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☆ Ed Jackson: How a quadriplegic former rugby player conquered a Himalayan mountain
▼ + stars: | 2022-05-24 | by ( Issy Ronald Cnn Video Produced Amy Li | Issy Ronald | ) edition.cnn.com time to read: +8 min

You become a little bit delirious at times.”That night on the mountain was not the first time Jackson had strayed perilously close to death. Five years ago, while still a professional rugby union player, he dived into a shallow pool on a hot day and broke his neck. Then, to mark the one-year anniversary of his accident, Jackson set himself the goal of climbing Mount Snowdon – the highest mountain in Wales at 1,085 meters – even though he was still using two crutches at that time. Confronted by unfavorable snow conditions, Jackson and his team had to navigate difficult routes across the glacier, setting up camps as they went. He established the charity Millimeters to Mountains (M2M) with his wife, Lois, and friend and fellow former rugby player, Olly Barkley.

Below, CNBC Select rounded up four of the best personal loan lenders that still accept applicants who have credit scores of 580 or lower. According to Upstart's website, applicants with a credit history should apply with a minimum credit score of 300 (though, Upstart also accepts applicants with no credit history). Sometimes, a potential borrower may have a low credit score because they have extremely limited credit activity. Other times, a lack of credit history may result in them having no credit score at all. OneMain Financial generally accepts applicants with at least a poor or fair credit score (the exact credit score minimum is not disclosed but for reference, a poor credit score is considered to be between 300 and 579 and a fair credit score is considered to be between 580 and 669).

OneMain Financial generally accepts applicants with at least a poor or fair credit score (the exact credit score minimum is not disclosed but for reference, a poor credit score is between 300 and 579 and a fair credit score is between 580 and 669). That's because the lender lets you apply for a personal loan that can be used for business purposes, something most personal loan lenders prohibit. Standout benefits: Universal Credit offers credit monitoring tools to help you monitor any changes to your credit score. More on our picks for best personal loan lenders that accept 580 credit scores or lowerUpstart Personal LoansUpstart is an AI-driven online lending platform that connects borrowers with lenders. Most personal loan lenders consider good to excellent credit scores, which means a FICO score of at least 670.

Persons: Will, it's, loans.Loan, you've, you'll, It's Organizations: Debt, OneMain, Loan, Universal, Universal Credit, OneMain Financial, Universal Credit Universal Credit, CNBC, CNBC Select's, Facebook, Twitter

☆ 5 ways I'm still using travel credit cards to maximize online grocery shopping — from bonus points to stacking discounts, the rewards are too good to pass up
▼ + stars: | 2022-03-17 | by ( Carly Helfand | Jasmin Baron | Read More | ) www.businessinsider.com time to read: +12 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Skipping the store and ordering groceries online is still an excellent way to earn bonus credit card rewards. The array of bonus points and savings offers available to those with travel credit cards. Note that credit card lenders may use many different variations of credit score models when considering your application. Amazon Shop with PointsAnother perk of buying groceries online is the ability not just to earn bonus points, but to use those points to cover your orders, too.

Persons: haven't, Chase, Oscar Wong, I'm, We're, Read, Amex, Hilton, they've, Delta, Instacart, cardholders, you'll Organizations: Service, Business, Hilton, Amazon, Chase Sapphire, Target, Walmart, Chase, Sapphire, FDIC, American, Hyatt, Hilton Honors, American Express, Foods, Instacart Express, Citi, Capital Locations: Wall, Silicon, Amex

US parents received $250 monthly child tax credit payments from July to December 2021 under Biden's Build Back Better Act. Insider spoke with eight families around the US about how life has changed with the loss of monthly payments. Previously, parents received an annual child tax credit of $2,000 per child in one lump sum with their tax refunds. Under President Biden's Build Back Better Act, the child tax credit was raised to $3,600 per child, depending on the child's age, split up into monthly payments. Insider spoke with eight parents whose lives were directly affected by the loss of monthly child tax credit payments, also known as CTC payments.

McGlown, you have two options when entering real estate: "Do you want to be an investor, or do you want this to be your occupation?" McGlown, a software engineer and self-made millionaire, wanted to get into real estate investing as a way to earn passive income. When he bought his first investment property in 2019, he knew that he was strictly looking to grow his wealth, and not make this his new job. Saving for the investment wasn't easy, but it also wasn't new to him. So, he employed the same strategies he used back then to save up for his investment property.

Persons: CJ McGlown, wouldn't, —, C.J, McGlown, He'd, McGlown's, you've Organizations: Service

You can add multiple photos to an Instagram Story or post. Selecting multiple photos from your camera roll will upload each as its own slide in your story. There are several different ways to add multiple photos to an Instagram Story at once. How to add multiple photos to an Instagram Story1. Abigail Abesamis Demarest/InsiderHow to add multiple photos to an Instagram postIn addition to posting multiple photos on your Instagram Story, you can also do it on a regular post.

So Select rounded up some personal loan lenders that offer expedient funding so you can cover large expenses in a pinch. This lender provides personal loans for just about every purpose except for higher education and small businesses. Funds are also generally disbursed quickly — 92.6% of personal loan applicants receive same-day funding if they sign their agreement before 7 p.m. Personal loan interest rates range from 4.99% to 17.99%. *Your LightStream loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile.

If approved, not all applicants will qualify for larger loan amounts or most favorable loan terms. Citi stands out as a personal loan lender because it doesn't charge origination fees, early payoff fees or late fees. Eligible borrowers Must be at least 18 years old Loan amounts $2,000 to $30,000 Loan terms Up to 60 months [ Return to account summary ] See if you're pre-approved for a personal loan offer. Bottom lineWhen you need money in a pinch, many personal loan lenders can get you funded as soon as the same business day. Every personal loan review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of loan products.

Persons: Avant, you've, OneMain Financial's, Prosper, There's, it's, Prosper Prosper, It's Organizations: AutoPay, autopay, OneMain, North, Citi, OneMain Financial, Citi Bank Citi, CNBC, CNBC Select's, Facebook, Twitter Locations: U.S, Alabama, California, Georgia, North Dakota, Ohio, Virginia, Carolina, Maine, Mississippi, West Virginia, Maine , Mississippi, North Carolina, autopay

If you don't have a lot of experience with banking, here are four tips you should know before spending another penny. Marguerita Cheng, a financial planner at Blue Ocean Global Wealth, says opening up a second bank account may be a good option. "Even when you're in school, if it is appropriate for you to open another account, you're not doing anything to disrespect your parents. When you're deciding which bank account to open, Cheng advises Gen Z to be wary of CDs. You'll want to pay attention to monthly maintenance fees, overdraft fees, and out-of-network transaction fees, which are some of the most common charges.

Persons: Gen, you've, Marguerita Cheng, Cheng, Gen Z Organizations: Service Locations: Wall, Silicon

Savings vs. money market account vs. CDHere are the main differences between savings accounts, money market accounts, and CDs. Savings account Money market account CD Easy access to your money Yes Yes No Interest rate Variable Variable Fixed Minimum opening deposit Low Medium High Add money later Yes Yes NoStill not sure which account is your best fit? The biggest difference between a savings account and money market account is how you access your money. You also can't add more money to your CD later, as you can with a savings or money market account. If so, you probably want a savings account or money market account.

You might want to consider using a credit card instead of a personal loan to fund your trip. If you're dying to get away but you're short of the money to pay for a vacation, you may be tempted to take out a vacation loan to cover the costs. A vacation loan is simply a personal loan used to pay for travel expenses including transportation, hotels, meals, and other costs. There's no one-size-fits-all answer to this question, but you should be careful before you take out a personal loan. If you pay off your credit card balance before that promotion expires, this option could cost significantly less than a personal loan.

Persons: —, You'll Organizations: Service

I've personally only ever flown with British Airways two or three times in my life, but I've used British Airways Avios to save thousands of dollars on flights in every corner of the world. While each program has its own Avios with its own set of pros and cons, you can assume that we're talking about British Airways Avios in this post unless I specify otherwise. British Airways Avios are worth, on average, 1.3 cents each based on Insider's points and miles valuations — but the exact value you'll get depends on how and where you redeem your points. 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials. Earn Avios with British Airways shopping, dining, and travel partnersBritish Airways makes it easy to earn bonus Avios on a wide range of purchases even when you aren't flying.

If your credit score isn't great, you can still get approved as Avant looks at both your credit score and income. When determining eligibility for a loan, LendingPoint considers credit score, loan term, credit usage, loan amount and other factors. Personal loans are a form of installment credit, which affect both your credit report and your credit score. Student loans, personal loans and credit cards are all example of unsecured loans. Our methodologyTo determine which personal loans are the best for consumers with bad credit, Select analyzed dozens of U.S. personal loans offered by both online and brick-and-mortar banks, including large credit unions.

If your credit score isn't great, you can still get approved as Avant looks at both your credit score and income. When determining eligibility for a loan, LendingPoint considers credit score, loan term, credit usage, loan amount and other factors. Personal loans are a form of installment credit, which affect both your credit report and your credit score. Student loans, personal loans and credit cards are all examples of unsecured loans. Our methodologyTo determine which personal loans are best for bad credit, CNBC Select analyzed dozens of U.S. personal loans offered by both online and brick-and-mortar banks, including large credit unions.

Persons: Will, it's, you'll, You'll, OneMain Financial's, LendingPoint, prequalify Organizations: CNBC, OneMain, AK, AR, DC, Social, CNBC Select's, Facebook, Twitter Locations: Alabama, California, Georgia, Ohio, Virginia, Carolina, Nevada, West Virginia

☆ Italian food: Classic dishes everyone needs to try
▼ + stars: | 2021-02-17 | by ( Silvia Marchetti | ) edition.cnn.com time to read: +24 min

CNN —Think of Italy and you’re likely to think of food first and all the beautiful places to see second. The original ancient recipe is protected by the Azdore, “pasta priestesses” who prepare fresh tagliatelle for clients each day across the region at fresh pasta boutiques. Malloreddus alla CampidaneseMalloreddus alla Campidanese is a tasty gift from the Italian island of Sardinia. ShutterstockHand-made squared ravioli with zig-zag edges filled with roasted meat, these are usually eaten either with veal broth, a rich meat sauce or with butter and sage. Pasta, meat, cheese, vegetables, tortellini, eggs, sausages and even fish are mixed together with besciamella sauce and placed inside the dough, which is then folded and cooked in an oven.

And, if you're like me in another way, you're also a regular person with student loans, a little too much credit card debt, and a longing for something better. But I kept feeling like I didn't want to live to work; I wanted to work to live. By starting the Slow FIRE journey, I started living the "retirement" life I'd been dreaming about years before I hit my retirement number. Basically, I created a Slow FIRE blueprint and began making changes in order to live the life I imagined. AdvertisementThen, I took practical steps to get thereNext, I made concrete changes to live the French-style life of my dreams.

Persons: I've, —, You've, I'd, It's Organizations: Service, FIRE Locations: France, COVID

Echipa #diez propune o listă de traduceri în limba engleză ale unor denumiri de localități din Moldova pentru a veni în întâmpinarea străinilor care vizitează țara noastră. Bicaz – Double CaseBotoșani – Big BootiesBrad – Christmas Trees LandBran – HardyBroșteni – The FroggiesBuftea – The Tea FellBuhuși – Boo! Căldărușani – BucketeersCiorogârla – Nigger-RiverConstanța – The SteadinessCorabia – GalleonCucuieții din Deal – Upper Town Headbumped PeopleCucuieții din Vale – Downtown Headbumped PeopleDarabani – Money GiverDomnești – You’re the King! Drăgășani – Town of CaressingEforie – Drugs AllowedFierbinți – Hot PeopleFrecăței – JerkoffvilleFundu Moldovei – Moldova’s AssGura Humorului – Humour’s MouthHuși – Shoo! Ineu – Inside MeÎnsurăței – Town of Unfortunate PeopleÎntorsura Buzăului – Too Much BotoxLupeni – Wolves ZoneMamaia – The Granny’s ResortMehedinţi – McTeethMiroși – You Smell!

Persons: învață, Echipa, diez, Acui, Shepherd Bălți –, Arabia Bezeda, –, Ceroborta, Bo Peep, Dumeni, Fundurii, Goleni, Groznița, Gura Galbenei, Jos –, Gora, Marian, Ana Moșene, Ina Onești –, Putin, Double, – You’re Stalin, Zara Unguri, Unteni, Zaparojeț –, Adâncata, Copăceni, Julie Aninoasa, Brad –, Bran – Hardy Broșteni, Domnești, Gura, Întorsura, Lupeni, Darth Vader, Pârțeștii, Guy Roșiori –, Ana, Slobozia, Jos, Dacă Organizations: Shepherd Bălți – Moldovan Venice Besarabia, Jos – Let’s Party, Let’s Party, Double Zina, Bears, Sochi Soroca, Arad, Unshaven, Unshaven Baia Mare, Downtown, Mare Locations: Moldova, localităților din Moldova, localități, Shepherd Bălți – Moldovan Venice, Arabia, Kiev, Hell, Sochi, Unshaven Baia, Deal, Vale, –, Caressing, Wetnose, Oradea, Sus, Jos, Piatra Neamț, The, Vaslui

☆ The $107,000 Lexus LC500 is the best-kept secret on the car market
▼ + stars: | 2020-08-03 | by ( Alanis King | ) www.businessinsider.com time to read: +9 min

Alanis KingThe Lexus LC500. Alanis KingThe Lexus LC500. Alanis KingThe Lexus LC500. Alanis KingThe Lexus LC500. Alanis KingThe Lexus LC500.

We also wanted to give ourselves more wiggle room in our budget by lowering our monthly mortgage payment in case either of us lost our income. We were able to refinance to a new 3.4% 30-year loan to save $150 a month and more than $30,000 over the life of the loan. Why we decided to refinance nowWe bought our house in April 2017, using a 30-year mortgage at 4.4%. We decided to refinance not only to take advantage of lower mortgage refinance rates, but also as a precaution. A lower monthly mortgage payment gives us some flexibility and more cash flow if we find ourselves with less money coming in.

Organizations: Finance, Service Locations: Wall, Silicon, United States

☆ Turkish foods: 23 delicious dishes
▼ + stars: | 2020-04-09 | by ( Lisa Morrow | ) edition.cnn.com time to read: +15 min

SaksukaA traditional Turkish side dish, saksuka consists of eggplant, zucchinis, garlic, tomatoes and chili. ShutterstockTurkish cuisine incorporates a huge range of vegetable dishes known as zeytinyagli yemegi – foods cooked in olive oil. ShutterstockKisir is a salad made from fine bulgur wheat, tomatoes, garlic, parsley and mint. Hamsili pilavHamsili pilav -- an oven baked rice dish with a layer of fresh anchovies on top. GozlemeThis traditional Turkish pastry is often stuffed with salty white cheese, minced beef or spinach.

Persons: Manco, tahini, Ezogelin, Shutterstock, Ezo, Turkey it’s, pul, munch, Yaprak, Inegol, Mustafa Efendi, İskender Efendi, they’re, Shutterstock Hamsi, perde, Su, They’re, It’s, Suleyman the, Evliya Celebi, Cig, bulgur, Lokum, Shutterstock Lokum Organizations: CNN, biber, Turks, Oxford English Locations: Turkey, Turkish, Anatolia, Gaziantep, Mercimek, Shutterstock, Turkish Aegean, Bulgaria, Inegol, Bursa, Erzurum, marinate, Rize, Siirt, Kayseri, Central Anatolia, Avanos, alfoil, Borek, Central, Eastern Europe, Ottoman, Sanliurfa, Turkey’s, Istanbul

If you have a cash-back card like the Citi® Double Cash Card or even an Amex card, for example, you could cash in rewards for statement credits to reduce your bill. After all, the average credit card APR is well over 16%, and many of the top rewards cards and travel credit cards charge significantly higher rates than that. That said, it is possible that your credit card could help you if you're stuck dealing with the financial fallout from the coronavirus. However, you could use a 0% APR credit card to keep up with some of your bills without interest for a limited time. Redeem rewards for Amazon.com purchasesIf you have the Capital One Savor Cash Rewards Credit Card , a Chase Ultimate Rewards credit card, an Amex Membership Rewards card, one of the Amazon credit cards, or any other credit card that lets you cash in points for Amazon.com purchases, that's another route to pursue.

You don't pay for a life insurance medical exam, and policies may be much more expensive without them. If you are considering new life insurance, here's what you should know about the life insurance medical exam. Insider's Featured Life Insurance Companies Lemonade Life InsuranceNationwide Life InsuranceGuardian Life Insurance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Your medical exam can save you moneyA small, growing group of insurers is willing to issue life insurance policies to healthy people without a medical exam. The cost of life insurance tends to go up with age, so don't delay if you plan to sign up for life insurance in the future.

☆ 9 of the best Caribbean islands to visit
▼ + stars: | 2020-01-03 | by ( Marnie Hunter | ) edition.cnn.com time to read: +10 min

CNN —With hundreds of Caribbean islands to choose from, it can be daunting to decide on a destination in this sun-splashed region. Shutterstock North and Middle Caicos, for the unspoiled Caribbean: North and Middle Caicos offer a serene retreat from the Turks and Caicos' more developed islands. Shutterstock Saba, for a white-knuckle aviation thrill: This petite Caribbean island flies under most tourists' radar. Shutterstock 9 of the top Caribbean islands Prev NextLush volcanic peaks, deep valleys and 365 rivers cover the Eastern Caribbean island of Dominica. North and Middle Caicos: For the unspoiled CaribbeanMudjin Harbor Beach in Middle Caicos is a spectacular spot for relaxation.

Persons: Curaçao, Shutterstock Saba, Barts, Hurricane Irma, Jeanne Le Menn, Shutterstock, you’ll, Willemstad, Anna, Marnie Hunter, Barthélemy, Barth, Chef Jean, Georges Vongerichten, Le Toiny, Shutterstock Bomba, Don Rafael Cepeda, bomba Organizations: CNN, Turks, Board Antigua, Eden Rock, UNESCO, Trois, Bambarra Beach, Caicos, Mount Gay Rum, Eden, Îlets Locations: Dominica, Barbados, Middle Caicos, Caribbean, Caicos, Saba, Antigua, Shutterstock St, Eden, Eden Rock Puerto Rico, Puerto Rico, Shutterstock Martinique, France, Martinique, Europe, Beach, Turks, Providenciales, North, Harbor Beach, Venezuela, Curaçao, Kingdom of, Netherlands, St, Anna Bay, Pietermaai, Israel, Americas, Maarten, Turners, Dickenson, John’s, kebabs, Mount, Mustor’s, Bridgetown, Rosewood, Guanahani, Blanc, San Juan, Shutterstock, Les

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). I don't need cash often, though, so it's not enough to make me get a debit card. There are many debit card risks people fail to think about, and it may not be the best choice for you financially. I've never really needed a debit cardMy parents have never had a debit card (I know, right?!) Most places in the US take some form of card, which makes a debit card unnecessary most times.

Persons: they're, Insider's, —, I've, Chase, Chase —, Charlie, it's Organizations: Service, Chase, Apple, Google

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