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☆ Read the pitch deck that helped Latino-focused fintech platform Suma raise $2.2 million to teach money management through videos and gaming
▼ + stars: | 2024-02-06 | by ( Lucia Moses | ) www.businessinsider.com time to read: +2 min

Suma Wealth, a 3-year-old fintech company that combines culturally relevant content and experiences with financial tools to help Latinos build wealth, raised $2.2 million in new funding. Leading the round was Radicle Impact, which was joined by Vamos Ventures, OVO fund, and the American Heart Association Impact fund. She got the idea for Suma during the pandemic when she saw its disproportionate impact on Latinos, Acevedo told TechCrunch. Along with closing the seed round, Suma announced that it had passed 1 million users on its platforms and acquired Intellecto, a platform designed to personalize users' learning experiences. Check out the pitch deck that Suma used to raise its most recent funding.

Persons: Suma, Beatriz Acevedo, Acevedo, they've, Wells Organizations: Vamos Ventures, American Heart Association, Ulu Ventures, Fund, Chingona Ventures, Business, FDIC, Suma, JPMorgan Chase, TechCrunch Locations: Wells Fargo

☆ Tech execs are telling investors they have to spend money to make money on AI
▼ + stars: | 2024-02-02 | by ( Hayden Field | ) www.cnbc.com time to read: +10 min

One theme investors heard repeatedly from top execs is that, when it comes to AI, they have to spend money to make money. Last year marked the beginning of the generative AI boom, as companies raced to embed increasingly sophisticated chatbots and assistants across key products. One key priority area, based on the latest earnings calls, is AI models-as-a-service, or large AI models that clients can use and customize according to their needs. Alphabet executives highlighted Vertex AI, a Google product that offers more than 130 generative AI models for use by developers and enterprise clients such as Samsung and Shutterstock. Alphabet executives touted Google's Duet AI, or "packaged AI agents" for Google Workspace and Google Cloud, designed to boost productivity and complete simple tasks.

Persons: Sundar Pichai, Mandel Ngan, Satya Nadella, Mark Zuckerberg, Josh Edelson, Zuckerberg, Nadella, Amy Hood, Pichai, You've, durably, Ruth Porat, Andy Jassy, Jassy, Tim Cook, Cook, Thos Robinson, Microsoft's, Rufus, Bard Organizations: Artificial Intelligence, AFP, Getty, Microsoft, Apple, Nvidia, Meta, Google, Amazon, New York Times, Samsung, GE, Spotify, Pfizer Locations: Washington ,, Menlo Park , California, LLMs, New York City

☆ Meet the 6 startups reimagining the future of customer engagement with generative AI
▼ + stars: | 2024-02-01 | by ( Sponsor Post | ) www.businessinsider.com time to read: +8 min

2023 was a breakout year for generative AI that significantly advanced how companies build and deploy AI-powered products and experiences. Out of the many applications, Twilio selected six exceptional startups that leveraged practical generative AI applications across healthcare, hospitality, logistics, and more. The honorees demonstrated extraordinary advances toward the future of trusted communications and customer engagement and proved the real promise of generative AI. By layering AI technology on top of legacy systems, FleetWorks is able to automate the most time-consuming part of logistics management: live order issue handling. Learn how to transform your communication channels with Twilio and Generative AI by visiting Twilio's website or by tuning into this recent webinar.

Persons: Twilio, Khozema Shipchandler, Brandon Leen, Sinead Bovell, Arist, Arist Arist, Fleetworks, Milo, Smith.ai Smith.ai Organizations: Twilio Ventures, BMO, DoorDash, World Health Organization, OpenAI, Insider Studios

☆ T’s Valentine’s Day Gift Guide: Floral Cookware, Scented Matches and More
▼ + stars: | 2024-02-01 | by ( Jamie Sims | Jameson Montgomery | ) www.nytimes.com time to read: +1 min

His routine reminder has become a kind of everyday love language, a small and simple gesture that tells me he cares about my health and well-being. Casa Shop, a home-goods boutique in Richmond, Va., stocks vintage silver pillboxes shaped like candy and strawberries. Tiffany & Co. also offers luxurious sterling silver cases (with the option to personalize them with engraving), as does the Los Angeles-based jewelry designer Sophie Buhai, who fashions hers as a nautilus shell. And Judith Leiber Couture riffs on its signature crystal-clad minaudière handbags with surreal pillboxes disguised as lipsticks, martini glasses and gummy bears. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.

Persons: he’s, I’m, Sophie Buhai, Judith Leiber Couture Organizations: The Locations: Richmond , Va, Los Angeles

☆ Amazon is launching a chatty AI assistant called Rufus to people become smarter shoppers
▼ + stars: | 2024-02-01 | by ( Ana Altchek | ) www.businessinsider.com time to read: +1 min

Amazon is banking on an AI-powered assistant to help customers make better shopping decisions. The tool, called Rufus, will pull information from Amazon and the web to personalize experiences. The idea is that customers will be able to make better shopping decisions by generating answers from Amazon and web data. The announcement confirms a Business Insider report in October that predicted the new tool and referred to it as Project Nile. This story is available exclusively to Business Insider subscribers.

Persons: Rufus, — Organizations: Service, Amazon, Business

☆ A couple converted a $10,000 school bus into their dream home. Now they're exploring the US while working full-time.
▼ + stars: | 2024-01-31 | by ( Pooja Shah | ) www.businessinsider.com time to read: +5 min

This story is available exclusively to Business Insider subscribers. They chose a bus for its affordability and overall safetyThe coupled passed on an RV for a more affordable school bus. Transforming a school bus can also be safer with proper planning and preparation. Kumar told Business Insider. Pooja made sure to incorporate touches like curtains and decorations into the school bus.

Persons: —, Pooja, Kumar, Pooja Shah, Pooja Shah Pooja, Pooja Shah Kumar, they've Organizations: Service, Business Locations: Indiana , Michigan , Wisconsin , Minnesota, North, South Dakota , Colorado , Wyoming , Montana , Oregon, North California, California

RICHFIELD, Minn. (AP) — Travelers in northwestern Minnesota can shake off their trepidation about hitting the winter roads knowing Taylor Drift is clearing a path ahead of them. The snowplow named for Taylor Swift was the runaway winner of Minnesota’s fourth annual Name a Snowplow contest, with eight new names announced Tuesday. Walz thanked the state’s snowplow drivers for braving dangerous conditions, working 12-hour shifts and clearing 200 miles (322 kilometers) or more at a time. The Name a Snowplow contest is a way to personalize both the massive trucks and the people who drive them. Previous winners over the years in Minnesota include Plowy McPlowFace, Darth Blader, Blizzard of Oz, Scoop Dogg and Han Snolo.

Persons: Taylor Swift, Taylor, Clark W, Dolly Plowton, Waipahinte, “, Tim Walz, ”, Walz, Anne Meyer, ” Meyer, Meyer, snowplows, Plowy, Darth Blader, Dogg, Han, ___ Trisha Ahmed, @TrishaAhmed15 Organizations: —, Twin Cities, Minnesota Department of Transportation, state's Department of Transportation, Associated Press, America Statehouse News Initiative, America Locations: RICHFIELD, Minn, Minnesota, Waipahinte —, Twin, Alaska , California , Ohio, Massachusetts

☆ I quit my 9-to-5 to start an Etsy store that made $510,000 in 2 1/2 years. It meant I could homeschool my daughter while working an hour a day.
▼ + stars: | 2024-01-24 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +5 min

I didn't do enough research for my Etsy store at firstI started my store in July 2021 and connected it to Printify, a print-on-demand site. Working on my Etsy store meant I could homeschool them in 2021 for a year. Since I started my Etsy store in July 2021, I've made $510,500 in sales. AdvertisementI started my own Shopify storeIt's always a good idea to diversify if Etsy changes its algorithm, affecting your store. After that, I decided to focus more on the Shopify store I'd set up the previous summer.

Persons: —, Gina Van De Voorde, Yee, I've Organizations: Service, Business Locations: Fort Collins , Colorado, dropshipping

☆ Forta is betting big that AI can help improve access to autism therapy. Take a look at the presentation the healthcare startup used to raise $55 million from Insight Partners.
▼ + stars: | 2024-01-23 | by ( Samantha Stokes | ) www.businessinsider.com time to read: +3 min

The healthcare startup, Forta, raised a Series A funding round in January led by Insight Partners. Das added that because every child using Forta receives personalized care, the startup's AI is trained to look at health records and recommend treatments. Indeed, a clinician shortage is creating opportunities for digital health startups to build out mental healthcare services. Mental health coaching startup tapouts just raised a $3.2 million seed round, while incumbents Brightline and Hazel Health have each raised tens of millions of dollars to provide pediatric mental healthcare. Take a look at the 14-slide pitch deck Forta used to raise its $55 million Series A funding round.

Persons: —, Warby Parker, Allbirds, Forta, Ritankar Das, Forta's, Das, Hazel Organizations: Service, Business, Insight Partners, Exor Ventures, Ventures, Mental, Hazel Health

☆ A concierge at the world's most luxurious hotel details guests' wildest wishes, from a hot air balloon proposal to a 2 a.m. shopping spree
▼ + stars: | 2024-01-16 | by ( Joey Hadden | ) www.businessinsider.com time to read: +5 min

Burj Al Arab Jumeirah is one of the world's most iconic luxury hotels on a manmade island in Dubai. Roger Geadah is the hotel's chief concierge, who organizes custom experiences for guests. AdvertisementThe Burj Al Arab Jumeirah hotel in Dubai is "the most luxurious hotel in the world," Business Insider previously reported. Meet the chief concierge at the world's most luxurious hotel who caters to guests' every whimA view of Burj Al Arab Jumeirah in Dubai. In addition, he also plans exclusive experiences only available at Burj Al Arab Jumeirah, such as a high-end, exclusive star-gazing experience on the hotel's helipad.

Persons: Roger Geadah, Geadah, —, It's, Sylvain Sonnet, Burj Al Arab Jumeirah, Julia Schmitz, Laszlo Szirtesi Organizations: Service, Al Arab Jumeirah, BI, Michelin, Travel, Burj Al, Dubai Mall, Oneworld, Getty Locations: Al Arab, Dubai, Arabian, Burj Al Arab Jumeirah, Paris, Burj Al Arab, Dubai's, Deira, India

☆ Brokerage Firms Are Pitching Separately Managed Accounts. Here’s What to Know.
▼ + stars: | 2024-01-13 | by ( Lori Ioannou | ) www.wsj.com time to read: 1 min

Individual investors looking to personalize their portfolios are pouring billions of dollars into “separately managed accounts,” bucking the trend toward passive investing in mutual funds and exchange-traded funds in favor of active, individualized money management. Separately managed accounts are sometimes called wrap accounts, private accounts or individually managed accounts, among other things. But they are discrete investment accounts held by individual investors for which the money is invested by a professional money manager. The account can begin as one of many investment-style templates available, but then are personalized by the money manager based on the financial and tax needs of the client, as well as the client’s individual preferences.

☆ The top 10 people in artificial-intelligence healthcare
▼ + stars: | 2024-01-01 | by ( Julie Bort | Samantha Stokes | ) www.businessinsider.com time to read: +1 min

Read previewNEW LOOKGoing forward, AI could become a crucial part of the healthcare industry. Many hospitals and pharmaceutical companies hope AI can fix key problems in medicine, particularly with productivity. Big Tech companies have also been making moves in healthcare and AI. Microsoft, a major investor in OpenAI, the company that created ChatGPT, bought the healthcare company Nuance for $20 billion in 2022.Insider identified the top 100 people who make AI intelligent. Here are our picks for healthcare.

Persons: — Organizations: Service, Business, Big Tech, Microsoft Locations: OpenAI

☆ AI is helping the healthcare industry and could transform the way patients get drugs and treatments
▼ + stars: | 2023-12-22 | by ( Nicholas Fearn | ) www.businessinsider.com time to read: +10 min

In the pharmaceutical industry, AI may one day accelerate new-drug development. In the foreseeable future, McClain expects the healthcare industry to use AI technology to design personalized medicines. Risks to considerWhile AI offers promise for the healthcare industry, there are also a variety of risks professionals using AI must consider and mitigate. Showalter said that a lack of "comprehensive regulations" can also make using AI technology in healthcare settings risky. With this in mind, he said, the medical industry must understand the "fundamentals of AI and its applications in healthcare."

Persons: —, Sean McClain, McClain, Tim Showalter, Showalter, it's, Fred, haven't, Surya Josyula, Josyula Organizations: Experts, Service, Northwestern Medicine, Fred Hutchinson Cancer Center, UW Medicine, University of California, Fujitsu, Aichi Cancer, Fujitsu Laboratories of America Locations: University of California San Diego, Nagoya, Japan, China, United States

☆ Breadcrumbing: What it means and examples in dating or relationships
▼ + stars: | 2023-12-04 | by ( Kristen Rogers | ) edition.cnn.com time to read: +7 min

Our seven-part guide has tips to help you make more informed decisions around personal finance, career, wellness and personal connections. Others may just be conflicted about what they want, or uncomfortable with intimacy due to their upbringing or trauma, experts said. These people may also feel inadequate and incapable of engaging in healthy, authentic relationships. Healing from breadcrumbingIf breadcrumbing is happening in a relationship that’s important to you, confronting the person is worth it, Campbell said. Being able to recognize breadcrumbing is the first and most important step, experts said.

Persons: Duygu Balan, ”, Monica Vermani, ” Vermani, Balan, —, Kelly Campbell, San Bernardino —, Vermani, “, …, Campbell, you’ve, I’m, it’s, ” Balan, you’re Organizations: CNN, San Francisco Bay Area, California State University, San Locations: San Francisco Bay, Canada

☆ For a Memorable Holiday Party, Personalize the Punch
▼ + stars: | 2023-11-30 | by ( Rebekah Peppler | ) www.nytimes.com time to read: +1 min

To maintain a through line among different drinks, you need a deeply flavorful base. During the holidays, she often makes cranberry shrub by combining equal weights fresh cranberries, sugar and apple cider vinegar in a food processor. Since the shrub has plenty of acid, you don’t need to add fresh citrus to the drinks you make with it. Another workhorse base is oleo-saccharum, which is classically made by muddling citrus peels with sugar before setting the combination aside overnight. In this flavorful base, the sugar slowly extracts the oils from the peels and the sticky-sweet mixture adds dimension and texture to drinks.

Persons: Ms, Bossy

That means these Secretlab Cyber Monday deals are your chance to save big on popular high-quality products we've tested and reviewed. Several of our editors have tested it and named it a top pick in our guides to the best gaming chair and best office chair. Overall, the best Secretlab Cyber Monday deals include:To get the latest on all of the best sales, check out our guide to the best Cyber Monday deals. Keep reading below for more in-depth information on what we consider the best Secretlab Cyber Monday deals. Secretlab Titan Evo gaming chair dealSecretlab Titan Evo $519.00 $589.00 Save 12% Available in three frame sizes, the Secretlab Titan Evo is a gaming chair designed to fit people up to 6’9”.

Persons: that's, We've, it's, I've, Secretlab Magnus, Magnus Pro, Secretlab's Magnus Pro, Magnus, Sarah Saril Organizations: Evo, Titan Evo, Secretlab Magnus Pro, Secretlab's, Magnus Pro, Tech

☆ The 29 Best Holiday Gifts to Shop This Black Friday
▼ + stars: | 2023-11-24 | by ( Buy Side Staff | ) www.wsj.com time to read: +15 min

To help you shop for nice prices, we limited our list to our favorites that are on sale now for Black Friday. One thing I have my eye on is this Nyx Butter Gloss Holiday Gifts Set with 14 full-size lip glosses in a variety of colors. She loves color, but she also has a goth streak, so I wasn’t surprised she asked for black nail polish. It would make a great gift for a college student, new grad or really anyone who could use a travel gear upgrade. It’s a great set to update your kitchen or give as a gift this holiday season.” —Emily Welsh, VP and general manager

Persons: We’ve, I’ll, Harry Potter, ” — Aly J, Barbie Dreamhouse, I’d, Barbie, Don’t, Emily Welsh, ”, Emily Schwartzberg, Matte Black, Matte White, Madeline Diamond, Tween, Olive, Jessica Woodbury, cocotte, Staub, Astrid Stawiarz, Nick Guy, ” — Ian Salisbury, Cashmere, I’ve, PJs, ” — Emily Welsh, Charming, Mario, ‘, Cozy, it’s, Susan “, Susan, Anaya, There’s, ” — Leslie Yazel, we’ll, Philip Asquith, It’s, ” — Bellamy Richardson, I’m, Buddy, nutcrackers, Luxe, Augustinus Bader, Rich Cream, ” — Irma Sahinovic, they’re, Brittany Nguyen Organizations: Side, Black, Yale, Bluetooth, Apple, Mario Kart, PlayStation, Target, Saks, Olive Oil, Amazon, Chic Locations: Ulta, Pima, Los Angeles, Olive, Ojai , Calif, Europe, The

☆ The Holiday Gifts Buy Side Staffers Are Buying This Black Friday
▼ + stars: | 2023-11-20 | by ( Buy Side Staff | ) www.wsj.com time to read: +12 min

By Buy Side StaffThe Buy Side staff shops for a living, which also means we spend an inordinate amount of time scrutinizing gift options. To help you shop for nice prices, we limited our list to our favorites that are on sale now for Black Friday. She asked for compression socks, so I’m buying her these pretty ones in blue chevron to help her with recovery. It would make a great gift for a college student, new grad or really anyone who could use a travel gear upgrade. It’s a great set to update your kitchen or give as a gift this holiday season.” —Emily Welsh, VP and general manager

Persons: We’ve, cocotte, Staub, ”, Astrid Stawiarz, Nick Guy, ” — Ian Salisbury, Cashmere hoodie, I’ve, Jessica Woodbury, PJs, ” — Emily Welsh, Charming, Madeline Diamond, ‘ Broom ’, I’ll, Samantha Sharf, Mario, ‘, Cozy, she’s, ” — Leslie Yazel, it’s, Susan “, Susan, Anaya, There’s, we’ll, Philip Asquith, It’s, ” — Bellamy Richardson, Buddy, I’m, nutcrackers, ” — Aly J, they’re, Brittany Nguyen Organizations: Side, Black, Bluetooth, Apple, PlayStation, Mario Kart, New, Olive Oil, Amazon, Yale, Walmart Locations: Naadam, New York City, Los Angeles, Olive, Ojai , Calif, Europe, The

☆ How Twilio is using AI to help businesses understand their customers and deliver tailored experiences
▼ + stars: | 2023-11-20 | by ( Sponsor Post | Created Twilio With Insider Studios | ) www.businessinsider.com time to read: +6 min

Unlocking the potential of every customer in real time doesn't start with better campaigns, better agents, or better tools, but with better data. Creating a perfect circle of data and communicationsCustomer and engagement data together provides far better intelligence models and ROI than common customer data alone. This flywheel generates better engagement, increases loyalty, and consistently delivers better business outcomes. By helping companies understand customers on a profound level, CustomerAI deepens customer interactions and helps foster genuine relationships. Learn more about how CustomerAI can help you maximize customer engagement, loyalty, and revenue.

Persons: they're, CustomerAI Organizations: Insider Studios Locations: Twilio

☆ The 20 Best Gifts for Your In-Laws—Including the Hard to Impress
▼ + stars: | 2023-11-17 | by ( Karen I. Chen | ) www.wsj.com time to read: +11 min

“There is an unspoken pressure on nailing the perfect gift,” says Kristin Fisher, the Collegeville, Penn.-based founder of custom gift box company Bocu. Leah Inman, a Dallas-based gifting consultant, recommends ordering a custom house portrait for mothers-in-law, in particular. They likely already know about red light therapy, so this petite wand makes the perfect gift, according to Fisher. That’s why he recommends gift cards, such as one from Massage Envy, which has more than 1,100 locations in the U.S. and offers both massage and facials, as well as stretch therapy. Inman recommends gifting this compact jewelry organizer for your jetsetting sister- or mother-in-law.

Persons: Karen I, Chen, ”, Kristin Fisher, we’ve, Leah Inman, Tami Claytor, Fisher, “, won’t, ” Fisher, Carver, Patrick Kucharson, Inman, they’re, Eden Delaune, Sonoma, Kucharson, ” Kucharson, Delaune, ” It’s Organizations: Homes, Watercolor, Amazon Locations: Penn, Dallas, New York City, Cleveland , Ohio, Eden, Fort Worth , Texas, cardigan, U.S

The discounts include:The discount on the Titan Evo is by far the standout of this sale. Several of our editors have tested it and named it a top pick in our guides to the best gaming chair and best office chair. The Secretlab Titan Evo has become the industry standard for an ergonomic and customizable gaming chairSecretlab Titan Evo $519.00 $589.00 Save 12% Available in three frame sizes, the Secretlab Titan Evo is a gaming chair designed to fit people up to 6’9”. Read our full Secretlab Titan Evo review for all the details of what we love about this chair. Like the Titan Evo chair, the Magnus Pro desk offers tons of customization options, including a track for multiple monitor arms, app-controlled lighting, and full height adjustment up to 49.2 inches.

Persons: that's, I've, Secretlab's, Secretlab Magnus, Magnus Pro, Secretlab's Magnus Pro, Magnus, Sarah Saril Organizations: Business, Titan Evo, Secretlab's Magnus Pro, Secretlab's, Magnus Pro Locations: Secretlab

☆ Why conversation is at the heart of an excellent customer experience
▼ + stars: | 2023-11-16 | by ( Sponsor Post | Created Insider Studios With Nice | ) www.businessinsider.com time to read: +6 min

NICE Enlighten, a purpose-built AI for customer experience, has operations, agents, and customers covered across the end-to-end customer journeyAI chatbots that understand and respond to customer emotions can be used to personalize the customer experience and provide expedited resolutions. Conversation as a means of delivering exceptional customer experience (CX) has reached a tipping point in today's modern business landscape. This mismatch between consumer expectations and business capabilities is a significant opportunity for generative AI to improve the customer experience. The future of conversational customer experienceAlthough AI has the potential to revolutionize the customer experience, it is not without its drawbacks. These chatbots can be used to personalize the customer experience and provide expedited resolutions to customer problems.

Persons: Elizabeth Tobey, Tobey Organizations: NICE, CX, Insider Studios

☆ Health AI startup Cercle debuts with backing from Sheryl Sandberg
▼ + stars: | 2023-11-08 | by ( Ashley Capoot | ) www.cnbc.com time to read: +2 min

A new health tech startup called Cercle launched Wednesday and announced major global partners and investors, including Meta 's former COO Sheryl Sandberg. Cercle uses artificial intelligence to try and advance women's health, particularly within fertility care. "That's the founding mission behind Cercle, to personalize and contextualize biomedical and genomics information so women can make better, more informed health decisions," Cercle CEO and co-founder Juan Carlos Riveiro said in a release Wednesday. Cercle's lead investors include Sandberg and her husband Tom Bernthal through their new venture fund, Sandberg Bernthal Venture Partners, Cercle announced. Cercle said it will initially focus on fertility care but plans to expand to other areas within women's health.

Persons: Sheryl Sandberg, Juan Carlos Riveiro, Cercle's, Sandberg, Tom Bernthal Organizations: Meta, Sandberg, Venture Partners Locations: personalize

☆ There's going to be a lot more touchscreen kiosks at Burger King – and you'll probably end up ordering more, too
▼ + stars: | 2023-11-07 | by ( Grace Dean | ) www.businessinsider.com time to read: +4 min

Burger King execs say the chain is planning to speed up the rollout of digital order kiosks. AdvertisementAdvertisementBurger King will double-down on digital order kiosks, which bosses say are better for both staff and customers – and also lead to bigger orders. Digital kiosks are large touchscreens where diners can order and pay in-restaurant instead of ordering from a staff member at a counter. Kobza said Burger King had started piloting kiosks in more company-owned restaurants with "tremendous results." Burger King posted systemwide sales growth of 10.3% to $7.06 billion in the quarter to September 30 compared with the same period in 2022.

Persons: Burger, execs, —, Josh Kobza, Kobza, Burger King, Patrick Doyle, Grace Dean Organizations: Service, Restaurant Brands, Consumers, North Star Locations: Burger

☆ The best and worst restaurant chain apps, from Starbucks to McDonald's
▼ + stars: | 2023-11-06 | by ( Nancy Luna | ) www.businessinsider.com time to read: +11 min

We can order food, earn rewards, and find unique online-only offers. McDonald'sAfter lagging behind rivals for years, the chain's app now has over 57 million active members. That feature has been around since Dunkin's mobile app first launched in August 2012. The chain first began testing mobile ordering in a handful of markets in 2009 before going national in 2011. For example, the Chipotle app gives you uber-specific portion size choices such as "normal," "extra" or "light' servings.

Persons: —, Taco Bell, Dunkin, Taco, Brian Niccol, it's, Wendy's, Burger King, Domino's, They've, I'm, Joe, Chipotle Organizations: Starbucks, Service, Subway Subway, Subway, Restaurant, Taco Bell, Burger, Chipotle Locations: Cava, Burger

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