a degree didn't justify my now-mounting debt.
▼ + stars: | 2024-11-04 | by ( Eibhlis Gale-Coleman | ) www.businessinsider.com time to read: +5 min

But, in hindsight, I wish I'd dropped out just to save myself on my now-mounting debt. Since then, nobody has asked me about my college degree. AdvertisementI believe my best — and safest — bet would have been to switch to an online degree when the pandemic first hit. It just goes to show that sometimes, a bit of risk-taking can pay off; I wish I'd been bolder. I'll definitely chalk up my university experience as "You live, and you learn" territory; I still really enjoyed aspects of my college experience.

Persons: —, I'd, I'm, I've, Little, it's Organizations: Service, Citadel

☆ Australia announced a sweeping plan to forgive 20% of student debt
▼ + stars: | 2024-11-04 | by ( Hannah Abraham | ) www.businessinsider.com time to read: +4 min

Australian prime minister Anthony Albanese said he would cut student debt by 20% next year. AdvertisementThe Australian government on Sunday announced a sweeping plan to forgive 20% of student debt for around 3 million Australians. The debt relief is designed to promote "intergenerational equity," Albanese told Australian Broadcasting Radio on Monday, according to Bloomberg. AdvertisementHowever, Biden's efforts to grant broad student loan relief have hit several stumbling blocks. Biden's Education Department is continuing to work on debt relief proposals; if finalized, the latest one would benefit 8 million borrowers facing hardship.

Persons: Anthony Albanese, —, Albanese, it's, Andrew Norton, Richard Holden, Ayelet Sheffey, Biden's, Donald Trump, Kamala Harris Organizations: Service, Sunday, Labor, Australian Broadcasting Radio, Bloomberg, Australian National University, University of New, ABC News, Biden's, Department Locations: University of New South Wales

☆ 6 things that would change if the US elected a woman as president
▼ + stars: | 2024-11-04 | by ( Talia Lakritz | ) www.businessinsider.com time to read: +1 min

Kamala Harris could become the first woman to serve as president of the United States. AdvertisementFor the second time in US history, a woman is running for president as a major-party nominee. Vice President Kamala Harris already made history in 2020 as the first female, Black, and South Asian American vice president. If she wins the 2024 election against former President Donald Trump, she will become the first woman ever to serve as president of the United States. Related Video Can Kamala Harris win over Democrats after Joe Biden drops out of 2024 presidential election?

Persons: Kamala Harris, Doug Emhoff, —, Donald Trump, Harris, Joe Biden Organizations: Disney World's Hall, Presidents, National Museum of, Service, South Asian, US Locations: United States

☆ My son's ADHD and autism diagnosis led to mine. At 37, I struggled to accept it at first.
▼ + stars: | 2024-11-04 | by ( Asha Dore | ) www.businessinsider.com time to read: +5 min

download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . My son always had high energy compared to his siblings, but he didn't have typical signs of ADHD or autism. He was officially diagnosed with autism and ADHD at age 6. My perspective shifted after the psychiatrist completed the evaluation and informed me that I have both ADHD and autism. A study from 2022 shows that ADHD can cooccur in approximately 40% to 70% of people with a diagnosis of autism, and both run in families.

Persons: —, weren't, couldn't, who'd, I've, Asha Dore Organizations: Service

☆ James Van Der Beek says there's 'no playbook' on how to share news about colorectal cancer diagnosis
▼ + stars: | 2024-11-04 | by ( Erin Liam | ) www.businessinsider.com time to read: +4 min

James Van Der Beek announced his colorectal cancer diagnosis in a People interview on Sunday. Van Der Beek's announcement comes as more people under 50 are being diagnosed with colorectal cancer. AdvertisementJames Van Der Beek has announced his diagnosis of colorectal cancer. "There's reason for optimism, and I'm feeling good," Van Der Beek, 47, added. AdvertisementThe rise of colorectal cancer in young peopleVan Der Beek's announcement comes as more young people are being diagnosed with colorectal cancer, a 2023 report by the American Cancer Society found.

Persons: James Van Der Beek, Instagram, Van Der, —, Van Der Beek, Michael Shusterman, NYU Langone's, JJ Singleton, Josh Herting Organizations: Service, Business Insider, American Cancer Society, NYU, NYU Langone's Perlmutter Cancer Center

☆ Sam Altman's leadership advice echoes 2 philosophies encouraged by Steve Jobs and Warren Buffett
▼ + stars: | 2024-11-04 | by ( Jaures Yip | ) www.businessinsider.com time to read: +4 min

Altman also emphasized saying no, echoing Steve Jobs' leadership philosophy. AdvertisementThe leadership traits that Sam Altman values may sound familiar to those who have studied Steve Jobs and Warren Buffett. Altman said the team tries to be "rigorous" about straying away from "fantastical dreams" or goals — a strategy reminiscent of the late Apple cofounder Steve Jobs. Advertisement"The main thing I stressed was focus," Jobs had said about his visit to Larry Page, biographer Walter Isaacson wrote in the Harvard Business Review. "The difference between successful people and really successful people is that really successful people say no to almost everything," the Berkshire Hathaway CEO once said.

Persons: Sam Altman, Altman, Steve Jobs, Warren Buffett, —, Kevin Weil, Jobs, Larry Page, Walter Isaacson, Apple's, Jerry Yang, Insider's Nicholas Carlson, Marissa Mayer, — that's, Alman, Sora Organizations: Service, Apple, Harvard Business, Yahoo, Stanford University, Conference, Berkshire Hathaway Locations: Hollywood

☆ I'm a New Yorker who tried 5 plain bagels from grocery-store chains and ranked them from worst to best
▼ + stars: | 2024-11-04 | by ( Ted Berg | ) www.businessinsider.com time to read: +1 min

I tried and ranked five plain bagels from different grocery stores to find the best one. Trader Joe's plain bagels left much to be desired, and the L'Oven Fresh version was just OK. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . To eliminate as many variables as possible, I opted for plain bagels and topped them all with a layer of the same variety of whipped cream cheese.

Persons: —, Joe's Organizations: Kirkland, Service, Yorker, Costco, Foods Locations: Aldi

☆ Warren Buffett's Berkshire Hathaway hoarded cash, sold stocks, and halted buybacks ahead of the election
▼ + stars: | 2024-11-04 | by ( Theron Mohamed | ) www.businessinsider.com time to read: +4 min

Warren Buffett signaled in Berkshire Hathaway's third-quarter earnings that he was being cautious. The investor built a record cash pile, slashed his two biggest stock bets, and halted buybacks. The legendary investor and his team sold $36 billion of shares and only made purchases worth $1.5 billion, marking their eighth straight quarter as net sellers. Related storiesNotably, Berkshire pared its bets on Apple and Bank of America, its two largest stock positions going into the quarter. Buffett has said that buybacks only make financial sense when a stock is trading at a discount to its intrinsic value.

Persons: Warren Buffett, —, Donald Trump, Kamala Harris, he's, Trump, aren't, Bershire, Buffett, Russ Mould, AJ, Mould Organizations: Berkshire Hathaway's, Service, Treasury, Apple, Bank of America Locations: Berkshire, payables

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