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While it used to be impossible to charge your rent or mortgage payments to a credit card to earn points, that has changed in recent years. Several services let you pay your housing expenses with a credit card, and there's even a credit card designed for this very purpose. Credit cards to use on rent and mortgage paymentsOnce you have a program picked out that lets you pay your rent or mortgage with a credit card, you'll want to choose a credit card that offers maximum rewards. Read our review Read Our Review A looong arrow, pointing rightThe Capital One Venture Rewards Credit Card and Capital One Venture X Rewards Credit Card earn 2x points on almost all spending, including rent and mortgage payments. If you can earn points on rent and mortgage payments without massive fees, it's absolutely worth it.

☆ The Amex Platinum concierge made my trip to London incredibly seamless and saved me over $2,000 — here's why you should use the service
▼ + stars: | 2022-07-26 | by ( Rachel Dube | Jasmin Baron | Freelance Writer | ) www.businessinsider.com time to read: +13 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). The American Express Travel team was able to secure tickets to exclusive events, like Wimbledon and BST Hyde Park. However, when planning my recent trip to London, I finally decided to take advantage of the American Express Platinum Concierge service. Shop Saks with Platinum: Get up to $50 in statement credits semi-annually for purchases at Saks Fifth Avenue on your Platinum Card®. How to use the American Express Platinum ConciergeTo use the Amex Platinum Concierge, you call the number on the back of your Platinum Card.

Persons: Rachel Dube, Read, —, I've, We're, Uber, Peacock, Uber Cash, Adele, they'll Organizations: American Express, Wimbledon, Amex, Service, American, Express, Hilton, Marriott, Saks, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, Credit, TSA, Global, Saks Fifth, Reading Chevron, United Airlines, Airline Program, London, Fine Hotels, Resorts Locations: London, Hulu

☆ Marriott Bonvoy Boundless card review: 100,000 bonus points, an anniversary free night certificate, and new benefits for a reasonable annual fee
▼ + stars: | 2022-07-22 | by ( Holly Johnson | Jasmin Baron | Freelance Writer | ) www.businessinsider.com time to read: +32 min

Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card. Automatic Marriott Bonvoy Silver elite statusYou'll receive automatic Silver elite status in the Marriott Bonvoy loyalty program just for being a cardholder. Within the past 90 days, you've been approved for the Marriott Bonvoy Business® American Express® Card, Marriott Bonvoy Brilliant™ American Express® Card, or Marriott Bonvoy Bevy™ American Express® Card. Within the past 24 months, you've earned a welcome bonus/upgrade bonus for the Marriott Bonvoy Business® American Express® Card, Marriott Bonvoy Brilliant™ American Express® Card, Marriott Bonvoy Bevy™ American Express® Card. The Marriott Bonvoy Bold® Credit Card is a no-annual-fee Marriott credit card.

You can earn Marriott points from paid stays, co-branded credit cards, or flexible points transfers. How to earn Marriott pointsEarn points from Marriott Bonvoy hotel staysThere are plenty of different ways to earn Marriott points, but let's start with the most simple one: earning points on hotel stays. Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®.

How to earn Southwest pointsCompare Southwest credit cards Southwest Rapid Rewards® Plus Credit CardSouthwest Rapid Rewards® Premier Credit CardSouthwest Rapid Rewards® Priority Credit CardSouthwest® Rapid Rewards® Premier Business Credit CardSouthwest® Rapid Rewards® Performance Business Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Transfer points from Diners Club or hotel loyalty programsDiners Club members can also transfer Club Rewards points to Southwest — 1,500 Club Rewards points, for instance, would convert to 1,200 Southwest points. It's also possible to redeem points earned through participating hotel loyalty programs if you'd rather put them toward flights than hotel stays, though redemption rates are pretty low:5,000 Best Western Rewards points = 1,200 Southwest points6,000 Choice Privileges points = 1,800 Southwest points2,000 Radisson Rewards America points = 200 Southwest points50,000 Radisson Rewards America points = 5,000 Southwest points100,000 Radisson Rewards America points = 10,000 Southwest points9,000 Marriott Bonvoy points = 3,000 Southwest points30,000 Marriott Bonvoy points = 10,000 Southwest points60,000 Marriott Bonvoy points = 20,000 Southwest points90,000 Marriott Bonvoy points = 30,000 Southwest points120,000 Marriott Bonvoy points = 40,000 Southwest points5,000 World of Hyatt points = 2,400 Southwest points50,000 World of Hyatt points = 24,000 Southwest pointsNote that World of Hyatt throws in an additional 6,000 Southwest points as long as you're a member, while Marriott Bonvoy adds 5,000 Southwest points for every 60,000 Marriott points transferred to an airline. For instance, a $220 Business Select fare would yield 2,640 Southwest points, while a $200 Anytime ticket would yield 2,000 Southwest points, and a $100 Wanna Get Away ticket would yield 600 Southwest points. Earn Southwest points by taking online surveysYou can earn points by taking online surveys through E-Rewards — $15 worth of E-Rewards yields 300 Southwest points, $25 worth of E-Rewards yields 600 Southwest points, $50 worth of E-Rewards yields 1,200 Southwest points, and $100 worth of E-Rewards yields 2,400 Southwest points.

☆ All the Perks You’re Missing Out on Without This Card
▼ + stars: | 2022-07-10 | by ( ) www.wsj.com time to read: +12 min

By Ana StaplesAt $695 a year, The Platinum Card® from American Express is a travel credit card for heavy spenders who prefer to travel in luxury. You typically want a rewards credit card that already fits your spending, not a card you have to adjust your shopping habits for. For more than two decades until the early 2010s, the Platinum Card from American Express was the only premium travel credit card in the market. The Platinum Card started off as a charge card, meaning it didn’t allow you to carry a balance. The feature offers the flexibility of a traditional credit card by providing card members the option to pay off purchases over time with interest.

Persons: Ana Staples, Amex, Uber, you’ll, That’s, it’s, Jan, “, Marriott, you’d, Nilson, won’t Organizations: American Express, Luxury, Delta Sky, Walmart, American, Amex, incidentals, airfare, Hulu, ESPN, Disney, New York Times, Global, TSA, Saks Fifth, Honors, Avis Preferred, Hertz, Executive Travel, Venture, Capital, Express, Survey, Discover, Chase, Visa, Mastercard, Amex Assurance Company Locations: Amex, Hulu, U.S

Here's what to know if you're trying to decide between the Capital One Venture X Rewards Credit Card and Chase Sapphire Reserve®. When you redeem Chase Ultimate Rewards points through the Chase Travel portal, they're worth 1.5 cents apiece — so 80,000 Chase points are worth $1,200 in travel. Transfer partnersThe Capital One Venture X Rewards Credit Card and Chase Sapphire Reserve® earn flexible rewards you can transfer to airline and hotel partners in their respective programs. Anniversary bonusesThe Capital One Venture X Rewards Credit Card comes with a 10,000-mile bonus each year on your account anniversary. Annual feesBecause they're both premium cards, the Chase Sapphire Reserve® and Capital One Venture X Rewards Credit Card charge high annual fees — but with the Capital One Venture X Rewards Credit Card, it's easier to get a concrete value that can offset all of the annual fee and then some.

☆ Capital One SavorOne Rewards for Good Credit card review: You don't need excellent credit to earn 3% cash back on dining, groceries, entertainment, and streaming services
▼ + stars: | 2022-07-01 | by ( David Mcmillin | Read More | Read Less | ) www.businessinsider.com time to read: +24 min

There's the Capital One Savor Cash Rewards Credit Card , the Capital One SavorOne Cash Rewards Credit Card, the Capital One SavorOne Student Cash Rewards Credit Card, and finally the Capital One SavorOne Cash Rewards for Good Credit. There's another redemption option if you also have a Capital One credit card that earns miles, like the aCapital One Venture Rewards Credit Card or Capital One Venture X Rewards Credit Card. SavorOne for Good Credit benefits and featuresThe Capital One SavorOne Cash Rewards for Good Credit is fairly low-frills in terms of extra benefits. As the card's name implies, you'll need at least a good credit score to be approved for the Capital One SavorOne Cash Rewards for Good Credit. If you wouldn't otherwise be approved for the regular Capital One Savor Cash Rewards Credit Card or Capital One SavorOne Cash Rewards Credit Card because your credit is on the lower side of good, the Capital One SavorOne Cash Rewards for Good Credit is worth considering.

More Information Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Here's a guide to help you compare the Platinum Card and Sapphire Reserve and decide which card is best for you. The Chase Sapphire Reserve® and the Platinum Card both have high annual fees, but they have several significant differences. No matter which card you choose, both the Chase Sapphire Reserve® and The Platinum Card® from American Express are excellent cards that come with a ton of value.

☆ The Ultimate Travel Card for Serious Travelers
▼ + stars: | 2022-06-27 | by ( Ana Staples | ) www.wsj.com time to read: +8 min

Those generous rewards, along with its $395 annual fee (relatively modest for a premium travel card) make this card Buy Side from WSJ’s pick for Best Travel Rewards Card for Heavy Travelers. The $300 annual travel credit and the 10,000-mile annual bonus (worth $100 in travel) more than make up for the $395 annual fee. Note that (unlike when you redeem miles for recent travel) you need to book through Capital One Travel to receive the travel credit. If you tend to carry a balance, a rewards credit card may not be a good idea for you. The launch of the Venture X in 2021 made Capital One a serious player in the luxury travel card space.

Persons: Ana Staples, spender, you’ll, Hertz, Nilson Organizations: Card, Capital, Travelers, Venture, Venture X, American Express, Chase, Chase Reserve, Survey, Hertz Locations: Capital, U.S, Hertz.com

☆ Amex Platinum card review: The best card for airport lounge access and premium travel perks, with an 80,000-point welcome bonus offer and tons of valuable new benefits
▼ + stars: | 2022-06-27 | by ( Sarah Silbert | Read More | Read Less | ) www.businessinsider.com time to read: +48 min

Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. How to earn points with the Amex Platinum cardThe Platinum Card doesn't have a terribly complicated earning structure. The Platinum Card comes with a welcome offer of 80,000 Membership Rewards® points after spending $6,000 on purchases in the first six months of card membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Because it's a premium rewards card, the Platinum Card is harder to get approved for than some other popular cards.

☆ Amex Platinum card review: The best card for airport lounge access and premium travel perks, with a 100,000-point welcome bonus offer and tons of valuable new benefits
▼ + stars: | 2022-06-27 | by ( Sarah Silbert | Read More | Read Less | ) www.businessinsider.com time to read: +48 min

More Information Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. The Platinum Card comes with a welcome offer of 100,000 Membership Rewards points after you spend $6,000 in your first 6 months of card membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Because it's a premium rewards card, the Platinum Card is harder to get approved for than some other popular cards.

☆ Marriott Bonvoy Brilliant card review: An excellent premium card for Marriott loyalists with a 150,000-point bonus and refreshed benefits, including Platinum elite status
▼ + stars: | 2022-06-24 | by ( Jasmin Baron | Read More | Read Less | ) www.businessinsider.com time to read: +45 min

Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Read our review Read Our Review A looong arrow, pointing rightMarriott Bonvoy Brilliant card fees and costsThe Marriott Bonvoy Brilliant™ American Express® Card has a $650 annual fee. There are also two new mid-range Marriott cards to consider (Marriott Bonvoy Bountiful™ Card and Marriott Bonvoy Bevy™ American Express® Card) which both have a $250 annual fee).

☆ Cards like the Amex Platinum and Chase Sapphire Reserve offer annual credits for travel that can offset their high annual fees. Here's what you need to know.
▼ + stars: | 2022-06-24 | by ( Ariana Arghandewal | Read More | Read Less | ) www.businessinsider.com time to read: +34 min

One such benefit is an annual travel credit: essentially a statement credit that reimburses you for travel purchases up to a certain dollar amount each year. One of those benefits that can help justify annual fees in excess of $400 are annual travel credits. Credit cards that offer an annual travel credit will reimburse you up to a certain dollar amount for applicable travel purchases each year. If that sounds good to you, here are six credit card annual travel credits you need to know about. Annual travel credit can effectively shave $300 off the annual fee if you use it Check mark icon A check mark.

☆ 9 things to do once you get the Marriott Bonvoy Brilliant Amex to enjoy benefits like free hotel status and over $400 in statement credits
▼ + stars: | 2022-06-23 | by ( Ariana Arghandewal | Jasmin Baron | Read More | ) www.businessinsider.com time to read: +20 min

Marriott BonvoyIf you stay with Marriott frequently, the Marriott Bonvoy Brilliant™ American Express® Card is worth considering. Here are nine things to do when you get a Marriott Bonvoy Brilliant™ American Express® Card to make sure you're getting maximum value from the card. Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Read up on your Marriott Bonvoy Brilliant card benefitsThe Marriott Bonvoy Brilliant™ American Express® Card comes with several travel protections that can come in handy.

☆ If You Want One Travel Card…This Is It
▼ + stars: | 2022-06-20 | by ( ) www.wsj.com time to read: +9 min

With an annual fee of $95, Capital One Venture Rewards offers a lower price compared to many top travel cards. Still, Venture Rewards’ high rewards rate on general purchases, flexible redemption policies, and generous sign-up bonus make it a great travel credit card. However, when it comes to travel credit card products, it’s often perks and benefits that make up a large portion of the card’s value. In contrast, other popular travel card issuers including American Express and Chase offer travel redemptions only through their travel portals. Last year, Capital One ramped up its game by launching its first luxury travel credit card with a highly competitive annual fee.

Plaza Premium LoungeCapital One just expanded its airport lounge network to include Plaza Premium Lounges. Capital One Venture X Rewards Credit Card members get complimentary access, on top of free Priority Pass and Capital One lounge visits. Capital One Venture Rewards Credit Card or Capital One Spark Miles for Business cardholders receive two free visits per year. Starting today, the issuer is expanding its network of airport lounges you can enter for free with the Capital One Venture X Rewards Credit Card. Most Plaza Premium lounges are at airports overseas, although there are a few at US airports:Dallas-Fort Worth: Plaza Premium Lounge, Terminal ENewark (EWR): Virgin Atlantic Clubhouse (operated by Plaza Premium Group), Terminal BNew York (JFK): Virgin Atlantic Clubhouse (operated by Plaza Premium Group), Terminal 4San Francisco (SFO): Virgin Atlantic Clubhouse (operated by Plaza Premium Group), Terminal AWashington, DC (IAD): Virgin Atlantic Clubhouse (operated by Plaza Premium Group), Terminal AInternational Plaza Premium Lounge locations are far more plentiful.

Persons: cardholders, Read, —, you'll, there's, Toronto Pearson, Cardholders Organizations: Fort, Capital, Business, Service, Virgin Atlantic, Plaza, One, Chevron, Chase, American Express, Plaza Premium, Washington Dulles, Venture Locations: Dallas, Fort Worth, DFW, Newark, York, JFK, Francisco, Washington, Canada, South, Central America, East, Europe, Africa, Asia Pacific, Toronto, Denver

To maximize and diversify your rewards, it's best to earn miles whenever you fly, and to earn credit card points on your everyday spending. Because of the way frequent flyer programs work, you can usually get a lot more value from transferable credit card points than from airline miles. Transferable credit card points are potentially more valuableTransferable points give you the most redemption options, from cash back to travel. A better way to use your bank-based credit card points is to book travel through your credit card company's travel portal. Why you should earn both credit card points and airline milesUltimately, it's best to collect both transferable credit card points and frequent flyer miles for the sake of flexibility.

☆ I asked financial advisors which credit cards their millionaire and billionaire clients use — and now I know what perks matter to the wealthy
▼ + stars: | 2022-06-14 | by ( Jen Glantz | Jasmin Baron | Read More | ) www.businessinsider.com time to read: +23 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Note that credit card lenders may use many different variations of credit score models when considering your application. Annual travel credit can effectively shave $300 off the annual fee if you use it Check mark icon A check mark. Very high annual fee Highlights Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. While it doesn't have as robust benefits as a travel rewards card, Mendrin says its unlimited 2% cash back is a perk wealthy clients appreciate.

Using BNPL to spread out purchases over time has a a few advantages over paying by credit card. To help my efforts, I removed all my credit card information from being auto-saved on my favorite e-commerce sites. In just the past three months, this helped me lower my credit card bills by 25%, since I had to think through each item in my cart before getting up and manually entering my credit card information. Note that credit card lenders may use many different variations of credit score models when considering your application. While credit card issuers aren't always so transparent, each has its own credit score range that they require applicants to have.

☆ Thanks to my first-ever travel credit card, my flight to Egypt didn't cost a cent — freeing up money for camel rides and hot air balloon trips
▼ + stars: | 2022-05-24 | by ( Ryan Wangman | Jasmin Baron | Loans Reporter | ) www.businessinsider.com time to read: +10 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Little did I know it was possible to hitch a ride on a camel and gobble down a grilled pigeon without breaking the bank, all thanks to credit card rewards points. I'd only opened my first credit card several months before and didn't have much of a credit history, so I didn't think I'd get approved for the card. You earn points by making purchases using your credit card and through sign-up and referral bonuses. Note that credit card lenders may use many different variations of credit score models when considering your application.

The Chase Sapphire Preferred remains a great card for travel rewards beginners and experts alike. Chase; InsiderThe Chase Sapphire Preferred Card is one of the most popular credit cards on the marketIt offers a high sign-up bonus, generous rewards, and solid benefits for a reasonable annual fee. The credit card rewards space has gotten more and more competitive over the past few years, but here's why the Chase Sapphire Preferred is still a powerhouse. You'll earn bonus points in terrific bonus categoriesThe Sapphire Preferred got a refresh last year, adding new benefits and bonus categories. If you're having trouble deciding between the two Sapphire cards, read our comparison of the Sapphire Preferred and Sapphire Reserve to help narrow down the best pick for you.

If you don't yet have a firm plan for your points, you can still earn Chase Ultimate Rewards points and know that they'll serve your goals. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. 4 nights at an expensive Hyatt hotelWorld of Hyatt is, in my opinion, the single greatest transfer partner of Chase Ultimate Rewards points. GoogleBottom lineChase Ultimate Rewards points are one of the most powerful points currencies in the free travel world.

You can use Amex Membership Rewards points in a variety of ways to further discount your hotel stays. I plan to stack credit card benefits to reserve a $1,600+ weekend in Italy for free. Shop Saks with Platinum: Get up to $50 in statement credits semi-annually for purchases at Saks Fifth Avenue on your Platinum Card®. Read our review Read Our Review A looong arrow, pointing rightThe Amex Platinum charges a $695 annual fee. American ExpressThis is not the best use of Amex pointsBy stacking these benefits with Amex points, I'll get a luxury $1,624 weekend stay for $0 and 102,398 Amex points.

Here are four reasons why you should apply for the Chase Sapphire Preferred® Card now. Read more: Chase Sapphire Preferred card reviewIf you redeem them for statement credits, this bonus is worth $800. While the coverage is not quite as comprehensive as that from the premium Chase Sapphire Reserve®, the Chase Sapphire Preferred® Card is still one of the best credit cards for car rental insurance. Make sure you're eligible for the Sapphire Preferred before applyingThere are several great reasons to apply for the Chase Sapphire Preferred® Card, but you'll want to make sure you're eligible before you submit your application. You would need to cancel your Chase Sapphire Reserve® (or downgrade it to a no-annual-fee card) before applying for a new Chase Sapphire Preferred® Card.

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