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☆ REVIEW Soccer-Whatever the ending, Qatar World Cup duly delivered
▼ + stars: | 2022-12-17 | by ( Martyn Herman | ) www.reuters.com time to read: +5 min

Both scenarios would be an appropriate final act to the first World Cup staged in an Arab country. But for a month the so-called beautiful game did, in the words of FIFA president Gianni Infantino, spread some joy. The marquee names of Messi, Kylian Mbappe, Neymar and Cristiano Ronaldo delivered storylines. In five second-half minutes Saleh Al-Shehri and Salem Al-Dawsari wrote themselves into Saudi sporting folklore by scoring the goals to overturn a Messi penalty and seal the biggest statistical shock in World Cup history. Messi, channelling his inner-Maradona, inspired Argentina to beat Croatia and few would begrudge the diminutive number 10's record-breaking 26th World Cup appearance ending with him holding aloft the gleaming trophy.

☆ Colleges should provide the true cost of attendance after report finds most schools don't give clear information
▼ + stars: | 2022-12-13 | by ( Katie Lobosco | ) edition.cnn.com time to read: +4 min

Congress should require colleges to give students an accurate price for the cost of attendance, the Government Accountability Office said in a recent report that found that most colleges fail to provide all the financial information students need. Prospective college students usually receive a financial aid letter from schools once they are accepted. “Federal law doesn’t require colleges to include clear, standard information in all of their financial aid offers. The bill is one of many legislative efforts that aim to provide students and their families better information about the cost of college. In addition, last month, the Department of Justice released new guidance that aims to make it easier to have federal student loan debt discharged in bankruptcy – a particularly difficult legal process under the previous policy.

☆ Bernie Sanders blasts Arizona Sen. Kyrsten Sinema as a 'corporate Democrat' who has 'sabotaged enormously important legislation'
▼ + stars: | 2022-12-11 | by ( John L. Dorman | ) www.businessinsider.com time to read: +2 min

Sen. Bernie Sanders on Sunday blasted fellow Sen. Kyrsten Sinema as a "corporate Democrat." Sanders on CNN's "State of the Union" said Sinema has "sabotaged enormously important legislation." Sinema on Friday announced that she was leaving the Democratic Party to become an Independent. "She is a corporate Democrat who has, in fact, along with Senator Manchin sabotaged enormously important legislation." Sinema will retain her committee assignments through the Democratic Party going forward, meaning that 51-49 balance will hold despite her switching to become an Independent.

☆ Analysis: Aussie grit blunts Tunisia's attack in vital win
▼ + stars: | 2022-11-26 | by ( Martyn Herman | ) www.reuters.com time to read: +4 min

With world champions France and Denmark favourites to progress from the group, Tunisia and Australia had targeted their clash in the Al Janoub Stadium as a must-win game. But Australia's first World Cup victory in 12 years was not simply the result of a dogged rearguard action. In their last 10 games Tunisia's defence had only been breached by Brazil, but unless goal-scoring opportunities can be converted, any side's World Cup campaign is doomed to failure. The 32-year-old striker Youssef Msakni, who has waited so long for his World Cup chance, will wonder how he did not score just before the break, steering a close-range shot wide. By that stage Tunisia were desperately seeking a way through the massed Australian ranks, even lumping long balls forward.

☆ Inside the life of a deep sea saturation diver, one of the most dangerous and isolated jobs in the world
▼ + stars: | 2022-11-26 | by ( Britney Nguyen | ) www.businessinsider.com time to read: +9 min

Chris Lemons was a saturation diver for 10 years working on oil fields on the North Sea floor. "They all seemed like enigmas a little bit," Lemons said about seeing saturation divers emerge from their chamber. For eight years, Lemons was required to work as an air diver to gain experience for saturation diving courses, which he eventually did in Marseille, France, before spending 10 years as a saturation diver. Life in the pressurized chamberLemons joked that the most important skill for being a saturation diver isn't diving, but being personable enough to live in the pressurized chamber. Now, Lemons publicly speaks about his career as a saturation diver, and talks about the incident to promote safety and share what he learned from the experience.

☆ A Diverse Thanksgiving Without Affirmative Action
▼ + stars: | 2022-11-22 | by ( William Mcgurn | ) www.wsj.com time to read: +1 min

For her Thanksgiving turkey, Asra Nomani uses spices common in her native India such as turmeric and paprika. Hung Cao , who arrived on these shores after the fall of Saigon, recalls how his mother’s Thanksgiving spread featured crispy duck and egg rolls. Shanghai-born Ying McCaskill uses the leftover turkey to create an American variant of spicy kou shui (“mouth-watering”) chicken. The countries they come from are vastly different—India, Vietnam and China—pointing to the absurdity of even lumping them together under a single category. But in Virginia’s public-school system they all see a troubling erosion of the principles that made America such a refuge for their families in the first place.

Mortgage rates first surpassed 7% late in October, the highest rates have been in 20 years. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 7.08%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 6.38%, an increase from the prior week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased significantly so far in 2022.

Average 30-year fixed mortgage rates dropped below 7% early this week and have held steady over the past few days. "Mortgage rates will react to other market indicators in the coming months," says Dan Richards, executive vice president of mortgage at Flyhomes. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.95%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 6.29%, a decrease from the prior week, according to Freddie Mac data.

See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.95%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 6.29%, a decrease from the prior week, according to Freddie Mac data. Adjustable rate mortgages can look very attractive to borrowers when rates are high, because the rates on these mortgages are typically lower than fixed mortgage rates. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased significantly so far in 2022.

☆ Alito appeared to reference Elizabeth Warren when he asked about 'family lore' on Native American ancestry during Supreme Court affirmative action case
▼ + stars: | 2022-10-31 | by ( Rebecca Cohen | ) www.businessinsider.com time to read: +3 min

Samuel Alito appeared to reference Sen. Elizabeth Warren during the Supreme Court's affirmative action case. The Supreme Court is hearing a case challenging affirmative action in college admissions. "It's family lore that we have an ancestor who was an American Indian," Alito offered. Park agreed that in that instance, it would not make sense for a student to say they are of American Indian heritage. Alito replied: "I identify as an American Indian because I've always been told that some ancestor back in the old days was an American Indian."

☆ Supreme Court's conservative majority seems open to eliminating affirmative action in university admissions process: 'Why do you have these boxes?'
▼ + stars: | 2022-10-31 | by ( Oma Seddiq | ) www.businessinsider.com time to read: +9 min

The Supreme Court heard two high-profile challenges to race-conscious university admissions processes. The court's conservatives appeared open to ending race as a factor in university admissions. Thomas, the second Black person to ever serve on the bench, has long been critical of race-conscious admissions policies. They cannot adopt race-conscious admissions and sit back reflexively and let that play out forever into the future," Prelogar said. "At present, it's not possible to achieve that diversity without race-conscious admissions, including at the nation's service academies."

Mortgage rates spiked earlier this week, but they've since trended back down, and are now the lowest they've been in two weeks. On the other hand, if it raises rates too high, it could push the economy into a recession, which would likely bring mortgage rates down. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 7.08%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 6.36%, an increase from the prior week, according to Freddie Mac data.

☆ Sure, Twitter and Facebook have deepened polarization — just not in the way you think
▼ + stars: | 2022-10-27 | by ( Adam Rogers | ) www.businessinsider.com time to read: +11 min

The conventional wisdom blames social media for the widening divide because the timing lines up. Maybe the problem isn't that social media has driven us all into like-minded bubbles. Maybe it's that social media has obliterated the bubbles we've all lived in for centuries. On top of that, Törnberg adds, there's the way people react to all the new ideas that social media exposes them to. And as one leading social media and polarization researcher told me, the model is not empirical, which makes it hard to test.

See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.94%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 6.23%, an increase from the prior week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased significantly so far in 2022. Inflation remains elevated, but has started to slow, which is a good sign for mortgage rates and the broader economy.

As inflation has grown this year and the Fed has hiked the federal funds rate, mortgage rates have increased from historic lows. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.92%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 6.09%, an increase from the prior week, according to Freddie Mac data. Inflation remains elevated, but has started to slow, which is a good sign for mortgage rates and the broader economy.

If the CPI shows that prices are still slow to come down, mortgage rates may tick up further. Mortgage rates aren't directly impacted by the federal funds rate, but investor expectations of how Fed decisions will impact the economy can push mortgage rates up or down. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.66%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.9%, a slight decrease from the prior week, according to Freddie Mac data.

Rising rates have erased the affordability many homebuyers found at the height of the pandemic, when mortgage rates were at all-time lows. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.29%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.44%, an increase from the prior week, according to Freddie Mac data. Adjustable-rate mortgages can look very attractive to borrowers when rates are high, because the rates on these mortgages are typically lower than fixed mortgage rates.

As long as inflation remains elevated and the Fed continues raising rates, mortgage rates are likely to stay at their current levels, and could rise further. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.29%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.44%, an increase from the prior week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased significantly so far in 2022.

See more mortgage rates on Zillow Real Estate on ZillowCurrent refinance ratesMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.02%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.21%, an increase from the prior week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased significantly so far in 2022.

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