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Your 30s are a decade often marked by big financial steps, from buying your first home to switching jobs to saving for future children. With more working years under your belt, you're likely making more money than you did in your 20s — but it can still be confusing to know exactly what you should be doing with it to set yourself up for financial success into your 40s and beyond. A 529 plan is a tax-advantaged savings account sponsored and operated by all 50 states and the District of Columbia. If you open a 529 account when your child is born, you'll have around 18 years to save and grow your investments, says Fincher. State tax deductions for 529 contributions also make these college savings plans appealing, though every state is different.
Persons: Andrew Fincher, you'll, Fincher Organizations: Financial, District of Columbia Locations: U.S
If you're questioning how to put your money to use in your 20s, here are three smart money moves to set yourself up for success later in life, according to two certified financial planners. The most common forms of debt for twentysomethings include credit cards, auto loans, student loans and personal loans. High interest rates have made paying off debt even harder, and in 2023 people under 29 carried an average of nearly $3,000 in credit card debt. To tackle credit card debt, Rossman recommends either signing up for a 0% balance transfer card or consolidating your credit card debt if you have several balances on different cards. Student loans are another common burden for many young people, with nearly 35% of adults ages 18 to 29 carrying student loan debt, according to the Education Data Initiative.
Persons: you've, Z, Andrew Fincher, Joe Conroy, Ted Rossman, Rossman, Fincher Organizations: Financial, CNBC, Education Data Initiative Locations: what's
Sales growth for hybrid cars is outpacing growth for electric vehicles this year. AdvertisementIt's shaping up to be a comeback year for hybrid cars — and that's partly because they're now nearly as good as their conventional vehicles, according to a Ford executive. Frick's comments come as demand for hybrid vehicles soars, partly due to drivers' worries about charging electric cars. AdvertisementFreedom of choiceThe hybrid Maverick starts at about $25,300 — some $1,500 more than the gas version. About 60% of those buying a hybrid Maverick are first-time Ford customers, product development operations chief Jim Baumbick previously told Business Insider.
Persons: Ford, Ford's Andrew Frick, , they're, Andrew Frick, Morgan Stanley, Jim Baumbick Organizations: Service, Ford, Wall, Buyers, Cox Automotive, Toyota Prius, BI Toyota, EV, Toyota, White House Locations: Detroit, Edmunds
WASHINGTON (AP) — When a total solar eclipse transforms day into night, will tortoises start acting romantic? They previously detected other strange animal behaviors in 2017 at a South Carolina zoo that was in the path of total darkness. This year’s full solar eclipse in North America crisscrosses a different route than in 2017 and occurs in a different season, giving researchers and citizen scientists opportunities to observe new habits. After the 2017 eclipse, he analyzed data from tracking devices previously placed on wild species to study habitat use. So do feral horses, “probably taking cover, responding to the possibility of a storm out on the open plains.”The last full U.S. solar eclipse to span coast to coast happened in late summer, in August.
Persons: , Adam Hartstone, Siamangs, gibbons, “ It’s, Jennifer Tsuruda, Tsuruda, of Alberta's Olav Rueppell, Nate Bickford, , Andrew Farnsworth, Raffaela Lesch Organizations: WASHINGTON, Fort Worth Zoo, North Carolina State University, University of Tennessee, of Alberta's, Oregon Institute of Technology, Cornell University, University of Arkansas, Associated Press Health, Science Department, Howard Hughes Medical Institute’s Science, Educational Media Group, AP Locations: Texas, South Carolina, Columbia , South Carolina, Hartstone, Little Rock , Arkansas, Toledo , Ohio, Indianapolis, North America
“Should exposure to microplastics and nanoplastics be considered a cardiovascular risk factor? Nanoplastics have been found in human blood, lung and liver tissues, urine and feces, mother’s milk, and the placenta. The examination found “visible, jagged-edged foreign particles” scattered in the plaque and external debris from the surgery, the study said. Presence of microplastics and nanoplastics, and subsequent inflammation, may act to increase one’s susceptibility to these chronic diseases,” Stapleton said in an email. However, calling the study results “a direct link to cardiovascular disease is a stretch for the findings,” she added.
Persons: , Raffaele Marfella, Marfella, University of Campania Luigi Vanvitelli, Philip Landrigan, ” Landrigan, nanoplastics, Landrigan, Mary Conlon, , that’s, Andrew Freeman, Phoebe Stapleton, Rutgers University’s Ernest Mario, , ” Stapleton, Leonardo Trasande, don’t, Trasande Organizations: CNN, New England, of Medicine, University of Campania, Boston College, Program, Global Public Health, Global, Planetary Health, International, Water Association, Surgeons, Jewish Health, Rutgers, Rutgers University’s Ernest Mario School of Pharmacy, Getty, American Academy of Pediatrics, NYU Langone Health, Natural Resources Defense Council, Invest Locations: Naples, Italy, Denver, Piscataway , New Jersey
CNN —Ten thousand steps per day have long been known as the magic number needed to lower risk of disease and early death. What researchers didn’t know was whether the amount could have the same effect even for people who are sedentary most of the day. Get 10,000 steps a day to potentially counteract the impacts of being too sedentary, a new study suggests. You’re not supposed to be sitting at a computer for 12 hours a day and barely moving,” Freeman said. “Exercise is great for you, and it is truly the magic elixir that hits virtually every disease we take care of,” Freeman said.
Persons: , Matthew Ahmadi, Maskot, University of Sydney’s Charles Perkins, who’d, David Katz, Katz, Andrew Freeman, wasn’t, ” Freeman, Freeman, doesn’t, You’re, , Organizations: CNN’s, CNN, British, of Sports Medicine, University of Sydney’s, University of Sydney’s Charles Perkins Centre, True Health Initiative, Jewish Health Locations: Australia, United Kingdom, Denver
The American blockchain analysis firm's "2024 Crypto Crime Report" found that $24.2 billion of illicit cryptocurrency was transferred in 2023, based on already identified illicit crypto wallets. Chainalysis retroactively updates its yearly crypto figures when new illicit wallets come to light. watch nowCrypto to avert sanctionsEntities like the crypto "mixer" Tornado Cash and Garantex took the lion's share of illicit funds in 2023. The amount of crypto transferred to sanctioned entities has climbed in recent years in tandem with a greater share of new trade restrictions specifying crypto wallets. Terrorist financingIllicit crypto volume identified by Chainalysis as terrorist financing accounted for a much smaller proportion than that of transactions to sanctioned entities in 2022.
Persons: Andrea Gacki, cryptocurrency, Chainalysis, Andrew Fierman, Garantex, Tornado Cash, Lazarus, Lazarus Group ., Sinbad.io, Chanalysis's Fierman, Tawfiq Muhammad Said Al, Law's, Hayat Tahrir Organizations: Foreign Assets, U.S . Department of, Treasury, Bloomberg, Getty, Hezbollah, CNBC, Tornado, Lazarus Group, U.S . Office, Foreign, Lazarus, National Bureau for, Iran's Quds Force, Al, ISIS, Hayat Locations: New York, Korean, Chainalysis, China, Latin America, North Korea, Iran, Iran's Quds, Syria, cryptocurrency
The ad buyers said they did not know what caused Meta's glitch. And there's no guarantee ad buyers will ever get the full amount they've lost. Advertisers continue to battle Meta glitchesThe overspending glitch is the latest in many issues advertisers have had with Meta's ad tools breaking. He estimated that he spends five to 10 hours a month per client working on Meta glitches. "If I look at where we spend most of our money across four platforms — which is Google, Microsoft, Amazon, and Meta — Meta would be the one who's the most dysfunctional," he said.
Persons: , Tom Brown, CPMs, Brown, Andrew Faris, Milo McMahon, Faris, I'm, Duane Brown, McMahon, AJF Growth's Faris Organizations: Service, Business, Meta, BRND Labs, Outdoor, Google, Microsoft
“Our results indicated that there was no difference between the weekend warrior pattern and regularly active pattern in abdominal and general adiposity (fat),” Zhang said in an email. The average weekend warrior workout was of higher intensity and longer duration than weekday workouts by people in the study, Zhang said. In fact, weekend warriors in the study spent 147.6 minutes — almost the entire recommendation for a week — in each exercise session over the two-day period. That perseverance paid off when it came to belly fat, the study found. “On a high level, this study reaffirms the old adage about physical activity and health: any activity is better than no activity, said Tchang, who was not involved in the research.
Persons: , Lihua Zhang, ” Zhang, Zhang, Andrew Freeman, , Freeman, Martin Novak, Beverly Tchang, Tchang Organizations: CNN’s, CNN, World Health Organization, United, National Center for Cardiovascular Diseases, Chinese Academy of Medical Sciences, Peking Union Medical College, Jewish Health, National Health, Getty, Control, Weill Cornell Medicine Locations: United States, Beijing, Denver , Colorado, New York City
But lovers may experience sticker shock this year due to higher cocoa and sugar prices. "Chocolate prices are the highest we've seen in years," said a representative of NielsenIQ. He noted that in spite of higher prices, the chocolate market is robust in mature markets like Europe and North America. Now, chocolate and Valentine's Day are synonymous, even if critics say the affiliation is perpetuated by marketing gimmicks. That being said, chocolates are not the only Valentines' Day treats that will dent the wallet this year.
Persons: Scott Olson, Sergey Chetvertakov, David Branch, there's, Kim, Mintec, It's, Andrew Francis Wallace Organizations: Valentine's, Getty, P, El Nino, Food Institute, Branch, CNBC, Bloomberg, National Confectioners Association, Toronto Star Locations: Chicago , Illinois, Ghana, Ivory Coast, Wells, Asia, India, Africa, Azaguie, Europe, North America, Western Europe, Singapore, Toronto
Read previewPresident Biden has won quite a few fans in the climate tech sector during this time in office. Legislation, including the IRA, the Bipartisan Infrastructure Law, and the CHIPS and Science Act, has unlocked enormous amounts of capital that bolsters climate tech innovation and adoption. The Swiss company would have expanded Stateside eventually, but such policies helped it pick up pace, said Andrew Fishbein, Climeworks' senior policy manager in the US. For example, Regeneration VC doesn't factor subsidies into its investment decisions or portfolio companies' financial projections. Advertisement"Who knows, maybe 2024 is going to be a banner year for climate tech," he said.
Persons: , Biden, Sierra Peterson, Anna, Alexia Basile, Katie Hoffman, Hoffman, Climeworks, Andrew Fishbein, We're, Kevin Stevens, Trump, VC's Hoffman, Energize Capital's Stevens, Ben Wolkon Organizations: Service, Business, Voyager Ventures, Infrastructure Law, Regeneration, Battery, Trump, Future, Department of Energy, Energize Capital, MUUS Climate Partners Locations: Paris, Nevada , Arizona, Louisiana, North Dakota, California, Swiss, Washington
Fire crews found the burned remnants Tuesday of a prized bronze statue of Jackie Robinson that was stolen last week from a public park in Kansas, authorities said. The statue, which was cut at the figure's ankles, went missing Thursday morning. Surveillance video shows two people hauling the sculpture away in the dark, to a truck that was later found abandoned. He said the mold is still viable and anticipated that a replacement could be erected within a matter of months. “This now lets us know that we need a new statue,” he said of the destroyed remains.
Persons: Jackie Robinson, Andrew Ford, , Bob Lutz, , it's, Joe Sullivan, ” Robinson, He’s, Lutz, John Parsons, “ I'm, McAdams, Brandon Johnson Organizations: Little League, , Robinson’s Dodgers, league, Wichita, Kansas City Monarchs, Negro Leagues, Brooklyn Dodgers Locations: Kansas, Wichita, Garvey, McAdams
Parts of a life-size bronze statue that celebrated the legacy of the legendary baseball player and civil rights figure Jackie Robinson were found dismantled and burned early Tuesday after it had been stolen from a Kansas park last week, the authorities said. Remnants of the statue were found after a city worker reported a fire in a trash can at Garvey Park in Wichita at around 8:38 a.m., Andrew Ford, a police spokesman, said in a statement. The Wichita Fire Department responded and, “while assessing the damage, they found pieces of the Jackie Robinson statue that had been stolen.”The Fire Department immediately notified the police, who collected the pieces at the scene, he said, noting that “unfortunately, the statue is beyond repair.”
Persons: Jackie Robinson, Andrew Ford Organizations: Wichita Fire Department, Fire Department Locations: Kansas, Garvey, Wichita
“I will tell you that the last thing you want is to see multiple law enforcement officials with guns drawn pointing at my parents and thinking that something happened,” the former South Carolina governor told NBC. It’s been in the headlines recently because of a spate of incidents involving public officials. When prominent public officials are victims of swatting, one can’t always prove a cause-and-effect relationship between inflammatory rhetoric posted online or delivered during a speech and a caller’s reckless false emergency call to 911. We need tougher laws to protect public servants, and some states are increasing penalties for perpetrators of swatting. Swatting increases the likeliness of inadvertent harm to the public by the very people whose job it is to protect us.
Persons: Adam Kinzinger, Kinzinger, Tina ”, Tina ’, Nikki Haley, Haley, swatting, Andrew Finch, Finch, , It’s, GOP Florida Sen, Rick Scott, Scott, Anthony Gonzalez, Donald Trump ., Trump, Judge Arthur Engoron, “ TRUMP, Engoron, Jack Smith, Tanya Chutkan, Shenna Bellows, Joe Biden, David, Brennan, I’m, I’d, General Merrick Garland, Katherine Schweit, Nikki Haley’s Organizations: CNN, Republican, House Foreign Affairs, Air National Guard, Adam Kinzinger CNN, Police, Congress, Press, South, NBC, FBI, GOP Florida, swatting, Rep, Anthony Gonzalez of Ohio, Washington Post, New, Trump, Maricopa County Board, Brennan Center for Justice, University of Chicago, Justice Department, The Washington Post, Post Locations: Illinois, Washington, DC, South Carolina, Wichita , Kansas, Anthony Gonzalez of, Ohio, Virginia, toning, New York, Trump, Maine, Arizona, Maricopa, Nevada, The
Statue of Jackie Robinson Stolen From Kansas Park
  + stars: | 2024-01-27 | by ( Aimee Ortiz | ) www.nytimes.com   time to read: +1 min
The authorities in Kansas are searching for the vandals who stole a life-size bronze statue commemorating Jackie Robinson, the first Black Major League Baseball player, after they cut it off at the ankles, leaving behind just the statue’s shoes and base. The police in Wichita were notified of the theft around 12:50 p.m. on Thursday after getting a call from League 42, the Little League nonprofit that installed the statue in McAdams Park, Andrew Ford, a police spokesman, said on Saturday. He estimated that the statue weighed at least 100 pounds. “I don’t know what the motivation is,” Mr. Ford said. “All considerations are being looked into.”Image The police in Wichita, Kan., said the bronze statue was removed from McAdams Park by thieves who used a truck.
Persons: Jackie Robinson, Andrew Ford, ” Mr, Ford, McAdams Organizations: Black Major League Baseball, League, Little League, Wichita Police Department Locations: Kansas, Wichita, McAdams, Kan
Last year, my daughter and I took several trips to tour nine colleges. AdvertisementAfter viewing nine colleges together, I watched as my daughter came out of her shell. AdvertisementThe trips to colleges brought my daughter and me closer togetherAt each school, I bought a hat and my daughter bought a sweatshirt or T-shirt. Throughout it all, we found ourselves, already a tight father-daughter duo, getting closer because of the experience. Searching for a college can be nerve-racking, but we realized it could also be a fun bonding experience.
Persons: , we'd, She'd, We'd Organizations: Service, University of Washington, University of Southern, USC, Claremont Colleges, University of California, UC San Diego, Santa Cruz, San Diego, Santa Locations: West Coast, Seattle, West, Los Angeles, University of Southern California, Santa Cruz, San Diego, Santa Monica, Santa Ana, California
One of the most important cultural events in Madrid in recent years was the public opening, just before the pandemic, of a collection that had been sitting behind the closed doors of a private palace for about 200 years. The Palacio de Liria, the grand 18th-century home of the Alba family — among Spain’s (and Europe’s) oldest and most storied aristocratic families — is set in a tranquil garden just steps from the bustling Plaza de España in central Madrid. Often compared to the Prado Museum and the Royal Palace of Madrid for the masterpieces it contains and the noble residents who lived there, the house is filled with works by Titian, Rubens, Velázquez, Goya and other artists favored by the Spanish court. There are also vast literary and historic archives, as well as letters written from the Americas by the explorers Columbus, Pizarro and Cortés. Here is a tour of those three sumptuous palaces, along with a stop in the small town of Alba de Tormes.
Persons: Titian, Rubens, Velázquez, Goya, Columbus, Pizarro, Cortés, Carlos Fitz, James Stuart, Alba de Tormes Organizations: Liria, Prado Museum, Casa de Alba Foundation, las, Palacio de Monterrey Locations: Madrid, Alba, Americas, Seville, Salamanca
Subsidies are crucial to the green transition: podcast
  + stars: | 2023-12-05 | by ( Una Galani | ) www.reuters.com   time to read: +1 min
Andrew Forrest, Chairman and Founder, Fortescue Metals Group speaks at the Global Energy Transition 2022 conference in New York City, New York, U.S. June 14, 2022. REUTERS/David Dee Delgado Acquire Licensing RightsMUMBAI, Dec 5 (Reuters Breakingviews) - The world is short not of capital, but of projects to fund and sovereigns willing to share risk. In this Exchange podcast, Fortescue’s (FMG.AX) Andrew Forrest discusses why all countries need an IRA and the lessons of leading the world’s fourth-largest iron ore miner through change. Listen to the podcastFollow @ugalani on XSubscribe to Breakingviews’ podcasts, Viewsroom and The Exchange. They do not reflect the views of Reuters News, which, under the Trust Principles, is committed to integrity, independence, and freedom from bias.
Persons: Andrew Forrest, David Dee Delgado, Thomas Shum Organizations: Fortescue Metals, Global, REUTERS, Rights, Reuters, Thomson Locations: New York City , New York, U.S
My family shops at Costco at least twice a month for household items, food, and random finds. Other winter-themed Costco finds include space heaters, candles, wrapping paper, and festive decor. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementMy wife and I are busy parents of two teens, and we've been shopping at Costco for as long as we've had kids. Here are the items I like to buy from Costco in the winter.
Persons: , we've Organizations: Costco, Service
CHARLESTON, W.Va. (AP) — Five former correctional officers in West Virginia were indicted by a federal grand jury Thursday in connection with the 2022 death of an incarcerated man who was beaten while handcuffed and restrained in an interview room and later a jail cell. The indictments in West Virginia's southern U.S. District Court come weeks after two different West Virginia corrections officers pleaded guilty to a felony conspiracy charge stemming from the fatal beating of the same inmate, 37-year-old Quantez Burks. The case has drawn scrutiny to conditions and deaths at the Southern Regional Jail. Earlier this month, West Virginia agreed to pay $4 million to settle a class-action lawsuit filed by inmates who described conditions at the jail as inhumane. Two other former corrections officers were indicted Thursday on a charge of failing to intervene in the unlawful assault, resulting in Burks' death.
Persons: Quantez Burks, Burks, Jim Justice's, Brad Douglas, Phil Sword, Mark Holdren, Cory Snyder, Johnathan Walters —, Andrew Fleshman, Steven Wimmer, Walters, Holdren, Snyder Organizations: U.S . Justice Department, Southern Regional, of Corrections, Rehabilitation, Homeland Security, Southern Regional Jail, Associated Press, FBI Locations: CHARLESTON, W.Va, West Virginia, West Virginia's, U.S, Beaver
A23a, the world's biggest iceberg, is on the move 37 years after it broke off from Antarctica. Scientists will keep a close eye on it as it could threaten wildlife near South Georgia Island. AdvertisementThe world's biggest iceberg, covering about 1,500 square miles, is on the move. NASA WorldviewA23a lost its title of world's biggest iceberg in May 2021, but jumped ahead once again in October 2022, when the previous record-holder, A76, broke into three pieces, per the Guinness World Records website. A gentoo penguin with a newborn chick South Georgia.
Persons: , A23a, Andrew Fleming Organizations: Ocean, Service, BBC, British Antarctic Survey, NASA, Records, Getty Locations: Antarctica, South Georgia, Weddell, Soviet, Georgia
Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailChina, India and the U.S. need to fight the climate crisis together, mining giant saysAndrew Forrest, chairman and founder of Australian miner Fortescue Metals, says the move from fossil fuels toward renewable energy is simple, fair and can be implemented.
Persons: Andrew Forrest, Fortescue Locations: China, India, U.S
The update, according to two people with knowledge of the talks, was that there is no update — at least about the much-ballyhooed tie-up between Schonfeld and its much larger rival, $60 billion Millennium Management. Whether investors will pull a significant chunk of capital or stand by the firm won't crystallize until 5 p.m. Thursday. Schonfeld, whose assets stood at $11.7 billion in October, has experienced two years of lackluster returns following a period of rapid expansion. Schonfeld management was courting several institutional investors, and in early October, the Financial Times reported that Millennium threw its hat in the ring. In the event of some form of tie-up with Millennium, there would be redundancies, especially in corporate and back-office roles.
Persons: they'd, Ryan Tolkin, Andrew Fishman, Izzy Englander, execs, Schonfeld, Justin Gmelich, Goldman Sachs, Balyasny, Dmitry Balyasny — Organizations: Strategic, Millennium Management, Strategic Partners, Investor, Financial Times, Millennium, Seagram Locations: Schonfeld,
CNN —Cutting 1 teaspoon of salt from your diet each day can lower your top blood pressure reading just as much as a typical hypertension medication, even if you don’t have high blood pressure, a new study found. Wirestock/iStockphoto/Getty ImagesNearly half of all Americans live with high blood pressure, according to the American Heart Association. Compared to the high-sodium diet, blood pressure on the extremely low-salt diet dropped 8 millimeters of mercury. “Compared to their normal diet, people reduced their blood pressure by about 6 millimeters of mercury, about the same effect you’d see for a first-line blood pressure medication,” Allen said. “Taste bud adjustment takes a little bit longer, but the blood pressure improvements are pretty quick,” she added.
Persons: , Norrina Allen, ” Allen, Andrew Freeman, Freeman, bouillon, , Allen, ” Freeman, Dietitians Organizations: CNN, American Heart Association, Northwestern University’s Feinberg School of Medicine, World Health Organization, Jewish Health, National Library of Medicine Locations: Denver
CNN —Sitting too much may send you to an early death, likely from chronic diseases such as obesity, type 2 diabetes, cardiovascular disease and more, according to research. “The question is, if you have a restorative or recharging sleep, is that better than sitting on the couch eating and watching TV? While the study found swapping sitting for sleep improved health, benefits were not equal, the authors said. More vigorous exercise is best, but standing, walking and even sleeping is better than just sitting, experts say. “Since most songs average at least 3 minutes, you can dance off the negative impact of too much sitting.
Persons: , Andrew Freeman, ” Freeman, Mark Hamer, ” Hamer, Emmanuel Stamatakis, Kobus, , Jo Blodgett, James Leiper, ” Leiper, that’s, Dana Santas, ” Santas, Santas Organizations: CNN’s, CNN, BMI, Jewish Health, Institute of Sport, Health, University College London, University of Sydney, British Heart Foundation Locations: waistlines, Denver, Australia, Belgium, Denmark, Finland, Norway, Spain, Netherlands, United Kingdom, United States
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