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We have also focused on using our favorite strategy to save on travel — using travel rewards credit card points to get some of it for free. While we mostly rely on airline miles to save money on travel, we also use flexible rewards points and hotel points for some aspects of our plans. My husband's birthday trip to MemphisI was able to book my husband a surprise weekend getaway for his 45th birthday this year using credit card rewards. Still, using rewards to take the sting out of what would otherwise be an expensive trip feels like a win when it makes sense. My whole travel plan also underscores something I have believed about the world of travel rewards for a long time.

Persons: Billy Strings, Rewards, Miles, Billy Organizations: Service, Delta Reserve American, Chase, Hyatt, Hyatt Centric, Hyatt Credit Locations: Memphis, Memphis , Tennessee, Delta, Caribbean, Indianapolis, Delta Comfort, FedExForum

☆ Some baby boomers are burning through their retirement savings to pay for cancer treatments. Then they have to go back to work.
▼ + stars: | 2024-09-15 | by ( Juliana Kaplan | Noah Sheidlower | ) www.businessinsider.com time to read: +13 min

AdvertisementIt's a story all too familiar for some older Americans: An unexpected health crisis derails their retirement planning. With insufficient help from health insurance or Social Security, medical bills eat up any savings or income they have. Jones, who gets $2,200 a month in Social Security, has had to take on part-time work, which made her ineligible for some federal assistance. She paid for chemo out of pocket, spending her way through her retirement savings and maxing out her credit cards. Amend said it's crucial for older Americans to believe everything will be OK, noting "your mindset perpetuates what your outcome will be."

Persons: —, Kimberly Mullen, Mullen, She's, she'll, Nancy Altman, Saul Martinez, Karen Knudsen, they've, Uber, Wendy Jones, it's, she's, Jones, Teresa Ghilarducci, , Ghilarducci, Rebecca Buffum, Buffum, I'm, Andrew Whitaker, Marion, Robert Papalia, Papalia, Leonard Bianconi, Bianconi, Gallup, Monique Morrissey, haven't, Harris, Morrissey, Frank, Weeks, he's Organizations: Service, Business, Social Security, American Cancer Society, Social, Walmart, Medicare, New School for Social Research, Schwartz, for Economic, Kaiser Family Foundation, BI, Institute, Biden, American Heart Association Locations: Kentucky, North Carolina

☆ The shocking twist ending of Brandy's new A24 horror movie might not be what you think, says 'The Front Room' directors
▼ + stars: | 2024-09-13 | by ( Caralynn Matassa | ) www.businessinsider.com time to read: +12 min

Read preview"The Front Room" marks Brandy's big return to the horror genre, over 25 years after starring in "I Still Know What You Did Last Summer." Related storiesThe short story is a really terrifying piece, but I think we wanted to get a little more outrageous. From an archetypal standpoint, I think Solange represents the wickedest of wicked stepmothers. Sam: There was stuff in the script that was specific, but of course, I think Kathryn brought her own magic to it. AdvertisementIt's left up in the air whether Solange actually is in touch with some otherworldly power, with hints like Belinda's C-section scar rapidly healing and Solange somehow knowing Wallace's name.

Persons: —, Belinda, Wallace, Solange, Kathryn Hunter, Norman's, Norman, Andrew Burnap, begrudgingly, Solange doesn't, Laurie, who'd, Sam, Max Eggers, Brandy, Brandy Norwood, Jon Pack, Susan Hill, we'd, you've, it's, Max, We're, …, Jane, Kathryn, There's, Andrew ., It's, Deborah Kerr Organizations: Service, Business Locations: —, England, Solange's

☆ My mom lives rent-free in my house. I love the childcare support, but setting household expectations makes me want to throw up.
▼ + stars: | 2024-09-13 | by ( Emylee Williams | ) www.businessinsider.com time to read: +6 min

My mom moved in when she was 55, admittedly a little early. Even though my mom is now working full-time, our multigenerational setup still works for our childcare needs and her financial goals. AdvertisementLogisticsWhen my mom moved in, there was a learning curve, and still is, as to where everything goes. My mom moved around and whittled her belongings down, but somehow, she filled three rooms at my house and a storage unit. I see my mom having so many special moments with our daughter.

Persons: —, We're, I've, We've Organizations: Service, Business, Costco

☆ My 56-year-old mom lives rent-free in our house. She contributes by doing chores and childcare, but communicating expectations can be hard.
▼ + stars: | 2024-09-13 | by ( Emylee Williams | ) www.businessinsider.com time to read: +6 min

Persons: —, We're, I've, We've Organizations: Service, Business, Costco

☆ 38-year-old grew up playing Monopoly in Nicaragua: Now she has a Yale Ph.D., 4 rental properties and $268,000 in household income
▼ + stars: | 2024-09-12 | by ( Kamaron Mcnair Valentina Duarte | Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +11 min

"I love how you can invest in properties, you earn money, you have to save money to wait for the best property. Though they may not have pushed Tello-Trillo into economics, her parents taught her about money from a young age. "I see money as a thing that you work really hard for, and then if you want to spend money [it's] because you really, really value something," she says. "But it has to be something that I really, really like, and it has to be something that is going to be useful either for the family or for the home." She and her husband split household expenses equally, and Tello-Trillo handles the mortgage payments for her rental properties on her own.

Persons: Cristina Tello, Trillo, that's, Sebastian, Leo, Tello, she's, Peru wouldn't, Roth Organizations: CNBC, Monopoly, Pontificia Universidad Catolica of, Tello, U.S . Census Bureau, University of Maryland, Washington , D.C, Yale University, YouTube, Leo Insurance, Netflix, Spotify, Amazon, Amazon Prime Locations: Peru, Nicaragua, Pontificia Universidad Catolica of Peru, Bethesda , Maryland, Washington ,, Rochester , New York, Tello, —, Bethesda, Rochester, Shenandoah, Northern Virginia

☆ I moved from Dubai to the US as a British expat. It's been tough to adjust to credit scores, groceries, and guns the American way.
▼ + stars: | 2024-09-11 | by ( Claire Turrell | ) www.businessinsider.com time to read: +6 min

Read previewThis as-told-to essay is based on an interview with Karen Osman, a 45-year-old author based in New York City. We knew we'd have more stability if we moved to New York City. Three months later, we were living in New York City. Apartments in New York City are more expensive than in Dubai. New York City is a writer's paradise.

Persons: —, Karen Osman, it'd, we've, I've Organizations: Service, UAE, Business, Facebook, Social, New, American Museum of, Dubai Locations: New York City, Dubai, We'd, Dubai Marina, New York, UAE, London, Central, Europe

☆ My name is hard to spell, so I gave my kids names that are impossible to mess up
▼ + stars: | 2024-09-11 | by ( Bethaney Phillips | ) www.businessinsider.com time to read: +4 min

But on the other hand, I have had to spell my name for people my entire life. "Their name is X, but we spell it Y" is a phrase I have heard infinite times. It informed how I named my own kidsWith my own kids' names, there were strict spelling criteria: they had to be easy to spell and easy to pronounce. AdvertisementWith our rules in mind, we named them Copper and Colt, which are easy to read, say, and spell. But considering we gave them the gift of never having to spell their names to others, it's a small price to pay.

Persons: —, Bethany, it's, Phillips, I'm, I've, I'm weirdly, didn't, She's, Josh, We've Organizations: Service, Business

☆ Melania Trump suggests there's a conspiracy behind her husband's assassination attempt as part of her book promo
▼ + stars: | 2024-09-10 | by ( Natalie Musumeci | Brent D. Griffiths | ) www.businessinsider.com time to read: +1 min

Melania Trump suggested a conspiracy in the assassination attempt on Donald Trump. "There is definitely more to this story, and we need to uncover the truth," she said in a video promoting her book. Donald Trump was hit in the ear by a bullet after a gunman opened fire at his rally in July. Go to newsletter preferences Thanks for signing up! AdvertisementIn a video to promote her upcoming book, Melania Trump suggested that the assassination attempt on her husband former President Donald Trump was part of some kind of conspiracy.

Persons: Melania Trump, Donald Trump, — Organizations: Service, Business

☆ Melania Trump questions Trump assassination attempt story: 'We need to uncover the truth'
▼ + stars: | 2024-09-10 | by ( Dan Mangan | ) www.cnbc.com time to read: +1 min

Former first lady Melania Trump questioned the official account of the attempted assassination this summer of her husband, Republican presidential nominee Donald Trump. Speaking in a dramatically produced 30-second video, posted to social media Tuesday to promote her new memoir, Trump argues there is "definitely more to the story." She refers specifically to the failure of law enforcement to arrest the shooter Thomas Crooks before the near-fatal shooting of Donald Trump at a campaign rally in western Pennsylvania. "There is definitely more to this story, and we need to uncover the truth." The video ends with an image of her new book, "Melania," and a link to buy copies of it.

Persons: Melania Trump, Donald Trump, Trump, Thomas Crooks, Donald Trump's, Kalama Harris Organizations: CNBC, Democratic Locations: Pennsylvania, Philadelphia

☆ After 9 rejections, she landed her dream job as a Singapore Airlines flight attendant. Six years later, she quit to open a hawker stall.
▼ + stars: | 2024-09-10 | by ( Erin Liam | ) www.businessinsider.com time to read: +8 min

But the dream of becoming a flight attendant never went away, and she continued to apply after graduation. Tan applied to be a flight attendant on Singapore Airlines 10 times. Flying began to feel mundane, and she was uncertain about the job stability and career progression of being a flight attendant, she said. As a flight attendant, Tan got around a day off after working for two or three days a week. AdvertisementNo easy business to break intoThe hawker business is challenging to succeed in.

Persons: —, Cherry Tan, Tan, Duncan Hsu, Hsu, Erin Liam, KF, Hawker, " Tan, I'm, Tan doesn't, hawkers Organizations: Service, Singapore Airlines, Singapore Institute of Technology, Business, Urban, Factory, UNESCO, Intangible, Heritage, National Environment Locations: Singapore, Taiwan, Urban Hawker, New York City, hawker, India

☆ Alzheimer's drug Leqembi promises to give patients more time, but they face a long road to treatment
▼ + stars: | 2024-09-08 | by ( Annika Kim Constantino | ) www.cnbc.com time to read: +15 min

In this article ESALY4523.T-JPBIIB Follow your favorite stocks CREATE FREE ACCOUNTHannah Yoon | The Washington Post | Getty ImagesLeqembi, an Alzheimer's drug from Biogen and Eisai , isn't a cure for the mind-damaging disease. The drug works in part by clearing toxic plaques in the brain called amyloid, a hallmark of Alzheimer's, according to its manufacturers. The Mayo Clinic's center, which began screening patients for Leqembi in October, has 50 to 60 patients currently taking the drug, according to Petersen. The Mayo Clinic's Alzheimer's center similarly stops dosing patients if ARIA appears on an MRI, according to Petersen. Meeks' neurologist, Dr. Wendell Helveston, said a follow-up MRI picked up one small area of bleeding in her brain that didn't cause any symptoms.

Persons: Hannah Yoon, Missie Meeks, Meeks, Leqembi, I'm, haven't, Julio Rojas, Patricia Waldrup, Biogen's, Alzheimer's, Brian B, Bettencourt, Tracey Collins, Collins, Alex Scott, Scott, Medicare enrollees, Neurologists, Ronald Petersen, Jay Reinstein, Michael Robinson Chávez, Petersen, Michael Irizarry, Eisai's, Eisai, Biogen, Eisai's Scott, It's, Rojas, Wendell Helveston, Bobby Pugh, Bessie Pugh, Karen Pulfer Focht Organizations: Washington Post, Getty, CNBC, University of California, San, San Francisco Health, Toronto Star, Medicare, Mayo Clinic Alzheimer's Disease Research, Georgetown University Hospital, Washington , D.C, Mayo, Leqembi, Mayo Clinic, Reuters, ARIA, Hattiesburg Clinic, Ave Locations: Biogen, Ellisville , Mississippi, U.S, San Francisco, Portland , Maine, Boston, South Mississippi, Washington ,, Mayo, Portland, South Portland, Mississippi, Eisai, Bartlett , Tennessee

☆ A top New York official was paid off by China with salted ducks, a job for her cousin, and millions to her husband's business: DOJ
▼ + stars: | 2024-09-04 | by ( Matthew Loh | ) www.businessinsider.com time to read: +6 min

Sun, 40, is accused of blocking Taiwanese officials' access to the New York governor's office and changing public messages from both governors to boost China's talking points, among other acts. According to the Justice Department, she also sent messages informing the Chinese consulate about Taiwan's requests to the governor's office. AdvertisementProsecutors said that during this time, Sun would use bogus invitation letters to set up meetings for Chinese officials with New York authorities. Hu has been charged by the Justice Department too, and is accused of laundering money and opening bank accounts with a relative's driver's license photo. AdvertisementA spokesperson for Hochul told Business Insider that the New York governor's office hired Sun more than 10 years ago.

Persons: —, Linda Sun, Kathy Hochul, Andrew Cuomo, Cuomo, Sun, Curtis, Chris Hu, Hu, that's, Hochul, Liu Pengyu, Jarrod Schaeffer, Sun's, Schaeffer Organizations: Service, New, Gov, Business, Justice Department, Queens, Hochul, New York Labor Department, Prosecutors, PRC, CCP, Chinese Communist Party, Sun, Ferrari Locations: China, Nanjing, York, New York, Honolulu, Jiangsu, Manhasset , New York, Washington

☆ We have 5 kids and live on my husband's public-school salary. We have no way of saving for their college education.
▼ + stars: | 2024-09-04 | by ( Chaunie Brusie | ) www.businessinsider.com time to read: +5 min

Our oldest is taking advantage of early college programsRecently, I attended an orientation with my 16-year-old for her early college program. I wasn't familiar with early college programs, but they've become popular in our local area, both for the support they can offer teens transitioning to college and the cost savings they can offer. Students in the program take an additional year of high school that's a full college course load and then graduate from high school with up to 60 college credits, sometimes enough for a full associate degree. Along with the early college program, I took the small amount of savings we did have for her and opened a 529 education account. The catch is that all the money has to be used for educational purposes, but things such as trade school and school expenses qualify.

Persons: PELL, they've, I've, I'd Organizations: Service

☆ I'm a 101-year-old who just published my 9th book—here are my 8 best lessons for a long, happy life
▼ + stars: | 2024-08-24 | by ( Babette Hughes | As Told To Stav Ziv | ) www.cnbc.com time to read: +6 min

There's an idea in our culture that's so wrong: that life is over when you get to be a certain age. Take our new online course Today, as a 101-year-old in Austin, I'm living the kind of life I feel fortunate to have. Here are eight lessons I've learned that have helped me live a long, happy life:1. Do things you loveWhen I'm writing, I feel different. Sometimes I'll come back and I'll see something I wrote and think, "That's good."

Persons: I've, It's, That's Locations: Cleveland , Ohio, Austin

☆ I'm a millennial mom of 3, and I rely on my mom's financial assistance
▼ + stars: | 2024-08-24 | by ( Alyse Benoit | ) www.businessinsider.com time to read: +6 min

Without a doubt, my mom expected to be free of dependents decades ago. But here I am, 39, unable to save a cent, in need of her financial support. I was otherwise financially independent, worked three jobs, had a good chunk of money saved, and my life was planned out. Not only was I feeling the effects of financial strain from the cost of school, but physical, mental, and ethical exhaustion had taken hold. She loaned me money to pay off that debt and told me I could pay my rent when I received my next student loan payment.

Persons: stepdad, —, I've Organizations: Service Locations: midlife

☆ A millennial couple with a $1.2 million net worth explains how they both plan to retire by 35
▼ + stars: | 2024-08-14 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +9 min

They've managed to do all that while never making more than about $200,000 combined in yearly income from work. "We got our first house young, but we didn't buy all new furniture; we furnished it with hand-me-downs and thrift store finds," Wallace said. Between their three homes, which total $1.9 million in value, they have about $850,000 in equity, and they don't plan on paying them off early as interest rates on them are below 3.5%. Becoming millionairesThey hit their first half-million in 2021 and became millionaires in 2022, bringing their net worth above $1.2 million this year. They both plan on retiring in four years but anticipate working in part-time roles that better align with their passions.

Persons: Andrea Wallace, They've, Wallace, we've, Roth IRAs, they've, they're Organizations: Service, Business, FI, FIRE, Hallmark, Arizona State University, Lean FIRE Locations: Phoenix, California

☆ Blake Lively and her 'It Ends With Us' director Justin Baldoni are rumored to have fallen out — and fans can't stop talking about it
▼ + stars: | 2024-08-14 | by ( Eve Crosbie | ) www.businessinsider.com time to read: +11 min

Here's everything we know about the rumored falling out between Baldoni and Lively — and how Ryan Reynolds might factor in. Blake Lively with Hugh Jackman, Ryan Reynolds, Tammy Reynolds, and Brandon Sklenar at the New York premiere of"It Ends With Us." While speaking to Entertainment Tonight on the carpet at the New York premiere, Baldoni explained why he was stepping back from the limelight. Lively and Baldoni clashed during filming, according to sources close to productionBlake Lively and Justin Baldoni filming a scene from "It Ends With Us" in May 2023. Representatives for Baldoni, Lively, Reynolds, and Hoover did not respond to a request for comment from Business Insider.

Persons: —, Blake Lively, Lively, Justin Baldoni, Ryan Reynolds, Baldoni, Jane, Virgin, Hugh Jackman, Tammy Reynolds, Brandon Sklenar, John, costars Brandon Sklenar, Isabela Ferrer, Colleen Hoover, Hoover, Reynolds, Jackman, Liz Plank, John Nacion, Blake, Colleen, I'm, subreddit, Jenny Slate, Jojo Whilden, It's, us, justin, ake, ona, laherty, ade, romo Organizations: Service, Business, New York, John Nacion, Variety, New, Vogue, Entertainment, London, Getty, Sony Pictures, obb Locations: Baldoni, New York, Instagram, York

☆ A boomer lives on $1,601 monthly from Social Security and struggles to pay bills. She plans to wait a few more years until she touches her 401(k).
▼ + stars: | 2024-08-11 | by ( Allie Kelly | ) www.businessinsider.com time to read: +5 min

AdvertisementMaureen now lives on $1,601 monthly Social Security payments in northeast Pennsylvania, according to bank documents viewed by BI. For others, fixed Social Security incomes aren't enough to afford basic necessities. Over half of baby boomers have $250,000 or less in retirement assets, per a 2024 report from the Retirement Income Institute . AdvertisementHer husband's Social Security money primarily went to her daughters when they were young, she said, but she recently learned his employer is closing their pension system. With $1,601 monthly Social Security as her only source of reliable income, Maureen is on a tight budget.

Persons: —, Maureen, Patricia Polacco's, Maureen —, hasn't, she's, doesn't Organizations: Service, Business, Catholic, Social, BI, Northwestern Mutual, Income, Social Security, SNAP Locations: Pennsylvania

☆ Trump's feud with Georgia Gov. Brian Kemp risks blowing the key state
▼ + stars: | 2024-08-10 | by ( Brent D. Griffiths | ) www.businessinsider.com time to read: +6 min

Brian Kemp has shown Republicans how they win in the increasingly purple swing state. I just want them to do their job for Georgia," Trump said of the Kemps during an August 3rd rally in Atlanta. But Trump's renewed feud with Kemp illustrates how, at any moment, the former president can harm his own standing. Unlike Harris, Trump is relying far more on outside groups to push the type of canvassing and get the out efforts expected of a presidential campaign. On Friday, Kemp offered another olive branch while jokingly comparing Trump to Tropical Storm Debby, which slammed the state.

Persons: —, Brian Kemp, Donald Trump, Kemp, Marty Kemp, Joe Biden, Trump, Kamala Harris, Harris, Harris wasn't, He's, Sen, Lindsey Graham of, It's, Brian Kemp's, Erick Erickson, hasn't, Cook, Stacey Abrams, Erickson, Kemp didn't, couldn't, wouldn't, Debby Organizations: Service, Business, Trump, Gov, Fox, White House, State, White, Electoral, AARP, Georgia, Democratic, Republican, Republicans, Georgia's, Mar, Tropical, Senate Locations: Georgia, Atlanta, Lindsey Graham of South Carolina, Nevada, Arizona

☆ My husband and I had opposite upbringings. We now clash on how to spend money on our kids.
▼ + stars: | 2024-08-09 | by ( Jane Ridley | ) www.businessinsider.com time to read: +4 min

It's caused tension in our marriage because my spouse and I clash over our expenditure on our kids. However, now that I'm married with kids, mocking my frugal upbringing has become a bit of a family joke. We constantly clash over how much we spend on the kids. Left to his own devices, my husband could easily spend between $500 and $700 on each child. In an ideal world, kids wouldn't bully each other for not wearing the "right" label.

Persons: —, Dunkin, Uber, I'm, I'd, I've Organizations: Service, Business Locations: Europe

☆ A guaranteed basic income program helped a millennial afford a crib for her newborn when her income dipped during maternity leave
▼ + stars: | 2024-08-08 | by ( Allie Kelly | ) www.businessinsider.com time to read: +7 min

Related storiesRaising children — especially an infant — is expensive, and Lopez's income dipped during her maternity leave by about 70%. AdvertisementRxKids is one of over 100 guaranteed basic income programs that have been launched across the US. But, during maternity leave, Lopez said her monthly paycheck was reduced to around $600 due to her employer's limited parental leave policy. She didn't expect to be a guaranteed basic income participant, she said, but it came at just the right time for her family. Have you benefitted from a guaranteed basic income program?

Persons: —, Tatiana, Matteo, Lopez, It's, Luke Shaefer, RxKids, Tatiana Lopez, Michigan's, Mona Hanna, Tatiana Lopez GBI, paychecks, She's, Shaefer Organizations: Service, Business, Flint, Assistance, — Locations: Flint , Michigan, Flint

☆ I started obsessing over my son's school supply list. I realized I was just anxious about him starting middle school.
▼ + stars: | 2024-08-06 | by ( Marika Paez Wiesen | ) www.businessinsider.com time to read: +5 min

That future loomed like a long, dark tunnel ahead: middle school. AdvertisementMy memories of middle school colored my fears for my sonI remembered my own middle school years as both fun and fraught. In middle school, I jumped on an external validation treadmill that became very hard to get off, eventually losing touch with my own wants and needs. The author, middle, was worried when her son started middle school. The night before school started, I sat in the living room unboxing, unpackaging, organizing, and arranging.

Persons: —, Marika Paez Wiesen Organizations: Service, Business, Great School

☆ We left the U.S. and opened a bar in Paris that brings in up to $34,100 a month: 'There's an ease to living here'
▼ + stars: | 2024-08-06 | by ( Megan Sauer | ) www.cnbc.com time to read: +5 min

Kave and fellow American ex-pat Jennifer Crain are the co-founders of Abricot, a cocktail bar in Paris' 10th arrondissement. The bar has a small staff: three hourly employees and three contract employees. A mutual connection virtually introduced Kave and Crain shortly after, and the pair started expanding Crain's idea for a Parisian cocktail bar. They found a location and named their business Abricot, which is French slang for female genitalia. The delays ate up most of the initial investment, Crain says, as Abricot paid rent for over a year before it opened.

Persons: Allison Kave, Kave, she'd, Jennifer Crain, Crain, Abricot Organizations: Abricot, CNBC, Crain, Employees Locations: U.S, Paris, San Francisco, Austin , Texas, Brooklyn , New York, Brooklyn, crowdfunding, France, Europe

☆ The true value of grandparents: 2 families explain how much you can save with free childcare
▼ + stars: | 2024-08-06 | by ( Jane Ridley | ) www.businessinsider.com time to read: +6 min

Read previewWhen millennial Jessica Papi was trying to get pregnant, she discussed future childcare options with her mom, Carol Mooney. This story is available exclusively to Business Insider subscribers. "These arrangements are incredibly beneficial to parents," employment attorney Daphne Delvaux, who advocates for better childcare provision in the US, told Business Insider. AdvertisementDevika Tandon wishes her son's grandparents lived closer to help ease the financial and emotional burden of childcare. Do you have an interesting story about being a working parent you'd like to share with Business Insider?

Persons: —, Jessica Papi, Carol Mooney, Papi, Mom, Mooney, Daphne Delvaux, Devika Tandon, Tandon, didn't, Delvaux, I'd Organizations: Service, Business, babysitters Locations: New Jersey, New York, California, Angeles, Toronto, Belgium, Europe, France

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