Like a lot of millennials, Enrique Gonsalves is a victim of poor timing.
For most millennials, born between 1981 and 1996, the path to homeownership has been fraught with pitfalls and false starts.
Add it all up, and the homeownership rate among millennials is lagging that of previous generations.
Compared with these generations, millennials have more debt, a lower net worth, and a worse chance of making more than their parents.
Those factors, particularly the rise in student debt, have prevented millennials from getting a home.