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Many Americans face retirement woes, lacking adequate savings and relying on Social Security. McCoy said she began receiving monthly Social Security Disability checks about 10 years ago, which are currently $1,620. Despite their best savings efforts, McCoy said medical bills and a high cost of living depleted her household finances. "But to live on Social Security — which is coming very quickly for both of us — is scary." A fifth of US adults over 50 reported having no retirement savings, and Social Security often isn't enough to cover the full cost of essentials.
Persons: Elizabeth McCoy, , McCoy, She's, Elizabeth McCoy McCoy, Gen Zers, she's, you've Organizations: Social Security, Service, Social Locations: Indiana
"Dealing with social anxiety can be challenging, but there are several approaches that might help," the bot responded. "Cathy represents our innovative approach to leveraging technology in support of spiritual exploration," says Rev. Lorenzo Lebrija, the founding director of TryTank and an Episcopal priest. But they've designed it to help spiritual seekers talk about subjects they feel "vulnerable or defensive" about. John Brandon is a journalist who has published over 15,000 articles on social media, technology, leadership, mentoring, and many other topics.
Persons: Cathy, It's, Lorenzo Lebrija, Lebrija, Andrew Doyle, Jesus, Chatbot Eli, Gita GPT, Father Justin, they've, Elon Musk, Joshua K, Smith, I'm Cathy, Sam Altman, Thomas Telving, Richard Zhang, I've, , Rev, Doyle, Telving, John Brandon Organizations: TryTank Research, Episcopal, Episcopal Church, of, Gatorade, Google Locations: of Texas
I live with my husband and two teens, and we've had a Costco membership since 2014. Costco has some great deals, but sometimes buying in bulk isn't worth it for our family. I've found many of the premade meals aren't a good value, and buying cold cuts in bulk is wasteful. AdvertisementWhen I moved with my husband and then-4-year-old sons from England to Texas in 2014, one of the first things we did was get a Costco membership. I also try to remember that a Costco membership isn't free.
Persons: we've, I've, , doesn't Organizations: Costco, Service Locations: England, Texas
CNN —Ukraine’s army chief has warned that his forces are facing “one of the most powerful Russian offensives” since the start of the war as Russia claimed it captured more settlements on the eastern frontline. Russia has steadily been making gains in the eastern Donbas region, which Russia’s President Vladimir Putin aims to capture in full. Vyshneve is close to Pokrovsk, a key logistics hub in the east and a major target of the Russian offensive. Meanwhile Russian drone attacks continue, with Ukraine bracing for what could be a difficult winter with energy infrastructure already badly hit. Over the past week, Russia has dropped more than 900 bombs on Ukraine, and launched about 30 missiles and nearly 500 Shahed drones in various regions of Ukraine, he added.
Persons: CNN —, Vladimir Putin, Ukraine’s, Oleksandr Syrskyi, Vyshneve, Volodymyr Zelensky, Zelensky, ” Zelensky, Genya Savilov, Kamala Harris, Biden, Donald Trump Organizations: CNN, Reuters, Getty, North, Ukraine Locations: Russia, Donetsk, Pokrovsk, Russian, Ukraine, Moscow, China, Europe, America, Lyman, AFP, Russia’s Kursk
LONDON — Buy now, pay later firm Affirm launched Monday its installment loans in the U.K., in the company's first expansion overseas. Founded in 2012, Affirm is an American fintech firm that offers flexible pay-over-time payment options. Affirm, which is authorised by the Financial Conduct Authority, said its U.K. offering will include interest-free and interest-bearing monthly payment options. Among the first merchants offering Affirm as a payment method in the U.K. are Alternative Airlines, the flight booking website, and payments processing firm Fexco. Max Levchin, CEO of Affirm, told CNBC that the company had been working on its launch in the U.K. for over a year.
Persons: Max Levchin, Levchin Organizations: PayPal Inc, Enercare Center, LONDON, Financial, Authority, Walmart, Airlines, CNBC, Affirm's Locations: Toronto, Canada, American
Candace Fails screamed for someone in the Texas hospital to help her pregnant daughter. Fails, who would have seen her daughter turn 20 this Friday, still cannot understand why Crain’s emergency was not treated like an emergency. Passed nearly four decades ago, it requires emergency rooms to stabilize patients in medical crises. Eight years earlier, the Texas Medical Board found that he had failed to diagnose appendicitis in one patient and syphilis in another. Last year, he sent a letter threatening to prosecute a doctor who had received court approval to provide an emergency abortion for a Dallas woman.
Persons: ProPublica, Candace, , Nevaeh Crain, Crain, , Sara Rosenbaum, Dr, Jodi Abbott, they’re, Biden, GYNs, Dara Kass, it’s, Elizabeth, Lillian, Danielle Villasana, ’ Crain, Randall Broussard, they’d, Broussard, , wasn’t retching, Elizabeth ., William Hawkins, ” Broussard, Hawkins, Elise, Kass, Crain’s, Marcelo Totorica, couldn’t, GYN, Melissa McIntosh, Totorica, “ Dr, ultrasounds aren’t, Abbott, ’ ”, Tony Ogburn, Totorica’s, ” Crain, Lillian Faye Broussard, Ken Paxton, Paxton, Donald Trump, Roe, Wade, James Wesley Hendrix, ” Paxton, Kurt D, Engelhardt, Sanjay Gupta, Mariam Elba, Cassandra Jaramillo, Andrea Suozzo Organizations: George Washington University, Boston University School of Medicine, OB, Department of Health, Human Services, Baptist, Southeast, Christus, Baptist Hospitals, Texas Medical Board, New, Staff, Boston OB, Texas, Biden, U.S, Supreme, Labor, Medicare, District, Trump, U.S ., Appeals, Circuit, CNN, CNN Health Locations: Texas, New York, Southeast Texas, Christus Southeast Texas St, Vidor , Texas, Tennessee, Christus St, San Antonio, Buna , Texas, Washington, Dallas, Southern Texas
He told BI that cybersecurity roles are in high demand and there's a shortage of talent. Cybersecurity roles are needed across all business verticals and they're here to stay, Palmore said. AdvertisementThis as-told-to essay is based on a conversation with MK Palmore, a director in Google Cloud's office of the chief information security officer. I'm a director in Google Cloud's office of the chief information security officer. As industry importance continues to rise, the availability of talent continues to be a bit of a challenge across all industries.
Persons: Palmore, , I've, isn't, there's Organizations: FBI, CISCO, Service, Google, Palo, United States Marines Locations: Palo Alto, North America
Horton makes the most sense as a Kamala Harris stock because of a promised $25,000 toward a first home. I don't know if either candidate can pull off huge tariffs (Trump) or a credit (Harris). Here are eleven surprising things about this earnings season that you can store up and pull out when the election is confirmed. The deficit will begin to hurt the stock market hard next year even if the economy continues to cool. Away from the hyperscalers, I like Marvell , where CEO Matt Murphy bought $1 million worth of stock in the open market.
Persons: beckons, Joe Biden, Biden, Donald Trump, D.R, Horton, Kamala Harris, Harris, let's, Let's, Trump, haven't, Myers, Abbvie, Eli Lilly, Anat Askenazi's, Abbott, neonatologists, Reckitt, Jim Hurst, Danaher, Jason Hollar, It's, Amgen, That's, Estee Lauder, Parker, Pat Gelsinger's, He's, Matt Murphy, Jim Cramer's, Jim Cramer, Jim, David Paul Morris Organizations: U.S, NBC News, White, Ford Motor, Trump, Costco, Volkswagen, Bankers, Banco Santander, Apple, Amazon, GE Vernova, U.S ., Treasury, Merck, NEC, FDA, CDC, NIH, GE Healthcare, Cardinal Health, NPC, Nvidia, Caterpillar, Linde, Devices, heaven's, Intel, Marvell, Micron, Arista, Jim Cramer's Charitable, CNBC, Bloomberg, Getty Locations: Europe, Germany, China, Portugal, Ireland, Italy, Greece, Spain, It's, Santander, , Bristol, U.S, Taiwan, Eaton, Dover, Norwegian, Caribbean, San Francisco
The United States is preparing for civil unrest surrounding the election. Election Day itself isn't as high of a risk as the postelection period, analysts say. AdvertisementThe turmoil that took place after the last US presidential election has left its mark. In the final stretch before Election Day, it seems like everyone — from voter advocacy groups and election officials to risk management and security companies — is preparing for civil unrest. The company said the peaceful 2022 midterm elections showed that the threat of civil violence remained comparatively low.
Persons: midterms, , Kamala Harris, Donald Trump, Glen, Kucera, Rachel Brown, Brown, Jenny Kane, Chris Crawford, Verisk, Maplecroft, Robert Munks, Munks, Trump, Harris Organizations: Service, Allied Universal, National Task Force, Protect Democracy, United Locations: States, Washington and Oregon, Clark County , Washington, Portland , Oregon, Portland, United States, Brazil, Colombia, Chile, South Africa, France, Greece, Spain, Europe, New York, Los Angeles, Chicago, Houston, Americas
Despite its growth, Nvidia isn't among the top-performing stocks of the last century. Below, we list the 27 best-performing stocks since 1925, according to Hendrik Bessembinder's. Yet, data in a recent paper published by Bessembinder shows it still has a ways to go to sit among the top-performing stocks of the last 100 years. In the paper, Bessembinder looked at over 29,000 US stocks and compiled a list of the 30 stocks with the highest cumulative returns over the last century, assuming a buy-and-hold strategy and the dividends reinvested. Interestingly, negative returns were a more common outcome than gains, with 51.6% of stocks being in the red.
Persons: Hendrik Bessembinder's, , it's, Hendrik Bessembinder, Bessembinder Organizations: Nvidia, Service, Arizona State University, Center for Research
Artificial intelligence plays Palantir, Qualcomm and Super Micro Computer are among the 96 S & P 500 names on deck. Monday Palantir is set to report earnings after the bell, with a call scheduled for 5 p.m. This quarter: Earnings are expected to have soared more than 20% from the year-earlier period, per LSEG. Tuesday Super Micro Computer is set to report earnings after the close, followed by a call at 5 p.m. Qualcomm is set to report earnings after the close, with a call set for 4:45 p.m.
Persons: PLTR, SMCI, Ernst & Young, TD Cowen, Andrew Charles doesn't, Karen Lynch, David Joyner, Ross Seymore Organizations: Qualcomm, Apple, Microsoft, Meta, Investment, LSEG, Micro, Yum Brands, Brands, CVS, Revenue, VanEck Semiconductor, Deutsche Bank
The Athletic NFL writers Mike Jones, Ted Nguyen and Michael Silver share their thoughts on all of these storylines and more. After Week 9 wins by the Ravens, Bills, Bengals and Chargers, who is the second-best team in the AFC? If you don’t have an elite quarterback, don’t even bother trying to insert yourself into the “Who Will Win the AFC?” conversation. Denver has an elite defense but the Ravens offense presents unique challenges that they won’t see every week. That score doesn’t indicate how good this Broncos team actually is.
Persons: Tyler Bass’s, Mike Jones, Ted Nguyen, Michael Silver, Jones, they’re, I’m, Lamar Jackson, Derrick Henry, Josh Allen, Henry —, Henry, , Tyler Bass, don’t, Will Win, , , Dak Prescott, Jerry Jones ’, Ezekiel Elliott, Prescott, CeeDee Lamb, Micah Parsons, Parsons, they’ve, Dak, Mike McCarthy, Nguyen, Bo Nix, Russell Wilson, Vance Joseph’s, Sunday’s beatdown, , Sean Payton, Nix, Greg Fiume Organizations: Kansas City Chiefs, Ravens, Bengals, Chargers, Bills, Miami, Dallas Cowboys, The Athletic NFL, AFC, Raiders, NFL, Dolphins, Cowboys, 49ers, Dallas, Falcons, Eagles, Giants, Atlanta, NFC, Denver Broncos, Broncos, Baltimore, Browns, AFC East, AFC South, Colts, Chiefs, Super, Getty Locations: Atlanta, Baltimore, Kansas City, Western New York, Cancun, Washington, CeeDee, Philadelphia, Denver
Taco Bell is reviving five menu items from past decades for a limited time. We tried the new Decades menu and the Meximelt was our clear favorite. When the first Taco Bell restaurant opened in Downey, California, in 1962, it offered just five menu items: frijoles, tostadas, burritos, tacos, and a chili burger. Now, Taco Bell is hoping to evoke a sense of nostalgia in customers with its new "Decades" menu that features five of its previously discontinued items. We tried four items on Taco Bell's new Decades menu (the Caramel Apple Empanada will be released on November 21) and ranked them from our least favorite to our favorite.
Persons: Taco, , Bell, Taco Bell, Wendy's, SpongeBob, Patty, Burger, McDonald's Organizations: Taco Bell, Service, Paramount, Nickelodeon, Burger King, Fast Company Locations: Downey , California
AdvertisementThe US once planned an invasion and seizure of Taiwan that would have been as big as D-Day. The CMSI study makes clear that a US invasion of Taiwan in 1945 — or a Chinese invasion today — would be difficult and risky. The objective would be to occupy southern Taiwan and the mainland Chinese port of Xiamen across the Taiwan Strait. US troops suffered 50,000 casualties in two months of hard fighting in the Okinawa invasion. "Taiwanese military officers pay close attention to history, and especially the history of island warfare, urban warfare, and amphibious warfare," said Easton.
Persons: , Ian Easton, Taiwan —, Adm, Ernest King, Douglas MacArthur, MacArthur's, Easton, Michael Peck Organizations: Service, China Maritime Studies Institute, Getty, US Navy, Army, Orange, Marine, US Marine Corps, Japan, Imperial, Defense, Foreign Policy, Rutgers Univ, Twitter, LinkedIn Locations: Taiwan, Pacific, China, Beijing, Battleship, Tennessee, Okinawa, Japan, Philippines, Normandy, Xiamen, AFP, Forbes
"What's driving price action is undoubtedly the election," Nic Puckrin, CEO and co-founder at crypto education site Coin Bureau, said of the November outlook. BTC.CM= YTD mountain Bitcoin YTD Republican nominee former President Donald Trump has courted the crypto industry this year, presenting himself as the pro-crypto candidate . October and November are historically strong months for bitcoin, finishing higher in seven of the past 11 Novembers. "Volatility has decreased for both gold and bitcoin as traders look forward to the [election] results, although both assets have benefited from positive underlying fundamentals incrementally driving the price up." "The main danger we foresee would be temporary angst around election results affecting sentiment and holding back further development of the ecosystem," Chung added.
Persons: Bitcoin, cryptocurrency, Kamala Harris –, Nic Puckrin, Trump, bitcoin, Donald Trump, Harris, Devin Ryan, there's, Needham's John Todaro, Chris Chung, Chung, Michael Bloom Organizations: Republican, Democratic, Citizens, Trump, bitcoin, JPMorgan, BTC, Solana Locations: Washington, U.S
If Trump wins the election, the Fed could pause rate cuts in December, JPMorgan's David Kelly says. Kelly points to Trump's plans for expansionary fiscal policy that would fuel inflation. Kelly pointed to Trump's plans for an expansionary fiscal policy that would fuel inflation higher and keep rates from coming down. AdvertisementIn that case, the Fed would likely stick to its projected path of policy easing, Kelly said. Advertisement"Once they got some sense of what fiscal policy is going to do, I think that will have some impact on their decision-making.
Persons: JPMorgan's David Kelly, Kelly, Harris, , Donald Trump, David Kelly, Trump, Kamala Harris, They're Organizations: Trump, Service, Federal, JPMorgan, Business, Fed
And before you ask, no, he doesn't feel bad about it, especially when he pilfers from Whole Foods. AdvertisementBut there's also a lot we don't know about retail theft. "No, I don't feel bad about stealing from Jeff Bezos," one 20-something occasional shoplifter in Washington, DC, told me. "It doesn't feel like a world in which I can really get by and build a life very easily anymore, " he said. Advertisement"If most of this is happening in Walgreens and Walmart and places like that, I don't know, is it a problem?"
Persons: Carson's, he's, Carson, He's, shoplifts, Jeff Bezos, there's, it's, Joshua Jacobson, California who's, , that's, Ernesto Lopez, they've, Jeff Prusan, Joe Schmoes, they're, Keith, shoplifter, That's, Donovan, Donovan's, snagging, she's, Jacobson, Jeff Bezos isn't, David Johnston, we're, hasn't, Emily Stewart Organizations: Walmart, Foods, Amazon, National Association of, Criminal, Atlantic, Depot, Target, Guardian, National Retail Federation, Business Locations: New York, California, Washington ,, Atlanta, Texas, Illinois, Walgreens
When I was younger, I didn't understand or appreciate my parents paying my college tuition. My son pays his tuition first with his saved money, and I pay him back if he gets good grades. Related Video Supreme Court strikes down Biden's student-debt relief planThe tuition payment plan is simpleMy kids must save and then pay for their classes each semester. If they don't get at least a B, they don't get the money back, so there's no money for the next semester. AdvertisementIt's working for my oldest son so farMy son began his first semester in August.
Persons: , It'll, We've, freaked, He's, he's Organizations: Service
CNN —Former President Donald Trump on Sunday expressed tentative support for Robert F. Kennedy Jr.’s plan to order the removal of fluoride from water supplies during a potential second Trump term, saying that it “sounds OK to me.”“Well, I haven’t talked to him about it yet, but it sounds OK to me,” Trump told NBC News. water systems to remove fluoride from public water. Exposure to fluoride above the public health recommended amount over many years can result in skeletal fluorosis, a condition that causes weaker bones and joint pain. The program based its conclusion on studies involving fluoride levels at about twice the recommended limit for drinking water. Kennedy said in an organizing call last week that Trump told him he’d oversee multiple public health agencies, including the Department of Health and Human Services and the Department of Agriculture.
Persons: Donald Trump, Robert F, Kennedy Jr, ” Trump, Kennedy, Trump, ” Kennedy, Danielle Alvarez, Alex Jones, , CNN’s Kate Sullivan Organizations: CNN, Trump, NBC News, US Centers for Disease Control, Trump White, U.S, , CDC, National Institutes, Department of Health, Human Services, Department of Agriculture Locations: ” State, New York, Michigan
As polls show a dead heat between former President Donald Trump and Vice President Kamala Harris in the final days of the race, news outlets are preparing an anxious nation for the likelihood that election night will stretch into an election week. Most major media outlets around the country rely on a handful of organizations to crunch the numbers and make race calls. “We’re also going to be really transparent about why we may not be able to call a race,” Pace said. In 2020, Joe Biden was not declared the winner of the presidential election until Saturday, several days after election night. While Biden went on to carry the state by roughly 10,000 votes, the network came under assault from Trump and his allies, who blasted the right-wing network’s election night projection.
Persons: Donald Trump, Kamala Harris, Julie Pace, ” Pace, Elon Musk, “ We’re, , Pace, Joe Biden, Trump, , David Chalian, ” Chalian, Chalian, Biden, Arnon Mishkin, Axios, ” Mishkin, Scott Tranter, Tranter, ” Tranter, there’s Organizations: New, New York CNN, Associated Press, AP, , CNN, Trump, Capitol, ” CNN, ABC, CBS, NBC, Edison Research, Fox News, Scripps Locations: New York, Pennsylvania, Arizona, South Florida, Washington ,
William Reeve is an entrepreneur who's been angel investing for the past 25 years. AdvertisementThis as-told-to essay is based on a transcribed conversation with William Reeve, 52, an angel investor based in North London. I've been a fairly active angel investor for 25 years now. I'd say the sort of people who do angel investing because their accountant suggests doing it for tax breaks aren't going to do very well. AdvertisementDo you want to share your angel investing story?
Persons: William Reeve, who's, , Reed, I've, Gabrielle Wesley, I'd, It's, Alfred Hitchcock, haven't Organizations: Service, Amazon, Fletcher Research, Mars, McKinsey Locations: North London, Dunelm, Mars Wrigley, America
The eruption at Mount Lewotobi Laki Laki just after midnight on Monday spewed thick brownish ash as high as 2,000 meters (6,500 feet) into the air and hot ashes hit a nearby village, burning down several houses including a convent of Catholic nuns, said Firman Yosef, an official at the Mount Lewotobi Laki Laki monitoring post. Authorities also raised the danger level and widened the danger zone for Mount Lewotobi Laki Laki on Monday, following a series of eruptions that began last week. Mount Lewotobi Laki-Laki spews volcanic materials from its crater during a previous eruption in East Flores, Indonesia, on January 14, 2024. Andre Kriting/AP/FileA nun in Hokeng village died and another was missing, said Agusta Palma, the head of the Saint Gabriel Foundation that oversees convents on the majority-Catholic island. It’s Indonesia’s second volcanic eruption in as many weeks.
Persons: , Laki Laki, Firman Yosef, Lewotobi Laki Laki, Boru, Riang Rita, Bokang, Lewotobi, Andre Kriting, Agusta Palma, ” Palma, It’s, Marapi Organizations: Disaster Management Agency, Saint Gabriel Foundation Locations: Maumere, Indonesia, Flores, Wulanggitang District, Pululera, Hokeng Jaya, Klatanlo, Ile Bura District, Dulipali, Nobo, Titehena District, Konga, Kobasoma, blanketeing, East Flores, Hokeng, West Sumatra, blanketing
AP —Orlando Harris’ family pleaded with Missouri police to confiscate the 19-year-old’s bullet-proof vest, ammunition and AR-15-style rifle. The following August he met with a Washington University psychiatry resident, telling her he thought about shooting people at his old school. Harris’ family grew more concerned on October 15, when two packages from gun and ammunition suppliers arrived. She later drove her brother to a storage facility, which was about 5 miles (8 kilometers) from the high school. She told police she “knew something was going to happen.”On October 24, shots rang out as Harris entered his former high school.
Persons: Orlando Harris ’, Harris, Louis, Harris ’, Noneeka Harris, Tanya Ward, , , wasn’t, Alexzandria Bell, Jean Kuczka, Kuckza, ” Harris ’ Organizations: Missouri, Central Visual Arts, Performing Arts High School, Georgia, Washington University psychiatry, Washington University, Associated Press, FBI, AP, Mental Health Services, Police Locations: Missouri, Lewiston , Maine, St, Charles , Missouri
While her husband, President Joe Biden, has been a scarce presence on the campaign trial, the first lady has been one Biden in demand for the Harris campaign. Harris’ team has deployed the first lady to all seven battleground states in the last month. It marked a difficult period for the Biden family, which saw many fellow Democrats publicly and privately push for the 81-year-old president to step aside from the campaign. “Another Trump administration would lead to more chaos, more greed, more division.”First lady Jill Biden speaks during a campaign event for Vice President Kamala Harris and Minnesota Gov. The Harris campaign has deployed the first lady in targeted ways, having her speak in smaller markets like Carson City, Nevada, and Macon, Georgia.
Persons: , Pennsylvania CNN —, Jill Biden, ” Biden, , Will, , Kamala Harris, Joe Biden, Harris, Harris ’, Donald Trump, Biden, We’ve, she’s, She’s, “ Donald Trump, Trump, Tim Walz, Richard Burkhart, Roe, Wade, let’s, “ You’re, Matt, Gwen Walz —, , Walz, Julie Chavez Rodriguez, Doug Emhoff, Emhoff, Harris “, ” Harris, Beau Organizations: , Pennsylvania CNN, Democratic, Bethlehem Baptist Church, Biden, ABC, Minnesota Gov, Campaign, Savannah Morning, USA, ABC News, Baptist Locations: , Pennsylvania, Philadelphia, Bethlehem, Spring House , Pennsylvania, Pennsylvania, Georgia , Pennsylvania, North Carolina, Savannah , Georgia, Blue Bell , Pennsylvania, Garden City , Georgia, Savannah, Phoenix , Arizona, America, Carson City , Nevada, Macon , Georgia, Fayetteville , North Carolina, West Chester , Pennsylvania, Minnesota, Michigan, Wisconsin, Arizona
I was tired of dating immature men who lived as if they were still in a fraternity. I decided to go on a date with a sugar daddy because I wanted to feel appreciated. Dating men my age wasn't what I thought it would beDating in Denver wasn't going so well. On this website, older men and younger women agree to relationship terms that suit both parties, typically exchanging some form of quality time for money. AdvertisementLong-term, I don't think sugar-daddy dating will be something I continue to explore, but that experience showed me what I really wanted from dating.
Persons: , Denver wasn't, I'm Organizations: Service, Michelin Locations: Denver
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