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Jon Hetherington was ready for Beyoncé. He had his outfit — black pants and a gray T-shirt with an image of the superstar and a cobalt-blue graphic for her song “Heated” emblazoned on the back. But when Mr. Hetherington got to his gate at the airport last Thursday, that plan quickly fell apart. The airline could not accommodate the electric wheelchair Mr. Hetherington, who has cerebral palsy, relies on to get around. “This is a systemic issue, this is ableism, this is what I’ve dealt with my whole life,” Mr. Hetherington said in an interview.
Persons: Jon Hetherington, Hetherington, ” Mr, Organizations: Airbus Locations: Eugene ,, Seattle
What the Fed’s September Rate Decision Means for You
  + stars: | 2023-09-20 | by ( Steve Garmhausen | ) www.wsj.com   time to read: +5 min
By Steve GarmhausenThe Federal Reserve elected on Wednesday to keep interest rates steady, and that’s good news for savers: It means they’ll continue to enjoy the best rates in more than two decades. There’s more good news: The market, which just a few weeks ago expected rate cuts to start early in 2024, now doesn’t expect cuts until midyear. “There are several options to get at least 5% on your liquid cash, and that should stay around until the Fed cuts rates,” says DepositAccounts.com founder Ken Tumin. Meanwhile, inflation remains well above the Fed’s preferred rate of 2%, providing another reason for it to keep rates high. The fed-funds rate is the interest rate at which banks lend reserve balances to each other overnight.
Persons: Steve Garmhausen, , Ken Tumin, , Michael Yoshikami, Banks, don’t Organizations: Federal Reserve, , Fed, BMO Alto, Federal Deposit Insurance Corp Locations: Walnut Creek, Calif
High-yield online savings accountsThe average annual percentage yield on bank savings accounts was just 0.56%, according to a September 11 survey from Bankrate. But many online, FDIC-insured banks are offering well north of 5% on their high-yield savings accounts. But don’t confuse money market accounts with money market mutual funds. And while money market funds are typically very safe investments, they may have fees and withdrawal restrictions. As of September 19, CDs listed on Schwab.com with durations of three months, six months, nine months, one year and 18 months were all yielding 5.5% or more.
Persons: , they’ve, Lazetta Rainey Braxton, Braxton, you’ve, , Doug Ornstein, Ken Tumin, Schwab, you’ll, Tumin, , Andy Smith, Ornstein, Don’t, doesn’t, ” Smith Organizations: New, New York CNN, Federal, JPMorgan Chase, Bank of America, Wealth Partners, TIAA Wealth Management, Fidelity, Treasury, Edelman, AAA Locations: New York, United States
Kerri Rawson sees her life in two parts: before and after she learned that her father was a serial killer. The before included camping and fishing vacations as a family; helping her father build a treehouse and working alongside him in the garden; going to church every Sunday. Ms. Rawson was 26. After years of therapy, Ms. Rawson, 45, is offering intimate details about Mr. Rader’s life to investigators who asked for her help solving cold cases that may involve her father. Her contributions in recent months have helped investigators identify him as the prime suspect in two unsolved cold cases: a missing person investigation and a murder.
Persons: Kerri Rawson, Ms, Rawson, Dennis Rader, B.T.K
When Marilyn Monroe moved to Brentwood in 1962, the Los Angeles neighborhood provided the perfect seclusion for the world’s most famous woman. The four-bedroom Spanish colonial-style house was tucked off a quiet street, with a kidney-shaped pool and towering palm trees. The house was known as “Cursum Perficio,” which in Latin loosely translates to “I end the journey.”Six months after she moved in, Ms. Monroe died of a drug overdose in her bedroom. Though her time there was short, the Brentwood home has become a quiet monument to her grand life, with fans still leaving flowers at the front gate some 60 years after her death. The Los Angeles City Council voted unanimously on Friday to begin a process that would designate the home as a historic and cultural monument, saving it from demolition.
Persons: Marilyn Monroe, Monroe Organizations: Brentwood, Los Angeles City Council Locations: Brentwood, Los Angeles, Ms
A Philadelphia police officer was charged with murder after he fatally shot a 27-year-old man who was in his car at near point-blank range, prosecutors announced on Friday, weeks after top police officials announced that body camera footage of the killing showed a different account than what the officer initially described. Dial fatally shot Mr. Irizarry around noon on Aug. 14 after what the police initially said was a car chase ending in Mr. Irizarry lunging at them with a knife. But police officials said two days later that body camera footage showed that the man was still in his car when the officer shot him. The fatal shooting and changing account sparked community anger and protests. In an unusual move, Judge Christian DiCicco of the Philadelphia Municipal Court set bail for Mr.
Persons: Mark Dial, Eddie Irizarry, Dial, Irizarry, Christian DiCicco Organizations: Philadelphia Municipal Locations: Philadelphia
The tortilla chip company that challenged consumers to eat a single chip dusted with two of the hottest peppers in the world is pulling the product from retail shelves, the company said on Thursday. The move followed the death of a teenager whose family said he had died after consuming the chip. “The Paqui One Chip Challenge is intended for adults only, with clear and prominent labeling highlighting the chip is not for children” or other sensitive groups, the company, a subsidiary of the Hershey Company, said in a statement on its website. “We have seen an increase in teens and other individuals not heeding these warnings.”As a result, the company said, it was working with retailers to remove the product from shelves “out of an abundance of caution.”
Organizations: Hershey Company
One of the last things Harris Wolobah, 14, of Worcester, Mass., ate before he died was a single tortilla chip in a coffin-shaped box that bore an image of a skull with a snake coiled around it, his mother said. Lois Wolobah said her son’s school called last Friday to tell her he was sick and that she needed to come and get him. When she arrived, Harris was clutching his stomach in the nurse’s office, she said in an interview on Tuesday. He showed her a picture of what he had just consumed: a single Paqui chip, dusted with two of the hottest peppers in the world, the Carolina Reaper and the Naga Viper. The label on the box said “One Chip Challenge” and carried a warning — “Inside: One Extremely Hot Chip.” Paqui tortilla chips are made by Amplify Snack Brands, a subsidiary of the Hershey Company.
Persons: Harris Wolobah, Lois Wolobah, Harris Organizations: Brands, Hershey Company Locations: Worcester
Joy Neville could not avoid rugby even if she tried. Her father and all four of her older brothers played rugby, including one professionally. The opportunities for women to play rugby just weren’t there, she said in a recent interview. “He said, ‘You’re going to play for Ireland very soon, and not only are you going to play for Ireland, you’re going to captain your country,’” Neville recalled. “‘But if you’re going to do that, we need to go down to the park and practice your tackle technique.’”
Persons: Joy Neville, Dave, , ‘ You’re, you’re, ’ ” Neville Organizations: Ireland Locations: Limerick, Ireland
Best 1-Year CD Rates for September 2023
  + stars: | 2023-09-01 | by ( Martha C. White | ) www.wsj.com   time to read: +6 min
By Martha C. WhiteWith interest rates on the rise, certificates of deposit are very much in the spotlight today. Best 1-year CD ratesToday’s market for one-year CDs is big and very competitive, with many offering even batter rates than on their longer-term options. The Fed has been steadily hiking interest rates in its effort to fight inflation. These CD rate picks picks reflect the best available one-year CD rates we found on DepositAccounts, com, which tracks roughly 275,000 rates at more than 11,000 banks and credit unions. When to buy a one-year CDWith one-year CD rates about as high as experts expect them to get, this is a good time to buy if you have money on the sidelines.
Persons: Martha C, you’re, , Kathy Carey, Baird, Organizations: Federal Reserve, FDIC, National Credit Union Administration Locations: U.S
Ruby Franke, 41, was arrested in Ivins, a city in southern Utah, at the home of Jodi Hildebrandt, her business partner, who was also arrested on the same charges. Ms. Franke hosted the now defunct YouTube channel “8 Passengers,” where she posted videos about her parenting approach with her six children, including refusing them food as a form of punishment. According to an affidavit, Ms. Franke’s 12-year-old son, identified as R.F. in the document, climbed out a window at Ms. Hildebrandt’s home and went to a neighbor’s house on Wednesday morning, asking for food and water. The neighbor called the police, who then found Ms. Franke’s 10-year-old daughter, Eve, at Ms. Hildebrandt’s.
Persons: Ruby Franke, Ivins, Jodi Hildebrandt, Ms, Franke, Franke’s, Hildebrandt’s, Eve Organizations: YouTube Locations: Utah,
Heavy rain and flash floods tore through parts of West Virginia on Monday morning, prompting emergency water rescues and evacuations, as residents were instructed to seek higher ground. Over five hours, the National Weather Service recorded between three and six inches of rainfall in the Upper Kanawha Valley area near the capital, Charleston, with radar picking up more than eight inches of rain in some areas. A flood warning remains in effect through Monday afternoon, with the possibility of another inch of rain. We had almost no warning whatsoever, which is very unusual,” said Kent Carper, the president of the Kanawha County Commission. He said the county only had 30 minutes to prepare and warn residents, adding that one area received more than nine inches of rain in less than an hour.
Persons: , Kent Carper Organizations: National Weather Service, Commission Locations: West Virginia, Kanawha, Charleston
But instead of simply sharing a link to a story about the wildfires from CPAC, the Cable Public Affairs Channel, the city instructed residents to look up the information on a search engine. “Google: CPAC Canada or www . In the midst of a natural disaster, Yellowknife had to navigate around Facebook’s decision to block news articles on its platform in Canada. Meta, Facebook’s parent company, began rolling out the ban on Aug. 1 in response to a new Canadian law that requires tech companies to pay news outlets for using their content. Canadian lawmakers passed the Online News Act in June, requiring social media platforms like Meta and search engines like Google to negotiate with news publishers to license their content.
Persons: Meta, Organizations: Northwest, Facebook, Cable Public Affairs Channel, Google, Meta Locations: Yellowknife, Northwest Territories, Canada, CPAC
Thick smoke blanketed much of the Pacific Northwest on Monday as numerous wildfires in Canada, Washington and Oregon continued to burn, killing at least one person, destroying scores of buildings and threatening dozens more. At least six large fires were burning in Washington State, including the Gray Fire, which was discovered around noon on Friday and was only 10 percent contained as of Monday morning, and the Oregon Road fire, which had burned more than 10,000 acres and was also only 10 percent contained, according to a state fire tracking agency. In Oregon, another four large fires were burning, three of which were just outside of Eugene. The Washington State Department of Natural Resources said at least one person had died in the Gray fire and another death in connection with the Oregon Road fire was under investigation, but that the cause had not been determined. At least 265 structures were destroyed by the Gray and Oregon Road fires.
Persons: Gray Organizations: Oregon, Washington State Department of Natural Resources, Gray and Oregon Locations: Pacific, Canada, Washington and Oregon, Washington State, Oregon, Eugene
High-yield savings accounts, with easy access to your funds, are worth considering, said Ken Tumin, founder and editor at DepositAccounts.com. While investors expect the Federal Reserve to start cutting interest rates next year, online savings account rates won't fall significantly until the policy shifts, he added. Treasury billsAmid rising interest rates, Treasury bills have also become a competitive option for cash, with yields well above 5%, as of Aug. 18. Money market fundsAnother option to consider is short-term money market funds, said certified financial planner Chris Mellone, partner at VLP Financial Advisors in Vienna, Virginia. Money market mutual funds — which are different from money market deposit accounts — typically invest in shorter-term, lower-credit-risk debt, such as Treasury bills.
Persons: Ken Tumin, They're, Chris Mellone Organizations: Istock, Getty, Federal Deposit Insurance Corporation, Federal Reserve, U.S ., Treasury, U.S . Department of, VLP Financial Locations: TreasuryDirect, Vienna , Virginia
Enes EvrenInvestors piled into Series I bonds amid record yields, and some are now eyeing an exit for higher-interest alternatives. After reaching 9.62% annual interest in May 2022, I bond yields have declined with falling inflation, reaching 4.3% interest for new purchases from May through October. However, the U.S. Department of the Treasury still needs two months of CPI readings before the next I bond rate change. "It's falling back in line with I bond inflation rates we had before the pandemic," said Ken Tumin, founder and editor of DepositAccounts.com. While longer-term investors may like the current 0.9% fixed rate portion of I bond yields, short-term investors may prefer higher-paying alternatives.
Persons: Enes, Ken Tumin, Jeremy Keil, Keil, Tumin, " Keil Organizations: U.S . Department of, Treasury, Treasury Department, Federal Reserve, Keil Financial Partners Locations: Milwaukee
All three men wanted in connection with a brawl that broke out along the waterfront in Montgomery, Ala., last weekend have turned themselves in and have been charged with assault, officials said, as the investigation into the racially charged melee continues. The arrests came days after a group of white boaters attacked a Black captain of a riverboat cruise on Saturday. Allen Todd, 23, and Zachary Shipman, 25, were in custody with the Montgomery police as of Wednesday, the police said, and each was charged with one count of third-degree assault, a misdemeanor. A third man, Richard Roberts, 48, turned himself in on Tuesday and was charged with two counts of third-degree assault. The three men, all of whom are white, have posted bail, officials said.
Persons: Allen Todd, Zachary Shipman, Richard Roberts Organizations: Montgomery Locations: Montgomery , Ala
But rates on savings accounts and certificates of deposit could start to fall before long—so it might make sense to lock in today’s rates soon. That means that it could become a lot harder to find savings accounts and certificates of deposit paying the most attractive rates. “I think we’ve already broken past the peak,” says Sander Read, a financial advisor in Winter Park, Fla.Where are interest rates headed next? What do higher rates mean for savings accounts and CDs? The reason: Banks that need to raise more cash to make loans are more likely to dangle higher interest rates to get it.
Persons: Steve Garmhausen, , Sander Read, Keith Larkin, Ken Tumin, Organizations: Fed, Federal Deposit Insurance Corp, Bank, Treasury Locations: Winter Park, Fla, San Francisco, Bank
The Federal Reserve has already raised its benchmark rate, the federal funds rate, to a range of 5 to 5.25 percent to rein in inflation, which is showing signs of slowing. The average credit card rate was 20.44 percent as of July 19, according to Bankrate.com, up from around 16 percent in March last year, when the Fed began its series of rate increases. The average rate on new car loans in June was 7.2 percent, up slightly from the start of the year, according to Edmunds.com. The average rate for an identical loan was 5 percent the same week in 2022. But yields on money market funds offered by brokerage firms are even more alluring because they have tracked the federal funds rate more closely.
Persons: , Anna N’Jie, Bankrate.com, Matt Schulz, Jonathan Smoke, that’s, , Freddie Mac, Ken Tumin, DepositAccounts.com Organizations: Federal Reserve, Federal, Fed, Re, LendingTree, Cox Automotive, Treasury, Savings Vehicles Savers, Consumers, DepositAccounts.com Locations: Chicago
A personal chef to the Obama family died over the weekend after he was seen struggling in the water while paddleboarding near the former first family’s home on Martha’s Vineyard, the Massachusetts State Police said on Monday. The body of the chef, Tafari Campbell, 45, of Dumfries, Va., who was visiting the Vineyard, was found just before 10 a.m. Monday about 100 feet from shore in Edgartown Great Pond in water about eight feet deep by the Massachusetts Environmental Police. It had deployed sonar from a boat during an hourslong search that began Sunday night and involved several law enforcement agencies. Former President Barack Obama and Michelle Obama were not home at the time of the accident, the state police said. An investigation into the death of Mr. Campbell, who had worked as a sous chef when the Obamas were in the White House and stayed on with them afterward, is being conducted by the state police and the Edgartown Police Department.
Persons: Obama, Tafari Campbell, Barack Obama, Michelle Obama, Mr, Campbell Organizations: Massachusetts State Police, Vineyard, Massachusetts Environmental Police, White, Edgartown Police Department Locations: paddleboarding, Dumfries, Va, Edgartown, Turkeyland
This week, the actors Sofia Vergara and Joe Manganiello announced their divorce after seven years of marriage. Ariana Grande and her husband, Dalton Gomez, also appeared to be on the outs. Fans were trawling the stars’ social media posts, looking for any clue about what was going on — on their ring fingers, in their facial expressions and even in the posts the stars liked. Because dealing with a breakup is one of the most relatable things a star can do. “Breakups are such an identifiable thing,” said Alicia Mintz, who hosts the podcast “Trashy Divorces” with her wife, Stacie Boschma.
Persons: Marilyn, Joe, Brad, Jennifer, Angelina, Elizabeth, Richard, Tom, Gisele, Kim, Kanye, Diana, Charles, Henry VIII, Sofia Vergara, Joe Manganiello, Ariana Grande, Dalton Gomez, , Alicia Mintz, Stacie,
Texas A&M University said on Friday that its president would retire “immediately” after fallout surrounding political pushback of a new director of its journalism program because of her work promoting diversity, equity and inclusion. The president, M. Katherine Banks, submitted a letter of retirement late Thursday, the university said in a statement. At least one conservative Texas A&M alumni group, the Rudder Association, said it had filed a complaint about Dr. McElroy’s appointment because of her advocacy work. Dr. McElroy told The Times that the terms of her employment had been revised to offer her a one-year contract. She elected to return to her tenured position at the University of Texas.
Persons: , Katherine Banks, Kathleen McElroy, McElroy Organizations: Texas, M University, University of Texas, The New York Times, Rudder Association, Times, The Texas Tribune Locations: Texas
Best 1-Year CD Rates
  + stars: | 2023-07-18 | by ( Martha C. White | ) www.wsj.com   time to read: +7 min
Best 1-year CD ratesToday’s market for one-year CDs is big and very competitive—good news for yield-seekers. To help you find the best yields you can get today, here are some one-year CDs with the highest APYs currently on the market. These picks reflect the best available one-year CD rates as aggregated by DepositAccounts, com, which tracks roughly 275,000 rates at more than 11,000 banks and credit unions, and Buy Side from WSJ’s own research. Increased competition for your dollars today means that the best one-year CD rates come very close to tracking the movement of the Fed’s benchmark federal-funds rate, says DepositAccounts.com founder Ken Tumin. We concentrated on rates available across the U.S., although you might find a great one-year CD rate at a local community bank or credit union near you.
Persons: Martha C, Banks, Ken Tumin, Tumin, , ” Tumin, you’re, , Kathy Carey, Baird Organizations: Federal Reserve, FDIC, National Credit Union Administration Locations: U.S
What is a target letter?
  + stars: | 2023-07-18 | by ( Remy Tumin | More About Remy Tumin | ) www.nytimes.com   time to read: +1 min
Donald J. Trump said on Tuesday that he had received another “target letter” from the special counsel investigation into the Jan. 6 riot, the second time the former president has been notified that he is a target in a federal investigation. A target letter is an official piece of correspondence from the Department of Justice informing a person that they are actively being investigated. A target letter typically provides the subject of the investigation the opportunity to testify before a grand jury but does not obligate them to appear. “I would be very surprised if Mr. Trump were to testify before the grand jury,” he said. Of a minimum 16 grand jurors, at least 12 votes are needed to indict Mr. Trump.
Persons: Donald J, Trump, Mitchell Epner, , , Epner, Mr Organizations: Department of Justice, Justice Department, United Locations: New Jersey
Rachel Hunter could not wait to play her new vinyl recording of Taylor Swift’s “Speak Now.”After waiting weeks for its arrival, Ms. Hunter placed the orchid-colored vinyl with Ms. Swift’s face on its center on her record player, lifted the needle and let it play. But instead of Ms. Swift’s catchy choruses, acoustic guitar and banjo strums, another woman’s voice came out. “I quit seeing people, quit looking at the flakes of flesh and dancing organisms,” an echoing voice said, without music in the background. Maybe there was something wrong with the speed, Ms. Hunter thought, or maybe it was one of Ms. Swift’s notorious Easter eggs. I was by myself,” Ms. Hunter recalled.
Persons: Rachel Hunter, Taylor Swift’s, Hunter, Swift’s, , ” Ms, you’re, Taylor Swift,
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