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Nov 27 (Reuters) - Top Canadian banks are expected to post a decline in fourth-quarter profits as choppy markets hurt wealth management and a slow deal pipeline dents income from investment banking, offsetting expected gains from business loans. On average, profit for the Big Six banks are expected to drop 4% from last year, hurt by lower investment banking activity. Royal Bank of Canada (RY.TO) and Bank of Montreal (BMO.TO), which have the largest capital markets businesses, are expected to see the biggest hit to profits. "Business lending was particularly strong and aided by strength in balances outside of Canada," KBW analysts Mike Rizvanovic and Abhilash Shashidharan said. National Bank of Canada (NA.TO) and Toronto-Dominion Bank (TD.TO), also among the Big Six, will report earnings on Wednesday and Friday, respectively.

If you’re still planning to get some great Apple deals, you’re in luck. SKIP AHEAD Best Black Friday Apple sales to shop nowApple's ongoing Black Friday deal offers a gift card with each purchase of an eligible product. With that in mind, we’ve rounded up some of the best Apple Black Friday deals to shop. Best Black Friday Apple deals to shop nowBelow, we're sharing the best Apple Black Friday deals based on our previous coverage and reporting. Best Black Friday 2022 Apple salesHere are the best Black Friday Apple sales we think you’ll want to know about.

SKIP AHEAD Best Black Friday Apple sales to shop nowApple's current Black Friday deal offers a gift card with each purchase of an eligible product. For instance, when you buy certain iPhone models or Apple Watch SE, you'll get a $50 Apple gift card; AirPods come with a $75 Apple gift card, and MacBooks qualify for a $250 Apple gift card. With that in mind, we’ve rounded up some of the best Apple Black Friday deals to shop. Best Black Friday Apple deals to shop nowBelow, we're sharing the best Apple Black Friday deals based on our previous coverage and reporting. Best Black Friday 2022 Apple salesHere are the best Black Friday Apple sales we think you’ll want to know about.

☆ 30+ best Walmart Black Friday deals: Apple Watch, Samsung TV, Chromebook and more
▼ + stars: | 2022-11-25 | by ( Mili Godio | ) www.nbcnews.com time to read: +15 min

SKIP AHEAD Best Walmart Black Friday sales | What to expect during Walmart’s Deals for Days 2022 | Walmart Black Friday price matching | What is Walmart+? To help you make the most of Walmart’s Deals for Days event this year, we will continuously compile standout deals to consider based on Select reader interest and our previous coverage. Best Walmart Black Friday deals to shop nowBased on our previous coverage and Select reader interest, we rounded up some of the best deals from Walmart’s Black Friday sale. Best Walmart Black Friday sales to shop nowHere are some of the best sales to shop for during Walmart’s Black Friday sale that we think you’ll want to know about. What to expect during Walmart’s Deals for Days 2022As with the past two years, Walmart’s Black Friday savings event — known as Deals for Days — hosts deals throughout the majority of November.

SKIP AHEAD Best deals at Amazon | Best deals at Walmart | Best deals at Target | Best deals at Best Buy | Best Black Friday salesTo help you make the most of the shopping holiday ahead, we compiled some of the best Black Friday deals and sales that we think you’ll want to know about. Best Black Friday 2022 deals across retailersBelow, we’re sharing the best Black Friday deals based on our previous coverage and reporting. 4.7-star average rating from 73,237 reviews at TargetOral-B’s Pro 1000 electric toothbrush is one of the best models you can buy. 4.7-star average rating from 10,600 on AmazonThis cookware set comes with 8-inch and 10-inch nonstick fry pans. Best Black Friday 2022 sales across retailersHere are the best Black Friday sales that we think you’ll want to know about.

☆ 'They are untouchable': Microsoft employees say 'golden boy' executives are still running wild, 8 years after the company vowed to clean up its toxic culture
▼ + stars: | 2022-11-24 | by ( Ashley Stewart | ) www.businessinsider.com time to read: +23 min

The Microsoft executive walked into the small, windowless room in Studio C at about 8 o'clock that evening. Despite Nadella's public stance against those he has called "talented jerks," many inside the company say Microsoft retains a nearly unlimited tolerance for bad behavior by its top rainmakers and developers. "The Microsoft of 2021 is very different from the Microsoft of 2000 to me and to everyone at Microsoft," Nadella said. But some women say the investigations drag on for months or even years, with no clear timeline for resolution. What's more, some employees say Microsoft's efforts to promote racial equity often smack of tokenism.

SKIP AHEAD Best deals at Amazon | Best deals at Walmart | Best deals at Target | Best deals at Best Buy | Best Black Friday salesTo help you make the most of the shopping holiday ahead, we compiled some of the best Black Friday deals and sales that we think you’ll want to know about. Best Black Friday 2022 deals across retailersBelow, we’re sharing the best Black Friday deals based on our previous coverage and reporting. 4.5-star average rating from 3,428 reviews at TargetDry, style and add volume to your hair with this tool from Revlon. 4.7-star average rating from 73,237 reviews at TargetOral-B’s Pro 1000 electric toothbrush is one of the best models you can buy. Best Black Friday 2022 sales across retailersHere are the best Black Friday sales that we think you’ll want to know about.

☆ House Republicans say TikTok made misleading claims in briefings on data handling
▼ + stars: | 2022-11-23 | by ( Brian Fung | ) edition.cnn.com time to read: +4 min

Washington CNN Business —House Republicans say TikTok may have misled congressional staff in private briefings about the company’s handling of US user data, in a new letter to the short-form video app this week. And it foreshadows how House Republicans, having gained a majority in the 2022 midterm elections, are likely to approach TikTok in the coming months. “Both claims appear to be misleading at best, and at worst, false,” Comer and McMorris Rodgers wrote. Tuesday’s letter calls on TikTok to preserve a broad swath of documents, communications and other records, in a preview of how House lawmakers could investigate the company in the coming months. And it reiterated a half-dozen other requests for information the GOP lawmakers had sent to the company during the summer.

[1/10] Delegates applaud as COP27 President Sameh Shoukry delivers a statement during the closing plenary at the COP27 climate summit in Red Sea resort of Sharm el-Sheikh, Egypt, November 20, 2022. "We had to fight relentlessly to hold the line of Glasgow," a visibly frustrated Alok Sharma, architect of the Glasgow deal, told the summit. He listed off a number of ambition-boosting measures that were stymied in the negotiations for the final COP27 deal in Egypt: "Emissions peaking before 2025 as the science tells us is necessary? Another section of the COP27 deal dropped the idea of annual target renewal in favour of returning to a longer five-year cycle set out in the Paris pact. "I recognise the progress we made in COP27" with the loss and damage fund, Aminath Shauna told the plenary.

SKIP AHEAD Best deals at Amazon | Best deals at Walmart | Best deals at Target | Best deals at Best Buy | Best Black Friday salesTo help you make the most of the shopping holiday ahead, we compiled some of the best Black Friday deals and sales that we think you’ll want to know about. Best Black Friday 2022 deals across retailersBelow, we’re sharing the best Black Friday deals based on our previous coverage and reporting. 4.5-star average rating from 3,428 reviews at TargetDry, style and add volume to your hair with this tool from Revlon. Best Walmart Black Friday deals4.7-star average rating from 449 reviews at Best BuyYou can plug this device into any TV and get access to dozens of entertainment and music streaming platforms. Best Black Friday 2022 sales across retailersHere are the best Black Friday sales that we think you’ll want to know about.

☆ Swedish c.bank set to hike policy rate to 2.5% this week, poll shows
▼ + stars: | 2022-11-21 | by ( Simon Johnson | ) www.reuters.com time to read: +3 min

But core inflation continues to pick up speed and thirteen of sixteen analysts in the poll forecast a hike to 2.5% when the central bank announces it policy decision on Nov. 24. "After high inflation in October, most indications point to a rate hike by at least 75 bps," banking group SEB said. The central bank forecast rates would peak at 2.5%. Households are already struggling with a cost-of-living crisis and the economy is expected to slow sharply - banking group Nordea expects a 2% contraction in GDP and the central bank a 0.7% fall in 2023. Furthermore, the European Central Bank (ECB) doubled its deposit rate to 1.5% at the end of October and promised more tightening in the months to come.

"For me, the hour has come for a new generation to lead the Democratic Caucus that I so deeply respect," Pelosi, 82, said in her floor speech. “Pelosi and Hoyer showed a lot of grace in stepping aside,” one younger Democratic lawmaker told NBC News. Meg Kinnard / AP fileAguilar said Friday he is now running for Democratic Caucus chairman. Under that scenario, Aguilar's caucus chair role would move up to No. But with Clyburn going for the assistant job and Aguilar entering the race for caucus chair, Neguse could find himself the odd man out.

SKIP AHEAD Best Black Friday salesTo help you make the most of the shopping holiday ahead, we compiled some of the best Black Friday deals and sales that we think you’ll want to know about. Best Black Friday 2022 deals across retailersBelow, we’re sharing the best Black Friday deals based on our previous coverage and reporting. 4.7-star average rating from 10,600 on AmazonThis cookware set comes with 8-inch and 10-inch nonstick fry pans. Best Walmart Black Friday deals4.8-star average rating from 103 reviews at WalmartTineco’s S10 Cordless Smart Stick Vacuum is one of the brand’s newest models. Best Black Friday 2022 sales across retailersHere are the best Black Friday sales that we think you’ll want to know about.

A historic lake effect snow event will blanket swathes of the country in white into the weekend, with up to five feet of snow possible in Buffalo, New York. Kathy Hochul declared a state of emergency for 11 counties Thursday, saying the state and Buffalo area are "prepared" for the brunt of the major "life-threatening" storm. Lake effect snow occurs when arctic air races across the relatively milder water of the Great Lakes every fall. Rather by the late 21st century it is forecast that there will be a shortened lake effect snow season, and rather than peaking in fall and early winter, it'll be pushed back later to January through March. The lake effect snow will continue for areas downwind of the lakes into Sunday.

☆ Rail strike potential grows, threatening to worsen supply chain backlogs, inflation
▼ + stars: | 2022-11-17 | by ( Eli M. Rosenberg | Eli Rosenberg Is An Investigative Tech Reporter For Nbc News. | ) www.nbcnews.com time to read: +12 min

That’s how much paid sick leave some freight rail workers are demanding from the rail companies before they sign new contracts. Rail workers say years of grievances about workforce cuts, coupled with new scheduling requirements, have pushed them to the brink of exhaustion. But if any of the unions decides to strike, all rail unions will honor the work stoppage. Kennedy said the union had never agreed to higher wages at the expense of a benefit like paid sick leave. “A rail strike, even one of short duration, would be catastrophic,” said John Drake, a vice president at the Chamber of Commerce.

☆ Billionaires like Elon Musk want to save civilization by having tons of genetically superior kids. Inside the movement to take 'control of human evolution.'
▼ + stars: | 2022-11-17 | by ( Julia Black | ) www.businessinsider.com time to read: +40 min

"We are the Underground Railroad of 'Gattaca' babies and people who want to do genetic stuff with their kids," Malcolm told me. Ellison, meanwhile, who has two children in their 30s, has reportedly resumed having kids — with his 31-year-old girlfriend. "The person of this subculture really sees the pathway to immortality as being through having children," Simone said. The person of this subculture really sees the pathway to immortality as being through having children. Before she met Malcolm, Simone was convinced she wanted to live her life single and child-free.

☆ The 13 most promising early-stage artificial-intelligence startups of 2022, according to VCs investing in companies building technical infrastructure and developing tools
▼ + stars: | 2022-11-17 | by ( Sindhu Sundar | ) www.businessinsider.com time to read: +2 min

Venture capitalists investing in AI identified the promising startups at earlier fundraising stages. These 13 AI startups are making tools that try to help companies make better use of data. Kim-Mai Cutler, a partner at Initialized Capital, said VCs are seeing potential in the startups able to develop new applications. Top VCs shared with Insider their picks for startups in their earlier stages that they see as demonstrating the most potential. Here are the 13 most promising AI startups of 2022, according to VCs, listed from least to most capital raised:

☆ Vegan canapes and fat donations: How Sam Bankman-Fried won Washington before he lost everything
▼ + stars: | 2022-11-16 | by ( Https | Media-Cldnry.S-Nbcnews.Com Image Upload Newscms Alex-Seitz-Wald-Circle-Byline-Template.Jpg | Alex Seitz-Wald | ) www.nbcnews.com time to read: +13 min

Everybody was trying to get in,” said one source close to the Bankman-Frieds’ political operation who requested anonymity to speak candidly. Attempts to contact Sam Bankman-Fried for this article were unsuccessful. Sam Bankman-Fried’s mentor and the spiritual leader of Effective Altruism has disowned him. Sam Bankman-Fried is a Democrat, and he spent at least $40 million supporting the party. Some of the biggest recipients of Bankman-Fried’s money did not respond to NBC News when asked about donations they received.

☆ Real-estate tech firms are getting hammered by a cataclysmic reckoning that one VC called a cross between the 2001 dot-com bust and the 2008 market crash
▼ + stars: | 2022-11-16 | by ( Daniel Geiger | ) www.businessinsider.com time to read: +10 min

The proptech sector is battling two challenges at once: a slowing housing market and a tech bust. For almost a decade, a growing group of companies have thrived by introducing tech innovations to a stubbornly analog real-estate industry. "Now we're seeing something that feels like a confluence between the 2001 dot-com bust in the venture-capital world and the 2008 market crash in real estate. Shares of both Opendoor and Redfin, which once drew investor attention to the soaring proptech industry, are worth roughly one-tenth what where they were a year ago. The company hasn't laid off any of its 300-person staff — including a roughly 50-person tech team — and doesn't plan to, Matthews said.

A G20 declaration on Wednesday said "we will play our part fully in implementing" last year's Glasgow Climate Pact, under which countries pledged to limit the rise in global temperatures to 1.5C above pre-industrial times. "As things stand, the Glasgow Climate Pact is broken, but the G20 have the opportunity to fix it." MISSED OPPORTUNITYThe G20 declaration recognised the need to phase down use of unabated coal and phase out "inefficient" fossil fuel subsidies. Avinash Persaud, special envoy on climate finance to Prime Minister Mia Motley of Barbados, meanwhile, told Reuters the G20 declaration missed the mark on finance. "Unfunded ambition gets us nowhere fast," Persaud said, adding he wanted G20 countries to unlock more lending from multilateral development banks they control to help climate-vulnerable countries.

☆ Walmart Black Friday sale: 20+ best deals from Google, Shark, Samsung
▼ + stars: | 2022-11-15 | by ( Mili Godio | Mili Godio Is An Associate Reporter For Select On Nbc News. | ) www.nbcnews.com time to read: +12 min

SKIP AHEAD Best Walmart Black Friday sales | What to expect during Walmart’s Deals for Days 2022 | Walmart Black Friday price matching | What is Walmart+? Best Walmart Black Friday deals to shop nowBased on our previous coverage and Select reader interest, we rounded up some of the best deals from Walmart’s Black Friday sale. Best Walmart Black Friday sales to shop nowHere are some of the best sales to shop for during Walmart’s Black Friday sale that we think you’ll want to know about. What to expect during Walmart’s Deals for Days 2022As with the past two years, Walmart’s Black Friday savings event — known as Deals for Days — hosts deals throughout the majority of November. Walmart will also host deals on Cyber Monday (Nov. 28) to close out its Deals for Days event.

4 U.S. soy state by planted acres, which ships about 70% of its harvest of the high-protein oilseed to China annually. Instead, the new facilities will be able to process half of the state's soy harvest into oil for biofuel and meal for livestock feed. The crush plant will draw soybeans from farmers 60 miles in each direction, said Mike Keller, vice president with ADM. EXPORT EXPANSIONU.S. grain exports have been reaching global buyers for decades via Gulf Coast and Pacific Northwest terminals. U.S. soybean farmers and industry groups pledged an additional $1.3 million to help offset design and development costs.

☆ Former FTX CEO Sam Bankman-Fried and allies lose influence in Washington as company collapses
▼ + stars: | 2022-11-14 | by ( Brian Schwartz | ) www.cnbc.com time to read: +6 min

Former FTX CEO Sam Bankman-Fried and his allies are losing advocates in Washington, as the company hits rock bottom. 2 Senate Democrat told CNBC on Monday that the contribution "will be donated to an appropriate charity." It was announced in February that FTX and FTX US were joining the group's board of directors. A spokesman for the crypto trade group told CNBC that "on Thursday, ADAM removed FTX.com and FTX.US from its membership." The lobbying group is led by the former Secretary of Homeland Security Tom Ridge.

Kevin Conroy, the iconic voice of Batman, died Thursday shortly after being diagnosed with cancer, according to his representatives. Conroy’s deep and raspy voice shot him to stardom as the title character in "Batman: The Animated Series," which ran from 1992 to 1996, according to a statement provided by his spokesperson. He became the quintessential voice of the superhero in almost 60 different productions and video games, including 15 films, highlighted by "Batman: Mask of the Phantasm." He studied at the prestigious Juilliard School in New York City alongside heralded actors like Christopher Reeve and Robin Williams. Conroy also had guest roles on popular TV series such as “Cheers,” “Murphy Brown” and “Matlock.”Conroy is survived by his husband Vaughn C. Williams, sister Trisha Conroy, and brother Tom Conroy.

☆ Chase Sapphire Reserve card review: One of the best premium travel cards now offers an 80,000-point bonus (worth at least $1,200 in travel), but it won't be around for long
▼ + stars: | 2022-11-11 | by ( David E. Slotnick | Senior Reporter | Read More | ) www.businessinsider.com time to read: +43 min

How to earn points with the Chase Sapphire ReserveThe Chase Sapphire Reserve has one of the most rewarding earning structures of any premium travel card. Chase also offers an easy option for redeeming points on the Chase Sapphire Reserve and the Chase Sapphire Preferred® Card. You get a 50% bonus in value with the Chase Sapphire Reserve — so, 1.5 cents per point — and a 25% bonus if you have the Chase Sapphire Preferred® Card. This includes the Ink Business Preferred® Credit Card , Ink Business Unlimited® Credit Card, Ink Business Cash® Credit Card, Chase Freedom Unlimited®, and Chase Freedom Flex℠. Also, note that you cannot open a Chase Sapphire Reserve if you currently hold any flavor of Chase Sapphire card.

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