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☆ Our 2 sons moved to Europe for college. We quit our jobs and followed.
▼ + stars: | 2024-09-11 | by ( Erin Liam | ) www.businessinsider.com time to read: +6 min

Read previewThis as-told-to essay is based on a conversation with Tiffany Fite, a graduate student at Masaryk University in Brno, Czech Republic. So when it was time for my sons, now 22 and 21, to think about college, we were open to different possibilities. AdvertisementAfter high school, both sons took a gap year to decide on their paths. AdvertisementIn June 2023, my husband and I resigned from our jobs and moved to Brno. I enjoy learning as an older studentA student parade in Brno, a student city in the Czech Republic.

Persons: —, Tiffany Fite, Fite, it's, We're Organizations: Service, Masaryk University, Business, American University, University of Pécs Locations: Brno, Czech Republic, Washington ,, Prague, Hungary, Europe, Idaho, Tiffany Fite Brno, It's

☆ How Wall Street Giants Made Billions Preying on College Students
▼ + stars: | 2024-09-10 | by ( Ryann Liebenthal | ) www.businessinsider.com time to read: +13 min

In 1970 there had been only 18,333 students enrolled at degree-granting for-profit schools, less than a quarter of a percent of the total number of college students. In 2010, Tom Harkin, chair of the Senate's education committee, began a two-year investigation into for-profit schools. But even more shocking, federal money flowing to for-profit schools accounted for 25% of all federal student aid and 47% of eventual loan defaults. Students' money enriched every corner of the for-profit industry except one: quality of instruction. In fact, these for-profit students were actually worse off than if they hadn't gone to school at all.

Persons: Kaplan, bankrolling, —, underperformers, Ashford, Warburg Pincus, Tom Harkin, Harkin, Goldman Sachs, Goldman, Pell Grant, Ryann Liebenthal Harper, Stephanie Riegg Cellini, Cellini, Ryann Liebenthal Organizations: University of, Apollo Group, ITT Tech, Fortune, Federal Family Education, Ashford, University, company's, Ashford University, Bridgepoint Education, New, Defense Department, Bloomberg, Camp Lejeune, Ryann Liebenthal Harper Collins Publishers, Books, HarperCollins Publishers Locations: California, New York City, Bridgepoint, Pell, Vietnam, Iraq, Camp, Oakland , California

☆ After 9 rejections, she landed her dream job as a Singapore Airlines flight attendant. Six years later, she quit to open a hawker stall.
▼ + stars: | 2024-09-10 | by ( Erin Liam | ) www.businessinsider.com time to read: +8 min

But the dream of becoming a flight attendant never went away, and she continued to apply after graduation. Tan applied to be a flight attendant on Singapore Airlines 10 times. Flying began to feel mundane, and she was uncertain about the job stability and career progression of being a flight attendant, she said. As a flight attendant, Tan got around a day off after working for two or three days a week. AdvertisementNo easy business to break intoThe hawker business is challenging to succeed in.

Persons: —, Cherry Tan, Tan, Duncan Hsu, Hsu, Erin Liam, KF, Hawker, " Tan, I'm, Tan doesn't, hawkers Organizations: Service, Singapore Airlines, Singapore Institute of Technology, Business, Urban, Factory, UNESCO, Intangible, Heritage, National Environment Locations: Singapore, Taiwan, Urban Hawker, New York City, hawker, India

☆ A Gen Xer with an MBA can't get a job despite over 1,500 job applications. He said his degrees have been useless.
▼ + stars: | 2024-09-08 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +9 min

Read previewMarcial Quinones, 48, used to have few problems getting jobs in the 1990s without a high school diploma. Now, after what he estimates is over 1,500 applications since the early 2010s, he can't land any stable job in his field even with an MBA. Quinones is one of many Americans with traditional work credentials who can't land a decently paying, stable job. This comes at a time when getting a college degree is much more necessary to landing a well-paying job. He recalled walking from company to company with résumé in hand, which resulted in some job offers.

Persons: —, Marcial Quinones, Quinones, he's, " Quinones, I've, I'm, Uber, they've, He's, Tony Organizations: Service, Business, Salvation Army, Intel, BI Locations: Pennsylvania, Arizona, New Jersey, Puerto Rico

☆ A major student-loan company is once again at the center of a lawsuit blocking debt cancellation for millions of borrowers
▼ + stars: | 2024-09-08 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +7 min

Even with the financial burden his student debt has brought him, Larry said he has tried to remain optimistic about the prospect of debt relief, given President Joe Biden and Vice President Kamala Harris' actions during their term. Larry and millions of other student-loan borrowers will have to keep waiting. It's the same argument a different group of GOP states used that led the Supreme Court to strike down Biden's first attempt at broad debt relief last summer. Their arguments are based on internal documents the states obtained from the Education Department to federal student-loan servicers regarding preparation to implement its second try at broader debt relief. According to the documents, the Education Department sent a memo to MOHELA saying, "In September of 2024, the Biden-Harris Administration will launch the Federal Student Loan Debt Initiative."

Persons: missouri Larry, bachelor's, Larry —, —, Larry, Joe Biden, Kamala Harris, I've, they've, I'm, Biden, Biden's, Luke Herrine, Herrine, Harris, Sen, Bill Cassidy, MOHELA, he's Organizations: Service, Business, Higher, University of Alabama, GOP, Department of Education, Education Department, Biden, Harris Administration, Federal, Loan, Initiative, Department, Republican Locations: missouri, Georgia's, Missouri, Missouri , Georgia, Alabama , Arkansas, Florida, North Dakota, Ohio

☆ Sick of the grind, he ditched the city to live in a tiny house in the woods. Now, he estimates he gets by on $750 a month.
▼ + stars: | 2024-09-06 | by ( Amanda Goh | ) www.businessinsider.com time to read: +12 min

Anders Boisen. Anders Boisen. AdvertisementDuring the pandemic, he quit his job in order to focus on building his tiny house. Anders Boisen. He had already been building a tiny house on the side, and he decided to focus on the project full-time.

Persons: —, Anders Boisen, he's, Boisen, It's, I'm, isn't, I've Organizations: Service, Business Communication, Business Locations: Denmark, Danish, English, Aarhus, There's, homeownership, Boisen

☆ I grew up in Connecticut and moved to Europe for college. I never intended for the move to be permanent.
▼ + stars: | 2024-08-27 | by ( Erin Liam | ) www.businessinsider.com time to read: +6 min

Liza Jean MiezejeskiBefore moving to Europe, I didn't realize how much of my thinking about the world was from a US-centric perspective. Liza Jean MiezejeskiI had originally intended to complete the three-year college program in Prague and then return to the US. In January, I founded Skola, a startup that supports US students planning to relocate to Europe for college. I also started a TikTok account where I create content about moving abroad and international studies. When I started my bachelor's in Prague, tuition fees cost around $6,500 a year, although the fees have increased since.

Persons: —, Liza Jean Miezejeski, Miezejeski, Europe Miezejeski, It's Organizations: Service, Business, American University, Europe, Society, Digital Media, Communication, Free University of Brussels, Miezejeski, University of Connecticut Locations: Europe, Connecticut, Germany, Prague, Boston , New York, New England, Czech Republic, Malaysia, Brussels, Belgian, Belgium, Brussels longterm

☆ I'm a millennial mom of 3, and I rely on my mom's financial assistance
▼ + stars: | 2024-08-24 | by ( Alyse Benoit | ) www.businessinsider.com time to read: +6 min

Without a doubt, my mom expected to be free of dependents decades ago. But here I am, 39, unable to save a cent, in need of her financial support. I was otherwise financially independent, worked three jobs, had a good chunk of money saved, and my life was planned out. Not only was I feeling the effects of financial strain from the cost of school, but physical, mental, and ethical exhaustion had taken hold. She loaned me money to pay off that debt and told me I could pay my rent when I received my next student loan payment.

Persons: stepdad, —, I've Organizations: Service Locations: midlife

☆ A Google Cloud architect shares the résumé that helped her land the job — and how she prepared for its tough interviews
▼ + stars: | 2024-08-09 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +5 min

That experience with a cloud migration project Sadhwani worked on during her first internship helped her land her first job as a DevOps engineer at Brightspot. After gaining experience in the field for a year and a half, she landed a cloud engineer role at Amazon Web Services (AWS), which she described as a "pivotal moment" in her career. After two years at AWS, a Google Cloud recruiter contacted Sadhwani, who then embarked on its comprehensive interview process. Define your goals and personal brandThe Big Tech job market is competitive, and building a personal brand is important. For Sadhwani, exploring Google Cloud led her to find the perfect role.

Persons: —, Sadhwani, She'd, she's Organizations: Service, University of Maryland, Business, Amazon Web Services, Google, Big Tech

☆ A guaranteed basic income program helped a millennial afford a crib for her newborn when her income dipped during maternity leave
▼ + stars: | 2024-08-08 | by ( Allie Kelly | ) www.businessinsider.com time to read: +7 min

Related storiesRaising children — especially an infant — is expensive, and Lopez's income dipped during her maternity leave by about 70%. AdvertisementRxKids is one of over 100 guaranteed basic income programs that have been launched across the US. But, during maternity leave, Lopez said her monthly paycheck was reduced to around $600 due to her employer's limited parental leave policy. She didn't expect to be a guaranteed basic income participant, she said, but it came at just the right time for her family. Have you benefitted from a guaranteed basic income program?

Persons: —, Tatiana, Matteo, Lopez, It's, Luke Shaefer, RxKids, Tatiana Lopez, Michigan's, Mona Hanna, Tatiana Lopez GBI, paychecks, She's, Shaefer Organizations: Service, Business, Flint, Assistance, — Locations: Flint , Michigan, Flint

☆ A Gen Xer shares why going back to college after dropping out was the best decision he ever made
▼ + stars: | 2024-08-08 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Read previewDavid Houde feels like he's made it — and he thinks it wouldn't have been possible without his college degree. By 2006, he'd earned an associate degree in computer information systems and a bachelor's degree in computer science. A college degree helped him eventually land a high salaryWhen he first enrolled in college, Houde didn't have any idea what he would major in. In 2016, about a decade after he graduated with his bachelor's degree, he decided to pursue an MBA. Have you found financial success without a college degree?

Persons: —, David Houde, he's, it's, Houde, he'd, wasn't, I'm, hasn't Organizations: Service, Business, Pew Research Locations: Michigan, eureka

☆ I moved from the US to Germany for college. Tuition is mostly free, but I miss the American school spirit.
▼ + stars: | 2024-08-06 | by ( Erin Liam | ) www.businessinsider.com time to read: +5 min

Read previewThis as-told-to essay is based on a conversation with Amanda Mrokez, an American student in Cologne, Germany. In 2021, I withdrew from Central Michigan University and moved to Germany to pursue a teaching degree at the University of Cologne. AdvertisementGermany is lacking school cultureParticipating in school culture was a big thing for me when I was in Michigan. My closet was full of Central Michigan University apparel, and everyone thought it was cool to wear hats and sweatshirts on campus. In Germany, students learn what they must study and what's best for them.

Persons: —, Amanda Mrokez, it's, Erin, eliam@businessinsider.com Organizations: Service, Central Michigan University, University of Cologne, Business Locations: American, Cologne, Germany, Michigan

☆ 27-year-old Olympic gold medalist and Harvard grad says her health-care job helped her prep for the Games
▼ + stars: | 2024-08-06 | by ( Morgan Smith | ) www.cnbc.com time to read: +2 min

American sprinter Gabby Thomas won her first Olympic gold medal in the 2024 Paris Games women's 200-meter final on Tuesday — an accomplishment that she credits, in part, to her second job. The 27-year-old, who took home bronze and silver during her Olympic debut at the Tokyo games, balances her career as an Olympian with a job in health care. Thomas holds a bachelor's degree in neurobiology from Harvard University and a master's degree in public health from the University of Texas Health Science Center. In the months leading up to the Games, Thomas trained three to six hours a day, but at night, she worked at an Austin volunteer health-care clinic for people without insurance. "I think I'm just so grateful to get to do what I love," Thomas told Olympics.com.

Persons: Gabby Thomas, Thomas, Olympics.com, I'm, — Organizations: Harvard University, University of Texas Health Science, Games, NBC News, NBC, CNBC Locations: Tokyo, Atlanta , Georgia, Los Angeles

☆ 37-year-old mom earns $73,000 in one of the most in-demand jobs in the world—and it doesn't require a degree: 'I love what I do'
▼ + stars: | 2024-08-06 | by ( Morgan Smith Mickey Todiwala | Morgan Smith | Mickey Todiwala | ) www.cnbc.com time to read: +6 min

Jackson, 37, is a technician at Vestas, a wind turbine manufacturer, in Bee County, Texas, and earns $73,000 per year. The Labor Department reports that wind turbine service technicians have one of the highest rates of injury and illness of all occupations. Here's how Jackson earns $73,000 a year as a wind turbine service technician in Texas. Mickey Todiwala | CNBC Make ItWhile you don't need a bachelor's degree to become a wind turbine service technician, some jobs might require you to complete a 2-year technical program or apprenticeship. "The wind turbines are smart, they're basically computers and constantly communicating to us what is going on with them."

Persons: Jessica Jackson, —, Jackson, It's, Jackson's, Mickey Todiwala, Vestas, She's Organizations: CNBC, The Labor Department, University of Arizona, Blattner Energy, Blattner Locations: Jackson, Bee County , Texas, U.S, Texas, Vestas

Chase Sapphire Reserve® OverviewThe Chase Sapphire Reserve® is one of the best travel rewards credit cards of all time. Chase Sapphire Lounges will be available to Chase Sapphire Reserve® cardholders and all Priority Pass members. Chase Sapphire Reserve® vs. Chase Sapphire Preferred® CardIf you're trying to decide between the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card, you'll want to decide if each card's annual fee is justified based on your travel and spending habits. Chase Sapphire Reserve® Cardholder InsightsAs part of our analysis of the Chase Sapphire Reserve®, we've considered discussions across various forums, including notable mentions on Reddit and FlyerTalk. Chase Sapphire Reserve® Frequently Asked QuestionsWhat credit score do you need to get the Chase Sapphire Reserve®?

Persons: Chase, Chase Travel ℠, you'll, Sapphire, John F, Chase Sapphire, You'll, Uber Cash, we've, you'd, you've, they'll, David E, David, —, Read, Katherine Fan, Katherine, Guy, Fortune, Katherine moonlights, she's, She's, Angela Fung Organizations: Business, American, Chase, Chase Travel, Sapphire, Chase Sapphire, TSA, FDIC, Chase Dining, American Express, Hong Kong International Airport, New, Kennedy, LaGuardia, Rental Insurance, Avis, Avis , National, Emergency, Transportation, Sapphire Reserve, Reserve, Capital, Venture, Centurion, overpaying, Yorker, Muhlenberg College, University of Edinburgh, Twitter, Finance, Cards, CNN, Forbes, Wall, Dallas Morning News, Newsweek, Nasdaq, MSN, Yahoo, SXSW, Austin American, Statesman, University of Texas, National Taiwan University Locations: DoorDash, airfare, Boston, Austin, Canada, Avis ,, Seattle, Redbird, Los Angeles, Healdsburg , California, New York City, Chicago, Reddit, Dallas , Denver, Dulles, Las Vegas, New York, Hong Kong, Chevron, There's, Slotnick, Scotland, orcas, Antarctica, Japan, New Zealand, South Africa, Taiwan

☆ After various degrees and a brain injury, I owe $150,000 in student loans. The lawsuits and election only make it worse.
▼ + stars: | 2024-08-04 | by ( Alice Tecotzky | ) www.businessinsider.com time to read: +6 min

I wasn't prepared for the reality of my teaching salary or complicated nature of interest on student loans. I'm 35 now and have a long, winding history with my student debt, from income-driven repayment plans, to in-school deferments, to the SAVE plan, which an appeals court just blocked. And with the lawsuits and delays, my $150,000 of worth of debt in private and federal loans is now in limbo. AdvertisementThe lawsuits feel political to me, but I just don't see why politicians are interested in hindering my ability to survive. The election looms before me, with my financial future depending on who occupies the White House and how they feel about student debt.

Persons: Shanna Hayes, I'd, wasn't, I've, deferments, —, it's Organizations: Service, New England College, SAVE, House Locations: New York, New Hampshire

☆ I’m a 30-year-old American living in Norway: 5 reasons ‘I’m so much happier’ here
▼ + stars: | 2024-08-03 | by ( Gabriella Mikiewicz | ) www.cnbc.com time to read: +8 min

There's a joke in Norway that people move here for two reasons: a job or love. I'm much happier in Norway. Better work-life balanceIn Norway, there's a big departure from the work-centric mentality that I'm used to in the U.S. Free time, family time and personal well-being are prioritized. For me, I think I'm still a bit governed by my American roots when it comes to work-life balance. Happiness in Norway is often less about feeling constant joy and more about taking care of myself and others.

Persons: I'm, I've, Gabriella Mikiewicz, it'll, it's Organizations: Intercultural Relations, U.S ., fireside Locations: Norway, Europe, U.S, Oslo, Lofoten, Gabriella Mikiewicz Norway, Chicago, there's, it's, Loen, panicking, Rjukan

☆ Dad of 12-year-old high school graduate shares his No. 1 piece of parenting advice: It 'can change their life'
▼ + stars: | 2024-07-31 | by ( Tom Huddleston Jr. | ) www.cnbc.com time to read: +4 min

Bari is the father of Suborno Bari, a 12-year-old from Lynbrook, New York, who graduated from high school in June. Suborno Bari graduated from Malverne High School on Long Island in July at just 12 years old. Source: Bari familyInstead, Bari took Suborno with him to college classes and introduced his young son to his professors. Parents showing interest boosts kids' self-esteemMost children don't memorize the period table at such a young age. Suborno Bari, 12, celebrating his graduation with his father, Rashidul.

Persons: Rashidul, Suborno, Bari, Shaheda, Bari downplays, he'd, — who'd, —, Suborno Bari Organizations: New York University, Brown University, CNBC, Lehman College, Brooklyn Technical High School, Columbia University, Malverne High, Brooklyn College, Mumbai University Locations: Rashidul Bari, Bari, Suborno Bari, Lynbrook , New York, Long

☆ 32-year-old left college her senior year, now earns over $100,000 without a degree
▼ + stars: | 2024-07-31 | by ( Morgan Smith | ) www.cnbc.com time to read: +5 min

Chelsea Norstedt left Penn State University in 2014 just two semesters shy of finishing her bachelor's degree in criminology. As she explored different career paths, she had a similar figure in mind. College graduates on average earn more than those without a four-year degree — but this so-called college wage premium is shrinking. Now, bachelor's degree holders earn about 75% more over their career than those without. At the same time, Norstedt monitored listings on job sites like LinkedIn and Indeed for any higher-paying office roles that did not explicitly require a college degree.

Persons: Chelsea Norstedt, Norstedt, Beth, Norstedt's Organizations: Penn State University, Chelsea, CNBC, College, San Francisco Federal Reserve, Penn State, Verizon Locations: Erie , Pennsylvania, Erie, Miami , Florida, Altoona , Pennsylvania, Miami, Pennsylvania, Florida, Norstedt

☆ I went to graduate school right after college, and I regret it. I wish I had waited and joined the workforce first.
▼ + stars: | 2024-07-29 | by ( Rashi Goel | ) www.businessinsider.com time to read: +4 min

A master's degree wasn't a prerequisite for a good job; my work during the internship earned me a job offer. I wish I had sought to get a job straight out of college. In hindsight, I realize the ideal time for an MBA is after gaining six to eight years of work experience. I also recommend getting a job or work experience whenever possible; it will teach you things that school won't. Take those risks, seize those opportunities, and remember there's no rush to pursue a master's degree.

Persons: —, there's Organizations: Service, Business Locations: undergrad

☆ The 'most underrated skill’ for success, from a college dropout on track to earn $500,000 this year
▼ + stars: | 2024-07-29 | by ( Jennifer Liu | ) www.cnbc.com time to read: +1 min

Moses Lin says he'll never consider going back to college, despite being one semester shy of graduating with a bachelor's degree. "I knew that if I went to college and took a traditional route, I'd be hundreds of thousands in debt," he says. Lin started a YouTube channel during college, where he posted acoustic covers of pop songs, and began teaching guitar lessons for money. Now, after years of building his own business as a traveling wedding guitarist and investing his earnings into real estate, Lin, 31, is on track to make $500,000 this year. Lin taught himself everything when it comes to building his business as a wedding guitarist.

Persons: Moses Lin, he'll, Lin, I've Organizations: U.S . Marine Corps, Vanguard University of Southern, CNBC Locations: Vanguard University of Southern California, Ireland, Singapore, Dubai, U.S

☆ 7 in-demand jobs companies are hiring for—some are remote and pay over $100,000
▼ + stars: | 2024-07-26 | by ( Morgan Smith | ) www.cnbc.com time to read: +2 min

Fewer people are quitting their jobs, and recent college graduates are having a hard time breaking into the market. Hiring might have fallen beneath its pre-pandemic levels, but there are still dozens of jobs companies are desperate to fill, according to new research from Indeed. "With that said, I'd say these jobs are the most 'slept' on or overlooked." For job seekers looking for flexibility, all of the roles offer hybrid or remote opportunities. "While the labor market can seem daunting right now, there are still numerous opportunities for job seekers and the outlook is still positive," Davis adds.

Persons: Gabrielle Davis, Davis Organizations: CNBC

☆ I've been on a ventilator for 11 years. It hasn't stopped me from getting my master's degree and working full-time.
▼ + stars: | 2024-07-24 | by ( Kelly Burch | ) www.businessinsider.com time to read: +5 min

AdvertisementIt took me five years to graduate college because of illnessThat's when I decided that I had NH1-PN; it didn't have me. At that age, I wasn't thinking about college because I thought I'd never be able to afford it. That's when I developed a new dream: to be the first person in my family to graduate from college. It meant a lot to be able to show them that there was no excuse for not going to college. I knew they were right, and I wasn't going to let that hold me back.

Persons: Antwan Winkfield, plexiform, That's, I'd, —, We're, I've Organizations: Service, University of Kansas, Walmart

☆ Their son did well in high school and on his SATs, but got rejected from 30 US colleges. So they set their sights on Europe.
▼ + stars: | 2024-07-24 | by ( Erin Liam | ) www.businessinsider.com time to read: +7 min

Jacob applied to Toulouse Business School and received an interview within two days. She had graduated cum laude from high school and had a good chance of getting into colleges in California, Jennifer said. AdvertisementBut Phoebe already had a taste of the European college experience. AdvertisementAccording to U.S. News & World Report, tuition fees at private universities have increased by 40% from 2004 to 2024, while in-state tuition fees for public universities have risen by about 38% over the same time period, adjusted for inflation. Multiple benefits to studying abroadFor the Zeidberg family, the lower tuition fees in Europe were an added bonus.

Persons: —, Lou Zeidberg, Lou, Jacob, Jennifer, Europe Jacob, He's, Phoebe, Isabella Ambrosio, Ambrosio, Dalia Goldberg Organizations: Service, University of California, California State University, Business, Toulouse Business School, IE University, IE, Law, International Relations, U.S . News, College Board, YouGov, BI, UC Locations: Berkeley, San Diego, California, Netherlands, Toulouse, France, Europe, Monterey Bay , California, Morocco, Saudi Arabia, Cyprus, Spain, U.S, Chicago, Ireland, American, Philadelphia, Montreal

☆ A millennial who's been looking for a job for over 4 years says his degrees have offered little value: 'I can't get anything even at minimum wage'
▼ + stars: | 2024-07-24 | by ( Jacob Zinkula | Andy Kiersz | ) www.businessinsider.com time to read: +6 min

He's even expanded his job search to restaurant and retail jobs — e.g. AdvertisementHesmondhalgh shared why he thinks his job search has been so challenging and what he plans to do moving forward. AdvertisementIdeally, he'd land a job in journalism — the field he has two degrees in. He thinks he's struggled to land journalism roles because most of the positions he's looked at require three to five years of formal newsroom experience, and he doesn't have that. Going forward, Hesmondhalgh said he plans to continue his job search for as long as necessary.

Persons: —, Roland Hesmondhalgh, He's, Hesmondhalgh, hasn't, he's, it's, he'll Organizations: Service, Florida Institute of Technology, Business, Georgetown, Bureau of Labor Statistics, Supreme, US Capitol Locations: Virginia, Washington, DC, Arlington , Virginia

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