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It's something that has appeared in fiction writing on imagined future wars but is also being looked at right now. AI "can shape the wargames and actually the whole future of war," Yasir Atalan, an associate data fellow at the Center for Strategic and International Studies, told Business Insider. In February 2023, for instance, the US military let AI successfully pilot a fighter jet and engage in simulated air-to-air combat. Wargaming expert Ivanka Barzashka has also raised concerns that AI may obscure explanations for actions, potentially leading to faulty conclusions. "When people are using these LLMs in their approach, they need to be transparent, they need to show their prompting," Atalan said.
Persons: , Yasir Atalan, Thomas Mort, CSIS's Benjamin Jensen, Dan Tadross, Atalan, Cpl, Yvonna, Alan Turing, Barzashka, Javier Chagoya, it's Organizations: Service, Business, Center for Strategic, International Studies, Naval Postgraduate School, Mobile Education Team, US, CSIS, US Marine Corps, 22nd Marine Expeditionary Unit, RAND, The, Atomic Scientists Locations: Wiesbaden, Germany, London, warfighting
Half of promised Western military support to Ukraine fails to arrive on time, complicating the task of military planners and ultimately costing the lives of soldiers in Russia's war, the Ukrainian defense minister said Sunday. Year 2024" forum in Kyiv, stressed that each delayed aid shipment meant Ukrainian troop losses, and underscored Russia's superior military might. Commemorations to mark the second anniversary of Russia's full-scale invasion of Ukraine on Saturday brought expressions of continued support, new bilateral security agreements and new aid commitments from Ukraine's Western allies. The defense minister also said that a "strong" military strategy is already in place for the coming months, but didn't disclose details. A Russian drone on Sunday morning struck an unspecified facility in Ukraine's western Khmelnytskyi region, the regional military administration reported without giving details.
Persons: Volodymyr Zelenskiy, Ursula von der Leyen, Giorgia Meloni, Alexander De Croo, Justin Trudeau, Rustan, Umerov, Oleksandr Syrskyi, Syrskyi, Oleksandr Tarnavskyi, Valerii Zaluzhny Organizations: Belgium's, Canada's, Russia, U.S . Congress, Sunday Locations: Italian, Hostomel, Ukraine, Kyiv, Ukrainian, Avdiivka, Moscow, Russia, Kherson, Kostiantynivka, Russian, Khmelnytskyi, Belgorod
But a lot of people who feel helpless are probably doing better than they think they are, says the 28-year-old former financial analyst, who has a personal net worth of more than $500,000. To help people feel "less hopeless," the author of "Break Your Budget" recently shared several signs you're doing better financially than you think you are on TikTok. Here are five signs that you're on track with your personal finances, according to Allocca. Allocca suggests putting the money in a high-yield savings account to maximize the interest you earn on those funds. This includes high earners who still live paycheck to paycheck because they aren't tracking their expenses.
Persons: Michela Allocca, Allocca, they're Organizations: CNBC, Financial Locations: Allocca, U.S
Read previewWhen you think of a luxury wedding, you might imagine elaborate floral arches, massive Champagne towers, or dramatic firework displays. Splurging isn't the pointThough a luxury wedding will have a high budget, it won't look over the top if it's done well, as multiple wedding planners told Business Insider. Luxury weddings don't often look over the top. AdvertisementA relaxed guest is the goalDozens of small things come together to create the ideal experience for guests at a luxury wedding, the experts told BI. Seamless service and meaningful gifts make all the differenceOnce they arrive, the luxury experience for guests continues.
Persons: , Splurging, it's, Alison Laessar Keck, Alison Bryan, that's, Joey King, Keck, Kristen Marie Parker, Marcy Blum, LeBron James, Colin Cowie, Jennifer Lopez, Ben Affleck's, Jung Lee, FÊTE, It's, Blum, Cowie, Corbin Gurkin, Lee, They're, we've, Couples, There's Organizations: Service, Business, Fontainebleau, Keck Locations: Vegas, England
From start to finish, it took me five months to combine my retirement money into one account. Before moving your retirement money, consider the investment options at your current plan (or plans if you have multiple accounts) and the new plan. “The average 401(k) plan only has about 15 to 20 investment options, so we want to look at those options: ‘Are they good? The main ones to look into are plan administration fees, individual service fees, and investment fees. Your employer is required to provide you with information on the company 401(k) plan, including the fee structure.
Persons: Brent Weiss, Weiss, that's, , , you’re, Organizations: Fidelity, Vanguard, Business
The suburbs are home to the vast majority of Americans, including millennials priced out of cities. AdvertisementThese days, the American suburbs are seeing something of a revival after a few decades of the back-to-the-city movement, in which mostly young people flocked to urban centers. The rise of remote work coupled with the soaring costs of urban housing has pulled, or pushed, lots of millennials and others to the suburbs and even far-flung exurbs. Exclusive, isolating, and inconvenient suburbsThe American suburbs have always been flawed in a host of ways. Kotkin says the American suburbs have “won the battle” with cities, reigning as the more economically and demographically dominant place.
Persons: , , Andrew Justus, ” Justus, “ We’ve, Adie Tomer, Tomer, Joe Sohm, Joel Kotkin, Kotkin, , ” Tomer, Tayana Panova, ” Panova Organizations: Service, Niskanen, Brookings Institution, MIT, Chapman University, National Review, metros Locations: American, it’s, Paoli , Indiana, America’s, Somerville , Massachusetts, Shaker Heights , Ohio, Orange , California, Bronxville, Westchester County, Woodlands, Texas, Houston, , walkable, Suburban
'Deteriorating' retirement outlookAbout 38% of early millennials (those born in the 1980s) will have "inadequate" retirement income at age 70, according to projections from a 2022 Urban Institute study. watch now"We do see the retirement outlook deteriorating for future generations," including millennials, said Richard Johnson, director of Urban's retirement policy program and co-author of the report. Millennials' student loans dent their net worthA 2021 paper by the Center for Retirement Research at Boston College had similar findings. Meanwhile, the last major Social Security overhaul, in 1983, gradually raised the program's "full retirement age" to 67 years old. That will make it easier to save for retirement, according to a Brookings Institution report.
Persons: Jamie Grill, Craig Copeland, Gen X, Xers, Richard Johnson, Johnson, aren't, Millennials, Gen Xers, CRR, X, EBRI, Anqi Chen, Copeland, millennials, they're, William Gale, Hilary Gelfond, Jason Fichtner, there's, Sean Deviney, Deviney Organizations: Social Security, Research Institute, Urban, Center for Retirement Research, Boston College, Research, Transamerica Center, Retirement Studies, Finance, IRA, Pensions, Social, Center, Budget, Brookings Institution, Vanguard Group Locations: U.S, Fort Lauderdale , Florida
CNN —An unusually strong cold front slammed Cuba’s north coast on Tuesday, with white-capped waves flooding streets with seawater, causing scattered power outages and littering the capital Havana with blowing trash and downed branches. People navigate through a flooded street on a raft in Havana, on February 6, 2024. Yamil Lage/AFP/Getty ImagesAt dawn, the water flowed through some city streets like coastal rivers, moving jellyfish, seaweed and flotsam several blocks landward. “The climate has changed.”Havana, a coastal city built centuries ago on the Gulf of Mexico, is particularly vulnerable to rising sea levels and strengthening storms brought on by human-caused climate change, scientists and city planners have said. Rising sea levels threaten some coastal cities like Havana and could completely wipe from the map low-lying states in parts of the South Pacific Ocean.
Persons: Yamil Lage, , Jaqueline Dalardes Organizations: CNN, Getty, UN Locations: Havana, Florida, Cuba, AFP, of Mexico
download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. More people living closer together is necessary to create more affordable and inclusive neighborhoods, housing advocates say. The research, which involved surveying almost 1,900 people living in 15 municipalities in the Vancouver region of British Columbia, found no evidence that higher-density living is associated with decreased happiness, social connection, or well-being. AdvertisementWell-designed density — think pedestrian-friendly streets with easy access to transit and amenities like shops, restaurants, and parks — was positively correlated with well-being and happiness. These findings are important for city planners and builders to understand, so they can incorporate design elements that promote well-being.
Persons: , Tristan Cleveland, Cleveland, Madeleine Hebert, North America aren't, They're, Hebert Organizations: Service, Business, Happy Cities Locations: North America, Cities, Cleveland, Vancouver, British Columbia, walkable, , townhomes
YouTubers, influencers, and bloggers are tapping into a new market — Disney park planning. AdvertisementPeople are turning to YouTube videos and TikToks to plan increasingly complicated Disney trips, The Washington Post reported. But for the less organized, Disney trips might seem like a nightmarish experience. Hart shares Disney planning trips for taking toddlers or preschoolers to the parks on her YouTube channel, where she has more than 19,000 subscribers. The site has racked up hundreds of thousands of views sharing a variety of "tips, tricks and tutorials" on visiting Disney parks.
Persons: , Rob Kayris, Kayris, it's, Bekah Hart, Hart, She's, TikToker Brooke Raybould, Raybould Organizations: Plus, Disney, Service, Washington Post, YouTube, Plan, Magic, Ear Scouts, Genie, Post
SRINAGAR, India (AP) — For decades, India has focused its defense policy on its land borders with rivals Pakistan and China. Unless you are a maritime power you can never aspire to be a global power,” Chawla said. India, already a regional power, is positioning itself “as a global player today, an upcoming global power,” he said. Though we don’t own it, but we are probably the most capable and responsible resident naval power,” Chawla said. Chawla said India doesn't have “strength to project power into the South China Sea right now” because of the vast Chinese maritime assets there.
Persons: Adm, Anil Kumar Chawla, , ” Chawla, , Darshana, Chawla, it’s Organizations: Pakistan, Hamas, U.S, Carnegie Endowment, International, Ocean Initiative, NATO Locations: SRINAGAR, India, China, Yemen, Iran, Tehran, Red, Gaza, U.S, Visakhapatnam, Marshall, Gulf, Aden, Picardy, “ China, South China, Beijing, Bangladesh, Sri Lanka, Maldives, Australia, Japan, Pacific, South, Asia, asia
US Air Force fighter jets recently took part in the Red Flag air combat exercise. These scenarios are meant to prepare pilots for threats tougher even than what pilots are facing in Ukraine. AdvertisementThis year's event involved airmen from the 421st Fighter Squadron and 421st Fighter Generation Squadron, as well as over a dozen F-35A Lightning IIs from Utah's Hill Air Force Base. A Royal Australian Air Force F-35A lands at Nellis Air Force Base, Nevada, Jan. 10, 2024 in preparation for Red Flag-Nellis 24-1. AdvertisementAn F-15E Strike Eagle assigned to Seymour Johnson Air Force Base, South Carolina, taxis prior to take off for a for Red Flag-Nellis 24-1 mission at Nellis Air Force Base, Nevada, Jan. 17.
Persons: , William R, Lewis, Nathan Heguy, Heguy, we're, Lockheed Martin, haven't, Bryan Butler Organizations: US Air Force, Flag, Service, Nellis Air Force Base, 388th Fighter Wing, 421st Fighter Squadron, 421st Fighter Generation Squadron, Utah's Hill Air Force Base, 3rd, Joint Base Elmendorf, Nellis, Nevada, Air Force, Royal Australian Air Force, NATO, Seymour Johnson Air Force Base, Lockheed Locations: Ukraine, Nevada, Utah , Nevada, California, Richardson , Alaska, Russian, Red Flag, Russia, Flag, China, Washington, South Carolina
This article is part of "Business Travel Playbook," a series about making the most of work travel. Along with offering opportunities to brainstorm and collaborate, an annual company retreat can help combat loneliness, boost morale, and motivate employees. The importance of including employees in decision-makingTo run a successful retreat, employees need to be on board early and feel included in the process. Depending on your budget, a local hotel or lodge within driving distance of the office may be ideal for a first company retreat. The Knowledge HouseWith so many moving parts, it's also wise to consider hiring a third-party company to plan a retreat or to coordinate the retreat activities, Dolin said.
Persons: , Brittany Dolin, Audrey Ma, Alex Barrett, Cecilia Sanchez, Leanne Mair, " Mair, Leanne Mair Barrett, it's, Nicole Dayan, It's, Dayan, Mair, Barrett, Dolin Organizations: Service, Business, Pocketbook Agency, Benefactum Consulting, Employees Locations: Perceptyx, New York, Atlanta , Newark, Los Angeles
The crash diets have crashed, the brand-new budgets won’t budge and your Peloton is now the world’s most expensive laundry rack. But even if every one of your New Year’s resolutions is toast, there’s still one start-of-the-year chore you would be wise to handle: your retirement review. This is a perfect time to take stock of where your retirement is heading — whether you’re still on the job or have stopped working and are now collecting Social Security — financial planners say. Nearly all of them will need to support themselves for decades. Whether you are still working or already retired, reviewing your retirement plan and how it’s shaping up when compared with reality is a crucial step, said Michael Crews, author of the book “Saturday Everyday” and chief executive of North Texas Wealth Management in Allen, Texas.
Persons: you’re, Michael Crews Organizations: Alliance for Lifetime, North Texas Wealth Management Locations: Allen , Texas
While my case may have been a little on the extreme side, a financial planner assured me that I'm far from the only person to have struggled with a 401(k) rollover. August 15, 2023: Fidelity cuts two checks — made out to Vanguard, not me (this, I later learn, is key) — and mails them to me. I was supposed to make my rollover checks payable to them. The author attempted to mail the rollover form and checks from Brooklyn, New York. I never want to initiate a 401(k) rollover ever again.
Persons: , I've, Roth, Vanguard There's, Kathleen Elkins, Brent Weiss, that's, Ascensus, Weiss, wasn't, it's Organizations: Business, Fidelity, Vanguard, Neat, UPS, Trust, Facility, IRS Locations: Los Angeles, New York City, Brooklyn , New York, Brooklyn Heights, North Carolina, Charlotte, New York
For years, the scrappy Iran-backed Yemeni rebels known as the Houthis did such a good job of bedeviling American partners in the Middle East that Pentagon war planners started copying some of their tactics. Noting that the Houthis had managed to weaponize commercial radar systems that are commonly available in boating stores and make them more portable, a senior U.S. commander challenged his Marines to figure out something similar. By September 2022, Marines in the Baltic Sea were adapting Houthi-inspired mobile radar systems. So senior Pentagon officials knew as soon as the Houthis started attacking ships in the Red Sea that they would be hard to tame. As the Biden administration approaches its third week of airstrikes against Houthi targets in Yemen, the Pentagon is trying to thread an impossibly tiny needle: making a dent in the Houthis’ ability to hit commercial and Navy vessels without dragging the United States into a prolonged war.
Persons: Biden Organizations: Marines, Pentagon Locations: Iran, East, U.S, Baltic, Yemen, United States
Nearly half of Americans have $500 or less in their savings accounts, an amount that leaves them vulnerable to unexpected expenses, according to a GOBankingRates survey of 1,063 U.S. adults conducted in November 2023. About 29% of respondents have between $501 and $5,000 in their savings accounts, while the remaining 21% of Americans have $5,001 or more. This leaves them vulnerable to unexpected expenses, underscoring the importance of having an emergency fund, if they're able to build one. Why an emergency fund is importantFinancial planners commonly recommend keeping a reserve of cash, known as an emergency fund, on hand to cover unexpected expenses. To get started, you'll need to find room in your budget for monthly emergency savings contributions, which can be easier said than done.
Persons: Alex Lozano, Christopher Lazzaro, Lazzaro, Lozano, It's Organizations: Lozano Group Wealth Management
E. Jean Carroll is seeking more damages from Trump in her second defamation trial. But she could have to pay a hefty amount in taxes — known as the "plaintiff double tax" — on those damages. It's all thanks to a tax bill that Trump signed in 2017, when he was president. AdvertisementE. Jean Carroll is seeking more damages in her second defamation trial against former President Donald Trump. But the judge determined in September that Trump had already been found liable for defaming Carroll, meaning the second trial focuses purely on whether Trump owes Carroll additional damages.
Persons: Jean Carroll, Trump, , Donald Trump, that's, Jeremy Babener, Babener, Carroll, defaming Carroll Organizations: Trump, Service, Structured Consulting, Treasury Department's, Business, Planners Locations: Utah
LAS VEGAS (AP) — A proposed high-speed passenger train between Las Vegas and Southern California got another boost on Tuesday with Biden administration approval to issue $2.5 billion in tax-exempt bonds for the $12 billion project. The announcement benefiting the Brightline West project followed a $3 billion U.S. Department of Transportation grant in December and government authorization in 2020 for the company to sell $1 billion in similar bonds. "We appreciate the confidence placed in us by DOT and are ready to get to work,” Brightline founder and Chairman Wes Edens said in a statement. The 218-mile (351-kilometer) Brightline West project aims to whisk passengers at 186 mph (300 kph) or more in electric trains on new tracks along the Interstate 15 corridor — cutting in half a four-hour freeway trip between Las Vegas and suburban San Bernardino County near Los Angeles. No date has been announced for work to start, but officials have said it might be operational by the Summer Olympics in Los Angeles in 2028.
Persons: Biden, , Wes Edens, Sen, Jacky Rosen Organizations: LAS VEGAS, . Department of Transportation, Brightline Holdings, Los Angeles . Planners, Nevada -, Nevada U.S, Democrat, Summer Locations: Las Vegas, Southern California, Florida, U.S, Miami, Orlando, San Bernardino County, Los Angeles, Nevada, Nevada - California, Congress
Ukraine War Drives Shift in Russian Nuclear Thinking -Study
  + stars: | 2024-01-22 | by ( Jan. | At A.M. | ) www.usnews.com   time to read: +4 min
NSNWs include all nuclear weapons with a range of up to 5,500 km (3,400 miles), starting with tactical arms designed for use on the battlefield - as opposed to longer-range strategic nuclear weapons that Russia or the U.S. could use to strike each other's homeland. "The Russian perception of the lack of credible Western will to use nuclear weapons or to accept casualties in conflict further reinforces Russia's aggressive NSNW thought and doctrine," it said. But he has shifted Russia's stance on key nuclear treaties and said he is deploying tactical nuclear weapons in Belarus. NUCLEAR DEBATEWestern analysts and policymakers have been closely tracking a debate among Russian military experts about whether Moscow should lower its threshold for nuclear use. William Alberque, author of the IISS report, said Karaganov was part of a wider discussion in Russia on the failure of its military to win the Ukraine war decisively and quickly.
Persons: Mark Trevelyan, Vladimir Putin's, Putin, hawkish, Russia's, Sergei Karaganov, William Alberque, Karaganov, Alberque, Mark Heinrich Organizations: Mark Trevelyan LONDON, NATO, International Institute for Strategic Studies, Russian Federation, Pentagon Locations: Ukraine, Moscow, Western, Russia, U.S, West, Russian, Belarus, Europe, United States
The Israeli war cabinet member and former military chief Gadi Eisenkot, as he attended the funeral of his son Gal Meir Eisenkot in December. General Eisenkot has also paid a devastating personal price in the war: His 25-year-old son, Master Sgt. In the televised interview, which was prerecorded, General Eisenkot said Mr. Netanyahu carries “sharp and clear” responsibility for the country’s failure to protect its citizens on Oct. 7. Early in the war, Israeli officials weighed whether to launch a pre-emptive strike against Hezbollah — risking a two-front war that deeply concerned U.S. and Israeli military planners. The Israeli public must head to the polls “within months,” General Eisenkot said.
Persons: Gadi Eisenkot, Gal Meir Eisenkot, Israel, Uvda, , Eisenkot, Benjamin Netanyahu, Netanyahu, Mr, Netanyahu —, , , Israel’s, General Eisenkot, Yahya Sinwar, Netanyahu’s Organizations: Mr, Hamas, Locations: Gaza, Israel, Entebbe, , Uganda, Iran, Lebanon
TikTok creators are livestreaming from stores like T.J. Maxx and selling items online. AdvertisementTikTokers are livestreaming shopping trips to stores like T.J. Maxx and HomeGoods, and charging viewers to buy items from them, in a new side hustle that's taking off on the social media platform. In the video, user @anamolykb, asked viewers: "Is personal shopping the new side hustle?" She said: "So, apparently there's this thing where people go to T.J. Maxx, Ross, Marshalls, HomeGoods, Burlington Coat Factory and start a live. 'I live in the sticks so it's nice to have a personal shopper'Off-price stores like T.J. Maxx and Ross are known for offering a treasure hunt shopping experience.
Persons: , @anamolykb, TikTok's, Ross, Erin McDowell, CJ, Kayla Organizations: Maxx, Service, Daily, Burlington Coat Factory Locations: Maxx, Ross, Marshalls, HomeGoods, Burlington
Here's what a bitcoin ETF actually means for investors
  + stars: | 2024-01-11 | by ( Ryan Browne | ) www.cnbc.com   time to read: +4 min
A false statement saying the regulator had approved a bitcoin ETF was published Tuesday on the SEC's social media account on X, formerly known as Twitter. CNBC runs through everything you need to know about the bitcoin ETF milestone. As crypto investors look to assess what the market impact of a bitcoin ETF might be, many are comparing Wednesday's news to the greenlighting of the SPDR Gold Shares ETF — the first-ever spot gold ETF — in 2004. A bitcoin ETF opens up the audience of people and institutions that can buy and sell bitcoin to those with little experience trading cryptocurrency. "There is now a U.S. bitcoin spot ETF, and bitcoin is no longer considered shady or infamous.
Persons: Vijay Ayyar, Ayyar, Kevin de Patoul Organizations: . Securities, Exchange, U.S, Ark, Twitter, CNBC, Locations: BlackRock, Invesco, U.S
She and her team coordinate service providers, from gardeners to party planners, for her clients. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementEmily Webb-Doskow, an estate manager, receives strange requests from wealthy clients. These shifts expanded the prospective client base of families who could benefit from an estate manager. She said a starting salary for a full-time estate or house manager could be about $150,000.
Persons: Emily Webb, Doskow, Baker, , Webb, Rich, I've, She's, bender, Barths, Holger Leue, they'd, they're Organizations: Webb, Service, Craigslist, Business, Baker, Estate Management, YouTube Locations: Los Angeles, New York City, St, America
On December 14, a TikToker who goes by Taylor Money posted a video with an on-screen caption that read, "Millionaires do 1 thing different." He regularly shares videos about what he describes as millionaires' approach to life and making money . This story is available exclusively to Business Insider subscribers. AdvertisementThe theory is that richer people tend to view money as a way to build even more wealth, rather than a means to a different end. They said they had little to no money after paying their basic bills, so using money to make money was only possible for those with expendable income.
Persons: , Taylor Money, Taylor, That's, Rich, lew, ure, ideo Organizations: Service, Millionaires, Business, ust Locations: TikTok, iews
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