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☆ IHG Premier vs Traveler: Which IHG credit card is best?
▼ + stars: | 2021-01-26 | by ( Jennifer Yellin | ) edition.cnn.com time to read: +13 min

The IHG Premier has one of the best returns you’ll find on any credit card for stays at IHG hotels, including Holiday Inns, and the IHG Traveler isn’t far behind. IHG credit card sign-up bonusesThe current sign-up bonus for the IHG Premier is 140,000 bonus points after spending $3,000 on the card within the first three months. IHG credit card benefitsBoth IHG credit cards come with the opportunity to earn IHG elite status, but the IHG Premier card has the upper hand by offering card holders complimentary Platinum status. Should you get the IHG Premier or IHG Traveler credit card? Thanks to all its benefits, we recommend the IHG Premier card over the IHG Traveler card.

Spirit Airlines' frequent flyer program, Free Spirit, just got a big update. On January 21, the airline's Free Spirit frequent flyer program got a huge overhaul, offering a significant upgrade in value for frequent travelers. How to earn Spirit Airlines pointsTwo types of Spirit pointsIn the Free Spirit program, there are two types of points: redeemable and Status Qualifying Points (SQPs). Spirit Airlines points expiration policySpirit Airlines points won't expire if you earn or redeem once every 12 months. AdvertisementHow to redeem Spirit pointsYou can redeem points on all Spirit Airlines flights without capacity restrictions or blackout dates.

Persons: —, That's, they're, you'll, You'll, Silver, that's Organizations: Spirit Airlines, Read, Service, Airlines, Bank of America, Citi, Marriott, Travel, ®, Mastercard, Silver, MasterCard, Gold Locations: Latin America, Caribbean, America

☆ Bitcoin is about to change the definition of card rewards, and it's good news if you're 'crypto-curious' but afraid of risking your own money
▼ + stars: | 2020-12-29 | by ( David Mcmillin | Read More | Read Less | ) www.businessinsider.com time to read: +13 min

The two early entrants are a credit card from BlockFi and a prepaid card from Fold with different structures for earning. Prince is now focused on changing rewards with the company's new Bitcoin Rewards Credit Card. "Credit card rewards points are meant to be spent, ideally as quickly as possible," Prince says. That's a big shift, but Prince thinks it's only the beginning for transforming credit card rewards. Note that credit card lenders may use many different variations of credit score models when considering your application.

☆ Chase Ink Preferred vs. Ink Cash vs. Ink Unlimited
▼ + stars: | 2020-12-11 | by ( Jennifer Yellin | ) edition.cnn.com time to read: +19 min

Chase Ultimate Rewards credit cards are considered some of the best around, and fortunately, there are three different business credit cards under this umbrella — the Ink Business Preferred℠ Credit Card, the Ink Business Unlimited® Credit Card and the Ink Business Cash® Credit Card. However, if your business doesn’t come close to spending an average of $5,000 per month, you’ll instead want to consider either the Ink Business Unlimited or Ink Business Cash cards. Earning points versus cash backYou’re probably asking yourself why the Ink Business Preferred card earns points, while the Ink Business Cash and Ink Business Unlimited are advertised as cash back cards. Benefits of the Chase Ink credit cardsAll three Ink Business credit cards provide primary car rental insurance when you rent a vehicle for business purposes. There’s also actually one benefit that comes on the Ink Business Unlimited and Ink Business Cash cards, but not the Ink Business Preferred.

Earn IHG points through your elite statusEarning elite status with IHG can lead to even more benefits if you're someone who travels frequently. Redeem IHG points for dream vacationsYou can use your IHG points to stay at some of the most luxurious hotels and resorts in the world, whether you're in search of a romantic getaway, family vacation, solo travel escape, or dream honeymoon. Transfer IHG points to a friendThere's also an option to transfer IHG points to a friend or family member at a cost of $5 per 1,000 points, or buying them through IHG's website. Some of these redemptions are as low as 100 IHG points, so if you haven't had any activity in your account recently, this is a good way to keep your IHG points from expiring. Use IHG points to attend special eventsWhile there don't seem to be any concerts, sports, or special events at the moment due to the pandemic, this was a great way to put IHG points toward unique experiences.

Credit cards with welcome bonuses of 100,000 points or moreFAQsAmerican Express Platinum CardWelcome bonus value: Rewards experts generally value American Express Membership Rewards points at two cents apiece, making this bonus worth a whopping $2,000 when transferring your points to travel partners. Welcome bonus value: Many travel rewards enthusiasts have estimated the value of Hilton Honors points at 0.5 cents per point, so 150,000 Hilton Honors points are worth $750 towards Hilton stays. Welcome bonus value: If you value Hilton Honors points at 0.5 cents per point, 130,000 points would be worth $650. Welcome bonus value: If you value Hilton Honors points at 0.5 cents per point, 130,000 points would be worth $650. How to earn the bonus: Earn a welcome bonus of 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening.

If you have a cash-back card like the Citi® Double Cash Card or even an Amex card, for example, you could cash in rewards for statement credits to reduce your bill. After all, the average credit card APR is well over 16%, and many of the top rewards cards and travel credit cards charge significantly higher rates than that. That said, it is possible that your credit card could help you if you're stuck dealing with the financial fallout from the coronavirus. However, you could use a 0% APR credit card to keep up with some of your bills without interest for a limited time. Redeem rewards for Amazon.com purchasesIf you have the Capital One Savor Cash Rewards Credit Card , a Chase Ultimate Rewards credit card, an Amex Membership Rewards card, one of the Amazon credit cards, or any other credit card that lets you cash in points for Amazon.com purchases, that's another route to pursue.

☆ American Express Blue Business Plus credit card review
▼ + stars: | 2020-02-25 | by ( Darren Murph | ) edition.cnn.com time to read: +14 min

Digging into the Amex Blue Business PlusWhile every business is different, it’s fairly safe to assume that every small business owner is busy. Disadvantages of the Amex Blue Business PlusThe Blue Business Plus is aimed at owners of small and medium-sized businesses. KEY DETAILS Citi Double Cash Card American Express Blue Business Plus Card type Mastercard American Express Sign-up bonus None. Other credit cards similar to the Amex Blue Business PlusThe Blue Business Plus is, in many ways, in a league of its own within the no-annual-fee camp. Learn more about the Blue Business Plus Credit Card from American Express.

Persons: you’re, you’ll, it’s, CNN Underscored’s, —, Guy, Chase —, You’ll, Amex Organizations: CNN, American Express, Blue, American, Etihad Airways, American Airlines, Etihad, Singapore Airlines, Business, Blue Business, Citi, Cash, Mastercard, Citi Premier ℠, Citi Prestige ®, Chase, Capital, Social, brag Locations: Hawaii, United

I've been booking trips using credit card points for years, but my travel goal for 2020 is to go on an epic trip to Machu Picchu and the Galapagos Islands. All I need to go on this trip are 40,000 United miles, and I can earn them all with the sign-up bonus on one credit card. Elizabeth AldrichIn the end, the entire trip would cost me 40,000 United miles and $125.15 in taxes and fees. I'm getting well over 2 cents per point in value with this redemption, and earning 40,000 United miles will be a breeze. I might use credit card points to pay for other parts of the trip, such as accommodations, transportation, or activities.

☆ If you have a Capital One Venture or Spark credit card, you can now transfer miles to Accor and Wyndham to book hotel stays
▼ + stars: | 2020-02-03 | by ( Nick Ewen | The Points Guy | ) www.businessinsider.com time to read: +10 min

The Capital One Venture Rewards Credit Card, the Capital One Spark Miles for Business , and their no-annual-fee counterparts earn miles that you can transfer to airline partners such as Air Canada and Singapore Airlines. Tomorrow, February 4, Capital One is adding two hotel transfer partners for using your miles: Accor and Wyndham. Accor can offer a particularly good deal if you're looking to transfer your miles to book a hotel stay. Starting tomorrow, you'll get 1.5 JetBlue TrueBlue miles for every 2 Capital One miles you transfer (up from 2:1). Capital One adds Wyndham and AccorStarting tomorrow, eligible cardholders will be able to transfer their Capital One miles to two hotel programs: Wyndham Rewards and Accor Live Limitless (ALL).

Two of the most popular flexible travel programs available are Chase Ultimate Rewards and Citi ThankYou Rewards. Chase Ultimate Rewards: Pros and consThe Chase Ultimate Rewards program has long been considered the most valuable flexible rewards program available. You must have a premier Chase travel credit card (Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card) to transfer points to airline and hotel partners. Citi ThankYou Rewards: Pros and consLike the Chase Ultimate Rewards program, Citi ThankYou Rewards offers a few different ways to redeem your points. If you're in the market for a new rewards program, make sure to consider both Chase Ultimate Rewards and Citi ThankYou Rewards.

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