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When crunched for time, the post-workout cool-down is the first thing many of us skip. We aim to get the heart pumping and blood flowing during exercise. It’s just as important to intentionally bring the body back to baseline. A post-workout cool-down helps bring your heart rate, blood pressure and breathing to a more normal range. It also helps deregulate your nervous system, says Matthew Sacco , a health and sports-performance psychologist at the Cleveland Clinic in Ohio.

Persons: crunched, Matthew Sacco Organizations: Cleveland Clinic Locations: Ohio

As a financial planner, here are seven strategies I recommend to help ensure your budget covers all your holiday shopping expenses. Determine how much you can afford to spend on holiday shopping without compromising your financial well-being. Set shopping deadlinesOne thing that I have learned about holiday shopping is that last-minute gifts are much more expensive. Have a separate high-yield savings account earmarked for holiday shoppingOnce you've crunched the numbers and created a holiday spending budget, it is a great idea to create a separate savings account earmarked for holiday shopping. Bundle giftsOne of my favorite ways to save on holiday shopping is to bundle gifts per family or group.

Persons: you'll, — Organizations: Service, Quicken, Hulu, Netflix, Starbucks

☆ Make America Build Again
▼ + stars: | 2023-11-16 | by ( Adam Rogers | ) www.businessinsider.com time to read: +37 min

America is the sixth-most-expensive place in the world to build subways and trolleys. The solutions will cost trillions of dollars and require a pace of building unseen in America since World War II. Perhaps the single most pressing question we face today is: How do we make America build again? "For this class of projects, federal environmental laws are more the exception." The prospect of overhauling our hard-won environmental laws might feel like sacrilege to anyone who cares about the Earth.

Persons: Anne, Marie Griger's, Griger, —, They're, Obama, I'm, we've, We've, I'd, It's, Matt Harrison Clough, Jamie Pleune, AECOM, Joe Biden's, There's, David Adelman, David Spence, Spence, James Coleman, NECA, Coleman, everyone's, Danielle Stokes, Nobody, Bill McKibben, Mother Jones, McKibben, Michael Gerrard, Columbia University —, they've, David Pettit, it's, Zachary Liscow, That's who's, Adam Rogers Organizations: RES Group, Environmental, Infrastructure Investment, Jobs, Land Management, Forest Service, University of Utah, Harvard Joint Center for Housing Studies, Brookings, Bureau of Ocean Energy Management, White, University of Texas, Greenpeace, Natural Resources Defense Council, Act, NEPA, Berkeley, University of California, University of Southern, Southern Methodist University, Ecosystems Conservation, GOP, Biden, Motorola, Telecommunications, Conservatives, Federal Energy Regulatory Commission, FERC, University of Richmond, UC Berkeley, USC, Star, Sabin, Climate, Columbia University, Natural Resources Defense, Republicans, Democrats, Management, Budget, Yale Law School Locations: Panama, Colorado, . California, Los Angeles, San Francisco, China, America, Washington, , Wyoming, Nantucket, New England, San Francisco ., University of Southern California, California, New York, Florida, Southern California, Las Vegas

☆ Post-strike Hollywood rushes to get film, TV sets humming
▼ + stars: | 2023-11-10 | by ( Dawn Chmielewski | Lisa Richwine | ) www.reuters.com time to read: +5 min

LOS ANGELES (Reuters) - Hours before the Hollywood actors’ strike officially ended, Beth Goodnight’s phone began ringing with opportunity. Studio, after the SAG-AFTRA TV/Theatrical Committee approved a tentative agreement with the Alliance of Motion Picture and Television Producers (AMPTP) to bring an end to the 118-day actors strike, in Burbank, California,. Marvel Studios’ “Deadpool 3,” a high-priority project for Walt Disney, will most likely resume filming before Thanksgiving, after the actors’ strike shut down production in July. Most had been forbidden from promoting films and TV shows during the strike. Studios are eager to have actors promoting Oscar hopefuls such as Leonardo DiCaprio’s “Killers of the Flower Moon” and Bradley Cooper’s “Maestro.”“YES!!!

Persons: ’, Beth Goodnight’s, Mario Anzuoni, ”, “, Sisyphus, Ridley, Walt Disney, Todd Garner, “ We’re, “ It’s, Pam Elyea, “ Oppenheimer, “ Abbott, Leonardo DiCaprio’s, Bradley Cooper’s “ Maestro, Kumail Nanjiani, Nanjiani Organizations: ANGELES, Reuters, Hollywood, Warner Bros ., SAG, Alliance, Television Producers, REUTERS, Marvel Studios, Disney, Producers, Hire, Broadcast, “, ABC Studios, ABC, CBS, Sony Pictures Locations: Burbank , California, U.S, Hollywood, Malta, Coast of Australia

☆ Lucid cuts prices of electric sedans for limited time amid EV price wars
▼ + stars: | 2023-11-03 | by ( ) www.reuters.com time to read: +2 min

A Lucid Air electric vehicle is displayed in Scottsdale, Arizona, U.S., September 27, 2021. Lucid slashed the price of its Air Touring model to $87,500 from $95,000 and the more powerful Grand Touring by $10,000 to $115,600. Tesla has cut the prices of its Model S premium sedan, Lucid Air's closest competitor, to $74,990. Lucid had previously cut prices for its cars in August as the company burned through cash as it ramped up production in a tough economy. The price cut offer will be valid till Nov 30, the company said.

Persons: Hyunjoo Jin, Elon, Lucid, Tesla, Zaheer Kachwala, Tasim Zahid Organizations: REUTERS, Cox Automotive, Saudi Arabia's Public Investment Fund, Thomson Locations: Scottsdale , Arizona, U.S, Newark , California, Bengaluru

If you're making $120,000 per year, saving $1 million for retirement might seem out of reach. But with a little dedication and the right timing, it's certainly possible — if you stick to a clear plan. As a rule of thumb, most financial advisors suggest that you save 10% to 15% of your salary for retirement. But if your goal is to get to $1 million, the percentage you need to invest will vary drastically depending on how old you are when you start investing. Watch the video above to learn how much you should be saving to reach your goal.

Organizations: CNBC, Finance

☆ Insider Today: Big banks' cloudy forecast
▼ + stars: | 2023-10-16 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +8 min

AdvertisementAdvertisementIn today's big story, we're looking at why strong earnings results from some big banks weren't necessarily the big win markets were hoping for. The big storyTrouble brewingAdvertisementAdvertisementOn the surface, earnings season got off to a great start. And that could spell trouble for the broader market hoping for a banner earnings season to help it finish the year on a positive. AdvertisementAdvertisement"This may be the most dangerous time the world has seen in decades," he said in a press release announcing the bank's earnings. One market veteran predicts stocks will rally for the final stretch of the year due to a strong earnings season.

Persons: Elon Musk, Steve Jobs, Wells, Jamie Dimon, Dimon, Julian Restrepo, Emmalyse Brownstein, Mark Mason, JPMorgan's, Teresa Heitsenrether, Goldman Sachs, Jane Fraser, Fraser, Michael Siluk, there's, Walter Isaacson, Justin Sullivan, Tim Mosenfelder, Elon, Tyler Le, Noah Webster, He's, Naomi Osaka, Angela Lansbury, Sue Bird, Oscar Wilde, Bryce Harper, Dan DeFrancesco, Naga Siu, Hallam Bullock, Lisa Ryan Organizations: Tech, JPMorgan, Citigroup, AP, Citi, Barclays, Suisse, New York Department of Labor, Getty, Wedbush Securities, Microsoft Outlook, Microsoft, Consumers, PETA, Dairy Summit Locations: Ukraine, Israel, Chicago, New York City, San Diego, London, New York

☆ Elon Musk’s worst nightmare
▼ + stars: | 2023-10-12 | by ( Adam Rogers | ) www.businessinsider.com time to read: +13 min

It's hard to tell, for a simple reason: The data on the safety of robot cars sucks. Until robot cars have traveled for hundreds of millions of miles, there's no way to get a statistically significant, unequivocal conclusion. If the data on robot cars is equivocal or incomplete, then those rules should keep them off the road. In a sense, she's Elon Musk's worst nightmare. To her, the safety of self-driving cars is not an abstract question.

Persons: Missy Cummings, Elon Musk, Cummings, Elon, Musk, Tesla, stans, Musk's, —, that's, Terry Chea, Big, Waymo, Kyle Vogt, Cruise, Vogt, hillier, it's, Steven Shladover, Missy, She's, she's Elon, Don Quixote, Adam Rogers Organizations: Twitter, Duke University, National, Traffic, Musk's bros, NHTSA, George Mason University, Cruise, Navy, LinkedIn, Waymo, UC Berkeley's Institute of Transportation Studies, San, Boeing, Max Locations: San Francisco, Muskovites, Silicon, Silicon Valley, California

☆ The job Americans would most like to see replaced by robots
▼ + stars: | 2023-09-27 | by ( Joseph Bien-Kahn | ) www.businessinsider.com time to read: +26 min

In a survey of jobs Americans would most like to see replaced by robots, the umpire would surely rank near the top. (The MLB league official tells me that legalized gambling has not been a factor in implementing ABS.) Frustratingly, the subjective has infiltrated what initially felt like a technological problem: What does the perfect strike zone even look like anyway? The MLB league official agrees, telling me the Jetson Robot Home Plate Ump is not in their plans. "Growing up, my parents would go, 'Oh, the umpire's strike zone was small!'

Persons: Jordan Pacheco, Pacheco, John McEnroe, —, Billy Beane, maniacally, Houston, it's, Ben Hurian, Paul Hawkins, Goltz, Tyler Le, Justin Goltz, he's, there's, rears, Tyler Fitzgerald, Fitzgerald, who's, FanGraphs, Bagwell crouch, Miguel Yajure, Phillip Evans, Evans, X, they'd, Dylan Yep, what's, we're, Rob Manfred, — England's, Calvin Baker, Baker, Drew Strotman, Billy Evans, Strotman, Greg Maddux, MIT grads, steph, klay thompson, alf, hite, mudge, hird, ove, ahn Organizations: Lexington Legends, Twitter, Major League, ump, MLB, Sony, NASCAR, Triple, Albuquerque, Colorado Rockies, Astros, Companies, English Premier League soccer, Rugby, NFL, NBA, ABS, Sutter Health Park, Cats, San Francisco Giants, River, Reno Aces, AAA, Atlantic League, Big, of Fame, Seton Hall Sports, MIT, hawkeyes, ust Locations: OKC, California, Sacramento, uman

☆ Ethereum founder Vitalik Buterin travels the globe to keep crypto alive as the U.S. cracks down
▼ + stars: | 2023-09-22 | by ( Mackenzie Sigalos | ) www.cnbc.com time to read: +17 min

Today, the biggest challenge for Buterin and the ethereum community is making sure that it provides actual value to people. Buterin was named the world's youngest crypto billionaire at age 27 as the crypto market swelled to its peak in 2021. And he isn't, according to his own estimation, the be-all and end-all authority on the ethereum network. About the ethereum network, he says, "On the other hand, you've got your laptop. In terms of what's next for ethereum — Buterin says a big priority is focusing on privacy and scalability through zero-knowledge rollups.

Persons: Vitalik Buterin, Buterin, coder, doesn't, Czech Republic Pavel Sinagl, that's, clasped, Buterin wasn't, cryptocurrencies, Sam Bankman, Luna, they're, Dmitry, Vitalik, Dmitry Buterin, ethereum blockchains, you've, Satoshi Nakamoto, ethereum, — Buterin Organizations: CNBC PRAGUE, CNBC, Canadian, U.S . Tornado, Buterin, U.S, Securities and Exchange Commission, SEC, CFTC, People's Bank of China, tinker, Ethereum, Ethereum Foundation Locations: Prague, Russia, Czech Republic, Ukraine, Netherlands, Paralelní Polis, Holešovice, China, U.S, Africa, Argentina, Buenos Aires, San Francisco, CBDCs, Moscow, ethereum, Denver, Paris

If you're making $80,000 per year, the thought of racking up $1 million for retirement might seem daunting. But with a little dedication and the right timing, it's likely within reach — if you stick to a clear plan. As a rule of thumb, most financial advisors suggest that you save 10% to 15% of your salary for retirement. These numbers assume that you plan to retire at age 65 and have no money in savings now. Watch the video above to learn how much you should be saving to reach your goal.

Organizations: CNBC

☆ This Montana college town ranks No. 1 as the most fun city for young people—what it's like to live there
▼ + stars: | 2023-09-21 | by ( Jennifer Liu | In Jljenniferliu | ) www.cnbc.com time to read: +5 min

The metro area around Missoula, Montana, ranked No. Tucked away in western Montana is America's most fun city for young adults. "There are so many big names, it doesn't make sense for how big the area is," Tong says. Don't miss: These are the top 10 states for young workers to find jobs, live affordably and have funMissoula ranks No. Tong says one big misconception of living in Missoula is that college students are everywhere, but she hasn't found that to be the case.

Persons: DeJohn, Jaclyn DeJohn, Sturgell, Tong, Brandon Sturgell, Summer Tong, Bon Iver, Jimmy Eat, Elton John, hasn't, we've Organizations: University of Montana's, MIT, Wilma Theatre downtown, Missoula, CNBC Locations: Missoula, Missoula , Montana, Montana, U.S, Tulsa, Okla, Mont, Portland ,, Denver

☆ Analysts predicted new obesity medicines would be blockbusters. Now they’re raising their forecasts
▼ + stars: | 2023-09-16 | by ( Christina Cheddar Berk | ) www.cnbc.com time to read: +9 min

Fernandez sees a total addressable market of $140 billion to support patients with obesity. He expects there is a potential for GLP-1 drugs to become as common and widely used, much like statins are used to lower cholesterol. Morgan Stanley's Flynn estimates a 30% share of the diabetes market would generate $109 billion on a worldwide basis for GLP-1 drugs. Layer in a 15% to 30% share of the obesity market and that equates to worldwide sales of $97.4 billion to $194.8 billion. Guggenheim's estimates also assume that oral GLP-1 drugs that are currently in development are able to come to market a few years from now.

Persons: Seamus Fernandez, Fernandez, Lilly, Eli Lilly, Morgan Stanley, Terence Flynn, Eli Lilly's Mounjaro, Insulet, Canaccord, William Plovanic, Plovanic, It's, Morgan Stanley's Flynn, Flynn, Novo, Michael Bloom Organizations: Wall, Novo, American Heart Association, Food and Drug Administration, Novo Nordisk, Iqvia, Disease Control Locations: GLP

☆ Coca-Cola used AI to create its newest flavor: The Y3000 soda 'from the future'
▼ + stars: | 2023-09-12 | by ( Nicolas Vega | ) www.cnbc.com time to read: 1 min

Artificial intelligence is the future. Coca-Cola Y3000 is billed as "the first futuristic flavor co-created with human and artificial intelligence." First, researchers at Coca-Cola collected "key flavor preferences and trends to understand what consumers imagine and think the future tastes like," a representative for the company told CNBC Make It. Then, that information was crunched by Coke's artificial intelligence system to "help develop flavor profiles and pairings." Coca-Cola doesn't describe what the new flavor tastes like in any of its materials, but the drink comes in regular and zero sugar varietals.

Organizations: CNBC

☆ The Hunt for the Ideal Bánh Mì
▼ + stars: | 2023-09-06 | by ( Bryan Washington | ) www.nytimes.com time to read: +2 min

In the 1950s, bánh mì skewed further from French tastes and closer to the distinctly Vietnamese iterations that are ubiquitous today. Since the 1970s, when the Vietnamese diaspora became a global presence, bánh mì have proliferated as well. Their bánh mì crunched like a symphony, accompanied by what was likely the best chile crisp I’ve ever had. Ideally, you’ll pick up the baguettes and butter from a Vietnamese bakery or bánh mì shop. But it’s always worth going extra on the pork shoulder; leftovers hold the promise of future bánh mì.

Persons: bánh, you’ll, it’s Locations: Vietnam, Houston, Amsterdam, Seattle, Ba, Tokyo, Harris, Fort Bend, Swig, mayo, you’re

☆ A Gen Zer living in a microstudio in Dubai says it's changed how she shops, cleans, budgets, and socializes
▼ + stars: | 2023-08-31 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +4 min

So having a small space really helped that in a lot of ways." Living in such a small space means it's easy to keep costs low. As a hybrid worker, she loves working from home — but having such a small space to get work done from can be restrictive. At the end of the day, she said she wished people understood that not everyone living in Dubai was very rich or living in luxury. "I live in a very small space, and I work at a publishing company," she said, adding: "It's not what you see online only.

Persons: Twinkle Stanly, Stanly, —, It's, Stanly —, I've, Knight Frank, That's Organizations: Service, CNBC Locations: Dubai, United Arab Emirates, Wall, Silicon

☆ AI bros are at war over declarations that Google's upcoming Gemini AI model smashes OpenAI's GPT-4
▼ + stars: | 2023-08-29 | by ( Hasan Chowdhury | ) www.businessinsider.com time to read: +4 min

The researchers behind the SemiAnalysis blog say Google's upcoming AI Gemini smashes GPT-4. That might explain OpenAI boss Sam Altman's defensive response to a post published over the weekend titled : "Google Gemini Eats The World – Gemini Smashes GPT-4 By 5X, The GPU-Poors." Gemini is a next-gen, multimodal AI model being worked on by researchers at Google's AI arm DeepMind, and is expected to be released later in 2023. In response, SemiAnalysis' Patel posted on X that he got data on Google's GPU stores from a supplier of Google — rather than Google itself. But to say Gemini Smashes GPT-4 by 5x makes it sound like it is 5x better than GPT-4, it's not, its 5x compute.

Persons: Sam Altman, Sam Altman's, Dylan Patel, Daniel Nishball, Google's, Patel, OpenAI's, Altman, SemiAnalysis, Sundar Pichai, Sundar, G86ZRjnNmS, dtS0Bw3I92 — Dylan Patel, dethrones OAI, it's, ChatGPT Organizations: Google, Hacker

☆ A fitness trainer says this is how much exercise you should be doing a week: 'It's less than you might think'
▼ + stars: | 2023-08-26 | by ( Stephanie Mellinger | ) www.cnbc.com time to read: +2 min

That's an excellent goal, but the minimum amount of exercise you need is actually less than you might think. Get a heart rate monitor. Ask your doctor if they have a recommended heart rate range for you. If they don't, I suggest starting at 60% to 70% of your maximum heart rate (HR). Many people think they need to set intense goals, such as doing five-hour workouts per week or training to run a half marathon.

Persons: Max, you've, Skip Organizations: World Health Organization, WHO

☆ Big Tech salaries revealed: This is what developers, engineers, and product managers make at Google, Apple, Meta, and Amazon
▼ + stars: | 2023-08-23 | by ( Business Insider | ) www.businessinsider.com time to read: +1 min

Insider analyzed salary data for thousands of workers to reveal how much large tech companies pay. We crunched the numbers for companies including Amazon, Apple, Facebook, Google, and Microsoft. The data from US companies report in foreign workers' visa applications sheds light on compensation. In March, the tech-industry association CompTIA reported that the projected rate for tech jobs over the next decade is nearly twice the national jobs rate. It projected over 270,000 net new tech jobs this year.

Organizations: Amazon, Apple, Facebook, Google, Microsoft, Companies, of Foreign Labor

☆ Here's what happens to the Dow after a 13-day winning streak, according to history
▼ + stars: | 2023-07-27 | by ( Ganesh Rao | ) www.cnbc.com time to read: +3 min

The Dow Jones Industrial Average closed higher for 13 consecutive days this week, notching its longest winning streak since 1987. Only four such rallies were sustained for 12 days, with the longest winning stretch set at a record 13 days in 1987. In the week following a 10-day streak of gains, stocks have previously held on to their profits, staying flat on average. On average, stocks were also flat a month after a 10-day winning streak. In the quarter after a 10-day streak of gains, stocks have returned an average 2.4% in the past.

Persons: Dow Jones, Dow, Steve Eisman, Neuberger Berman, CNBC's, Michael Lewis, Jerome Powell, —, Fred Imbert Organizations: Dow Jones, America, Boeing, Dow, CNBC, Investors, Federal

☆ The Dow's longest win streak since 2017 is another sign that suggests there is no recession in sight
▼ + stars: | 2023-07-25 | by ( Matthew Fox | ) www.businessinsider.com time to read: +2 min

The Dow Jones Industrial Average is in its longest win streak since February 2017. Carson Group's Ryan Detrick observed that win streaks from the Dow suggest there is no recession in sight. Blue chips were higher three months later 100% of the time, delivering an average gain of 5%. They were also up six months later 100% of the time, delivering an average gain of 11%. And 12 months later, they were up 80% of the time, delivering an average gain of just over 8%.

Persons: Carson Group's Ryan Detrick, Dow, Ryan Detrick, Dow Jones, Detrick Organizations: Dow Jones, Dow, Service, Microsoft, Carson Group Locations: Wall, Silicon

The thought of retiring and funding your retirement adequately might be daunting. Retirement usually entails replacing your annual salary from a workplace with other income sources to maintain your current lifestyle. While Social Security may cover part of your budget, there are understandably reasons to be concerned about how much you could receive from Social Security by the time you retire. The rest of your money will most likely need to come from your savings and investments. CNBC crunched the numbers, and we can tell you how much you need to save now to get $40,000, $50,000 and $60,000 every year in retirement, without taking a bite out of your principal.

Persons: you'll, It's Organizations: Social, Social Security, CNBC

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailHow to earn $40,000, $50,000 and $60,000 in interest alone every year for retirementAn interest-only retirement plan can fund your retirement without draining your savings, but you will need to save a lot of money to make it possible. CNBC crunched the numbers, and we can tell you how much you need to save every month, broken down by age, to get $40,000, $50,000 and $60,000 every year in an interest-only retirement. Check out this video to learn how much you will need to turn that dream into a reality.

Organizations: CNBC

Insider obtained an internal spreadsheet that shows much Google employees were paid in 2022.Insider crunched the numbers to find the highest base salaries for US-based roles at the tech giant. The median total compensation at Google in 2022 was $279,802 — but which roles raked in the highest salaries? Insider obtained an internal company spreadsheet that was shared among Google employees. The sheet includes salary data for more than 12,000 US-based employees in 2022 and covers a range of roles, including software engineers and business analysts. The spreadsheet gives us our best look yet at how much the tech giant is paying staff, with some limitations: the data is for US-based roles only and includes data that employees voluntarily submitted.

Organizations: Software, Google, Morning Locations: US

☆ Sensorfact helps industrial companies manage their energy and water usage. Check out the 11-slide pitch deck it used to raise $28 million.
▼ + stars: | 2023-07-19 | by ( Tasmin Lockwood | ) www.businessinsider.com time to read: +3 min

Sensorfact has created a smart monitoring system to help industrial companies cut energy and water use. Check out the 11-slide pitch deck it used to secure 25 million euros (around $28 million). A Dutch startup helping industrial companies manage their energy and water use has just raised 25 million euros (around $28 million) from growth impact fund Blume Equity. Sensorfact, founded in 2017, has developed a smart monitoring system for industrial companies including food and beverage, plastic and rubber, and metals manufacturers. It uses wireless sensors that are clipped onto machine cables and gas, water, and compressed air pipes to monitor flow every 30 seconds, which is fed back to a user-facing platform.

Persons: Sensorfact, Pieter Broekema's, Broekema, Biden's, Blume, Eleanor Blagbrough Organizations: Blume Equity, Sensorfact, Industry, SET Ventures Locations: Dutch, Europe

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