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☆ Tencent Cloud downplays AI hype when it comes to making games
▼ + stars: | 2024-07-30 | by ( Evelyn Cheng | ) www.cnbc.com time to read: +1 min

Tencent Games was one of the exhibitors at ChinaJoy in Shanghai on July 26, 2024. BEIJING — When it comes to gaming, the use of ChatGPT-like generative artificial intelligence is still in an exploratory phase, according to Liang Chen, general manager of Tencent Cloud's internet industry department. Parent company Tencent is one of the world's largest gaming companies and owns U.S.-based Riot Games, home of popular titles such as League of Legends and Valorant. Chen said that AI has long been used by gaming companies for pattern recognition and other functions, but effective use of generative AI comes with high costs. OpenAI's ChatGPT chatbot and similar technologies have enabled AI to better understand and generate content in a human-like way.

Persons: Liang Chen, Tencent, Chen, OpenAI's ChatGPT Organizations: Tencent, Games, of, CNBC Locations: ChinaJoy, Shanghai, BEIJING

The Best Banks and Credit Unions in GeorgiaCapital One 360 Checking: Best bank for opening a savings account and best online checking accountRegions Bank: Best bank for opening a checking accountDelta Community Credit Union: Best credit unionCredit Union of Atlanta: Best credit union, tiedAll of the financial institutions on our list are protected by FDIC or NCUA insurance. Some banks and credit unions that we recommend are Capital One 360, Regions Bank, Delta Community Credit Union, and Credit Union of Atlanta. We chose Delta Community Credit Union and Credit Union of Atlanta as the best credit unions in Georgia. Yes, there are U.S. banks and credit unions that operate in Georgia, such as Delta Community Credit Union and the Credit Union of Atlanta. Best Credit UnionYou might like Delta Community Credit Union if you want to use a credit union instead of a bank.

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Best Pet Insurance for Senior Dogs of 2024Compare Senior Dog Pet InsuranceFinding pet insurance for a senior dog can be difficult, as many companies won't insure pets with pre-existing conditions and limit the age of the enrolled pet. Best Senior Dog Insurance for Wide-Ranging CoveragePumpkin Pet Insurance sounds more like a pet treat than an insurance company. Choosing the Right Insurance for Your Senior DogShopping for pet insurance for a senior dog brings some additional considerations compared to finding pet insurance for a puppy. Best Senior Dog Insurance FAQsDoes pet insurance cover senior dogs? Why You Should Trust Us: How We Reviewed Pet Insurance for Senior DogsTo choose the best pet insurance for senior dogs, we compared more than 14 pet insurance companies and followed our rating methodology.

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☆ China just expanded its efforts to boost consumption. Here are some stocks to watch
▼ + stars: | 2024-07-28 | by ( Evelyn Cheng | ) www.cnbc.com time to read: +4 min

China has, in its own way, signaled it wants to support specific kinds of consumer purchases. Authorities on Thursday announced the equivalent of 300 billion yuan ($41.5 billion) in special bonds would go towards trade-ins and equipment upgrades — a significant expansion of an existing program. The 300 billion yuan ultra-long bond issuance is not a new government allocation, but rather a more detailed designation of a 1 trillion yuan ultra-long bond program announced earlier this year. "300 billion yuan is the largest equipment upgrade subsidy from the central government historically," the analysts said. Even the 300 billion yuan figure is split roughly between consumer-related trade-ins with business-side equipment upgrades.

Persons: Ding, Morgan Stanley, Tao Wang, Darius Tang, Corporates, Fitch Bohua, Michael Bloom Organizations: China Asset Management Co, UBS Investment Bank Locations: China, Beijing, Asia

Chuo Ward, Tokyo, Japan - February 23, 2018; Top luxury shopping streets with multi colored neon signs. For the first half of the year, luxury group LVMH this week reported " exceptional growth in Japan arising in particular from purchases made by Chinese travelers." SHANGHAI — Luxury brands are seeing a surge in sales in Japan, largely driven by purchases from Chinese travelers taking advantage of a weak yen, according to earnings results this month. The income segment covers families in mainland China earning at least 30,000 yuan a month ($4,140, or about $50,000 a year). besides Hong Kong, across most luxury brands."

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☆ China to use ultra-long bonds for consumer, trade-in policy support as worries about retail sales slump grow
▼ + stars: | 2024-07-25 | by ( Evelyn Cheng | ) www.cnbc.com time to read: +3 min

CNBC | Evelyn ChengSHANGHAI — China on Thursday announced its most targeted measures yet for boosting consumption, which has remained lackluster since the Covid-19 pandemic. Authorities announced they would allocate 300 billion Chinese yuan ($41.5 billion) in ultra-long special government bonds to expand an existing trade-in and equipment upgrade policy. He noted how the new policy links Beijing's ultra-long bond program — announced in March — with consumption. The National Development and Reform Commission on Thursday then announced the expanded policy to support consumption. He noted that the 300 billion yuan designation also reflects "a new way of thinking" which can have impact at scale.

Persons: Evelyn Cheng, Zong Liang, —, Zong, Bruce Pang Organizations: CNBC, Thursday, Authorities, National Development, Reform, Ministry of Finance, Bank of, People's Bank of Locations: Evelyn Cheng SHANGHAI, China, People's Bank of China, JLL

☆ Chinese EV startups are spending more on research than Tesla is
▼ + stars: | 2024-07-25 | by ( Evelyn Cheng | ) www.cnbc.com time to read: +6 min

CNBC | Evelyn ChengBEIJING – U.S.-listed Chinese electric car companies are spending more on research as a ratio to sales than Tesla , according to CNBC analysis of the four automakers' first-quarter earnings. Of the four U.S.-listed Chinese electric car companies, Nio ranked first, spending nearly 29% of revenue in the first three months of the year on research and development. He was referring to a popular term in China to describe fierce competition, especially in the electric car industry. She noted that can help Chinese electric car companies respond more quickly to customers and market needs than traditional automakers. Geely has also released an electric car architecture called SEA that it says allows for quicker production of different sized vehicles.

Persons: Evelyn Cheng, Paul Gong, Nio, Elon, Feng Shen, Shen, William Li, Li, Jing Yang, Zeekr's, Parent, Ren Xiangfei, Ren, Geely, Tesla, Taylor Ogan Organizations: CNBC, UBS, Elon Musk's, Ford Motor, China's Ministry of Industry, Information Technology, Fitch, China Passenger Car Association, Snow Bull, Tech Locations: Hefei, Evelyn Cheng BEIJING – U.S, U.S, China, Nio, Hefei city, Anhui, Shanghai, Asia, Pacific, Zhejiang province, Hong Kong, Shenzhen

☆ Elon Musk says he expects China to approve Full Self-Driving by the end of the year
▼ + stars: | 2024-07-24 | by ( Evelyn Cheng | ) www.cnbc.com time to read: +1 min

Tesla China sales fell by 5.4% in the first half of the year, although the company retained third place in new energy vehicle sales, behind BYD and Geely, according to the China Passenger Car Association. BEIJING — Tesla CEO Elon Musk has again touted the impending rollout of advanced driver-assist software in China, after reporting another quarter of disappointing earnings. "Pretty soon, we will ask for regulatory approval of the Tesla-supervised FSD in Europe, China and other countries. China accounts for about 22% of Tesla's sales. Musk in April had said rollout to China "may be possible very soon," according to his response to a question on X.

Persons: Elon Musk, Musk Organizations: China Passenger Car Association, BEIJING —, Tesla, Beijing Locations: China, Europe, United States, Canada

Opening a U.S. Bank Checking AccountYou can open a U.S. Bank checking account online or at a branch. Chase Bank ReviewU.S. Bank Checking Accounts vs. Wells Fargo Checking AccountsThere are four Wells Fargo checking accounts, including a checkless bank account similar to the U.S. Bank Safe Debit account. Wells Fargo ReviewWhy You Should Trust Us: How We Reviewed U.S. Bank Checking AccountsWe used our checking account methodology to review the two U.S. Bank checking accounts. U.S. Bank Checking FAQsWhat makes U.S. Bank checking accounts attractive to customers? A U.S. Bank checking account may attract new customers who want a top checking account bonus.

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About Washington State Employees Credit UnionWashington State Employees Credit Union is a community development financial institution (CDFI) with 24 branches throughout Washington. How Washington State Employees Credit Union ComparesWashington State Employees Credit Union vs. Kitsap Credit UnionKitsap Credit Union is another CDFI in Washington. Washington State Employees Credit Union vs. Gesa Credit UnionGesa Credit Union has around 30 branches in Washington and is also certified as a CDFI. Why You Should Trust Us: How We Reviewed Washington State Employees Credit UnionFor our Washington State Employees Credit Union review, we rated bank products and services using our editorial standards. Washington State Employees Credit Union FAQsIs Washington State Employees Credit Union a good credit union?

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How Commercial Bank and Trust Company worksCommercial Bank and Trust Company is a community development financial institution with five locations in Monticello, Arkansas. Commercial Bank and Trust trustworthiness and BBB ratingCommercial Bank and Trust Company hasn't been involved in any recent public controversies. Commercial Bank and Trust Company vs. Simmons BankWe compared Commercial Bank and Trust Company to another bank with branches in Arkansas: Simmons Bank. You'll also earn a high interest rate with the Commercial Bank and Trust Company savings account than with the Southern Bancorp savings account. When a bank is federally insured, up to $250,000 is secure in an individual bank account, and $500,000 is safe in a joint bank account.

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☆ Major global chip equipment makers' China revenue share has doubled since U.S. imposed export controls
▼ + stars: | 2024-07-24 | by ( Evelyn Cheng | ) www.cnbc.com time to read: +1 min

BEIJING — Four of the world's largest semiconductor equipment manufacturers, including ASML , have seen the share of their China revenue more than double since late 2022, Bank of America analysts said in a report Monday. "China accelerated its purchase of semi manufacturing equipment since the U.S. imposed tighter export restrictions in October 2022, aiming to develop its own semi manufacturing capability," the report said. The research found the companies' China revenue more than doubled from 17% of their total revenue in the fourth quarter of 2022 to 41% in the first quarter of 2024. The U.S. in October 2022 started imposing sweeping export controls on U.S. sales of advanced semiconductors and related manufacturing equipment to China. Last week, Bloomberg reported, citing sources, that the Biden administration was considering broader restrictions on semiconductor equipment exports to China that could affect non-U.S. companies.

Persons: Biden Organizations: BEIJING, Bank of America, Lam Research, KLA Corp, Materials, Bloomberg, VanEck Semiconductor Locations: China, U.S, Beijing

Compare the Top Bank Accounts for College StudentsWe researched over a dozen banks to find the best checking accounts and savings accounts for college students. Determine if you want a bank account specifically for college students or a standard bank account. The bank account agreement shares details about the bank account, like the opening requirements, minimum balance requirements, and interest rate. Best Bank Accounts for College Students FAQsWhat makes a bank account student-friendly? We researched more than a dozen bank accounts at brick-and-mortar banks, online banks, credit unions, and online banking platforms to find the strongest bank accounts ideal for college students.

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At Business Insider, we independently monitor and review the best CD interest rates from over 100 financial institutions to help you find the right CD. Best CD Rates Today by TermCredit unions offer many of the best current CD rates right now. The best no-penalty CDs will offer rates slightly higher than the best high-yield savings accounts, and can offer a substantially improved interest rate over traditional brick-and-mortar savings accounts. 2-Year CDsThe best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates. What's the difference between best CD rates and best CD offers?

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Credit Karma Savings Account FeaturesCurrent Credit Karma Savings Rate and How It ComparesThe Credit Karma Savings interest rate is significantly higher than the average savings account interest rate of 0.45% APY. How Credit Karma Savings WorksOpening a Credit Karma Savings AccountCredit Karma works as an online-only platform, so you'll need to open a savings account using its website or app. For customer support, Credit Karma offers both a phone line and a live chat for Credit Karma Money account holders. Credit Karma Savings Account FAQsIs Credit Karma savings a good idea? Yes, Credit Karma offers the Credit Karma Money Save Account, which is a high-yield savings account paying 5.10% APY.

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$0How Navy Federal Credit Union bank accounts compare Navy Federal Credit Union Share Savings AccountNavy Federal Free Active Duty Checking™ AccountNavy Federal Credit Union Standard CertificateNavy Federal Credit Union Money Market Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. 0.00% to 1.50% Start saving Navy Federal Credit Union, NCUA Insured Start banking NFCU, Member NCUA Start saving NFCU, NCUA Insured Start banking Navy Federal Credit Union, NCUA insured. About Navy Federal Credit UnionNavy Federal Credit Union has 354 branches around the world, including ones on some military bases. How to Join Navy Federal Credit UnionNavy Federal is a credit union for people associated with the military. How Navy Federal Credit Union ComparesNavy Federal Credit Union vs. Pentagon Federal Credit UnionNavy Federal has several types of checking accounts, so you may find one that's a good fit.

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Business checkingFirst Citizens Bank Business Checking Account Start banking On First Citizens Bank's site. You can get more competitive rates if you have a Premier Business Checking account or Professional Business Checking account and can deposit a minimum of $5,000. How First Citizens Bank worksFirst Citizens Bank has both personal banking and business banking. How First Citizens Bank compares to similar institutionsWe compared First Citizens Bank business banking with two other institutions: Citizens Bank and IberiaBank. First Citizens Bank Citizens Bank Iberia Bank Business accounts Checking, savings, CDs, money market accounts Business accounts Checking, savings, CDs, money market accounts Business accounts Checking, savings, CDs, money market accounts Max.

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Compare Affinity Plus Federal Credit Union products Affinity Plus Federal Credit Union Membership Savings AccountAffinity Plus Federal Credit Union Better Than Free Checking AccountAffinity Plus Federal Credit Union Basic CertificateAffinity Plus Federal Credit Union Superior Money Market Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Start saving On Affinity Plus Federal Credit Union's website Start banking Affinity Plus Federal Credit Union, NCUA insured. Affinity Plus Federal Credit Union Superior Money Market Account ReviewAffinity Plus Federal Credit Union Superior Money Market Account Start banking Affinity Plus Federal Credit Union, NCUA insured. Affinity Plus Federal Credit Union FAQsWhere are Affinity Plus Federal Credit Union locations? How Affinity Plus Federal Credit Union ComparesAffinity Plus Federal Credit Union vs. Premier Members Credit UnionPremier Members Credit Union has 17 branches in Colorado.

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No joint accounts Albert Cash Account review External link Arrow An arrow icon, indicating this redirects the user." The Albert Cash Account is a good free account that processes your direct deposits up to two days early. No joint accounts Albert Savings Account review External link Arrow An arrow icon, indicating this redirects the user." The Albert Savings Account has strong savings tools. About AlbertAlbert is a digital financial platform with a cash account, savings account, and auto-investing tools.

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Compare First National Bank of America accounts First National Bank of America Statement Savings AccountFirst National Bank of America Personal Checking AccountFirst National Bank of America CDFirst National Bank of America HomeTowne Checking Money Market Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. First National Bank of America FAQsIs First National Bank of America legit? Methodology: How We Reviewed First National Bank of AmericaFor our First National Bank of America review, we used our bank account methodology to determine ratings. How First National Bank of America ComparesFirst National Bank of America vs. Huntington BankIf you're looking for a competitive interest rate on a CD, First National Bank of America is likely a better fit. First National Bank of America vs. ChaseIf you're looking for a competitive interest rate on a CD, First National Bank of America is likely more suitable than Chase.

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It offers two savings accounts: Capital One 360 Performance Savings, which is a general account, and the Capital One 360 Kids Savings Account, which is a more specialized savings account for kids that parents can open. Capital One 360 Kids Savings Account interest rates are significantly lower than Capital One 360 Performance Savings's rates. Capital One Savings RatesThe Capital One 360 Performance Savings account pays 4.25% APY (Annual Percentage Yield) on all account balances. Understanding Capital One Savings Account Fees and ChargesCapital One 360 Performance Savings doesn't come with a lot of fees. Capital One offers two types of savings accounts: the Capital One 360 Performance Savings, a general account with a good interest rate, and the Capital One 360 Kids Savings Account, an account designed for parents who want to open a savings account for their child.

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We reviewed banks and credit unions who do business in Texas to find the best financial institutions for people who live in Texas. We selected Ally, Bank of America, Rally Credit Union, and GECU as the best banks and credit unions for Texas residents. Editor's Rating 4.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 3.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.25/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Start banking Ally Bank, Member FDIC Learn more On Bank of America's website Learn more On Rally Credit Union's website Learn more On GECU's websiteBest Financial Institutions in Texas ReviewsThe best banks and credit unions in Texas will offer strong interest rates, good perks, and low monthly fees. Here are the best banks and credit unions in Texas as picked by Business Insider editors in 2024. We looked at the top 10 biggest banks and credit unions in the state, plus state financial institutions featured in our Black-owned banks and credit unions guide and Hispanic American-owned banks and credit unions guide.

Persons: Ally, aren't, Wells Fargo, Chase isn't, They'll, Ally doesn't, Chase, you'll, It's Organizations: Bank of America, Rally Credit Union, Banks, of America, Credit, FDIC, Ally Bank, New Bank of America, Rally Credit, Credit Union, Navy Army, GECU, Texas Ally Bank Bank of America Rally Credit Union GECU Chevron, Bank of America's, Business, Best Bank, Ally, Bank of America . Bank of America, Best Local, Better, Bureau, BBB, Consumer Financial, CFPB, Bank, American Locations: Texas, South Texas, Corpus Christi, Aransas, Calallen, Kingsville , Portland, Rockport, Brownsville, Edinburg, McAllen, Mission, El Paso , Texas, El Paso County, Dona Ana, Chevron, Wells, , Texas, American

☆ Google scraps plan to remove cookies from Chrome
▼ + stars: | 2024-07-22 | by ( ) www.reuters.com time to read: +3 min

The Google logo is seen in Las Vegas, Nevada, U.S. January 10, 2024. REUTERS/Steve Marcus/File Photo Purchase Licensing Rights , opens new tabCompanies Google Inc FollowAlphabet Inc FollowJuly 22 (Reuters) - Google is planning to keep third-party cookies in its Chrome browser, it said on Monday, after years of pledging to phase out the tiny packets of code meant to track users on the internet. "Advertising stakeholders will no longer have to prepare to quit third-party cookies cold turkey," eMarketer analyst Evelyn Mitchell-Wolf said in a statement. "Google's decision to continue allowing third-party cookies, despite other major browsers blocking them for years, is a direct consequence of their advertising-driven business model," Cohen said in a statement. Reporting by Yuvraj Malik and Jeffrey Dastin in San Francisco; Editing by Devika SyamnathOur Standards: The Thomson Reuters Trust Principles.

Persons: Steve Marcus, they'd, Anthony Chavez, Chavez, Evelyn Mitchell, Wolf, Lena Cohen, Cohen, Yuvraj Malik, Jeffrey Dastin, Devika Organizations: REUTERS, Google, Markets Authority, European Union, General Data Protection, CMA, Office, Electronic Frontier Foundation, Thomson Locations: Las Vegas , Nevada, U.S, San Francisco

Kid's savings accounts are a great way to teach your kids how to budget, create savings goals, and start building up their savings. Best Kids Savings Account ReviewsThe best savings accounts for kids offer good monitoring features, educational resources, and low monthly fees. Key Benefits of a Kids' Savings AccountThe key benefit of getting a kid's savings account is that you can grow your child's savings in a relatively accessible and safe way. Features to Look for in a Kids' Savings AccountHigh Interest Rates on Kid's BankingFor the most part, kid's savings accounts are interest-earning accounts. How to Open a Savings Account for Your ChildChildren's Savings Account Eligibility RequirementsA kid cannot open a savings account on their own.

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☆ Here's why China was largely unaffected by Friday's IT outage
▼ + stars: | 2024-07-22 | by ( Evelyn Cheng | ) www.cnbc.com time to read: +3 min

"The main reason why is that local Chinese companies basically do not use CrowdStrike products, so they are not affected," Gao said. Chinese state media also said Friday evening that international flights at Beijing's two airports were running normally, and that Air China , China Eastern Airlines and China Southern Airlines had not been affected by large-scale technical system failures. Microsoft products are widely used in China — Windows had about 87% of personal computer shipments in the mainland last year, according to Canalys. Microsoft products Office 365 and Azure cloud are operated in China by a local company called 21Vianet . Why don't Chinese companies use CrowdStrike?

Persons: Pempel, Gao Feng, Gao, China — Organizations: REUTERS, Gartner, CNBC, Air, China Eastern Airlines, China Southern Airlines, Microsoft, Windows, Weibo Locations: REUTERS BEIJING, U.S, China, Texas, United States, Europe, Air China, Beijing

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