A man walks through the debris on a street in the aftermath of Hurricane Ian in Punta Gorda, Florida.
Regardless of where you live, here's what you should review in your homeowners insurance policy for weather-related coverage.
If you live in a state along the East Coast or Gulf of Mexico, there's a good chance your policy has a hurricane deductible.
"One of the most important policies to consider for hurricane protection that can be overlooked is flood insurance," Wilson said.
In Florida, more than 80% of homeowners do not have flood insurance, Friedlander said.