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CNBC Select asked Brian Walsh, a CFP and Senior Manager of Financial Planning at SoFi, to share some of his best tips for making travel more affordable. Plus, waiting too long could mean the more affordable hotel and vacation rental options fill up, leaving you stuck paying for pricey accommodations. Many travel rewards credit cards can make booking flights and hotels more affordable thanks to the large welcome bonuses they may offer. Capital One Venture Rewards Credit Card Learn More Information about the Capital One Venture Rewards Credit Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication. Remaining flexible and using rewards points when booking your travel plans is key to significant savings.

Capital One Spark Cash Select Review: Is the Capital One Spark Cash Select the Best Credit Card for You? For nearly every purchase you make on the Spark 1.5% Cash Select for Excellent Credit, you'll earn 1.5% cash back. Capital One Spark Cash Select RewardsSpark Cash Select welcome bonusThe card currently offers a $500 cash bonus after spending $4,500 on purchases in the first 3 months from account opening. What's the difference between Spark Cash Select for Excellent Credit and Spark Cash Select for Good Credit? Methodology: How we reviewed the Capital One Spark Cash Select for Excellent CreditInsider's credit card team compared the Spark 1.5% Cash Select for Excellent Credit to other small business cards issued by Capital One and other banks.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). When building your perfect wallet, be sure your credit card portfolio includes all five of the following features. Still, if you can't organically get $395 worth from this card annually, go for a travel rewards credit card that offers a smaller annual fee — or a no-annual-fee travel credit card, such as the Capital One VentureOne Rewards Credit Card. Co-branded by an airline or hotelWhy bother with an airline or hotel-specific credit card after just proclaiming the virtues of flexible rewards credit cards? For example, many cash back credit cards also are no annual fee credit cards.

☆ Gold pauses rally as traders seek clarity on banking crisis
▼ + stars: | 2023-03-16 | by ( ) www.cnbc.com time to read: +2 min

Gold retreated on Thursday from a safe-haven-driven rally, which sent prices to their highest since early-February, as traders sought more clarity on the financial sector after Credit Suisse became the latest focal point for fears of a banking crisis. Spot gold was down 0.3% at $1,912.48 per ounce, as of 0328 GMT, after rising more than 1% on Wednesday. Swiss regulators pledged a liquidity lifeline to Credit Suisse in an unprecedented move by a central bank. Gold competes with the dollar as a safe store of value, and gains in the currency make bullion less attractive for overseas buyers. Spot silver slipped 0.4% to $21.71 per ounce, platinum was 0.3% lower at $959.52, while palladium gained 1.3% at $1,465.91.

☆ Gold in tight range with focus on Fed's rate-hike moves
▼ + stars: | 2023-03-15 | by ( Kavya Guduru | ) www.reuters.com time to read: +2 min

Spot gold was up 0.1% at $1,903.64 per ounce as of 0316 GMT, trading in a $6 range. The dollar index was down 0.1%, making bullion less expensive for overseas buyers, while U.S. Treasury yields ticked higher. "Investor allocation to gold remains low," analysts at ANZ said in a note, but added they expect the banking turmoil to "reinvigorate investor demand over the longer term." Spot silver rose 0.6% to $21.81 per ounce, platinum added 0.5% at $987.64 and palladium firmed 0.3% at $1,510.92. Reporting by Kavya Guduru in Bengaluru; Editing by Sherry Jacob-Phillips and Savio D'SouzaOur Standards: The Thomson Reuters Trust Principles.

☆ Power cuts, war, and hybrid cars are predicted to cause a platinum price surge in 2023
▼ + stars: | 2023-03-15 | by ( Hannah Ward-Glenton | ) www.cnbc.com time to read: +4 min

South Africa typically accounts for more than 70% of the world's platinum mining supply, according to UBS, but the process has been restricted by the country's deepening power crisis. There will be some recovery in the recycled platinum supply in 2023, but the amount will remain below pre-pandemic levels, the WPIC estimates. Global automotive demand for platinum is expected to increase by 10% in 2023 to 3.246 million ounces, according to the WPIC. Jewelry is "probably the area of greatest uncertainty" when it comes to platinum demand, Sterck told CNBC, but it is a relatively small component in the picture. Industrial demand for platinum will increase by 12% year-on-year in 2023, according to the WPIC, with platinum usage in the glass and medical industries, in particular, expected to increase.

☆ How to get approved for a business credit card
▼ + stars: | 2023-03-14 | by ( Holly Johnson | ) edition.cnn.com time to read: +9 min

But, how do you get approved for a business credit card? Know your credit scoreYour personal credit score will often be a factor in being approved for a business credit card. This step is important since card issuers will take your personal credit into account when approving you for a business credit card. Compare business card optionsYou can earn a variety of rewards with your business credit card, including airline miles. Fortunately, you can quickly and easily fill out a business card application just like you would if you were applying for a personal credit card.

☆ SVB contagion fears hammer banks, roil markets
▼ + stars: | 2023-03-14 | by ( ) www.reuters.com time to read: +4 min

The Tokyo Stock Exchange banks index (.IBNKS.T) fell more than 7%, setting it on course for its steepest drop in nearly six months. Banks shares in Singapore and Australia fell. Heavy selling hit U.S. regional bank stocks overnight and traders raced away from bets on U.S. rate hikes, reckoning the instability would turn policymakers cautious. "Bank runs have started (and) interbank markets have become stressed," said Damien Boey, chief equity strategist at Sydney-based investment bank Barrenjoey. "Bank stocks had run up (when) it was thought that monetary policy might normalise a bit," said Jamie Halse, who manages a Japan-focused fund at Platinum Asset Management in Sydney.

☆ Bank slide deepens as SVB contagion fear rattles markets
▼ + stars: | 2023-03-14 | by ( ) www.reuters.com time to read: +4 min

The Tokyo Stock Exchange banks index (.IBNKS.T) fell more than 5%, setting it on course for its steepest drop in nearly six months. Banks shares in Singapore and Australia fell. Heavy selling hit U.S. regional bank stocks overnight and traders raced away from bets on U.S. rate hikes, reckoning the instability would turn policymakers cautious. "Bank runs have started (and) interbank markets have become stressed," said Damien Boey, chief equity strategist at Sydney-based investment bank Barrenjoey. "Bank stocks had run up (when) it was thought that monetary policy might normalise a bit," said Jamie Halse, who manages a Japan-focused fund at Platinum Asset Management in Sydney.

☆ Gold holds above $1,900 as SVB collapse fuels Fed slowdown hopes
▼ + stars: | 2023-03-14 | by ( ) www.cnbc.com time to read: +2 min

Two Argor-Heraeus SA 250 gram gold bars at Solar Capital Gold Zrt. Spot gold was down 0.3% at $1,906.75 per ounce, as of 0321 GMT, after rising more than 2% on Monday to hit its highest since Feb. 3. Markets are now pricing in a 29.4% chance of a pause in rate hikes at next week's Fed policy meeting. Considered a hedge against economic uncertainties, zero-yield gold also becomes a more attractive bet in a low interest rate environment. Spot silver fell 0.5% to $21.70 per ounce, platinum lost 0.5% at $991.19 and palladium shed 1% at $1,459.20.

Cancel for any reason insurance is a type of travel insurance rider. What is cancel for any reason travel insurance? How much does cancel for any reason travel insurance cost? Travel Insured International Generali Global Assistance Seven Corners Cost of travel insurance $246 $262.29 $146 Additional cost of cancel for any reason insurance $108.24 $131.15 $61.32 Total cost of insurance (regular + cancel for any reason) $354.24 $393.44 $207.32 Policy cost increase as a percentage 44% 50% 42%Important: Most travel insurance companies offer free quotes on the company websites. What is the average cost of cancel for any reason travel insurance?

☆ Gold bounces 1% as investors seek cover from US banking rout
▼ + stars: | 2023-03-13 | by ( ) www.cnbc.com time to read: +2 min

Ingots of 99.99 percent pure gold are placed in a workroom at Krastsvetmet precious metals plant in the Siberian city of Krasnoyarsk, Russia, January 31, 2023. Spot gold was up 0.8% at $1,882.70 per ounce, as of 0416 GMT. Gold rallied 2% on Friday after California banking regulators closed tech startup-focused Silicon Valley Bank (SVB) SIVB.O. Meanwhile, investors also took stock of measures by U.S. officials to stem the financial fallout, and which have been cheered by stock markets on Monday. "When it becomes apparent that the risk is contained, gold will be less appealing as a safe-haven," City Index's Simpson said.

☆ Premarket stocks: The return of the Reddit investor
▼ + stars: | 2023-03-09 | by ( Nicole Goodkind | ) edition.cnn.com time to read: +6 min

What’s happening: Retail investors are pouring a record $1.5 billion per day into the stock market, according to data from Vanda Research. Brunswick has conducted its annual survey on the digital habits of institutional investors for over a decade. This year, it polled 257 institutional investors across North America, the United Kingdom, and the European Union. Retail investors amass funds, and power: Retail investors now account for half of all wealth globally, according to a recent report by Bain & Company. Fed officials have expressed concern that a tight labor market could keep upward pressure on wages and, in turn, inflation.

☆ Solenis to take disinfectant maker Diversey private in $4.6 bln deal
▼ + stars: | 2023-03-08 | by ( ) www.reuters.com time to read: +2 min

March 8 (Reuters) - Specialty chemicals maker Solenis will buy disinfectant maker Diversey Holdings Ltd (DSEY.O) in an all-cash deal valued at $4.6 billion including debt, the companies said on Wednesday. It will contribute about 56% of its existing equity into Solenis and sell the remaining to the company for cash. Headquartered in Wilmington, Delaware, Solenis manufactures specialty chemicals used in water-intensive industries and was acquired by Platinum Equity in 2021. In 2021, Diversey became Solenis' distribution partner for its complete portfolio of water and process treatment chemicals to the food and beverage industry. The company plans to finance the deal with a combination of committed debt and equity financing, including contribution from Bain.

☆ Minting a $1 trillion coin may be legal but is an 'unworkable' option to avoid a catastrophic US debt default, Moody's Analytics chief economist says
▼ + stars: | 2023-03-07 | by ( Filip De Mott | ) www.businessinsider.com time to read: +4 min

Mark Zandi said a $1 trillion coin may be legal but is an unrealistic fix to the debt crisis. The law authorizing platinum coins had commemorative coins in mind, the Moody's chief economist said. "Proposed workarounds to the debt limit, like minting a $1 trillion platinum coin, would be unworkable," he wrote. His written remarks echo those of Treasury Secretary Janet Yellen, who previously dismissed the idea of a $1 trillion coin. Meanwhile, the Treasury has already reached the $31.4 trillion debt limit, and is able to use extraordinary measures to continue meeting its obligations.

☆ Gold eases as traders fret about interest rates
▼ + stars: | 2023-03-06 | by ( ) www.cnbc.com time to read: +2 min

Gold prices ticked lower on Monday as central banks indicated further interest rate hikes to tame stubbornly high inflation, diminishing bullion's appeal as a hedge against price increases. Spot gold was down 0.1% at $1,853.99 per ounce, as of 0305 GMT, after climbing to its highest since Feb. 15 on Friday. Interest rate hikes to contain high inflation discourage investors from placing money in non-yielding assets such as gold. Richmond Fed President Thomas Barkin said on Friday he could see U.S. rates in the 5.5%-5.75% range. Spot silver firmed 0.1% to $21.27 per ounce, platinum slipped 0.3% to $974.36 and palladium was down 0.2% at $1,449.82.

☆ The US could be 4 months away from a potentially disastrous debt-ceiling breach, but nobody's negotiating over how to fix it
▼ + stars: | 2023-03-04 | by ( Ayelet Sheffey | Juliana Kaplan | ) www.businessinsider.com time to read: +8 min

GOP lawmakers have refused a clean increase, but have yet to produce details on what they want in a deal. The US could breach the debt ceiling as soon as July, the CBO estimated. That's because no one seems to be ready or willing to negotiate over how to raise the debt ceiling. The debt ceiling dictates how much money the government can borrow to pay off the expenses it's already approved. For now, Biden's administration has maintained that raising the debt ceiling should be done in a bipartisan way, and without negotiations.

☆ Gold eyes best week since mid-Jan as traders gauge U.S. rate hike path
▼ + stars: | 2023-03-03 | by ( ) www.cnbc.com time to read: +2 min

Spot gold was up 0.2% at $1,838.84 per ounce, as of 0358 GMT, rising about 1.5% so far in the week. U.S. gold futures rose 0.2% to $1,844.20. Interest rate hikes to contain high inflation discourage investors from placing money in non-yielding assets such as gold. If Fedspeak reinforces that interest rates could move higher still, then "gold could be in for a troubling end of the week," Spivak said. All the three metals were poised for weekly gains, with platinum on track for its best week since November.

Those building or rebuilding credit have the best chances of qualifying for secured credit cards. If you have average credit and are looking to build up to a good or excellent credit score, it's a good idea to consider a credit card designed for average credit applicants, such as the Capital One Platinum Credit Card. Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™. It's generally easier to get approved for secured credit cards or starter credit cards, which are designed especially for those who are beginning to build their credit. Our methodologyTo determine which cards offer the best value for building or rebuilding credit, Select analyzed 29 of the most popular credit cards available for consumers building or rebuilding their credit.

Below, CNBC Select rounds up some of the best balance transfer credit cards. And issuers also factor in the total cost of the balance transfer, which includes any balance transfer fees. And issuers also factor in the total cost of the balance transfer, which includes any balance transfer fees. Balance transfer credit cards are typically for consumers with good to excellent credit scores. Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™.

Balance transfer fee: Many balance transfer cards charge a fee per transfer. Learn more: How 0% APR cards work and how to complete a balance transferWhat credit score is required for 0% APR credit cards? Most 0% APR credit cards are reserved for consumers with good (670-739) or excellent (740 and greater) credit. 8 things to know before applyingWhat's the best way to use a 0% APR credit card? When you apply for a credit card (including a 0% APR card), you'll have a hard credit pull on your credit report, which typically comes with a dip of a few points in your credit score.

☆ Gold retreats as investors navigate interest rate outlook
▼ + stars: | 2023-03-02 | by ( ) www.cnbc.com time to read: +2 min

A one-kilogram gold bar sits at Gold Investments Ltd. bullion dealers in this arranged photograph in London, U.K., on Wednesday, July 29, 2020. Gold prices were lower on Thursday as the dollar firmed, with a fresh set of global economic data cementing investor worries that global interest rates would stay higher for longer than expected. Although considered a hedge against inflation, higher interest rates to tame rising prices increase the opportunity cost of holding non-yielding bullion. Gold prices "are just consolidating. The dollar has strengthened and that's why we see gold prices coming down a little," said Brian Lan, managing director at Singapore-based dealer GoldSilver Central.

Review: Is the Alaska Airlines Business Credit Card the Best Credit Card for You? Alaska Airlines discountsWhen you pay with your Alaska Airlines Business Credit Card, you'll get a $100 discount off a full Alaska Lounge+ membership. Read our review Read Our Review A looong arrow, pointing rightAlaska Airlines Business Card Fees and CostsThe Alaska Airlines Business Credit Card has an annual fee of $70 per company and $25 per card, and doesn't have foreign transaction fees, so it's a useful card to take on trips abroad. If you're not quite in that range, there are plenty of great travel rewards credit cards that you may be eligible for with good credit score, including the personal Alaska Airlines Visa® Credit Card (you can read our review of the Alaska Airlines credit card for more information). If you're a small-business owner and fly Alaska Airlines frequently, the Alaska Airlines Business Credit Card is worth it.

☆ Former NBA star Zach Randolph & Marcus 'Head' Howell on building NLess Entertainment and the rise of Moneybagg Yo
▼ + stars: | 2023-03-02 | by ( John Lynch | ) www.businessinsider.com time to read: +11 min

NLess Entertainment co-founders Zach Randolph and Marcus Howell spoke to Insider about the trajectory of their independent record label. After signing with NLess in 2016, Moneybagg Yo released his debut studio album, "Reset," and steadily built momentum with each subsequent LP. "Man, staying in the studio," Howell reinforced. "Bagg work hard. I asked Randolph and Howell what separates Memphis from the rest of the US in their minds.

MarriottThe Marriott Bonvoy Business® American Express® Card has increased its welcome bonus to 125,000 bonus Marriott Bonvoy Points after spending $5,000 in purchases within the first three months of card membership (offer ends 5/3/23). With an annual fee of $125, the Marriott Bonvoy Business® American Express® Card is a little pricier than similar hotel credit cards. 6x Marriott Bonvoy Points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. But even without the elevated welcome bonus offer, the Marriott Bonvoy Business Amex is well worth the annual fee.

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