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We could see mortgage rates start to trend down later this year if incoming data shows that inflation is coming down sustainably. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. As inflation comes down and the Federal Reserve is able to start cutting the federal funds rate, mortgage rates should fall further as well. Now that the Fed has paused hiking rates, mortgage rates have come down a bit. Once the Fed starts cutting rates, which is likely to happen this year, mortgage rates should fall even further.

Persons: Freddie Mac, they'll, Sam Khater, Freddie Mac's Organizations: National Association of Realtors, Zillow, Federal Reserve, Fed Locations: February's, Chevron

☆ Israel’s Strike Was Smaller Than Expected, and So Was Iran’s Reaction
▼ + stars: | 2024-04-19 | by ( Patrick Kingsley | ) www.nytimes.com time to read: +1 min

The relatively limited scope of Israel’s overnight strikes on Iran, and a subdued response from Iranian officials, may have lowered the chances of an immediate escalation in fighting between the two countries, analysts said Friday. For days, there have been fears that a forceful Israeli response to Iran’s attack on southern Israel last weekend could prompt an even more aggressive riposte from Iran, potentially turning a tit-for-tat confrontation into a wider war. But when it finally came early on Friday, Israel’s strike appeared less damaging than expected, allowing Iranian officials and state-run news outlets to downplay its significance, at least at first. By sunrise, Iranian state-run news outlets were projecting a swift return to normality, broadcasting footage of calm street scenes, while officials publicly dismissed the impact of the attack. But the initial Iranian reaction suggested that Iran’s leaders would not rush to respond, despite warning in recent days that they would react forcefully and swiftly to any Israeli strike.

Persons: Israel, Israel’s, Iran — Organizations: Iran’s Locations: Iran, Israel, Isfahan

☆ Taylor Swift's new album features 2 high-profile guest stars — and they both stand to reap major rewards
▼ + stars: | 2024-04-19 | by ( Kwan Wei Kevin Tan | ) www.businessinsider.com time to read: +1 min

Taylor Swift's latest album features collaborations with Post Malone and Florence and The Machine. Swift has worked with artists as varied as B.o.B, Bon Iver, and Ed Sheeran. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementTaylor Swift's album "The Tortured Poets Department" is here, and it features two heavy-hitting collaborations. Swift's 11th studio album features the rapper Post Malone on the song "Fortnight" and the English indie rock band Florence and The Machine on "Florida!!!."

Persons: Taylor Swift's, Post Malone, Swift, Bon Iver, Ed Sheeran, —, Taylor, Swift's, I've Organizations: Service, Department, Business Locations: Florence, Bon, Florida

Netflix and a popular beauty stock were featured among Friday's biggest analyst calls. Analyst Rob Sanderson initiated coverage of DoorDash with a buy rating and $170 price target, citing strong execution. Alongside the upgrade, Blum downgraded Sunnova Energy to an equal weight rating and slashed his price target to $6 from $11, citing a higher-for-longer rate environment. "Share gains upmarket by Shopify support confidence in the durability of growth against tempered consumer spending expectations," wrote analyst Keith Weiss. The stock has tumbled 11% this year, but could rally 22% based on the firm's adjusted $85 price target.

Persons: Canaccord Genuity, Rob Sanderson, DoorDash, Sanderson, – Samantha Subin, Wolfe, Steven Chubak, BAC's, Chubak, bode, Wells, Michael Blum, Blum, Biden, Samantha Subin, Morgan Stanley, Keith Weiss, Weiss, — Samantha Subin, Canaccord, Maria Ripps, Steven Cahall, Price, Doug Anmuth, Morgan Stanley's Benjamin Swinburne, Jefferies, Ashley Helgans, Helgans, Fred Imbert Organizations: CNBC, Netflix, Friday's, Jefferies, Capital, Industry, Wolfe Research, Bank of America, of America, SCHW, Sunnova Energy, NOVA, Ulta Locations: Wells Fargo, China, Thursday's, Canada

☆ Emirates told cabin crew to report for duty during historic Dubai flood despite government's stay-at-home warning, report says
▼ + stars: | 2024-04-19 | by ( Pete Syme | ) www.businessinsider.com time to read: +1 min

Over 800 flights have been canceled at Dubai International Airport since Tuesday. Despite a stay-at-home warning, Emirates has reportedly encouraged cabin crew to report for duty. AdvertisementEmirates flight attendants in Dubai were told to still report for duty while a flood left much of the city's airport underwater. A memo sent to the airline's cabin crew was obtained by the "A Fly Guy's Cabin Crew Lounge," a Facebook page where aviation industry staff share gossip and stories. It encouraged staff to make their way to the airport despite the government telling people to stay at home.

Persons: — Organizations: United, Dubai International Airport, Emirates, Service, Business Locations: United Arab Emirates, Dubai

☆ Netflix's subscriber reporting change doesn't change their growth trajectory: Jessica Reif Ehrlich
▼ + stars: | 2024-04-19 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailNetflix's subscriber reporting change doesn't change their growth trajectory: Jessica Reif EhrlichJessica Reif Ehrlich, BofA Securities senior U.S. media and entertainment analyst, joins 'Squawk Box' to break down Netflix's quarterly earnings results, why the company will stop reporting subscriber numbers in 2025, the streaming landscape at large, impact of the company's crackdown on password sharing, and more.

Persons: Jessica Reif Ehrlich Jessica Reif Ehrlich Organizations: BofA Securities

Twelve New Yorkers have been selected to decide Donald J. Trump’s criminal trial in Manhattan, the first for an American president, and alternates are expected to be chosen on Friday should any of the first dozen have to drop out of the trial unexpectedly. Opening statements, where prosecutors and defense lawyers will introduce their dueling cases to the newly empaneled jury, are expected to begin as early as Monday. One alternate juror was also picked before court adjourned for the day, and the selection of alternates was set to resume on Friday morning. The $130,000 payment came from Mr. Trump’s former fixer, Michael D. Cohen, who has said he acted at Mr. Trump’s direction. The Manhattan district attorney, Alvin L. Bragg, charged Mr. Trump with 34 felony counts of falsifying business records, accusing him of having disguised reimbursements of Mr. Cohen to keep the sex scandal under wraps.

Persons: Donald J, Stormy Daniels, Trump, Trump’s, Michael D, Cohen, Alvin L, Bragg Organizations: Mr Locations: Manhattan

☆ Live Updates: Trump Trial Enters Fourth Day With Opening Arguments Next Week
▼ + stars: | 2024-04-19 | by ( Jonah E. Bromwich | Ben Protess | ) www.nytimes.com time to read: +10 min

Have you, a relative, or a close friend ever been employed in the accounting or finance field? Have you, a relative, or a close friend ever been accused or convicted of committing a crime? Do you, a relative, or a close friend have a pending criminal case? Are you signed up for or have you ever been signed up for, subscribed to, or followed any newsletter or email lists run by or on behalf of Mr. Trump or the Trump Organization? The United States Constitution provides that a defendant has no burden to introduce any evidence or to testify in a criminal case.

Persons: Donald J, Trump, Donald Trump, Michael Cohen, Mark Pomerantz, Donald Trump ” Organizations: Prosecutors, New Yorker, Civil, New York Times, New York Daily, Huffington Post, CNN, MSNBC, Google, Street, The New, The New York Post, Newsday, Washington Post, Fox News, MSN, Yahoo, FBI, Attorney’s, Department of Correction, Trump, Mr, Trump Organization, Boogaloo, United, United States Constitution Locations: American, Manhattan, Side, Inwood, New, USA, The New York, New York, United States

☆ India heads to the polls in the world's biggest democratic election
▼ + stars: | 2024-04-19 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailIndia heads to the polls in the world's biggest democratic electionIndia heads to the polls today in the world's biggest democratic election, where voters will decide whether to hand Prime Minister Narendra Modi a third term. CNBC's Sri Jegarajah reports from Tamil Nadu.

Persons: Narendra Modi Locations: India, Tamil Nadu

☆ Ukraine's facing a perfect storm of problems, and a vote in Congress could make or break its war with Russia
▼ + stars: | 2024-04-19 | by ( Chris Panella | ) www.businessinsider.com time to read: +14 min

The House is expected to soon vote on a long-awaited aid package including support for Ukraine and Israel. If the stalled aid package is approved, it remains to seen how the rollout of aid will go. Wojciech Grzedzinski/Anadolu via Getty ImagesWhile US lawmakers have spent months debating Ukraine aid, Russia has been given a golden opportunity. As the Russian war machine fires up, the army is putting pressure on Ukraine's defenses, seeing where it can potentially break through and seize territory. AdvertisementJohnson's planned foreign aid package comes in at a similar cost and includes about $61 billion for Ukraine.

Persons: —, Frederick Kagan, Kostiantyn, It's, Kagan, GENYA SAVILOV, Volodymyr Zelenskyy, Ukraine's, Mick Ryan, 2S3, Wojciech Grzedzinski, it's, Franz, Stefan Gady, Gady, Ryan, Mike Johnson, Republican opposers, Johnson, Johnson's, Scott Peterson, Jose Colon, William Burns, Zelenskyy, Vladimir Putin, Lev Radin Organizations: Service, Washington DC, American Enterprise Institute, Business, Armed Forces, Getty Images, Australian Army, Ukrainian 63rd Brigade, Getty, International Institute for Strategic Studies, Russian, Ukraine, NATO, Archer Artillery, Roman, Republican, Democrats, Republicans, Pentagon, Anadolu, CIA, Russia, UNITED STATES, Pacific Press, Ukrainian Locations: Ukraine, Israel, Russia, Washington, Chernigiv, AFP, Getty Images Ukraine, Russian, Lyman, Donetsk Oblast, Anadolu, Europe, Taiwan, Ukrainian, Kharkiv, Izyum, China, North Korea, Poland, American

☆ Why Taylor Swift’s music makes you cry, according to an expert
▼ + stars: | 2024-04-19 | by ( Madeline Holcombe | ) edition.cnn.com time to read: +5 min

The first release since the end of Swift’s six-year relationship was announced, “The Tortured Poets Department” captured the anger, sadness, longing, and confusion fans love in a good breakup song. Heartbreak is Swift’s national anthemSwift’s success when it comes to her breakup songs may come from the nuance that she holds in her writing, Galligher said. As comforting, empowering and connecting as breakup songs may be, there can be too much of a good thing, Galligher said. “But really, I think for most people, music is a conduit to accessing our own emotions and sometimes processing through them,” Galligher said. “Allowing space for those emotions to be present is really important, and music can really help us tap into that.”

Persons: CNN —, ” Taylor Swift’s, “, Department ”, Swift, ”, Arianna Galligher, Jaryd Hiser, Hiser, Galligher, ” Swift, I’ve, ” Galligher, that’s Organizations: CNN, Poets Department, Department, Resilience, The Ohio State University Wexner Medical, Music Locations: ’

☆ Israel's limited attack on Iran was to send a message that it can penetrate Iranian defenses whenever it wants, experts say
▼ + stars: | 2024-04-19 | by ( Joshua Zitser | ) www.businessinsider.com time to read: +4 min

Israel carried out a limited military strike on Iranian soil on Friday morning. Analysts said the strike was likely a demonstration of Israel's capacity to reach Iranian nuclear sites. Two unnamed Israeli defense officials also told The New York Times that the Israeli military had mounted the attack. Related storyReports said that explosions were heard close to an Iranian military base near Isfahan, with Iranian state media outlet IRNA reporting that air defense systems had been activated. IAEA can confirm that there is no damage to #Iran’s nuclear sites.

Persons: Israel, —, IRNA, @rafaelmgrossi, Jonathan Conricus, they've, Richard Goldberg, Ahmad Haqtalab Organizations: Service, Washington Post, Post, New York Times, Nuclear Threat Initiative, International Atomic Energy Agency, IAEA, Israel Defense Forces, White House National Security Council, Iranian Revolutionary Guards Locations: Iran, Israel, Damascus, Iranian, Isfahan, Ifsahan, Jerusalem

☆ No matter how well Taylor Swift's 'The Tortured Poets Department' does, it won't be how she makes most of her money this year
▼ + stars: | 2024-04-19 | by ( Madeline Berg | ) www.businessinsider.com time to read: +5 min

Taylor Swift's new album "The Tortured Poets Department" is almost guaranteed to be a bestseller. But no matter how well it does, it won't be the way Swift earns most of her money this year. In fact, the remaining leg of her Eras tour will add much more to Swift's billion-dollar fortune. Swift's Eras Tour brought in more than $1 billion in ticket sales last year over its 66 dates. Swift's cut is unknown, but based on industry standards, she will surely earn nine figures in 2024 from ticket sales.

Persons: Taylor, Swift, —, Taylor Swift, Clayton Durant, Tatiana Cirisano, Durant, Cirisano, Luminate Organizations: Department, Service, Spotify, Bloomberg, Management, NYU Steinhardt's Music Business, Billboard, Napster, Apple Locations: Paris

☆ TSMC's stalled Arizona chip factory is 'well on track' to start production next year — and it'll be charging more for US-made chips
▼ + stars: | 2024-04-19 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Last year, Taiwan Semiconductor Manufacturing Company reported its first profit decline in four years. The company said engineering wafer production began at the factory in April, an important step toward the eventual chip production. Last July, TSMC announced that chip production for the first factory would be postponed from 2024 to 2025. Barring further setbacks, TSMC's update could mean the first factory will begin production of chips in 2025. This funding could be particularly important for TSMC, given the cost of factory construction and chip manufacturing can differ between the US and Taiwan.

Persons: —, TSMC, Biden, Joe Biden, — TSMC, Dylan Patel, SemiAnalysis, that's, Morris Chang, C.C, Wei Organizations: Service, Taiwan Semiconductor Manufacturing Company, Business, Biden, Financial Times Locations: Taiwan, Arizona, Phoenix, Japan, Germany

☆ Gaza Is Biden’s War Now - The New York Times
▼ + stars: | 2024-04-19 | by ( Nicholas Kristof | ) www.nytimes.com time to read: +1 min

Darfur and Gaza are very different, of course, but I recall the senator’s compassion and urgency — and I wonder, where has that Joe Biden gone? Gaza has become the albatross around Biden’s neck. Consider just one example of America’s fingerprints on this war under Biden’s leadership. The International Rescue Committee says that the near-fatal strike was caused by a 1,000-pound American-made bomb, dropped from an American-made F-16 fighter jet. And when an American-made aircraft drops an American-made bomb on an American aid group in an American-supported war, how can that not come back to Biden?

Persons: Joe Biden, George W, Bush, Biden, Benjamin Netanyahu’s Organizations: International Rescue, Committee Locations: Darfur, China, Gaza, Iran, Lebanon, United States, American

☆ Ukraine is losing its war against Russia. Here's what its defeat might look like.
▼ + stars: | 2024-04-19 | by ( Tom Porter | ) www.businessinsider.com time to read: +6 min

NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . There is a glimmer of hope for Ukraine, with a congressional vote that could release the aid package expected this weekend. Spurling, the RAND analyst, said that a Russian victory would most likely take the form of Ukraine ceding large amounts of conquered territory to Russia. AdvertisementThis implies that Ukraine, in any scenario, will have to cede territory, either formally or informally.

Persons: —, Vladimir Putin, Putin, Oleksandr Danylyuk, Bryden Spurling, George Beebe, Ukraine's, Beebe Organizations: Service, Royal United Services Institute, of Defense, RAND Corporation, Business, CIA, RAND, NATO Locations: Ukraine, Europe, Russia, Kharkiv, Ukraine's, Russian, Zaporizhzhia, Donetsk, Moscow, NATO

☆ Modi’s Power Keeps Growing, and India Looks Sure to Give Him More
▼ + stars: | 2024-04-19 | by ( Mujib Mashal | ) www.nytimes.com time to read: 1 min

As he campaigns across India for an election that begins on Friday, Prime Minister Narendra Modi speaks of his insatiable ambitions in terms of dinner-table appetite. Roofs over heads, water connections, cooking gas cylinders — Mr. Modi reads down the menu of what he calls the abundant “development” he has provided to India’s poor. “The main course is yet to come.”To Mr. Modi’s legions of supporters, a third term would bring more of what they find so appealing in him. He is that rare breed of strongman who keeps an ear to the ground. He has built an image as a tireless, incorruptible worker for a country on the rise.

Persons: Narendra Modi, Modi, Modi’s Locations: India

☆ Taylor Swift fans think 'ThanK you aIMee' on her new album is a thinly veiled Kim Kardashian diss track
▼ + stars: | 2024-04-19 | by ( Ayomikun Adekaiyero | ) www.businessinsider.com time to read: +6 min

Fans think "ThanK you aIMee" on "The Tortured Poets Department" is a Kim Kardashian diss track. AdvertisementTaylor Swift's fans originally thought her latest album would mostly be about her ex-boyfriends, but the deluxe edition of "The Tortured Poets Department" appears to feature a thinly veiled diss track about Kim Kardashian. In "ThanK you aIMee," Swift never mentions Kardashian by name, but it's easy to see why fans are speculating. This appears to be the first time Swift has written about KardashianKim Kardashian and Taylor Swift have clashed over "Famous." I DID NOT HAVE TAYLOR SWIFT GAGGING KIM KARDASHIAN ON MY 2024 BINGO CARD OMFG?????

Persons: aIMee, Kim Kardashian, KIM, Swift, Kardashian, —, Taylor Swift's, kim kardashian, taylor, Taylor Swift, Mama Swift, Kim, XLcK1IyW22 — Rebecca Lewis, Qeq8dvh4ZK, Ron, Ye, Kanye, Larry Busacca, Kardashian Kim Kardashian, Christopher Polk, Kardashian didn't, Aimee, TAYLOR SWIFT GAGGING KIM KARDASHIAN Organizations: Department, Service, Getty, Entertainment, Variety, Twitter Locations: North West

☆ What stalled this year’s seemingly infallible stock market rally
▼ + stars: | 2024-04-19 | by ( Krystal Hur | ) edition.cnn.com time to read: +7 min

Investors had hoped that corporate earnings would help revive the stalled rally, but a strong start to the season hasn’t been enough to excite investors. The 30-year fixed-rate mortgage averaged 7.10% in the week ending April 18, up from 6.88% the previous week, according to Freddie Mac data released Thursday. Mortgage rates are climbing based on expectations that the Federal Reserve won’t cut interest rates anytime soon. The Fed doesn’t directly set mortgage rates, but its actions do influence them, and persistently hot inflation readings are keeping the Fed on hold. If inflation stalls any further, or even worsens, mortgage rates could climb higher this year.

Persons: —, hasn’t, Jerome Powell, “, ”, Michael Landsberg, Pierre, Olivier Gourinchas, Israel, Brent, Bryan Mena, Freddie Mac, Sam Khater, Freddie Mac’s, Read, Anna Cooban, Tim Cook, Pham Minh Chinh, Cook, Apple “ Organizations: CNN Business, Bell, New York CNN, Dow Jones, Nasdaq, Federal Reserve, Data, Employers, Fed, Landsberg Bennett, Wealth Management, Monetary Fund, Treasury, Investors, CNN, Federal, China Apple, Vietnamese, Apple Locations: New York, East, Iran, Israel, Syria, Vietnam, China, Hanoi, Beijing

☆ Oil disruption fears in the Middle East are getting real after reports of an Israel strike on Iran
▼ + stars: | 2024-04-19 | by ( Huileng Tan | ) www.businessinsider.com time to read: +3 min

Read previewOil prices jumped while stocks sold off after reports of an escalation in Middle East tensions. International benchmark Brent crude oil futures rose as much as 4.2% before trading 2.8% higher at $89.54 a barrel at 11:15 p.m. EDT. The strike on Friday came days after Iran attacked Israel on Saturday with a barrage of more than 300 missiles and drones. Israel didn't claim responsibility for the strike, but Iran held it accountable and vowed retaliation. Oil markets shrugged off Iran's attack on Israel as the market assessed the conflict would remain contained.

Persons: —, Israel didn't, Israel, Kyle Rodda, Rodda Organizations: Service, Brent, US West Texas, Business, ING, Stock Locations: East, Israel, Iran, Iran's, Damascus, Syria

☆ IMF's Azour: Middle East going through severe developments
▼ + stars: | 2024-04-19 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailIMF's Azour: Middle East going through severe developmentsJihad Azour, director of the Middle East and Central Asia Department at the IMF, speaks to CNBC's Karen Tso.

Persons: Karen Tso Organizations: Central Asia Department, IMF Locations: East

☆ Zuckerberg says Meta's Llama 3 is really good but no chatbot is sophisticated enough to be an 'existential' threat — yet
▼ + stars: | 2024-04-19 | by ( Lloyd Lee | ) www.businessinsider.com time to read: +1 min

Meta launched the latest iteration of its chatbot, Llama 3, on Thursday. Mark Zuckerberg said the chatbot is "state-of-the-art" and has improved reasoning. AdvertisementMeta launched the latest iteration of its AI chatbot on Thursday with Llama 3, and CEO Mark Zuckerberg says it's supposed to be really good. The new model boasts "state-of-the-art" performance on various industry-standard benchmarks and comes with "improved reasoning," according to a company blog post. Meta said that it will integrate the model into its AI assistant, Meta AI, which will be available to use across other Meta products, including Instagram.

Persons: Meta, Mark Zuckerberg, —, it's Organizations: Service, Meta, Business

☆ BJP and DMK representatives on how they addressed the deadly floods in India's Tamil Nadu
▼ + stars: | 2024-04-19 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailBJP and DMK representatives on how they addressed the deadly floods in India's Tamil NaduAs the India general election 2024 gets underway, A. Saravanan, a spokesperson for Dravida Munnetra Kazhagam, one of Tamil Nadu's two major political parties, and BJP's Tamil Nadu State Secretary SG Suryah, shares how the central and state governments reacted to the deadly floods which hit Tamil Nadu at the end of 2023.

Persons: SG Organizations: BJP, Dravida Munnetra Kazhagam Locations: Tamil Nadu, India, Tamil, Tamil Nadu State

☆ Xi Jinping’s Green Leap Forward - The New York Times
▼ + stars: | 2024-04-19 | by ( Jacob Dreyer | ) www.nytimes.com time to read: +1 min

He has brushed aside Deng Xiaoping’s maxim “To get rich is glorious” in favor of centralized planning and Communist-sounding slogans like “ecological civilization” and “new, quality productive forces,” which have prompted predictions of the end of China’s economic miracle. In recent years, the transition away from fossil fuels has become Mr. Xi’s mantra and the common thread in China’s industrial policies. It’s yielding results: China is now the world’s leading manufacturer of climate-friendly technologies, such as solar panels, batteries and electric vehicles. Last year the energy transition was China’s single biggest driver of overall investment and economic growth, making it the first large economy to achieve that. This raises an important question for the United States and all of humanity: Is Mr. Xi right?

Persons: Jinping, Deng, Xi Locations: China, United States

☆ I'm a New York real-estate agent who's not worried about losing guaranteed commission. Here's what I'm doing to replace those funds.
▼ + stars: | 2024-04-19 | by ( Ananya Vahal | ) www.businessinsider.com time to read: +6 min

This as-told-to essay is based on a conversation with Mukul Lalchandani, a 44-year-old real-estate agent from New York. I decided to become a real-estate agent so I could prevent other immigrant families from going through the same situation. I've lived in New York for 23 years and have been a real-estate agent for over 15 years. One of the rules is that the seller no longer has to pay a commission to the buyer's agent. Here's what the new commission rules meanThere is a lot of confusion around the commission rule and what it means, especially for buyers.

Persons: Mukul Lalchandani, It's, I've, REBNY, they'll, towners, Sellers Organizations: Service, Business, National Association of Realtors, NAR Locations: New York, Hong Kong, NY

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