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☆ Employees think mental health is OK to discuss at work. But not everyone feels comfortable doing so, survey finds
▼ + stars: | 2024-02-13 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +4 min

New York CNN —World events, work problems, illness, financial issues — there are plenty of unhappy stressors that can harm an employee’s mental health. The most common response was “the state of the world” (68%), followed by “your job” (48%), “your finances” (45%), “your personal life” (41%), “your physical health” (40%) and “your mental health” (37%). “Employees who are less comfortable talking about their mental health at work are more likely to report feeling burnout and their mental health suffering because of work in the past year,” NAMI said. In response, “nearly half of employers have conducted anti-stigma campaigns to help employees feel comfortable utilizing behavioral health services,” Mercer said in its analysis. Such training can teach direct managers, executives and individual contributors how to identify signs that someone may be struggling with a mental health problem.

Persons: ”, Barb Solish, NAMI, ” NAMI, “, Mercer, ” Mercer, ” Solis Organizations: New, New York CNN, National Alliance, Mental, “ Employees, Employers, Mercer . Locations: New York, United States

☆ Advocates call on Senate to approve amendment giving Afghan evacuees path to legal residency
▼ + stars: | 2024-02-10 | by ( Haley Britzky | ) edition.cnn.com time to read: +4 min

It is based on the bipartisan Afghan Adjustment Act, which was reintroduced last year. The amendment was introduced Friday with a list of co-sponsors that included Republican Sens. Future conflicts that we go into will look back to how we handled the end of the Afghan war and what we did with our Afghan allies,” VanDiver said. While the amendment has bipartisan backing, at least one Republican is expected to object to it. Cotton supports helping our Afghan allies and partners, but this specific bill did little to address his concerns,” the person said.

Persons: Democratic Sen, Amy Klobuchar, Republican Sen, Jerry Moran, Republican Sens, Roger Wicker, Lindsey Graham, Thom Tillis, Democratic Sens, Richard Blumenthal, Chris Coons, Jeanne Shaheen, Klobuchar, “, ” Klobuchar, ” Shawn VanDiver, —, It’s, ” VanDiver, Sen, Tom Cotton, ”, “ Sen, Cotton, VanDiver, ” Moran, Patrick Murray Organizations: CNN, Senate, Democratic, Republican, intel, Army, Senate Armed Services Committee, Afghan, Veterans ’ Affairs, Veterans, Foreign, VFW Locations: Afghanistan, United States

☆ How Black Americans define success
▼ + stars: | 2024-02-08 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +4 min

New York CNN —A majority of Black Americans say they feel at least somewhat successful but nevertheless feel financial pressures regardless of income, according to a new survey released Thursday by the Pew Research Center. The survey of more than 4,700 Black Americans sought their views on what constitutes success — how they define it, how they view themselves in that context and the concerns they have in achieving it. “Most Black Americans (66%) consider themselves at least somewhat successful,” Pew researchers wrote in their analysis. And regardless of income, most Black adults said they feel financial pressures. In an analysis of Black Americans’ income in July, Pew noted that only 6% of Black adults in the US made $100,000 or more in 2021.

Persons: ”, “, Pew Organizations: New, New York CNN, Pew Research Center Locations: New York

☆ How can you prevent being laid off? You can’t. Here’s why
▼ + stars: | 2024-02-06 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +6 min

No matter how great your performance reviews, how popular or prominent you are, how innovative or loyal you’ve been, you, too, can be laid off. They just weren’t yoursA mass layoff is often a failure of management. Plus, in deciding who to cut and who to keep, leaders have to consider what the business will need after a mass layoff in terms of skills and other capacities. Companies try to keep the number of people in the know about a pending mass layoff as small as possible for as long as possible, Williams noted.) If you survive the purge, there are steps you can take right away to protect yourself financially from a future layoff.

Persons: New York CNN —, you’ve, …, ”, Andrew Challenger, Chris Williams, ” Williams, Williams, you’re Organizations: New, New York CNN, Los Angeles Times, Wall Street Journal, Washington Post, Wayfair, Microsoft, Companies, “, ” Challenger Locations: New York

BUDAPEST, Hungary (AP) — A bipartisan group of U.S. lawmakers are urging Hungary to immediately ratify Sweden's application to join NATO, saying patience with the Central European country is “wearing thin” as it continues to delay its approval for the Nordic nation. “Despite its numerous prior public commitments, Hungary is the last remaining NATO member to have not ratified Sweden’s bid and both time and patience are wearing thin. Hungary’s inaction risks irrevocably damaging its relationship with the United States and with NATO,” the senators wrote. Orbán, a staunch nationalist that has led Hungary since 2010, has long promised that his country wouldn't be the last NATO member to approve Sweden's application. Photos You Should See View All 45 ImagesA vote on the protocols for Sweden’s NATO accession hasn’t yet appeared on the Hungarian parliament’s agenda, and the matter is unlikely to go before lawmakers until at least late February when the parliament reconvenes.

Persons: Jeanne Shaheen, Thom Tillis, Viktor Orbán, Orbán, Sen, Ben Cardin, ” Cardin, Biden, Cardin, ”, “ Organizations: NATO, Central, New, New Hampshire Democrat, North Carolina Republican, Hungarian, Maryland Democrat, Senate Foreign Relations, U.S, Visa, Global, European Union Locations: BUDAPEST, Hungary, U.S, Nordic, Budapest, Sens, New Hampshire, United States, Ukraine, Maryland, Washington

☆ Unclaimed property day: More than 30 million people have unclaimed money or assets. Are you one of them?
▼ + stars: | 2024-02-01 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +4 min

Over 30 million people in the United States have unclaimed property that they have either forgotten about or never knew was theirs, according to the National Association of Unclaimed Property Administrators, which is a part of the National Association of State Treasurers. To get a complete picture of whether you have unclaimed money or assets, first check the unclaimed property sites of all the states where you have lived in your life (including the District of Columbia and Puerto Rico). Each state has its own laws and practices governing unclaimed or abandoned property, which you can find out about by visiting their unclaimed property sites that NAUPA links to here. Consider: More than $4 billion worth of unclaimed property was returned to people in fiscal year 2022, NAUPA said. Each state decides whether to reveal how much your unclaimed property is worth when you do your initial search.

Persons: ”, Michael W, you’ve, haven’t, it’s, Frerichs, state’s, NAUPA Organizations: New, New York CNN, National Association, National Association of State, Illinois, District of Columbia Locations: New York, United States, Puerto Rico, Illinois, Alabama

SCOTTSDALE, Ariz. (AP) — Jazz Chisholm Jr. got disappointing news on his 26th birthday, losing to the Miami Marlins in the first salary arbitration decision of the year. The outfielder will be paid $2,625,000 rather than his $2.9 million request, Margaret Brogan, Jeanne Vonhof and Scott Buchheit ruled Thursday. He went 0 for 8 with four strikeout as the Marlins were swept by Philadelphia in their NL Wild Card Series. Chisholm had a $749,500 salary last year and was eligible for arbitration for the first time. Photos You Should See View All 45 ImagesMiami also is scheduled for hearings with second baseman Luis Arraez ($12 million vs. $10.6 million) and left-hander Tanner Scott ($5.7 million vs. $5.15 million).

Persons: Jazz Chisholm, Margaret Brogan, Jeanne Vonhof, Scott Buchheit, Chisholm, Luis Arraez, Tanner Scott, Arraez, Austin Hays, José Suarez, Joshua Gordon, Walt De Treux, Howard Edelman, Suarez, ___ Organizations: Miami Marlins, Marlins, NL, Miami, AL, Minnesota, Baltimore Orioles, Angels Locations: SCOTTSDALE, Ariz, Philadelphia, Angeles

☆ Where to lock down high interest rates for your savings
▼ + stars: | 2024-01-31 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +8 min

High-yield online savings accountsThe average annual percentage yield on bank savings accounts was just 0.57% on January 30, according to a Bankrate survey. But many online FDIC-insured banks are still offering 5% or more on their high-yield savings accounts. As with any bank savings rate, high-yield savings account rates can change overnight, and the bank may not alert you when it lowers it. But don’t confuse money market accounts with money market mutual funds, which invest in short-term, low-risk debt instruments. Unlike money market deposit accounts, money market mutual funds are not insured by the FDIC.

Persons: Doug Ornstein, Schwab, “, ”, Greg McBride, Ken Tumin, you’d, Tumin, Wells Fargo, Andy Smith, Ornstein, doesn’t, ” Smith Organizations: New York CNN, Federal Reserve, JPMorgan Chase, Bank of America, TIAA Wealth Management, FDIC, Securities Investor Protection Corp, Fidelity, DepositAccounts.com, Treasury, Edelman, AAA Locations: New York, United States

☆ 2023 income tax return: Here’s what you need to know before you file
▼ + stars: | 2024-01-28 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +8 min

New York CNN —Come Monday, the IRS will start accepting and processing 2023 federal income tax returns. Pull out your return from last year: Your 2022 tax return will give you a good starting point for figuring out what documents you need to have handy to fill out this year’s return, said Tom O’Saben, director of tax content and government relations at the National Association of Tax Professionals. Here is a list of the most common and costly tax return mistakes the IRS has seen over the years. Lastly, the program cannot be used to file your state returns, so you’ll have to do that separately but your state may have its own free file program. (More details on the federal Direct File program are here.)

Persons: Tom O’Saben, you’ve, ” O’Saben, O’Saben, didn’t, you’re, filers, Katie Lobosco, Tami Luhby Organizations: New, New York CNN, IRS, Patriots, National Association of Tax, Social Security, Child, filers, Social Locations: New York, Maine and Massachusetts, brokerages, Arizona , California, Florida , Massachusetts, Nevada , New Hampshire , New York, South Dakota , Tennessee , Texas, Washington and Wyoming

☆ A lot of parents still help support adult children between the ages of 18 and 34
▼ + stars: | 2024-01-25 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +5 min

In 1992, the median student debt adjusted for inflation was roughly $6,000 to $7,000 among young adults, according to Pew. One is of a nationally representative sampling of parents in the United States with adult children between the ages of 18 and 34. Pew found that about a third of young adults between the ages of 18 and 34 are still living with a parent. Expenses that parents help their adult kids payA full 59% of parents said they financially helped an adult child in the past year, while 44% of adult children said they had received financial help from a parent in the same period. But among parents who said they helped their adult children financially in the past year, 36% said it hurt their finances “at least some,” especially among parents with lower incomes.

Persons: “ Young, ”, Pew, haven’t Organizations: New, New York CNN, Pew Research Center, Pew Locations: New York, United States

☆ The crisis at Kyte Baby might not have happened if the US had a mandated paid leave policy for new parents
▼ + stars: | 2024-01-23 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +6 min

What’s more, almost all OECD countries have paid leave programs around childbirth for mothers and fathers, whether they are birth parents, adoptive parents or same sex parents. Looking more globally, “approximately 83% of countries guarantee at least 12 weeks of paid leave to parents who give birth,” according to the paid leave advocacy group FamilyValues@Work. “Nobody knows what they have access to,” said paid leave expert Vicki Shabo, a fellow at the policy research think tank New America. (Among state and local government workers, 28% have access to paid family leave today.) At the national level, however, there is still not a federal program for paid leave, despite legislative efforts in recent years to pass one in Congress.

Persons: Kyte, Ying Liu, ”, Vicki Shabo, Mercer, WTW, “, —, CNN’s Eva Rothenberg Organizations: New, New York CNN, Organization for Economic Cooperation, Development, OECD, America . Nine, District of Columbia, Bureau of Labor Statistics, US Department of Labor, CNN Locations: New York, United States, Greece, New America, Mercer

☆ Biden, Harris Target Republican Curbs on Abortion Rights on Roe Anniversary
▼ + stars: | 2024-01-22 | by ( Jan. | At A.M. | ) www.usnews.com time to read: +5 min

By Nandita BoseWASHINGTON (Reuters) - U.S. President Joe Biden and Vice President Kamala Harris will spotlight Republican curbs on abortion rights this week, a galvanizing issue for Democrats that they hope will boost enthusiasm among their base, attract independent voters, and increase turnout in November. The Biden campaign is putting abortion rights front and center in 2024, and argues abortion access is a personal freedom that former President Donald Trump and Republicans are denying women. Democrats hope a threat of further curbs on abortion will bring voters to the polls in November. All seven statewide ballot initiatives to enshrine reproductive rights since 2022 have succeeded, including in conservative Ohio, Kansas and Kentucky. Abortion rights groups are collecting signatures in Arizona, Nevada and Florida to put a reproductive rights amendment on the ballot in 2024 as well.

Persons: Nandita Bose WASHINGTON, Joe Biden, Kamala Harris, Roe, Biden, Harris, Jill Biden, Doug Emhoff, Donald Trump, Jeanne Mancini, Julie Chavez Rodriguez, Austin Dennard, Wade, Nikki Haley, Trump, Timmaraju, Jennifer Klein, Nandita Bose, Heather Timmons, Richard Chang Organizations: Wade, White, Trump, OB, Reuters, U.S, Republicans, Republican, Former United Nations, Gender Policy Locations: Wisconsin, Virginia, Washington, Israel, Texas, Ohio , Kansas, Kentucky, Arizona , Nevada, Florida

☆ Mandatory retirement ages for boards and CEOs. What you need to know
▼ + stars: | 2024-01-21 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +9 min

Boards are most likely to have mandatory retirement age policiesHaving a mandatory retirement policy for board members is up to the discretion of individual companies. “In 2023, 69% of [S&P 500] boards reported having a mandatory retirement policy — down one point from 2022,” according to an August 2023 report from executive search firm Spencer Stuart. Many other public safety occupations do have mandatory retirement ages. The whys behind mandatory retirement agesThere may be varied stated reasons for having a mandatory retirement age, such as opening up the pipeline for younger talent to have more opportunities. For that reason, advocates for older workers, like the AARP, contend all mandatory retirement ages should be eliminated, even for demanding jobs involving public safety.

Persons: Al Gore, Russell, —, Berkshire Hathaway’s Warren Buffett, Spencer Stuart, ”, Matteo Tonello, Tonnello, Tonello, Brian Cornell, Dave Calhoun, Thomas McKinney, McKinney, “, Mary O’Neill, ” O’Neill Organizations: New, New York CNN, Former, Berkshire, Conference Board, Corporate America, The Conference Board, Boeing, American College of Surgeons, Capitol Police, U.S ., Personnel Management, Commission, AARP Locations: New York, Corporate America, Corporate, Calhoun, Castronovo, McKinney, , New Jersey, —, Federal, New York State

☆ The Best Books About California
▼ + stars: | 2024-01-19 | by ( Soumya Karlamangla | ) www.nytimes.com time to read: +1 min

Looking for your next absorbing read? Today I’m updating our California Reading List, a project of this newsletter that’s intended to guide anyone looking to learn more about the Golden State through adeptly written prose. Readers have sent in hundreds of wonderful recommendations, and I’ve been sorting through them for weeks. Please keep emailing your suggestions to CAtoday@nytimes.com, and include your full name and the community where you live. (If you have recommendations for the best local spots to read, send those, too.)

Persons: Jeanne Wakatsuki Houston’s, Carey, Octavia Butler’s unsettlingly, Joan Didion, “, Joan Didion’s ‘, Jim Morrison, Charles Manson, ”, Christine Tse Kuecherer Organizations: Reading, Golden State Locations: Golden, “ California, Burbank

☆ Abortion Opponents Set to March in Washington, With Obstacles Ahead
▼ + stars: | 2024-01-19 | by ( Elizabeth Dias | ) www.nytimes.com time to read: +1 min

Last year, anti-abortion activists descended on the National Mall in triumph for the annual March for Life, eager to enter a new era for their ambitions to end abortion following the reversal of Roe v. Wade, the landmark Supreme Court ruling that established federal abortion rights. But this year, the first presidential election year in post-Roe America, the movement finds itself marching once more in Washington not in triumph, exactly, but grasping to advance their cause after a series of political defeats, fewer powerful allies, and setbacks in the court of public opinion. “We are experiencing the reverberations of that massive historic shift,” said Jeanne Mancini, president of the March for Life. “We certainly do have our work cut out for us, but that’s why we started.”The end of Roe has greatly shifted the political calculus. Abortion rights have proven to be a mobilizing force for a new coalition of Democrats, independent voters and even some moderate Republicans.

Persons: Roe, Wade, ”, Jeanne Mancini, “ Organizations: Life, Roe America Locations: Roe, Washington

“We have undeniable evidence of victory — lives being saved,” said John Seago, president of Texas Right to Life. For abortion-rights activists, Cox’s case was a powerful illustration of how abortion bans could be dangerous for women with pregnancy complications. Over and over, people talked about her with awe, her courage in going public.”Seago, the Texas Right to Life president, defended Texas’ abortion ban. Among leading anti-abortion activists, there’s a general consensus that women should not be prosecuted for seeking or obtaining an abortion. Conversely, some abortion opponents — including Chris Smith — fear a Democratic sweep might lead to a law overriding the state abortion bans that are now in effect.

Persons: “, ”, John Seago, Carol Tobias, Dobbs, ” Tobias, Court’s Dobbs, Roe, Wade, Brent Leatherwood, “ We’ve, –, Jeanne Mancini, Jean Marie Davis, Davis, Mike Johnson, Chris Smith, Mancini, J.J, There’s, Kate Cox, Cox, Nancy Northup, ” Seago, there’s, Jamila, “ I’m, ” Smith, Sen, Lindsay Graham, Katie Glenn Daniel Organizations: Democratic, Jackson, Health Organization, Republican, Southern Baptist, Pregnancy, U.S . Rep, Congressional, American Civil Liberties Union, Center for Reproductive Rights, Physicians, Reproductive, SBA Locations: Texas, Washington, U.S, Ohio , Kansas, Kentucky, California , New York, New Jersey, Illinois, Florida, New Mexico, Brattleboro , Vermont, New Hampshire, Idaho

☆ Consumer watchdog agency proposes limits on overdraft fees at big banks and credit unions
▼ + stars: | 2024-01-17 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +4 min

New York CNN —The Consumer Financial Protection Bureau on Wednesday said it is proposing a rule that would curb excessive overdraft fees charged to customers of large banks and credit unions, potentially saving consumers as much as $3.5 billion a year. Too often, the consumer watchdog agency has noted, bank customers are surprised by overdraft fees and those who can least afford them are charged the most frequently. Annual overdraft fee revenue in 2019 was an estimated $12.6 billion,” CFPB said. Today, big banks have made many modifications to their overdraft practices, effectively lowering their overdraft revenue to roughly $9 billion a year. The CFPB rule would lower that amount further by requiring big banks and credit unions to be as forthcoming about the terms of extending an overdraft loan as they are for other lending products.

Persons: ”, Rohit Chopra, CFPB, ” CFPB Organizations: New, New York CNN, Consumer Financial, Biden Administration Locations: New York, United States

☆ You can now invest in bitcoin ETFs. But should you?
▼ + stars: | 2024-01-11 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +7 min

The Securities and Exchange Commission on Wednesday gave the green light to the listing and trading of 11 bitcoin exchange-traded funds, or ETFs. Understand what bitcoin is … and what it isn’tIt’s important to grasp what kind of asset bitcoin is. Plus, bitcoin ETFs will make it easier for financial advisers to access the cryptocurrency for their clients who can afford to invest in alternative asset classes. Deciding if a bitcoin ETF makes sense for youThe investment firms that have received approval to offer bitcoin ETFs are competing fiercely for investor dollars. And if you normally invest on a platform that automatically rebalances your portfolio for you, make sure the system does not rebalance your holdings based on your bitcoin investment.

Persons: New York CNN —, Bitcoin, bitcoin, Fidelity, Chainanalysis, Sam Bankman, ” Alex Michalka, Wealthfront, ”, Bryan Armour, … It’s, It’s, ” Armour, Alex Lozano, Lozano, “, Trent D, Porter, ” Porter Organizations: New, New York CNN, New York CNN — It’s, The Securities, Exchange Commission, Wednesday, SEC, US, Fidelity, New York Times, Securities Investor Protection Corporation, NASDAQ, NYSE, Morningstar, Better, ” Locations: New York, bitcoin, United States

☆ Just 4% of CEOs are prioritizing bringing workers back into the office full time
▼ + stars: | 2024-01-10 | by ( Ramishah Maruf | ) edition.cnn.com time to read: +3 min

CEOs are letting up on the battle to get employees to return to the office full-time, five days a week, according to a CEO survey from The Conference Board. Just 4% of US CEOs and 4% of CEOs worldwide say they will prioritize bringing workers back to the office full time, the survey found. Toward the latter half of 2023, major companies announced they were getting stricter on office work — but notably didn’t announce a full return. An EY US survey of C-suite corporate leaders found that full-time remote work plummeted from 34% in 2022 to just 1% in 2023. The study also noted that hybrid work is “firmly established.”CEOs will have to approach hybrid work at an industry-by-industry level, Scott said.

Persons: isn’t, ” Diana Scott, it’s, Scott, ”, It’s, Andy Jassy, –, Jeanne Sahadi, Jordan Valinsky Organizations: New, New York CNN, Conference Board, UPS, CNN, Amazon, Meta, Labor Locations: New York, United States, Latin America, Japan, Europe

☆ SEC approves bitcoin ETFs for some investment firms
▼ + stars: | 2024-01-10 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +4 min

“While we approved the listing and trading of certain spot bitcoin ETP shares today, we did not approve or endorse bitcoin. The SEC had a deadline of January 10 to offer a decision for just one of the 11 firms that applied to offer bitcoin ETFs. Bitcoin ETFs, like bitcoin, carry risks for investorsFor those considering jumping on the bitcoin bandwagon, it’s important to note that the price of a bitcoin will be just as volatile whether you invest in it directly yourself or through an ETF. Those sentiments have been echoed by many financial advisers and the investor watchdog group Better Markets, which strongly opposed the SEC’s approval of bitcoin ETFs. The full list of companies that got SEC approval to launch bitcoin ETFs are: Ark Invest together with 21 Shares; Bitwise, BlackRock, Fidelity, Franklin Templeton, Grayscale, Hashdex, Invesco, WisdomTree, Valkyrie and VanEck.

Persons: Gary Gensler, bitcoin, ”, Gensler, Dennis Kelleher, “, Sheila Warren, Franklin Templeton Organizations: New, New York CNN, Securities and Exchange Commission, SEC, FBI, Investments, Better, Street, Crypto, Innovation, Fidelity Locations: New York, BlackRock

☆ What to expect at work in 2024
▼ + stars: | 2024-01-02 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +7 min

Another recent survey by consulting firm Mercer found that employers expect to promote just under 10% of their employees this year. Expect, too, to see a wider variety of employers offer more financial wellness benefits in 2024. “After three years of turmoil it finally looks like [work from home] has stabilized and 2024 will look a lot like 2023. Employees who can work a hybrid schedule are generally working from home roughly 30% of the week (or about 1.5 days), Bloom noted. For example, someone with a busy work schedule may opt to take them via text or chat on their phone on a Sunday morning, he said.

Persons: WTW, Mercer, ” Mercer, Rich Fuerstenberg, Emily Rose McRae, ” McRae, McRae, ”, Nick Bloom, Bloom, Anthony Reynolds, Reynolds Organizations: New, New York CNN, Gartner Inc, …, Stanford University, Employees Locations: New York

☆ Forget ‘spend less’ or ‘save more.’ Make this your No. 1 financial resolution for 2024
▼ + stars: | 2023-12-28 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +7 min

New York CNN —You may think that improving your financial life is simply a matter of taking unpleasant but necessary steps: Curb spending. So make just one financial new year’s resolution for 2024: Figure out what financial well-being means for you. You can avoid the action but you can’t bury something completely when it comes to money,” Agnew said. Spend in ways that are true to who you are, not others’ expectationsBeyond creating a greater sense of security, financial well-being is about using your money as you wish. Figure out your relationship with moneyThere are plenty of other ways to define financial well-being for yourself.

Persons: ”, Ashley Agnew, you’re, Agnew, you’ll, ” Agnew, “, Meghaan, It’s, ” Lurtz, Lurtz, Brad Klontz, Morgan Hounsel, Brian Portnoy Organizations: New, New York CNN, Financial Therapy Association, Centerpoint Advisors Locations: New York, Here’s

☆ As a travel writer, I've taken many solo trips. I was surprised at how much I loved traveling with my baby.
▼ + stars: | 2023-12-26 | by ( Kate Wills | ) www.businessinsider.com time to read: +7 min

A chance to travel again felt exciting and overwhelmingAnd then in April 2021, we had some news. And traveling with a baby is very similar to traveling solo in that people are much kinder to you. Having a baby actually made exploring a new country easierWith Guy at work most days, Blake and I went exploring. Traveling with a baby is weirdly similar to solo travel in that every small victory feels huge. Excerpted from "A Trip of One's Own: Hope, Heartbreak, and Why Traveling Solo Could Change Your Life" (Sourcebooks, May 3, 2022).

Persons: Blake, I'd, Guy, whisking, Thelma, Louise, soiling, Jeanne Baret, Blake greedily, I'm Locations: Spain, Cadiz, Southern Spain, London, Mauritius, East Africa, Sourcebooks

☆ The minimum wage is increasing in more than 20 states in 2024
▼ + stars: | 2023-12-06 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +7 min

The highest state minimum wage in 2024 will be Washington state, at $16.28, up from $15.74. The state with the biggest jump in its minimum wage this year will be Hawaii, which is hiking it by $2. The push to raise it has gone on for years because minimum wage workers stuck at $7.25 have lost substantial buying power. But advocates for a higher minimum wage, including Holly Sklar, CEO of Business for a Fair Minimum Wage, would rather see it adjusted for inflation from where it was in 1968. “People replace tires they couldn’t replace or get their kids clothes.”For businesses, she said, consumer spending goes up because minimum wage workers will spend their additional earnings quickly.

Persons: Jana Bjorklund, won’t, Holly Sklar, Sklar, …, ” Sklar Organizations: New York CNN, District, Columbia, New York State, Seattle, Uber, Business, “, Washington, of Columbia Locations: New York, Maryland , New Jersey, New, New York City, Westchester, Long, Washington, California, Hawaii, Nevada, Oregon, Cities, Tukwila , Washington, Seattle, GovDocs, Flagstaff , Arizona, View , California, Denver , Colorado, Portland , Maine, Pennsylvania, New Hampshire , Alabama, Mississippi, Pike County, Alaska, Arizona, Colorado, Connecticut, Delaware, Florida, Maine, Maryland, Michigan, Minnesota, Missouri, Montana, Nebraska, New Jersey, York, Ohio, Rhode, Dakota, Vermont

☆ Target date funds: What are they and should you invest in one?
▼ + stars: | 2023-12-02 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +5 min

New York CNN —If you are in a 401(k) plan at work, you very likely have the option to invest in a so-called target date fund, which also may be called a retirement date fund or a lifecycle fund. At the end of 2020, the vast majority of plans (86%) offered target date funds, and 59% of 401(k) participants had money invested in one. Typically a target date fund is a “fund of funds” – meaning its portfolio is made up of both stock funds and bond funds selected by the manager. It is especially critical in your 50s to revisit your fund’s glide path to (and possibly after) the fund’s retirement date. “If you’re an overanalyzer or overthinker, or you don’t want to worry about it, target date funds are for you,” Sharick said.

Persons: Madison Sharick, Madi, Bryan Minogue, Minogue, fund’s, Sharick, Stacy Miller, ” Miller, “ it’s, –, ” Sharick Organizations: New, New York CNN, Research Institute, Kardinal Locations: New York, U.S, Tampa , Florida

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