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☆ Here are the top 10 cheapest four-year public colleges for in-state students
▼ + stars: | 2023-02-08 | by ( Jessica Dickler | ) www.cnbc.com time to read: +1 min

If picking a college comes down to the financial bottom line, then an in-state public school can look like a particularly good deal. "In-state tuition is half to two-thirds lower than out-of-state," said higher education expert Mark Kantrowitz and author of "How to Appeal for More College Financial Aid." These days, that goes a long way as students and their families grow increasingly wary of the cost of a degree and hefty student loan debt that often comes with it. More from Personal Finance:How to decide if you should go back to schoolMore middle-class Americans struggle to make ends meetBiden’s student loan forgiveness plan heads to Supreme CourtTuition and fees plus room and board for students at four-year private colleges averaged $53,430 in the 2022-23 school year, according to the College Board. In comparison, in-state students at four-year public college paid $23,250, on average; for out-of-state students, it was $40,550Over the last decade, tuition and fees actually fell by 1% at public four-year institutions while rising by 6% at private, four-year schools, the College Board found.

☆ How Much Should I Have in Savings?
▼ + stars: | 2023-02-07 | by ( ) www.wsj.com time to read: +10 min

And when you are ready to stop working, a healthy retirement savings account will allow you to maintain financial independence. How much should I have in retirement savings? Retirement Savings Targets by Age Saving 10 times your salary doesn't have to seem overwhelming. So how do you translate that into a savings goal? Retirement savings should be prioritized over college savings, says Fruzzetti: “In an ideal world, you’d be able to save enough for retirement and college concurrently, but that’s not always possible.” The most realistic plan for many families is to save as much as possible.

We’re going to win Georgia,” Biden said in response to questions regarding his outlook on the Georgia Senate runoff contest as he exited Air Force One Tuesday night. Share this -Link copiedWarnock defeats Walker in Georgia Senate runoff, NBC News projects Sen. Raphael Warnock has won his second statewide runoff election in the last two years, defeating Republican Herschel Walker in the increasingly purple state of Georgia to capture a six-year term in the Senate, NBC News projected. Share this -Link copiedThe Senate runoff election is still too close to call, but Warnock leads The Senate runoff election between Warnock and Walker is still too close to call, but Warnock leads, NBC News' Decision Desk said just before 10 p.m. Share this -Link copiedPolls close soon in critical Georgia Senate runoff Polls are closing at 7 p.m. ET in the Senate runoff election in Georgia, where Democratic Sen. Raphael Warnock is hoping to fend off a challenge from Republican Herschel Walker.

The turnout in the Senate runoff was nearly 75% to 80% of the entire turnout for the midterm election in November. Share this -Link copiedPolls close soon in critical Georgia Senate runoff Polls are closing at 7 p.m. ET in the Senate runoff election in Georgia, where Democratic Sen. Raphael Warnock is hoping to fend off a challenge from Republican Herschel Walker. Democratic Sen. Raphael Warnock has a massive ad-spending and fundraising advantage over Republican Herschel Walker in the runoff election. In the 2022 general election, Warnock grew his advantage in Henry County, winning it by just over 31 points.

Share this -Link copiedGroups work to mobilize Latino voters in Georgia Senate runoff From giving away bingo-like Mexican lotería cards to Taco Tuesdays and World Cup watch parties, Latino voting mobilization efforts ramped up in Georgia leading into the Senate runoff election. Share this -Link copiedPolls close soon in critical Georgia Senate runoff Polls are closing at 7 p.m. ET in the Senate runoff election in Georgia, where Democratic Sen. Raphael Warnock is hoping to fend off a challenge from Republican Herschel Walker. Democratic Sen. Raphael Warnock has a massive ad-spending and fundraising advantage over Republican Herschel Walker in the runoff election. In the 2022 general election, Warnock grew his advantage in Henry County, winning it by just over 31 points.

WASHINGTON — If it’s Monday ... It’s the last day of campaigning before tomorrow’s Georgia Senate runoff. ... NBC’s Vaughn Hillyard covers the closing messages by Democrat Raphael Warnock and Republican Herschel Walker. And just looking at the campaigns, which get the biggest bang per advertising buck, it’s Warnock at $25.2 million, versus Walker at $10.1 million. But now it’s $11.8 million — behind Warnock’s $25 million and the $20.3 million from Georgia Honor, a Democratic Super PAC. Runoff watch: Walker accuser speaks to NBC NewsDays after she first revealed an allegation of domestic abuse against Georgia Republican Senate hopeful Herschel Walker, a former girlfriend of his sat down with NBC News to detail those allegations.

It’s a provision that voting rights experts say continues to confuse voters — especially college students or others who already face barriers — and results in many of them voting elsewhere or not at all. Nicks could have brought in another form of identification to vote; under Georgia law, her passport or her New York state identification card would have sufficed, for example. “Students in general often have a more difficult time accessing the ballot box because of all sorts of things. There are at least 10,000 students enrolled at private HBCUs in Georgia. Voting rights experts acknowledge that number of voters in Georgia affected by the provision ultimately represents a narrow slice of the state’s electorate.

My financial planning clients always want to now: How much do I really need to save every year? The more expensive your goals and the faster you want to achieve them, the higher your savings rate needs to be. If you're saving 10 to 15% of your income: This is the baseline many experts recommend for a savings rate. If you're saving 15 to 20% of your income: Saving at this level is likely where you start to see a little bit of flexibility in your future. If you're saving 20 to 25% of your income: You're on pace with the baseline my company recommends for our own financial planning clients.

☆ How college became so expensive, and how we can turn it around, according to a Pulitzer Prize-winning journalist
▼ + stars: | 2022-10-27 | by ( Annie Nova | ) www.cnbc.com time to read: +3 min

Zoom In Icon Arrows pointing outwardsThe average cost to attend a private college in 1970 was about $3,000 a year. Bunch is a Pulitzer Prize-winning journalist and the national opinion columnist for The Philadelphia Inquirer. That said, I don't believe the price of college will fall dramatically without states lowering tuition at public universities, and without a renewed push for free community college. WB: Making public 4-year universities free or next to free would be expensive and require new funding sources. WB: This seems the biggest flaw in the Biden plan, that it included nothing in the way to lower college costs going forward.

☆ Should you apply early to college? Here’s what the experts say about this 'strategic game'
▼ + stars: | 2022-10-22 | by ( Jessica Dickler | ) www.cnbc.com time to read: +5 min

What to know about early action versus early decisionWhether it's nonbinding early action or early decision, which is binding, the deadlines for these types of applications are typically Nov. 1 or Nov.15 for a December decision, or even earlier for rolling admission. "A lot of people view early action or early decision as interchangeable," said Eric Greenberg, president of Greenberg Educational Group, a New York-based consulting firm. However, "early action, in certain cases, makes no difference in admission." Early decision, on the other hand, can "help leverage someone's admissions chances." watch now"If someone is applying early decision or early action and gets in, at that point in the calendar there's more money available," Greenberg said.

☆ 2 shot during rapper Asian Doll's performance at North Carolina college homecoming concert
▼ + stars: | 2022-10-17 | by ( Marlene Lenthang | Marlene Lenthang Is A Breaking News Reporter For Nbc News Digital. | ) www.nbcnews.com time to read: +2 min

Two people were shot and others were injured when gunfire erupted during rapper Asian Doll’s performance at a homecoming concert at a North Carolina college over the weekend, officials said. An altercation during the concert escalated with gunfire at around 11 p.m. Saturday on the Livingstone College campus in Salisbury, police said. “During the altercation, a person, who is not a student of Livingstone College, fired one or more shots,” the Salisbury Police Department and Livingstone College said in a joint statement. The Salisbury Police Department and Livingstone College did not immediately respond to NBC News requests for comment. Livingstone College President Dr. Anthony J. Davis denounced the shooting as a "senseless act of violence."

The fact is, there are several important reasons I will continue saving for my kid's college education, and why those who can afford to do so should do the same. Today's forgiveness plan won't help future borrowersOne big issue I have with Biden's forgiveness plan is that it is a one-time action that does nothing to fix our broken higher education system. Biden's forgiveness plan once again limits relief to individual borrowers with incomes of $125,000, or couples who earn $250,000 or less. For these reasons and plenty of others, we are still saving for our children's college education on a monthly basis. APR Variable: 1.79% - 12.99%, Fixed: 3.22% - 13.95% Editor's Rating 4.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star APR Variable: 3.25% - 13.59%, Fixed: 3.75% - 13.72% Editor's Rating 3.25/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star APR Variable: 2.52% - 11.11%, Fixed: 3.89% - 13.16% Editor's Rating 3.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Find your rate On College Ave's website Find your rate On Sallie Mae's website Find your rate On Ascent's website

☆ Student housing is one of the hottest real-estate investments right now. Here's how big investors like Blackstone and TPG are playing the market that just saw a record $6.1 billion of deals.
▼ + stars: | 2022-09-03 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +7 min

The big investors TPG and the Cardinal Group made a bet on student housing in fall 2020. Investing in student housing seemed like an uncertain wager at best; no one knew when life would go back to normal. That's created an opportunity in niche asset classes, such as student housing, he added. The trend is not likely to end soon, with the cost of college housing on the same upward trajectory as tuition. With students, international and domestic, back at school again, student housing is hotter than ever.

☆ Some colleges let you pay tuition with a credit card — here's how to determine if it's worth it, and what card to use if it is
▼ + stars: | 2019-10-09 | by ( Laura Grace Tarpley | Personal Finance Reviews Editor | Read More | ) www.businessinsider.com time to read: +16 min

You could potentially pay tuition with the card, pay off the full amount the next day, and never have to pay one cent of interest. Your credit card spending limit might be too lowWhat's your credit card spending limit? Capital One Venture Rewards Credit Card — This is an example of a card that offers big rewards in general. Colleges that let you pay with a credit cardIt's becoming more common for public colleges to accept credit card payments. Students attending Ivy League schools or colleges like Notre Dame or Duke won't be able to pay tuition with a credit card.

With the costs of attending college higher than ever, it's important to start saving fpr college as early as possible. Pros Check mark icon A check mark. Includes specific recommendations on how much to save for 529 plan while simultaneously offering advice on other accounts Check mark icon A check mark. Fortunately, one of the smartest ways to get ahead of the game and reduce the debt load post-college is available to anyone: Invest in a 529 college savings plan. What's more, a full 30% of college savings dollars are now held in 529s, compared to 22% of total dollars saved in traditional savings accounts.

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