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☆ How the writers' strike is crushing Hollywood's next generation, as job-seekers face 'skyrocketing' debt, crumbling hope, and endless hours 'just doom-scrolling LinkedIn'
▼ + stars: | 2023-06-30 | by ( Reed Alexander | ) www.businessinsider.com time to read: +15 min

Hollywood development and production have mostly ground to a halt amid the film and TV writers' strike. Young workers hoping to break into entertainment say the strike has made a competitive job market even tougher. Sears, who is currently unemployed, graduated this year with a master's degree in entertainment industry management from Carnegie Mellon University. Now, she's attempting what feels like a herculean feat: getting her career off the ground in the midst of a months-long Hollywood writers' strike, the first labor stoppage to grind the industry to a halt in 15 years. Contact this reporter to share your experience during the writers' strike.

Persons: Young, Delaney Sears, — there's, Sears, they've, —, Joanna Sucherman, Sucherman, Trevor Romero, Romero, Dan Green, grads, Green, Nabha, She's, Purohit, they'd, execs, he's, haven't, Kody Proctor, Proctor, he'd, We've, Reed Alexander Organizations: Hollywood, Carnegie Mellon University, Writers Guild of America, SAG, WGA, Disney, Warner Bros, JLS Media, Fox, United Talent Agency, Young Entertainment, Carnegie Mellon's Heinz College of Information Systems, Public, Savannah College of Art, Alliance, Television Producers, Paramount Pictures, Melrose, Paramount, University of Southern, North Dakota, Carnegie, E, Victoria Cheyenne Locations: California, Angeles, LA, Chicago, Fremantle, Los Angeles, Brooklyn, Georgia, Elm, Mumbai, India, University of Southern California, North, North Hollywood, Victoria, Bolivia

Lenders may charge a flat origination fee or a fee based on a percentage of the total loan. An origination fee is what a lender charges for the administrative costs of providing the loan for the borrower. How much does a loan origination fee cost? The percentage that you're charged for a personal loan origination fee can depend on a variety of factors, including:Your credit scoreYour incomeYour loan amountYour loan lengthWhether you need a co-signerSome personal loan lenders allow for the origination fee to be deducted from your loan amount. For example, let's say you need to take out a $20,000 personal loan to pay for a medical bill and the loan comes with a 5% origination fee ($1,000).

Persons: —, you'll, Donna Snow, Snow Organizations: Service, Regions Bank, Bank

WASHINGTON, June 1 (Reuters) - The U.S. Supreme Court on Thursday gave a boost to whistleblowers in their bid to revive lawsuits accusing pharmacy operators of knowingly overbilling government health insurance programs for prescription drugs at taxpayers' expense. Whistleblower advocacy groups as well as a number of states had said a Supreme Court ruling against the whistleblowers would make it easier for fraudsters to evade accountability for filing false claims to the government and risked undermining state-administered Medicaid programs. They also said both companies knew they were defrauding the government and worked to conceal their pricing practices. President Joe Biden's administration backed the whistleblowers in their appeal to the Supreme Court. Lawyers for the administration urged the justices to reverse the 7th Circuit, saying the ruling undermined the False Claims Act.

Persons: Clarence Thomas, Thomas Proctor, Tracy Schutte, Michael Yarberry, SuperValu, Joe Biden's, John Kruzel, Will Dunham Organizations: U.S, Supreme, Safeway Inc, Albertsons Companies Inc, SuperValu Inc, United Natural Foods Inc, Government, Conservative, Safeway, Circuit, Lawyers, Thomson Locations: Chicago

☆ Death of Ownership: Companies Use Software, Subscriptions to Grab Money From Customers
▼ + stars: | 2023-05-18 | by ( Nathan Proctor | ) www.businessinsider.com time to read: +11 min

As more devices in our lives run on software, manufacturers have started to exert more control over their products even after the customer has taken them home. In some cases, companies force customers to use their repair services, disabling the product if they try to fix it themselves. Companies are just beginning to monetize this control, with dystopian methods and the assistance of America's unbalanced copyright laws. For companies, the appeal of subscriptions is pretty straightforward: a steady stream of revenue and a lot more money raised from their customers over time. In other cases, companies have tried to block consumers from accessing certain features at all unless they pay up first.

☆ With 'The Ferryman,' Justin Cronin explores a brave new dystopian world
▼ + stars: | 2023-05-07 | by ( Mike Calia | ) www.cnbc.com time to read: +7 min

"I didn't sit down and say to myself, 'I'm going to write another dystopia,'" Cronin told CNBC in an interview Tuesday at a bustling lower Manhattan diner. There was a very specific arrangement, military and political, that's no longer there. Some point I'm going to do something else. As a writer, you need to walk a lot of different streets, in a lot of different ways, to know this stuff. Even where political will is absent, even where there are strong disincentives to change, things come along and make it happen.

☆ An Island Utopia Where Nobody Dies and the Living Is Easy
▼ + stars: | 2023-05-01 | by ( Chelsea Leu | ) www.nytimes.com time to read: +1 min

THE FERRYMAN, by Justin CroninFor a science-fictional utopia created by a reclusive “Designer,” the world of “The Ferryman” bears a startling resemblance to the well-heeled strata of, say, San Francisco or New York. The art is bad, and no one seems to realize it. There’s something mildly intoxicating, in fact, about entering this utopia, called Prospera, because Cronin’s shrewd world-building allows us to have it both ways: We sink into aspirational fantasy even as we relish the author’s sly commentary on a certain species of coastal elite. (Prospera is an island, after all.) Rather than undergo the indignities of birth and death, old or infirm Prosperans are sent by ferry to a mysterious island called the Nursery, where their memories are wiped and their bodies rejuvenated, so they can return as hale 16-year-olds with new identities.

☆ Procter & Gamble beats earnings estimates, raises revenue forecast
▼ + stars: | 2023-04-21 | by ( Amelia Lucas | ) www.cnbc.com time to read: +1 min

Procter and Gamble Co. Charmin brand toilet paper is arranged for a photograph taken in Hastings on Hudson, New York, U.S., on Saturday, Oct. 17, 2020. Proctor & Gamble Co. is scheduled to release earnings figures on October 20. Photographer: Tiffany Hagler-Geard/Bloomberg via Getty ImagesProcter & Gamble on Friday reported quarterly earnings and revenue that topped analysts' expectations as higher prices helped offset lower demand for its products. Shares of the company rose more than 1% in premarket trading. Net sales rose 4% to $20.07 billion.

☆ Morning Bid: Purchasing managers of the world, diverge
▼ + stars: | 2023-04-21 | by ( ) www.reuters.com time to read: +2 min

Softening second-tier data in the U.S. on Thursday put a bid under bonds for the first time in a few weeks, while bitcoin was clobbered. Purchasing manager's index data are the next set of economic figures due as market focus flings back on growth. British (GBPMMF=ECI) and euro zone (EUPMMF=ECI) manufacturing surveys are seen stuck in contraction territory. European and British services PMIs are seen steady and staying in expansion mode. British retail sales are expected to fall, adding up to a somewhat confounding picture.

☆ Investing in Space special report: Starship succeeds, in spite of failure
▼ + stars: | 2023-04-20 | by ( Michael Sheetz | In Michaeljsheetz | ) www.cnbc.com time to read: +3 min

CNBC's Investing in Space newsletter offers a view into the business of space exploration and privatization, delivered straight to your inbox. As I sprinted for a flight in the Dallas airport near midnight last night, I didn't actually think SpaceX was going to light up Starship's engines this morning. And even with the Super Heavy booster successfully ignited, I still didn't think the rocket would get off the ground. Michael Sheetz is CNBC's space reporter – send tips, talent moves and more to michael.sheetz@nbcuni.com. Listen to CNBC's "Manifest Space" podcast, hosted by Morgan Brennan, wherever you find podcasts.

Our experts answer readers' personal loan questions and write unbiased product reviews (here's how we assess personal loans). Typically, the best personal loans are:Unsecured, ANDFor loan amounts over $1,000, ANDFor repayment terms longer than two yearsHowever, depending on your circumstances and financial needs, you may want to consider a less common type of personal loan. For example, if your application for an unsecured loan is denied, you may still be able to get a secured personal loan. It's not just as simple as picking the loan with the best personal loan rate. If you do decide that a personal loan is your best option, it's important to be patient during the shopping process.

See Insider's best CD rates>>What are the advantages of a CD ladder? While setting up a CD ladder provides more flexibility than a single long-term CD, it's still less liquid than a savings account. A CD ladder is also not a true alternative to the stock market for long-term investing goals. Or you might want to build a CD ladder for money that's been earmarked for a car purchase in two years. A CD ladder can be a great fit for mid-term savings goals like these that have a specific purpose.

Financial advisor Cassandra Cummings has taught more than 100,000 Black women start investing in the stock market. Here are four investments she recommends for beginners, including REITs and dividend stocks. Real estate investment trustsInvesting in real estate can require large sums of cash on hand to close sales, make renovations, and maintain properties. On the other hand, real estate investment trusts (REIT) are companies that own, operate or finance income-producing real estate ventures. It's an easy way to start investing in real estate if you don't have the capital to invest in your own rental property.

☆ Why energy and tech stocks are struggling Friday — listen to the 'Homestretch'
▼ + stars: | 2023-02-17 | by ( ) www.cnbc.com time to read: +7 min

YOU KNOW, WE'VE HAD A NICE RUN. THAT'S WHY WHEN YOU SEE INTERESTRATES RISE, STOCKS TEND TO FALL. NOW, ON THE OTHER HAND, NOTWORKING, THAT'S GOING TO BEENERGY WITH OIL PRICES FALLINGAND NAT GAS MAKING A NEW LOW. THEN, OF COURSE, TECH ISFALLING, AS WELL, BECAUSE ASINTEREST RATES RISE, TECH STOCKSTEND TO FALL. A LOT OF THESE TECH STOCKS, ALOT OF THEM HAVE EARNINGS --MANY ARE NOT PROFITABLE TODAYAND EARNINGS ARE PROMISED IN THEFUTURE.

☆ Soaring energy costs triggered by war in Ukraine could push 141 million into extreme poverty, report says
▼ + stars: | 2023-02-17 | by ( Tara Subramaniam | ) edition.cnn.com time to read: +3 min

CNN —The energy crisis triggered by Russia’s war in Ukraine could push 141 million people worldwide into extreme poverty, according to a new report published Thursday in the journal Nature Energy. In low-income countries, the report said poorer households already facing severe food shortages were at greater risk of poverty due to higher energy costs. Households in higher income countries also felt the impact of rising energy prices but were more likely to be able to absorb them into household budgets, the report said. Energy price hikes caused by the crisis in Ukraine have also resulted in the increased cost of necessities like food. According to the report, many governments worldwide have already taken steps to lessen the impact of soaring energy prices on households, from reducing energy taxes and providing energy bill discounts to one-off energy subsidies and price caps.

☆ Buyers swoop in to help the S&P 500 shake off earlier losses — listen to the 'Homestretch'
▼ + stars: | 2023-02-15 | by ( ) www.cnbc.com time to read: +17 min

I LIKE A STOCK THAT'S DE-RISKEDWHICH IS WHY I THINK EMERSON ISA GREAT BUY. I THINK THAT'S A GOOD STRATEGY. JEFF, I DON'T KNOW HOW ELSE TOPUT IT. I DON'T THINK ANYONE SHOULD SELLTHIS ON THE NOTION THAT THERE'SAN ANALYST WHO MISSED THE WHOLETHING IS SAYING SELLING. >> THAT'S GREAT.

A bad credit score with FICO is below 670, while a bad VantageScore credit score is below 661. FICO breaks its risk categories into the following:Poor: Below 580Below 580 Fair: 580-669580-669 Good: 670-739670-739 Very good: 740-799740-799 Excellent: 800 and aboveUnder FICO, any credit score below 670 is considered a bad credit score or a subprime credit score. What's the Difference Between Having a Bad Credit Score and No Credit Score? That's why having no credit score is, in many ways, better than having a bad credit score because you're starting from a clean slate. Bad Credit Score Frequently Asked Questions (FAQ)What goes into credit score calculations?

A cashier's check (also called an "official" check) is a type of bank-issued check where the bank itself guarantees that the funds will be available when the check is cashed. Here's an overview of how much a cashier's check costs at some of the biggest banks:What to do if your cashier's check is lost or stolenIf your cashier's check is lost or stolen, call your bank as soon as possible to let them know. According to the Office of the Comptroller of Currency, you could ask the person who gave you the cashier's check to buy you another cashier's check. How to avoid cashier's check scamsReal cashier's checks are one of the safest forms of payment, but cashier's check scams do exist. Cashier's check alternativesFor large transactions, like a real estate closing, wire transfers are the main alternative to cashier's checks.

☆ U.S. private jet buyers seek distressed planes in early sign of turbulence
▼ + stars: | 2023-01-24 | by ( Allison Lampert | ) www.reuters.com time to read: +5 min

[1/2] A Gulfstream logo is pictured during the European Business Aviation Convention & Exhibition (EBACE) at Geneva Airport, Switzerland May 28, 2018. From preowned planes selling more gradually to flattening business jet traffic, demand is beginning to moderate, aviation lawyers, brokers and analysts said. Investors will be watching for clues when Gulfstream-maker General Dynamics Corp (GD.N) and Cessna business jet maker Textron Inc (TXT.N) report earnings on Wednesday. Planemakers rarely disclose cases of distressed planes, but argue they can easily resell unwanted models. Some buyers also scrambled late last year to find distressed planes to qualify for favorable taxation rules.

☆ Compelling reasons to own stocks lift market — listen to 'The Homestretch'
▼ + stars: | 2023-01-23 | by ( ) www.cnbc.com time to read: +11 min

WHAT PEOPLE ARE EXCITED ABOUT ITHINK IS THAT THERE ARE STOCKSTHAT HAVE A LOT OF REASONS TOOWN. SO, YOU KNOW, GOOD THINGSHAPPENING THERE. WE CAN'T SEEM TO GET OUR ARMSAROUND WHAT APPLE IS GOING TODO, AND IT IS STILL VERYIMPORTANT IN THE MARKET. >> YEAH, LOOK, I THINK THATAPPLE IN THE END OF -- THERE'SMIXED EMOTIONS BECAUSE CHINA FORTHE MOST PART BECAUSE OF COVID. J&J, LOOK, I KNOW A LOT OFPEOPLE ARE CAUTIOUS ABOUT THECOMMENTS THE CEO MADE AT THEJPMORGAN CONFERENCE JUST THEOTHER WEEK, AND, OF COURSE,DEFENSIVE STOCKS ARE OUT OFFAVOR.

☆ P&G CEO on chances of recession: Things actually look 'pretty good' across the world
▼ + stars: | 2023-01-19 | by ( ) www.cnbc.com time to read: 1 min

In this videoShare Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailP&G CEO on chances of recession: Things actually look 'pretty good' across the worldCNBC's 'Squawk on the Street' crew reports on Proctor & Gamble's quarterly earnings results.

☆ Why tech is holding up better than the rest — listen to 'The Homestretch'
▼ + stars: | 2023-01-17 | by ( ) www.cnbc.com time to read: +9 min

THERE WAS A FUNNY MOMENT WHENPEOPLE WERE TRYING TO SAY THATTRADING AND -- AND JAMES GORMANSAID WE'RE NOT A TRADING FIRM. TECH IS LEADING AND NVIDIA,BECAUSE THE CHINESE WILL SITDOWN WITH JANET YELLEN BUT ITCOULD BE A PURE BOUNCE BACK. AND I DON'T KNOW WHETHER THAT ISNECESSARY -- WE DID SELL SOMEBUT I'M NOT SURE WHETHER TO GETRID OF A POSITION LIKE THAT. NOW THEY'RE GOING TO SPEND MOREMONEY ON INSTRUMENTATION, MAKINGNEW DRUGS AWAY FROM COVID. BUT OVERALL, I DON'T THINK CALLTHIS A MOVE INTO THAT GROUP.

☆ Wall Street's rally signals more conviction in the market in 2023 - listen to 'The Homestretch'
▼ + stars: | 2023-01-12 | by ( ) www.cnbc.com time to read: +10 min

BUT PEOPLE DON'T KNOW WHAT TO BEAGGRESSIVE IN BECAUSE THEY DON'TWANT TO BE IN SOMETHING THAT'SABOUT TO REPORT AND HAVE A BADNUMBER. AND WHAT PEOPLE ARE BUYING ARE,YOU KNOW, THEY'RE BUYING BOEING,CATERPILLAR AND SALESFORCE. I DON'T KNOW. I DON'T KNOW HOW MUCH TO BE -- IDON'T KNOW HOW MUCH TO BETHANKFUL ABOUT TAIWAN SEMI. I DON'T THINK IT'S -- I THINKIT'S A -- I DON'T THINK ITMATTERS.

The minimum credit score that you'll need to buy a house varies by lender and loan type. What credit score is needed to buy a house? Minimum credit score: No minimum, but with a credit score of at least 640 you could qualify for streamlined credit analysisIt's important to point out lenders are free to set higher minimum credit score requirements than what the loan-backing organizations require. When it comes to your credit score, your bank or credit card issuer may provide your score for free. If not, you can also use a free credit score monitoring tool like Credit Karma or Credit Sesame.

☆ Canceled lectures, no grades: University of California students face chaotic finals as academic workers strike
▼ + stars: | 2022-12-09 | by ( Https | Media-Cldnry.S-Nbcnews.Com Image Upload Newscms | Alicia Victoria Lozano | ) www.nbcnews.com time to read: +7 min

LOS ANGELES — Hundreds of thousands of undergraduate students at the University of California face a chaotic finish to their fall term as a strike by academic workers grinds through its fourth week. It’s definitely a weird situation.”University of California academic workers walk the picket line at the University of California, Los Angeles, on Nov. 28. Some campuses, including UCLA, have pushed back deadlines for submitting grades because faculty members rely so heavily on teaching assistants to assess student performance. Alicia Victoria Lozano / NBC NewsHernandez, a freshman, said teaching assistants help him with assignments and show him how to better tackle complicated subjects. Teaching assistants are integral to UCLA's "cluster" program that gives first-year students an opportunity to immerse themselves in smaller learning groups led by faculty and teaching assistants, he said.

☆ Virginia Rep. Donald McEachin Dies at 61 After Cancer Struggle
▼ + stars: | 2022-11-29 | by ( Associated Press | ) www.wsj.com time to read: +2 min

Rep. A. Donald McEachin (D., Va.) died Monday after a battle with colorectal cancer, his office said. Tonight, he lost that battle.”Mr. McEachin represented Virginia’s fourth congressional district, which includes part of Richmond and extends south to the North Carolina border. Tonight, Virginia has lost a great leader and I have lost a great friend.”Rep. Gerry Connolly , (D., Va.), called Mr. McEachin an “environmentalist, civil rights advocate, faithful public servant, and a man of consequence. He earned a master of divinity degree at Samuel DeWitt Proctor School of Theology at Virginia Union University in 2008. Mr. McEachin and his wife, Richmond Commonwealth’s Attorney Colette McEachin, raised three children, Mac, Briana and Alexandra.

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