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☆ The Real Reason Rent Costs Are Sky High: People Left Their Roommates
▼ + stars: | 2023-05-10 | by ( James Rodriguez | ) www.businessinsider.com time to read: +12 min

Though rent growth has slowed in recent months, renters in large cities are still feeling the effects of the 2021-22 rent boom. Residents of these places are now asking the question: If so many people left, why is my rent still so expensive? The first was outbound migration, which led to weaker housing demand in city centers. "High house prices, high rents, and rising interest rates are probably pushing back against household formation," Ozimek told me. If more employees keep adopting remote work — which, I'll admit, is a big "if" — that indicates housing demand is bound to increase.

☆ Who are zillennials?
▼ + stars: | 2023-05-10 | by ( Terry Ward | ) edition.cnn.com time to read: +8 min

Along the blurry edge at the cusp of the two generations, between Gen Y and Z, is where zillennials live. Zillennials straddle the generations of millennials, who are considered digital pioneers, and Gen Z, who are considered digital natives who never knew life before screens. While zillennials often feel they don’t fit in with either Gen Z or millennials, Dorsey said the middle zone they occupy has its own advantages. His firm’s research has shown Gen Z to be more connected to social causes than millennials, with zillennials similarly more interested than millennials when it comes to social issues. From a young age, zillennials have learned the effects of climate change, said Carr.

☆ Opinion | Why Joe Biden Needs a Primary Challenger
▼ + stars: | 2023-05-08 | by ( Peter Beinart | ) www.nytimes.com time to read: +2 min

To understand why progressives should challenge Joe Biden in the upcoming Democratic presidential primary, remember what happened during the last one. Mr. Sanders’s supporters joined Mr. Biden’s allies in working groups that crafted a common agenda on the economy, education, health care, criminal justice, immigration and climate change. From those task forces came what Barack Obama called “the most progressive platform of any major-party nominee in history.” And that progressivism continued into Mr. Biden’s presidency. With rare exceptions, Mr. Biden hasn’t challenged the hawkish conventional wisdom that permeates Washington; he’s embodied it. America’s new cold war against Beijing may enjoy bipartisan support in Washington, but it doesn’t enjoy bipartisan support in the United States.

☆ Biden, while defending a presidential reelection bid in his 80s, says he's 'acquired a hell of a lot of wisdom' and knows 'more than the vast majority of people'
▼ + stars: | 2023-05-06 | by ( John L. Dorman | ) www.businessinsider.com time to read: +3 min

President Biden defended his 2024 reelection bid during an interview with MSNBC's Stephanie Ruhle. "I have acquired a hell of a lot of wisdom and know more than the vast majority of people," he said. Biden, who's now 80, would be 82 at the start of a second presidential term in 2025. Ruhle asked: "Why would a 82-year-old Joe Biden be the right person for the most important job in the world?" "I have acquired a hell of a lot of wisdom and know more than the vast majority of people," he told Ruhle.

☆ Threat of TikTok ban has creators scrambling to build followings on Instagram, YouTube
▼ + stars: | 2023-05-06 | by ( Ashley Capoot | ) www.cnbc.com time to read: +9 min

Politicians have been threatening a nationwide TikTok ban unless ByteDance sells its stake in the app, a move China said it "strongly" opposed. "That's the power of TikTok," Spangler said, adding that the app drives the majority of sales for his business, The Good Chad. Olivier Douliery | Afp | Getty ImagesIn April, Montana legislators approved a bill that would ban TikTok from being offered in the state starting next year. Creators are turning to other platformsVivian Tu, who lives in Miami, has been preparing for a possible TikTok ban by working to build her audience and diversify her content across multiple platforms. With the looming threat of a TikTok ban, Foster said she's been sharing content across Instagram, YouTube and Twitter to try to expand her following.

☆ The top 7 podcast companies helping social-media influencers like Rhett and Link produce and make money from shows
▼ + stars: | 2023-05-03 | by ( Amanda Perelli | Dan Whateley | ) www.businessinsider.com time to read: +3 min

A new wave of podcast networks has emerged to help creators make content and earn money. Here's a breakdown of seven leading podcast networks that work with social-media influencers. "We are creator-led 100%," Faucett, now executive producer at TMG Studios, told Insider. "To expand podcast reach and earnings, we can also help implement additional strategies tailored to the creator — anything from Snapchat distribution to podcast clip services." Here are the top seven podcast networks for influencers, listed in alphabetical order by company name:

☆ Kroger will stop mailing weekly grocery advertisements in newspapers
▼ + stars: | 2023-05-02 | by ( Nathaniel Meyersohn | ) edition.cnn.com time to read: +3 min

Atlanta CNN —Kroger, the largest grocery chain in the United States, is ditching its long-running weekly newspaper ad circulars announcing the latest grocery specials. The ads for Kroger (KR) stores and subsidiaries, including Ralphs, Fred Meyer and King Soopers, will shift online. “Kroger is joining many retailers in shifting the way our weekly ads are distributed,” a spokesperson told CNN. The move could deal a blow to shoppers who plan their store trips based on weekly newspaper ads. Some companies, such as Walgreens (WBA), stopped printing coupon catalogs and moved their weekly advertisements online.

☆ The class of 2023 wants jobs that match their personal values and interests, even if it means less money
▼ + stars: | 2023-04-29 | by ( Ethan Dodd | ) www.businessinsider.com time to read: +7 min

Today's college grads want work that speaks to their values and interests. Today's availability of jobs mean Gen Z can afford work that pays less. Not to mention, the rise of remote work means "you're not forced to live in the most expensive city," Krembs said. Companies are struggling to appeal to Gen ZJust after Gen Z started graduating from college and entering the workforce, large companies started making progressive commitments. Perhaps unsatisfied with the big companies on offer, Gen Z is taking on side hustles and freelancing to work towards their values and interests.

☆ Youth climate activists plan to protest the biggest social event for Washington's political-media class
▼ + stars: | 2023-04-27 | by ( Catherine Boudreau | ) www.businessinsider.com time to read: +5 min

On Saturday, the group plans to blockade the White House Correspondents' Association dinner in Washington, DC. So the White House Correspondents' Association dinner is an appropriate target, Salamon said. The White House did not return requests for comment. Haught acknowledged she had little political choice because GOP candidates have shown paltry interest in prioritizing climate action. "If you're putting your body on the line and risking a record of arrest, that shows you're serious," Haught said.

☆ Opinion | Dads Still Get Extra Leisure Time. Moms Are Still Subsidizing It.
▼ + stars: | 2023-04-26 | by ( Jessica Grose | ) www.nytimes.com time to read: +4 min

The only marriage type where husbands devote more time to caregiving than their wives is one in which the wife is the sole breadwinner. In those marriages, wives and husbands spend roughly the same amount of time per week on household chores. (A subsequent reform in 2002 that allowed an additional nontransferable month was not found to lead to more separations.) The cultural hurdles women face at home overlap with hurdles women face in the workplace. First, she told me that she’s done the math based on time-use data and found that women are, in effect, doing about an extra month of unpaid labor a year, while men get an extra month of leisure.

☆ An AI recruiter may be choosing if you get your job — and people aren't happy about it
▼ + stars: | 2023-04-25 | by ( Aaron Mok | Madison Hoff | ) www.businessinsider.com time to read: +4 min

Companies like Goldman Sachs and Unilever have used AI tools in their recruitment efforts. 66% of American adults don't want to apply for a job that uses AI to hire, per a Pew Research Center study. Companies are using AI to make hiring decisions — and many Americans aren't happy about that, according to a recent study from the Pew Research Center. Companies have been using AI to help vet job applicants at varying levels of success. 32% of the survey respondents think using AI to hire is actually a good idea.

☆ Americans Wary of Big Brother AI Watching in the Workplace
▼ + stars: | 2023-04-21 | by ( Richard Vanderford | ) www.wsj.com time to read: 1 min

U.S. respondents to a Pew Research Center survey said they were largely opposed to using artificial intelligence to monitor them at work. Photo: David Paul Morris/Bloomberg NewsAmericans are largely leery of artificial intelligence peering over their shoulder at the workplace to watch for bad behavior, according to a survey by the Pew Research Center, though only a fraction think AI will have a major impact on them personally. AI has been used for years in technologies that can monitor what employees do at work, including surveillance systems that can try to see if retail employees are stealing, software that scrutinizes truck drivers for bad behavior, and plug-ins for email and chat applications that can flag foul language or fraud in offices.

The Supreme Court maintained access to the abortion drug mifepristone on Friday. The court took on the issue after a federal judge in Texas issued a ruling suspending FDA approval of mifepristone. Drugs like mifepristone and misoprostol have been under heightened scrutiny from abortion opponents since the Supreme Court overturned Roe v. Wade last June. Earlier in April, a federal judge in Amarillo, Texas, issued a ruling suspending mifepristone's FDA approval, arguing the approval itself was unlawful. Following the Supreme Court's reversal on abortion rights, Democrats heavily campaigned on the issue of abortion in the 2022 midterm elections.

☆ More money will certainly mean more problems in your relationships, financial experts say—especially a marriage
▼ + stars: | 2023-04-21 | by ( Aditi Shrikant | ) www.cnbc.com time to read: +4 min

It's obvious how financial instability can negatively affect relationships – less money means more compromising. Coming into a "life-changing" amount of money can be disorienting, says Susan Bradley, a certified financial planner and the founder of Sudden Money Institute. In opposite-sex marriages, which partner makes more money can also be a source of stress, especially if it's the woman. Well, how many times do you do that before they start to feel weird and you start to feel weird?" Decisions like this can cause stress — stress you wouldn't have if that house was never an option in the first place.

☆ Women are now out-earning or making the same as their husbands in nearly half of marriages
▼ + stars: | 2023-04-20 | by ( Morgan Smith | ) www.cnbc.com time to read: +3 min

In almost half of opposite-sex marriages in the U.S., women are now earning the same as their husbands — or out-earning them, by an average of $53,000. Spouses are earning the same income in nearly one-third, or 29%, of opposite-sex marriages, a significant jump from just 11% in 1972. In egalitarian marriages, men and women's earnings are almost identical: In 2022, the median earnings for wives in such marriages was $60,000, while husbands earned $62,000. About 16% of opposite-sex marriages in the U.S. have a breadwinner wife, up from 5% five decades earlier, Pew reports. Women continue to bear the brunt of household responsibilities, even as financial contributions have become more equal in opposite-sex marriages.

☆ Wrong-place, wrong-time shootings: What's going on?
▼ + stars: | 2023-04-19 | by ( Zachary B. Wolf | ) edition.cnn.com time to read: +8 min

► Outside Austin, Texas, on April 18, two cheerleaders were shot in a grocery store parking lot just after midnight. Yarl and Andrew Lester, the 84-year-old homeowner accused of opening fire, both told police that Lester almost immediately shot Yarl upon opening his front door. What we know about why Lester shot Yarl is what he has told police. ‘Everything to do with race’Lucas doesn’t buy that, noting that Lester said Yarl was six feet tall, when he’s actually 5’8”. That’s another thing that appears to tie these recent shootings together – loaded guns at the ready.

☆ Earning $300,000 a year is still considered middle class in this U.S. city—it’s not New York or LA
▼ + stars: | 2023-04-19 | by ( Kamaron Mcnair | ) www.cnbc.com time to read: +1 min

Around half the American population is considered middle class, according to the most recent Pew Research data. That means you can earn $100,000 and be considered middle class in some locales, but not others. In fact, middle class income ranges vary widely across the largest 100 U.S. cities, according to a new study from SmartAsset. Fremont, California, has the highest-earning middle class with those earning up to $311,936 still falling in the middle-income range there. SmartAsset used a variation of Pew’s middle class calculation to determine where middle class Americans are making the most money.

☆ Why U.S. vacation policies are so much worse than Europe's
▼ + stars: | 2023-04-19 | by ( Charlotte Morabito | In Charlottemorabito | ) www.cnbc.com time to read: +2 min

The United States is the only advanced economy that does not guarantee paid time off. The European Union Working Time Directive, which was passed in the early 1990s, requires at least 20 working days of paid vacation in all EU countries. France provides a minimum of 30 paid vacation days per year. What's more, many European countries have paid holidays as well, giving workers there even more paid days off. “When I came to France, I noticed that vacation is a way of life,” said Fatima Cadet-Diaby, an American who has been living in Paris for nearly seven years.

Insider asked four CEOs of fintech companies for advice they'd give immigrants who are new to the US. Compared to someone born and raised in the US, immigrants face unique challenges when meeting financial goals. Insider spoke with four CEOs in the fintech industry who are immigrants or children of immigrants. Here are their five tips for immigrants trying to gain financial footing in the US. He also suggests working with a credit union to set up multiple accounts — for example, a checking account for everyday expenses, a savings account for future goals, and another savings account for your emergency savings fund.

☆ More women now make as much as their husbands, but still do more at home
▼ + stars: | 2023-04-16 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +3 min

New York CNN —Few women will be surprised to learn that even when wives earn about the same as their husbands or more, a new Pew Research Center study finds that they still spend more time on housework and child care, while their husbands spend more time on paid work and leisure. In these marriages women earn a median of $88,000 to their husbands’ $35,000. Women most likely to be the biggest earnerToday, which women are most likely to be the primary or sole breadwinners can vary by age, family status, education and race. For instance, Pew found Black women are “significantly more likely” than other women to earn more than their husbands. For instance, 26% of Black women bring home more than their husbands, while only 17% of White women and 13% of Hispanic women do.

☆ How Gay Men Saved Us From Monkeypox - The New York Times
▼ + stars: | 2023-04-16 | by ( Ina Park | Dan Savage | ) www.nytimes.com time to read: +4 min

We know gay sex has been unfairly blamed for everything from natural disasters to the fall of Rome. But in their efforts to avoid stigmatizing the community, health authorities and the media failed to effectively warn gay and bi men. Ignorant of the threat as the virus spread, gay and bi men couldn’t take steps to protect themselves and their partners. Gay party promoters canceled long-planned events and individual gay men temporarily deleted hookup apps from their phones and reduced their sexual contacts. They acknowledged the realities of gay sexuality and its breadth of expression, using the actual language gay men use when discussing sex with each other.

☆ One chart shows how many more hours married women spend on housework than their husbands in 5 different types of opposite-sex marriages
▼ + stars: | 2023-04-16 | by ( Madison Hoff | ) www.businessinsider.com time to read: +7 min

Pew Research Center compared the hours opposite-sex married couples spend on housework and caregiving. The chart below shows the average time spent per week on housework and caregiving duties for five different kinds of income arrangements for opposite-sex marriages. Wives in these wife-primary-earner marriages spend about 11 hours a week on housework and caregiving compared to their husbands' almost 8 hours a week. 57% of US adults said American society values the "contributions men make at work." Men and women pretty much said the same thing — 55% of men and 58% of women answered this way.

☆ Trump is privately warning religious leaders that Republicans risk 'losing big' over abortion stance, report says
▼ + stars: | 2023-04-14 | by ( Alia Shoaib | ) www.businessinsider.com time to read: +3 min

Donald Trump tells religious leaders that Republicans risk "losing big" due to its abortion stance. Three sources told the outlet that they heard Trump complain that the GOP is "getting killed on abortion." Trump has previously blamed Republicans' handling of the "abortion issue" for the party's poor performance in the 2022 midterm elections. During recent off-the-record meetings with religious leaders, Trump has tried to emphasize his previous anti-abortion record and framed himself as the "most pro-life" president in US history. There has been no bigger advocate for the movement than President Trump," he said.

☆ Ron DeSantis knows his 6-week abortion ban could come back to haunt him — that's why he's doing it under the radar
▼ + stars: | 2023-04-14 | by ( Madison Hall | ) www.businessinsider.com time to read: +4 min

Ron DeSantis signed a new law banning abortion after 6 weeks of pregnancy. He signed with almost no fanfare, especially compared to the crowd for his 15-week ban in 2022. Ron DeSantis enacted a 15-week abortion ban for people who are pregnant in April 2022, it was to much fanfare, with the governor surrounded by supporters and television crews. The 15-week abortion ban is still heading before the Florida Supreme Court, and if it's struck down, the six-week ban won't go into effect either. Seeing the recent backlash against Kacsmaryk, it makes sense why DeSantis would choose to avoid publicly signing the six-week ban in order to avoid a similar fate.

☆ 75% of Americans don't trust crypto—and nearly half of traders say their investments have performed worse than expected
▼ + stars: | 2023-04-14 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

Americans don't have a lot of faith in cryptocurrency. About 66% of U.S. adults under 50 who are familiar with crypto aren't confident in its reliability and safety, the survey found. What's more, American crypto traders feel their investments haven't performed as well as they had hoped, according to Pew's survey. About 45% of respondents say their investments have actually done worse than they expected. While 30% say their investments have performed as expected, only 15% say their investments have performed better than anticipated.

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