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Back in June 2022, big banks approved 15.4% of small business loan applications. All those factors have added up to a grim environment if you’re a small business seeking a loan. Without two years of tax returns, however, she didn’t qualify for many small business loans. Online lenders were quick to offer their services, but the terms were too strict, requiring weekly repayments or interest rates up to 40%. “For a small business that is not only intimidating, it’s almost impossible," she said.
Persons: Banks, Cheyenne Smith, Smith, , Shantell Chambliss, Chambliss, , she’s, Nate Hodge, He’s, Hodge, “ It’s, ” Jen Rose, Rose Organizations: Federal Reserve, National Federation of Independent Business, Bee, Comerica Bank, Comerica Locations: Salt Lake City , Utah, Dakota, Richmond , Va, Capital, Dallas , Texas
For months, Donna King experimented with the various settings of her washing machine, trying to get her clothes to stop coming out covered in detergent residue. In the era of tightening water and energy standards, King thinks the machine just doesn’t use enough water, with clothes emerging nearly dry to the touch. Counting down the hoursShe regularly runs her T-shirts through the machine a second time. The hairstylist in Oak Ridge, Tenn., sometimes brings laundry loads into work to use the heavy duty setup there.
Persons: Donna King, King Locations: Oak Ridge, Tenn
You don't have to be wealthy to start investing — $100 is a perfectly fine amount to tuck away. We asked five financial planners how best to invest that $100 and they suggested Roth IRAs and more. To prove this, Insider spoke with five certified financial planners, each offering advice for how they'd invest a simple $100. Fill your health savings accountFrank McLaughlin, a financial planner with Merriman, agrees with Botto that a Roth IRA is the best place to invest $100. "If you're looking to invest in your future, what future do you want to invest in?"
Persons: Roth IRAs, , you've, Wesley Botto, Botto, Roth, Cynthia Meyer, Meyer, Frank McLaughlin, Merriman, McLaughlin, Get, Tania Brown, Brown, it's, Laurie Nardone, Shira Organizations: Service, Films, Cornerstone Financial, IRS, Invest, Real, SEC, SaverLife, Wealth Management
WESTCLIFFE, Colo. (AP) — Authorities in Colorado hunted Tuesday for a man they believe shot and killed three people and critically wounded a fourth in a property dispute. The 45-year-old suspect was believed to be driving a white Ram 1500 pickup truck with a camper shell, according to a Facebook post from the Custer County Sheriff's Office. The shooting took place on the property line in a wooded area and began with “a suspected property dispute,” the Sheriff's Office said. Political Cartoons View All 1260 ImagesTwo men and a woman died at the scene and a fourth person was taken to a trauma center in critical condition but was expected to survive, the Sheriff's Office said. Four people were wounded Monday night when a gunman opened fire in a Walmart in Beavercreek, Ohio, before apparently killing himself, police said.
Persons: , weren't, Mavis Christian Jr Organizations: , Residents, Sheriff's, Walmart, Memphis Police Department Locations: Colo, Colorado, Custer, Rocky, Westcliffe, Colorado Springs, Beavercreek , Ohio, Tennessee, Memphis
The leader of a South Dakota tribe is expected to declare an emergency on the state’s largest Native American reservation because of rampant crime that he said hasn’t been curbed due to the U.S. government’s inadequate funding for law enforcement. Only 33 officers and eight criminal investigators are responsible for more than 100,000 emergency calls each year across the 5,400-square-mile (14,000-square-kilometer) reservation, tribal officials have said. Oglala Sioux officials contend the tribe is entitled to federal funding for 120 fully equipped officers for the reservation, something the federal government has disputed. Giovanni Rocco, a spokesperson for the Interior Department, noted in an email to the AP that the department’s Law Enforcement Task Force has recommended the federal government increase law enforcement staffing levels on reservations. Lange, the judge in the Oglala Sioux case, has noted the Pine Ridge reservation is among the most impoverished places in the country.
Persons: hasn’t, Frank Star, , , Ben Fenner, Roberto Lange, it's, They're, Giovanni Rocco, Robert Miller, Miller, Lange, ” ___ Trisha Ahmed, @TrishaAhmed15 Organizations: U.S, Oglala Sioux, Sioux, Interior Department, of Indian Affairs, The Associated Press, District, AP, Force, Arizona State University, ., Shawnee Tribe, Tribal, Northern Cheyenne, Associated Press, America Statehouse News Initiative, America Locations: South Dakota, Oglala, U.S, States, Connecticut, reevaluate, United States, Oglala Sioux, Shawnee, Oklahoma, Montana, Pine
Make America Build Again
  + stars: | 2023-11-16 | by ( Adam Rogers | ) www.businessinsider.com   time to read: +37 min
America is the sixth-most-expensive place in the world to build subways and trolleys. The solutions will cost trillions of dollars and require a pace of building unseen in America since World War II. Perhaps the single most pressing question we face today is: How do we make America build again? "For this class of projects, federal environmental laws are more the exception." The prospect of overhauling our hard-won environmental laws might feel like sacrilege to anyone who cares about the Earth.
Persons: Anne, Marie Griger's, Griger, , They're, Obama, I'm, we've, We've, I'd, It's, Matt Harrison Clough, Jamie Pleune, AECOM, Joe Biden's, There's, David Adelman, David Spence, Spence, James Coleman, NECA, Coleman, everyone's, Danielle Stokes, Nobody, Bill McKibben, Mother Jones, McKibben, Michael Gerrard, Columbia University —, they've, David Pettit, it's, Zachary Liscow, That's who's, Adam Rogers Organizations: RES Group, Environmental, Infrastructure Investment, Jobs, Land Management, Forest Service, University of Utah, Harvard Joint Center for Housing Studies, Brookings, Bureau of Ocean Energy Management, White, University of Texas, Greenpeace, Natural Resources Defense Council, Act, NEPA, Berkeley, University of California, University of Southern, Southern Methodist University, Ecosystems Conservation, GOP, Biden, Motorola, Telecommunications, Conservatives, Federal Energy Regulatory Commission, FERC, University of Richmond, UC Berkeley, USC, Star, Sabin, Climate, Columbia University, Natural Resources Defense, Republicans, Democrats, Management, Budget, Yale Law School Locations: Panama, Colorado, . California, Los Angeles, San Francisco, China, America, Washington, , Wyoming, Nantucket, New England, San Francisco ., University of Southern California, California, New York, Florida, Southern California, Las Vegas
U.S. gold futures fell 0.2% to $1,961.10 . Denting bullion's appeal, the dollar index (.DXY) was up 0.4%, while benchmark 10-year U.S. Treasury yields rebounded after a revision of retail sales data showed strong gains in September. Bullion gained over 1% in the previous session after data showed that U.S. consumer prices were unchanged in October. U.S. producer prices fell by the most in 3-1/2 years in October, the latest indication of subsiding inflation pressures. While gold is considered an inflation hedge, rising interest rates dull non-yielding bullion's appeal.
Persons: Bullion, David Meger, Tai Wong, Anushree Mhukerjee, Emelia Sithole Organizations: Companies, U.S . Federal, Treasury, CPI, PPI, High, Investors, Thomson Locations: U.S, New York, Bengaluru
The promise and risks of deep-sea mining
  + stars: | 2023-11-15 | by ( ) www.reuters.com   time to read: +13 min
The promise and risks of deep-sea mining A vast treasure of critical minerals lies on the ocean floor. All of these factors make deep-sea mining more appealing, supporters say. Environmentalists, however, say it’s a false dichotomy, as land mining will continue whether or not deep-sea mining is allowed. Any country can allow deep-sea mining in its territorial waters, and Norway, Japan and the Cook Islands are close to allowing it. For now, the ISA's members are hotly debating the best standards for deep-sea mining.
Persons: Gerard Barron, Margo Deiye, “ We’re, , Barron, , Beth Orcutt, Jason Gillham, Joe Carr, Pradeep Singh, Kira Mizell, Julia Wolfe, Katy Daigle, Claudia Parsons Organizations: International Energy Agency, P Global, Authority, United Nations, ISA, Metals Co, Russia's JSC, Blue Minerals, Exploration, Metals, Clarion, Companies, U.S . Geological Survey, Benchmark Mineral Intelligence, The Metals Co, Northwest, Maine's Bigelow Laboratory, Ocean Sciences, Impossible Metals, NOAA, Research, Aquarium Research, Bigelow Laboratory, Research Institute, Sustainability, . Geological Survey Locations: Brazil, Norway, Japan, Cook, Vancouver, Blue, Blue Minerals Jamaica, China, Hawaii, Mexico, Nauru, U.S, Russia, France, India, Poland, Tokyo, Monterey
So, what do we know about this potential eruption, what are its risks, how could it affect travel and why is Iceland, an island of just 103,000 square kilometers (40,000 square miles), home to so much seismic activity? “If it erupts undersea, it could cause a Surtseyan eruption similar to the one that happened in 1963, also in Iceland, and created the island of Surtsey. Iceland is accustomed to volcanic eruptions, though they often occur in the wilderness, away from populated areas. The Bárðarbunga volcanic system situated in the center of the country erupted in 2014, producing lava that covered 84 square kilometers (32 square miles) of highland that didn’t damage any communities. It also didn’t threaten populated areas and even become a tourist attraction as people flocked to witness a volcanic eruption.
Persons: Ragnar Visage, ” Michele Paulatto, Bill McGuire, , , Dave McGarvie, , ” Paulatto, “ Eyjafjallajökull, Lionel Wilson, Micah Garen Organizations: CNN, Iceland, Iceland’s Met, Civil Protection Agency, Imperial College London, Geophysical, University College London, University of Lancaster, Authorities, Planetary Sciences, Lancaster University, Police, North Locations: Grindavík, Iceland, Vestmannaeyjar, Surtsey, , Iceland’s, Reykjavík, Reykjavik, Keflavík, North America, Eurasia
CNN —Iceland has declared a state of emergency, with police officials urging residents to evacuate the coastal town of Grindavík following an intense wave of earthquakes in the southwest of the country linked to a possible volcanic eruption. In statements Friday, Iceland’s Civil Protection Agency said a magma tunnel that is forming could reach Grindavík. Its progress is being closely monitored,” the Civil Protection Agency said. But we also want to reiterate that this is not an emergency evacuation, there is plenty of time to prepare, secure things and drive out of town calmly,” the Civil Protection Agency said. We faced that together, we will face this together and we will not lose heart,” the Civil Protection Agency added.
Organizations: CNN, Iceland, Icelandic Meteorological, Civil Protection Agency, North Locations: Grindavík, Vestmannaeyjar, Iceland, Iceland’s, Reykjavik, North America, Eurasia
Inside Turkey’s ‘hidden’ ski world
  + stars: | 2023-11-09 | by ( Rob Hodgetts | ) edition.cnn.com   time to read: +10 min
In winter, moist air from the Black Sea mixes with cold mountain air to produce plentiful powder snow at altitude from January to April. “It was probably my best day’s skiing ever.”Apres ski here is low key, with hot baths, games of table tennis or massages. On bad weather days, alternative activities include skiing from the snowcat, snow shoeing or ski touring. The Kaçkar mountains could soon be on the world ski map, and not just for heli-skiing. “We will be very happy if, one day, there is a ski resort in Ayder,” says Gasser.
Persons: he’d, Thierry Gasser, Gasser, , Danilo Garin, “ It’s, , Oliver Evans, you’ve, You’ve, Evans, they’re, Georg, Yann clambered, Dany, “ You’re, Jeremy Jones, Recep Tayyip Erdoğan Organizations: CNN, heli, Air, Turkish Locations: Swiss, Kyrgyzstan, Turkey, Europe, Russian Caucasus, Uzbekistan, India, Canada, Alaska, Turkey’s, Georgia, Verbier, Ayder, London, Air Zermatt, Switzerland, , Italy, Istanbul, Rize, Trabzon, Ayder . Swiss, British Columbia, France, Germany, Austria, Sweden, New Zealand, USA, American
Chuck: I grew up on a fourth-generation dairy farm in Wisconsin, and my intention was actually to become a farmer. Chuck: We wanted a forest and pasture, and we wanted it to be within 30 minutes of a more developed town. We knew what we were going to do, and those kinds of life events just change your timeline a bit. Brooke: It was a matter of getting a well put in, getting electrical put in, getting the mail to recognize us. AdvertisementAdvertisementChuck: We have nine miles of trails that we've already mapped out on our property — just the absolute stunning beauty.
Persons: Brooke, Chuck Anderson, They're, , I'd, Chuck, we'd, Brooke Anderson, We've, homesteading, we've, Brooke Anderson Brooke, haven't, Brooke :, they've, I'm, She's, We're Organizations: Service, YouTube, Virginia Tech, Andersons, Raleigh . Locations: Virginia, Wisconsin, Raleigh, COVID, We're, Blacksburg, Brooke, Roanoke
It was well before dawn on Sunday when the cyclists first began to congregate — a handful at first, then a few dozen, then hundreds. Not far away, the white lights of the Verrazzano-Narrows Bridge — the iconic starting point of the New York City Marathon — shimmered like a constellation in the dark sky. But these athletes were happy bathing in the fluorescent glow of a humble 24-hour Dunkin’ Donuts in Bay Ridge, Brooklyn. In the past two decades, for a growing number of cyclists, the store’s parking lot has become an iconic starting point in its own right for one irresistible annual challenge: to ride the marathon course in the sliver of time after the roads are closed to traffic and before any official races begin.
Organizations: New York Locations: Bay Ridge , Brooklyn
Walk up to Lafayette Avenue between Fulton Street and Bedford Avenue for one of the best parties along the course. You can also catch runners at several points in Williamsburg and Greenpoint, along Bedford Avenue between Lafayette Avenue and Nassau Avenue. Take the L train to Bedford Avenue, the M or J train to Marcy Avenue or the G train to Nassau Avenue or Greenpoint Avenue. The Q subway line stops at several points along this stretch. North of 96th Street, use the 6 subway line to get to this part of the course.
Persons: It’s, Alexander, Duke Ellington, Charles A, Dana, Harlem Meer, Organizations: New York, Brooklyn, Barclays Center, Lafayette, Bedford, Queens, ., Dana Discovery Center, Park, Columbus, West Locations: Staten Island, Brooklyn, Staten, Bay Ridge, Sunset, Park, Flatbush, Fulton Street, Williamsburg, Greenpoint, Bedford, Lafayette Avenue, Nassau, Avenue, Vernon, Jackson, . Manhattan, Manhattan, Bronx, Harlem
Before the fire that destroyed almost everything here, Paradise was one of those blunders of American suburbia, a misplaced place that made little ecological sense. It inhabited a California landscape that wasn’t quite rolling foothill or rugged Sierra but an in-between zone where Ponderosa pines, Douglas firs and incense cedars kept the earth from baking like the great valley below. It wasn’t long before the town was saddled with the sorry title of the largest community west of the Mississippi without a municipal sewer system. Politicians and citizens alike paid little mind to sound planning or zoning laws or to safe spaces between houses and all that was kindling. There were few good roads in or out.
Persons: Douglas Locations: California, Mississippi
Reinhard and Zarate spotted a bundle of cloth, and lifting it, they found themselves looking into the Ice Maiden’s face. Studies have revealed that Juanita was a healthy girl between 13 and 15 when she died from a blow to the head. Nilsson used tissue depth markers based on the measurements of her skull to envision the proportions of her face, which included high cheekbones. Tissue depth markers and CT scans helped Oscar Nilsson reconstruct the Ice Maiden's face. For the researchers who have spent years studying Juanita, the arduous process to bring her back to life was worth it.
Persons: ” Juanita, Ampato, Oscar Nilsson, Juanita, , Dagmara, bioarchaeologist, Socha, Johan Reinhard, Miguel Zarate, Reinhard, Zarate, Nilsson, ” Nilsson, capacocha, , Pichu, ” Socha Organizations: CNN, Center, Andean Studies, University of Warsaw, Catholic University of Santa, Sanctuaries, Centro Textiles, Visitors Locations: Ampato, Swedish, Peru, Peruvian, Chile, Catholic University of Santa María, Chinchero, Cusco, Inca, Chachani
Matt LeBlanc as Joey Tribbiani, Matthew Perry as Chandler Bing, Jennifer Aniston as Rachel Green and Courteney Cox as Monica Geller on NBC's "Friends." A spokesperson for Warner Bros., which owns the show's distribution rights, declined to verify or comment on the residual payments. What may happen to Perry's 'Friends' residualsWhen an actor passes away, residual payments are considered the actor's personal property. The Screen Actors Guild-American Federation of Television and Radio Artists has contracts in which its members can list beneficiaries for residual payments upon death. Charity may have figured into Perry's estate
Persons: Matt LeBlanc, Joey Tribbiani, Matthew Perry, Chandler Bing, Jennifer Aniston, Rachel Green, Courteney Cox, Monica Geller, NBC's, ", Perry's, Charlie Douglas, Perry, Franklin, Douglas, there's, Tasha Dickinson, Pitney, David Johnston, Keith Morrison, David Oh Organizations: NBC, Getty, Warner Bros, CNBC, HH, Investments, American Federation of Television, Radio Artists, Finance, Wealth, Arta Finance Locations: California, Atlanta, Arta
What Is a Soft Landing?
  + stars: | 2023-11-02 | by ( Aly J. Yale | ) www.wsj.com   time to read: +4 min
But whether the central bank can meet its dual-objectives of slowing price growth and avoiding a recession—dubbed a “soft landing” by economists—remains to be seen. Threading that needle has proven to be quite elusive.”What is a soft landing? “The alternative to a soft landing is a hard landing,” Cirksena says. “How ‘soft’ that ‘soft landing’ is among citizens could vary widely,” he says. Will the Fed achieve a soft landing this time?
Persons: Aly J, , , David Johnston, Bank of Japan —, Aaron Cirksena, you’ll, ” Cirksena, Peter C, Earle, Jerome Powell, Organizations: Yale, Federal Reserve, Wealth Management, European Central Bank, Bank of, MDRN, American Institute for Economic Research, Fed, Bank of America, Wall Street, National Bureau of Economic Research Locations: Flemington, N.J, U.S, Bank of Japan, Annapolis, Md
CNN —A tourist tried to avoid a wild animal in a national park and got in a car accident. According to a press release issued by the Death Valley National Park in California, two tourists from Switzerland were in a campervan on October 28 when the driver saw the spider and slammed on the brakes. However, the park urges Death Valley visitors not to panic if they see an eight-legged creature. Earlier this year, staff at Yellowstone National Park were forced to euthanize a bison calf after a visitor tried to pick up the animal. Last week, a section of the Blue Ridge Parkway national park in North Carolina was closed after multiple incidents of “visitors feeding and attempting to hold a young bear.”
Persons: who’d, , Organizations: CNN, Death, Yellowstone Locations: California, Switzerland, Death, North Carolina
When a restaurant owner went viral for charging a mother a $50 "unable to parent" fee, allegedly yelling at her when she protested, some people praised him. That can be seen as abusive and harassment," Chelsea Jay, a Lansing, Michigan-based leadership coach, tells CNBC Make It. The incident, as described by the mother, shows a "huge lack of communication and clarity" from the restaurant owner, Jay adds. He notified Landmann of a $50 charge per bill at their table, because the kids were "too loud," she said. He got in our faces and told us that we belonged at Burger King and not at his restaurant," said Landmann.
Persons: Chelsea Jay, Jay, Lyndsey Landmann, NBC's, Landmann, Tim Richter, We're Organizations: CNBC Locations: Lansing , Michigan, Georgia, Blue Ridge , Georgia, Burger
Police carted off a truckload of Legos after a drugs raid on an Australian home, reports said. Police say the Legos were worth $130,000 and were bought with drug money. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementAdvertisementPolice carted away a truckload of Legos after a drugs raid on a suburban Australian home, The Australian Associated Press (AAP) reported.
Persons: , Anthony Vella, Vella Organizations: Police, Service, Australian Associated Press, . Police, AAP, AAP . Police Locations: Australian, 9News, Botany, Melbourne, Australia
Paleontologists recently described the previously unknown mosasaur from fossils found near the North Dakota town of Walhalla. The town’s name comes from Valhalla, the feasting hall of Norse mythology where dead heroes gather, so the scientists dubbed the mosasaur Jormungandr walhallaensis. When the scientists examined the skull, they quickly realized they had something unusual on their hands. This combination of traits convinced the researchers that what they were looking at was a new genus and species. Here is a line drawing of the skull of the Jormungandr walhallaensis.
Persons: Amelia Zietlow, Richard Gilder, Jormungandr, Zietlow, “ He’s, ” Zietlow, Henry Sharpe, Takuya Konishi, Jormungandr walhallaensis, , it’s, Konishi, walhallaensis, ” Konishi, Clint Boyd, , ” Mindy Weisberger Organizations: CNN, American Museum of, American Museum, Natural, Richard Gilder Graduate, North, North Dakota Geological Survey, American, of, University of Cincinnati, Scientific Locations: North Dakota, Walhalla, Valhalla, New York City, Clidastes, United States
CNN —A section of the Blue Ridge Parkway has been closed by officials “after multiple documented reports of visitors feeding and attempting to hold a young bear in recent weeks,” the National Park Service said in a news release. The section closed on Monday “until further notice.”“When people intentionally attract bears with trash and food it can lead to very dangerous situations. The safety tips instruct visitors not to feed bears and to properly store all food. The Blue Ridge Parkway is the most-visited of the National Park Service’s 425 sites, according to 2022 figures. The Blue Ridge Parkway starts in Waynesboro, Virginia, and stretches more than 469 miles, ending in the Great Smoky Mountains near Cherokee, North Carolina, according to NPS.
Persons: , Tracy Swartout, Organizations: CNN, National Park Service, Bears, NPS Locations: Asheville , North Carolina, Ox, NC80, Waynesboro , Virginia, Smoky, Cherokee, North Carolina
The regulator said it was informed on Saturday that Christopher Callahan, the sole director, officer and shareholder of Traynor, was dead. His death leaves Traynor without a director or officer in charge of the firm. "As a result, the three dealers have potential losses totalling approximately C$85 million ($61.27 million) to C$95 million," the regulator added, without naming the dealers. The firm and one of Callahan's colleagues listed on its website did not immediately respond to requests for comment. A Toronto police spokesperson said Callahan's death was not considered suspicious and they were not investigating.
Persons: Traynor, Christopher Callahan, Nia Williams, Jamie Freed Organizations: The Ontario Securities Commission, Inc, OSC, CIBC, Markets Inc, Canadian Imperial Bank of Commerce, TR1, Thomson Locations: Toronto, British Columbia
A diner says a Georgia restaurant tried to charge her table $50 per bill because of their kids' behavior. AdvertisementAdvertisementA diner claims a restaurant in rural Georgia tried to charge her table $50 per bill after the owner complained that their kids were "too loud." Some of the parents took their children to the river after dessert and the owner approached the table, Landmann said. Instead, the owner told them that the diners would have to pay a $50 charge per bill, saying that the kids were being "too loud" and "running around outside," Landmann told Today. AdvertisementAdvertisement"He got in our faces and told us that we belonged at Burger King and not at his restaurant," Landmann said.
Persons: , Lyndsey Landmann, Landmann, Bryan Caracciolo, he's, Caracciolo, he'd Organizations: Service, Atlanta News, Google Locations: Georgia, Florida, Burger
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