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☆ A major curveball in retirement preparedness: divorce
▼ + stars: | 2024-10-05 | by ( Allie Kelly | Juliana Kaplan | ) www.businessinsider.com time to read: +10 min

Monthly Social Security checks aren't enough for most baby boomers to get by, further fueling a retirement crisis. A prenuptial agreement can be helpful, but it typically doesn't protect wealth built after the couple ties the knot, like retirement savings. Men's monthly retirement incomes are nearly $600 more than women's — $2,610 to $2,042 — and they're more likely to have a balance in a retirement account. Overall, divorced women like Clark see lower monthly retirement incomes than their male counterparts — and peers who have remarried. One of Mintzer's greatest divorce regrets is that she didn't safeguard her retirement savings.

Persons: —, Libby Mintzer, Mintzer, she's, Melody Evans, Evans, Roth, couldn't, didn't, Kathryn Clark, Clark, Clark didn't, Clark's, it's Organizations: Service, Social Security, Social, Gerontology, —, Roth IRA, SNAP, allisonkelly Locations: Florida, Tampa, California's Bay

☆ Picking up extra jobs, canceling classes, and huddling in a Walmart: How North Carolina college students are navigating Hurricane Helene
▼ + stars: | 2024-10-05 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +8 min

Hurricane Helene has devastated communities in North Carolina. "There was a crowd of about 100, 200 students sitting in the middle of a Walmart in the tech department trying to call our parents," Nelson told Business Insider. AdvertisementAbby Nelson, a WCU student, had to huddle in a Walmart to call her parents after Hurricane Helene hit. AdvertisementAshley Wahlers and Asa Hoffman left UNC Asheville after Hurricane Helene hit the campus. Courtesy of Aly AndrewsRecovery efforts for Hurricane Helene continue.

Persons: Helene, —, Abby Nelson, Nelson, Nelson wasn't, Hurricane Helene, they're, That's, I'm, it's, Asa Hoffman, Ashley Wahlers, Hoffman, Wahlers, he's, he'll, she's, Aly Andrews, Andrews, Joe Biden's, Patrick Curry, Curry Organizations: North Carolina . College, Service, West Carolina University's, Walmart, Business, North, University of North, University of North Carolina Asheville, UNC Asheville, DoorDash, FEMA Locations: North Carolina, West Carolina, Illinois, University of North Carolina, Asheville, Chapel Hill, Hurricane, Yancey County

☆ My husband is the primary breadwinner, and I stay home with the kids — but our marriage is not 'traditional.'
▼ + stars: | 2024-10-04 | by ( Amber Adrian | ) www.businessinsider.com time to read: +5 min

From the outside, our family looks like a traditional one, but it's actually a little more nuanced than that. AdvertisementOur family life looks traditional in many ways, but in other ways, it isn'tOur life does align with the "provider/protector" and "nurturer/homemaker" gender roles in some ways and seems traditional on the surface. I am the primary caretaker for our kids and work to take care of and run the details of our household. For some years in our marriage, my husband didn't understand — and therefore didn't appreciate — all I contributed. Another widespread idea in partnerships with traditional gender roles is that the man is in charge or the "head of the household."

Persons: Amber Adrian, —, it's, I'd, we've, I'm, Adrian, Amber Adrian Another Organizations: Service

☆ Melania Trump backs abortion rights: 'No room for compromise' on women's freedom
▼ + stars: | 2024-10-03 | by ( Kevin Breuninger | ) www.cnbc.com time to read: +3 min

Outgoing First Lady Melania Trump listens as her husband Outgoing US President Donald Trump addresses guests at Joint Base Andrews in Maryland on January 20, 2021. Republican former first lady Melania Trump on Thursday appeared to express strong support for abortion rights, potentially exposing a stark division with her husband, GOP presidential nominee Donald Trump, on a key election issue. "Individual freedom is a fundamental principle that I safeguard," Melania Trump said in the latest promo video for her forthcoming memoir, "Melania." The post came less than a day after The Guardian reported that Melania Trump passionately and unequivocally defends total abortion rights in her new book. Melania Trump rarely shares her personal political views.

Persons: Lady Melania Trump, Donald Trump, Melania Trump, Trump, Kamala Harris, Trump's, Harris, Sarafina Chitika, Chitika, Roe, Wade Organizations: Joint Base Andrews, Republican, Guardian, CNBC, Democratic, Trump Locations: Maryland, America

☆ We live right next to my parents. They babysit for free and I love how close my kids are to their grandparents.
▼ + stars: | 2024-10-02 | by ( Lily Bowles Leo | ) www.businessinsider.com time to read: +4 min

The kids can come and go between the houses, but my parents need to ask to come into ours. Well, not with my parents — but with my husband and young kids in a home that backs up to my parents', in Presidio Heights in San Francisco. I don't know anyone in San Francisco who has a living situation like ours, but it works for our family. This is particularly important to my husband and me as his parents are deceased and will never know our kids. One rule is while the kids can come and go from either house as they please, my parents must ask to come into our home.

Persons: —, Gigi, It's, I've, it's, barbequing Organizations: Service Locations: San Francisco, Presidio Heights, LA

Originally from Minnesota and a former longtime public school teacher, Gwen Walz has always played a big role in her husband’s political career. First lady of Minnesota Gwen Walz holds a campaign event in support of educators in Augusta, Ga., on Sept. 19. JD Vance took to social media to call out Tim Walz for making earlier references to using IVF. Usha Vance, too, has stepped out to defend JD Vance. Well before JD Vance became a senator and later the Republican vice presidential nominee, Usha Vance has been a longtime partner in his work.

Persons: JD Vance, Tim Walz, Usha Vance, Gwen Walz, Harris, Walz, “, ”, ” Usha Vance, Vance, Usha, Byron, Alec Hernández, —, United States ”, Tim Walz's, Hope, Gwen, Minnesota Gwen Walz, Peter Zay, Kamala Harris ’, Doug Emhoff, Trump Organizations: Trump, Republican National Convention, Byron Center, NBC, Fox News, Republican, NBC News, Democratic, United, Secret, laryngitis, Getty, Democratic National Convention, Glamour, Fox, GOP Locations: Minnesota, Milwaukee, Mich, Harbor Springs , Michigan, United States, Pittsburgh, Wisconsin , Michigan, Nevada, The Minnesota, Augusta , Ga, Anadolu, Bethesda , Maryland, Lansing , Michigan, Lansing

☆ I'm a CEO and the breadwinner for my family. My husband decided to leave his high-stress job to care for our daughter.
▼ + stars: | 2024-09-30 | by ( Lauren Crosmedlicott | ) www.businessinsider.com time to read: +4 min

I primarily worked from home, so managed to continue working while taking care of her. So for the first three years of her life, we tag-teamed taking care of Isabella. Related storiesChatting with my husband, we decided that one of us would need to stay home to take care of Isabella. He loved taking care of herWhile some might expect that it felt like a sacrifice for my husband to give up work, he found it a relief. I take care of the financial side, and my husband takes care of the house and Isabella.

Persons: Brenda Christensen, Isabella, Brenda, —, cybersecurity Organizations: Stellar Public, Service

☆ Operation Match: The dating service that changed our love lives
▼ + stars: | 2024-09-29 | by ( Tacita Quinn | ) edition.cnn.com time to read: +7 min

Although Tarr’s ambition may have been to meet women, the success of Operation Match ironically kept him too busy to date. In fact, while Operation Match was a hugely influential moment in dating history, it wasn’t the first known online dating service. That honor goes to Joan Ball, a woman from the UK who started the St. James Computer Dating Service, later Com-Pat (get it?). Her program made its first match in 1964, a year before Operation Match went online. Operation Match was an inspiration for Dateline in the seventies and eighties, before big business computer dating began in 1995 with the birth of Match.com.

Persons: Jeff Tarr, Vaughan Morrill, Patsy Tarr, Jason Tarr's, Patsy Tarr “, ”, Patsy, Jeff, Tarr, Morrill, scandalously, Joan Ball, James, “, Luke Brunning, Dr Natasha McKeever, “ There’s, ” McKeever, operandi, Douglas Ginsburg, Phillip Harrington, noughties, Ashley Madison, McKeever, Brunning Organizations: CNN, Harvard, Match, James Computer Dating Service, for Love, University of Leeds, IBM, Pew Research Centre Locations: Harvard

☆ I tried to stay close to my ex's family after my divorce. But when his sister died, I realized things had changed.
▼ + stars: | 2024-09-29 | by ( Margery Berger | ) www.businessinsider.com time to read: +7 min

But when my ex-sister-in-law Barbara died, I realized that things had changedSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. AdvertisementMy sister-in-law died five years after her brother and I divorced, but in my mind, I was still married to the rest of the family. AdvertisementThough I was the ex-sister-in-law, I had loved Barbara like a sister, and in my mind, that made me family. I was not surprised that I was given the opportunity to go through Barbara's things, because I had tried to remain part of the family after I got divorced five years earlier. Best of all, they always introduced me to people as their sister, and I felt like family.

Persons: Barbara, —, Margery Berger Organizations: Service, Netflix Locations: Maine

☆ Melania Trump has been largely absent from the 2024 campaign trail. Here's what she's been up to.
▼ + stars: | 2024-09-27 | by ( Lauren Edmonds | ) www.businessinsider.com time to read: +2 min

But she's remained largely absent from Donald Trump's 2024 campaign. For most attendees, it was likely their first time seeing Melania Trump in months. After her husband lost to President Joe Biden in the 2020 presidential race, Melania Trump retreated from the public eye. She has remained largely absent from Donald Trump's public endeavors, including most of his current reelection campaign. While Melania Trump has taken a behind-the-scenes approach to her husband's campaign, she's been spotted at other public events and around Trump family properties.

Persons: Melania Trump, she's, Donald Trump's, —, Dior, Joe Biden, Biden, Donald Trump, she'll Organizations: Republican National Convention, Service, Press, CNN Locations: Pennsylvania, Trump

☆ A retired boomer splits his time between Nebraska and Mexico. He says life is affordable in Puerto Vallarta and there's a lively LGBTQ+ community.
▼ + stars: | 2024-09-26 | by ( John Towfighi | ) www.businessinsider.com time to read: +7 min

MacKenzie, 67, owns a condo in Puerto Vallarta, Mexico, with his husband, Darin Templeton. AdvertisementMacKenzie said it was important to visit Mexico and become accustomed to the lifestyle before committing to buying a condo there. In fact, they vacationed in Puerto Vallarta multiple times over six years before purchasing a condo in 2017. He said it feels like "there are more gay bars and clubs" in Puerto Vallarta than in Manhattan, adding that Puerto Vallarta is considered a top LGBTQ+ destination in Latin America. A dinner on Bill MacKenzie's terrace in Puerto Vallarta Courtesy of Bill MacKenzieMacKenzie said Puerto Vallarta has an active foreign population, and his condo complex has residents from Canada, Australia, Panama, and more.

Persons: —, Bill MacKenzie, MacKenzie, Darin Templeton, Templeton, Nebraska MacKenzie, Templeton —, Bill MacKenzie MacKenzie, Mexico MacKenzie, Mackenzie, Bill Organizations: Service, Business, Social Security Administration, Nebraska, Creighton University, Nebraska — Locations: Mexico, Puerto Vallarta, Omaha, San Diego, Sarpy, Nebraska, Bluffs , Iowa, Omaha . Iowa, California, Florida , Texas, Arizona, Florida, Southern California, Manhattan, America, Canada, Australia, Panama, American

☆ I depend on a 'paid village' to look after my kids. I can't ask the grandparents for help because they work full-time.
▼ + stars: | 2024-09-25 | by ( Lauren Crosmedlicott | ) www.businessinsider.com time to read: +1 min

Her parents work full-time and can't help out with childcare. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . I know some parents have villages made up of family members, namely grandparents, who can help with full-time childcare. We've never expected or asked them to make a regular habit of being caretakers for our kids while we work.

Persons: Jennifer Biggs, —, We've, It's Organizations: Service, Business Locations: North Carolina

HONG KONG — Hong Kong's Cathay Pacific Airways has banned a couple for harassing a mainland Chinese woman who refused to put up her reclined seat. An altercation occurred during a flight from Hong Kong to London on September 17. Whether on the plane or online, I had many friends from Hong Kong who came forward to help and support me," she added. Hong Kong was returned to China after it was handed over by Britain in 1997. In recent years, Chinese influence has been growing in the global financial hub, with the Beijing imposed National Security Law and an influx of mainland Chinese professionals.

Persons: Jin Yuelin —, China's, Hong Kong Organizations: Cathay Pacific Airways, NBC News, Cathay, Cathay Pacific Group, Britain, National Security Law Locations: HONG KONG, Hong, Hong Kong, London, China, Mainland, Cathay Pacific, Beijing

☆ The Social Security curveballs making retirement even more confusing
▼ + stars: | 2024-09-24 | by ( Noah Sheidlower | Juliana Kaplan | ) www.businessinsider.com time to read: +10 min

The measures reduce Social Security benefits accrued during private-sector work to compensate for the state or local government pension benefits. The Social Security Administration reported the average monthly check as of July 2024 is about $1,783. Meanwhile, nearly half of WEP-affected Social Security beneficiaries had pensions above $3,000 a month in 2023. In her 20s, McLeod worked various part-time and lower-paying clerical roles, all of which paid into Social Security. "They said you get a good enough retirement from the state, so you'll be OK not getting all your Social Security."

Persons: —, Patrice Earnest, Earnest, Jane Roth, Roth, She's, she'd, it's, Karen Smith, Janis Hernandez, Critics, they've, we're, Louisiana Sen, Bill Cassidy, Republican who's, Anne McLeod, McLeod Organizations: Service, Social, Business, —, Social Security, GPO, Security, Workers, Urban Institute, Social Security Administration, Center, National Task Force, Force, Republican, Budget Locations: New Haven, Louisiana, New Orleans

☆ I moved my family from the US to Switzerland 8 years ago. The difference in our quality of life is astounding.
▼ + stars: | 2024-09-24 | by ( Amy Aves Challenger | ) www.businessinsider.com time to read: +5 min

We folded seamlessly into our interconnected Swiss communityMy family didn't feel unwelcome or different in our new community. Amy ChallengerBecause of my husband's job, we quickly obtained resident permits to live in Switzerland and acquired health insurance. It eases our days and helps us stay connected to the beautiful nature around us. As the US continues to deal with extreme political divides, we're staying abroadWe are much more connected to nature in Switzerland. Earlier this year — almost eight years after moving to Switzerland — I returned to the US to stay in Manhattan with my youngest daughter.

Persons: —, Amy Challenger, we're, Switzerland — Organizations: Service, Sandy Hook Elementary, Business, South, Trump Locations: Switzerland, Lake Zurich, Africa, Asia, Europe, South America, Connecticut, Manhattan, Central Park

☆ I tried to retire twice, once at 40 and again at 62. But I like working with people too much.
▼ + stars: | 2024-09-24 | by ( Gary Nunn | ) www.businessinsider.com time to read: +5 min

Twice in my life, I've attempted to retire, and both times, I've been tempted back into full-time work. Both my husband and I had done very well in our jobs, so I was fortunate enough to be able to retire early. By the age of 40, I'd worked my way to the top as a financial planner. AdvertisementDuring my second attempt at retirement, I realized how much I loved working with clientsThen, I really lost my mojo for work. While this adventure was exhilarating, I ultimately realized I missed being at home near loved ones and, most of all, working with clients.

Persons: —, Chris Childs, I've, I'd, We'd, wasn't, I'm, David, He'd Organizations: Service, Business, mojo Locations: Australia, Italy, France, England

☆ Everything we know about 'The Secret Lives of Mormon Wives' season 2
▼ + stars: | 2024-09-24 | by ( Palmer Haasch | ) www.businessinsider.com time to read: +5 min

Read preview"The Secret Lives of Mormon Wives" is officially one of Hulu's biggest reality hits. Who will return for 'The Secret Lives of Mormon Wives' season 2? Related storiesWill there be any new cast members on 'The Secret Lives of Mormon Wives' season 2? What could happen on 'The Secret Lives of Mormon Wives' season 2? "The Secret Lives of Mormon Wives" season one is streaming on Hulu.

Persons: —, Taylor Frankie Paul, Tate Paul, Paul, Whitney Leavitt, Layla Taylor, Demi Engemann, Jessi Ngatikaura, Jen Affleck, Mikayla Matthews, Mayci, Disney, Ashley Rose Ramirez, Neeley, Leavitt, Zac Affleck, Affleck, MomTok, Camille Munday, Victoria Zalic, Miranda McWhorter, Taylor, Dakota Mortensen, Fred Hayes, Mortensen, Jenna, Jenna — Organizations: Service, Business, Hulu, Disney Locations: MomTok, New York City, Utah

☆ I'm a working mom while my husband stays home. I've dealt with FOMO and he's felt inadequate, but our family is stronger for it.
▼ + stars: | 2024-09-21 | by ( Robin Madell | ) www.businessinsider.com time to read: +10 min

I work a full-time 9-to-5 job as a project manager and also run an e-commerce business on the side. Related storiesBalancing a full-time job, an e-commerce business, and family life is challengingI feel accomplished because I'm able to support my family through multiple income streams, which add up to over six figures. When the company where I work full-time went through a round of layoffs last year, I was extremely anxious about potentially losing our main source of income. This stress led to me being distracted during family time and occasionally snapping at my husband over minor issues. Last holiday season, I was swamped with a major project deadline at my full-time job at the same time I had a spike in online sales.

Persons: —, Michaelle Barbor, It's, I've, We've, I'm, Michaelle, She'd, we've, He'd, Jane Zhang Organizations: Service, Business, Facebook Locations: King , North Carolina

☆ I realized my spending was out of control and started a 'no-spend era.' Since June, I've saved over $5,000.
▼ + stars: | 2024-09-21 | by ( Cailey Griffin | ) www.businessinsider.com time to read: +5 min

For over a year, I had been slowly realizing that I needed to change my spending habits, but I wouldn't do anything about it. Influencer culture and chasing dopamine hits contributed to my spending habits getting out of control. I don't think you have to be an addict to fall into unhealthy spending habits. AdvertisementI've also stopped spending as much on foodMy no-spend journey with products has also made me pay more attention to my food spending habits. Journaling has also been a helpful tool I've used for years when wanting to make a change.

Persons: Stephanie Noble, I'm, I've, haven't, it's, Journaling Organizations: Service

☆ Childcare workers say JD Vance's idea to have family help out more with kids isn't feasible: 'Grandparents should not be the fallback'
▼ + stars: | 2024-09-21 | by ( Eliza Relman | Ayelet Sheffey | Juliana Kaplan | ) www.businessinsider.com time to read: +9 min

Childcare is often top of mind for parents — and it might also be a deciding factor at the ballot box. Many parents just don't have the luxury of relying on family to provide childcare, Drew said, and they shouldn't have to. Schell said that grandparents have actually stepped in to help provide childcare for some parents, especially during the pandemic. Bock said that it would be helpful to find a way to pay grandparents for childcare responsibilities. AdvertisementBut without that extra support, handing childcare over to grandparents isn't feasible.

Persons: —, Ohio Sen, JD Vance, Donald Trump's, Charlie Kirk, Vance, Kirk, he's, Taylor Van Kirk, Debbie Drew, wasn't, Drew, Wendi Schell, Schell, Renee Bock, Bock, " Bock, Elliot Haspel, It's, it's Organizations: Service, Business, Teachers, Republicans, New York Department of Education, Social Security, Capita Locations: Portage , Wisconsin, Bronx

☆ French woman responds with outrage after lawyers suggest she consented to a decade of rape
▼ + stars: | 2024-09-19 | by ( Https | Media-Cldnry.S-Nbcnews.Com Image Upload Newscms Yuliya-Talmazan-Circle-Byline-Template.Jpg | Yuliya Talmazan | ) www.nbcnews.com time to read: +3 min

“I have felt humiliated," an outraged Gisèle Pelicot said of the arguments alleging she was an alcoholic or being her ex-husband's co-conspirator. Are they degenerates?” Gisèle Pelicot told the court. She testified earlier this month that her world collapsed when police uncovered the years of alleged abuse, recorded by Dominique Pelicot in a cache of more than 20,000 images and videos. A rendering of Dominique Pelicot, inside the glass box in the Avignon courthouse built to hold some of the defendants. Many of the defendants deny raping Pelicot.

Persons: Gisèle Pelicot, Dominique Pelicot, “, Gisele Pelicot, Christophe Simon, ” Dominique Pelicot, drugging, ”, Reuters Pelicot, Pelicot, Lionel Rodriguez, “ I’m, Rodriguez Organizations: Getty, Reuters, TF1 Locations: Avignon, AFP, France

☆ I turned down a teaching position and became the school lunch lady instead. I love it.
▼ + stars: | 2024-09-18 | by ( Jane Ridley | ) www.businessinsider.com time to read: +6 min

I was a couple of weeks into my new job in the school cafeteria when a first-grader named Olivia approached me with a note. I'm not a disciplinarianI was pleased last Spring when the school asked if I wanted a permanent position. I mostly worked in the middle school, and as we all know, middle school is tough. AdvertisementFiacco was given this heartfelt note from a grateful first grader in the school cafeteria where she works. I ran a successful business, but there I was, about to transition to serving food and mopping floors.

Persons: —, Sarah Fiacco, Olivia, Mrs Fiacco, I'd, She'd, I'm, It's, Fiacco, — Kinsley, Carter, Kendall —, They'll Organizations: Service, Business, US Air Force Locations: Prattville , Alabama, Virginia, Alabama

I recently bought a used car, and I ended up getting gap coverage and an extended warranty. Gap insurance is crucialGap insurance is a type of car insurance that covers the difference between what you owe on your car loan or lease and the car's actual cash value in the event that your vehicle is totaled or stolen. So, for me, paying $1,060 extra for gap coverage and also checking to make sure my auto insurance coverage is sufficient is well worth it. If you're looking for the best car insurance, look no further. MaxCare provides coverage for unexpected vehicle repairs after the manufacturer's warranty has expired, protecting you from high out-of-pocket repair costs.

Persons: —, MaxCare, I'm Organizations: Service, CarMax Locations: CarMax

☆ I celebrated my 40th birthday twice — first with family, then with friends. I'm so happy I kept them separate.
▼ + stars: | 2024-09-17 | by ( Emma Morrell | ) www.businessinsider.com time to read: +5 min

You can opt-out at any time by visiting our Preferences page or by clicking "unsubscribe" at the bottom of the email. download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Still, though, I wanted to celebrate with friends and family. My family's trip to Namibia in 2019, booked with Namibia Tours and Safaris, cost $5,000, excluding flights. We found our restaurant tucked down a back street behind the Musée du Louvre, basking in the luminous evening light.

Persons: —, waterslides, Emma Morrell, Coeur Organizations: Service, Business, Namibia Tours, Tuileries Locations: Africa, Namibia, Paris, France, Saint, Germain, En, Laye, Lights, Montmartre, Jardin, Europe

☆ I left my husband and 2 kids behind for a trip to Greece with my middle son. It gave us proper bonding time.
▼ + stars: | 2024-09-17 | by ( Wendy Altschuler | ) www.businessinsider.com time to read: +6 min

My husband and I rarely catch up with our own parentsWe see my husband's family about twice a month, as they live nearby. When my kids were small, we took road trips from Chicago to Montana, a 1,400-mile drive that would take 21 hours. The author's trip with her son began in Rafina, a port city near Athens. Wendy AltschulerA one-on-one vacation with my middle childIn June, I took my middle son to Greece on an adventure for just the two of us. I do this with each of my sons, but this time, it was my middle son's turn.

Persons: I'm, Long, we'd, they've, we're, Wendy Altschuler, Nikolas, beryl, I've Organizations: Service, Business, Fira Port Locations: Chicago, Montana, Rafina, Athens, Greece, Paros, Naxos, Santorini, Fira, Oia

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