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This week's dispatchThe high cost of weight-loss drugsiStock; Rebecca Zisser/BIWhy are two popular weight-loss drugs — Wegovy and diabetes medication Ozempic — so expensive in the US? Patients also bargain-hunt for cheaper weight-loss drugs online, or try to use manufacturer-issued coupons. See the full listiStock; Rebecca Zisser/BIDeals we loveCalling all Madewell shoppers: The bi-annual Madewell Insiders sale is here with 25% off almost everything full-price and an additional 40% off sale. The bi-annual Madewell Insiders sale is here with 25% off almost everything full-price and an additional 40% off sale. The Insider Today team: Dan DeFrancesco, deputy editor and anchor, in New York City.
Persons: , you've, Shailene Woodley, George Clooney, Rebecca Zisser, Ozempic, Lars Fruergaard Jorgensen, Sen, Bernie Sanders, it's, Gabby Landsverk, Ro, Henry Meds, Eli Lilly, Stefania Pelfini, Jenny Chang, Rodriguez, BI Marie, Mangin, Yellowstone Joey Hadden, Jackson, Wyoming's, Natalie Ammari, Zers, Austin, Tyler Le, Dan DeFrancesco, Jordan Parker Erb, Lisa Ryan, Amanda Yen, Grace Lett Organizations: Business, Service, Novo Nordisk, Federal Trade Commission, FDA, copycats, BI, Yellowstone, Austin, Lone Star, Disney, Pixar, British, Netflix, Insiders Locations: Washington ,, Germany, New York City, New York, Chicago
But the past week's stimulus blitz did not offer fiscal support to China's discouraged consumers. AdvertisementChina's latest stimulus blitz offers everything but one key fix: new incentives to revive consumers. While Tuesday's stimulus package didn't address fiscal support, Chinese officials appear to be getting around to it. Even if China commits to bigger fiscal support in the near term, it could be too late to change things this year, Huang said. For instance, Chinese consumers are staying away from new housing projects even as China has introduced looser mortgage rates and downpayment rules.
Persons: , Liz Young Thomas, Tianlei Huang, Huang Organizations: Service, JPMorgan, Investment, Peterson Institute for International Economics, Reuters, Communist, Barclays, Bank of America Locations: China, Beijing
AdvertisementAs a luxury cleaning service owner, here are five things people get wrong when cleaning. If you're washing sheets, blankets, or even towels, I highly recommend using the setting for each. However, the items inside may get a shorter wash cycle than is needed. Some clothes need a longer wash cycle — for example, your family's sports choices. Bathroom rugs need to be refreshed in the dryer or shaken outside, at minimum, weekly.
Persons: , I'm, who's, I've Organizations: Service
Apple's AirPods Pro 2 now feature FDA-approved hearing aid capabilities. The Hearing Aid feature in Apple's AirPods Pro 2 is designed for people with mild to moderate hearing loss, and Apple said it can amplify voices, phone calls, and media sounds. So I sought out an expert in the hearing loss community to get a better understanding of whether we should expect Apple's hearing aids to be a hit or miss. The Over-the-Counter Hearing Aid Act of 2017 made it legal for the FDA to regulate the sale of hearing aids that don't require a prescription or a trip to the audiologist. As the daughter of a woman who suffers from hearing loss, I've witnessed my mother's denial of her struggles.
Persons: Apple's, , Apple, Katherine Bouton, Bouton, Bose, I've Organizations: FDA, AirPods, Service, Food and Drug Administration, of America, Apple, Costco, Walmart, Bureau of Labor Statistics
CNN —The World Anti-Doping Agency (WADA) says it’s lodging an appeal with the Court of Arbitration for Sport (CAS) after an independent tribunal found world No. 1 tennis player Jannik Sinner wasn’t at fault for twice testing positive for a banned substance in March 2024. In a statement posted on social media in August, Sinner said the positive tests stemmed from “inadvertent contamination of Clostebol” through treatment from his physiotherapist. … The physiotherapist treated Jannik without gloves and coupled with various skin lesions on Jannik’s body caused the inadvertent contamination.”WADA announced that it is appealing the decision that cleared Sinner after he tested positive for a banned substance. As WADA announced its appeal on Saturday, he was playing in the round of 16 at the China Open where he defeated Roman Safiullin.
Persons: WADA, Sinner, , “ Jannik, , ” WADA, , Giacomo Naldi, Umberto Ferrara, Roman Safiullin Organizations: CNN, Doping Agency, Sport, Tennis Integrity Agency, Getty, Indian, China Locations: Indian, AFP
Medical bills are more negotiable than you think
  + stars: | 2024-09-28 | by ( Jacob Zinkula | ) www.businessinsider.com   time to read: +10 min
Some Americans have seen success when negotiating for a lower medical bills. AdvertisementHowever, healthcare experts told BI that trying to negotiate medical bills — while far from a guaranteed strategy — is worth a shot. "We don't normally think about medical bills as something that you can negotiate, but it seems that sometimes you can," Duffy said. How to negotiate a medical billBefore anyone tries to negotiate a medical bill, Kelmar said they should do everything they can to ensure it's accurate. Why some people don't negotiate their medical billsDuffy and Kelmar have a few theories about why some people don't bother trying to negotiate their medical bills.
Persons: , Erin Duffy, Duffy, they'd, didn't, It's, Patricia Kelmar, Kelmar, — Kelmar Organizations: Service, University of Southern, USC, Business, Healthcare Locations: University of Southern California
This week — the week of September 29 through October 5 — is the best time to buy a home, according to Realtor.com. Mortgage rates are the lowest they've been in two yearsMortgage rates have dropped rapidly in the last few months. Average 30-year mortgage rates are now down to 6.08%, according to Freddie Mac — the lowest they've been since September 2022. Should you buy during the 'best week to buy'? So, should you take advantage of the best week to buy?
Persons: , Realtor.com, you'll, there's, Danielle Hale, Freddie Mac, Hale, that's Organizations: Service, Realtor.com
Even though the Fed plans to continue cutting rates, mortgage rates might not fall much more this year. Mortgage rates trended down ahead of this decision, but now that the cut has happened and the rest of this year's cuts are priced in, it will take a change in the economic outlook to push mortgage rates down further. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.
Persons: they've, Freddie Mac Organizations: Federal Reserve, Fed, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs Locations: U.S, Chevron
In 2022, a 10-year national recovery plan was launched to stop the decline in numbers and improve the size, quality and connectivity of koala habitat in the listed areas. “I often think, ‘Am I sitting here, seeing the last of Queensland koalas filtering through, as I work with them?’”One of three subspecies, Queensland koalas are smaller and grayer than their southern cousins, and are the kind often seen in photos with celebrities and foreign dignitaries. “Aussies would be horrified to know that we are bulldozing koala habitat at the rate that we are,” she said. Koala habitat squeezed in citiesWith a human population of 2.5 million, Brisbane is one of Australia’s fastest-growing capital cities. Declining numbersMost of the ambition for vast tracts of new koala habitat in Queensland lies outside Brisbane’s established inner-city suburbs.
Persons: Sophia Windsor, , ” Sophia Windsor, Sophia Windsor Koalas, they’re, Max, Sue Minter Walter, Hilary Whiteman, telltale, Kelly Batten, , John Knights, United Kingdom who’s, CNN He’s, he’s, Knights, Murray Chambers, CNN Murray Chambers, “ You’ve, Chambers, “ We’re, Trent, Windsor, Tim Portas, ” Portas, , Japan's Naomi Osaka, Patrick Hamilton, Natalie Frost, Paul Hilton, Gemma Plesman, Frost, Jo Murray, ” Murray, Residents Jo Murray, Colleen Holland, woodcutters, , Garth Nolah, Karin Machell, Beau, Louis, can’t, Murray, they’ve, CNN’s, Bill Ellis, Adrian Schrinner, Council Ellis, we’ll, I’m, It’s, CNN Trent’s, Australia – Windsor, ” Windsor, reckons he’s, They’re Organizations: Australia CNN, Wallabies, CNN, Brisbane, Olympic Games, Windsor, Knights, Koala Rescue, RSPCA Wildlife Hospital, RSPCA Queensland National, Australian Capital Territory, Queensland, Department of Environment, Science, Lone Pine, Brisbane International, Getty, Koalas Fund, Queensland Conservation, Greenpeace, Greenpeace Greenpeace, Greenpeace Australia Pacific, Residents, NBA, Moreton Bay Council, Council, University of Queensland, Brisbane City Council, Brisbane Lord, Gravatt, Mount Gravatt Outlook, Reserve Locations: Brisbane, Australia, Queensland, Australia’s, Windsor, backyards, Tarragindi, Toohey Forest, United Kingdom, Koala, , New South Wales, South East Queensland, Lone, AFP, Wamuran, Mulga, city’s, Lawnton, Brisbane’s, Moreton, Moreton Bay, ” Moreton, Brisbane City, “ Brisbane, Trent, Australian, Whites
“Intercity bus service is critically important for so many people,” said Chicago Alderman Carlos Ramirez-Rosa, who has worked to save the station. “I guess I’d have to take the bus (even if the bus station closes) but I’d much rather have this,” Kay said. Terminals sold to investorsA closure in Chicago would accelerate the crisis in intercity bus service in the United States. Milwaukee and Boston, for example, have municipal intercity bus terminals located next to train stations. Chicago Alderman Ramirez-Rosa said that the ultimate goal should be a public intercity bus terminal.
Persons: , Chicago Alderman Carlos Ramirez, Rosa, Joseph Schwieterman, Allen James Henry , Jr, Louis, , ” Henry Jr, Tim Boyle, Max Kay, Davenport —, , ” Kay, Mario Tama, Alden, John Roberson, Harrison, Chicago Alderman Ramirez, ” Ramirez Organizations: Chicago CNN — Chicago, Burlington Trailways, Greyhound, CNN, Chicago Alderman, Northern, DePaul University, Chaddick Institute of Metropolitan Development, Chaddick, Chicago, Terminals, Amtrak, Cities, Chaddick Institute, Philadelphia Inquirer, Getty, Flix Mobility, Alden Global Capital, The Chicago Tribune, New York Daily News, Baltimore Sun, Lake Holdings Locations: York, Chicago, Barons, Sikeston , Missouri, St, Iowa, Denver, Newsmakers, Davenport , Iowa, Davenport, Mississippi, Moline , Illinois, United States, Houston , Philadelphia, Cincinnati, Tampa , Louisville, Charlottesville, Portland , Oregon, Philadelphia, Mexico, New, Alden, Milwaukee, Boston, Atlanta
Hurricane Helene killed at least 22 people and left millions without power across the Southeast before weakening on its way north Friday morning, officials said. Hurricane-felled trees caused two deaths in Anderson County, South Carolina, officials said. Debris left by Hurricane Helene in Cedar Key, Fla., on Friday. Miguel J. Rodriguez Carrillo / AFP - Getty ImagesMeanwhile, more than 4.3 million people are experiencing power outages in South Carolina, Georgia, Florida, North Carolina and Virginia, according to poweroutage.us, which tracks utility data. At 11 a.m., the storm was 30 miles southwest of Bryson City, North Carolina, moving northward with maximum sustained winds of 45 mph.
Persons: Helene, Floridians, Jamie Cruse, “ We’re, , , Bruce Rector, NBC’s, Megan Varner, Brian Kemp, Ron DeSantis, Roy Cooper, Hurricane, Miguel J, Rodriguez Carrillo, Ana Gibbs, Ronda Bell, Mike Stewart, Joe Biden, Deanne Criswell Organizations: National Hurricane Center, NBC, ” Clearwater, Georgia Gov, Florida Gov, Gov, North Carolina, Highway Patrol, AFP, Getty, Florida, & Light Company, Duke Energy Florida, Duke Energy, Federal Emergency Management Locations: Big Bend, Florida’s, Perry , Florida, Clearwater, Gulf Coast, Atlanta, Georgia, Pinellas County , Florida, Florida, Dixie County, North Carolina, Catawba County, Charlotte, Anderson County , South Carolina, Cedar Key, Fla, South Carolina , Georgia, Virginia, Valdosta, Ga, Carolinas, Charleston, Wilmington, Raleigh, Norfolk, Bryson City , North Carolina, Georgia , Florida , Alabama, South Carolina
Otis Keys II, 41, The Colony, Texas UPS driver grappling with smaller average paychecks despite a new union contract. When Otis Keys II hit top-level pay for his role at UPS in 2019, he expected to start checking items off his financial bucket list. That’s not what happened, even after the Teamsters union he belongs to negotiated a historic new contract last summer. “There’s a lot of guys that actually had to take a hard layoff and sit home.”Primary source of income: Keys drives full time for UPS. A UPS spokesperson said feeder drivers “are the best compensated in the industry” and “their total pay and benefits package is valued at nearly double our competitors’.”Otis Keys II is a feeder truck driver at UPS.
Persons: Otis Keys, Kamala Harris, , , , Keys, he’s, Kara Deniz, ” Otis Keys, ” Keys, “ I’m, that’s, , “ sneakerholic, “ I’ve, Tesla, Elon Musk, Trump, Trump “, Harris Organizations: NBC, UPS, Teamsters, Fort, Texas, The, Utilities, Dallas, Democratic, Trump, Republican Locations: Colony, Texas, The, Dallas, Fort Worth, U.S, Arlington, New York, America, Tx,
In her three years as a dating coach Kelsey Wonderlin has learned that the majority of the 200 people she's counseled care about how much their potential mate earns. Evaluating a person based on their salary might seem shallow, but how someone spends their money can be a bellwether of their priorities. However, outright asking how much a person makes on a first date is not the right way, or the right time, to figure out if you two align on how you handle money. "On a first date that would be a socially unacceptable question to ask," Wonderlin says. "It's an unrealistic viewpoint that if someone makes this certain number everything will be great," Wonderlin says.
Persons: Kelsey Wonderlin, she's, Wonderlin
Membership prices for the expedited security program Global Entry are increasing for the first time ever, from $100 to $120 for both new members and renewals, according to U.S. Customs and Border Protection. However, the price hike takes effect Oct. 1, so you can still lock in the current price by applying or renewing before then. Keep in mind that you can only renew a year in advance, so if your current membership is valid beyond October 2025, the higher fee will apply. While adults can save by renewing before Oct. 1, it's better to wait if you have kids. From Oct. 1, children under 18 will no longer have to pay the $100 membership fee.
Organizations: U.S . Customs Locations: U.S
A divorce lawyer said the person you marry is exactly who you'll divorce. "You divorce exactly the person you married," James J. Sexton, a divorce attorney in New York City, told Business Insider. "All you need is one unreasonable person in this equation and you're going to have an ugly divorce," Sexton said, whether it's your partner or the lawyer they hired. AdvertisementFrom his experience as a divorce attorney, Sexton shared some signs a partner will be unpleasant in divorce court. "But just remember when you divorce that person, they're not conflict-avoidant," he added.
Persons: , James J, Sexton, They're, he's, I'm, He's Organizations: Service, Finance Locations: New York City
The social-media giant held its big Meta Connect conference in Silicon Valley this week. Mark Zuckerberg is spending heavily on AI and AR technology. That effort continued into 2024 as the Meta CEO whittled down VP ranks and took more cost-cutting steps. Tech reporter Pranav Dixit attended and noticed that the WiFi password for the event was "effici3ncy." A post on Threads Pranav Dixit/ThreadsDixit posted about this on Threads and Zuckerberg liked the post.
Persons: Mark Zuckerberg, , Mark Zuckerberg's, bender, Zuckerberg, Pranav Dixit, Dixit, Mark Zuckerberg Pranav Dixit, Meta, didn't Organizations: Meta, Service, OpenAI, Microsoft, Google, Meta Connect, Silicon Valley . Tech Locations: Silicon, Silicon Valley
I decided to finally declutter and say goodbye to things I didn't think I could part with. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementA sign on my home office door says, "Creative People Don't Have a Mess; They Have Ideas Lying Around Everywhere." I've created a three-step process to trick myself into saying goodbye to my junk without squashing my personality or memories. I am finally able to say goodbye to my belongings, knowing that they will be adopted.
Persons: , I've, Gamify, she'd, Donna Summer, Ivy Eisenberg Organizations: Service, Facebook, Vietnam Veterans Locations: Ulta, France, America, White Plains , New York, Queens, New York City
When Jonathan Ochart moved from San Antonio to Los Angeles in 2023 to grow his public relations business, he figured he'd buy a condo. But that's only one of the reasons he's priced out of the Los Angeles County market, even for a smaller place. In LA, "even a modest condo costs close to $1 million," he says. Jonathan Ochart gave up on buying a condo in Los Angeles. Courtesy of Jonathan OchartBy early 2024, Ochart had given up on the idea of buying a condo in Los Angeles altogether.
Persons: Jonathan Ochart, Ochart, you've Organizations: CNBC, U.S . Census Locations: San Antonio, Los Angeles, Texas, Angeles County, Ochart's, Beverly Hills, LA, San Jose , New York, Boston, LA County, U.S
See more mortgage rates on Zillow Real Estate on ZillowWhat Are Today's Mortgage Refinance Rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates are hovering around 5.80%, according to Zillow data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. But now that inflation has decelerated and the Fed is expected to cut rates soon, mortgage rates have trended down.
Persons: they've, Lawrence Yun, Freddie Mac, it's, Fannie Mae Organizations: Federal, National Association of Realtors, Zillow, Fed, Mortgage, Association, ARM, . Government Locations: Chevron, Government
Read below to find out everything you need to know before the Way Day event, including when it’s happening, who can shop, and what deals you can expect during the sale. When is Way Day? Wayfair’s Way Day sales event starts online on Oct. 5 at midnight, with in-store deals beginning during opening hours. Limited-time, 24-hour Flash Deals will be launching throughout all three days of the Way Day event. will be launching throughout all three days of the Way Day event.
Persons: Wayfair, giveaways, Birch Lane, Joss, TikTok Organizations: Wayfair Professional, raffles, NBC, Walmart, Amazon, Facebook, Twitter
WASHINGTON — Lawmakers averted a government shutdown 40 days before the election, but they’ll face another funding crunch right before the holidays and a new Congress and president take office. House Appropriations Committee Chairman Tom Cole, R-Okla., predicted that the two parties could come to a deal and avoid a shutdown in December. Congratulations, congressmen.”The full House has already passed five of the 12 appropriations bills for the new fiscal year. The Senate Appropriations Committee sent 11 out of 12 spending bills to the floor, where none of them have had votes. "What Leader Schumer should have done is brought the appropriations bills to the floor.
Persons: WASHINGTON —, Mike Johnson, ” Johnson, Johnson, “ We’ve, , appropriators, they’ve, Debbie Wasserman Schultz, , doesn’t, Tom Cole, ” Cole, it’s Donald Trump, Harris, Chip Roy, Roy, we’ve, Schumer, Sen, Susan Collins, Chuck Schumer, Byron Donalds, ” Donald, Mitch McConnell, Hakeem Jeffries Organizations: WASHINGTON, WASHINGTON — Lawmakers, Republicans, CRs, Democrats, Wednesday's, Senate, White, Republican, GOP, Freedom Caucus, SAVE, Conservative Locations: Washington, haven’t, Texas, Maine, D
Vice President Kamala Harris is meeting with Ukrainian President Volodymyr Zelenskyy during a trip to the U.S., while former President Donald Trump isn’t, highlighting the growing partisan division over a key foreign policy issue. “The president of Ukraine is in our country, and he’s making little nasty aspersions toward your favorite president, me,” Trump said Wednesday in North Carolina. “Every time Zelenskyy comes to the United States, he walks away with $100 billion,” Trump said Tuesday in Georgia. “I want the war to stop,” Trump when he was pressed during his only debate with Harris. A senior Trump administration official echoed Trump to say the circumstances of any future settlement deal grow more fraught by the day.
Persons: Kamala Harris, Volodymyr Zelenskyy, Donald Trump isn’t, Harris, Zelenskyy, , ” Trump, It’s, ” Zelenskyy, Trump, Moscow —, , we’re, Joe Biden, Hunter, Biden, Biden's, Sen, JD Vance, Vladimir Putin shouldn’t, Vance, Trump ”, Cartwright, Reid Smith, Charles Koch, ” Sen, Bob Casey, Matt Cartwright, Mike Johnson, ” Johnson, Oksana, Putin, Philip Gordon, Obama, Putin “, “ That’s, Andrzej Duda, Smith Organizations: White, Trump, United Nations General Assembly, Russia, Republicans, Yorker, New, NBC News, Casey, Democratic, Senate, Zelenskyy, General Assembly, Ukraine Locations: U.S, Ukraine, North Carolina, Moscow, United States, Georgia, Russia, Scranton , Pennsylvania, R, Ohio, Scranton, Pennsylvania, Russian, Kyiv, Europe, Poland
The oldest Gen Xers are turning 59 this year, and once they reach 59½, they can begin making penalty-free withdrawals from their 401(k)s and individual retirement accounts. However, nearly 70% of Gen X, which is comprised of Americans between the ages of 44 and 59, feel behind on their retirement savings, according to a new retirement savings survey from Bankrate. The average 401(k) balance for people in their 50s, who make up the majority of Gen X, is $214,100. The good news: Many Gen Xers are already taking strides to get their retirement savings where they want them to be. Plus, they've increased their IRA contributions by 30% to the highest level in five years, per Fidelity's second quarter retirement analysis.
Persons: Xers, Mark Hamrick Organizations: Fidelity Investments Locations: Bankrate
Sharon Kim partnered with her oldest brother and his wife to purchase a home in the suburbs of New York City for around $750,000. Mickey Todiwala | CNBC Make ItKim and her brother weren't very close growing up, thanks to a seven-year age gap. Mickey Todiwala | CNBC Make ItThe increased down payment gave them the leverage they needed. Kim, her brother and his wife decided to complete the majority of renovations to the home themselves to cut down on costs. Mickey Todiwala | CNBC Make ItKim estimates they've spent around $40,000 on renovations so far.
Persons: Sharon Kim, Mickey Todiwala, Kim, weren't, homeownership, they've Organizations: CNBC, Parsons School of Design, YouTube, Parsons, Spotify, Amazon Prime, Apple Locations: New York City, Manhattan, Queens, New Jersey, South Korea
Learn moreJust a month after the Ryder Cup, Team USA will take on a team of non-European international players for the Presidents Cup. Below, we'll show you how to watch the Presidents Cup, including cable and live streaming options. Keep reading to learn how to watch the Presidents Cup. How to watch the Presidents Cup in the USThe Presidents Cup will air across the Golf Channel and NBC/Peacock in the US. Sling TV Subscription For just the essentials without any extra fluff, Sling TV is the streaming service you're looking for.
Persons: Scottie Scheffler, Xander Schauffele, Wyndham Clark, Jason Day, Hideki Matsuyama, Sungjae, Adam Scott, Peacock, ExpressVPN Organizations: Business, Ryder, USA, European, Golf Channel, NBC, Golf, DirecTV, DirecTV Stream Locations: Montreal, Japan, South Korea, Australia
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