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Harris For President Campaign | Via ReutersFinancial experts describe Vice President Kamala Harris' investment style in one word: Boring. In her role as vice president, Harris filed a public financial disclosure report for 2023, which was signed in May. Carolyn McClanahan, a certified financial planner and founder of Life Planning Partners in Jacksonville, Florida, who also reviewed Harris' financial disclosure, said it makes her "heart sing" to see Harris investing in low-cost passive investment strategies. Since 2020, mortgage rates have increased substantially, which means the couple missed their chance to lock in a low rate for a longer term. McClanahan said she urged everyone to lock in the record low mortgage rates that were available back then.
Persons: Kamala Harris, Barack Obama, Michelle Obama, Harris, Dustin Thackeray, She's, Thackeray, Carolyn McClanahan, McClanahan, Vance, , Second, Douglas Emhoff, Barry Glassman, Glassman, Cash, Emhoff, it's, Ted Jenkin, Atlanta . Jenkin Organizations: Democratic, Reuters, Crewe Advisors, Planning Partners, CNBC, Finance, GOP, Wealth, CNBC's, Council Locations: U.S, Salt Lake City, Jacksonville , Florida, California, Atlanta .
Reuters —California’s top state court on Thursday upheld a measure approved by voters allowing app-based services such as Uber and Lyft to consider drivers in the most populous U.S. state as independent contractors rather than as employees entitled to greater benefits. Whether gig workers should be treated as employees or contractors is a crucial issue for the ride-service industry. California is just one front in a nationwide legal battle over the classification of gig drivers and other contract workers. In June, Uber and Lyft agreed to adopt a $32.50 hourly minimum wage for drivers in Massachusetts and pay $175 million to settle a lawsuit by the state claiming they improperly treated drivers as independent contractors. A proposal that would allow app-based drivers to unionize will go before voters in the state in November.
Persons: Reuters —, Lyft, Uber, , Tia Orr, Organizations: Reuters, Service Employees International Union, SEIU, Employees, California Supreme Locations: U.S, California, SEIU California, Minnesota, Minneapolis, Massachusetts
Read previewSince graduating from college in 2016, Chris Hsiao dreamed of working as a product manager. He started his career as a consultant and set about securing a product manager role. He previously worked as a project manager at Facebook, but said joining Microsoft felt like a "completely new stint." AdvertisementHsiao spoke about the startup, which designed and sold merchandise online, during his interviews with Microsoft. The hiring process at Facebook and Microsoft both involved multiple interview rounds that contained both behavioral and situational questions.
Persons: , Chris Hsiao, Hsiao, Microsoft Chris Hsiao, Microsoft Hsiao, résumé Organizations: Service, Microsoft, Business, Facebook, Big Tech Locations: San Francisco
The California Supreme Court ruled on Thursday to uphold a four-year-old ballot measure that classifies Uber and Lyft drivers as independent contractors rather than as employees. In a win for ride-hailing companies, the decision ends a yearslong legal dispute that could have reshaped California’s gig economy if the ruling had been overturned. The ballot measure, Proposition 22, was first passed by state voters in 2020. It was overturned in 2021 by a California Superior Court judge, only to be upheld by three appeals court judges last year. Opponents of Proposition 22 argued that it was unconstitutional because it would limit the state legislature’s ability to oversee workers’ compensation.
Persons: Lyft Organizations: California Supreme, California, Court Locations: California
One involves taking Lyft XL rides, which are designed to transport up to five passengers at once. Families going to or from a port before or after a cruise, for example, need larger vehicles than most Lyft drivers can provide. Afterward, he found out that Lyft had issued him a "warning" curtailing his ability to take scheduled rides on the app. Fourteen days later, he said, he was able to set up scheduled rides again. "If you want to just continue to do the scheduled rides, it makes it very challenging," he added.
Persons: , Timothy Turer, Turer, Lyft, he's Organizations: Service, Business, XL Locations: Southern Florida, South Florida
They want diverse employers that offer a good work-life balance, remote positions, and solid mental health policies. AdvertisementThis, she said, is what's known as a "double bind," and it drives Zoomers mad. A double bind, Chang explained, is "when you are giving two or more contradicting messages at the same time." In the survey, Gen Zers were the most likely cohort to have been in a double bind (84%). Advertisement"People my age and up didn't talk about mental health," Chang said, which is why older generations can be a bit "put off" when a young employee asks for a mental health day.
Persons: , Jeanie Y, Chang, We're, Dale Wilsher, Gregory Bateson, Wilsher, Gen Zers, Oliver Wyman, Zoomers, Zers Organizations: Service, Business, Forbes
Before saving for a down payment, calculate how much you'll need and set a deadline. Exploring down payment assistance programsDown payment assistance programs can help cover part or all of your down payment. Saving windfalls and bonusesWindfalls — or sudden influxes of cash — are a great way to pad your down payment savings. Not having a clear savings planDepositing a few bucks here and there isn't going to make much of an impact on your down payment savings. Yes, high-yield savings accounts, CDs, and investment accounts can be excellent tools for saving your down payment, especially if you have a longer time horizon.
Persons: You'll, you'll, windfalls, Windfalls Organizations: Netflix, Spotify, Federal Deposit Insurance Corp, PMI Locations: homebuyers, Chevron
"We were like, 'Oh, look at that cute little church," O'Mara, a 39-year-old real-estate agent, told Business Insider. AdvertisementThey didn't think of the chapel again until O'Mara stumbled upon it when scanning real-estate listings for work. The Dunnigans turned the chapel into an event space and an Airbnb that they said brings in $40,000 in revenue a year. The chapel was built by volunteers in the early 1900s to be a place of worship for Norwegian-speaking Lutherans. Paulette Hagen Simple Website CreationsThey then found a local contractor whose father had built church altars.
Persons: , O'Mara, Adam Dunnigan, " O'Mara, Adam, Dunnigans, Paulette Hagen, wouldn't, Adam's, they've, — O'Mara Organizations: Service, Detroit, Business Locations: Detroit Lakes , Minnesota, Minnesota, Fargo , North Dakota, Minneapolis, Audubon, Detroit Lakes, Portugal
Introduction to Business Credit Cards with No Annual FeeYou don't need to worry about paying a high annual fee to open one of the best small business credit cards. Best Business Credit Cards with No Annual Fees of June 2024The Blue Business® Plus Credit Card from American Express: Best for earning travel pointsThe American Express Blue Business Cash™ Card: Best for earning cash backInk Business Unlimited® Credit Card: Best for maximizing Chase pointsInk Business Cash® Credit Card: Best for business expenses like office supplies and internetU.S. Bank Business Triple Cash Rewards World Elite Mastercard® : Best for generous welcome bonus with 0% intro APR: Best for generous welcome bonus with 0% intro APR U.S. Bank Business Platinum Card: Best ultra-long introductory APR offerBank of America® Business Advantage Customized Cash Rewards Mastercard® credit card : Best for customizing rewards: Best for customizing rewards Bank of America® Business Advantage Travel Rewards World Mastercard® credit card : Best for travel purchases: Best for travel purchases Capital One Spark 1% Classic† : Best for Building CreditNo-Annual-Fee Business Card ReviewsPremium credit cards can offer hundreds of dollars in value, but many business owners balk at the idea of paying an annual fee on a credit card. This list highlights many of the best no-annual-fee business credit cards available in 2024, according to Business Insider's team of credit card experts. No-Annual-Fee Business Card Frequently Asked QuestionsHow do I choose the best no-annual-fee business card for me? Why You Should Trust Us: How We Chose the Best Business Credit Cards with No Annual FeesThere are lots of no-annual-fee business credit cards on the market.
Persons: You've, you'll, APRs, Cash, you've, Hilton, You'll, it's, Chase, Read, Cardholders, cardholders, EIN Organizations: Business Insider, U.S . Bank Business, Cash, Mastercard, Bank of America, Express, American Express, Chase, Ink, FDIC, . Bank Business, Rewards, EV, U.S, Bank, U.S . Bank, of America, Business, Capital, Best, Bank Business, . Bank, American, Air Canada Aeroplan, British Airways Executive Club, Marriott Bonvoy, Global, Amex, Card, Sapphire, Elite Mastercard, Merrill, Travel, Bank of America Travel Center, Credit Locations: U.S, Chevron
When you apply for a mortgage loan, lenders will review your finances and check to make sure you meet the requirements of the loan program. The exact requirements you'll need to meet vary by loan type, though. Additional factors affecting mortgage qualificationThe above are the major mortgage loan requirements, but sometimes, other factors can play in as well. Mortgage credit score requirement FAQsWhat is the minimum credit score needed for a mortgage? There's no set amount, but your income should be sufficient to cover your debt payments and the proposed mortgage payment comfortably.
Organizations: Chevron, USDA Locations: AnnualCreditReport.com
Ink Business Preferred® Credit Card FeesThe Ink Business Preferred® Credit Card has a $95 annual fee, but if you can take advantage of the bonus categories and benefits, it's well worth it. Ink Business Preferred® Credit CardThe Ink Business Cash® Credit Card is a sibling card of the Ink Business Preferred® Credit Card with very similar benefits. Ink Business Preferred® Credit CardThe Ink Business Unlimited® Credit Card is also an extremely popular credit card for small business owners, especially those who value the simplicity of relying on a single card for all business expenses. Read more about this small business credit card in our Chase Ink Business Unlimited credit card review. Chase Ink Business Preferred Frequently Asked QuestionsIs the Chase Ink Business Preferred hard to get approved for?
Persons: You'll, Chase, Cash, you've, you'll, aren't, It's Organizations: Chase Travel, Chase, FDIC, Shipping, Ink, Apple, Insurance, Emergency, U.S, The, Business, Chase Sapphire, Chase Sapphire Reserve Locations: Chase TravelSM, U.S
The information for the following product(s) has been collected independently by Business Insider: Capital One Spark Cash Select for Excellent Credit†, Capital One Spark Cash Select for Good Credit†, Capital One Spark Miles for Business†, Capital One Spark Cash Plus†. One of these cards, the Capital One Spark Cash Select for Excellent Credit†, is designed to deliver what every business needs: cash. Capital One Spark Cash Select for Excellent Credit OverviewFor nearly every purchase you make on the Capital One Spark Cash Select for Excellent Credit†, you'll earn 1.5% cash back. Capital One Spark Cash Select for Business Annual Fee and Other CostsThere is no annual fee with the Capital One Spark Cash Select for Excellent Credit†, which is excellent news for your business' bottom line. What's the difference between Spark Cash Select for Excellent Credit and Spark Cash Select for Good Credit?
Persons: Uber, You'll, it's Organizations: Business, Credit, Business †, Capital, Business Capital, American Express, Air Canada, British Airways, Wyndham, Purchase, Excel, Mastercard, Finance Locations: U.S
The IHG One Rewards Premier Business Credit Card has the highest potential value of any IHG credit card. IHG One Rewards Premier Business Credit Card RewardsIHG Business Credit Card welcome bonus offerThe IHG One Rewards Premier Business Credit Card offers a huge 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening. IHG Business Credit Card Annual Fee and Other CostsThe IHG One Rewards Premier Business Credit Card charges a $99 annual fee. However, if you have other IHG credit cards, like the IHG One Rewards Premier Credit Card or the IHG One Rewards Traveler Credit Card, you're still eligible to open this card. Methodology: How we reviewed the IHG Business Credit CardBusiness Insider's credit cards team reviewed the IHG One Rewards Premier Business Credit Card in comparison to other rewards business cards for travel, particularly hotel business cards.
Persons: It's, you've, you'll, it's, You've, Cash, You'll, cardholders Organizations: Business, Diamond, Resorts, Hotels, InterContinental ®, Crowne Plaza, FDIC, IHG, Chase, Sapphire, Hyatt, Marriott, Mastercard, Business Credit Card, Business Credit, you'll, InterContinental Hotels, Resorts Kimpton, Senses, Plaza, Global, TSA, NEXUS, Canada, TSA PreCheck, United, Business Card, Premier, United Airlines, IHG Premier, Card
Earning credit card sign-up bonuses is the fastest way to earn rewards for (nearly) free travel. Introduction to Credit Card Spending RequirementsUnderstanding Spending RequirementsOpening a credit card and earning the sign-up bonus is one of the easiest and quickest ways to amass a ton of rewards points, cash back, airline miles, or hotel points. Importance of Meeting Spending RequirementsOnce you open a credit card, you only have one shot to get the welcome bonus. Let's take a look at a few powerful ways to meet credit card minimum spending requirements. FAQsWhat are credit card spending requirements?
Persons: you've, Plastiq, , it's Organizations: Chase, Business Locations: Chevron
These are the general business structures eligible for business credit cards:Sole proprietorships and freelancersLimited Liability CorporationsCorporationsPartnershipsNonprofitsWhat credit score do you need to qualify for a business credit card? Business credit card eligibility requirements vary from card to card, but most credit card companies look for at least a good credit score. Compare credit cardsThe process of choosing the right business credit card is similar to the process of choosing a personal credit card. Business credit card vs. consumer credit cardBusiness credit cards often have very sweet incentives to sign up, but they can also be harder to get than personal credit cards. Business Credit Card Qualifications Frequently Asked QuestionsWhat do you need to get a credit card for your business?
Persons: Uber, Banks, You'll, you've Organizations: Business, Business †, U.S . Bank Business, Cash, Mastercard, Costco, Citi, CitiBusiness, eBay, IRS, Social, Facebook Locations: U.S, Chevron
Yet, it's often hard to tell how an interview process might unfold. But now, even the interview process for getting something like a six-month assignment has proven difficult, Kilgore said. "Now, there's an assessment or multiple assessments, a self-conducted video interview where you speak to a robot via webcam, then a phone-screening interview, then some kind of in-person interview, and then an interview where you meet the senior management," the person wrote. Schielke recounted one interview she participated in where there was the candidate and then 15 people on the other side. She added that some job seekers need to reset their expectations after several years in which they were calling the shots.
Persons: , Octavius Newman, Newman, — Newman isn't, Allen Johnson, Josh Bersin, aren't, Zers, J, Raymond Kilgore, who's, Kilgore, it's, Jennifer Schielke, Schielke, she's Organizations: Service, Business, Employers, Nvidia, Group Solutions Locations: Philadelphia, Chandler , Arizona, Philly
The fleet of 500 vehicles operating in the city belongs to Apollo Go, a unit of Chinese tech giant Baidu (BIDU). There have also been complaints from residents in Wuhan about traffic jams, as driverless cars fail to respond to traffic lights. Uncertainty over the safety and reliability of driverless cars has cast a long shadow over the industry in the US. Last week, authorities in Shanghai’s Pudong New Area started handing out licenses to driverless car operators, including Apollo Go and Alibaba-backed AutoX, according to state media China Daily. California-based startup Pony.ai, backed by Toyota and Saudi Arabia, was also given the green light to test driverless vehicles in the financial hub.
Persons: You’ll, ” Tu Le, robotaxi, Apollo Go’s, Apollo, Waymo, Elon Musk, Go Organizations: Hong Kong CNN —, Weibo, Baidu, Global Times, Sino, CNN, National Bureau of Statistics, Apollo Go, United, GM, Department of Justice, McKinsey, Pudong New Area, Toyota, Beijing Municipal Bureau of, Information Technology, People’s Daily Locations: China, Hong Kong, Wuhan, Weibo, United States, United Arab Emirates, California, Beijing, Shenzhen, Pudong, . California, Saudi Arabia, Bao’an district, People’s
Courtesy of Tess WaresmithHer current portfolio: real estate, index funds, individual stocks, crypto, and cashWaresmith has continued to diversify her portfolio over the years. "But then there are other ways to diversify within the stock market and also outside the stock market. "I think there's a misconception around real estate investing that you have to have 300 units to be successful," she said. In her case, the first deal she did was "a total game changer and allowed me to invest more in the stock market. The stock market: index funds and individual stocksWaresmith prefers index funds because "it's such an easy way to get exposure to the whole stock market," but a small portion of her portfolio, less than 5%, is in individual stocks.
Persons: , Tess Waresmith, Waresmith, Tess, Waresmith's, I've, she's, I'm, It's Organizations: Service, Boston University, Fortune, Business, BU, America Locations: New England, America, Tampa , Florida, Salem , Massachusetts, Tampa, Massachusetts
The delivery reckoning is here
  + stars: | 2024-07-15 | by ( Alex Bitter | ) www.businessinsider.com   time to read: +7 min
Unlike employees, contractor delivery workers have to cover many of their own costs. "No one wins under this law, including delivery workers," the spokesperson said. Gig workers have had to get choosier about jobsThe dilemma isn't unique to the food delivery world. Timothy Turer, who has worked in rideshare and gig delivery in Florida since 2016, remembers the dirt-cheap fares that Uber and Lyft offered riders early on. But with many telling BI that the job has gotten less profitable for them lately, or setting up their own delivery services, or even begging food delivery customers for better tips, it's clear cracks are starting to show in the well-polished delivery system.
Persons: , Uber, that's, it's, Instacart wouldn't, Instacart, he's, you'd, They've, Timothy Turer, Lyft, I'm, Turer, hasn't, DoorDash Organizations: Service, Business Locations: California, North America, New York, Seattle, rideshare, Florida
Even to some of the most glittering names in music, the pitch is compelling. There is a gig. It is a very short gig: a tight six minutes or so. For most, what is likely to be one of the most high-profile gigs of their career might also be the riskiest booking in music, one that comes with a nonzero chance of being loudly, unapologetically, unremittingly booed. There are acts that look back on their brush with soccer fondly, artists who serve as beacons of hope for the (somewhat unwieldy) trio that is scheduled to play just before the final of Euro 2024 on Sunday in Berlin.
Persons: Camila Cabello, Alicia Keys, Fergie, unremittingly, Leony Organizations: Champions League Locations: Berlin
Bunnell was a participant in Creatives Rebuild New York's guaranteed income program. Some of the guaranteed income participants lived in cities, while others lived in rural areas. Related storiesCreatives Rebuild New York's guaranteed income program joins over 100 similar pilots across the US aimed at reducing local poverty levels. The organization allocated $43.2 million total to the guaranteed income program and $61.6 million to the artist employment program. Courtesy of Jacinta BunnellHave you benefited from a guaranteed income program?
Persons: , Jacinta Bunnell, Bunnell, Stavros Niarchos, Dr, Diana Pearce, Maura Cuffie, Peterson, Jacinta Bunnell Bunnell, I've, Jacinta Organizations: Service, Business, Mellon Foundation, Tides Center, Ford Foundation, Rebuild, New Locations: Stone Ridge , New York, Manhattan, New York, Northwest Brooklyn, Rebuild New York, York
There is no shortage of pundits in the media class eager to help Americans understand the current political moment. In his playful way, Mr. Schlossberg, 31, has captured the attention of his social-media-native audience. Whether that is because of his remarkable resemblance to his uncle, John F. Kennedy Jr., or because of his ability to distill complex Supreme Court rulings into bite-size videos, it’s hard to say. As one of the most prominent members of the Kennedy family, America’s most enduring political dynasty, Mr. Schlossberg has always borne some expectation of being involved in public life. “I am inspired by my family’s legacy of public service,” Mr. Schlossberg, who is the only grandson of President John F. Kennedy, recently told Vogue.
Persons: Jack Schlossberg, Schlossberg, John F, Kennedy Jr, Kennedy, , ” Mr, Organizations: Vogue
London CNN —“We mostly know classical, but we could give it a shot,” the conductor of the London Symphony Orchestra tells hip-hop group Cypress Hill when discussing a potential collaboration in a 1996 episode of “The Simpsons” titled “Homerpalooza.”Now, 28 years later, the two acclaimed ensembles are making it happen, performing together in real life at London’s Royal Albert Hall on Wednesday night. B Real, a member of the pioneering group, posted to X: “Tonight we are rocking with the @londonsymphony at @RoyalAlbertHall.. “Fortunately as fate would have it, we will fulfill this objective tonight. Love to everyone coming thru for this experience.”According to the event’s description on the Royal Albert Hall website, the two groups will perform a “special rendition” of Cypress Hill’s four-times platinum album “Black Sunday,” as well as other hits from its catalogue. Tickets for the show have sold out, with seats costing £128.50 ($165) per person.
Persons: London CNN —, London’s Royal Albert, , Organizations: London CNN, London Symphony Orchestra, London’s Royal, London’s Royal Albert Hall, @TheSimpsons, , Royal Albert Hall Locations: @RoyalAlbertHall, Cypress Hill’s
Cypress Hill and the London Symphony Orchestra will perform "Black Sunday" at the Royal Albert Hall. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementIt's taken almost three decades, but Cypress Hill and the London Symphony Orchestra will take to the stage on Wednesday for an orchestral rendition of the "Black Sunday" album, which features the hits "Insane in the Brain" and "I Wanna Get High." The one-off gig at London's Royal Albert Hall was sparked by a joke in a 1996 episode of "The Simpsons" titled "Homerpalooza." In the episode, Cypress Hill mistakenly booked the LSO for a performance, "possibly whilst high."
Persons: , London's Royal Albert Hall Organizations: London Symphony Orchestra, Royal Albert Hall, Service, London's Royal, Cypress Hill, Business Locations: Cypress Hill, Cypress
AdvertisementSome recently started driving for Uber and Lyft to earn extra income and have something to do. AdvertisementHaving something to do in retirementSome drivers like Glenn Mueller, 75, said Uber driving gives him something to do in his retirement. Others like Bob Milosavljević, 72, rely on driving income to supplement his Social Security income. Now, Petrie, who lives in Anderson, South Carolina, said he gets $1,780 in Social Security, which isn't enough to cover all his expenses. He retired 11 years ago in Southwest Florida and started driving for Uber and Lyft in 2017 to supplement his Social Security.
Persons: George Conner, Uber, they're, they'll, Lyft, Glenn Mueller, Mueller, Bob Milosavljević, Milosavljević, hasn't, That's, David Petrie, Petrie, Steve Wilkie, , Wilkie, Marilyn Cassidy, she's, Cassidy, Susan Harward, Harward Organizations: Service, Social Security, Business, BI, Security, Fort Myers Locations: Florida, Naples , Florida, Boston, Anderson , South Carolina, Southwest Florida, Miami, Fort, Myrtle Beach , South Carolina, Salt Lake City
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