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☆ Astăzi marcăm Ziua Mondială a Autismului. Participă la răspândirea bunătății și conștientizării acestei tulburări
▼ + stars: | 2021-03-30 | by ( Onixmedia Srl | ) diez.md time to read: +3 min

Anul acesta AO SOS Autism va iniția o campanie cu genericul: „Cere screeningul în autism! Screeningul în autism este un test care constă din 9 întrebări adresate părintelui plus observarea copilului și este esențial pentru diagnosticarea timpurie a autismului. Aproape 2/3 dintre copiii cu autism cu vârste cuprinse între 6 și 15 ani au fost agresați. Astfel, intervenția timpurie oferă cea mai bună oportunitate de a sprijini dezvoltarea sănătoasă, dar și beneficii pe toată durata vieții. Prin urmare, diagnosticarea precoce rămâne soluția cea mai bună pentru moment, altfel cheltuielile de lungă durată fiind mari și afectând familia și comunitatea.

Organizations: Ziua Mondială Locations: Republicii Moldova, Tiraspol, Republica Moldova, Moldova, SUA

☆ O femeie care s-a îmbarcat fără bilet în 30 de curse aeriene diferite, arestată la două zile după ce anunțase că renunță la hobby-ul ilegal
▼ + stars: | 2021-03-22 | by ( Publika.Md - Aici Sunt Știrile | ) www.publika.md time to read: +2 min

O femeie care s-a îmbarcat în 30 de curse aeriene diferite fără bilet, în decurs de 19 ani, a fost arestată după ce a acordat un interviu TV, relatează Insider. Femeia de 69 de ani a fost arestată pe Aeroportul Internațional O'Hare din Chicago, după ce a părăsit azilul de bătrâni în care locuia pentru a se îmbarca din nou într-un zbor fără bilet, potrivit CNN, citează hotnews.ro. Hartman a început să urce ilegal în curse aeriene din 2002, relatând că prima oară a zburat la Copenhaga, iar a doua oară la Paris. Deși a fost avertizată de judecător să renunțe la hobby-ul său ilegal, aceasta nu a putut rezista tentației și a urcat din nou fără bilet într-un zbor doar 7 luni mai târziu. Hartman suferă de tulburare bipolară, motiv pentru care a fost declarată inaptă pentru a fi judecată.

Persons: Mereu, Hartman, O'Hare, Marilyn Organizations: Aeroportul, CNN, CBS, Transporturilor Locations: Chicago, Copenhaga, Paris, Seattle, Phoenix, Philadelphia, Atlanta, San Francisco, Londra, San Jose, Los Angeles

There are now 15 total Centurion Lounges lounges around the world, with a few new additions on the horizon. Amex Centurion Lounge locationsAmerican Express Centurion Lounges can cover you in some of the largest international airports in the world, though the Centurion Lounge footprint itself is mostly focused in the United States. These are the full-fledged current Centurion Lounges and announced future locations, not including the international Amex lounges that are in the process of being rebranded as Centurion Lounges. Hong Kong (HKG)The Amex Centurion Lounge in Hong Kong has a "lounge within a lounge" for Centurion card members. It’s also currently the only Centurion Lounge to feature a “lounge within a lounge” exclusively for Amex Centurion card members.

Persons: you’ll, cardmembers, Charlotte Douglas, American’s, Charlotte Centurion, James Beard, Dean, Lachlan Mackinnon, Patterson, It’s, It's, Kim Canteenwalla, Emily McNutt, Assaf Granit, Amex, Julian Kheel, Tom Bradley, Anthony Giglio, L.A, Jim Meehan, New York John F, Kennedy, Natasha Hatendi, it’s, You’ll, McNally Jackson, there’s, There’s, DC’s Organizations: CNN, American Express, American, New, London Heathrow, Centurion, Delta SkyMiles ®, Delta SkyMiles, Express, Delta, Delta Reserve, DC, Charlotte, Charlotte Douglas International, American Airlines, Admirals Clubs, Dallas, Fort Worth, Denver Centurion, Visitors, Hong Kong, Cathay, Amex, Houston . American, Houston, McCarran International Airport, London Heathrow’s, Michelin, LAX, New York, JFK, TSA, JFK . New York, LaGuardia, McNally Jackson Books, LaGuardia ., Philadelphia, SFO, Seattle, Seattle Centurion, DC’s Reagan National, Newark Liberty International Airport, Delta SkyMiles Reserve American Express, Delta SkyMiles Reserve Business Locations: Las Vegas, JFK, Denver, Hong Kong, New York’s LaGuardia, United States, Charlotte, CLT, Dallas, DFW, Houston, Las, Los Angeles, Miami, York, New York, Philadelphia, San Francisco, Seattle, Washington, Atlanta, Newark, Fort Worth, Rocky, Vegas, London, Exhale, South America, New, JFK . New, LaGuardia, New York City, LaGuardia . Philadelphia, Phoenix, PHX, Umbria, Manhattan

☆ IHG Premier vs Traveler: Which IHG credit card is best?
▼ + stars: | 2021-01-26 | by ( Jennifer Yellin | ) edition.cnn.com time to read: +13 min

The IHG Premier has one of the best returns you’ll find on any credit card for stays at IHG hotels, including Holiday Inns, and the IHG Traveler isn’t far behind. IHG credit card sign-up bonusesThe current sign-up bonus for the IHG Premier is 140,000 bonus points after spending $3,000 on the card within the first three months. IHG credit card benefitsBoth IHG credit cards come with the opportunity to earn IHG elite status, but the IHG Premier card has the upper hand by offering card holders complimentary Platinum status. Should you get the IHG Premier or IHG Traveler credit card? Thanks to all its benefits, we recommend the IHG Premier card over the IHG Traveler card.

☆ I spent only $400 on an all-inclusive honeymoon thanks to the IHG One Rewards Premier credit card, and it continues to save me money on travel
▼ + stars: | 2021-01-15 | by ( Choncé Maddox | Jasmin Baron | Read More | ) www.businessinsider.com time to read: +12 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In addition, we each signed up for a Southwest Rapid Rewards credit card and easily earned the welcome bonus. The benefits of the Chase IHG card justify the annual feeThe IHG One Rewards Premier Credit Card has an $99 annual fee, but it's well worth it in my opinion. Is the IHG Premier Rewards credit card worth it? The IHG One Rewards Premier Credit Card may not be the most premium credit card available, but it's a strong contender and certainly a card that's worth keeping around.

Persons: Choncé Maddox, —, We're, Chase, IHG, you'll, — IHG Organizations: Card, Read, Service, InterContinental Hotels, Resorts, Crowne Plaza, IHG, Chevron, Hotels, InterContinental ®, FDIC, Reading Chevron, Rapid, Disney Locations: Jamaica, Holiday, Orlando

Amex Platinum; InsiderThe Platinum Card® from American Express and the Citi Prestige® Card are two of the most popular premium cards for travelers. The Platinum Card® from American Express has long been one of the best premium rewards cards available. Both cards carry high annual fees — $695 in the case of the Platinum Card, and $495 for the primary cardmember on the Citi Prestige® Card. Here are the main elements to consider if you're trying to figure out whether The Platinum Card® from American Express or Citi Prestige® Card is a better rewards card for you. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

☆ Asociaţia Obştească SOS Autism invită operatorii economici interesați de participare la procedura de achiziție prin metoda cererii ofertelor de prețuri PENTRU PROCURAREA UNUI AUTOTURISM
▼ + stars: | 2020-12-18 | by ( Alte Articole | ) www.civic.md time to read: +5 min

Asociaţia Obştească SOS Autism invită operatorii economici interesați de participare la procedura de achiziție prin metoda cererii ofertelor de prețuriPENTRU PROCURAREA UNUI AUTOTURISMÎn perioada iulie 2018 - decembrie 2021, ADRA Moldova cu Asociația Obştească „SOS Autism” (A.O. „SOS Autism”. Relevanța proiectului este ridicată datorită numărului tot mai mare de copii cu autism și a altor tulburări genetice diagnosticate în întreaga lume. Scopul proiectului menționat mai sus este creșterea calității și disponibilității serviciilor oferite copiilor cu autism și altor tulburări genetice și părinților/îngrijitorilor acestora în Republica Moldova. Persoanele de contact:Aliona Dumitraş, 068878788Irina Stoian, 079970202Vor fi evaluate doar ofertele complete și vor fi contactate doar experţii selectaţi.

Persons: Asociaţia, Irina Stoian Locations: Moldova, Cehia, Republica Moldova, Republicii Cehe

☆ 8 ways to use American Express Membership Rewards points if you're not traveling, from saving money on shopping to ordering food delivery
▼ + stars: | 2020-12-16 | by ( Holly Johnson | Jasmin Baron | Freelance Writer | ) www.businessinsider.com time to read: +23 min

It's easy to earn Amex Membership Rewards points right now with big welcome offers from The Platinum Card® from American Express and American Express® Gold Card. For example, you can use your Amex Membership Rewards points for food delivery or merchandise in some cases, and even use them to purchase holiday gifts. How to use Amex Membership Rewards points if you're not travelingIf you're sitting on a stash of rewards but aren't traveling soon, you don't have to worry about your points expiring. Donate Amex points to charityAmerican Express Membership Rewards also lets cardholders donate points to charity through an organization called Just Giving. How to earn American Express Membership Rewards pointsThere are numerous American Express personal and small-business cards that earn Membership Rewards points.

Persons: Uber, Wiley, Julie Mehretu, Peacock, Uber Cash, you'll, Cardholders, You'll, you've, REI Nordstrom, It's, — Organizations: Business, American Express, Read, American, Service, Express, Hilton, Marriott, Saks, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, TSA, Global, Saks Fifth, Shipping, Staples, Home Depot Walmart, Sony, Amex, U.S, Milk Bar Locations: Wall, Silicon, Hulu, Boxed.com, Dell.com, York City, U.S

☆ Cadru didactic de sprijijn
▼ + stars: | 2020-12-10 | by ( Alte Articole | ) www.civic.md time to read: +1 min

Suntem în căutarea unei persoane dedicate care ar activa în calitate de cadru didactic de sprijin/însoțitor pentru cu copil cu TSA (tulburare din spectrul autist) în cadrul instituției de învățământ, ciclul primar. Locația instituției de învățământ este în sectorul Botanica, Chișinău. Cerințe:Disponibilitatea de a lucra în intervalul orelor 8:30-14:00;Studiile (incomplete sau finalizate) în domeniile psihologie, educație și alte științe sociale sunt binevenite dar nu obligatorii;Dorința de a învăța continuu și o atitudine deschisă pentru feedback în procesul de lucru. Notă: Experiență anterioară de lucru nu este obligatorieFacilități:Salariu motivant;Posibilitatea de a iniția o cariera într-un domeniu nou și foarte solicitat în Republica Moldova;Instruire continuă. Persoanele cointeresate pot expedia un CV la adresa a.vrancean@gmail.com pana pe data de 31.12.2020 sau pot telefona la nr de telefon 079021019.

Locations: Chișinău, Republica Moldova

Earn IHG points through your elite statusEarning elite status with IHG can lead to even more benefits if you're someone who travels frequently. Redeem IHG points for dream vacationsYou can use your IHG points to stay at some of the most luxurious hotels and resorts in the world, whether you're in search of a romantic getaway, family vacation, solo travel escape, or dream honeymoon. Transfer IHG points to a friendThere's also an option to transfer IHG points to a friend or family member at a cost of $5 per 1,000 points, or buying them through IHG's website. Some of these redemptions are as low as 100 IHG points, so if you haven't had any activity in your account recently, this is a good way to keep your IHG points from expiring. Use IHG points to attend special eventsWhile there don't seem to be any concerts, sports, or special events at the moment due to the pandemic, this was a great way to put IHG points toward unique experiences.

☆ Ученые изучили, как вещества из чая влияют на коронавирус
▼ + stars: | 2020-12-08 | by ( Super User | ) mybusiness.md time to read: +4 min

Эти опыты показали, что некоторые лекарства, созданные для борьбы с гепатитом С и лихорадкой Эбола, могут замедлить размножение SARS-CoV-2. Как оказалось, благотворное действие зеленого чая было по большей части связано с галлатом эпигаллокатехина (EGCG) – растительным летучим веществом из класса катехинов. Черный чай хорошо нейтрализовал частицы коронавируса благодаря молекулам теазинензина А (TSA) – летучего вещества из класса теафлавинов. "Сперва мы предполагали, что относительно низкая распространенность коронавируса в странах Азии может объясняться тем, что их жители пьют много зеленого чая, что не характерно для обитателей Европы и Северной Америки. Поэтому остается непонятным то, как употребление чая влияет на распространение инфекции и ее течение", – подытожили ученые.

Persons: Осама Мазды, Мазда Organizations: Медицинский университет Locations: Киото, Азия, Европа, Северная Америка

☆ Germania, lovită de al doilea val al epidemiei de COVID-19, a atins pragul de 1 milion de persoane infectate cu noul coronavirus
▼ + stars: | 2020-11-27 | by ( Publika.Md - Aici Sunt Știrile | ) www.publika.md time to read: +2 min

''Trebuie să facem eforturi în continuare, numărul de noi cazuri zilnice încă se situează la un nivel extrem de ridicat'', a declarat miercuri seară cancelarul german Angela Merkel, după peste şapte ore de discuţii cu liderii celor 16 landuri ale ţării.Este de aşteptat ca Berlinul să-i solicite Uniunii Europene interzicerea până la 10 ianuarie a sejururilor în staţiunile pentru sporturi de iarnă, locuri propice propagării noului coronavirus.În Franţa, situaţia pare să se amelioreze uşor. celebra paradă a baloanelor gigant, ce reuneşte de obicei milioane de persoane pe străzile din New York, s-a desfăşurat fără public. Parada a fost difuzată online, o mare parte a animaţiei fiind filmată în avans.Preşedintele ales Joe Biden a lansat către conaţionali un apel la ''sacrificiu'', cerându-le să evite deplasările. În schimb, preşedintele în exerciţiu Donald Trump i-a încurajat miercuri pe ''toţi americanii să se reunească, acasă sau în lăcaşurile de cult''.În acest context, aproape şapte milioane de persoane au călătorit cu avionul în SUA în ultimele şapte zile, potrivit datelor TSA, agenţia federală americană însărcinată cu securitatea în aeroporturi, în creştere cu 22% faţă de săptămâna precedentă. Potrivit celei mai recente estimări a Centrului pentru prevenirea şi controlul bolilor din SUA (USCDC), numărul deceselor cauzate de COVID-19 ar putea atinge 321.000 până la 19 decembrie.Rusia a înregistrat joi un nou record al numărului de contaminări şi decese cotidiene cauzate de COVID-19, iar în aceeaşi zi Coreea de Sud a consemnat numărul cel mai ridicat de noi cazuri zilnice începând din martie.

Persons: Angela Merkel, Joe Biden, Donald Trump Organizations: Black Friday Locations: Germania, Europa, Berlinul, Franţa, SUA, New York, Coreea de Sud

☆ Germania a depășit pragul de 1 milion de cazuri de coronavirus
▼ + stars: | 2020-11-27 | by ( ) www.jurnal.md time to read: +3 min

Bilanțul epidemiei de coronavirus a ajuns vineri dimineaţă la 1.006.394 de cazuri în Germania (cu 22.806 noi cazuri în ultimele 24 de ore) şi 15.586 decese (dintre care 426 în ultima zi). Este de aşteptat ca Berlinul să-i solicite Uniunii Europene interzicerea până la 10 ianuarie a sejururilor în staţiunile pentru sporturi de iarnă, locuri propice propagării noului coronavirus. Celebra paradă a baloanelor gigant, ce reuneşte de obicei milioane de persoane pe străzile din New York, s-a desfăşurat fără public. Parada a fost difuzată online, o mare parte a animaţiei fiind filmată în avans. Potrivit celei mai recente estimări a Centrului pentru prevenirea şi controlul bolilor din SUA (USCDC), numărul deceselor cauzate de COVID-19 ar putea atinge 321.000 până la 19 decembrie.

Persons: Angela Merkel, Joe Biden, Donald Trump Organizations: Black, Rusia Locations: Germania, ţării, Berlinul, Europa, SUA, Franţa, New York, Coreea de Sud

☆ Cerere a ofertelor de prețuri PENTRU PROCURAREA UNUI AUTOTURISM
▼ + stars: | 2020-11-25 | by ( Alte Articole | ) www.civic.md time to read: +4 min

Invitaţie de participare la procedura de achiziție prin metoda cererii ofertelor de prețuri pentru procurarea unui autoturismDenumirea cumpărătorului: Asociația Obștească ”Femeia și Copilul –Protecție și Sprijin” Cod fiscal: 1012620006495Date de contact: or. Păcii, 43, MD-4801, tel/fax 024821809Resursele financiare sunt alocate în cadrul proiectului „Ajutor pentru copii cu TSA și boli genetice rare”, implementat de AO ”SOS Autism” și ADRA Moldova în parteneriat cu AO ”Femeia și Copilul –Protecție și Sprijin”, cu suportul financiar al Agenției de Dezvoltare al Republicii Cehe. Ofertele persoanelor juridice înregistrate în Republica Moldova se depun în plic sigilat până la data de 01.12.2020, ora 11.00, ora locală a RM, la sediul AO ”Femeia și Copilul – Protecție și Sprijin” pe adresa or. Pe plic trebuie sa fie menţionat: AO ”Femeia și Copilul –Protecție și Sprijin” Tender privind selectarea companiei pentru procurarea unui autoturism” şi denumirea companiei Dvs. Toate ofertele depuse până la termenul limită vor fi deschise și analizate în prezenţa grupului de lucru și reprezentanților partenerilor de implementare prin metoda cererii ofertelor de preţuri la orele 11.00, ora locală a Republicii Moldova, la data de “01„ decembrie 2020, la sediul AO ”Femeia și Copilul – Protecție și Sprijin”.

Persons: Tender, Jack Locations: Criuleni, Moldova, Republicii Cehe, Republicii Moldova, Republica Moldova, RM, Secu

ShutterstockIf you have a United card issued by Chase, one of the best perks you can use is expanded access to economy-class saver awards on flights operated by United and United Express carriers. Chase card members who have cards like the United℠ Explorer Card or the United℠ Business Card can take advantage of this perk. United credit cards have a hidden featureWhen you have a United credit card from Chase, such as the United℠ Explorer Card or the United℠ Business Card, you'll receive expanded access to saver awards in economy class on flights operated by United and United Express carriers. You can read everything Chase publishes about its United℠ Explorer Card and other United cards and still not learn about these cards' most valuable feature. For example, when I called to cancel my United℠ Explorer Card, I was offered a no-annual-fee version simply called the United MileagePlus card.

Even though they appear similar, these Amex Gold cards are very different from the standalone Amex Gold card. American Express Gold CardThe standard American Express® Gold Card has a lot more to offer than the Platinum's authorized-user Gold card. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

☆ Amex has an invite-only Centurion 'black' card with a $5,000 annual fee and several luxury perks, but you can get many of its benefits with the Amex Platinum
▼ + stars: | 2020-11-03 | by ( Anna Baluch | Freelance Writer | Read More | ) www.businessinsider.com time to read: +16 min

Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Benefits of the Amex Centurion black cardThe Amex Centurion card isn't just a status symbol; it has some great perks, including some unique benefits like complimentary Delta elite status that you won't find on other cards. The Platinum Card and Amex Business Platinum Card offer status with Hilton and Marriott**, but not with IHG and Relais & Châteaux. Unsurprisingly, there's no comparable benefit on the Platinum Card and Amex Business Platinum Card cards. Read more: Amex Platinum card reviewIf you're a business user, the Amex Business Platinum Card is worth a look.

There are upsides to both the Amex Gold and Amex Green cards. The American Express® Gold Card is also worth considering if the Amex Green Card caught your eye. Still, the fact that the updated Amex Green card is new on the scene doesn't necessarily make it the best. Read more: Amex Gold card review »LoungeBuddy credits with the Amex Green cardThe Amex Green Card also gives you up to $100 in LoungeBuddy credits each year. Read more: Amex Green card review »Benefits shared by both cardsThe Amex Gold Card and Amex Green Card share a handful of benefits that can help you get more value in exchange for your annual fee.

Crystal Cox/Business InsiderThe Capital One Venture Rewards Credit Card has recently gone from a middle-of-the-road rewards card to a top-tier option for earning miles for travel. See Business Insider's list of the best rewards credit cards you can get »Get the latest tips you need to manage your money — delivered to you biweekly. Over time, this card has gone from middle-of-the-road to a top-tier option for earning travel rewards. Improved Venture card benefitsThe card has all the benefits you'd expect in exchange for a $95 annual fee. My verdictThanks to the benefits Capital One's added over the last year, the Capital One Venture Rewards Credit Card has risen into my top-five list for the best travel rewards credit cards.

☆ American Express Blue Business Plus credit card review
▼ + stars: | 2020-02-25 | by ( Darren Murph | ) edition.cnn.com time to read: +14 min

Digging into the Amex Blue Business PlusWhile every business is different, it’s fairly safe to assume that every small business owner is busy. Disadvantages of the Amex Blue Business PlusThe Blue Business Plus is aimed at owners of small and medium-sized businesses. KEY DETAILS Citi Double Cash Card American Express Blue Business Plus Card type Mastercard American Express Sign-up bonus None. Other credit cards similar to the Amex Blue Business PlusThe Blue Business Plus is, in many ways, in a league of its own within the no-annual-fee camp. Learn more about the Blue Business Plus Credit Card from American Express.

Persons: you’re, you’ll, it’s, CNN Underscored’s, —, Guy, Chase —, You’ll, Amex Organizations: CNN, American Express, Blue, American, Etihad Airways, American Airlines, Etihad, Singapore Airlines, Business, Blue Business, Citi, Cash, Mastercard, Citi Premier ℠, Citi Prestige ®, Chase, Capital, Social, brag Locations: Hawaii, United

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). This promotion grants Bank of America credit card and debit card holders free access to participating museums for the first full weekend of every month. Bank of America customers just need to show photo identification and their Bank of America credit card or debit card to gain free entry to participating museums. AdvertisementBank of America® Premium Rewards® Visa® credit cardIf you're interested in a rewards credit card, definitely check out the Bank of America® Premium Rewards® Visa® credit card. Bank of America® Travel Rewards Visa® credit cardIf you want to travel more than anything else and you like the idea of earning a flat rate of rewards, consider the Bank of America® Travel Rewards Visa® credit card.

Persons: —, You'll, you'll Organizations: Bank, America's, of America, Bank of America, Service, Bank of America's, Anchorage Museum, Museum of Modern Art, Denver Museum of Nature & Science, Bank of America Private Bank, The Bank of America Locations: United States, Alaska, New York City, Colorado, Bank

I've been booking trips using credit card points for years, but my travel goal for 2020 is to go on an epic trip to Machu Picchu and the Galapagos Islands. All I need to go on this trip are 40,000 United miles, and I can earn them all with the sign-up bonus on one credit card. Elizabeth AldrichIn the end, the entire trip would cost me 40,000 United miles and $125.15 in taxes and fees. I'm getting well over 2 cents per point in value with this redemption, and earning 40,000 United miles will be a breeze. I might use credit card points to pay for other parts of the trip, such as accommodations, transportation, or activities.

can be worth the high annual fees thanks to annual statement credits for airline incidental fees, Uber rides, and more. In some cases, it can be worth paying a high annual fee for a rewards card. But not every credit card annual fee is easy to justify — especially if you can't use all the benefits. There are plenty of cards with perks worth significantly more than the annual fee, but the key is to take a hard look at the benefits at evaluate how many of them you'll actually use. If you're not sure an annual fee is worth it, you do have several great rewards credit card options with no annual fees.

By adding an authorized user to your rewards credit card, you can often share valuable perks. Authorized users aren't the main account holder; instead, they're using a credit card that's tied to the main account. Credit history isn't a factor in adding an authorized userFor people who are building or rebuilding credit, getting approved for a premium credit card usually isn't a possibility in the short term. Some banks will even allow you to add an authorized user under 18 to your account — read our guide to adding children as credit card authorized users for all the details. Read our review Read Our Review A looong arrow, pointing rightThe best premium cards for adding authorized users reviewsBest overall: Capital One Venture X Rewards Credit CardCost to add an authorized user: $0 for up to four authorized users.

When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. The case for credit cards with high annual feesWhy in the world would anyone pay $450 or more to carry a credit card? The Hilton Honors American Express Aspire Card is a hotel credit card that comes with a $450 annual fee, but it's still insanely popular. Specifically, the majority of the most expensive travel credit cards give you airport lounge access, a credit for Global Entry or TSA PreCheck, and some sort of annual travel credit. Paying $450 or more for a travel credit card may make sense for your situation, but paying thousands in credit card card annual fees each year may not.

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