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Say hello to the new Galaxy Tab S9 family, comprising three siblings that get bigger the more you're willing to spend on them—take your pick between the Galaxy Tab S9 (11 inches), S9 Plus (12.4 inches), and S9 Ultra (14.5 inches). Note: The link above allows you to select the exact model, storage, and wireless configuration you want across all three Galaxy Tab S9 models. For a limited time, Samsung offers free storage upgrades on all Galaxy Tab S9 purchases. Samsung Galaxy Tab S9 preorder dealsOne of the most significant benefits of preordering a Galaxy Tab S9 is the free storage upgrade, regardless of which version you buy. If you're interested in the 1TB Galaxy Tab S9 Ultra, you can get $150 off instantly at checkout.

Persons: doorsteps, you'll, You'll, DeX Organizations: Galaxy, Samsung, Galaxy Watch, eBay, AKG, 120Hz, Qualcomm Locations: stow

☆ I'm a generative AI startup founder who got into Y Combinator this year. But I turned them down for Neo, another smaller accelerator program. Here's why.
▼ + stars: | 2023-07-25 | by ( Madeline Renbarger | ) www.businessinsider.com time to read: +5 min

Here's why my cofounder and I decided to go with Neo and turned down a spot in Y Combinator. We also worked at another YC company, Fractional, after that too. So we changed ideas, and I think YC was maybe not too happy about that. I do think YC, outside of Silicon Valley, is still a bigger name, and there's a huge number of unicorns that have come out of there. If you're a B2B company, YC is probably a better buy, because YC's network can be great for finding new customers.

Persons: Combinator, Wesley Tian, Ali Partovi, scrappy, Neo's, Reid Hoffman, Erik Goldman Organizations: YC Locations: Aragon, Silicon Valley, Oregon

☆ France will start subsidizing their citizens' shoe repairs
▼ + stars: | 2023-07-12 | by ( Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +3 min

Clothing repairs are favored by sustainability advocates, but they can be expensive. Beginning in October, the country's government will give a 7 euros, or about $7.79, discount for heel repairs and between €10 and €25 for clothing repairs, Le Monde first reported. Sustainability advocates favor clothing repairs as one way to slow the climate crisis and create a circular economy, in which we reuse existing resources and reduce waste. The organization found that the repairs can be expensive — stains cost an average of $17.34 to remove and other repairs cost up to $34. In April, the government doubled-down on discounts for citizens who repaired their home appliances instead of throwing them away.

Persons: Le Monde Organizations: Service, Le, United Nations Economic Commission, Sustainability, Stewardship Council, Mission, Yale Locations: France, Europe, California

☆ 3 ways federal student loan borrowers can have their debt forgiven—without the Supreme Court
▼ + stars: | 2023-06-30 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +3 min

Some may say the president's loan forgiveness was a long shot in the first place, but the relief would have come easier than the paths to loan forgiveness currently available. Public Service Loan Forgiveness (PSLF), Teacher Loan Forgiveness, and forgiveness through income-driven repayment (IDR) are three of the ways federal student loan borrowers can still avoid paying back the rest their loans. Here's a look at the methods available to earn student loan forgiveness and whether they might be worth it for you. The program allows borrowers who hold qualifying positions to have their federal student loan balances cleared after 120 qualifying monthly payments. Income-Driven Repayment loan forgiveness

Persons: Joe Biden's, Biden Organizations: Higher Education, Public Locations: it's

☆ Opinion | Why This Economist Wants to Give Every Poor Child $50,000
▼ + stars: | 2023-06-23 | by ( The Ezra Klein Show | ) www.nytimes.com time to read: +51 min

What you’ve got to do to get more money from wealth is just let your money go out there and make money on its own. darrick hamiltonYeah, the extent to which our tax code incentivizes wealth and capital growth, it centers on existing wealth and capital growth. $50,000 to the most wealth-poor person seems like a big number, but we need to put that number in context. In other words, wealth begets more wealth, and wealth builds upon itself. ezra kleinI think that’s a great place to end, so I’ll ask our final question.

Persons: ezra klein, we’ve, We’ve, Darrick Hamilton, Biden Sanders, Bernie Sanders, Cory Booker, Ayanna Pressley, darrick hamilton, hamilton, you’re, ezra klein There’s, you’ve, that’s, Thomas Piketty’s, it’s, there’s, ezra klein I’m, —, ezra klein We’ve, Bill Gates, Elon, Ezra, Ira Katznelson, Crow, Bill, hasn’t, who’s, I’ve, they’re, ezra klein Let’s, darrick hamilton Naomi Zewde, wouldn’t, Let’s, darrick hamilton Ezra, darrick hamilton I’m, Arthur Lewis, Natalie Diaz, ” Natalie, ezra klein Darrick Hamilton Organizations: The New School, Biden, Task Force, Marshall, Black, Washington D.C, Federal Government, SEED, Oklahoma, Social, Social Security Locations: Hamilton, United States, Prosperity, America, Europe, Tulsa , Oklahoma, Connecticut, Washington, —, hamilton

☆ Don't count on an interest-rate cut boosting stocks until next year, former Dallas Fed boss says
▼ + stars: | 2023-06-23 | by ( George Glover | ) www.businessinsider.com time to read: +3 min

Don't expect the Federal Reserve to cut interest rates anytime soon, Richard Fisher says. The US central bank is unlikely to lower rates until 2024, the former Dallas Fed president said. "And at a minimum, they're not going to be cutting rates in my view, as far as the eye can see, until 2024," Fisher added. The central bank raised borrowing costs at 10 consecutive meetings between March 2022 and May 2023 in a bid to tame inflation, which was running close to four-decade highs. Read more: These 5 charts capture a rollercoaster 15 months for stocks, bonds, and crypto as the Fed pauses its tightening campaign

Persons: Richard Fisher, —, CNBC's, they're, Fisher, Jerome Powell, Read Organizations: Federal Reserve, Dallas Fed, Service, Bank of England

Then, a deep dive into MrBeast and what his YouTube empire says about the future of the internet. Reddit came along and said, oh, we need to protect Reddit from the rise of these large language models. So I don’t think they’re totally out of the woods. But I don’t think people would say it was a golden age for how safe the platforms fell to use. But I want to challenge you on this, because I don’t necessarily think that it’s a bad thing if we have past peak trust and safety.

Persons: kevin roose, you’ve, casey newton, casey newton Yes, I’ve, there’s, kevin roose I’m, Kevin Roose, ” casey newton, Casey Newton, Casey, Reddit, casey newton Right, roose, Steve Huffman, you’re, Kevin, It’s, They’re, casey newton Well, they’ve, we’re, Huffman, “, Redditors, We’ve, Everyone’s, we’ve, I’m, let’s, Sam Walton, Max, kevin roose Hey, kevin roose Oh, kevin roose Max Read, MrBeast, it’s, Jimmy Donaldson, He’s, Willy Wonka, he’s, somethings, haven’t, kevin roose We’ll, We’ll, kevin roose She’s, she’s, kevin roose MrBeast, Jeremiah, jeremiah howard, Jeremiah Howard who’s, Jimmy, Burger, You’re, Stefan Molyneux, PewDiePie, Paul, Let’s, Raman, kevin roose It’s, MrBeast financials, doesn’t, Logan Paul, they’re, Vincent Miller, Jon Hamm’s, Matthew Weiner’s, kevin roose Max, Will, Max Read, ” kevin roose, casey newton Max, Robert F Kennedy, COVID, Kennedy, Instagram, Connor Roy, Marjorie Taylor Greene, Robert F Kennedy Jr, Elon, Donald Trump, We’re, Jim Jordan, kevin roose Totally, Alex Jones, casey newton Totally, Kate Kalanick, Trump, Tucker Carlson, aren’t, — casey newton, hasn’t, Rachel Cohn, Jen Poyante, Caitlin Love, Alyssa Moxley, Dan Powell, Elisheba Ittoop, Marion Lozano, Sofia Lanman, Rowan Niemisto, Paula Szuchman, Tam, Nell Gallogly, Kate LoPresi, Jeffrey Miranda Organizations: The New York Times, Twitter, YouTube, Lamborghini, Netflix, Walmart, News, Producers, Meta, Instagram, COVID, Democratic, Washington Post, Apple, Republicans, Facebook, 4chan, Republican Party, Trump, Fox News, Stanford, Davis Locations: Hawaii, Reddit, Greenville , North Carolina, hysterics, New Jersey, New York, Greenville, North Carolina, Central, United States, Bay, San Francisco, Stanford

☆ What Apple's entry into virtual reality means for the future of Meta Platforms and the metaverse
▼ + stars: | 2023-06-11 | by ( Samantha Subin | ) www.cnbc.com time to read: +5 min

Meta Platforms ' vision to sell a future where people work, play and mingle in a virtual world may finally be getting its long-overdue validation thanks to an unlikely partner. Apple on Monday unveiled its highly anticipated mixed reality product, known as Vision Pro , at its annual Worldwide Developers Conference . So confident in the bright future of the metaverse, Facebook rebranded itself as Meta Platforms in 2021 to better reflect its vision beyond social media. More than a year and a half later Apple's metaverse entry may finally offer the much-needed support to Meta's overambitious vision, and lure once skeptical investors back to the virtual world. With the company — and metaverse vision — so dependent on consumer adoption, this creates a difficult near-term setup, Meeks said.

Persons: It's, Mark Zuckerberg, Gucci, Meta's, Gene Munster, Wall, Paul Meeks, JPMorgan's Samik Chatterjee, Advisors Capital Management's JoAnne Feeney, Meeks, Davidson's Tom Forte, scoffed, Apple's, Feeney, Bernstein's Toni Sacconaghi Organizations: Apple, Developers, Facebook, Walmart, Grill, Independent Solutions Wealth Management, Advisors Capital, Munster, Quest

☆ Three Books That Make Tess Gunty Angry
▼ + stars: | 2023-06-08 | by ( ) www.nytimes.com time to read: +4 min

I can’t believe I get to share a time period with all of these people. In this poem, the speaker is thunderstruck by a newfound “plague of gratitude.” The speaker says: “Not long ago I was hard to even/hug ... The poem plunged me into that first miraculous flash of hope you enjoy after a long storm of bad brain chemistry. They are facilitated by an absence of legal restrictions and the primeval excuse that if We don’t do it first, They will. My family is always shocked by how many books on neuroscience and quantum physics I’ve amassed.

Persons: Claudia Rankine, Anne Carson, Maggie Nelson, Yuri Herrera, Zadie Smith, Diane Williams, Valeria Luiselli, Olga Tokarczuk, Rachel Kushner, Elena Ferrante, Ben Lerner, Carmen Maria Machado, Joy Williams, Hanif Abdurraqib, Nuar Alsadir, Robin Coste Lewis, Natalie Diaz, Ocean Vuong, Sharon Olds, Morgan Parker, Tommy Pico, Terrance Hayes, Ada Limón, Tracy K, Smith, Annie Baker, Amy Herzog, Paula Vogel, Svetlana Alexievich, Rachel Aviv, Ed Yong, Matthew Desmond, Alexandra Kleeman, Susan Choi, Chris Ware, Tommy Orange, Javier Zamora, Jenny Offill, Annie Ernaux, Anne Enright, Lydia Davis, Raven Leilani, Mark Z, Jennifer Egan, George Saunders, Wolf, Kaveh Akbar, ” Akbar alchemizes, ”, I’m, Patrick Radden Keefe, Sackler, —, Brian Christian, I’ve, Iain McGilchrist, Alex Locations: Ocean, America, “, postindustrial Indiana

☆ Tesla is set to reap billions from Biden's economic package before Ford gets a single cent
▼ + stars: | 2023-06-03 | by ( Graham Rapier | ) www.businessinsider.com time to read: +2 min

Tesla and other automakers are set to cash in on economic incentives signed into law in 2022. Tesla, with several factories already operating stateside, is on track to get the most tax breaks, one estimate found. Tesla's years of scaling up its manufacturing presence in the United States are set to pay dividends as incentives from President Joe Biden's package of economic laws go into effect. Tesla, with several automotive and battery factories already in use stateside, had a massive headstart on many other automakers. A $3,750 tax benefit for a car manufactured in the United States, and another $3,750 if its batteries meet similar requirements.

Persons: Tesla, Joe Biden's Organizations: Benchmark Mineral Intelligence, Bloomberg, Tesla, Panasonic, Center Locations: United States, EVs

☆ Target offers 1 year to return items from store brands like Cat & Jack kids' clothes. Here's everything you need to know about the unusually generous policy.
▼ + stars: | 2023-05-22 | by ( Dominick Reuter | ) www.businessinsider.com time to read: +7 min

Target guarantees satisfaction for a year on owned-brand goods, including Cat & Jack kids clothes. Here's Target's policy, the strategy behind it, and what could cause it to change. Target's policy says most items must be returned within 90 days and they must be in new condition or unopened. In a way, the return policy helps Target make sales, as it incentivizes shoppers to buy its in-house brands. "These are people admitting on social media that they were actually quite satisfied, but they are just finding a loophole and this return policy," Herzog said.

Organizations: & &

☆ I'm worried about saving for my child's college tuition. The new Fisher-Price credit card can help, but I won't be applying
▼ + stars: | 2023-05-15 | by ( Joseph Hostetler | Jasmin Baron | Credit Cards Reporter | ) www.businessinsider.com time to read: +17 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Is opening a credit card for investing in her college savings something that's worth doing? A new credit card designed specifically to help you save for your child's college education has just debuted. The Fisher-Price College Savings Mastercard® is a no-annual-fee credit card decked in bright colors as cheerful as the company's merchandise. You don't need a college savings-specific credit card to save for higher educationCollege tuition is sky-high at the moment.

☆ George Santos was accused of unemployment fraud. The House may vote this week on an unemployment fraud bill that he co-sponsored.
▼ + stars: | 2023-05-10 | by ( Lloyd Lee | ) www.businessinsider.com time to read: +3 min

Rep. George Santos is being accused of stealing COVID-19 unemployment aid, among other charges. In March, he co-sponsored a bill that incentivizes states to recoup money lost through unemployment fraud. The indictment contains 13 counts of wire fraud, money laundering, and theft of public funds. Two months before his indictment, Santos co-sponsored a bill, along with 34 Republican lawmakers, that incentivizes states to recoup money lost through COVID-19 unemployment fraud. Spokespersons for Santos and Rep. Jason Smith, the lead sponsor of the bill, did not respond to a request for comment.

☆ I bought a pre-built tiny house for my yard that brings in passive income. Here's how I set it up.
▼ + stars: | 2023-05-02 | by ( Jenna Gyimesi | ) www.businessinsider.com time to read: +9 min

She bought and rents out a tiny house in her yard to pay for her mortgage. For example, the tiny house in my yard completely pays the mortgage for the home my fiance and I live in. My first tiny house was a converted detached garage already in my yard. Steph DouglassMy tiny house was $89,000 and fully finished insideI bought a pre-built, fully finished tiny house from a local place called Creative Living Solutions for about $89,000 which included delivery and tie-down fees (which secure the tiny house in place). Change the title of your online listing frequentlyI shop at second-hand stores to decorate my tiny house.

The Environmental Protection Agency (EPA) last year recommended adding EVs to the U.S. Renewable Fuel Standard (RFS), which incentivizes oil refiners to blend biofuels. The EPA under the Biden administration is now testing the legal limits of the liquid fuel program by extending it to EVs. The EPA has proposed granting EV manufacturers tradable credits based on the amount of renewable electricity that makes it on the grid. Renewable gas producers and EV manufacturers like Tesla have been jockeying to gain the most benefits from the new credits. The November proposal foresaw EV manufacturers could generate as many as 600 million credits in 2024 and 1.2 billion of them by 2025.

☆ A Maine senator lays out why everyone should be a YIMBY: Building more housing could bring families extra income and help solve the labor shortage
▼ + stars: | 2023-04-22 | by ( Eliza Relman | ) www.businessinsider.com time to read: +5 min

Sen. Angus King, a Maine independent, told Insider the lack of affordable housing is "a national crisis." Maine is facing a severe shortage as it's welcomed a surge of new residents in recent years. The law also eliminated all single-family zoning, eliminates some regulatory restrictions on multi-unit homes, and incentivizes the construction of affordable housing. New Mainers, though welcomed in an aging state in need of more workers, have exacerbated the housing shortage. A lack of affordable housing is central: the state housing authority reported last year that the average price of a house in nearly every county in Maine was unaffordable for the average household income.

☆ 1 in 3 people would quit for a 4-day workweek job, according to a new report
▼ + stars: | 2023-04-07 | by ( Jennifer Liu | ) www.cnbc.com time to read: +3 min

The four-day workweek is gaining momentum, and people say they're willing to quit to have it. A majority, 61%, of workers say they'd rather have a four-day workweek than the traditional five, and 33% say they'd quit their job to for one with a shortened week, according to a Monster survey of 868 workers conducted in March. Half of those surveyed say they'd be more productive with a shortened workweek, and 10% would even take a pay cut for the benefit. More companies may experiment with a shortened workweek, especially if they can't award raises or promotions in a challenging economic environment. The share of companies offering a 4-day workweek benefit reached the 10% threshold for the first time last year, according to a recent Payscale report.

☆ Black Americans are more likely to be working than white Americans for the first time on record
▼ + stars: | 2023-04-07 | by ( Jason Lalljee | Madison Hoff | ) www.businessinsider.com time to read: +5 min

In March, the Black employment-population ratio was above the white employment-population ratio for the first time since at least 1972. The unemployment rate for Black Americans also hit a record low of 5.0% in March. The employment-population ratio measures the share of a group that has a job, meaning that for the first time on record, Black Americans are more likely to currently be working than white Americans. Additionally, the unemployment rate for Black Americans fell by 0.7 percentage points to 5.0% in March, the lowest rate on record, according to Black unemployment data starting in 1972. Which is what makes March's low unemployment rate for Black Americans, and a higher employment-population ratio than the white employment-population ratio, so novel.

☆ I advise real-life 'Logan Roys' — here's where the 'Succession' CEO went wrong and the game plan I would've given him instead
▼ + stars: | 2023-04-02 | by ( Daniel Scott | ) www.businessinsider.com time to read: +7 min

The series highlights how a prenuptial agreement and succession plan can protect your company. You absolutely need a succession plan for your businessOkay, if there were a succession plan, then there probably wouldn't be a show. A succession plan ensures a smooth transition upon a CEO's resignation, death, or incapacity and helps avoid the risks of lost revenue, decreased productivity, or a damaged reputation. Money does not buy happinessI don't know about you, but I do not desire to be a member of the Roy family. We don't know why Logan Roy created Waystar Royco or what the company's mission is.

☆ Want in on the AI boom? These 8 high-quality stocks are already ahead of the pack
▼ + stars: | 2023-03-30 | by ( Paulina Likos | ) www.cnbc.com time to read: +13 min

AI-powered technology companies Microsoft Microsoft arguably pushed AI into the mainstream with its unexpected release of its new AI-powered search engine Bing. During its annual conference for developers earlier this month, Nvidia demonstrated the fundamental importance of its role in facilitating the usage AI applications. Also unveiled were four new chips designed specifically for inferencing , which are optimized for various new generative AI applications. To facilitate these operations, AMD provides machine learning and deep learning systems which offer higher-performance computing capabilities to accelerate AI applications. Qualcomm Qualcomm (QCOM) is focused on making AI technology on-device processing more efficient across different industries and products.

☆ India has big manufacturing plans. Goldman names 2 global stocks to benefit — giving one 60% upside
▼ + stars: | 2023-03-30 | by ( Weizhen Tan | ) www.cnbc.com time to read: +3 min

The investment bank called the plan, known by its Production-Linked Incentive Schemes, as a "substantial opportunity" for Greater China tech firms. The initiative incentivizes foreign companies to start manufacturing in India and encourages local firms to expand their production and exports there. Goldman said tech represents more than half of the opportunity. Under the IT hardware initiative, for instance, Greater China tech firms represent 76% of potential capital expenditure contribution. Stock picks Goldman named two buy-rated stocks that it said stand to benefit from India's big manufacturing plans.

☆ Elizabeth Warren wants Biden's Education Department to go beyond broad student-loan forgiveness and crack down on the institutions that cause borrowers' debt loads to spiral
▼ + stars: | 2023-03-27 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +7 min

Sen. Elizabeth Warren sent a letter to the Education Department with recommendations to better protect student-loan borrowers. Biden's Education Department has reformed the borrower defense to repayment, which are claims students can file if they believe they were defrauded by the school they attended. In her letter, Warren urged Cardona to ensure predatory schools cannot receive federal aid. It aimed to prevent students from borrowing federal loans for programs they probably wouldn't be able to pay off. But in 2010, former President Donald Trump repealed the rule, and Biden's Education Department pushed off reinstating it until 2024.

☆ Tech Companies Are Ruining Their Apps, Websites, Internet
▼ + stars: | 2023-03-27 | by ( Ed Zitron | ) www.businessinsider.com time to read: +13 min

Google, Amazon, Meta, and other tech companies have monetized confusion, constantly testing how much they can interfere with and manipulate users. Abandoning the core productIn the 2000s and early 2010s, tech companies actually produced new, interesting products. This fueled Silicon Valley's explosive growth: Companies saw their valuations soar, revenue growth was exponential, and new users were joining by the boatload. There are ways to integrate new technology into a core product that doesn't end in disaster. Netflix was able to iterate on their core product — letting people watch movies — in a way that actually made that experience better.

☆ America needs immigration reform, or it risks of losing an entire generation of tech workers to countries like Canada, the UK, and Japan
▼ + stars: | 2023-03-23 | by ( Emilia David | Paayal Zaveri | ) www.businessinsider.com time to read: +8 min

While the US still attracts talent, workers increasingly go to places like the UK or Canada. With other countries easing immigration for tech workers, the US may find itself lagging. Without change, and fast, experts say this could mean an entire lost generation of tech talent for American tech. "Foreign countries have figured out ways to more aggressively attack top-tier tech talent," Hiba Anver, an immigration attorney with Erickson Immigration Group, told Insider. America's loss is other countries' gainMeanwhile, other countries are making it easier for tech workers like Negandhi and students to immigrate.

☆ The rescue of SVB and Signature Bank depositors creates the incentive for more bank runs, Wharton finance professor says
▼ + stars: | 2023-03-13 | by ( Phil Rosen | ) www.businessinsider.com time to read: +3 min

The rescue of Signature and SVB depositors incentivizes more bank runs, a Wharton professor said. "The contagion risk is that there is a run on other banks that are financed by a large fraction of uninsured deposits." "But then it leaves the incentive for uninsured depositors at other banks to run." "The contagion risk is that there is a run on other banks that are financed by a large fraction of uninsured deposits," Drechsler said. Barney Frank, who co-authored the original bill and helped oversee Signature Bank, doesn't blame Trump's policy changes, however.

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